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Thank you, Glenn, for sharing that testimony with us this morning.

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As I have said, next Sunday evening we will have our congregational meeting at 6 o'clock.

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I recognize that they're scheduled to be some kind of a football game at that time.

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The Vikings are not playing, sadly, and so you have no reason to stay home and watch

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it.

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And so I want to encourage you to be here for that praise gathering at 6 o'clock as

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we share together the good things God has done in our church in the last year.

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Would you open your Bible, please, to Luke chapter 16.

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The Bible has a lot to say about money, and it's my desire as a pastor to follow the

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example of the Apostle Paul when he said that he preached the whole counsel of the Word

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of God to the Ephesian church.

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That includes what the Bible has to say regarding this matter of money.

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Now, some people become very nervous when they hear about money in a church, and there

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are probably some good reasons for that discomfort, among them the fact that there are some churches

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that are just totally preoccupied with money.

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I was talking to a friend of mine recently who goes to a church that has a large television

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ministry, and he lamented to me the fact that the whole service each Sunday is given for

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the television audience, and that it involves a great deal of appeal for funds in order

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to keep the television ministry going.

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The sad thing is that the ministry in that local church is suffering because of that.

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Then there are other churches that have a partiality toward wealthy and rich people.

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James has some strong words concerning that.

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He says, if we have partiality toward the rich, we have become judges of one another

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with evil motives.

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In fact, he says, God has chosen the poor of this world to be rich in the things of

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God, and therefore we are not to look down upon those who are poor.

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But there are some churches that are partial.

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I hope the Grace Church will never be partial toward a person because of his abilities to

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give or the amount of money that he may have.

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Then there are churches that use this matter of giving as pressure, and spiritual fear

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is put into people, or sometimes even guilt, so that they are encouraged to give by really

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what is manipulation.

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So I can understand why there is discomfort regarding this matter of money.

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And yet the Bible has so much to say about it that we need to learn what God says about

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this important topic.

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Last week we looked together at the truth that God wants us to have money, and he has

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made provision for us to gain it in several biblical right ways.

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And the reason that he wants us to have money is so that our needs can be met, and so that

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in addition to that there might be a margin between what we need and what we receive so

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that we can give generously to those who have needs.

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And then we looked at the fact that God wants us to think properly about money.

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In the first place, he does not want us to love it.

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In fact, he warns us that if we do choose to love money and go after that as our goal

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in life, and about two-thirds of the college students surveyed recently indicated that

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was their number one goal in life, to make money.

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Twenty-five years ago, a four out of five students said the most important thing was

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to find a solid philosophy for living.

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Things happened in the last twenty-five years in the college campus.

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Motives have changed.

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Now, two out of three say, it's money that I want in life.

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The Bible says that if we set money as our goal, that it will destroy our lives, it will

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make us useless to God, and will inevitably lead us to compromise of biblical principles.

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So he wants us to, in the first place, not love money.

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But secondly, he wants us to be aware that money is deceitful.

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Not only deceitful, but it's temporary.

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So he wants us to be aware of its true nature, not be deceived by it.

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Then we began looking at the fact that as we think of money, God wants us to make money

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our servant.

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We see that in the parable that Jesus tells in Luke chapter 16.

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I'm going to begin reading in verse one.

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Now, he, Jesus, was also saying to the disciples, there was a certain rich man who had a steward,

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and this steward was reported to him as squandering his possessions.

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And he called him and said to him, what is this I hear about you?

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Give an account of your stewardship, for you can no longer be steward.

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And the steward said to himself, what shall I do, since my master is taking the stewardship

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away from me?

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I am not strong enough to dig.

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I am ashamed to beg.

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I know what I shall do, so that when I am removed from the stewardship, they will receive

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me into their homes.

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And he summoned each one of his master's debtors, and he began saying to the first,

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how much do you owe my master?

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And he said, a hundred measures of oil.

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And he said to him, take your bill and sit down quickly and write fifty.

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Then he said to another, and how much do you owe?

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He said, a hundred measures of wheat.

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And he said to him, take your bill and write eighty.

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And his master praised the unrighteous steward, because he had acted shrewdly.

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For the sons of this age are more shrewd in relation to their own kind than the sons of

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light.

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And I say to you, make friends for yourselves by means of the mammon of unrighteousness,

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that when it fails, they may receive you into the eternal dwellings.

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Please understand that in this parable, Jesus has one main lesson to teach us.

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As we interpret parables, it's important to keep in mind that we cannot press every

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point of the parable to some meaning.

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Most parables have one central truth, and that is the case with this parable.

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Jesus is not commending the dishonesty of the steward that he talks about.

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The man was dishonest.

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But even his own master had to admire the cleverness, the shrewdness with which he had

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acted.

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And it is that thought of preparation that Jesus commends, using what one has now to

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prepare for the future.

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That's what Jesus is saying.

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And he says that we are wise when we use what we have now, specifically money.

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He calls it the mammon of unrighteousness, but he's talking about money, our possessions.

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We're wise when we use what we have now to prepare for the future.

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The future meaning when we arrive in heaven, when we come to the eternal dwellings.

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The idea is that we invest what God has given us now in his work.

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We use it for the winning of people to Jesus Christ, so that one day when we arrive in

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heaven there will be people there to welcome us because of the wise investment of our money

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in God's work.

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What is the primary principle that Jesus is teaching in this parable?

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He is telling us that we are to use our money wisely.

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And he goes on to say in the verses following that if a person does not know how to use

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his money wisely with regard to that, then there cannot be entrusted to him the true

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riches.

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And Jesus is speaking about spiritual responsibilities.

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He says if a person is not faithful in that which is little, he can't be dependent upon

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to be faithful in that which is much.

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And if he is faithful in that which is little, then he can be dependent upon to be faithful

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with the true riches, with spiritual responsibilities.

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I have heard people say in years past, well I don't really give a lot to my church because

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I can't trust the leadership there.

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You know what my thought is when I hear words like that?

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It is if you can't trust the leadership of your church, then why are you going there?

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After all, they are committing to you something that is far more important than the money

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you're talking about.

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If they cannot be trusted with the spiritual riches, or rather with the money that you

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want to give them, then how can you trust them with the spiritual riches that they're

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ministering to you weekly?

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Jesus gives a basic principle here that the way that we use our money reflects upon our

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character, our trustworthiness.

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So he says make money your servant.

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Rather than making yourself its servant, and bowing before it and worshipping it, let your

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money be your servant with eternal dividends in view.

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Invest it with God.

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That is what he is saying.

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Not only does the Lord want us to have money and to think properly about money, but he

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wants us to manage our financial stewardship in a wise way.

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What does that involve?

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Well, let me just suggest three things that it involves.

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In the first place, it involves recognizing that my first responsibility is to God.

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That as I am blessed, as I am prospered, the very first responsibility that I have is not

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to the department store, it's not to the utility company, but rather it's to God.

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That's my first responsibility.

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Come back with me to Proverbs and the third chapter where I think that we see this principle

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stated.

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In Proverbs 3 and verse 9, it says, honor the Lord from your wealth and from the first

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of all your produce, so your barns will be filled with plenty and your vats will overflow

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with new wine.

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God says that we are to honor him with the first of our increase, the first fruits of

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our produce, and that if we are faithful in that, then he will bless us and meet our needs.

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God cannot be outgiven.

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God will return.

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I don't mean that God will make you wealthy if you give, but God will see to it that you

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are returned what you need in your life.

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The first thing that we need to do is to recognize our responsibility to God.

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How are we to do that?

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Well, I think that we find a verse or two in the New Testament that speaks briefly about

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that, although next Sunday I want to speak more in detail from 2 Corinthians regarding

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this matter of our giving to the Lord.

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But turn with me to 1 Corinthians chapter 16 and notice some words of the apostle Paul

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as he writes to them about a collection for the saints, the poor saints in Jerusalem.

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And here are his instructions so that that collection will be taken in an orderly way

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and there will not be emotional appeals when he comes.

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He says, on the first day of every week, this is verse 2 of 1 Corinthians 16, on the first

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day of every week, let each one of you put aside and save as he may prosper, that no

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collections be made when I come.

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Now in that verse we see a number of basic teachings regarding giving as it applies in

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the New Testament.

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In the first place, notice that it is to be regular and systematic.

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He says, on the first day of the week, when was that?

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Well that was obviously the time when they came together for worship.

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And so in the context of that day it was to be every week as they came together for worship,

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regularly, systematically, they were to bring their offerings.

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Now it was a custom in that day that a laborer was paid each day.

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There were not weekly paid periods or bi-weekly or monthly, but every day a laborer was paid

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as wages in Israel.

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And so at the end of the week they were to count what they had received during that week

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and out of that bring an offering every week.

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The principle, folks, is this, that in our giving to the Lord we are to be regular about

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it.

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We are to be systematic about it.

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We are not to be subject to emotional appeals from people, but rather we are just to learn

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faithfulness in regularly bringing an offering to the Lord.

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Does that need to be done the first day of every week in our culture?

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Well there are some who say that and that's fine if they want to do it.

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I think the principle though that underlies it is that as I am increased I am to bring

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that offering.

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So if I'm paid every week then every week I need to bring that offering.

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If I'm paid every two weeks or every month likewise I am to bring an offering.

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The principle is do it regularly and do it in a planned systematic way.

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And then notice that he says that it's to be a universal practice.

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He says let every one of you, let each of you, it's not only individual but it's universal.

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They were all to do it.

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There seems to have been no exception in Paul's mind.

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He was not looking upon some of the congregation as too poor to participate.

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He said let each one of you participate in this.

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And so in our giving today in the local church there is to be no exception.

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One is to share in that.

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Now in the average church we are told that 20% of a congregation gives 80% of the money.

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Did you know that?

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In the average congregation, evangelical congregation, 20% of the people give 80% of the money.

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30% give 20% and 50% give nothing.

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That is not God's plan at all.

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God's plan is for each one to give.

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And in fact we are told that the larger a church gets the more that 50% who gives nothing

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creeps up.

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Becomes 51, 55 and more.

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The larger a church gets.

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And why is that?

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Well there are some reasons for it.

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The larger a church gets the more the budget seems to be removed.

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The ministry seems to be removed from the individual.

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It seems less personal and so there is less commitment.

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And I think that likewise in the day in which we live in particular there are ministries

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that can appeal to people emotionally through radio and television and do it in such a way

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that it prompts people to give to get this book or this acknowledgement of some sort.

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And so those kinds of tools are used to get people to give.

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And churches by and large do not use those kinds of means.

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And so that is another reason perhaps that some give outside of their church rather than

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within the church.

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It seems perhaps more exciting to give out there to a ministry when they say if you don't

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give this week we are going off the air.

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And you come each Sunday and the lights are on in the church and the heat is on.

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In fact it is a little bit too much today.

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When you come and people are here to meet your needs and things just seem to go on and

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the church doesn't really need the money as much as so and so out here whose ministry

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is going to go out of existence if he doesn't get the money this week.

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Now what most people fail to realize is that message was taped months ago.

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Something doesn't quite match up there but nonetheless.

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The fact is the teaching of God's word says let each one of you participate.

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That is God's plan.

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And then we are to give he says as we may prosper.

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The point the principle here is we are to give proportionate to our increase.

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Now there are those who believe that the New Testament teaches that we are to tithe our

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income.

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In fact I have some wonderful messages on the subject of tithing that I have preached

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in the past because that is what I was taught early on and that is what I preached in my

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early ministry.

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Because I have come to study God's word a little more on that subject.

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I have come to believe that tithing is not and never really has been the principle of

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offerings to the Lord.

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The word tithe by the way for those of you that may not know refers to 10 percent.

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And it is true that in the Old Testament there were tithes commanded.

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It is true that even before the law there were a couple of examples of tithing.

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For example in Genesis 14 Abraham gave a tithe of all that he had to the Lord.

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But that is the only time that we find any record of Abraham giving anything.

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So to say that that was a regular principle of his would be incorrect.

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Jacob likewise gave a tenth of all that he had but that was on one occasion that he gave

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that to the Lord.

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Under the law yes there were tithes commanded of the Jewish people.

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But if you study that basically what it was was a tax to support the state and the religious

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institution of Israel.

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God had planned for it to be a theocracy.

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His ruling over the nation and as the people gave a tithe, one tithe was to support the

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priesthood and the nation.

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Another tithe was to be given every year.

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You see there were two tithes actually in ancient Israel.

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That tithe was to support the national festivals and that sort of thing.

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And then every three years there was a third tithe required of the Jewish people which

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was to be used for the poor.

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And so if you average that out what they gave each year in tithe so called was actually

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23.5 percent or 23.3 percent.

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So that's what they were required to give under the law but that was basically a tax

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upon them to support the nation and the institution, the religious institution, the temple and

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the priesthood and so on.

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However parallel to that throughout the Old Testament there was such a thing as was called

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a free will offering.

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And that is what is parallel to us today, not the tithe.

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When God says in Malachi 3, you've robbed me and the people say how have we robbed you?

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He says in tithes and offerings.

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He was saying in the first place you haven't paid your taxes, tithe, and the offerings.

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There have been no free will offerings.

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We have a number of examples of free will offerings in the Old Testament but perhaps

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one of the most beautiful is back in the book of Exodus in verse 25.

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Would you look at that with me?

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My point is this, that in this matter of giving, God's principle has always been that of free

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will.

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In other words there is to be no coercion, there is no legalistic commandment that it

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must be 10 percent or 23.3 percent but it's a matter of a one giving out of his free heart

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and will to the Lord.

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In Exodus 25 verse 1 it says, the Lord spoke to Moses saying, tell the sons of Israel to

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raise a contribution for me from every man whose heart moves him you shall raise my contribution.

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So God's plan was that in the construction of the tabernacle, that original tent of worship

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of the Jewish people, they were to do that through the free will giving of the people

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whose ever heart prompted him to give.

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Now turn over a few pages to chapter 35 where we have the actual command being fulfilled.

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For example, Moses says in verse 5, take from among you a contribution to the Lord.

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Whoever is of a willing heart, let him bring it as the Lord's contribution.

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Look again in verse 21, and everyone whose heart stirred him and everyone whose spirit

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moved him came and brought the Lord's contribution.

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Verse 22, then all whose hearts moved them, both men and women came and brought various

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items that are listed there.

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Verse 24, everyone who could make a contribution of silver and bronze brought the Lord's

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contribution.

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Verse 29, the Israelites, all the men and women whose heart moved them to bring material

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for all the work, at the end of the verse they brought a free will offering to the Lord.

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Chapter 36 and verse 2, in the middle of the verse, everyone whose heart stirred him to

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come to the work to perform it.

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And what was the result of all of this freedom to give as the people were moved, as they

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were led to give?

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Well, in verse 6 it says, Moses issued a proclamation that was circulated and it said this, let

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neither man nor woman any longer perform work for the contributions of the sanctuary.

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Thus the people were restrained from bringing any more.

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What had happened?

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Well, as they had given out of the freedom of their hearts, too much was given.

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They didn't need any more.

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And so they had to stand up and say, stop bringing contributions.

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Now that would be a day in a church when that was the case, wouldn't it?

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My point in showing you that in Exodus was to show you that alongside of the law regarding

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the tithe, which was basically a tax upon the people, there was the opportunity to bring

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a free will offering.

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Likewise, today we owe to Caesar what we owe him, don't we?

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And it's always too much.

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But we're commanded by God to give it.

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That's our responsibility as citizens of our land.

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That's our tax.

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But in addition to that, we are to bring to the Lord a free will offering.

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And Jesus says in Luke chapter 6 that the more we give, the more God will bless us.

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The more we give, the more God will bless us.

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He says, let your measurement be that of a basket that's pushed down solidly.

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And cram as much in there as you possibly can and bring that to the Lord, because God

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is just going to bless you that much more richly for your free will in giving it.

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Now let's go back and talk some more about 1 Corinthians 16 where it says, as he may

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prosper.

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The point that the apostle is making is this.

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The more I am prospered as an individual, the more I am to bring to God.

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You see, if there is such a thing as legalistic tithing, I think it really destroys the principle

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that is talked about here in this verse.

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For a person, for example, who earns $10,000 a year, if he brings a tithe, brings $1,000.

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That leaves him $9,000 for everything else.

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A person who earns $100,000 if he simply practices tithing, brings $10,000 but is left with $90,000

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to live upon.

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Now is that what the Lord is teaching here?

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No, it's not.

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The more one is blessed, the more one has an increase, the greater his responsibility

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is to bring back to the Lord.

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The one who earns more is to carefully guard his standard of living so that he doesn't

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consume all of that upon his own covetous desires.

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And if God blesses him with much, he is to return much to the Lord.

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That is the principle in this phrase, as he may prosper.

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Now, frankly, I knew very little about the principles of God's Word in this matter of

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giving until I got out of college.

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I practiced giving here and there, five bucks on the plate one time and $10 if it was a

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real emotional appeal and I was moved.

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And of course, college students typically are not exactly overloaded with money, so

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I gave that way.

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But I did not understand the principles here in this verse of regular systematic giving

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that I was responsible as an individual to God as I was prospered.

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When I got to my first ministry down in Kentucky as an assistant pastor, it was announced to

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me that I would tithe and I wasn't exactly overpaid in my position either.

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But I was told, you will tithe.

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And I accepted that because I liked the job and I knew what the alternative was.

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And so I began to tithe.

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It was hard at first.

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It was a brand new concept to me.

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But I got over the legalism of that.

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And what it did for me was it established a practice in my life of giving and giving

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regularly.

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Then as I began to understand the teaching of God's Word regarding the tithe and free

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will offering that I've talked about, I was able to set aside the idea of a tithe.

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And my wife and I have practiced from that time forward giving more than a tithe to the

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Lord's work.

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There have been times when I have been tempted not to give it for one reason or another.

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I remember when I was talking to one of my brothers who does not go to church regarding

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a home that he and his wife and family were buying.

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And it was a beautiful home.

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I understood how much he was putting down on it and that they were going to be practically

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debt free because of the fact that he has a very fine job, but he does not practice

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giving.

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And so he's invested a lot of that money into things that their family possess and

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into their home.

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You know, I began to look back at all the money I've given to the Lord's work through

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the years.

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And the devil said in my ear, you know, if you hadn't given all that money, you could

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own a home.

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But it wasn't long before the Spirit of God whispered in the other ear, yes, but you've

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invested for the future.

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You've invested in eternal things.

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And that quieted my spirit.

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I do not regret the money that we've given.

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I thank God that it's kept safe where we've saved it for the Lord's work.

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And that it's going to make a difference in eternity because we've given it that way.

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Chuck Swindoll had some interesting comments about this matter of giving in one of his

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monthly letters some time ago.

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He begins by saying, dear listening friend, I've got the joy, joy, joy, joy down in my

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heart.

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That sounds like Swindoll, doesn't it?

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He goes on to say, how easy it is to emphasize duty in giving and miss the joy.

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For far too long, God's people have been shamed and whipped into giving.

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Guilt and manipulative techniques are commonly used to wrench money from pockets and purses.

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People give but not hilariously.

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How tragic.

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God highly prizes those who give with joy, joy, joy, joy down in their hearts.

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Joy and generosity are like Siamese twins inseparably linked together.

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It concerns me quite frankly, says Swindoll, that stewardship is usually viewed as a grim

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obligation and we frown our way through it.

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Forcing ourselves to obey, we squeeze out a nickel or two while old Thomas Jefferson

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yells.

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Surely, this is alien to God's preference.

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Remember, he wants joy, joy, joy, joy, not okay, okay, okay, okay.

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How can we bring the joy back?

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Number one, reflect on God's gifts to you.

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Hasn't he been good?

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Better than we deserve.

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Good health, happy family, sufficient food, clothing and shelter, close friends and so

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much more.

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Number two, remind yourself of his promises regarding generosity.

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Call to mind a few biblical principles that promise the benefits of sowing bountifully.

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Bumper crops, don't forget, are God's specialty.

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Number three, examine your heart.

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Nobody but you can do this.

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Open that private vault and ask several hard questions like, am I giving proportionate

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to my income?

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Am I motivated by guilt or by joy?

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If someone else knew the level of my financial involvement in God's work, would I be an

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encouragement toward generosity?

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Have I prayed about giving or am I just an impulsive giver?

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And finally, to return joy to giving, trust God to honor consistent generosity.

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Here's the big step, but it's essential.

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Go for it.

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Release your restraint when you really believe God is leading you to make a significant contribution

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and develop the habit of generosity.

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It is doubtful that generosity has ever hurt very many people.

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Well, he has some good words there telling us how to get back the joy in our giving.

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As we think about our financial stewardship, remember number one, our responsibility is

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to him.

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Not legalistically, but because he has done so much for us.

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And therefore, out of the joy and freedom, the love of our hearts, we bring our generous

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gifts to the Lord as he has prospered us.

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Let's bow together.

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Let each one of you, says the word of God.

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I wonder how each one of us needs to respond to the message this morning.

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He that sows bountifully shall reap also bountifully.

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That's not prosperity gospel.

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That's a principle of God's word.

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God wants us to reap bountifully.

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God wants us to know the meaning of true riches in our lives.

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But before he gives that to us, he wants us to be good stewards of our money.

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What we've talked about this morning is not the way to heaven.

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The giving of money has nothing to do with whether we become children of God, have eternal

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life, or are home in heaven.

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That is all a free gift that we receive from God, which he has made possible through the

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death and resurrection of his Son.

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God wants us to have that gift that money cannot buy.

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And so grateful are we, Father, who have received that gift, that our hearts are liberated from

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the chains of covetousness and from the bondage of legalistic rules and percentages, so that

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we might bring to you, lay up in store in the Lord's work as you prosper us.

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Lord increase the liberality of our giving, that we may prove ourselves in character to

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be worthy of the true spiritual riches that you have entrusted to us for the world.

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We pray in Jesus' name, amen.

