1
00:00:00,000 --> 00:00:06,920
I want to say a word of thanks to those people who are a part of our greeting ministry week

2
00:00:06,920 --> 00:00:12,880
by week, who are at the doors to give all of us as we come in a handshake and a warm

3
00:00:12,880 --> 00:00:13,880
smile.

4
00:00:13,880 --> 00:00:18,320
That's an important part of a greeting as we come into church.

5
00:00:18,320 --> 00:00:21,480
It makes us feel welcome and happy as we come in.

6
00:00:21,480 --> 00:00:23,760
Thank you for those of you doing it.

7
00:00:23,760 --> 00:00:27,360
And if you'd like to be a part of that ministry, there's opportunity for it.

8
00:00:27,360 --> 00:00:30,400
If you would be interested, just call the church office and we'll get you in touch

9
00:00:30,400 --> 00:00:32,400
with the right people.

10
00:00:32,400 --> 00:00:37,160
Something that you do maybe once a month, you can do it more frequently than that if

11
00:00:37,160 --> 00:00:42,920
you care to, but it's just a time when you in a very personal way can greet other people

12
00:00:42,920 --> 00:00:48,580
and in that way encourage them as they come to worship together with us.

13
00:00:48,580 --> 00:00:52,020
Last week we had a great time at the luncheon down in Minneapolis.

14
00:00:52,020 --> 00:00:57,400
Each month we have a fellowship luncheon in Minneapolis and then one in St. Paul.

15
00:00:57,400 --> 00:01:02,120
I think that last Thursday as we gathered there in Minneapolis, it was perhaps the most

16
00:01:02,120 --> 00:01:03,640
stimulating time that we've had.

17
00:01:03,640 --> 00:01:06,240
It was just a very enjoyable time.

18
00:01:06,240 --> 00:01:08,680
Of course the situation's not too shabby.

19
00:01:08,680 --> 00:01:13,720
We're up on the 18th floor of the IDS building overlooking downtown all the way out to Columbia

20
00:01:13,720 --> 00:01:14,720
Heights.

21
00:01:14,720 --> 00:01:18,800
I mean it does something for you to get up there that high and it's inspiring.

22
00:01:18,800 --> 00:01:20,760
And we share together a box lunch.

23
00:01:20,760 --> 00:01:23,880
And if you're interested in coming to that, there'll be an opportunity next month for

24
00:01:23,880 --> 00:01:25,560
you to make a reservation for it.

25
00:01:25,560 --> 00:01:29,800
Now this week we're having one in St. Paul and if you'd like to come to that and join

26
00:01:29,800 --> 00:01:34,400
us at the St. Paul Athletic Club on Thursday from 12 to 1, please call the church office

27
00:01:34,400 --> 00:01:40,480
and let us know so that we can count your reservations, count your reservation for that

28
00:01:40,480 --> 00:01:41,480
occasion.

29
00:01:41,480 --> 00:01:49,760
One of the things that we have determined to do in the year 1988 as a congregation and

30
00:01:49,760 --> 00:01:56,160
setting our priorities is to increase our awareness of the principles of stewardship

31
00:01:56,160 --> 00:01:58,280
in God's Word.

32
00:01:58,280 --> 00:02:03,520
We said in our ministry plan for 1988 that that is something that we feel as a congregation

33
00:02:03,520 --> 00:02:07,640
that we need to emphasize and have taught to us.

34
00:02:07,640 --> 00:02:10,080
And so this morning I'm going to begin a brief series.

35
00:02:10,080 --> 00:02:14,880
This is one way we're going to address that particular concern that we have regarding

36
00:02:14,880 --> 00:02:16,280
stewardship.

37
00:02:16,280 --> 00:02:22,320
I'm going to speak for three Sundays on this very important topic from God's Word entitled

38
00:02:22,320 --> 00:02:33,600
the Dollars and Cents, S-E-N-S-E, excuse me, S-E-N-S-E, I'm preaching on money, not spelling,

39
00:02:33,600 --> 00:02:37,760
S-E-N-S-E of finances.

40
00:02:37,760 --> 00:02:44,600
And would you turn please to the Gospel of Luke, L-U-C-E.

41
00:02:44,600 --> 00:02:57,120
We're going to read in chapter 16 beginning in verse 10.

42
00:02:57,120 --> 00:03:02,280
These are the words of our Lord when He says, He who is faithful in a very little thing

43
00:03:02,280 --> 00:03:06,320
is faithful also in much.

44
00:03:06,320 --> 00:03:12,040
And He who is unrighteous in a very little thing is unrighteous also in much.

45
00:03:12,040 --> 00:03:18,720
If therefore you have not been faithful in the use of unrighteous mammon, that is money,

46
00:03:18,720 --> 00:03:25,000
who will entrust the true riches to you, that is spiritual things?

47
00:03:25,000 --> 00:03:28,800
And if you have not been faithful in the use of that which is another's, who will give

48
00:03:28,800 --> 00:03:31,120
you that which is your own?

49
00:03:31,120 --> 00:03:37,080
No servant can serve two masters, for either he will hate the one and love the other, or

50
00:03:37,080 --> 00:03:40,840
else he will hold to one and despise the other.

51
00:03:40,840 --> 00:03:44,880
You cannot serve God and the mammon.

52
00:03:44,880 --> 00:03:47,520
Let's pray together.

53
00:03:47,520 --> 00:03:54,480
Our Heavenly Father, we pray that as we approach this topic, that you will cause our hearts

54
00:03:54,480 --> 00:04:02,320
to be open, teachable, that we might be made aware of what you have to say to us personally

55
00:04:02,320 --> 00:04:06,000
regarding the use of our money.

56
00:04:06,000 --> 00:04:09,520
I pray that you will make it a practical series that we enter into.

57
00:04:09,520 --> 00:04:16,120
And as a result of it, may we not only know more, but may we be doing more as good stewards

58
00:04:16,120 --> 00:04:18,900
of all that you've committed to us.

59
00:04:18,900 --> 00:04:21,960
In Jesus' name, amen.

60
00:04:21,960 --> 00:04:30,080
Dr. Urban Lutzer tells the story of a farmer and a preacher who were having a conversation

61
00:04:30,080 --> 00:04:32,680
regarding giving.

62
00:04:32,680 --> 00:04:38,640
The preacher said to the farmer, if you had two farms, would you give one of them to God?

63
00:04:38,640 --> 00:04:41,640
And the farmer said, preacher, you know I would.

64
00:04:41,640 --> 00:04:50,600
And he said, well, farmer, if you had $2,000, would you give $1,000 of it to God?

65
00:04:50,600 --> 00:04:54,600
And the farmer said, preacher, you know I would do that.

66
00:04:54,600 --> 00:04:58,880
So the preacher said, well, if you had two pigs, would you give one of them to God?

67
00:04:58,880 --> 00:05:02,220
And he said, now, preacher, you know that isn't fair.

68
00:05:02,220 --> 00:05:08,280
You know I've got two pigs.

69
00:05:08,280 --> 00:05:12,360
I suppose all of us can identify with the farmer to some degree.

70
00:05:12,360 --> 00:05:16,000
Every aspect of stewardship is a test of faithfulness.

71
00:05:16,000 --> 00:05:19,080
And of course, stewardship is a very broad topic in the Word of God.

72
00:05:19,080 --> 00:05:23,960
We talk about the stewardship of life, the stewardship of time, the stewardship of our

73
00:05:23,960 --> 00:05:28,320
bodies, the stewardship of our spiritual abilities.

74
00:05:28,320 --> 00:05:34,480
But the one perhaps where we tend to ease off a bit is the area of the stewardship of

75
00:05:34,480 --> 00:05:35,480
our money.

76
00:05:35,480 --> 00:05:42,400
Dr. Lutzer further said, our attitude toward money is an especially accurate barometer

77
00:05:42,400 --> 00:05:47,680
of our relationship to the world.

78
00:05:47,680 --> 00:05:49,680
God has a lot to say in His Word about money.

79
00:05:49,680 --> 00:05:55,560
In fact, there are over 700 verses that directly speak about money.

80
00:05:55,560 --> 00:06:00,960
And there are hundreds of others that indirectly deal with the same topic.

81
00:06:00,960 --> 00:06:05,880
So if God talks about something that many hundreds of times, we know that it's an important

82
00:06:05,880 --> 00:06:06,880
topic.

83
00:06:06,880 --> 00:06:11,880
It's one in which He has some important things to say to all of us.

84
00:06:11,880 --> 00:06:18,480
The use of one's finances has a great bearing on his spiritual life and his fruitfulness

85
00:06:18,480 --> 00:06:21,160
to God.

86
00:06:21,160 --> 00:06:26,440
I'd like to begin this morning by this proposition that God wants you to have money.

87
00:06:26,440 --> 00:06:29,980
That's an exciting proposition, isn't it?

88
00:06:29,980 --> 00:06:32,840
Some of you are very excited about that, I know, and you want to know where you go to

89
00:06:32,840 --> 00:06:33,840
sign up.

90
00:06:33,840 --> 00:06:41,240
Well, I want you to think about that truth, that God wants you to have money.

91
00:06:41,240 --> 00:06:46,200
All of it, all of wealth, all of money is actually His ultimately, isn't it?

92
00:06:46,200 --> 00:06:49,280
Because He is the Creator.

93
00:06:49,280 --> 00:06:58,040
And it is He, the Creator, who imparts to us, creatures, the ability to get a hold of

94
00:06:58,040 --> 00:07:00,800
it and to use it.

95
00:07:00,800 --> 00:07:08,360
For example, Haggai 2.8, the Lord declares, the silver is mine and the gold is mine.

96
00:07:08,360 --> 00:07:15,120
And in the context there, He's talking about the wealth of all the nations of the world.

97
00:07:15,120 --> 00:07:20,080
So if you were to combine the treasuries of the United States, the Soviet Union, Great

98
00:07:20,080 --> 00:07:28,020
Britain, and every other country in all of the earth, and sum it up in dollars and cents,

99
00:07:28,020 --> 00:07:35,080
God could claim rightful ownership to every penny of all of it, because it's all His.

100
00:07:35,080 --> 00:07:37,800
He is the Creator.

101
00:07:37,800 --> 00:07:47,080
In Deuteronomy 8.18, it says, the Lord gives you power to make wealth.

102
00:07:47,080 --> 00:07:53,080
The Lord gives us the ability to make wealth, Proverbs 10.22.

103
00:07:53,080 --> 00:07:56,860
It is the blessing of the Lord that makes rich.

104
00:07:56,860 --> 00:08:06,280
And again in 1 Timothy 6.17, God richly supplies us with all things to enjoy.

105
00:08:06,280 --> 00:08:10,740
So please understand that God does not condemn making money.

106
00:08:10,740 --> 00:08:14,400
God wants you to have money.

107
00:08:14,400 --> 00:08:19,320
But that is not the prosperity false gospel that we hear today.

108
00:08:19,320 --> 00:08:24,680
I am not saying God wants everyone to be wealthy.

109
00:08:24,680 --> 00:08:29,680
That is not the same as saying that God wants you to have money.

110
00:08:29,680 --> 00:08:36,600
All of it is His, and He has given you and me the ability to earn it, to make it, to

111
00:08:36,600 --> 00:08:38,260
multiply it.

112
00:08:38,260 --> 00:08:41,200
Not with a printing press, but by other means.

113
00:08:41,200 --> 00:08:43,760
He gives the abilities.

114
00:08:43,760 --> 00:08:46,880
Now to some people, there's an immediate objection.

115
00:08:46,880 --> 00:08:51,000
They say, well that sounds to me like a capitalistic message.

116
00:08:51,000 --> 00:08:57,320
As someone in the West who lives in a capitalistic system saying something like that, I think

117
00:08:57,320 --> 00:08:59,440
that we ought to go back to what the early church did.

118
00:08:59,440 --> 00:09:04,580
And everybody's sharing common like they did in Acts chapter 2, and as it mentions

119
00:09:04,580 --> 00:09:06,380
in Acts chapter 4.

120
00:09:06,380 --> 00:09:07,380
Isn't that more fair?

121
00:09:07,380 --> 00:09:11,680
Isn't that the way that God wants us to live in this age?

122
00:09:11,680 --> 00:09:16,120
But we have to go back and think about what happened in Acts chapter 2 and Acts chapter

123
00:09:16,120 --> 00:09:17,840
4.

124
00:09:17,840 --> 00:09:20,240
There were needs within the church body.

125
00:09:20,240 --> 00:09:24,600
And so it does say that they pooled things together so that there would be a supply of

126
00:09:24,600 --> 00:09:28,000
the needs of those who had none.

127
00:09:28,000 --> 00:09:32,280
But please notice with me that that was in the first place a voluntary thing.

128
00:09:32,280 --> 00:09:35,520
There was no command that everyone had to do that.

129
00:09:35,520 --> 00:09:37,080
It was completely free will.

130
00:09:37,080 --> 00:09:40,020
Those who wished to do so did.

131
00:09:40,020 --> 00:09:46,520
And then notice also in the text there that they sold the property as the needs arose.

132
00:09:46,520 --> 00:09:51,080
It wasn't that everybody went out and sold everything and then gave everything to a central

133
00:09:51,080 --> 00:09:52,080
pool.

134
00:09:52,080 --> 00:09:53,680
That wasn't what happened.

135
00:09:53,680 --> 00:09:58,680
But as the needs arose, those who had the ability simply sold some of what they had

136
00:09:58,680 --> 00:10:04,360
and gave the money so it could be distributed to those who had need.

137
00:10:04,360 --> 00:10:08,040
There is no indication in the book of Acts that that was setting a precedent for this

138
00:10:08,040 --> 00:10:10,780
whole age.

139
00:10:10,780 --> 00:10:15,560
In fact, it didn't even set a precedent for that day.

140
00:10:15,560 --> 00:10:20,480
It happened in Jerusalem, but needs were cared for in other ways and other situations as

141
00:10:20,480 --> 00:10:24,140
the church age developed and progressed.

142
00:10:24,140 --> 00:10:29,720
So understand that what happened in Acts chapter 2 and 4 was a wonderful thing, but it was

143
00:10:29,720 --> 00:10:33,400
not setting a norm for this whole age.

144
00:10:33,400 --> 00:10:39,280
God has not planned for us to live under a so-called Christian communism or Christian

145
00:10:39,280 --> 00:10:40,280
socialism.

146
00:10:40,280 --> 00:10:45,240
I don't believe that that is the principle of God's Word regarding money and how we

147
00:10:45,240 --> 00:10:47,400
are to get it.

148
00:10:47,400 --> 00:10:51,360
There is a basic difference, by the way, between communists and Christians when it comes to

149
00:10:51,360 --> 00:10:55,560
this matter of sharing wealth.

150
00:10:55,560 --> 00:11:00,500
The communist says, what you have is mine.

151
00:11:00,500 --> 00:11:05,240
The Christian says, what I have is yours.

152
00:11:05,240 --> 00:11:09,680
And there is a lot of difference between those two statements.

153
00:11:09,680 --> 00:11:14,400
Someone else says, well, you're telling us then if God wants us to have money that God

154
00:11:14,400 --> 00:11:20,040
is really tempting us with evil because isn't money the source of all evil?

155
00:11:20,040 --> 00:11:22,640
Isn't it the root of all temptation?

156
00:11:22,640 --> 00:11:25,440
Of course, the answer to that is no.

157
00:11:25,440 --> 00:11:27,920
Money is neither good or bad.

158
00:11:27,920 --> 00:11:29,480
It's amoral.

159
00:11:29,480 --> 00:11:31,520
It's how it's used that makes the difference.

160
00:11:31,520 --> 00:11:36,960
It is not money that is the source of all evil, the root of many kinds of temptation,

161
00:11:36,960 --> 00:11:40,920
but rather it's the love of it, according to 1 Timothy chapter 6.

162
00:11:40,920 --> 00:11:43,760
It's our greed for it.

163
00:11:43,760 --> 00:11:47,000
Our desire, consuming desire for it.

164
00:11:47,000 --> 00:11:51,560
That becomes then a root for many different kinds of temptation.

165
00:11:51,560 --> 00:11:53,200
But money itself is not evil.

166
00:11:53,200 --> 00:11:55,040
Money does not bring temptation.

167
00:11:55,040 --> 00:11:57,900
The temptation arises within the person.

168
00:11:57,900 --> 00:12:00,560
Money is neither good nor bad.

169
00:12:00,560 --> 00:12:02,880
Wealth is not inherently evil.

170
00:12:02,880 --> 00:12:08,520
If you look at some of the great patriarchs of old, they were men of great wealth.

171
00:12:08,520 --> 00:12:14,600
Abraham, Isaac, and Jacob, David, Solomon.

172
00:12:14,600 --> 00:12:18,880
Some of God's greatest people have been people of great wealth.

173
00:12:18,880 --> 00:12:24,160
Not all of them to be sure, but some of them.

174
00:12:24,160 --> 00:12:26,920
God wants you to have money.

175
00:12:26,920 --> 00:12:33,160
And he has written into his words certain basic principles designed to help us gain

176
00:12:33,160 --> 00:12:35,560
wealth.

177
00:12:35,560 --> 00:12:40,840
Now by wealth I'm not talking about a great massive fortune, but I'm talking about money

178
00:12:40,840 --> 00:12:43,480
for what we need.

179
00:12:43,480 --> 00:12:49,400
God has designed certain principles into life to help us gain wealth.

180
00:12:49,400 --> 00:12:51,700
There are three of them that I want to mention.

181
00:12:51,700 --> 00:12:53,600
And they are found in the book of Proverbs.

182
00:12:53,600 --> 00:12:58,840
Turn with me please first to Proverbs chapter 14.

183
00:12:58,840 --> 00:13:05,520
We would expect in such a practical book as this to find some help with regards to ourselves

184
00:13:05,520 --> 00:13:08,520
and our relationship to money.

185
00:13:08,520 --> 00:13:10,800
And we do.

186
00:13:10,800 --> 00:13:14,840
Proverbs 14 and verse 23.

187
00:13:14,840 --> 00:13:23,840
He says, in all labor there is profit, but mere talk leads only to poverty.

188
00:13:23,840 --> 00:13:29,200
Principle number one is the principle of work.

189
00:13:29,200 --> 00:13:35,000
God has designed for us to work to make a living.

190
00:13:35,000 --> 00:13:37,880
Now for some people work involves their hands.

191
00:13:37,880 --> 00:13:42,800
For other people it involves their mind or their speech.

192
00:13:42,800 --> 00:13:45,320
We work in different ways.

193
00:13:45,320 --> 00:13:49,960
But the fact is that one of the basic principles that God has written into his word and into

194
00:13:49,960 --> 00:13:56,900
human life and existence is that we gain wealth by working for it.

195
00:13:56,900 --> 00:14:01,080
In fact in the New Testament there's a verse that says, if anyone will not work, neither

196
00:14:01,080 --> 00:14:03,760
let him eat.

197
00:14:03,760 --> 00:14:14,000
There were some believers in that church in Thessalonica, some believers who were actually

198
00:14:14,000 --> 00:14:17,800
sponging off of other believers.

199
00:14:17,800 --> 00:14:20,400
They did not wish to work.

200
00:14:20,400 --> 00:14:24,320
Apparently they felt that the Lord's coming was very soon.

201
00:14:24,320 --> 00:14:28,600
And so they felt that they needed not get a job and they lived off of other people.

202
00:14:28,600 --> 00:14:32,420
And when the apostle Paul heard about that he wrote and said, if they're not willing

203
00:14:32,420 --> 00:14:37,440
to work, you're not obligated to give them any food.

204
00:14:37,440 --> 00:14:41,040
Because God's principle is that we work to gain wealth.

205
00:14:41,040 --> 00:14:48,920
Now granted there are some people who cannot work due to legitimate reasons, problems that

206
00:14:48,920 --> 00:14:53,200
they have and they need to be cared for in other ways.

207
00:14:53,200 --> 00:15:02,760
But a principle, a general principle of God's word is that we are to get a job and earn

208
00:15:02,760 --> 00:15:03,760
a living.

209
00:15:03,760 --> 00:15:12,000
A second principle of gaining wealth is that found in Proverbs 21 and verse 20.

210
00:15:12,000 --> 00:15:25,280
It says, there is precious treasure and oil in the dwelling of the wise, but a foolish

211
00:15:25,280 --> 00:15:28,800
man swallows it up.

212
00:15:28,800 --> 00:15:34,720
Perhaps the living Bible makes this a little clearer by way of application to us and the

213
00:15:34,720 --> 00:15:36,040
principle that's involved here.

214
00:15:36,040 --> 00:15:43,560
The living Bible says the wise man saves for the future, but the foolish man spends whatever

215
00:15:43,560 --> 00:15:45,760
he gets.

216
00:15:45,760 --> 00:15:49,960
That's the principle dealing with the oil here in the dwelling of the wise.

217
00:15:49,960 --> 00:15:54,240
The wise man prepares for his future by saving.

218
00:15:54,240 --> 00:15:58,200
And so here we see the principle of saving money.

219
00:15:58,200 --> 00:16:03,640
Indeed, it is presumptuous not to save up for those things that we know we're going

220
00:16:03,640 --> 00:16:08,400
to have need of in the future.

221
00:16:08,400 --> 00:16:13,440
God intends for us to save money, to prepare for our future needs.

222
00:16:13,440 --> 00:16:21,560
Now like other things, we can take that to an extreme and we can hoard it and be misers,

223
00:16:21,560 --> 00:16:22,560
and that's wrong.

224
00:16:22,560 --> 00:16:23,560
In fact, it's sin.

225
00:16:23,560 --> 00:16:24,960
It's greedy to be that way.

226
00:16:24,960 --> 00:16:32,560
But God expects us to gain wealth by saving and preparing for future needs.

227
00:16:32,560 --> 00:16:38,120
And a third principle is found in Proverbs 27 and 23.

228
00:16:38,120 --> 00:16:44,760
Again I'll read it out of the New American Standard, but then give you the living Bible

229
00:16:44,760 --> 00:16:48,800
understanding of that, the paraphrase of it, because it helps in the application.

230
00:16:48,800 --> 00:16:54,400
Look at Proverbs chapter 27 verse 23.

231
00:16:54,400 --> 00:17:01,600
Know well the condition of your flocks and pay attention to your herds.

232
00:17:01,600 --> 00:17:09,240
For riches are not forever, nor does a crown endure to all generations.

233
00:17:09,240 --> 00:17:14,000
Here's how the living Bible paraphrases that.

234
00:17:14,000 --> 00:17:21,320
Riches can disappear fast, so watch your business interests closely.

235
00:17:21,320 --> 00:17:24,280
That gets the gist of it, doesn't it?

236
00:17:24,280 --> 00:17:27,920
Riches can disappear fast, so be careful about your business.

237
00:17:27,920 --> 00:17:31,440
The third principle is this, plan carefully.

238
00:17:31,440 --> 00:17:39,440
God expects us in gaining wealth to plan carefully to watch our business so that we're not wasting

239
00:17:39,440 --> 00:17:41,840
what we have.

240
00:17:41,840 --> 00:17:48,080
In Proverbs 24 verses 3 and 4, again the living Bible paraphrases says, any enterprise is

241
00:17:48,080 --> 00:17:55,320
built by wise planning, becomes strong through common sense, and profits wonderfully by keeping

242
00:17:55,320 --> 00:17:58,520
abreast of the facts.

243
00:17:58,520 --> 00:18:04,200
And so another principle of God's word concerning wealth is that we can preserve and gain it

244
00:18:04,200 --> 00:18:12,680
by wise planning, by budgeting for example, that is part of God's design for us regarding

245
00:18:12,680 --> 00:18:14,120
our money.

246
00:18:14,120 --> 00:18:18,200
So how are we to gain and conserve the wealth that we have?

247
00:18:18,200 --> 00:18:25,840
By working, by saving, by planning carefully.

248
00:18:25,840 --> 00:18:35,760
God wants us to have more than we need to live on so that then we can be free to give

249
00:18:35,760 --> 00:18:38,220
as He directs.

250
00:18:38,220 --> 00:18:42,320
He wants a certain margin built in there.

251
00:18:42,320 --> 00:18:49,680
It's possible for us, however, to increase our standard of living as our income increases

252
00:18:49,680 --> 00:18:53,840
so that we never have that margin.

253
00:18:53,840 --> 00:19:02,200
God wants us to develop a certain margin between what we receive by terms of income and what

254
00:19:02,200 --> 00:19:05,040
we need to spend to live.

255
00:19:05,040 --> 00:19:12,320
Dr. John MacArthur said a Christian should always be free enough to respond to whatever

256
00:19:12,320 --> 00:19:16,080
God wants him to do at any moment.

257
00:19:16,080 --> 00:19:20,680
He says we need a pilgrim mentality.

258
00:19:20,680 --> 00:19:27,220
God wants us to be free to give and to be spontaneous in that giving.

259
00:19:27,220 --> 00:19:35,760
Not impetuous, not impulsive, but spontaneous and wise in giving to those who have financial

260
00:19:35,760 --> 00:19:36,760
needs.

261
00:19:36,760 --> 00:19:45,520
Now the problem is that so many of God's people today are in financial bondage.

262
00:19:45,520 --> 00:19:47,620
There isn't that freedom.

263
00:19:47,620 --> 00:19:54,340
We can't be spontaneous because we're up to our necks and beyond in financial debt

264
00:19:54,340 --> 00:19:57,440
and obligations.

265
00:19:57,440 --> 00:20:06,000
God tells us in His word how to get out of financial debt, how to get out of obligation

266
00:20:06,000 --> 00:20:13,240
that overwhelms us, the bondage that enslaves us so that we can't be free in our giving.

267
00:20:13,240 --> 00:20:20,680
The problem is that most people don't want to do what God says to do.

268
00:20:20,680 --> 00:20:27,640
What does God want us to do if we're in financial bondage, if we're not free to be spontaneous

269
00:20:27,640 --> 00:20:30,160
in our giving, if there's not that margin?

270
00:20:30,160 --> 00:20:31,720
What does God want us to do?

271
00:20:31,720 --> 00:20:38,260
Well, of course, God wants us to work back toward having that margin in our lives.

272
00:20:38,260 --> 00:20:40,200
How do we do that?

273
00:20:40,200 --> 00:20:47,080
One way is by stopping immediately to borrow additional money.

274
00:20:47,080 --> 00:20:55,400
That is life threatening to some people to talk that way because life is built on plastic,

275
00:20:55,400 --> 00:21:00,520
but life is only built so long on plastic.

276
00:21:00,520 --> 00:21:06,360
There's an end to it and it's sooner than most people think.

277
00:21:06,360 --> 00:21:14,280
If a person is serious about getting out of financial bondage, he must immediately put

278
00:21:14,280 --> 00:21:17,080
a cap on further borrowing.

279
00:21:17,080 --> 00:21:19,520
He cannot do that.

280
00:21:19,520 --> 00:21:24,820
If it means cutting up credit cards or whatever, that must be done.

281
00:21:24,820 --> 00:21:31,020
There must immediately begin the practice in that person's life of living on what he

282
00:21:31,020 --> 00:21:33,520
has coming in.

283
00:21:33,520 --> 00:21:37,360
No more borrowing.

284
00:21:37,360 --> 00:21:45,840
Then there has to be a plan established so that the creditors that are already owed can

285
00:21:45,840 --> 00:21:49,040
be paid back.

286
00:21:49,040 --> 00:21:54,360
One of the dangers that some people fall into is that they establish that plan and part

287
00:21:54,360 --> 00:21:59,880
of their plan is that they go out and they borrow from another institution enough to

288
00:21:59,880 --> 00:22:02,800
cover the several debts that they have.

289
00:22:02,800 --> 00:22:07,120
They consolidate their loans.

290
00:22:07,120 --> 00:22:13,720
Then they extend that over a longer period of time with a smaller payment so that they

291
00:22:13,720 --> 00:22:16,560
can pay each month on that.

292
00:22:16,560 --> 00:22:23,200
The problem is, that can work, but the problem is that they often then go out and borrow

293
00:22:23,200 --> 00:22:28,640
more money on the credit cards they haven't destroyed.

294
00:22:28,640 --> 00:22:34,020
Not only do they have this extended debt that consolidated their original problem, but now

295
00:22:34,020 --> 00:22:38,200
they're creating more problems by borrowing additional money.

296
00:22:38,200 --> 00:22:43,560
So the first thing that has to be done is a determination, a decision that is firm and

297
00:22:43,560 --> 00:22:50,360
fixed, I will not borrow additional money.

298
00:22:50,360 --> 00:22:55,280
Once that decision is made, then a person can go back and begin to work at the debts

299
00:22:55,280 --> 00:22:58,120
that he's accumulated.

300
00:22:58,120 --> 00:23:01,480
You say, well I think I'll pray that God will make me the winner and the readers digest

301
00:23:01,480 --> 00:23:04,680
sweepstakes and then I'll just pay it all off.

302
00:23:04,680 --> 00:23:12,160
That's a wonderful prayer, especially if you tithe it.

303
00:23:12,160 --> 00:23:14,720
I say that in jest.

304
00:23:14,720 --> 00:23:18,440
God very seldom works that way and there's a reason.

305
00:23:18,440 --> 00:23:22,900
Because God knows that if we work that debt off too easily, that we won't have learned

306
00:23:22,900 --> 00:23:25,440
our lesson.

307
00:23:25,440 --> 00:23:30,640
So very often it's been the experience of most of us who have been in that situation

308
00:23:30,640 --> 00:23:37,400
that God causes us over a period of time to feel the pain of having to pay off those debts

309
00:23:37,400 --> 00:23:39,720
little by little.

310
00:23:39,720 --> 00:23:45,080
And then when that pain accumulates, it helps us to remember not to get ourselves into that

311
00:23:45,080 --> 00:23:48,660
situation again.

312
00:23:48,660 --> 00:23:52,540
I am probably speaking to three out of four people here this morning who are at some point

313
00:23:52,540 --> 00:23:59,900
of financial bondage, if statistics are right in our society.

314
00:23:59,900 --> 00:24:04,200
Three out of four people here this morning are probably at some point of financial bondage.

315
00:24:04,200 --> 00:24:10,880
For some it's just beginning, for others it is severe and you don't know where to go.

316
00:24:10,880 --> 00:24:13,600
Let me encourage you to simply do what God says to do.

317
00:24:13,600 --> 00:24:18,120
Stop the borrowing, go back and restructure what you've borrowed and begin paying it

318
00:24:18,120 --> 00:24:19,920
off little by little.

319
00:24:19,920 --> 00:24:27,280
Now it may be that you need some godly counsel as to how that can happen.

320
00:24:27,280 --> 00:24:33,760
There are people who are trained to help you do that and to help you confidentially.

321
00:24:33,760 --> 00:24:38,080
There are lay people in our church and if you want that you can let our office know

322
00:24:38,080 --> 00:24:42,780
that you'd like to talk to someone about a financial situation that you're in.

323
00:24:42,780 --> 00:24:48,000
You don't have to say more than that and we will get that person in touch with you.

324
00:24:48,000 --> 00:24:50,600
But be serious about it before you do it.

325
00:24:50,600 --> 00:24:56,640
Don't take their time unless you mean to follow through with the advice that they will

326
00:24:56,640 --> 00:24:57,640
give you.

327
00:24:57,640 --> 00:25:04,260
They'll help you get on a budget and begin working your way out of financial bondage.

328
00:25:04,260 --> 00:25:12,940
God wants us to have money so that our needs are met, but also so that we can be free to

329
00:25:12,940 --> 00:25:18,560
give to others who have needs.

330
00:25:18,560 --> 00:25:20,480
Someone may say, I don't have enough money.

331
00:25:20,480 --> 00:25:21,480
I really don't.

332
00:25:21,480 --> 00:25:22,480
I just don't have enough money.

333
00:25:22,480 --> 00:25:27,960
I'm not particularly in bondage, but I don't have enough money.

334
00:25:27,960 --> 00:25:32,760
Well we need to ask ourselves some questions if that is our mental attitude.

335
00:25:32,760 --> 00:25:40,340
Number one, if I don't have enough money, do I really need more?

336
00:25:40,340 --> 00:25:48,480
I may want it, I may desire it for something I'd like to do, but do I really need the

337
00:25:48,480 --> 00:25:51,280
money to live on?

338
00:25:51,280 --> 00:25:56,800
Secondly, if I say to myself, I don't have enough money for this or that, I need to ask

339
00:25:56,800 --> 00:26:02,080
myself, is God testing my faith?

340
00:26:02,080 --> 00:26:09,840
Is God wanting to show himself powerful and able to provide for me in some other means?

341
00:26:09,840 --> 00:26:12,920
Is God testing my faith?

342
00:26:12,920 --> 00:26:19,400
Thirdly, if I have to admit I don't have enough money, then I need to ask myself the question,

343
00:26:19,400 --> 00:26:25,880
have I wasted what God has already provided?

344
00:26:25,880 --> 00:26:32,340
Has God provided ahead of time, and I have foolishly wasted that so that in fact I now

345
00:26:32,340 --> 00:26:35,120
don't have enough money?

346
00:26:35,120 --> 00:26:41,400
And then a fourth question I should ask myself if I say I don't have enough money is this,

347
00:26:41,400 --> 00:26:48,760
have I violated some biblical principle so that God can't bless me the way that he wants

348
00:26:48,760 --> 00:26:49,760
to?

349
00:26:49,760 --> 00:26:51,720
Have I violated a biblical principle?

350
00:26:51,720 --> 00:26:52,920
You say what kind of principles?

351
00:26:52,920 --> 00:26:54,800
Well let me just list a few of them for you.

352
00:26:54,800 --> 00:26:59,680
We won't take time to look up all these verses, but the first biblical principle that we can

353
00:26:59,680 --> 00:27:05,040
violate is the principle regarding impulsiveness.

354
00:27:05,040 --> 00:27:14,000
James 13, 18 says, poverty and shame will come to him who neglects discipline.

355
00:27:14,000 --> 00:27:24,480
There is a whole science built up in our culture to entice people into impulsive buying.

356
00:27:24,480 --> 00:27:25,840
There are people who study that.

357
00:27:25,840 --> 00:27:31,560
There are those who have gotten their doctorates in it, trying to decide how to cause a person

358
00:27:31,560 --> 00:27:36,120
to buy impulsively and to spend what he doesn't really have or to buy what he doesn't really

359
00:27:36,120 --> 00:27:38,240
need.

360
00:27:38,240 --> 00:27:42,540
We need to be on guard against that, to be disciplined.

361
00:27:42,540 --> 00:27:45,000
It happens on television.

362
00:27:45,000 --> 00:27:49,680
If you have cable TV coming into your home, you probably have a channel on there somewhere

363
00:27:49,680 --> 00:27:54,400
where they're selling things many, many hours of the day, and all you have to do is dial

364
00:27:54,400 --> 00:27:59,360
a number and put that on your credit card and you get that bargain that's there.

365
00:27:59,360 --> 00:28:08,120
Have you ever wondered why the candy is up by the cash register in a grocery store or

366
00:28:08,120 --> 00:28:11,720
why the magazines are there?

367
00:28:11,720 --> 00:28:20,240
Did you know that a store places things in its place scientifically?

368
00:28:20,240 --> 00:28:25,280
It's not by accident that you come in and you find what you do in the first aisle, in

369
00:28:25,280 --> 00:28:29,960
the second aisle and so on around to the front of the store.

370
00:28:29,960 --> 00:28:34,680
That is all designed, is designed to encourage you to buy.

371
00:28:34,680 --> 00:28:39,000
I think sometimes it helps just to know that we are being studied that way to be on guard

372
00:28:39,000 --> 00:28:41,940
against it.

373
00:28:41,940 --> 00:28:46,640
The point is that we have to be careful of impulsive kinds of buying.

374
00:28:46,640 --> 00:28:51,320
If we are impulsive in our spending, we have violated a biblical principle.

375
00:28:51,320 --> 00:28:53,720
We need discipline in that area.

376
00:28:53,720 --> 00:28:57,680
The second biblical principle relates to fraud.

377
00:28:57,680 --> 00:29:03,800
Proverbs 13 and 11 says, wealth obtained by fraud dwindles.

378
00:29:03,800 --> 00:29:14,680
We need to be careful of ever getting involved in schemes and concepts of increasing income

379
00:29:14,680 --> 00:29:23,680
that really are based upon fraud and dishonest gain.

380
00:29:23,680 --> 00:29:27,960
A third biblical principle relates to laziness.

381
00:29:27,960 --> 00:29:36,200
Proverbs 20 and verse 13 says, do not love sleep lest you become poor.

382
00:29:36,200 --> 00:29:38,520
As I said before, God intends for us to work.

383
00:29:38,520 --> 00:29:44,760
If a person is lazy, that is the breaking of a biblical principle and God is not obligated

384
00:29:44,760 --> 00:29:47,520
to bless in that situation.

385
00:29:47,520 --> 00:29:52,960
There needs to be an awareness and confession of breaking the principle so that God can

386
00:29:52,960 --> 00:29:53,960
bless.

387
00:29:53,960 --> 00:29:56,560
Another biblical principle is that of indulgence.

388
00:29:56,560 --> 00:29:58,920
It relates to indulgence.

389
00:29:58,920 --> 00:30:07,320
Proverbs 23 and 21, the heavy drinker and the glutton will come to poverty.

390
00:30:07,320 --> 00:30:16,960
If we are self-indulgent in our living, we are breaking a biblical principle.

391
00:30:16,960 --> 00:30:25,120
I've been amazed, I shouldn't be, I suppose, at the naivety of some people who come by

392
00:30:25,120 --> 00:30:28,720
the church office asking for a handout.

393
00:30:28,720 --> 00:30:33,400
These are just people off the street and it happens occasionally because we're so close

394
00:30:33,400 --> 00:30:35,240
to a major artery.

395
00:30:35,240 --> 00:30:37,920
They come by and they desire a handout.

396
00:30:37,920 --> 00:30:45,120
They've got to have gas money to get to Mankato or somewhere.

397
00:30:45,120 --> 00:30:49,520
One of the first things that strikes me is that often you see a package of cigarettes

398
00:30:49,520 --> 00:30:53,960
in their pocket.

399
00:30:53,960 --> 00:30:56,960
My feeling is if they've got enough money to buy those, don't they have enough money

400
00:30:56,960 --> 00:31:01,520
to buy gasoline?

401
00:31:01,520 --> 00:31:04,840
You usually get down to the heart of the issue when you say, well, you go up here to the

402
00:31:04,840 --> 00:31:11,040
gas station up the street here and you put in $10 worth of gas and we'll call up an

403
00:31:11,040 --> 00:31:12,600
OK-IT and they'll bill us.

404
00:31:12,600 --> 00:31:14,000
Oh, no, no, they don't want that.

405
00:31:14,000 --> 00:31:17,200
So what does that tell you?

406
00:31:17,200 --> 00:31:19,020
They don't want gas money.

407
00:31:19,020 --> 00:31:20,360
They want more money to be self-indulgent.

408
00:31:20,360 --> 00:31:28,280
It happened all the time on the streets of Chicago when I was a student there.

409
00:31:28,280 --> 00:31:32,960
People would come up and ask for money for this or for that or for the other thing.

410
00:31:32,960 --> 00:31:36,640
It was very obvious as they spoke to you and breathed into your face what they wanted the

411
00:31:36,640 --> 00:31:39,000
money for.

412
00:31:39,000 --> 00:31:41,520
It was the next bottle.

413
00:31:41,520 --> 00:31:45,400
And it helps them not at all to give the money in that situation.

414
00:31:45,400 --> 00:31:52,040
Well, it may be that we're not indulgent in those ways, but there are other ways in which

415
00:31:52,040 --> 00:31:54,640
we have been self-indulgent.

416
00:31:54,640 --> 00:31:56,360
Beware of that.

417
00:31:56,360 --> 00:31:58,520
Proverbs 28 and 19.

418
00:31:58,520 --> 00:32:00,520
Here's a principle relating to carelessness.

419
00:32:00,520 --> 00:32:08,720
It says, he who follows empty pursuits will have poverty and plenty, carelessness with

420
00:32:08,720 --> 00:32:10,320
money.

421
00:32:10,320 --> 00:32:16,160
And then one more in Proverbs 24 verse 33.

422
00:32:16,160 --> 00:32:20,840
Here is a principle that deals with procrastination.

423
00:32:20,840 --> 00:32:24,560
Proverbs 24 verse 33.

424
00:32:24,560 --> 00:32:30,780
A little sleep, a little slumber, a little folding of the hands to rest.

425
00:32:30,780 --> 00:32:37,480
Then your poverty will come as a robber and your want like an armed man.

426
00:32:37,480 --> 00:32:42,160
Here's a person who puts off until another time what he might do now.

427
00:32:42,160 --> 00:32:45,640
He says, oh, I just need a little more sleep.

428
00:32:45,640 --> 00:32:48,800
Just 10 more minutes on the alarm clock.

429
00:32:48,800 --> 00:32:51,400
A folding of the hands.

430
00:32:51,400 --> 00:32:58,400
And when that kind of an attitude possesses the life, that attitude of procrastination,

431
00:32:58,400 --> 00:33:05,280
putting off the inevitable, then that's a breaking of a biblical principle.

432
00:33:05,280 --> 00:33:09,160
That doesn't mean you can't use the snooze on your alarm clock in the morning if you're

433
00:33:09,160 --> 00:33:10,160
tired.

434
00:33:10,160 --> 00:33:14,040
But the point is that when that becomes a habit of life, it's the breaking of a biblical

435
00:33:14,040 --> 00:33:15,040
principle.

436
00:33:15,040 --> 00:33:20,320
And so when we say, I don't have enough money, there's an examination that we need to go

437
00:33:20,320 --> 00:33:22,360
through.

438
00:33:22,360 --> 00:33:23,520
God wants you to have money.

439
00:33:23,520 --> 00:33:29,120
But not only that, God wants you to think properly about money.

440
00:33:29,120 --> 00:33:33,960
God wants you to think properly about money.

441
00:33:33,960 --> 00:33:40,160
Turn into the New Testament to 1 Timothy chapter 6.

442
00:33:40,160 --> 00:33:52,000
I'll begin reading in the sixth verse of 1 Timothy 6, but godliness actually is a means

443
00:33:52,000 --> 00:33:57,560
of great gain when accompanied by contentment.

444
00:33:57,560 --> 00:34:07,760
For we have brought nothing into the world so we cannot take anything out of it either.

445
00:34:07,760 --> 00:34:16,240
And if we have food and covering, with these we shall be content.

446
00:34:16,240 --> 00:34:23,320
But those who want to get rich, the thought there, those who make it their aim to get

447
00:34:23,320 --> 00:34:32,380
rich, fall into temptation and a snare, and many foolish and harmful desires which plunge

448
00:34:32,380 --> 00:34:37,040
men into ruin and destruction.

449
00:34:37,040 --> 00:34:44,160
For the love of money is a root of all sorts of evil, and some by longing for it have wandered

450
00:34:44,160 --> 00:34:49,760
away from the faith and pierced themselves with many a pang.

451
00:34:49,760 --> 00:34:57,360
In the first place, God does not want us to love money.

452
00:34:57,360 --> 00:35:05,120
He does not want us to set our affection on it.

453
00:35:05,120 --> 00:35:13,800
In our culture, that is very difficult to obey, because the whole force of our culture

454
00:35:13,800 --> 00:35:24,280
involves the gaining of money and living for it, loving it, and doing whatever is necessary

455
00:35:24,280 --> 00:35:27,120
to have it.

456
00:35:27,120 --> 00:35:34,320
What the word of God says is that if we love money, it will destroy our lives.

457
00:35:34,320 --> 00:35:37,280
It will absolutely ruin us.

458
00:35:37,280 --> 00:35:44,760
It will send us on the skids to destruction if we begin to love money.

459
00:35:44,760 --> 00:35:51,120
But it will also make us useless to God if we love money, because we began in Luke chapter

460
00:35:51,120 --> 00:35:57,080
16 where it says you cannot serve God and money.

461
00:35:57,080 --> 00:36:04,880
So if we love money, we then are useless to God.

462
00:36:04,880 --> 00:36:07,960
We can't love them both at the same time.

463
00:36:07,960 --> 00:36:13,480
Thirdly, if we love money, it will lead us to compromise.

464
00:36:13,480 --> 00:36:15,080
It will lead us to compromise.

465
00:36:15,080 --> 00:36:22,780
Inevitably that will happen, because everybody you see has a price.

466
00:36:22,780 --> 00:36:28,360
The question is, what's your price?

467
00:36:28,360 --> 00:36:36,680
I can guarantee you this, that if you have set a price for obedience in your life, Satan

468
00:36:36,680 --> 00:36:45,040
will meet that price.

469
00:36:45,040 --> 00:36:51,940
The story has been told about a famous author who was at a banquet in New York City.

470
00:36:51,940 --> 00:36:56,720
He was seated beside a lovely lady.

471
00:36:56,720 --> 00:37:02,360
In the course of the banquet, he asked her a question.

472
00:37:02,360 --> 00:37:11,520
He said, would you spend the night with me for $100,000?

473
00:37:11,520 --> 00:37:19,080
She blushed and she said, well, yes, yes I would.

474
00:37:19,080 --> 00:37:22,160
He said, well then, would you do it for $10?

475
00:37:22,160 --> 00:37:26,680
She said, well, what do you think I am?

476
00:37:26,680 --> 00:37:28,600
He said, we've already established that.

477
00:37:28,600 --> 00:37:36,120
Now we're just negotiating the price.

478
00:37:36,120 --> 00:37:41,440
What's the price for your obedience?

479
00:37:41,440 --> 00:37:47,440
Satan will meet that price, because he seeks to get us to compromise and to disqualify

480
00:37:47,440 --> 00:37:51,040
ourselves for God's service.

481
00:37:51,040 --> 00:37:52,840
Do not love money.

482
00:37:52,840 --> 00:37:54,000
God warns us about that.

483
00:37:54,000 --> 00:37:58,280
Do not set money as the priority of your life.

484
00:37:58,280 --> 00:38:03,720
And then God wants us, secondly, to be aware of its nature.

485
00:38:03,720 --> 00:38:09,040
Jesus warned in Mark 4.19 about the deceitfulness of riches.

486
00:38:09,040 --> 00:38:12,880
He says it chokes the word.

487
00:38:12,880 --> 00:38:15,880
Money is deceitful.

488
00:38:15,880 --> 00:38:25,520
Because it tells us, and our world tells us, that if we have enough of it, we will be satisfied.

489
00:38:25,520 --> 00:38:34,080
Several months ago I read a story in a magazine about Julio Iglesias, a very famous singer,

490
00:38:34,080 --> 00:38:36,920
especially in the Spanish world.

491
00:38:36,920 --> 00:38:44,560
A man who has homes all over the world and jet planes so that he can fly his girlfriends

492
00:38:44,560 --> 00:38:48,440
from one home to the next, wherever he's going to be.

493
00:38:48,440 --> 00:38:51,120
He has unbelievable wealth.

494
00:38:51,120 --> 00:39:00,440
And yet in the article he confessed that basically he is an unhappy man.

495
00:39:00,440 --> 00:39:01,440
Money is deceitful.

496
00:39:01,440 --> 00:39:09,080
It says, if you can only get this much, if you can only buy that, you will be satisfied.

497
00:39:09,080 --> 00:39:12,760
You will have enough.

498
00:39:12,760 --> 00:39:21,840
That is lying, because contentment is not found in how much we have.

499
00:39:21,840 --> 00:39:31,160
Contentment is found in our heart attitude toward whatever we have.

500
00:39:31,160 --> 00:39:36,280
Then God wants us to be aware that money is also temporary.

501
00:39:36,280 --> 00:39:37,960
Money is not deceitful only.

502
00:39:37,960 --> 00:39:43,400
It is also temporary, 1 Timothy 6, 17, right here where we are.

503
00:39:43,400 --> 00:39:48,280
Instruct those who are rich in this present world not to be conceited or to fix their

504
00:39:48,280 --> 00:39:55,680
hope on the uncertainty of riches, but on God who richly supplies us with all things

505
00:39:55,680 --> 00:39:58,860
to enjoy.

506
00:39:58,860 --> 00:40:00,420
What is the object of our faith?

507
00:40:00,420 --> 00:40:03,920
Is it money or is it God?

508
00:40:03,920 --> 00:40:05,740
Money is uncertain.

509
00:40:05,740 --> 00:40:15,240
It can pass away in one day in the stock market.

510
00:40:15,240 --> 00:40:21,620
It can pass away in one second with the end of life.

511
00:40:21,620 --> 00:40:24,820
Money is uncertain.

512
00:40:24,820 --> 00:40:26,820
God is dependable.

513
00:40:26,820 --> 00:40:30,380
God wants us to think correctly about money.

514
00:40:30,380 --> 00:40:32,920
God wants us to make money, our servant.

515
00:40:32,920 --> 00:40:36,280
That is the third thing he wants us to know about it.

516
00:40:36,280 --> 00:40:43,280
As we think about money, he wants us to see ourselves as the masters of our money and

517
00:40:43,280 --> 00:40:46,840
not money mastering us.

518
00:40:46,840 --> 00:40:58,400
He wants us to learn to use the mammon, the money of this world, for the glory of God.

519
00:40:58,400 --> 00:41:03,520
Luke chapter 16, the first half of the chapter is all about that.

520
00:41:03,520 --> 00:41:07,920
Using our money wisely for the sake of eternity.

521
00:41:07,920 --> 00:41:16,820
He says if we do that, then there will be entrusted to us the real riches, spiritual

522
00:41:16,820 --> 00:41:20,360
riches in our lives.

523
00:41:20,360 --> 00:41:30,120
God can entrust to us ministry if we can learn to handle money.

524
00:41:30,120 --> 00:41:40,800
But I believe he does tell us there that we need to learn to handle our money first.

525
00:41:40,800 --> 00:41:46,440
God wants you to have money for good purposes.

526
00:41:46,440 --> 00:41:51,440
God wants you and me to think properly about our money.

527
00:41:51,440 --> 00:41:56,680
We'll pick it up at that point next week.

528
00:41:56,680 --> 00:42:03,400
But as you think about your money today, as you think about your attitude toward money,

529
00:42:03,400 --> 00:42:08,120
are you thinking rightly?

530
00:42:08,120 --> 00:42:11,640
Or is your money mastering you?

531
00:42:11,640 --> 00:42:18,400
Or is the lack of money mastering you?

532
00:42:18,400 --> 00:42:25,000
God does not want our lives to depend upon having money or lacking money.

533
00:42:25,000 --> 00:42:30,840
He wants our lives to depend upon him.

534
00:42:30,840 --> 00:42:41,960
Let's pray.

