WEBVTT

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If I ask you to picture the suburbs, you immediately

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have an image locked and loaded in your brain.

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Oh yeah, instantly. You're likely seeing the

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curved street, the manicured lawn, maybe a sprinkler

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thwacking away on a Saturday morning. It feels

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organic. It feels timeless. Like it has always

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been there, just waiting for us to pull into

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the driveway. Exactly. Like it's just the natural

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habitat of the American family. Like trees growing

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in a forest, suburbs just sort of happen. the

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default setting but here is the thing that really

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really blew my mind when we started digging into

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this stack of research for today that image yeah

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it isn't organic at all it didn't evolve from

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centuries of city planning or anything like that

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it was manufactured You don't mean that metaphorically.

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No, I mean it was stamped out, bolted together,

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and rolled off a line exactly like a toaster

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or a Ford Model T. We are talking about the industrialization

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of the American lifestyle. Yeah. The moment we

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stopped building communities and started, you

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know, assembling them. We are talking about Levytown.

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And to understand Levytown, you have to completely

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stop thinking about architecture and start thinking

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about logistics. Right. It's a process story.

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It is. We aren't looking at a neighborhood today.

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We are looking at a machine, a machine that printed

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17 ,000 houses in a couple of years and housed

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84 ,000 people basically overnight. Which, just

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for context, that's the population of a decent

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sized city. Like imagine a city the size of,

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I don't know, Scranton, Pennsylvania, just appearing

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out of a potato field in Long Island. A potato

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field. That's literally what it was. It's a scale

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of operation that was previously. Completely

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unimaginable in the housing market. Precisely.

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So today, that's our mission. We're going to

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look under the hood of that machine. We're going

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to dive into the mechanics of that miracle, how

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you essentially build a house in a single day.

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And we are also going to look at the shadow that

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machine cast. A very long shadow. Because this

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perfect machine had a filter, and it was designed

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from the ground up to keep a lot of people out.

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It's a story of incredible innovation, for sure.

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But it's also a story of calculated exclusion.

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It's the story of how the modern American middle

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class was built. And who was left outside the

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gate. Yeah. So let's get the timeline straight.

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Let's set the scene. It's 1946, 1947. The war

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is over. The confetti has been swept up. You

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have millions of GIs coming home. What is the

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situation on the ground? What do they find? I

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think that is the only word for it. You have

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to understand, during the Great Depression and

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then the war years, home building had basically

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ground to a halt. Almost 20 years. Right. There

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was zero new inventory. So you have millions

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of men returning, getting married immediately.

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This is the very beginning of the baby boom.

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And they have absolutely nowhere to go. I was

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reading these accounts of veterans living in,

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I mean, it's unbelievable, retrofitted trolley

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cars. Chicken coops. Chicken coops. And huge

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numbers of them just doubled or tripled up with

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their... in -laws in these tiny cramped city

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apartments. Right. So if you were a young family

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in 1947, you weren't browsing Zillow for a nice

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three -bedroom ranch. You were trapped. You were

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in a tenement, maybe sharing a bathroom down

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the hall with another family with a baby crying

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in the corner. It's hard to imagine that level

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of pent -up demand. The psychological need was

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for space. Not just a roof, but independence.

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A patch of grass that was yours. A door you could

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close. Enter Abraham Levitt and his sons, William

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and Alfred. Levitt and sons. Now, these guys

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weren't just philanthropists trying to help out

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the vets. Not even close. They were business

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sharks who saw the single biggest market gap

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in American history. William Levitt is the real

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driver here, right? Oh, absolutely. William is

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the visionary, the showman, the engine. He looks

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at the housing industry at the time, and he sees

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it as archaic. Just, you know, completely backwards.

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Stuck in the 19th century. Totally. He famously

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said, we are the General Motors of the housing

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industry. And that quote tells you everything.

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He wasn't building homes. He was building a product.

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Exactly. He realized that if you wanted to meet

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this insane demand, you couldn't rely on craftsmanship.

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You had to get rid of it. You had to rely on

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industrial efficiency. This is the part that

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just fascinates me. The process. Because before

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Levitt... Building a house was a custom job.

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It was artisanal. Right. You had a general contractor.

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He hires a carpenter. The carpenter frames a

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wall, then measures a window, then cuts the sill.

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It's slow. It takes skill. It's expensive. Levitt

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fired the artisan. He didn't want carpenters.

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He wanted assemblers. He looked at Henry Ford's

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assembly line, and he immediately understood

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the problem with applying it to housing. You

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can't put a house on a conveyor belt. It's too

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heavy. You can't move the house past the worker.

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So he inverted it. The house stays still and

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the workers move. The reverse assembly line.

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It's so simple, but it changed everything. I

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looked into this 27 steps figure that gets thrown

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around and it sounds like a random number until

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you see the breakdown. They broke the entire

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complex process of building a home into 27 distinct,

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repeatable steps. And they had distinct crews

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for every single one. It's wild. Think about

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the logistics of that. You don't have a crew

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of five guys building a whole house from start

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to finish. You have a crew of men whose only

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job all day, every day, is to pour the concrete

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slab. That's it. They show up, they pour it,

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they smooth it, they move 60 feet to the next

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lot and do it again. Right. They never touch

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a hammer. They never see a window. Then the next

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crew comes in, the framing crew. But even that

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was broken down. You'd have one guy whose entire

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job is to bolt the pre -assembled wall panel

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to the floor. Then he moves. Then the next guy

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comes and bolts the roof truss. It's the de -skilling

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of labor, which, you know, sounds negative. But

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from an efficiency standpoint, it's absolute

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genius. Of course. You aren't paying for 36 master

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carpenters who know how to build a staircase

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and hang a door and do crown molding. You're

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paying for 36 guys to do one repetitive motion.

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perfectly and quickly they train them for one

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task i read one guy was called the floor joist

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man that's all he did exactly and you could train

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someone to do that in an hour so you have this

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constant moving stream of specialized workers

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it's like a human conveyor belt If you stood

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in one spot on the street, you wouldn't see a

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house being built in the traditional sense. You'd

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see a parade of workers moving past you, each

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adding one single layer to the structure. A swarm

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of activity. And the materials... Okay, this

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part is just as revolutionary. The logistics

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get wild here. This is Alfred Levitt's domain.

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He was the quieter brother, the logistics guy.

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Right, so... Levitt owned the supply chain, vertically

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integrated. He bought forests in Oregon for the

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timber. He had his own lumber mills. He made

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his own nails in his own nail factory. Which

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is already a huge cost savings. But the delivery

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system was the key. It wasn't just a big pile

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of wood in the middle of the construction site.

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No, no. They didn't dump all the lumber in a

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central yard and have workers fetch. That's wasted

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time, wasted motion. Right. I read about the

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drops. They had it calculated down to the inch.

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At precise intervals, trucks would drive down

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the unpaved streets and drop a prepackaged bundle

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of materials at each lot. A kit, basically. And

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that bundle contained exactly what was needed

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for that specific house. Not one extra nail.

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Not one extra board. No waste. It's just -in

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-time delivery before that was even a buzzword.

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The framers arrive, and the pre -cut wood is

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sitting there right where they need it. The roofers

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arrive. The shingles are on the ground. So there's

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no downtime, no walking back to the truck, no

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measuring and cutting on site. Zero. Every second

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was optimized. And because of all of this, the

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reverse assembly line, the specialized crews,

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the pre -cut materials, they... achieved this

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almost mythical speed the one day house the one

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day house now obviously concrete has to dry paint

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has to dry so you can't literally start from

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mud and finish in 24 hours comfortably but in

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terms of the actual construction the man hours

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when the schedule was clicking when everything

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was slowing perfectly they were finishing 40

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houses a day 40 A day. Do the math on that. That's

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a house completed every 12 minutes of the working

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day. Every 12 minutes. A family's home. That

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is absolutely staggering. I can't even, like,

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make a sandwich in 12 minutes. There's this incredible

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stop -motion photography from 1953 from the Pennsylvania

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development that captures this. You see the site.

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It's just mud in the morning. I've seen that

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footage. It's mesmerizing. Isn't it? The trucks

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swarm in like ants. The frames go up in a blank.

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The roof goes on. By the time the sun starts

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to set, there is a recognizable, livable house

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standing there. It looks like magic. It's the

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closest thing to magic that industrial capitalism

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can produce. And the demand, of course, matched

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the speed. Oh, the demand was a tidal wave. We

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talk about the latest iPhone dropping and people

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camping out. This was on another level. When

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sales began for the first Levittown in New York,

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March 1947, it wasn't just a line. It was a stampede.

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A frenzy. The stories are legendary. Thousands

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of people, mostly veterans and their wives, lined

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up for miles. And in the first three hours, they

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sold 1 ,400 houses. 1 ,400 contracts signed.

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That is almost eight houses sold per minute.

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They couldn't write the contracts fast enough.

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So this business model, this incredible speed,

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wasn't just about building. It allowed for rapid

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cost recovery. You build fast, you sell instantly,

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you get your cash back, and you pour it into

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the next plot of land. It's an incredibly lucrative

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and scalable model. It's a money printing machine.

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And this brings us to the why. Why were people

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literally fighting to get in line? Sure, they

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needed homes, but they needed affordable homes.

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And Levittown was cheap. Incredibly cheap. The

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first model, the basic Cape Cod, sold for $7

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,900. $7 ,900. I mean, even adjusted for inflation,

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that is a steal. But the sticker price wasn't

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even the main attraction, was it? No. The real

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magic was the monthly payment. This is where

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the government enters the chat. Big time. The

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Veterans Administration, the VA, and the Federal

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Housing Administration, the FHA. Leavitt wasn't

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just selling a house. He was selling a financial

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product that the government had created. The

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government guaranteed the mortgages for veterans

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under the GI Bill. Which was the game changer.

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For the bank, it's a no -risk loan. If the veteran

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defaults, the government pays. So the banks were

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eager to lend. And this meant zero down payment,

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right? Often zero down. Yeah. Maybe $100. And

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the interest rates were rock bottom, like 4%.

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You do the math, and you can be sure Levitt Salesman

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did the math for every single veteran who walked

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in the door. Yeah, I bet. The monthly mortgage

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payment for a brand new house in Levittown was

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about $56 a month. $56. And the rent for a cramped,

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run -down apartment in the Bronx or Queens at

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the time. It was often more than that. That is

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the tipping point. That's the aha moment for

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the whole thing. It was literally cheaper to

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own a home than to rent one. You were saving

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money every month by buying a house. And you're

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not just saving money. You're building equity.

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You're building wealth. Instead of burning money

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on rent, you are investing in an asset. That

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is the engine of the American middle class right

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there. That is how generational wealth is created

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from that one simple calculation. So let's talk

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about what you actually got for that $700 and

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that $56 a month. Because if I hear mass -produced

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house built in a day, I'm picturing, you know,

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a glorified shed. Right. Something that's going

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to fall down in 10 years. But these were distinct.

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They had a specific look and feel. What was the

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house itself like? Well, they were small by modern

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standards, for sure. The basic model was about

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750 square feet. That's a two -bedroom apartment,

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basically. Pretty much. And there was no basement.

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That was a huge cost saver. Levitt pioneered

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the use of the concrete slab foundation with

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radiant heating. So the heating coils were embedded

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right in the concrete floor. Yep. Cheaper and

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faster than digging a basement and installing

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a furnace. Yeah. But it sat on its own land.

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That was key. The little plot of America you

00:12:01.139 --> 00:12:04.759
could call your own. A 60 by 100 foot lot. And

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the house was a simple Cape Cod style. But here

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was the other brilliant marketing move. It had

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an unfinished attic. Ah, the expandable house.

00:12:14.480 --> 00:12:16.639
Exactly. The marketing was all about the future.

00:12:17.000 --> 00:12:19.940
You buy this small house now, and as your family

00:12:19.940 --> 00:12:22.279
grows, you can finish the attic and add two more

00:12:22.279 --> 00:12:24.340
bedrooms upstairs. So the house grows with you.

00:12:24.440 --> 00:12:26.799
It's not just a starter home. It's a forever

00:12:26.799 --> 00:12:30.000
home in the making. That was the pitch. But let's

00:12:30.000 --> 00:12:31.980
look at what was inside the house when you bought

00:12:31.980 --> 00:12:35.230
it. Levitt knew that to sell the husband, he

00:12:35.230 --> 00:12:38.409
had to sell the price. To sell the wife, and

00:12:38.409 --> 00:12:41.269
the marketing was, let's be honest, heavily targeted

00:12:41.269 --> 00:12:43.269
at the wives. Oh, completely. The ads were all

00:12:43.269 --> 00:12:46.909
about no more wash day blues. Right. To sell

00:12:46.909 --> 00:12:49.330
the wife, he needed to offer modern convenience.

00:12:49.750 --> 00:12:51.929
The appliances. All included in the purchase

00:12:51.929 --> 00:12:54.669
price. A brand new general electric stove and

00:12:54.669 --> 00:12:58.720
oven. A refrigerator. And the crown jewel. The

00:12:58.720 --> 00:13:01.279
Bendix washing machine. The automatic Bendix

00:13:01.279 --> 00:13:05.220
washing machine. That's huge. In 1947, a washing

00:13:05.220 --> 00:13:08.559
machine was a serious luxury item. Most women

00:13:08.559 --> 00:13:11.100
were still using ringers or going to a laundromat,

00:13:11.100 --> 00:13:13.120
having it built in. That's like buying a condo

00:13:13.120 --> 00:13:15.080
today and getting a Tesla included in the garage.

00:13:15.379 --> 00:13:17.440
It was an unbelievable selling point. It was

00:13:17.440 --> 00:13:18.940
turnkey living. You just bring your clothes,

00:13:19.120 --> 00:13:21.320
your furniture, and you are done. The American

00:13:21.320 --> 00:13:24.299
dream delivered. Ready to use. But there's one

00:13:24.299 --> 00:13:26.419
architectural detail I really want to drill down

00:13:26.419 --> 00:13:28.960
on because I think it speaks to the huge culture

00:13:28.960 --> 00:13:31.779
shift we mentioned earlier. The porch. The porch,

00:13:31.840 --> 00:13:34.659
or more accurately, the lack of one. This is

00:13:34.659 --> 00:13:37.139
a subtle but really profound change in American

00:13:37.139 --> 00:13:40.159
life. Traditional homes, especially in cities

00:13:40.159 --> 00:13:43.299
and small towns, often had shunt porches. Right.

00:13:44.000 --> 00:13:46.639
The porch was a transitional space. It was semi

00:13:46.639 --> 00:13:49.480
-public, semi -private. You sat there, you watched

00:13:49.480 --> 00:13:51.399
the street, you waved to your neighbors as they

00:13:51.399 --> 00:13:53.600
walked by. It was the social hub of the block.

00:13:54.139 --> 00:13:57.120
Levittown houses didn't have porches. No. Levitt

00:13:57.120 --> 00:13:59.820
cut them. Partly for cost, of course. It's extra

00:13:59.820 --> 00:14:02.539
lumber, extra labor, extra time. But it also

00:14:02.539 --> 00:14:05.360
signaled a fundamental shift in focus. From the

00:14:05.360 --> 00:14:07.580
front of the house to the back. Exactly. He didn't

00:14:07.580 --> 00:14:10.159
give you a porch, but he emphasized the backyard.

00:14:10.750 --> 00:14:13.769
The patio. He put a big picture window in the

00:14:13.769 --> 00:14:15.909
front of the house, but the living space was

00:14:15.909 --> 00:14:17.929
oriented towards the rear. The private space.

00:14:18.289 --> 00:14:20.070
Right. The house turned its back on the street.

00:14:20.190 --> 00:14:23.169
The family unit turned inward. That big picture

00:14:23.169 --> 00:14:25.409
window facing front, you didn't open it to chat

00:14:25.409 --> 00:14:27.230
with a neighbor. You put your new television

00:14:27.230 --> 00:14:29.509
in front of it. That really changes the social

00:14:29.509 --> 00:14:31.529
fabric, doesn't it? It's a physical manifestation

00:14:31.529 --> 00:14:35.090
of a cultural shift. You go from sitting on the

00:14:35.090 --> 00:14:37.789
porch, chatting with everyone on the block to...

00:14:38.460 --> 00:14:41.679
Having a BBQ in the fence backyard with just

00:14:41.679 --> 00:14:44.440
your family. It redefined what privacy meant.

00:14:44.659 --> 00:14:47.600
It solidified the idea of the nuclear family

00:14:47.600 --> 00:14:51.740
as this self -contained, self -sufficient island.

00:14:52.000 --> 00:14:53.879
You have your own washing machine so you don't

00:14:53.879 --> 00:14:55.840
go to the laundromat and chat with other women.

00:14:56.100 --> 00:14:58.039
You have your own yard so your kids don't go

00:14:58.039 --> 00:14:59.960
to the public park as much. You have your TV

00:14:59.960 --> 00:15:02.340
so you don't go to the local movie theater. Every

00:15:02.340 --> 00:15:05.129
one of those included amenities. while a convenience

00:15:05.129 --> 00:15:08.009
also served a tie to the public sphere. But despite

00:15:08.009 --> 00:15:10.629
that kind of architectural isolation, Levitt

00:15:10.629 --> 00:15:13.029
did build a community structure. It wasn't just

00:15:13.029 --> 00:15:15.529
a grid of houses plopped in a field. Oh, absolutely

00:15:15.529 --> 00:15:18.149
not. He was a master marketer. He understood

00:15:18.149 --> 00:15:20.690
he wasn't just selling houses. He was selling

00:15:20.690 --> 00:15:23.710
a lifestyle, a complete package. So they built

00:15:23.710 --> 00:15:26.820
the amenities into the town plan. They did. They

00:15:26.820 --> 00:15:29.019
built community centers, huge swimming pools.

00:15:29.139 --> 00:15:30.940
They called them swimming pools, not public pools,

00:15:31.120 --> 00:15:34.320
which is a subtle class distinction. They built

00:15:34.320 --> 00:15:37.460
parks, baseball diamonds, designated land for

00:15:37.460 --> 00:15:40.059
schools and churches. It was all pre -planned.

00:15:40.220 --> 00:15:42.679
So it was almost like a country club model for

00:15:42.679 --> 00:15:45.720
the blue -collar worker. You pay your dues, which

00:15:45.720 --> 00:15:48.460
is your mortgage, and you get access to the pool,

00:15:48.639 --> 00:15:51.399
the park, the whole shebang. That psychological

00:15:51.399 --> 00:15:55.629
draw was unbelievably powerful. It told a returning

00:15:55.629 --> 00:15:58.850
veteran, you made it. You're not a poor city

00:15:58.850 --> 00:16:02.009
kid anymore. You are a suburbanite. You have

00:16:02.009 --> 00:16:06.610
a lawn to mow. Mowing the lawn became this like

00:16:06.610 --> 00:16:09.730
sacred ritual. A symbol of having arrived. Totally.

00:16:09.789 --> 00:16:12.490
And this model was so wildly successful that

00:16:12.490 --> 00:16:14.789
it didn't just stay in New York. Levittown became

00:16:14.789 --> 00:16:17.269
a franchise. They basically created a template

00:16:17.269 --> 00:16:19.710
and then copied and pasted it. They took the

00:16:19.710 --> 00:16:21.889
show on the road. The first one in New York from

00:16:21.889 --> 00:16:24.759
47 to 51 was just the. Proof of concept. The

00:16:24.759 --> 00:16:26.559
prototype. Then came Levittown, Pennsylvania

00:16:26.559 --> 00:16:29.220
from 52 to 58. And that one was even bigger than

00:16:29.220 --> 00:16:31.120
the first, right? Near Philadelphia. Much bigger.

00:16:31.320 --> 00:16:33.919
And then Willingboro Township in New Jersey,

00:16:34.019 --> 00:16:35.919
which was originally just called Levittown, New

00:16:35.919 --> 00:16:37.440
Jersey. They had to change the name later. And

00:16:37.440 --> 00:16:39.820
they even went international. Levittown, Puerto

00:16:39.820 --> 00:16:43.820
Rico in 1963. Then they kept going. Bowie, Maryland

00:16:43.820 --> 00:16:48.860
in 64. Greenbrier, Virginia in 66. This project

00:16:48.860 --> 00:16:51.679
spanned decades, well into the 70s. It's an empire

00:16:51.679 --> 00:16:54.679
built on 750 square foot boxes. An empire built

00:16:54.679 --> 00:16:57.779
on the American dream. So, OK, we have the miracle.

00:16:57.980 --> 00:17:00.059
We have the happy families, the washing machines,

00:17:00.259 --> 00:17:03.500
the swimming pools, the American dream mass produced

00:17:03.500 --> 00:17:05.859
and delivered on a flatbed truck. That sounds

00:17:05.859 --> 00:17:08.559
perfect. It sounds perfect. But and there is

00:17:08.559 --> 00:17:11.579
always a massive but when something in American

00:17:11.579 --> 00:17:14.609
history looks this perfect. We have to talk about

00:17:14.609 --> 00:17:17.029
the filter, the sorting mechanism. The shadow

00:17:17.029 --> 00:17:18.950
over Levittown. And we need to be very, very

00:17:18.950 --> 00:17:20.849
clear here. This was not an accidental oversight.

00:17:21.049 --> 00:17:23.130
This wasn't, oh, we just forgot to mark it to

00:17:23.130 --> 00:17:25.910
everyone. This was a structural, legal, and violently

00:17:25.910 --> 00:17:28.230
enforced exclusion. We're talking about race.

00:17:28.329 --> 00:17:30.329
We are talking about the fact that Levittown

00:17:30.329 --> 00:17:33.309
was for whites only. Explicitly and intentionally

00:17:33.309 --> 00:17:35.990
for whites only. Levitt and Sons maintained what

00:17:35.990 --> 00:17:38.150
are called racial covenants. Let's just unpack

00:17:38.150 --> 00:17:41.569
that term for a second. Racial covenant. It sounds

00:17:41.569 --> 00:17:44.349
like something from a dusty old scroll, but it

00:17:44.349 --> 00:17:48.369
was a very modern, very powerful legal weapon.

00:17:48.589 --> 00:17:51.089
It was a clause that was written directly into

00:17:51.089 --> 00:17:53.630
the deed of the property. Right. The legal document

00:17:53.630 --> 00:17:55.470
that says you own the house and the land. And

00:17:55.470 --> 00:17:58.869
what did it say? Clause 25 of the original Levittown

00:17:58.869 --> 00:18:01.470
lease stated, and I'm paraphrasing slightly,

00:18:01.690 --> 00:18:04.890
that the property could not be used or occupied

00:18:04.890 --> 00:18:08.269
by any person other than members of the Caucasian

00:18:08.269 --> 00:18:11.119
race. So it wasn't just that William Levitt wouldn't

00:18:11.119 --> 00:18:13.079
sell to you if you were black. It was that if

00:18:13.079 --> 00:18:15.359
you were black, you legally couldn't even live

00:18:15.359 --> 00:18:17.220
there, even if you were renting from a white

00:18:17.220 --> 00:18:19.599
owner who wanted to rent to you. The only exception

00:18:19.599 --> 00:18:22.279
written into that clause was for domestic servants.

00:18:22.440 --> 00:18:24.740
Wow. Which tells you everything you need to know

00:18:24.740 --> 00:18:26.880
about the social hierarchy they were building

00:18:26.880 --> 00:18:29.660
and enforcing. You could be there to serve, but

00:18:29.660 --> 00:18:33.599
not to live. Now, here is where the host asks

00:18:33.599 --> 00:18:35.720
the obvious question part usually comes in. But

00:18:35.720 --> 00:18:38.480
I did the reading on this. It is so easy to just

00:18:38.480 --> 00:18:41.740
say William Levitt was a racist. And by all accounts,

00:18:41.980 --> 00:18:44.759
his views were certainly racist. He's on record

00:18:44.759 --> 00:18:46.779
saying things like he had no personal prejudice,

00:18:46.980 --> 00:18:49.559
but that white people won't buy if black people

00:18:49.559 --> 00:18:51.619
live there. He framed it as a business decision.

00:18:51.759 --> 00:18:54.839
Exactly. He claimed he was just following the

00:18:54.839 --> 00:18:57.839
market. My job is to build houses and sell them.

00:18:57.980 --> 00:19:00.740
But that is a complete deflection. Because the

00:19:00.740 --> 00:19:02.740
market itself was being rigged by the government.

00:19:03.039 --> 00:19:05.299
And this is the part that usually gets left out

00:19:05.299 --> 00:19:07.200
of the high school history books. This wasn't

00:19:07.200 --> 00:19:09.299
just a private company's decision. This is where

00:19:09.299 --> 00:19:12.240
the FHA comes back into the story. This is the

00:19:12.240 --> 00:19:15.539
FHA's smoking gun. The Federal Housing Administration.

00:19:15.819 --> 00:19:18.500
The very same agency that was insuring all these

00:19:18.500 --> 00:19:20.619
loans and making the whole thing possible. The

00:19:20.619 --> 00:19:23.680
agency making the dream affordable. Yes. They

00:19:23.680 --> 00:19:26.420
had an official underwriting manual. It was the

00:19:26.420 --> 00:19:29.319
Bible for developers and lenders. And in that

00:19:29.319 --> 00:19:33.119
manual, they explicitly warned against the infiltration

00:19:33.119 --> 00:19:36.599
of inharmonious racial groups. Inharmonious racial

00:19:36.599 --> 00:19:39.500
groups. That is the United States government's

00:19:39.500 --> 00:19:41.640
language. That is the official policy of the

00:19:41.640 --> 00:19:44.559
federal government. Their official stance was

00:19:44.559 --> 00:19:47.859
that if a neighborhood integrated, property values

00:19:47.859 --> 00:19:51.430
would drop. They called it a risk factor. So

00:19:51.430 --> 00:19:54.069
they were redlining on a national scale. A national

00:19:54.069 --> 00:19:57.650
policy -driven scale. Therefore, to protect the

00:19:57.650 --> 00:19:59.670
government's investment, to make a neighborhood

00:19:59.670 --> 00:20:02.630
safe for a federally -backed loan, segregation

00:20:02.630 --> 00:20:05.789
was not just encouraged, it was required. So

00:20:05.789 --> 00:20:09.109
if William Levitt wanted the FHA guarantee, which

00:20:09.109 --> 00:20:11.349
he absolutely needed to sell these houses with

00:20:11.349 --> 00:20:14.089
zero down payment, he had to segregate. He had

00:20:14.089 --> 00:20:17.150
to. It was a vicious loop. The FHA demanded segregation

00:20:17.150 --> 00:20:19.930
to ensure the loan. The builder enforced segregation

00:20:19.930 --> 00:20:22.750
to get the insurance. The white veteran got the

00:20:22.750 --> 00:20:25.430
cheap government -backed loan. The black veteran,

00:20:25.529 --> 00:20:27.670
who fought in the same war, was eligible for

00:20:27.670 --> 00:20:29.630
the same GI Bill. He was completely locked out.

00:20:29.690 --> 00:20:31.769
Completely. And it's not just about not getting

00:20:31.769 --> 00:20:33.509
a nice new house with a washing machine. It's

00:20:33.509 --> 00:20:36.390
about wealth. It's about economics. We said earlier

00:20:36.390 --> 00:20:38.269
that buying these houses was cheaper than renting.

00:20:38.430 --> 00:20:41.789
That means for decades, white families were stacking

00:20:41.789 --> 00:20:44.950
up equity. They were building a nest egg that

00:20:44.950 --> 00:20:47.069
would pay for their kids' college, for their

00:20:47.069 --> 00:20:49.289
retirement, that they would pass on to the next

00:20:49.289 --> 00:20:52.190
generation. While black families were stuck renting

00:20:52.190 --> 00:20:55.309
in the city, building zero equity, often in neighborhoods

00:20:55.309 --> 00:20:57.750
that were being systematically disinvested in.

00:20:57.849 --> 00:21:00.130
And that wealth gap, the difference between the

00:21:00.130 --> 00:21:02.130
family that was allowed to buy in Levittown in

00:21:02.130 --> 00:21:06.049
1950 and the family that was denied, it doesn't

00:21:06.049 --> 00:21:10.119
just disappear. It compounds over and over across

00:21:10.119 --> 00:21:12.700
generations. That is the structural inequality

00:21:12.700 --> 00:21:15.359
we are still living with today. There was a legal

00:21:15.359 --> 00:21:17.700
loophole, though, wasn't there? William Levitt

00:21:17.700 --> 00:21:20.619
refused to sell to people of color, but the covenants

00:21:20.619 --> 00:21:23.519
didn't necessarily stop a resale legally later

00:21:23.519 --> 00:21:26.440
on. That's right. After a 1948 Supreme Court

00:21:26.440 --> 00:21:29.059
case, Shelley v. Kramer, these racial covenants

00:21:29.059 --> 00:21:31.420
were ruled to be unenforceable in court. But

00:21:31.420 --> 00:21:33.079
that didn't stop developers from putting them

00:21:33.079 --> 00:21:35.779
in, and it didn't stop the social pressure. The

00:21:35.779 --> 00:21:38.819
initial barrier was still absolute. But yes,

00:21:39.019 --> 00:21:41.660
the resale market was the only way in. And that

00:21:41.660 --> 00:21:45.279
loophole gets tested. In 1957, the unwritten

00:21:45.279 --> 00:21:47.539
and written rule of Levittown, Pennsylvania,

00:21:47.859 --> 00:21:51.279
got tested by a family named Myers. The Myers

00:21:51.279 --> 00:21:54.480
family case. This is where the story turns. This

00:21:54.480 --> 00:21:56.599
is where the, you know, the bureaucratic violence

00:21:56.599 --> 00:21:59.519
of the FHA manual turns into actual physical

00:21:59.519 --> 00:22:01.940
violence on a suburban street. Let's set the

00:22:01.940 --> 00:22:05.119
scene. It's Levittown, Pennsylvania, 1957. A

00:22:05.119 --> 00:22:08.900
nice, quiet, curving street. Deep green lane.

00:22:09.099 --> 00:22:11.480
43, deep green lane. And here comes William Myers

00:22:11.480 --> 00:22:13.900
and his family. And honestly, if you were trying

00:22:13.900 --> 00:22:16.079
to cast the perfect neighbor for Levittown, it

00:22:16.079 --> 00:22:18.779
was him. He was the absolute model of the person

00:22:18.779 --> 00:22:20.440
they claimed to be building these towns for.

00:22:20.579 --> 00:22:24.059
A World War II Army veteran. Check. College degree

00:22:24.059 --> 00:22:25.900
in engineering. A good job as a refrigeration

00:22:25.900 --> 00:22:28.380
engineer. His wife, Daisy, was a schoolteacher.

00:22:28.500 --> 00:22:30.519
They had three young children. I mean, they were

00:22:30.519 --> 00:22:33.119
the model American family by every single metric.

00:22:33.299 --> 00:22:35.319
Every metric but one. They were black. And because

00:22:35.319 --> 00:22:37.700
Levitt wouldn't sell to them directly, they found

00:22:37.700 --> 00:22:39.539
that loophole you mentioned. They bought the

00:22:39.539 --> 00:22:41.660
house from the original owner, a resale. And

00:22:41.660 --> 00:22:44.460
the owner who sold it to them was a Jewish man,

00:22:44.619 --> 00:22:47.960
a leftist, a progressive, who deliberately sold

00:22:47.960 --> 00:22:50.019
to them because he wanted to break the color

00:22:50.019 --> 00:22:52.400
barrier and integrate the neighborhood. So the

00:22:52.400 --> 00:22:55.759
Myers family moves in, August 1957. It's supposed

00:22:55.759 --> 00:22:58.519
to be the happy ending to their story, the culmination

00:22:58.519 --> 00:23:00.700
of the American dream they were promised. They

00:23:00.700 --> 00:23:03.420
start unpacking the boxes. What happens? All

00:23:03.420 --> 00:23:05.940
hell breaks loose. And I don't mean a few dirty

00:23:05.940 --> 00:23:09.339
looks or a nasty comment. I mean a siege, a full

00:23:09.339 --> 00:23:12.400
-blown violent siege. The word spreads like wildfire,

00:23:12.440 --> 00:23:14.339
right? The mailman finds out, tells a neighbor.

00:23:14.519 --> 00:23:16.900
Exactly. Within hours, a crowd gathers outside

00:23:16.900 --> 00:23:19.599
the house. Then that crowd turns into a mob.

00:23:19.779 --> 00:23:22.430
On the first night, Hundreds of people swarmed

00:23:22.430 --> 00:23:24.670
the property. I read about the rocks. The first

00:23:24.670 --> 00:23:27.349
night, stones smashed through their brand new

00:23:27.349 --> 00:23:29.230
picture window, that same picture window that

00:23:29.230 --> 00:23:31.230
was supposed to be the symbol of suburban bliss

00:23:31.230 --> 00:23:33.849
and transparency. It was shattered. The police

00:23:33.849 --> 00:23:36.349
were called, but their reaction was, let's just

00:23:36.349 --> 00:23:38.990
say, passive at best. There are numerous reports

00:23:38.990 --> 00:23:41.369
of officers just standing by, some even joking

00:23:41.369 --> 00:23:43.609
with the mob, while this family was cowering

00:23:43.609 --> 00:23:45.769
inside their new home. But it didn't stop after

00:23:45.769 --> 00:23:48.650
one night. This is the part that is so haunting.

00:23:49.339 --> 00:23:53.900
The sheer stamina of the hatred. They got organized.

00:23:53.940 --> 00:23:56.539
They formed a committee. The Levittown Betterment

00:23:56.539 --> 00:23:58.839
Committee. The Betterment Committee. That is

00:23:58.839 --> 00:24:03.019
just chillingly ironic. Their specific stated

00:24:03.019 --> 00:24:06.539
goal was to harass the Myers family until they

00:24:06.539 --> 00:24:09.640
left. To make their lives so miserable that they

00:24:09.640 --> 00:24:12.059
would sell the house and move out. And they utilized

00:24:12.059 --> 00:24:14.690
psychological warfare. It wasn't just shouting

00:24:14.690 --> 00:24:16.529
and throwing rocks. They took over a house next

00:24:16.529 --> 00:24:19.349
door or nearby. Yes, a neighbor offered up their

00:24:19.349 --> 00:24:21.809
home to be the headquarters for the harassment.

00:24:22.089 --> 00:24:24.569
The Confederate House. They called it the Confederate

00:24:24.569 --> 00:24:27.190
House. In Pennsylvania, remember, this is not

00:24:27.190 --> 00:24:29.549
the Deep South. They flew a giant Confederate

00:24:29.549 --> 00:24:32.890
flag from the roof. But the detail that is truly

00:24:32.890 --> 00:24:35.609
visceral that gets under your skin is a sound.

00:24:35.750 --> 00:24:38.089
The record player. They set up heavy audio equipment,

00:24:38.289 --> 00:24:40.509
loudspeakers, and pointed them right at the Myers'

00:24:40.630 --> 00:24:42.789
bedroom windows. And what did they play? They

00:24:42.789 --> 00:24:46.450
blasted the song Dixie on a loop 24 hours a day,

00:24:46.609 --> 00:24:50.079
day and night. Just imagine trying to put your

00:24:50.079 --> 00:24:52.259
three young children to sleep while a mob of

00:24:52.259 --> 00:24:55.099
500 people is screaming racial slurs outside

00:24:55.099 --> 00:24:57.380
your window and Dixie is blaring through the

00:24:57.380 --> 00:25:00.380
walls. It's terrorism, plain and simple. It's

00:25:00.380 --> 00:25:02.980
domestic terrorism in the so -called peaceful

00:25:02.980 --> 00:25:06.160
suburbs. It is. And it revealed the incredibly

00:25:06.160 --> 00:25:08.940
ugly underbelly of that community spirit we talked

00:25:08.940 --> 00:25:11.900
about. The same neighbors who organized the carpool

00:25:11.900 --> 00:25:14.539
and the Little League were the ones organizing

00:25:14.539 --> 00:25:17.329
the mob. But. And this is so important to the

00:25:17.329 --> 00:25:19.930
story. The Myers didn't just pack up and leave

00:25:19.930 --> 00:25:22.029
immediately. And they weren't entirely alone.

00:25:22.250 --> 00:25:24.049
No, they weren't. And this is the glimmer of

00:25:24.049 --> 00:25:26.890
hope or at least resilience in the story. A counter

00:25:26.890 --> 00:25:29.450
protest, a resistance formed against the mob.

00:25:29.609 --> 00:25:32.569
A different kind of community spirit. Yes. Groups

00:25:32.569 --> 00:25:34.410
like the Quakers, the American Jewish Congress

00:25:34.410 --> 00:25:36.329
and the local William Penn Center stepped in

00:25:36.329 --> 00:25:38.309
immediately. But what could they actually do

00:25:38.309 --> 00:25:41.130
against a violent mob of hundreds? They used

00:25:41.130 --> 00:25:44.210
their bodies. They organized a 247 citizen patrol.

00:25:44.759 --> 00:25:46.480
They formed a human chain around the house. They

00:25:46.480 --> 00:25:48.740
just stood there on the lawn as a buffer. That

00:25:48.740 --> 00:25:52.319
image is so powerful. A line of Quakers standing

00:25:52.319 --> 00:25:55.259
in silence, just absorbing the hate, acting as

00:25:55.259 --> 00:25:57.539
a human shield between the house and the screaming

00:25:57.539 --> 00:26:00.240
mob. And they were individual acts of incredible

00:26:00.240 --> 00:26:03.900
bravery and kindness. White neighbors who defied

00:26:03.900 --> 00:26:06.339
the mob, who crossed the invisible picket line

00:26:06.339 --> 00:26:09.140
to come over and sit with Daisy Myers, who helped

00:26:09.140 --> 00:26:11.859
her clean up the broken glass. I read that some

00:26:11.859 --> 00:26:14.220
white couples volunteered to babysit the Myers

00:26:14.220 --> 00:26:16.579
children. They did. Just to give the parents

00:26:16.579 --> 00:26:18.759
a break. To show them they weren't completely

00:26:18.759 --> 00:26:21.259
surrounded by enemies. It really highlights the

00:26:21.259 --> 00:26:23.039
divide, doesn't it? It does. You have people

00:26:23.039 --> 00:26:25.240
blasting Dixie and throwing rocks. And on the

00:26:25.240 --> 00:26:27.000
same street, you have people coming over to sweep

00:26:27.000 --> 00:26:29.519
up the glass and watch the kids. It was a civil

00:26:29.519 --> 00:26:31.900
war played out on a single patch of Kentucky

00:26:31.900 --> 00:26:35.200
bluegrass. And the struggle gained national attention.

00:26:35.559 --> 00:26:38.579
It became a huge story. Martin Luther King Jr.

00:26:38.859 --> 00:26:41.000
met with the family and wrote to them. offering

00:26:41.000 --> 00:26:44.400
his support. It became a symbol. Levittown wasn't

00:26:44.400 --> 00:26:47.339
just a housing project anymore. It was a battleground

00:26:47.339 --> 00:26:50.240
for the soul of the nation. So how did it end?

00:26:50.440 --> 00:26:53.400
Did the mob win? Were they forced out? In a way,

00:26:53.440 --> 00:26:57.240
no. The Myers family stayed. They endured the

00:26:57.240 --> 00:27:00.140
harassment, the flag, the music, the threats

00:27:00.140 --> 00:27:03.980
for four years. Four years. That is an incredible,

00:27:04.200 --> 00:27:08.509
almost unimaginable level of resilience. I don't

00:27:08.509 --> 00:27:10.369
know if I could last four days under that kind

00:27:10.369 --> 00:27:13.490
of constant, unrelenting pressure. They eventually

00:27:13.490 --> 00:27:16.390
did move. But this is the crucial part of the

00:27:16.390 --> 00:27:18.529
story. It wasn't because they were forced out

00:27:18.529 --> 00:27:20.690
by the mob. Right. William got a job promotion

00:27:20.690 --> 00:27:22.890
in Harrisburg, Pennsylvania. They moved for his

00:27:22.890 --> 00:27:25.470
career. They left on their own terms. That feels

00:27:25.470 --> 00:27:28.130
like a victory, a hard won, exhausting victory,

00:27:28.230 --> 00:27:30.470
but a victory nonetheless. It absolutely was.

00:27:30.730 --> 00:27:33.150
And their struggle wasn't in vain. The visibility

00:27:33.150 --> 00:27:36.230
of the raw racism in Levittown, the ugliness

00:27:36.230 --> 00:27:38.650
of it being broadcast to the entire nation, it

00:27:38.650 --> 00:27:40.869
put a crack in the facade of the happy, homogenous

00:27:40.869 --> 00:27:42.769
suburbs. It showed what was holding it all together.

00:27:42.950 --> 00:27:45.170
Exactly. And it helped build the political will

00:27:45.170 --> 00:27:47.269
for new legislation. It was one of the many,

00:27:47.349 --> 00:27:49.190
many struggles that helped lead to the eventual

00:27:49.190 --> 00:27:52.410
passage of the Fair Housing Act in 1968, which

00:27:52.410 --> 00:27:54.750
finally outlawed racial discrimination in housing.

00:27:55.150 --> 00:27:57.789
So the Myers family, just by trying to live their

00:27:57.789 --> 00:28:00.309
lives by refusing to be intimidated, helped change

00:28:00.309 --> 00:28:02.930
the law for everyone. They exposed the lie. They

00:28:02.930 --> 00:28:05.769
exposed the fact that the peaceful suburbs were

00:28:05.769 --> 00:28:07.950
maintained by violence and the threat of violence.

00:28:08.230 --> 00:28:10.509
So let's zoom out. We have covered a ton of ground

00:28:10.509 --> 00:28:12.809
here. We've got the assembly line houses, cheap

00:28:12.809 --> 00:28:15.369
mortgages, swimming pools and the mobs with their

00:28:15.369 --> 00:28:18.609
record players. When we look back at Levittown

00:28:18.609 --> 00:28:21.700
today. What is the final verdict? What's the

00:28:21.700 --> 00:28:24.700
legacy? It's so complicated, isn't it? It's a

00:28:24.700 --> 00:28:26.940
true duality. You cannot deny the innovation.

00:28:27.519 --> 00:28:30.299
Levittown was a genuine feat of mass production

00:28:30.299 --> 00:28:33.460
that housed thousands and thousands of veterans

00:28:33.460 --> 00:28:36.200
for a fraction of the cost. It created the modern

00:28:36.200 --> 00:28:39.059
suburb. It made the dream of homeownership a

00:28:39.059 --> 00:28:42.059
reality for a huge segment of the working class

00:28:42.059 --> 00:28:44.440
for the first time. It absolutely did. It proved

00:28:44.440 --> 00:28:46.500
that the working class could own property, could

00:28:46.500 --> 00:28:49.000
build equity. could have that patch of grass.

00:28:49.240 --> 00:28:51.839
But it also proved how ruthlessly effective that

00:28:51.839 --> 00:28:55.759
same system could be at exclusion. Exactly. That

00:28:55.759 --> 00:28:59.700
progress came at a steep, steep social cost.

00:29:00.099 --> 00:29:04.400
It solidified segregation not as a leftover of

00:29:04.400 --> 00:29:08.440
the past, but as a brand new modern government

00:29:08.440 --> 00:29:11.460
backed feature of the future. It used the power

00:29:11.460 --> 00:29:13.900
of the federal government to create these white

00:29:13.900 --> 00:29:16.519
enclaves that locked black families out of that

00:29:16.519 --> 00:29:18.619
wealth building machine for decades. And we are

00:29:18.619 --> 00:29:21.279
still undoing that damage. The neighborhoods

00:29:21.279 --> 00:29:23.519
don't just magically integrate the day the law

00:29:23.519 --> 00:29:25.799
changes. The wealth gap doesn't just disappear.

00:29:26.059 --> 00:29:28.940
No. The patterns that were established in 1947

00:29:28.940 --> 00:29:31.720
in that potato field are still visible in the

00:29:31.720 --> 00:29:33.839
demographics and the wealth distribution of our

00:29:33.839 --> 00:29:36.059
suburbs today. The ghost of that machine is still

00:29:36.059 --> 00:29:38.599
with us. It's a lot to process. We really did

00:29:38.599 --> 00:29:40.759
start with white picket fences and end with the

00:29:40.759 --> 00:29:42.980
Fair Housing Act. That's history for you. It's

00:29:42.980 --> 00:29:45.269
rarely just one thing. It's usually a miracle

00:29:45.269 --> 00:29:47.410
and a tragedy all wrapped up in the same package.

00:29:47.589 --> 00:29:49.589
Before we go, we always like to leave you with

00:29:49.589 --> 00:29:51.630
something to chew on. A little food for thought

00:29:51.630 --> 00:29:53.529
to take with you on your commute or while you're

00:29:53.529 --> 00:29:55.710
doing the dishes. We talked a lot about efficiency

00:29:55.710 --> 00:29:58.690
today. The 27 steps the house built in 12 minutes.

00:29:58.769 --> 00:30:01.269
The removal of the porch to save time and money.

00:30:01.390 --> 00:30:03.650
Right. Efficiency is the American God. We love

00:30:03.650 --> 00:30:06.549
it. Faster, cheaper, better. It's our default

00:30:06.549 --> 00:30:09.549
mode. Go. But the provocative thought is this.

00:30:10.759 --> 00:30:13.319
When we design systems for maximum speed and

00:30:13.319 --> 00:30:17.559
minimum cost, like that 27 -step house, who or

00:30:17.559 --> 00:30:20.779
what gets left out of the blueprint, efficiency

00:30:20.779 --> 00:30:25.220
almost always requires standardization. And standardization,

00:30:25.220 --> 00:30:27.380
by its very nature, usually rejects anything

00:30:27.380 --> 00:30:31.119
or anyone that is considered different or inharmonious.

00:30:31.180 --> 00:30:33.759
It smooths out the inconvenient parts. It sands

00:30:33.759 --> 00:30:35.839
them down. So the question is, what is the hidden

00:30:35.839 --> 00:30:38.720
cost of our obsession with efficiency? Who pays

00:30:38.720 --> 00:30:40.829
the price for that speed? And think about that

00:30:40.829 --> 00:30:42.730
physical structure again, the porch versus the

00:30:42.730 --> 00:30:45.809
patio. Yes. Next time you drive or walk through

00:30:45.809 --> 00:30:47.910
a neighborhood, any neighborhood, look at the

00:30:47.910 --> 00:30:49.670
architecture. Is it built to face the street?

00:30:49.950 --> 00:30:51.789
Does it have spaces that invite interaction?

00:30:52.230 --> 00:30:54.750
Or is it built to turn inward to create a fortress

00:30:54.750 --> 00:30:57.089
of privacy? Did we build communities or did we

00:30:57.089 --> 00:30:59.269
just build clusters of beautiful, comfortable

00:30:59.269 --> 00:31:02.329
isolation? And what did we lose as a society

00:31:02.329 --> 00:31:04.690
when we traded the front porch for the backyard

00:31:04.690 --> 00:31:08.420
fence? What conversations never happened? That

00:31:08.420 --> 00:31:10.380
is definitely going to keep me thinking next

00:31:10.380 --> 00:31:12.839
time I'm driving home. I might even wave to my

00:31:12.839 --> 00:31:16.380
neighbor. You should. You never know. Thank you

00:31:16.380 --> 00:31:18.680
for listening to this deep dive into Levittown.

00:31:18.740 --> 00:31:20.519
If you enjoyed this, please share it with a friend.

00:31:20.599 --> 00:31:21.819
We'll catch you on the next one.
