WEBVTT

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I want you to take a second and just mentally

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tally something up for me. Think back over just

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the last month or so. How many times have you

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had to click a forgot password link? Oh, yeah.

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Right. Or if you are being totally honest with

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yourself right now, how many brightly colored

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sticky notes, you know, featuring those bizarre

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combinations of uppercase letters, number of

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special symbols, how many of those are currently

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hidden somewhere around your desk? Or maybe buried

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in a digital notepad. A lot of people definitely

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have those. Exactly. And if you are anything

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like most of us, navigating the Internet often

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feels like you are a contestant in this never

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-ending memory game. And the stakes are high,

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like your personal data, your corporate network

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access, and honestly, just your sanity. Yeah,

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your sanity is a big one. Right. But what if

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all of that was just gone? Gone entirely. So

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the mission today. We are going to dive into

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this. We are unpacking a massive stack of source

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material, specifically Wikipedia's documentation

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on passwordless authentication. And we really

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want to figure out if we are finally actually

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reaching the end of the password era. Okay, let's

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unpack this. It's a great topic, and it's a mission

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that really gets right to the core of modern

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infrastructure because the underlying technology

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to kill the password entirely, well, it has actually

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existed for quite a while now. It has. Oh, absolutely.

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The cryptographic principles, the hardware modules,

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the algorithms, we have had those pieces on the

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board for years. Interesting. The biggest hurdle

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hasn't been the silicon or the code. It has been

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the human element, you know, the massive transition

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costs for enterprise IT and just the sheer inertia

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of decades of ingrained Internet behavior. That

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makes sense. To really understand where this

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is going, we have to look at the intersection

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of network security, everyday usability, and

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honestly, the incredibly long, sometimes disastrous

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history of the tech industry trying to force

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the password into early retirement. I mean, that

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history is the perfect place to start because

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this is not a new conversation at all. We are

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basically looking at a decades long funeral procession

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for the password. Decades. Industry leaders have

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been loudly declaring the password dead for over

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20 years now. If we rewind all the way to 2004,

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Bill Gates was speaking at the RSA conference.

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Right. The big security conference. Yes. And

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right there on the main stage. He predicted the

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imminent demise of passwords. His reasoning was

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that they simply, and I quote, don't meet the

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challenge for anything you really want to secure.

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And that was 2004. Exactly. That was in 2004

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when phishing was barely a blip on the mainstream

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radar compared to what it is today. Yeah, that

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sentiment really built into a massive echo chamber

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later on, particularly between the years 2012

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and 2014. If you look at the industry consensus

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during that specific window from the source material,

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the level of absolute certainty is striking.

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How so? Well, in 2012, Matt Honan, a prominent

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tech journalist for Wired, he was the victim

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of a severe, highly publicized hacking incident.

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Oh, I remember that. Right. It daisy chained

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across his Apple and Amazon accounts. And his

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ultimate takeaway from that absolute nightmare

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was to declare that the age of the password has

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come to an end. Wow. And then the very next year.

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2013, executives at Google started echoing the

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exact same aggressive timeline. They did. Heather

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Adkins, who was their manager of information

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security, flat out stated passwords are done

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at Google. Yeah, a very bold claim. And Eric

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Gross, the VP of security engineering, reinforced

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that. He stated passwords and simple bear tokens

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like cookies were no longer sufficient to keep

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users safe. And then by 2014, those declarations

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just reached a fever pitch. Aviva Lytton, an

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analyst at Gartner, claimed that passwords were

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dead a few years prior. And by 2014, they were,

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quote, more than dead. The dead. The industry

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was entirely convinced that the shift was imminent.

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The rationale consistently pointed to the massive

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usability friction and the glaring systemic security

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vulnerabilities of relying on memorized secrets,

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especially in an era of automated credential

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stuffing. There's this one highly entertaining,

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well, disastrous anecdote from the sources that

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perfectly captures the hubris of that specific

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era. Oh, the Wall Street Journal guy? Yes. In

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2014, a Wall Street Journal writer named Christopher

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Mims decided to write a piece declaring that

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the password was finally dying. And to prove

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his point about how we needed to move immediately

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to device -based authentication, he purposefully

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revealed his own Twitter password to the public.

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Just put it right out there. He basically challenged

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the Internet to do its worst. Never a good idea.

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Never. The result was catastrophic. He was ultimately

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forced to change his actual physical cell phone

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number because of the fallout. They were declaring

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victory over the password before the replacement

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infrastructure was anywhere near ready for the

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real world. What's fascinating here is the empirical

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data explaining why that infrastructure wasn't

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ready and why passwords didn't die when everyone

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so confidently said they would. There is a landmark

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2012 study by Bonneau and several other researchers

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out of the University of Cambridge that tackles

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this exactly. This wasn't a subjective think

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piece. It was a systematic comparative evaluation.

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They took standard web passwords and pitted them

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against 35 competing authentication schemes.

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Like what? Things like smart cards, early biometrics,

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grid cards, and token generators. They evaluated

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all of them rigorously on three main criteria.

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Security, usability, and deployability. Here's

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where it gets really interesting, because the

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results of that study basically explain everything

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about the last 20 years of enterprise security.

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They really do. When they looked at the security

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metric, most of those 35 alternative schemes

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easily beat the traditional password. Right.

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When they looked at usability, it was a mixed

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bag. Some were better, some were worse. But when

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they looked at that third metric, deployability,

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Every single one of those 35 alternative schemes

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did worse than passwords. Passwords, for all

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their architectural flaws, are incredibly cheap

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and frictionless for a developer to implement.

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You stand up a database, you hash the input,

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and you build a basic web form. That is it. Simple.

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The Cambridge researchers summarized this deporiability

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problem perfectly. They observed that the marginal

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gains in security or usability offered by these

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alternative schemes simply weren't enough to

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reach the activation energy necessary to overcome

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the significant transition costs. Activation

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energy. That concept is the perfect lens for

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this. If you are running an enterprise network

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with 10 ,000 employees, the cost of transitioning

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legacy active directories, purchasing physical

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hardware tokens for every employee, rewriting

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legacy... applications to support new protocols

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and handling the inevitable flood of help desk

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tickets, it is a massive barrier. It is a huge

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upfront investment. Even if the destination is

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mathematically more secure, getting the entire

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organization over that initial incline requires

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too much capital and political will. The researchers

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concluded that this lack of activation energy

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provides the best explanation for why the funeral

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procession for passwords stalled out for so long.

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The cost of transitioning the Internet's entire

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identity infrastructure was simply too high a

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mountain to climb given the fragmented standards

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of the 2010s. So that really sets the historical

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context. But the landscape has shifted. Right.

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And the term passwordless is now a mandate in

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many organizations. So let's clearly define our

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terms here for the listener. If I am not typing

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in a complex string of characters, what fundamentally

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qualifies as passwordless authentication. And

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just as importantly, what doesn't qualify. Fundamentally,

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passwordless authentication is any method where

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a user logs into a system without entering and

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without having to store or memorize a knowledge

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-based secret. A knowledge -based secret. Right.

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You provide a public identifier, something that

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isn't a secret, like an email address or a username.

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Then you complete the cryptographic handshake

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by providing a secure proof of identity through

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a registered device or token. Improving who you

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are relies on the classic authentication factors.

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So you have your inheritance factor. something

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the user is, like biometric data, fingerprints,

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facial geometry. Then you have ownership factors,

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something the user has, like a physical smartphone,

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a hardware security key, or a smart card. And

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often, these systems pull in contextual bonus

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factors behind the scenes, evaluating geographic

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location, network heuristics, or device posture

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to assess risk in real time. The strict architectural

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rule is that as long as no memorized secrets

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are involved in the authentication flow, it qualifies

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as passwordless. But this brings up a major structural

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misconception in the industry that we need to

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clarify. People constantly conflate passwordless

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authentication with traditional multi -factor

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authentication, or MFA. Which is an easy trap

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to fall into, considering both concepts utilize

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the same types of authenticators, like phones,

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biometrics, security keys. They share the same

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hardware, but the implementation is fundamentally

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different. Traditional MFA is almost universally

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deployed as a compensating control layered on

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top of a weak password. So if we look at the

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vulnerabilities of traditional MFA. You still

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have a password database that can be breached.

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Correct. You are still vulnerable to MFA fatigue

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attacks, where an attacker spams the user with

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push notifications until they accidentally approve

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one. That happens all the time. Or adversary

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in the middle attacks, where a threat actor proxies

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the login page and steals both the password and

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the session cookie. If we connect this to the

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bigger picture, the absolute holy grail of digital

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identity architecture right now is passwordless

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MFA. In this scenario, the entire flow has zero

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passwords, but it still requires multiple independent

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non -memorized factors. You provide a hardware

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token, something you have which must be locally

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unlocked by your fingerprint, something you are.

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When implemented with robust cryptographic protocols,

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passwordless MFA neutralizes almost the entire

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spectrum of scalable credential attacks. So what

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does this all mean for the actual mechanics?

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When you open a laptop and the infrared camera

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scans your face to log you into a corporate VPN,

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it feels seamless. But the cryptographic heavy

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lifting happening in the background is intense.

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Very intense. We need to break down how this

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handshake works without relying on basic analogies.

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Because the underlying infrastructure, specifically

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protocols like WebAuth and standards developed

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by the Fido Alliance, is what finally solved

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that deployability problem we talked about earlier.

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The entire mechanism relies on asymmetric or

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public key cryptography. Instead of a shared

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secret like a password where the server stores

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a hashed version of your secret, asymmetric cryptography

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uses a mathematically linked key pair. Like a

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padlock that only the private key on your physical

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device can open. Exactly. The critical distinction

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here is hardware -bound security. In a modern

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passwordless setup, The private key is generated

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directly inside the secure enclave of your smartphone

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or the trusted platform module, the TPM of your

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laptop. That hardware isolation is the absolute

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game changer. The private key cannot be extracted,

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exported, or phished because it physically cannot

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leave that isolated chip. Right. Let's walk the

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listener through the two distinct phases of this

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architecture. Phase one is registration. When

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you first set up an account with a service that

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supports WebAuthn, the relying party, which is

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the server, sends a registration challenge down

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to your device. And then your authenticator,

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whether that is Windows, Hello, FaceEyed, or

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a YubiKey, asks you to verify your presence.

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Once you provide that biometric unlock, the authenticator

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generates a brand new, unique public -private

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key pair, specifically for that single web domain.

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It takes the public key and sends it up to the

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server. The server stores that public key alongside

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your username. private key stays on the device.

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The private key remains locked inside the TPM.

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That completes the registration. And because

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a unique key pair is generated for every single

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service, even if one service is compromised,

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the keys are completely useless anywhere else.

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There is no credential reuse. And then phase

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two is the actual authentication. The login process

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you execute daily. You enter your public identifier.

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The server locates your public key and sends

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a cryptographic challenge back to your device.

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This challenge is essentially a random string

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of data. Your device receives the challenge and

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prompts you for local verification. You scan

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your fingerprint or face, which tells the TPM,

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yes, the authorized user is present. The TPM

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uses the private key to digitally sign the challenge

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data and sends that signature back to the server.

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The server uses the public key it has on file

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to verify the signature. If the math checks out,

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the server knows unequivocally that the response

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came from the exact device registered to the

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account. The beauty of this is what doesn't happen.

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Your biometric data never leaves your device.

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The server never sees your fingerprint. It only

00:12:59.269 --> 00:13:01.509
sees the cryptographic signature. And because

00:13:01.509 --> 00:13:04.409
the protocol binds the credential to the specific

00:13:04.409 --> 00:13:08.409
web origin, the actual URL, it completely neutralizes

00:13:08.409 --> 00:13:11.480
phishing. If a user is tricked into visiting

00:13:11.480 --> 00:13:14.200
a fake login page, the authenticator recognizes

00:13:14.200 --> 00:13:17.120
the domain mismatch and simply refuses to sign

00:13:17.120 --> 00:13:19.620
the challenge. The phishing attack fails mathematically,

00:13:20.000 --> 00:13:22.720
regardless of the user's actions. That cryptographic

00:13:22.720 --> 00:13:25.320
resilience is exactly why there is such a massive

00:13:25.320 --> 00:13:27.539
push across the enterprise sector to adopt this.

00:13:27.679 --> 00:13:30.240
The benefits map directly to solving the most

00:13:30.240 --> 00:13:33.139
expensive and dangerous problems in IT. And from

00:13:33.139 --> 00:13:35.820
the perspective of the end user, the UX is vastly

00:13:35.820 --> 00:13:38.639
superior. we completely eliminate password fatigue.

00:13:39.100 --> 00:13:41.720
Users are no longer forced to invent complex

00:13:41.720 --> 00:13:43.620
strings that comply with arbitrary complexity

00:13:43.620 --> 00:13:46.659
requirements, nor do they have to deal with mandatory

00:13:46.659 --> 00:13:49.940
90 -day rotation policies, which research consistently

00:13:49.940 --> 00:13:52.639
shows actually degrades security by forcing users

00:13:52.639 --> 00:13:55.000
to make predictable password variations. On the

00:13:55.000 --> 00:13:57.340
enterprise side, the operational economics are

00:13:57.340 --> 00:14:00.509
undeniable. Passwords carry a massive total cost

00:14:00.509 --> 00:14:02.870
of ownership. Help desk tickets for password

00:14:02.870 --> 00:14:05.789
resets are notoriously expensive, often costing

00:14:05.789 --> 00:14:08.370
organizations pens of thousands of dollars annually

00:14:08.370 --> 00:14:10.750
just in lost productivity and support hours.

00:14:10.950 --> 00:14:13.029
That is a lot of wasted time. By removing the

00:14:13.029 --> 00:14:15.929
password, you eliminate that overhead. Furthermore,

00:14:16.129 --> 00:14:18.610
organizations no longer have to invest heavily

00:14:18.610 --> 00:14:21.169
in monitoring the dark web for compromised credentials

00:14:21.169 --> 00:14:24.470
or enforcing complex storage and hashing compliance

00:14:24.470 --> 00:14:27.289
regulations because there is no central repository

00:14:27.289 --> 00:14:30.509
of secrets to be stolen. We are painting a very

00:14:30.509 --> 00:14:33.190
optimized picture of the future here. Immune

00:14:33.190 --> 00:14:35.610
to phishing, lower help desk costs, seamless

00:14:35.610 --> 00:14:38.909
UX. But transitioning legacy infrastructure is

00:14:38.909 --> 00:14:41.679
rarely that clean. What is the operational friction?

00:14:41.759 --> 00:14:43.460
What are the architectural drawbacks holding

00:14:43.460 --> 00:14:45.700
organizations back from flipping the switch today?

00:14:45.879 --> 00:14:48.159
The primary roadblock remains the implementation

00:14:48.159 --> 00:14:51.240
complexity. Echoing the deployability issues

00:14:51.240 --> 00:14:53.720
from the Cambridge study, albeit in a more modern

00:14:53.720 --> 00:14:57.039
context. While open standards like FIDO2 have

00:14:57.039 --> 00:14:59.100
standardized the protocols, many organizations

00:14:59.100 --> 00:15:02.320
are running legacy applications. Older mainframes

00:15:02.320 --> 00:15:05.620
or custom -built internal tools that do not natively

00:15:05.620 --> 00:15:07.820
support web auth and or modern identity providers.

00:15:08.240 --> 00:15:10.220
Right, the activation energy again. Retrofitting

00:15:10.220 --> 00:15:12.299
these systems requires significant engineering

00:15:12.299 --> 00:15:14.559
resources. There is also the hardware distribution

00:15:14.559 --> 00:15:17.620
problem. If you are mandating hardware security

00:15:17.620 --> 00:15:19.379
keys for a globally distributed... workforce

00:15:19.379 --> 00:15:23.039
you have supply chain logistics to manage absolutely

00:15:23.039 --> 00:15:25.179
and there is a non -trivial adaptation curve

00:15:25.179 --> 00:15:28.799
we have trained users for 30 years to look for

00:15:28.799 --> 00:15:31.500
a password field retraining an entire workforce

00:15:31.500 --> 00:15:34.120
to understand platform authenticators to trust

00:15:34.120 --> 00:15:35.940
that the company isn't harvesting their facial

00:15:35.940 --> 00:15:38.200
recognition data and to manage their hardware

00:15:38.200 --> 00:15:40.419
tokens requires comprehensive change management

00:15:40.889 --> 00:15:43.769
But the most severe architectural drawback, the

00:15:43.769 --> 00:15:45.929
issue that keeps security architects awake at

00:15:45.929 --> 00:15:47.909
night, is the complexity of account recovery.

00:15:48.590 --> 00:15:51.870
This is the single point of failure in a pure

00:15:51.870 --> 00:15:54.269
passwordless system. The lost phone scenario.

00:15:54.590 --> 00:15:57.549
Precisely. If your identity is cryptographically

00:15:57.549 --> 00:16:00.429
bound to a specific piece of hardware and you

00:16:00.429 --> 00:16:03.110
drop that smartphone in a lake. or your laptop

00:16:03.110 --> 00:16:06.210
motherboard dies, you are mathematically locked

00:16:06.210 --> 00:16:08.570
out of your digital life. That is terrifying.

00:16:08.870 --> 00:16:11.129
Because the system relies entirely on the private

00:16:11.129 --> 00:16:14.129
key stored in that specific TPM. Losing the physical

00:16:14.129 --> 00:16:16.690
object destroys the credential. And recovering

00:16:16.690 --> 00:16:18.970
access without undermining the entire security

00:16:18.970 --> 00:16:22.110
model is incredibly difficult. If an organization

00:16:22.110 --> 00:16:25.090
implements a fallback mechanism that relies on

00:16:25.090 --> 00:16:27.789
answering security questions, or sending an SMS

00:16:27.789 --> 00:16:30.809
code to a new device, they have just reintroduced

00:16:30.809 --> 00:16:33.090
the exact weak knowledge based vulnerabilities

00:16:33.090 --> 00:16:35.700
they were trying to eliminate. An attacker won't

00:16:35.700 --> 00:16:37.960
bother trying to break the asymmetric cryptography.

00:16:38.159 --> 00:16:40.620
They will simply attack the much weaker account

00:16:40.620 --> 00:16:43.860
recovery flow. Finding the balance between secure

00:16:43.860 --> 00:16:47.120
recovery like requiring a user to register multiple

00:16:47.120 --> 00:16:50.299
redundant hardware keys and user friction is

00:16:50.299 --> 00:16:52.480
the current frontier of passwordless deployment.

00:16:52.860 --> 00:16:55.500
It is a massive challenge to design a recovery

00:16:55.500 --> 00:16:58.179
process that is resilient to social engineering

00:16:58.179 --> 00:17:00.940
but doesn't permanently lock legitimate users

00:17:00.940 --> 00:17:03.960
out of their accounts. It is a profound shift.

00:17:04.140 --> 00:17:06.339
in risk management. We are moving from the anxiety

00:17:06.339 --> 00:17:09.619
of, did someone guess my password? To the anxiety

00:17:09.619 --> 00:17:12.500
of, did I properly back up my cryptographic keys

00:17:12.500 --> 00:17:15.380
before I traded in my old phone? It really is

00:17:15.380 --> 00:17:17.339
a different kind of stress. But as we pull this

00:17:17.339 --> 00:17:19.839
all together, the momentum is clearly irreversible.

00:17:20.200 --> 00:17:22.420
The industry has been trying to bury the password

00:17:22.420 --> 00:17:25.380
since 2004. For years, the transition costs and

00:17:25.380 --> 00:17:27.259
fragmented protocols prevented that activation

00:17:27.259 --> 00:17:29.950
energy. But the landscape has fundamentally changed.

00:17:30.150 --> 00:17:32.410
It has. The FIDO alliance managed to get the

00:17:32.410 --> 00:17:35.569
biggest competitors in tech, Apple, Google, and

00:17:35.569 --> 00:17:39.170
Microsoft, to agree on a unified standard. Microsoft

00:17:39.170 --> 00:17:43.450
embedded it into the OS with Windows Hando. Hello?

00:17:43.609 --> 00:17:46.970
Apple integrated Face ID and Touch ID into Safari

00:17:46.970 --> 00:17:49.849
and macOS as native platform authenticators.

00:17:50.150 --> 00:17:53.309
The infrastructure is finally ubiquitous. The

00:17:53.309 --> 00:17:55.349
funeral procession for the password has arrived

00:17:55.349 --> 00:17:58.119
at the cemetery. even if managing the cryptographic

00:17:58.119 --> 00:18:00.420
keys brings a new set of architectural challenges.

00:18:00.619 --> 00:18:03.059
This raises an important question, and it is

00:18:03.059 --> 00:18:05.599
a fascinating architectural philosophy to consider

00:18:05.599 --> 00:18:07.839
as this rollout accelerates. What's that? If

00:18:07.839 --> 00:18:10.420
we truly eliminate the shared secret, our access

00:18:10.420 --> 00:18:12.920
to the digital world becomes inextricably tied

00:18:12.920 --> 00:18:16.140
to who we are physically and what we own in terms

00:18:16.140 --> 00:18:19.029
of registered, trackable hardware. For decades,

00:18:19.170 --> 00:18:20.970
the internet architecture offered the promise

00:18:20.970 --> 00:18:23.130
of anonymity. Oh, that's true. You could spin

00:18:23.130 --> 00:18:25.630
up a random username, memorize a string of text,

00:18:25.690 --> 00:18:28.009
and exist in a digital space entirely detached

00:18:28.009 --> 00:18:29.750
from your physical identity and your physical

00:18:29.750 --> 00:18:32.910
devices. In a fully passwordless ecosystem, where

00:18:32.910 --> 00:18:35.490
every authentication requires a localized biometric

00:18:35.490 --> 00:18:38.470
scan or a mathematically unique hardware signature,

00:18:38.849 --> 00:18:42.609
the mechanics of anonymity change entirely. Even

00:18:42.609 --> 00:18:44.789
if the server doesn't see your biometrics, your

00:18:44.789 --> 00:18:47.980
access is gated by physical realities. Does the

00:18:47.980 --> 00:18:50.819
end of the password era inherently signal the

00:18:50.819 --> 00:18:53.319
end of the truly anonymous Internet user? It

00:18:53.319 --> 00:18:55.759
forces us to ask whether we are trading absolute

00:18:55.759 --> 00:18:58.839
digital autonomy for absolute cryptographic security.

00:18:59.240 --> 00:19:01.440
That is a profound tension to leave you with.

00:19:01.559 --> 00:19:04.319
A mathematically secure Internet might fundamentally

00:19:04.319 --> 00:19:07.519
be a less anonymous one. We want to thank you

00:19:07.519 --> 00:19:09.619
for joining us on this deep dive. Hopefully,

00:19:09.740 --> 00:19:11.720
we have given you the architectural context to

00:19:11.720 --> 00:19:13.400
understand exactly what is happening behind the

00:19:13.400 --> 00:19:15.880
screen. We encourage you to think twice and appreciate

00:19:15.880 --> 00:19:18.420
the asymmetric cryptography executing in milliseconds

00:19:18.420 --> 00:19:21.039
the next time your device asks to scan your face

00:19:21.039 --> 00:19:22.279
instead of asking for a password.
