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Welcome to the Ocean Water Podcast.

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I have my good friend today, Toby Cunningham,

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2003 Billabong XL paddle wave winner.

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Massive amounts of street cred.

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And then also a movie that Toby stars in called Magnetic

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has just gone up on Netflix

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and I'm really, really happy for you for that.

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Congratulations.

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That's a little bit of a professional introduction to Toby.

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He has spent the last five plus years

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living in Nazare, Portugal,

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where he's a part of the small sort of underground,

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although not so underground big wave surfing community

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that's been developing there for the last decade.

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And then just on a personal note,

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Toby and I lived together for three years in San Diego.

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Toby was my roommate.

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Totally straight, okay.

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Really, really, really good times together.

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Yeah, we did.

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A lot of that we'll get into today, but.

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But.

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Blowing up fireworks in the house, that's fun, man.

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You gotta tell them all about that.

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We actually did use to light fireworks in our apartment.

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Yeah, it's fun.

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Didn't we wait, Ramza, didn't you put an M80

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by the Spilla up?

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Yeah, I put an M80 on him.

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Like, I put a pan over him just so that it'd blow a hole

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in his chest, but then he threw it off

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and it went on the floor and blew up,

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and that's why we didn't get any deposit back

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because it literally just put a huge hole in the floor.

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So they didn't like us too much.

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If us lighting fireworks in our apartment

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would have ever come up on my interview

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in when I got hired for working with the recording,

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probably would have not gotten hired.

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I don't know, he might have liked you.

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If one of the questions would have been,

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is now is it true that you and your roommates

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used to wake each other up by putting an M80s on each other?

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I would have had to say, yeah, actually we did.

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There was a season where we thought that was funny,

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but the best one was the time that you threw an M80

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inside the popcorn that Ramza's making in the kitchen.

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And you threw his popcorn.

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Oh, so good.

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I can't believe we didn't die.

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Wild.

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It's fun.

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It's fun.

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It's good to talk to you, bro.

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So just tell everybody, so when you're home these days,

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where do you like to go to eat and what do you get?

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I like to cook.

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So my wife and I love to cook

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and so we'll get super fresh fish from the market.

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And that was just caught.

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I mean, it's a fishing village here, so it's really easy to get fresh fish.

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And we just grill it.

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We have a barbecue and then we just get organic greens

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and pretty much munch on that.

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Or we'll go out for a steak or whatever.

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The steak's so good here.

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And gosh, that's pretty much lunch.

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And then I don't eat dinner.

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I do intermittent fasting.

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So I eat dinner at 2 o'clock.

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And then I don't eat until breakfast, which is at 8 a.m.

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I pretty much do what Ryan actually had inspired me a long time ago

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to put a bunch of superfoods in one little place.

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And that's pretty much my breakfast, like 16 different things

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and just smash it all together.

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And it's really good.

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Still do it.

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Thanks for the smoothie plug, dude.

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I've been into that stuff for a while.

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Yeah, and so what do you, Toby, what are you doing these days

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and how did you get into it?

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So my wife and I, I mean, we run a YouTube channel called Crypto Tips.

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So it's talked about cryptocurrencies, Bitcoin, Ethereum, all those other things.

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It's pretty much decentralized platforms.

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And then we're in the process of writing a book as well on it.

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And let's see, then we hold classes as well on it.

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So Heidi is like one of the first females to be in the space.

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And so it's been kind of a good introduction for the world

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to see crypto in the eyes of a female.

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And then we hold a book on it.

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And then we hold a live on YouTube.

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We go live on YouTube at 5 p.m. Eastern time on Mondays.

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So, yeah, that's what we do.

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And so we're on for about 35, 40 minutes.

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Heidi talks about like crypto space and I talk about the economy and stuff

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and what I see what's happening.

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So it's a lot of fun.

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Otherwise, when the surf is giant here, which is usually pretty giant

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because they have this huge canyon right off the coast here.

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It's like the second largest canyon in the world.

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And the waves just get funneled in there and become pretty much the biggest surf in the world.

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Definitely the biggest surf in the world.

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So I have a team of tow surfers that we like to go out and have fun

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and play some crazy stuff out there.

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So it's fun.

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No, crazy is always an interesting word when you start to dig around it.

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So I'll give you an example.

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So I'll never forget the time, I think it was like 2012.

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There was a huge swell that came into San Diego

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and the waves were breaking over the end of the OB pier.

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And it was like super windy.

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It was raining.

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And you like had your wetsuit on.

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I could see the waves from our place.

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I'm like, hey, dude, what are you doing?

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You're like, oh, I'm going to go jump off the pier

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and I'm going to surf that reef at the end of the pier.

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And you can go.

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And I was like, I don't think so, dude.

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It's like 20 foot storm surf and you had a 6.0.

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You like stormed out of our place with a 6.0 and you went, you got a few waves.

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But the kicker was the time we went down to Todos.

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You've always been a really humble guy, which I love.

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And you're like, hey, go surf Todos with me.

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It's going to be double overhead.

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It'll be super fun.

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So I think it was like me and you and Drew Tedes and Marco,

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we like chartered a boat, got out of Ensenada.

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We'd go out.

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I'm suiting up on the boat.

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I'm like, oh, that's super fun.

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The colors looks good.

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I suit up.

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It's like double overhead.

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And then all of a sudden I see a 35 foot sneaker set.

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And I was like, oh, no, I think I'm good.

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I'm going to go surf.

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I'm going to go surf.

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That's it.

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Yeah.

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So I felt like I was going to start.

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That was a fun trip.

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It was a fun trip.

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It was a fun day.

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Yeah.

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Waves that are like 25 faces and smaller.

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That's me.

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So you're one of the really small percentages of people whose brain is...

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I mean, unless it's barreling, then it's cool. Like Chopo, like so for instance, like I really

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like to heating this wave called Chopo. So the wave there could be 10 foot and just amazing.

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But it's a giant barrel. So that it's, you know, it's a real big challenge. So I really like the

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challenge of the ocean. And if it doesn't present a challenge, then I don't know, kind of lose it.

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But I hear you. So for people that are meeting you for the first time, that don't know who you are,

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that screen saver, that virtual background that you have, that's actually a photo of you

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surfing that way. That's not just something, some stock being pulled off of the internet.

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Yeah, that's actually, it's switched the opposite way. So that's actually a left.

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So I'm goofy, but... So you're living in Nazareth, also you're a film that you started called

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Magnetic, just got onto Netflix. Congratulations, dude. Yeah, thanks, man. Yeah, good. It was awesome.

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And in typical Toby fashion, everything was understated, which I love. And, but it's really

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good to just see you just enjoying your life with your wife and surfing big waves. I know that's

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what you love. And the part that I love is just knowing you really well, it was, you had a line

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in there, but you know, you used to surf big waves probably a half a dozen times a year when we were

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living together in San Diego. Now you get to surf it every day. So congrats, bro. Thanks, man. Yeah,

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you got to come out here. We'll get you into a small one. Welcome to Portugal as soon as we can.

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And I'd like to stay there with you guys and then we should have... Awesome. Yeah, I look forward to it.

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So no fireworks. No fireworks.

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All right. So what are some things that current Toby might say to 20 year old Toby?

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The sky's the limit pretty much. I mean, I wasn't a super confident 20 year old. I love big waves,

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but I just wasn't, I couldn't picture myself, you know, making something of myself like really big

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or whatever. So like, you know, I had faith in God, but it was pretty immature at that point. So

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it was really hard to really pursue like giant goals just because I really didn't have the

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confidence and I really didn't have that much faith either. So I was like, I'm not going to

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catchon more with this than you guys now. But I try as much as I can. Like, I thought it was

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impossible. And like you came through that designer era, and you realized the waterways

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really didn't have a lot more weight in them. All right. Yeah. I mean, I lived next to the

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life, people are just telling me, hey, you know, stop what you're doing.

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You know, you need to get a regular job.

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You need to, you know, do this and that and this.

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And I just always thought, oh, this is wrong.

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You know, I don't want to do that.

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So probably just stay away from the crowd and really do your own thing.

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Because if you're sticking with the crowd in life, you're really not going to

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accomplish anything amazing.

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And I'm saying that from experience.

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So it really was hard to pry away, get out of the jaws of the crowd.

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But yeah, that's definitely what I would say.

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Great advice, brother, and you're living it.

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Yeah.

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What are you curious about right now?

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What are you interested in these days?

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I'm really interested in trying to, I know that sounds weird, but trying

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to bank the unbanked.

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So there's like 2.6 billion people around the world that are unbanked.

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And finances is one of my just, I love it.

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If there's so many, so much depth to it and trying that's pretty much why we

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are in crypto as well, because it is the chance to bank these people.

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So for instance, in order for me to, for like a dollot in India to set up a bank

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account, they can't because they don't have adequate forms of ID.

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They don't have, you know, the necessities to show that they are a worthy person to

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go ahead and open up a bank account.

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Whereas with crypto, I can just send stuff, money from all around the world,

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Bitcoin or whatever, to anyone.

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It doesn't matter who it is, whether it's legal or illegal, it doesn't matter.

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I can still send money to that person.

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And I can literally set up a bank account for somebody that has no internet access.

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So that is really cool.

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And I'm pretty stoked on this new technology and governments hate it, but I

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really love it.

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So yeah, I'm really, that's pretty much my main curiosity right now.

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Other than that, there's so many different things health wise and I can go on about

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that, but that's probably the main thing is that.

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Yeah, I mean, the cat's out of the bag.

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As you said, there are 2.6 billion people who can't find, we don't use traditional

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banking.

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Yeah, they can't.

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Most of it's built around control and usury and technology is increasingly

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disruptive to so many parts of our world.

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And one of the areas that it's disrupting on a massive scale right now is banking.

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And you're right.

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The powers that be, the governments don't like that.

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No one likes it when they're leveraging powers taking over the world.

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The power is taken away from them.

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It doesn't matter what the industry is.

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The reactions are always the same.

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And so that's true in finance.

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It's true in so many, it's true in water.

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It's true in so many different sectors when you really try to help people.

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And so that's really exciting, man.

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Yeah, it's pretty cool.

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What's exciting about it is there's a lifetime of work to do in what you're

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interested in.

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Yeah, for sure.

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Cool waking up every day and being so engaged and realizing if I spend every

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waking moment learning about this and trying to help people, there would be 10

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lifetimes I want to do.

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Yeah, that's it, man.

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For sure.

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So what are some, what's something that you have failed at?

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I mean, fail is an interesting word.

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I don't really look at things as failure, but like learning.

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So, I mean, it's kind of like if I fall in a wave, did I really fail?

242
00:14:59,340 --> 00:15:02,700
Not really, because I mean, it's just another ride as well underwater.

243
00:15:02,700 --> 00:15:06,340
And you learn a little bit for each wipeout.

244
00:15:06,340 --> 00:15:07,340
You learn how to hold your breath.

245
00:15:07,340 --> 00:15:08,540
You learn how to stay calm.

246
00:15:08,900 --> 00:15:10,740
So there's give and takes.

247
00:15:12,220 --> 00:15:19,700
So fail, I mean, I failed a couple of tests, but I mean, I don't really, I

248
00:15:19,700 --> 00:15:22,300
don't look at a lot of things as failing.

249
00:15:22,300 --> 00:15:36,140
And, you know, I like this one verse that says, gosh, what is it, Ruhemann's

250
00:15:36,140 --> 00:15:37,260
5, 3 through 5.

251
00:15:41,180 --> 00:15:43,740
Geez, I cannot believe I forgot it.

252
00:15:44,660 --> 00:15:47,260
It's about perseverance and letting it finish its work.

253
00:15:47,260 --> 00:15:54,580
Yeah, yeah, like God pretty much, you know, uses what you think you failed at

254
00:15:54,580 --> 00:15:57,300
or whatever to do good through it.

255
00:15:57,300 --> 00:15:59,660
So, how did I forget?

256
00:15:59,660 --> 00:16:00,500
What's the verse?

257
00:16:01,540 --> 00:16:02,700
I totally forgot it.

258
00:16:03,340 --> 00:16:04,100
God works.

259
00:16:04,100 --> 00:16:07,100
God uses all things that work together.

260
00:16:07,140 --> 00:16:07,980
Work for good.

261
00:16:08,020 --> 00:16:08,340
Yes.

262
00:16:08,340 --> 00:16:10,140
For those who love God.

263
00:16:10,140 --> 00:16:15,820
So it's like, yeah, so I can view my life as there's a lot of things that

264
00:16:15,820 --> 00:16:21,100
I, a lot of trials that I went through, but, you know, that kind of made me to

265
00:16:21,100 --> 00:16:21,940
the person I am now.

266
00:16:23,620 --> 00:16:24,140
Yeah.

267
00:16:25,980 --> 00:16:26,860
Thanks, Ryan.

268
00:16:26,860 --> 00:16:33,460
What do you know about kind of what's your understanding of the landscape

269
00:16:33,460 --> 00:16:37,260
right now, as far as like water in the world?

270
00:16:37,580 --> 00:16:39,780
What would be your thoughts on that?

271
00:16:39,780 --> 00:16:41,100
You're really well read.

272
00:16:41,100 --> 00:16:47,020
I mean, I think there's, there's plenty of water for people, but it's just like,

273
00:16:48,100 --> 00:16:56,380
companies have monopolized water in a way to where they're taking water from

274
00:16:56,380 --> 00:16:58,380
the land, not letting people have it.

275
00:16:58,420 --> 00:17:02,380
And also, you know, the cleanliness of the water as well.

276
00:17:02,860 --> 00:17:07,500
That's what I, I mean, if you look at like India or whatever, Bangladesh,

277
00:17:07,500 --> 00:17:12,380
like where, where you're setting up, I mean, the water, a lot of villages

278
00:17:12,380 --> 00:17:13,540
have like crappy water.

279
00:17:13,540 --> 00:17:17,300
So there are people dying of dysentery and, and all those things.

280
00:17:17,300 --> 00:17:22,020
And that's like dysentery, people dying of dysentery is like one of the leading

281
00:17:22,020 --> 00:17:25,140
causes of death in the world for third world.

282
00:17:25,140 --> 00:17:27,300
So, I mean, that's like huge.

283
00:17:27,300 --> 00:17:30,820
It just shows that like people need clean water.

284
00:17:31,100 --> 00:17:33,580
So, I mean, that's like huge.

285
00:17:33,580 --> 00:17:39,060
It's more huge than any virus.

286
00:17:39,060 --> 00:17:41,060
It's more huge than anything.

287
00:17:41,060 --> 00:17:45,220
So yeah, there's not a lot, a lot of clean water out there.

288
00:17:46,220 --> 00:17:47,220
No, there's not.

289
00:17:47,220 --> 00:17:50,220
And you hit the nail on the head and there's plenty of water in the world.

290
00:17:51,380 --> 00:17:58,780
The problem is governments and other agencies can want to control the supply

291
00:17:58,780 --> 00:18:03,460
so that they can charge cash and treat it as a commodity.

292
00:18:03,460 --> 00:18:04,460
Yeah.

293
00:18:04,460 --> 00:18:05,460
But that's one view of water.

294
00:18:05,460 --> 00:18:07,780
One view of water is that it's a commodity.

295
00:18:08,260 --> 00:18:12,260
So if your view of water is a commodity, then of course you would want to

296
00:18:12,260 --> 00:18:14,580
control the distribution and charge people for it.

297
00:18:14,580 --> 00:18:15,580
That's one view.

298
00:18:16,580 --> 00:18:22,900
Then there's our view and ocean water's view is that water is a fundamental

299
00:18:22,900 --> 00:18:25,380
human right and it's not a commodity.

300
00:18:26,100 --> 00:18:27,100
Yeah.

301
00:18:27,100 --> 00:18:35,100
That water should be free, price point of zero, and accessible and clean

302
00:18:35,100 --> 00:18:37,100
to the people that need it.

303
00:18:38,100 --> 00:18:44,100
So the reason why ocean water will have 10 lifetimes of work is because

304
00:18:44,100 --> 00:18:51,100
there are no people currently that I can find on the internet or by referral

305
00:18:51,100 --> 00:18:57,100
that are doing small scale off the grid desalinization projects where they

306
00:18:57,100 --> 00:18:59,100
distribute ocean-based water for free.

307
00:19:00,100 --> 00:19:01,100
Zero.

308
00:19:01,100 --> 00:19:02,100
Hard to believe.

309
00:19:02,100 --> 00:19:03,100
Hard to believe.

310
00:19:03,100 --> 00:19:07,100
We're either geniuses or the bar has fallen so low.

311
00:19:11,100 --> 00:19:12,100
That's it.

312
00:19:13,100 --> 00:19:14,100
Yeah.

313
00:19:14,100 --> 00:19:19,100
I've often said to my wife, how's it possible that we're going to have

314
00:19:19,100 --> 00:19:29,100
a 45-year-old grandfather, me, 46 now, is the person having conversations

315
00:19:29,100 --> 00:19:30,100
on the internet about this?

316
00:19:30,100 --> 00:19:32,100
How's that even possible?

317
00:19:34,100 --> 00:19:35,100
Yeah.

318
00:19:35,100 --> 00:19:39,100
And I still don't have an answer to that question, but it's certainly

319
00:19:39,100 --> 00:19:40,100
interesting.

320
00:19:41,100 --> 00:19:45,100
Part of it is the return on investment.

321
00:19:45,100 --> 00:19:53,100
When you invest in a privately funded system, you're basically betting

322
00:19:53,100 --> 00:20:00,100
on people's good nature, their godly nature, that they're going to treat

323
00:20:00,100 --> 00:20:06,100
the system with respect and that they're going to distribute that water

324
00:20:06,100 --> 00:20:08,100
for free and they're going to meet needs.

325
00:20:09,100 --> 00:20:10,100
Yeah.

326
00:20:10,100 --> 00:20:12,100
And I've been in the industry for a long time.

327
00:20:12,100 --> 00:20:15,100
I've been in the industry for a long time.

328
00:20:15,100 --> 00:20:19,100
And it's been a long time that I've been in the industry for people to

329
00:20:19,100 --> 00:20:20,100
meet needs.

330
00:20:20,100 --> 00:20:21,100
Yeah.

331
00:20:21,100 --> 00:20:25,100
And I do believe in people's good godly nature.

332
00:20:25,100 --> 00:20:26,100
And I believe that.

333
00:20:26,100 --> 00:20:27,100
There are.

334
00:20:27,100 --> 00:20:29,100
As people start to understand.

335
00:20:29,100 --> 00:20:31,100
That the reason why.

336
00:20:31,100 --> 00:20:41,100
This problem isn't being solved.

337
00:20:41,100 --> 00:20:43,100
It's being solved by the people who are in the industry.

338
00:20:43,100 --> 00:20:48,100
And as that network grows.

339
00:20:48,100 --> 00:20:53,100
Then the water problem will be, can, can get solved.

340
00:20:53,100 --> 00:20:57,100
It's much like, it's much like 60 years ago, if you go back 60 years.

341
00:20:57,100 --> 00:20:59,100
Most of the.

342
00:20:59,100 --> 00:21:01,100
Important prestigious.

343
00:21:01,100 --> 00:21:07,100
Information.

344
00:21:07,100 --> 00:21:12,100
The people who are in the industry.

345
00:21:12,100 --> 00:21:14,100
They're going to be able to access that information.

346
00:21:14,100 --> 00:21:17,100
So the way you had to access that information was by attending.

347
00:21:17,100 --> 00:21:22,100
An island school.

348
00:21:22,100 --> 00:21:24,100
And then along with attending the island school,

349
00:21:24,100 --> 00:21:27,100
you got to access the information that you got to get the relationships

350
00:21:27,100 --> 00:21:29,100
that came from being part of that network.

351
00:21:29,100 --> 00:21:32,100
That's not, that's no longer how the world is now.

352
00:21:32,100 --> 00:21:33,100
The internet's changed all that.

353
00:21:33,100 --> 00:21:36,100
Now anyone in the world can get the information that they need.

354
00:21:36,100 --> 00:21:37,100
And that's the way it is.

355
00:21:37,100 --> 00:21:38,100
And so.

356
00:21:38,100 --> 00:21:40,100
You can't get an answer to anything.

357
00:21:40,100 --> 00:21:46,100
If you have a smartphone at eight seconds.

358
00:21:46,100 --> 00:21:48,100
A smartphone plus good internet access,

359
00:21:48,100 --> 00:21:50,100
you can get the right information in eight seconds,

360
00:21:50,100 --> 00:21:52,100
but you still have to know the right questions.

361
00:21:52,100 --> 00:21:53,100
And so.

362
00:21:53,100 --> 00:21:56,100
The reason why I'm so committed to these conversations.

363
00:21:56,100 --> 00:22:00,100
I do, I do this once a week.

364
00:22:00,100 --> 00:22:04,100
Is because we want to get people talking about why it's important.

365
00:22:04,100 --> 00:22:06,100
Why it's important to have a conversation.

366
00:22:06,100 --> 00:22:10,100
And then we want to get people talking about how important it is.

367
00:22:10,100 --> 00:22:12,100
There are a lot of parallels that, you know, we, we've not,

368
00:22:12,100 --> 00:22:13,100
we've not.

369
00:22:13,100 --> 00:22:14,100
Chatting.

370
00:22:14,100 --> 00:22:15,100
In depth like this in a while.

371
00:22:15,100 --> 00:22:17,100
Cause we used to be roommates and now you live on a different.

372
00:22:17,100 --> 00:22:18,100
But.

373
00:22:18,100 --> 00:22:20,100
There are a lot of parallels between.

374
00:22:20,100 --> 00:22:24,100
The decentralized aspect of.

375
00:22:24,100 --> 00:22:27,100
In the world and.

376
00:22:27,100 --> 00:22:28,100
The decentralized aspect of water.

377
00:22:28,100 --> 00:22:32,100
Yeah.

378
00:22:32,100 --> 00:22:34,100
And the deep-sea, deep sea.

379
00:22:34,100 --> 00:22:35,100
The deep sea of the water.

380
00:22:35,100 --> 00:22:37,100
What's that?

381
00:22:37,100 --> 00:22:41,100
In the, in the redistribution of power.

382
00:22:41,100 --> 00:22:42,100
Redistribution of control and power.

383
00:22:42,100 --> 00:22:46,100
The marginalized.

384
00:22:46,100 --> 00:22:47,100
That's really exciting, man.

385
00:22:47,100 --> 00:22:48,100
Exciting.

386
00:22:48,100 --> 00:22:50,100
It's exciting to talk about that.

387
00:22:50,100 --> 00:22:51,100
It's what's also been,

388
00:22:51,100 --> 00:22:58,100
what's also interesting too about our friendship is how.

389
00:22:58,100 --> 00:23:00,100
Is how you and I have been, have been,

390
00:23:00,100 --> 00:23:00,940
Right, huh?

391
00:23:01,940 --> 00:23:04,220
Out there playing in the ocean.

392
00:23:04,220 --> 00:23:05,060
Yeah.

393
00:23:05,060 --> 00:23:05,880
Yeah.

394
00:23:05,880 --> 00:23:06,720
I know.

395
00:23:08,720 --> 00:23:12,180
I mean, I think there's a lot of hope as well with this.

396
00:23:12,180 --> 00:23:17,180
I think that the crypto side will eventually wash through

397
00:23:21,780 --> 00:23:26,780
to every aspect of life, which is decentralization.

398
00:23:26,860 --> 00:23:29,860
Because we've seen what centralization actually does.

399
00:23:29,860 --> 00:23:32,420
It destroys the world, kills people.

400
00:23:32,420 --> 00:23:37,420
It puts you in the hands of people that are psychotic

401
00:23:38,900 --> 00:23:42,700
and that don't care about you.

402
00:23:46,500 --> 00:23:47,860
I think a lot of people are catching on

403
00:23:47,860 --> 00:23:49,820
to decentralization.

404
00:23:49,820 --> 00:23:52,580
I'm hoping that this really wins out.

405
00:23:52,580 --> 00:23:53,880
So this will be great.

406
00:23:53,880 --> 00:23:58,880
Well, centralized systems always,

407
00:24:02,160 --> 00:24:04,480
they always corrupt and abuse.

408
00:24:04,480 --> 00:24:09,480
Decentralized systems always empower and serve over time.

409
00:24:10,000 --> 00:24:10,840
Yeah.

410
00:24:10,840 --> 00:24:12,400
Most people start to understand that.

411
00:24:12,400 --> 00:24:16,280
And the reason why is because the power is just true.

412
00:24:16,280 --> 00:24:17,120
Yeah.

413
00:24:17,120 --> 00:24:17,940
Remember the old saying,

414
00:24:17,940 --> 00:24:20,120
you hear it absolute power corrupts absolute.

415
00:24:20,120 --> 00:24:21,440
Absolutely, yeah.

416
00:24:21,440 --> 00:24:23,920
Decentralized power.

417
00:24:23,920 --> 00:24:25,360
Sword acted.

418
00:24:25,360 --> 00:24:27,400
Curs absolutely.

419
00:24:27,400 --> 00:24:28,360
Yeah.

420
00:24:28,360 --> 00:24:31,080
There's a different way and there's a better way.

421
00:24:31,080 --> 00:24:34,040
And a lot of what you do,

422
00:24:34,040 --> 00:24:37,000
I'm gonna imagine with your wife is you're sort of,

423
00:24:37,000 --> 00:24:39,700
there's kind of two ways to tackle problems.

424
00:24:39,700 --> 00:24:42,200
One way is you raise a bunch of money.

425
00:24:42,200 --> 00:24:44,720
That's one way money's important.

426
00:24:44,720 --> 00:24:46,800
The other way is you raise minds.

427
00:24:48,400 --> 00:24:49,920
Yeah, that's it.

428
00:24:49,920 --> 00:24:51,720
Raising education.

429
00:24:51,720 --> 00:24:54,720
There you go, raising minds.

430
00:24:54,720 --> 00:24:56,200
Yeah, for sure.

431
00:24:57,040 --> 00:24:58,120
Raises the money.

432
00:24:58,120 --> 00:25:00,960
You can raise the money and never raise the minds.

433
00:25:01,920 --> 00:25:03,760
Yeah, that's it.

434
00:25:03,760 --> 00:25:06,520
But if you raise minds and you get people.

435
00:25:06,520 --> 00:25:08,200
That's university for you.

436
00:25:08,200 --> 00:25:09,200
That's it.

437
00:25:12,160 --> 00:25:13,960
You're in a traditional setting

438
00:25:13,960 --> 00:25:15,600
or not in a traditional setting,

439
00:25:15,600 --> 00:25:18,760
but it's important that you adopt that framework.

440
00:25:18,760 --> 00:25:19,600
Sure.

441
00:25:19,600 --> 00:25:20,680
It's an operating framework.

442
00:25:20,680 --> 00:25:22,160
That's really interesting.

443
00:25:22,160 --> 00:25:24,040
Yeah, that's it.

444
00:25:24,040 --> 00:25:24,880
That's interesting.

445
00:25:24,880 --> 00:25:26,480
This is great, man.

446
00:25:26,480 --> 00:25:28,480
I would love to do this again.

447
00:25:28,480 --> 00:25:32,720
Our 20 minutes is absolutely flown by.

448
00:25:32,720 --> 00:25:33,560
That's fun.

449
00:25:33,560 --> 00:25:34,400
You're one of the-

450
00:25:34,400 --> 00:25:37,000
I don't know how much time that was.

451
00:25:37,000 --> 00:25:37,840
Well, it was.

452
00:25:37,840 --> 00:25:41,720
Well, you have so much to say.

453
00:25:41,720 --> 00:25:43,560
It's a boost to share.

454
00:25:43,560 --> 00:25:45,240
So much perspective.

455
00:25:45,240 --> 00:25:46,360
You live in a big life.

456
00:25:46,360 --> 00:25:48,240
You live in a wonderful life.

457
00:25:48,240 --> 00:25:49,280
And just-

458
00:25:49,280 --> 00:25:51,280
I think we both are.

459
00:25:51,280 --> 00:25:52,160
Well, thanks, dude.

460
00:25:52,160 --> 00:25:53,000
We're trying.

461
00:25:53,000 --> 00:25:53,840
Yeah, man.

462
00:25:53,840 --> 00:25:55,160
Yeah, for sure.

463
00:25:55,160 --> 00:25:56,520
We're really trying, dude.

464
00:25:56,520 --> 00:26:00,120
And let's do this again, dude.

465
00:26:00,120 --> 00:26:01,200
Yeah, okay.

466
00:26:01,200 --> 00:26:02,200
That sounds great.

467
00:26:02,200 --> 00:26:03,800
Just let me know.

468
00:26:03,800 --> 00:26:05,400
Again, congratulations, dude,

469
00:26:06,520 --> 00:26:09,480
on your wife and living in Portugal

470
00:26:09,480 --> 00:26:11,960
and your new film on Netflix

471
00:26:11,960 --> 00:26:13,320
and all the great things you're doing, brother.

472
00:26:13,320 --> 00:26:15,400
And we'll do this again, dude.

473
00:26:15,400 --> 00:26:17,480
Last thing, dude.

474
00:26:17,480 --> 00:26:20,400
Any last words that we need to hear from Toby today?

475
00:26:22,880 --> 00:26:24,920
Last words.

476
00:26:24,920 --> 00:26:26,800
I mean, I've pretty much said it all.

477
00:26:27,720 --> 00:26:30,800
I think, you know,

478
00:26:30,800 --> 00:26:33,000
like I said, stay away from the crowd.

479
00:26:33,000 --> 00:26:35,880
You're not gonna go anywhere with them.

480
00:26:35,880 --> 00:26:39,640
So do your gifted-

481
00:26:40,720 --> 00:26:42,520
I know this sounds really cheesy or whatever,

482
00:26:42,520 --> 00:26:46,920
but you gotta put your mind to what you're gifted at

483
00:26:46,920 --> 00:26:47,880
and you gotta find that.

484
00:26:47,880 --> 00:26:50,360
Otherwise, you're gonna live a pretty boring life.

485
00:26:51,240 --> 00:26:55,880
I was pretty bored in life until I found out my passion.

486
00:26:55,880 --> 00:27:00,880
And now I literally cannot wait to wake up and get up.

487
00:27:01,800 --> 00:27:03,160
It's so fun.

488
00:27:03,160 --> 00:27:06,600
So I think Ryan's found the same as well.

489
00:27:06,600 --> 00:27:09,080
And yeah, he could attest to that.

490
00:27:10,240 --> 00:27:11,400
Thanks, brother.

491
00:27:11,400 --> 00:27:12,800
Yeah, cool, buddy.

492
00:27:12,800 --> 00:27:15,160
Your wife, and thank you for your time today, man.

493
00:27:15,160 --> 00:27:16,200
No worries.

494
00:27:16,200 --> 00:27:18,480
All right, I'll see you in Portugal soon, dude.

495
00:27:18,480 --> 00:27:19,400
See you, buddy.

496
00:27:19,400 --> 00:27:47,040
All right, I love you, bro.

