WEBVTT

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Imagine for a moment that you're trying to drive

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a car across the Atlantic Ocean. Okay. You have

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the engine, the steering wheel, a full tank of

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gas. You're pushing that pedal to the floor.

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Right. You're working harder than you have ever

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worked in your life. Yeah. But you're sinking.

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It doesn't matter how much effort you put in.

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You chose the wrong vehicle for the terrain.

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It's a brutal image, isn't it? But it is the

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perfect description for starting the wrong business

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in 2026. You can work 18 hour days. You can hustle

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till you burn out. But if you're trying to swim

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against a two and a half trillion dollar AI wave.

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you're just going to drown. It is Friday, February

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6th, 2026. And as you said, AI spending has hit

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that massive figure. The fundamental rules of

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how income is generated have been, well, rewritten.

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A lot of the old advice is frankly dangerous

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now. It really is. So today we're doing a deep

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dive into 25 best AI business ideas for 2026.

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The Honest Guide by Max Zahn. Our mission is

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to dissect the four distinct buckets he outlines

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to see where the real value is. And I love how

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he structures this. It's not just some random

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list of cool ideas. He creates a hierarchy. We've

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got the trash bucket stuff you need to run away

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from. Okay. Then the easy bucket. That's your

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first five to 10 ,000 a month. The medium bucket,

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scaling up to 50K. And then finally, the hard

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bucket. That's where you're talking asset building,

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generational wealth. Let's start at the bottom.

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I think avoiding failure is just as important

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as finding success. Yeah. The trash bucket. Yeah.

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And it's called these black holes that just eat

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time and capital. But the thing is, they don't

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look like trash from the outside. No, that's

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the trap. They look like gold mines. They're

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sirens. They look approachable. They're these

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shiny objects, but they're just dead ends. And

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the first ghosts we have to exercise are the

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holdovers from, what, the early 2020s? Specifically,

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NFT flipping. I remember the vania. But is anyone

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actually still trying that in 2026? You'd be

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surprised. People see the old data. Oh, this

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board ape sold for millions. And they think the

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market's just, you know, sleeping. It's not sleeping.

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It's a graveyard. The liquidity dried up years

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ago. Unless you're washing money or you're a

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massive celebrity, there is just no organic market

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there. Then you've got crypto trading. Now, hold

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on. I know people who still trade. Are you saying

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it's impossible to make money on? Not impossible,

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no. But let's distinguish between gambling and

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a business. Unless you have serious capital,

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sophisticated risk management algorithms and

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the emotional control of a monk, you're just

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providing liquidity for the whales. It's just

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so much easier to lose money than to make it.

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It's a casino, not a business model. Fair enough.

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The source also throws multi -level marketing

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MLM into this bucket. Ah, the pyramid with better

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branding. Yeah. Look, if your business model

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depends on recruiting people who recruit people,

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it's not a business. It's a mathematical trap.

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But here's where it gets really interesting for

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2026. NA identifies specific AI victims. These

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are business models that used to be legitimate,

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you know, decent ways to make money, but they're

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trash now because the tech just got too good.

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I'm curious about these because usually technology

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helps businesses. Which ones are now obsolete?

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Okay, so basic captioning and subtitles. Three

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years ago, you could make a living on Rev or

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Upwork transcribing audio. Today, gone. Tools

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like Descript, YouTube's AutoCaps, they're faster,

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cheaper, and 99 % accurate. There's no edge left

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for a human. You can't charge a dollar for something

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a machine does for a fraction of a cent. It's

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just a race to the bottom on price. Exactly.

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Same with low -level data entry. If a human can

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copy info from a PDF into a spreadsheet, an AI

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agent can do it for a penny. That's what those

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Fiverr micro -tasks have become. It keeps you

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busy, sure. You feel productive. But you're treading

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water while the ship sails away. And don't even

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get me started on print -on -demand. Wait, print

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-on -demand? That's always touted as the ultimate

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passive income side hustle. Put a design on a

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mug, sell it. It was, but now. Generative AI

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means anyone can create 10 ,000 designs in an

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hour. The market is just flooded. Unless you

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have a hyper -niche audience like, I don't know,

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left -handed knitting enthusiasts in Austin,

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you're just adding noise to a landfill of identical

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t -shirts. So Anka gives us a trash filter. Three

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questions to ask before you start anything. I

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think these are crucial for anyone listening.

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Right. Question one, is AI replacing this right

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now? Question two, is the industry shrinking?

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And question three, is it statistically easier

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to lose money than make it? If the answer is

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yes to any of those, Ron. I have to ask. Yeah.

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If the data is so obvious, if the trash nature

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of these models is so clear in 2026, why do people

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still get trapped in them? Why are these courses

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still selling? Because they look easy. They promise

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a reward without the friction of learning a real

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skill. It's the path of least resistance. And

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unfortunately, in business, the path of least

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resistance is usually the path to nowhere. So

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it's the illusion of ease that traps them. Precisely.

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Let's pivot to something that actually works.

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Let's move to this. Second bucket, the easy bucket.

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OK, so let's clarify easy. This does not mean

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push button, get money. It means low barrier

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to entry. The goal here is five to ten thousand

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dollars a month. And the timeline's usually 30

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to 60 days. You're not trying to be Mark Zuckerberg

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yet. You're just trying to learn how to talk

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to humans and exchange value for money. This

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feels like the training wheels phase, but with,

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you know, real paychecks. What are the key opportunities

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here? First step. Short form video editing. Just

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look at our behavior. We're all scrolling TikTok,

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Shorts, Instagram constantly. Creators need clips.

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But here's the secret. Creators hate editing.

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It's so tedious. But didn't we just say AI does

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this? It does the heavy lifting, yeah, but not

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the storytelling. Tools like Descript, Captions

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.ai, and Vizard make the mechanics ridiculously

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easy. The strategy is arbitrage. You take a long

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video like this. You use AI to chop it into 10

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clips, add the dynamic captions, take out the

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silence. Then you, the human, pick the funniest

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moments. You check the pacing. You charge $200

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to $500 for a batch. So you're using the tool

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to do the 80 % of the work that's boring, and

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then you sell the finished product. Totally.

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It's service arbitrage. Then you have social

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media copywriting. Similar concept. Founders

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hate writing. They just do. They're busy building.

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So you can use ChatGPT or Jasper to get the structure,

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the hooks, the body. But you need that human

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touch to make it authentic so it doesn't sound

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like a robot. You just cold DM niche industries,

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fitness coaches, real estate agents, and say,

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hey, I can make you sound like a thought leader.

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I want to touch on AI chatbot setup. This one

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feels like it's specifically for local businesses.

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It is. Think about a gym. or a salon, or a law

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firm, they get asked the same five questions

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every single day. How much is a cut? Are you

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open on Sundays? Do you take walk -ins? It just

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distracts the staff. It's friction. Huge friction.

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So you set up a bot using tools like Intercom

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or ManyChat. You program it to answer those specific

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questions. The value isn't the coding. There

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is no code. The value is the implementation.

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You save them time. They pay you a setup fee,

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maybe $1 ,000, plus a monthly management fee

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to keep it running. And I see AI receptionists

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on the list, too. Is that different from a chat

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bot? It's slightly different. This solves the

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missed call pain point. If a plumber misses a

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call, they lose a job. That's $500 gone. An AI

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receptionist. and there are voice AI tools for

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this now, answers the phone, qualifies the lead,

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checks the calendar, and books the appointment.

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It feels indispensable to the business owner

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immediately because it's directly protecting

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their revenue. There's one more here that caught

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my eye, the UGC middleman. Can you define UGC

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for the listener? Yeah, user -generated content.

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Brands want real people showing off their products,

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not polished models. It converts way better on

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TikTok. But brands hate coordinating with 50

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different 19 -year -old micro -influencers. It's

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like herding cats. So you're basically the project

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manager. Precisely. You are the bridge. You find

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the creators, you manage the deadlines, you make

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sure the quality is good, and you hand the finished

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content to the brand. And you just pocket the

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difference between what the brand pays and what

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the creator charges. Now, you call this the easy

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bucket, but I imagine there's still a learning

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curve. Oh, absolutely not. And look, I'll be

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vulnerable here. I still wrestle with what we

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call prompt drift. What's that? It's so frustrating.

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You'll have a prompt that's working perfectly

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for a specific output, say... writing a certain

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style of email. Then the AI model updates on

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the back end or something shifts and suddenly

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the quality just drops. The output gets weird.

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It happens. So even in the easy bucket, you have

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to be willing to tinker. You have to be the pilot,

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not just the passenger. So if everyone has access

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to Descript and ChatGPT, why does one person

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make $10 ,000 a month and another makes zero?

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What is the primary differentiator? It's the

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service. It's showing up. It's understanding

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the client's problem. The tech is a commodity.

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The ability to listen to a gym owner complain

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about missed calls and say, I can fix that by

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Friday. That is the differentiator. So execution

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and client service beat raw tech. Every single

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time. Let's level up. The medium bucket. The

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goal here is $10 ,000 to $50 ,000 a month. And

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it describes this as shifting from hiring for

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output to hiring for results. This is the sweet

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spot. You're not just a pair of hands anymore.

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You're a problem solver. you are tying your work

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directly to the client's revenue the first opportunity

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here is automation agencies this sounds a bit

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more technical it is but it's no code technical

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businesses are just drowning in manual work they're

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copy pasting data from emails to spreadsheets

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to crms it's a nightmare automation agencies

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use tools like xavier make or na10 these are

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like digital glue Can you give us a concrete

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example? Sure. Imagine a real estate agency.

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A lead comes in from Zillow. Usually an agent

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has to see the email, type the info into their

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phone, then remember to text them. An automation

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agency builds a flow. Lead hits Zillow. Zapier

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grabs the data, sends it to the CRM. triggers

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an AI text to the lead within 30 seconds, slacks

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the agent. That speed probably doubles their

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conversion rate. Easily. And because you're making

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them money, they will happily pay you a monthly

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retainer to keep that system running. I found

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the concept of Microsoft's really fascinating

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in this bucket. This is huge. So SawSaws is software

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as a service. Usually you think of these giant

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companies like Salesforce. MicroSaws is about

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solving niche problems. You're not trying to

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build the next Facebook. You're building, say,

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a scheduling tool just for dog walkers or a lead

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scraper that connects to specific government

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APIs for construction permits. And you can build

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these without being a traditional coder. Yes.

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You use no -code tools like Bubble or Softar.

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You're literally dragging and dropping logic.

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Whoa. Imagine scaling a Microsoft to a billion

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queries without writing a single line of traditional

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C++ or Python. The leverage there is just staggering.

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It really is. It changes the physics of software

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development. You focus on the problem, not the

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syntax. The guide also mentions motion graphics

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in this bucket. Why is this in medium and not

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easy with the video editing? Because while AI

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can do OK video, premium content still needs

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a sophisticated human eye. There's a workflow

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mentor using VO 3 .1 and Nano Banana Pro. These

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are advanced AI video tools. They help you turn

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reference videos into these scroll -stopping

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graphics fast. But to charge five grand for a

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promo video, you need design sense. You need

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to understand pacing, color theory, branding.

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The AI is the paintbrush, but you still need

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to be the artist. And Anne emphasizes the need

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for measurable case studies here. You have to

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prove it. In the medium bucket, you can't just

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say, I do automation. You have to say... I helped

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this real estate agent increase leads by 40 %

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in month one. That data is the currency of the

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medium bucket. So how does the billing model

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change effectively in this bucket compared to

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the easy bucket? You stop charging for the hour

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or the task. You start charging retainers. Pay

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me $3 ,000 a month and I will ensure your lead

00:12:03.559 --> 00:12:06.740
flow never stops. Retainers create predictability.

00:12:06.840 --> 00:12:08.700
That's how you build a real business, not just

00:12:08.700 --> 00:12:11.000
a series of gigs. It stabilizes your cash flow

00:12:11.000 --> 00:12:13.840
so you can hire help. So retainers create predictability

00:12:13.840 --> 00:12:17.279
over one -off gigs. We have arrived at the hard

00:12:17.279 --> 00:12:19.860
bucket. The goal here is millions. This is about

00:12:19.860 --> 00:12:22.820
owning assets and equity. This feels like a different

00:12:22.820 --> 00:12:26.500
sport entirely. This is where the rules change.

00:12:26.740 --> 00:12:29.779
You stop trading time for money. You start leveraging

00:12:29.779 --> 00:12:32.820
systems, capital and leadership. One of the opportunities

00:12:32.820 --> 00:12:35.220
listed is buying small businesses. This is the

00:12:35.220 --> 00:12:37.980
boring business strategy. You go to sites like

00:12:37.980 --> 00:12:40.899
Bisbee Cell or Flippa. You look for car washes,

00:12:41.179 --> 00:12:44.019
laundromats, RV parks, you know, businesses that

00:12:44.019 --> 00:12:46.179
are unsexy, maybe run by someone who wants to

00:12:46.179 --> 00:12:49.399
retire and is stuck in the 1990s. You buy them

00:12:49.399 --> 00:12:52.539
and then you layer AI automation on top. So you

00:12:52.539 --> 00:12:54.379
take a cash -flowing asset and you optimize it.

00:12:54.440 --> 00:12:56.580
Right. You install that AI receptionist we talked

00:12:56.580 --> 00:12:58.840
about. You automate the booking. You optimize

00:12:58.840 --> 00:13:01.600
the ad spend. Suddenly margins go up from 10

00:13:01.600 --> 00:13:04.539
% to 25 % and the value of the asset doubles.

00:13:04.759 --> 00:13:07.019
You're essentially flipping businesses using

00:13:07.019 --> 00:13:10.860
technology. There's also investing in AI -first

00:13:10.860 --> 00:13:13.320
founders. Right. If you have capital from the

00:13:13.320 --> 00:13:15.279
previous buckets, you can use platforms like

00:13:15.279 --> 00:13:17.519
AngelList or Republic. You're betting on the

00:13:17.519 --> 00:13:19.700
jockeys, the founders who are building the future.

00:13:19.980 --> 00:13:22.740
But this is definitely high risk, high reward.

00:13:23.000 --> 00:13:25.019
And then there's the personal brand to deal flow

00:13:25.019 --> 00:13:27.360
model. Can you explain deal flow? That sounds

00:13:27.360 --> 00:13:30.100
like Wall Street jargon. It's the Mr. Beast or

00:13:30.100 --> 00:13:32.980
Logan Paul model, but for business. Deal flow

00:13:32.980 --> 00:13:35.960
just means opportunities coming to you. If you

00:13:35.960 --> 00:13:38.340
build a massive audience by creating content,

00:13:38.580 --> 00:13:40.860
which is easier now with AI, you have attention.

00:13:41.600 --> 00:13:44.019
Attention equals distribution. Once you have

00:13:44.019 --> 00:13:46.240
distribution, you can launch anything, a product,

00:13:46.460 --> 00:13:49.100
a service, a software, and you have instant customers.

00:13:49.320 --> 00:13:52.460
Or companies will offer you equity just to mention

00:13:52.460 --> 00:13:54.980
them. It's the ultimate leverage. And finally,

00:13:55.039 --> 00:13:57.500
licensing playbooks. Intellectual property. Yeah.

00:13:57.600 --> 00:14:00.740
If you figure out a perfect workflow for, say,

00:14:00.879 --> 00:14:03.620
automating real estate leads using Zapier and

00:14:03.620 --> 00:14:06.299
GPT -5, you can package that whole system, the

00:14:06.299 --> 00:14:08.799
actual code, the prompts, the automations, and

00:14:08.799 --> 00:14:11.169
sell it as a product on prompt base or... Gumroad.

00:14:11.350 --> 00:14:13.330
You build it once, you sell it infinite times.

00:14:13.529 --> 00:14:16.250
Zero marginal cost of replication. What is the

00:14:16.250 --> 00:14:18.570
biggest barrier to entry for this bucket compared

00:14:18.570 --> 00:14:20.750
to the others? It seems like it's not just skill.

00:14:20.970 --> 00:14:23.669
It's capital allocation and patience. You need

00:14:23.669 --> 00:14:25.950
money to buy the business or make the investment.

00:14:26.070 --> 00:14:28.649
But more importantly, you need long term thinking.

00:14:28.789 --> 00:14:31.750
These aren't 30 day plays. These are three, five,

00:14:31.870 --> 00:14:35.029
10 year plays. So long term thinking and capital

00:14:35.029 --> 00:14:37.250
allocation. That's the gatekeeper. Before we

00:14:37.250 --> 00:14:39.210
wrap up, we need to address the elephant in the

00:14:39.210 --> 00:14:43.139
room. If the roadmap is this clear, why do most

00:14:43.139 --> 00:14:45.419
people never reach these buckets? And it talks

00:14:45.419 --> 00:14:48.240
about the 1 ,000 -day rule. This is my favorite

00:14:48.240 --> 00:14:51.100
part of the whole guide. He identifies shiny

00:14:51.100 --> 00:14:54.080
object syndrome as the killer. It goes like this.

00:14:54.220 --> 00:14:56.240
You start the video editing business. You do

00:14:56.240 --> 00:14:58.360
it for three weeks. It gets hard. You get a rude

00:14:58.360 --> 00:15:01.820
client. Then you see a YouTube video about dropshipping

00:15:01.820 --> 00:15:04.100
or crypto. It looks easier. So you quit video

00:15:04.100 --> 00:15:06.340
editing and you start dropshipping. And you reset

00:15:06.340 --> 00:15:08.620
your progress. Every single time. You go back

00:15:08.620 --> 00:15:11.080
to level one. Progress can't compound if you

00:15:11.080 --> 00:15:13.960
keep resetting to zero. Yeah. Anna says winners

00:15:13.960 --> 00:15:16.580
lose more than losers, but they stay long enough

00:15:16.580 --> 00:15:18.679
for those losses to matter. That's a profound

00:15:18.679 --> 00:15:22.120
statement. It reframes loss as just data gathering.

00:15:22.299 --> 00:15:26.500
Exactly. The fix is the 1 ,000 -day rule. Commit

00:15:26.500 --> 00:15:29.840
to one bucket, one opportunity for 1 ,000 days.

00:15:29.919 --> 00:15:32.799
That's about three years. Consistency beats intelligence

00:15:32.799 --> 00:15:36.600
every time. Why does quitting early feel so safe

00:15:36.600 --> 00:15:39.110
to the human brain? Why do we do that? Because

00:15:39.110 --> 00:15:41.350
if you quit and start something new, you can't

00:15:41.350 --> 00:15:43.490
be judged yet. You're a beginner again. There's

00:15:43.490 --> 00:15:45.509
no failure in the beginning phase, only potential.

00:15:45.929 --> 00:15:47.889
If you stick with something for three years and

00:15:47.889 --> 00:15:50.269
it fails, that hurts. That's a blow to the ego.

00:15:50.490 --> 00:15:53.450
So we protect our egos by constantly restarting.

00:15:53.450 --> 00:15:55.570
So starting over means you're never technically

00:15:55.570 --> 00:15:58.549
wrong. It's a defense mechanism. And it keeps

00:15:58.549 --> 00:16:01.879
you broke. That hits hard. Let's recap the big

00:16:01.879 --> 00:16:04.779
ideas here. We start by avoiding the trash, the

00:16:04.779 --> 00:16:07.340
NFTs, the data entry jobs that robots have taken

00:16:07.340 --> 00:16:09.440
over. Right. Don't drive the car into the ocean.

00:16:09.659 --> 00:16:11.559
Then we move to the easy bucket to build confidence

00:16:11.559 --> 00:16:14.120
editing, chatbots, simple services. Get your

00:16:14.120 --> 00:16:16.259
first wins. Learn to sell. Learn to deliver.

00:16:16.500 --> 00:16:18.559
Then we scale to the medium bucket by solving

00:16:18.559 --> 00:16:20.639
actual business problems with automation and

00:16:20.639 --> 00:16:23.580
sauce. Moving from output to results. Shift from

00:16:23.580 --> 00:16:26.779
being a pair of hands to being a brain. And finally,

00:16:26.799 --> 00:16:30.100
the hard bucket. Owning assets, equity, and IP.

00:16:30.960 --> 00:16:34.000
Generational wealth. The end game. The core truth

00:16:34.000 --> 00:16:37.419
here seems to be that in 2026, the competitor

00:16:37.419 --> 00:16:40.899
is not AI itself. It's the person who knows how

00:16:40.899 --> 00:16:43.460
to use AI. Absolutely. And remember that stat.

00:16:43.620 --> 00:16:46.220
AI job posts are growing three and a half times

00:16:46.220 --> 00:16:49.379
faster than any other category. The demand is

00:16:49.379 --> 00:16:52.039
there. You just need to pick a lane. So here's

00:16:52.039 --> 00:16:53.960
our call to action for you. Don't just consume

00:16:53.960 --> 00:16:55.980
this deep dive. Don't let this be another piece

00:16:55.980 --> 00:16:58.539
of content you scroll past. Pick one bucket,

00:16:58.679 --> 00:17:02.200
choose one opportunity, and execute without distraction.

00:17:02.580 --> 00:17:04.619
Commit to the thousand days. I want to leave

00:17:04.619 --> 00:17:07.039
you with one final thought. Consider the concept

00:17:07.039 --> 00:17:10.119
of inbound deal flow versus cold outreach. When

00:17:10.119 --> 00:17:12.000
you start in the easy bucket, you're chasing

00:17:12.000 --> 00:17:14.779
clients. You are knocking on doors. But if you

00:17:14.779 --> 00:17:16.880
build a reputation, if you build that personal

00:17:16.880 --> 00:17:19.299
brand we talked about in the hard bucket, eventually

00:17:19.299 --> 00:17:22.039
that dynamic flips. Opportunities you can't buy,

00:17:22.160 --> 00:17:25.279
partnerships, deals, equity offers, they start

00:17:25.279 --> 00:17:27.160
coming to you. That is the ultimate goal. That's

00:17:27.160 --> 00:17:29.619
when the game becomes truly fun. Thank you for

00:17:29.619 --> 00:17:31.640
listening to The Deep Dive. We'll see you next

00:17:31.640 --> 00:17:32.319
time. See you.
