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Today on Living on the Edge with Chip Ingram.

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Are you tired of hearing about all the bad financial

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news? Well, I've got news for you. For the next

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two weeks, we're going to go on a journey. We're

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going to talk about how to live in a way that's

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smart with your money, smart with your time,

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smart in a way that brings joy and life and encouragement.

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And we're going to hear from the wisest financial

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counselor in all the universe to help you personally.

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Stay with me. Does money consume your thoughts?

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The worry, the hoarding, the endless chase for

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more, more, and more? It's exhausting. What if

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God has a plan to liberate you from the tyranny

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of financial gain? Today on Living on the Edge,

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Chip Ingram describes a lifestyle that frees

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our hearts and transforms our relationship with

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God. Drawing from the wisdom of Jesus in Matthew

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chapter 6, he'll show us why smart people spend

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carefully, wise people save regularly, but genius

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people give extravagantly. And along those lines,

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I'm pleased to report that our audience is already

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displaying the genius of generosity because we're

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receiving an outpouring of response to the December

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match in which your donation is matched dollar

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for dollar. And you can double your gift right

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now by going to livingontheedge .org. More later.

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But right now, the message from Chip. Why it's

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genius to be generous. Until my probably late

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20s, The word generosity, I thought, was reserved

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for two very special groups of people. People

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that were very, very rich. They should be generous

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because they have a lot. Or people that are very,

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very holy because they're so holy, God will do

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special things for them. I'm serious. So, I mean,

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it's not like I wanted to be, like, selfish.

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I thought I should be moderately generous. But

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I mean to be open, lavish, kind. I mean, over

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the top, being willing every day in every way

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to just share with people. I thought, if I win

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the lotto, if I start my own business, if I make

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it Major League Baseball, someday then, you know,

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it's something to aspire to, to be really generous.

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But I don't have a lot of money. So, you know,

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generosity would be like graduate level Christianity.

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Someday, you know, like the few, the proud, the

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Marines, someday if I get really holy, then maybe

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I'll be generous. But for right now, you know,

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I don't want to be greedy and selfish because

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that wouldn't look good and I don't think God

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would like it. So I would just sort of like to

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be a little generous. And that's sort of how

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I looked at things until I met a man named John

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Saville. Now, John, you have to know is, He was

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75 years old, had come to Christ in his 60s and

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had been gone broke a couple times and lived

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a life that in some ways he thought, boy, he

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really had wasted. And so he'd been a Christian

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about 10 years and had this sense of urgency.

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In fact, had just this heart to share and love

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people. And so he's 75 years old and I'm... the

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pastor of this mini church. We got 35 people.

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And I'm 28, and I'm the new young pastor, and

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I'm filled with zeal and not very much knowledge.

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And he's filled with lots of knowledge and not

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very much zeal. And he's the chairman of the

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elders. And so I've never been an elder. I've

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never been a pastor. I told them I was too young

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to be an elder, but they said, well, the Constitution

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says you're one, so you just have to figure it

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out along the way. I said, okay. And so, but

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John and I sort of, we would go to meetings.

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And once a month, I'd see him. I'd see him in

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church. We had nothing in common. He wasn't into

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sports. He owned a CPA firm in downtown Dallas

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called Savin Dodgel. And, you know, it's just

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like, he was a really nice, neat old guy. He

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was a little kooky. Honestly. You know, I was

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pretty into, had to be a cool Christian and something

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good would happen and John would rear back in

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a meeting and go, praise the Lord. And I would

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go, oh brother, please don't do that one in public,

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you know. And so it was about a year and John

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gave me a call and he said, Chip, I'd like you

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to come down to Dallas and have lunch with me.

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I'd like to talk to you. I said, okay, sounds

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good. And he said, now you need to wear a tie.

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Where we're going to go, you have to have a tie.

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In fact, you have to have a coat. And I thought,

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oh, brother, I own two ties and one coat, so

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okay. And so I got in my beat -up car, and I

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drove down downtown Dallas, got to the address,

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and it's an all -glass building with all the

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other glass buildings, and find a place to park

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and go up like the 38th floor or something, and

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the doors open, and it's all wood, and, you know,

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it says Saville, Dodge, you know, CPA firm, big

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firm, and they had this whole floor, and Mr.

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Savva, we'll see you now. And I walked back to

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his office. Hey, Chip, how are you doing? He

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put his arm around me and we walked over to here

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and we went to this glass elevator and he punched

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it and it opened and we went all the way to the

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top floor and it opened and there was this restaurant

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and then racquetball courts all made out of glass

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and you could see all over the city and we sat

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down and someone with a white towel came here

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and someone with a towel was over here and they

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gave me a menu and I'd never seen a menu like

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this because there was no prices on it. I said,

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how would you know what to order? There's no

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prices on it. I mean, it was like very upper,

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upper, upper. And John said, oh, I really want

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you to get something you really like, Chip. The

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filet is great here. Well, thank you, Mr. Savile.

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No, no, it's John. Come on. So we sat down and

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we had this lunch. As we got done with lunch,

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he said, let's get some coffee, and it sort of

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cleared out a little bit, and John had this little

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white box, and he put it in front of me, and

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he opened the white box, and then he pulled out

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a brownish kind of looking checkbook, and he

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handed it to me, and he said, open that up, and

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so I opened it up, and it said, pastor's discretionary

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fund, and he said, look at the stubs in the back,

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and so I went to the back, and it had deposit,

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5 -0 -0 -0, $5 ,000. He said, Chip, here's what

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I'd like to do. I've been watching you for a

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year, and I think I can trust you. I want to

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have a secret pact. You can't tell anyone about

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this. I said, well, what's this all about? He

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said, I'm not going to live that much longer,

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and I have a real heart for people that are hurting

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and people that are poor. And so you, every day,

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are touching people that are hurting and poor.

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Where we lived, it was a... A little bit of a

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depressed area out in the rural area of Texas.

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And so what I'd like you to do is I'd like you

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to take this checkbook and I'd like you to put

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it in your back pocket every day. And any time

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you feel God prompting you to meet the need of

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a poor person or a hurting person or some sort

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of ministry that you think would bring joy to

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my heart and glory to God, I want you to take

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care of it. And just do it in my name. Don't

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tell anybody it's me, but all I want you to do

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is... And so you'll notice on the front of your

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notes, I actually put this. It says, John had

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a desire, help poor and hurting people. I had

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an opportunity. I interacted with a lot of poor

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and hurting people. And so we made a deal. And

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then what he said is like every three or four

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months, I'll give you a call and we'll have lunch

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like this. And I mean, it was a lavish lunch

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and it was, and I would sit down about every

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four months and I would tell John stories about

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what I did with his money. And early on, you

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know, like the first, I remember driving back

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in my little un -air -conditioned car and thinking,

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oh man, what if I mess up and this is his money

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and who am I going to give it to and I don't

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know when and why. And I got real uptight for

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like three or four days. And then I thought,

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you know, what the heck? How bad can it be giving

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people money away? And so I remember the first

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time I was in a grocery line and there was this

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young mom and, you know, have you ever been where

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someone has groceries and they don't have enough

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money to pay and they're trying to figure out,

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you know, how much. take out of the basket? And,

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you know, well, she goes, I'm really sorry, but

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my husband, you know, he's kind of on a binge

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right now, and he's left us, and so I don't have,

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I'm going to drive to my mother's, but I don't

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have gas, and here's my three kids. And, you

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know, this was sort of like a no -brainer, and

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I said, excuse me, ma 'am, do you, like, need

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some more food to go? And she goes, well, I,

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and I checked it out, and it was for real, and

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I said, you know, why don't you get your basket

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and get what you really need? And she did, and

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she came back, and then I said, and I paid for

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that, and then I said, don't you need some gas?

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I heard she He goes, and the Safeway, 7 -Eleven

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was there. And I said, well, come on over here.

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And I took care of that. And then pretty soon

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there was someone who's ice cold and was an elderly

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couple and they couldn't pay their electric bill.

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And I took care of that. And, you know, it went

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from sort of like, oh, I'm afraid to mess up

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to this is fun. I mean, I lost my keys about

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20 times in the first three years of our marriage.

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And so finally, right next to where I went out

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the door, there's a little ledge, and I put my

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wallet, my keys, and John's checkbook. And every

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day, it was just my ritual. Wallet, keys, checkbook.

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And so every day, I'm walking around. Can you

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imagine? Every day, I'm walking around thinking,

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I wonder who God wants me to bless and love and

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help with John's money. And it got to be a blast,

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actually. It was really fun. And you got to see

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what would happen. And then so story after story

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after story. And then John would call and say,

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how's it going? I said, great. He says, Chip,

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praise the Lord. Come on down and have lunch.

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So, you know, I'd go down. And pretty soon it

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was like, hey, up the glass elevator, walk in.

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Hey, I'll see you what? Get Mr. Savile. We would

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go up. And sometimes we'd have a three -hour

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lunch. And I'd tell him story after story after

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story. And then after a while, I noticed that.

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When I gave the money to certain ways with certain

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people, I got a real loud praise the Lord. And

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when I did other things, oh, praise the Lord.

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So I'm not dumb. I started looking to, I think

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I'd like to give the money more where it really

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fires him up. And three things happened. This

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is an amazing relationship. I did this for about

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six, seven years. later moved from that little

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church, and John later went home to be with the

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Lord. But three things happened. Number one,

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rarely a day went by that I didn't think of John.

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Now think of that. I mean, before it was like

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once a month, elders meeting, or I might see

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him, but I never thought of John. I mean, we

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didn't work out together. We didn't have any

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common interest. But now that I'm spending his

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money every day, I'm thinking about John, asking

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the question, I wonder what John would want me

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to do. Second thing that happened is I strangely

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became far more meticulous about balancing his

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checkbook than my own. And I'm a big picture

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person. I didn't really like details. And I never

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had that much money, so I didn't think it mattered.

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So if I had $400 or $500 and the bank statement

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come, if it was within $20, that was close enough

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for me. You know, the bank's probably right anyway.

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Well, this was not a good plan for my wife who's

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not made it all like that. She goes, we need

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to know exactly. Oh, well, you know, it's going

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to take me two hours or three hours to figure

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out because I wasn't very good at details then

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either. So what I realized, however, I couldn't

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tell Teresa about this. So I just somehow learned

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to get very meticulous. I mean, I'm going to

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give an account to an accountant. Are you kidding

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me? I mean, it's not like, well, hey, John, you

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know, I spent about $1 ,200, $1 ,400 in the last

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couple months, or, you know, I helped people,

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$3 ,000. I mean, give or take $500. I mean, that's

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not going to work with John. So, I mean, I got

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really good at keeping very clear track. The

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third thing that happened, and this I never expected,

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is John and I became best friends. Literally

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best friends. I started going to those prisons

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with him. We hung out together. as he bought

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extravagant lunches and I told extraordinary

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stories of our quarterly celebrations. And what

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you need to hear, there was no sense of obligation.

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There was no sense that we were doing some big

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righteous thing. We weren't martyrs. We weren't

00:11:28.990 --> 00:11:32.350
saving the world. It was like an adventure, a

00:11:32.350 --> 00:11:35.529
celebration of taking someone else's money and

00:11:35.529 --> 00:11:38.009
his heart and being his representative and just

00:11:38.009 --> 00:11:42.309
having a blast. Does anyone here think there

00:11:42.309 --> 00:11:50.200
might be a parallel? See, generosity, the genius

00:11:50.200 --> 00:11:53.500
of generosity, first, it has nothing to do with

00:11:53.500 --> 00:11:56.639
how much money you have or don't have. Zero.

00:11:57.200 --> 00:12:01.019
It has nothing to do with how holy you think

00:12:01.019 --> 00:12:04.899
you are or are not. It has everything to do with

00:12:04.899 --> 00:12:10.110
understanding God has given us all things. Time,

00:12:10.110 --> 00:12:13.049
energy, money, talent that belong to him. And

00:12:13.049 --> 00:12:15.730
every day is an adventure where he's bringing

00:12:15.730 --> 00:12:18.309
people across your path that he wants some of

00:12:18.309 --> 00:12:20.509
the time deposited in you to go over here and

00:12:20.509 --> 00:12:22.629
some of the talent to go over there and some

00:12:22.629 --> 00:12:24.350
of the money to go over there. And it's like,

00:12:24.370 --> 00:12:26.950
and by the way, when you give it out, here's

00:12:26.950 --> 00:12:29.149
what God promises. I'll make sure I fill up the

00:12:29.149 --> 00:12:31.710
account. Because after my lunches, John would

00:12:31.710 --> 00:12:33.769
never say a word, but I'd get my bank statement.

00:12:34.360 --> 00:12:37.200
So I'd spend $2 ,000 one quarter and maybe $3

00:12:37.200 --> 00:12:39.679
,000 another quarter and maybe only $1 ,100 another

00:12:39.679 --> 00:12:41.740
quarter. And then I'd get my bank statement and

00:12:41.740 --> 00:12:44.659
guess what? Boop, $5 ,000. He would just fill

00:12:44.659 --> 00:12:48.259
it up. And that's the way it is with God. The

00:12:48.259 --> 00:12:51.039
goal of generosity, the goal with our money and

00:12:51.039 --> 00:12:55.000
our time and our talent, really, his heart is

00:12:55.000 --> 00:12:58.120
to build a relationship. His heart behind this

00:12:58.120 --> 00:12:59.840
is not that we just, quote, get things done.

00:13:00.120 --> 00:13:02.200
It's not just that we're generous with our money.

00:13:02.700 --> 00:13:05.159
It's the gateway to intimacy. It's one of the

00:13:05.159 --> 00:13:08.440
major ways God connects our heart with his heart.

00:13:08.580 --> 00:13:11.179
In fact, let me give you a definition of genius

00:13:11.179 --> 00:13:13.120
and of generosity, and I think you'll see why

00:13:13.120 --> 00:13:16.360
I named the series this. The word genius is from

00:13:16.360 --> 00:13:20.480
the root word meaning to produce. To be a genius,

00:13:20.539 --> 00:13:23.019
actually, it's to produce something. It's the

00:13:23.019 --> 00:13:26.480
personification of quality. We call someone a

00:13:26.480 --> 00:13:29.200
genius who has great natural ability for a particular

00:13:29.200 --> 00:13:33.139
activity. And so Einstein is a genius in physics

00:13:33.139 --> 00:13:38.200
and Bill Walsh was a genius in terms of offense

00:13:38.200 --> 00:13:42.259
and football. Any person with a high intelligence,

00:13:42.340 --> 00:13:45.500
a high IQ, we call them a genius. The special

00:13:45.500 --> 00:13:47.779
ability. It's being wise. It's being a little

00:13:47.779 --> 00:13:50.750
bit beyond smart. Now, the word generosity comes

00:13:50.750 --> 00:13:53.169
from a root word. This was interesting. To be

00:13:53.169 --> 00:13:55.850
generous, the root word comes from noble birth

00:13:55.850 --> 00:13:58.830
or something that's excellent, generous, having

00:13:58.830 --> 00:14:01.870
qualities associated with being like a king or

00:14:01.870 --> 00:14:05.090
a queen or a prince or a princess. It's to be

00:14:05.090 --> 00:14:08.450
noble -minded and gracious, magnanimous. It has

00:14:08.450 --> 00:14:11.230
the underlying, a willingness at every moment

00:14:11.230 --> 00:14:14.899
of time to share. The Hebrew word for generous

00:14:14.899 --> 00:14:17.820
literally means overflowing with water. It's

00:14:17.820 --> 00:14:20.179
a picture of not just meeting people's needs,

00:14:20.299 --> 00:14:23.120
but soaking it and overflowing and water being

00:14:23.120 --> 00:14:25.659
a picture of that which gives life. The Greek

00:14:25.659 --> 00:14:29.259
word for generosity is the word for ready at

00:14:29.259 --> 00:14:32.019
any moment to distribute, ready to share, ready

00:14:32.019 --> 00:14:35.799
to give. And all I want you to know is we're

00:14:35.799 --> 00:14:38.820
going to talk about being beyond smart, beyond

00:14:38.820 --> 00:14:41.690
wise. about being genius. Do you see the bright

00:14:41.690 --> 00:14:44.570
idea on the top of your notes? It says to be

00:14:44.570 --> 00:14:47.029
smart, and you should be smart, you should spend

00:14:47.029 --> 00:14:50.309
carefully. To be wise, and you should be wise,

00:14:50.330 --> 00:14:53.730
you should save regularly. But to be genius,

00:14:53.950 --> 00:14:58.330
you should give extravagantly. That's what I

00:14:58.330 --> 00:15:00.850
got to do with John's money. And it taught me

00:15:00.850 --> 00:15:03.769
a lot about how God, my father, has entrusted

00:15:03.769 --> 00:15:07.070
things to me, and he wants me to be smart, and

00:15:07.070 --> 00:15:09.320
he wants me to be wise. but he wants them to

00:15:09.320 --> 00:15:13.080
be a genius. We'll hear more from Chip Ingram's

00:15:13.080 --> 00:15:15.659
message in just a moment. First, we invite you

00:15:15.659 --> 00:15:18.200
to multiply your year in support of Living on

00:15:18.200 --> 00:15:20.940
the Edge through an exciting match that's active

00:15:20.940 --> 00:15:23.679
through December 31st. Every gift is matched.

00:15:23.919 --> 00:15:28.419
Every dollar multiplied by two. Every investment

00:15:28.419 --> 00:15:31.799
maximized for kingdom impact. Double the impact

00:15:31.799 --> 00:15:35.919
of your gift at livingontheedge .org. from a

00:15:35.919 --> 00:15:38.840
series called The Genius of Generosity. Again,

00:15:38.899 --> 00:15:41.919
our Bible teacher, Chip Ingram. Let me give you

00:15:41.919 --> 00:15:45.240
four reasons now why it is genius to be generous.

00:15:45.980 --> 00:15:48.259
Because I'm just going to guess, at least there's

00:15:48.259 --> 00:15:50.899
one or two people that maybe have my background.

00:15:51.360 --> 00:15:53.679
And it's not like you want to be selfish, and

00:15:53.679 --> 00:15:55.960
heaven forbid you don't want to be greedy. But

00:15:55.960 --> 00:15:58.659
the idea of being extravagantly generous is like

00:15:58.659 --> 00:16:00.759
fearful and like it might be for someone else.

00:16:01.080 --> 00:16:04.519
So let me give you four specific reasons why.

00:16:05.360 --> 00:16:08.539
Generosity is, in fact, genius. Number one, generosity

00:16:08.539 --> 00:16:13.940
changes our lives. Generosity changes our lives.

00:16:14.059 --> 00:16:17.799
It blesses our lives. It enriches our lives.

00:16:17.919 --> 00:16:21.279
It makes life better. The very last words we

00:16:21.279 --> 00:16:23.919
ever hear in the Bible from Jesus are this, and

00:16:23.919 --> 00:16:26.360
they're not in the Gospels. It's a quote from

00:16:26.360 --> 00:16:29.909
Acts. Where the Apostle Paul quotes Jesus and

00:16:29.909 --> 00:16:33.090
says, Jesus said, it's more blessed to give than

00:16:33.090 --> 00:16:34.570
to receive. The word blessed, you know what it

00:16:34.570 --> 00:16:39.009
means? Happy, welfare, good, uplifting, encouraging.

00:16:39.509 --> 00:16:41.830
People who give are more blessed even than those

00:16:41.830 --> 00:16:44.230
who give receive. I mean, this is the ultimate

00:16:44.230 --> 00:16:47.570
win -win proposition. When you give and when

00:16:47.570 --> 00:16:49.610
you're generous, a good feeling comes inside.

00:16:50.330 --> 00:16:52.610
Well, guess what? Here's the win -win. You get

00:16:52.610 --> 00:16:55.659
a good feeling by giving. The people who receive

00:16:55.659 --> 00:16:57.899
what you give, they get a good feeling by receiving.

00:16:58.379 --> 00:17:01.820
And God says, when I find people that are liberal

00:17:01.820 --> 00:17:04.480
and generous, I will fill up their account again.

00:17:04.980 --> 00:17:06.859
Because I'm looking for people that will be a

00:17:06.859 --> 00:17:09.059
stream. I'm looking for people that I can drop

00:17:09.059 --> 00:17:11.400
things in the stream and it goes and they can

00:17:11.400 --> 00:17:13.460
use whatever they need and then it goes on and

00:17:13.460 --> 00:17:16.049
they love people. But a lot of people are a dam.

00:17:16.349 --> 00:17:19.430
God drops it in and hits the dam. Well, you never

00:17:19.430 --> 00:17:21.609
know. Rainy day, a lot of difficult things. And

00:17:21.609 --> 00:17:24.009
so they just keep saving, saving, hoarding, hoarding.

00:17:24.130 --> 00:17:27.029
And even when they share, they kind of share

00:17:27.029 --> 00:17:30.910
with this, well, I feel obligated. I guess if

00:17:30.910 --> 00:17:33.369
I'm supposed to help out with this. But what's

00:17:33.369 --> 00:17:35.210
it like when you're around someone who says,

00:17:35.250 --> 00:17:38.849
hey, I got the bill this time? People are winsome

00:17:38.849 --> 00:17:41.069
and attractive and people that are generous with

00:17:41.069 --> 00:17:43.049
their time. People say, hey, I know you're moving.

00:17:43.109 --> 00:17:46.319
Does anyone like to move? No, I'll be over Saturday

00:17:46.319 --> 00:17:48.380
moon. I'll help you out. What do you think about

00:17:48.380 --> 00:17:50.680
those kind of people? Those are the kind of people

00:17:50.680 --> 00:17:52.839
you want to be around. Generous people have friends.

00:17:53.480 --> 00:17:55.720
Generous people are attractive. Generous people

00:17:55.720 --> 00:17:58.420
are happier. What's the opposite of being generous?

00:18:00.500 --> 00:18:03.900
Miserly. We say, oh, he's an old miser. I mean,

00:18:03.920 --> 00:18:05.940
how many people this year are saying, I want

00:18:05.940 --> 00:18:10.180
to be like Scrooge? I mean, he's no one's hero.

00:18:11.519 --> 00:18:15.440
Are you ready? The root word for a miser? Same

00:18:15.440 --> 00:18:19.839
root word as miserable. Selfish, greedy, non

00:18:19.839 --> 00:18:23.660
-generous people are alone, isolated, and miserable.

00:18:24.839 --> 00:18:27.839
Now, in Christian circles, what happens is we

00:18:27.839 --> 00:18:30.539
work at appearing generous and can be miserly

00:18:30.539 --> 00:18:33.539
in our heart. Because we want to appear like

00:18:33.539 --> 00:18:35.420
we're caring. We want to appear like we're generous.

00:18:35.519 --> 00:18:37.839
We want to appear like we're loving. But real

00:18:37.839 --> 00:18:40.099
generosity comes out of the heart where you really

00:18:40.099 --> 00:18:42.519
want to help others. You're willing to share

00:18:42.519 --> 00:18:44.559
knowing that as you give it away, God will take

00:18:44.559 --> 00:18:49.819
care of you. Second reason is generosity connects

00:18:49.819 --> 00:18:54.099
us with others. A generous man will prosper and

00:18:54.099 --> 00:18:56.500
he who refreshes others will himself be refreshed.

00:18:57.460 --> 00:19:00.619
Proverbs 11, 25. A generous, literally that word

00:19:00.619 --> 00:19:03.420
prosper, a generous man will be fat. It doesn't

00:19:03.420 --> 00:19:05.619
mean, you know, like. You need to go to Jenny

00:19:05.619 --> 00:19:07.779
Craig or Weight Watchers, but it's this idea

00:19:07.779 --> 00:19:10.220
that you'll prosper, you'll have more than you

00:19:10.220 --> 00:19:13.200
need, and he who refreshes others, when you give

00:19:13.200 --> 00:19:15.180
and are kind to others, will himself be refreshed.

00:19:15.519 --> 00:19:17.480
When you give and when you're generous of your

00:19:17.480 --> 00:19:19.180
time and generous of your talent and generous

00:19:19.180 --> 00:19:21.500
with your money, generous with your stuff, let

00:19:21.500 --> 00:19:23.339
people use your car, let them use your house,

00:19:23.440 --> 00:19:25.720
let them use this, when you're generous, it connects

00:19:25.720 --> 00:19:28.579
you with people. I'll never forget, I learned

00:19:28.579 --> 00:19:30.940
this in a graphic way when I was pastoring in

00:19:30.940 --> 00:19:34.019
Santa Cruz. You know, I had four kids under the

00:19:34.019 --> 00:19:36.859
roof, and I had to get my part done early. And

00:19:36.859 --> 00:19:40.000
the way I worked it is I just got up real early

00:19:40.000 --> 00:19:43.480
so I could get my sermon and my time done. And

00:19:43.480 --> 00:19:45.839
we were at a real rapidly growing time, and I

00:19:45.839 --> 00:19:47.700
had a lot of people reporting to me. So I knew

00:19:47.700 --> 00:19:50.579
that by 8 .30 in the morning or 9 when I came

00:19:50.579 --> 00:19:52.700
in, if I didn't have my work done for the day,

00:19:52.819 --> 00:19:55.839
I was in trouble. So there was a little, actually

00:19:55.839 --> 00:19:58.700
called a donut shop. They make bagels. And it

00:19:58.700 --> 00:20:01.119
was a Cambodian family that came to the States.

00:20:01.789 --> 00:20:04.029
And the whole family did it, and it was sort

00:20:04.029 --> 00:20:06.329
of a hole in the wall, and they would start those

00:20:06.329 --> 00:20:09.109
bagels like at 3 .30, 4 in the morning. And so

00:20:09.109 --> 00:20:11.089
I'd get there about 4 .30, and they would put

00:20:11.089 --> 00:20:13.329
on a couple pots of coffee, and there was a little

00:20:13.329 --> 00:20:16.009
table in the corner, and about 4 .30, I'd get

00:20:16.009 --> 00:20:18.450
some coffee, and I would study from 4 .30 to

00:20:18.450 --> 00:20:21.990
about 8, 8 .30. And when I came by, usually then

00:20:21.990 --> 00:20:24.309
a guy came in, his name was Mike, and he sat,

00:20:24.509 --> 00:20:26.869
and he was a homeless guy. And he sat, and he,

00:20:26.869 --> 00:20:28.329
I guess, had enough money for just one cup of

00:20:28.329 --> 00:20:30.289
coffee. And if you've ever seen people who've

00:20:30.289 --> 00:20:32.529
done really heavy -duty drugs, I mean, they're

00:20:32.529 --> 00:20:35.029
etched, and he was always really, really dirty,

00:20:35.109 --> 00:20:37.589
and he looked scary. Have you seen people that

00:20:37.589 --> 00:20:39.930
look scary? And every day, he would sit there

00:20:39.930 --> 00:20:43.849
like this. And, hi, I mean, I didn't know his

00:20:43.849 --> 00:20:46.869
name. I mean, you know, just walked by, and he

00:20:46.869 --> 00:20:49.190
was just in a stupor. And this went on for, like,

00:20:49.210 --> 00:20:51.170
over a year. And so I'd be in the corner, and

00:20:51.170 --> 00:20:54.289
then at 6 .30, a bunch of guys, every day they

00:20:54.289 --> 00:20:55.970
would come, 6 .00, 7 .00, they would talk until

00:20:55.970 --> 00:20:58.170
about 8 .00. The 8 .30 group would come in. It

00:20:58.170 --> 00:21:00.369
was just my little corner, you know. And one

00:21:00.369 --> 00:21:03.170
day I just thought, I was actually studying about

00:21:03.170 --> 00:21:05.869
generosity, and I said, hey, Mike, can I buy

00:21:05.869 --> 00:21:08.910
you a cup of coffee? No, no, no, I mean it. You

00:21:08.910 --> 00:21:11.809
know, want a bagel too? And he kind of turned

00:21:11.809 --> 00:21:15.730
his head, and he goes, yeah. So I got him a cup

00:21:15.730 --> 00:21:17.069
of coffee. You take anything in it? And I brought,

00:21:17.130 --> 00:21:20.000
hmm. I mean, I'm just thinking maybe he can't

00:21:20.000 --> 00:21:22.480
talk. And so I bring a cup of coffee and he didn't

00:21:22.480 --> 00:21:26.759
want a bagel. And okay, great. You know, so much

00:21:26.759 --> 00:21:29.220
for that. Hey, Lord, I was really generous. I

00:21:29.220 --> 00:21:31.259
don't know what I was expecting. And about five

00:21:31.259 --> 00:21:33.680
minutes later, he turned around because people

00:21:33.680 --> 00:21:36.099
came in and I'd say hi to him. He says, your

00:21:36.099 --> 00:21:40.759
name Chip? I said, yeah. Chip, did you see the

00:21:40.759 --> 00:21:43.589
sunrise this morning? And, you know, I didn't

00:21:43.589 --> 00:21:45.690
notice. He goes, look. And there was glass next

00:21:45.690 --> 00:21:48.630
to us. And it was beautiful. I mean, pink, like

00:21:48.630 --> 00:21:51.170
you just couldn't hardly imagine. And then he

00:21:51.170 --> 00:21:53.329
pointed. He says, you see that bright star right

00:21:53.329 --> 00:21:56.470
there? I said, yeah. He says, that's Venus. It's

00:21:56.470 --> 00:21:58.230
only going to be like that two, maybe three more

00:21:58.230 --> 00:22:01.589
days. And I don't know why I said, hey, guys

00:22:01.589 --> 00:22:02.950
who are over there, come look at this. And we

00:22:02.950 --> 00:22:04.849
looked at all these guys and we're looking at

00:22:04.849 --> 00:22:07.190
the sunrise and the star. And I'm thinking, how

00:22:07.190 --> 00:22:10.400
does this guy know this? And then I just sat

00:22:10.400 --> 00:22:12.380
down with him. It cost me a dollar and a half

00:22:12.380 --> 00:22:17.319
to buy a guy, and I found out why and how his

00:22:17.319 --> 00:22:20.200
children were gone, what he'd been through, where

00:22:20.200 --> 00:22:22.240
he'd been double -crossed, why he was on the

00:22:22.240 --> 00:22:25.200
streets, why he slept in the car. He was a master

00:22:25.200 --> 00:22:28.019
craftsman. He was actually a very, very smart

00:22:28.019 --> 00:22:31.559
guy. We actually became friends. In fact, even

00:22:31.559 --> 00:22:33.660
after I left Santa Cruz, when I would come back

00:22:33.660 --> 00:22:35.960
and visit, I would get up real early and go over,

00:22:36.019 --> 00:22:37.700
and there'd Mike, and I mean the guy, would hug

00:22:37.700 --> 00:22:43.490
me. And it cost me a dollar and a half. Generosity

00:22:43.490 --> 00:22:47.849
connects you to people. Generosity is the smartest,

00:22:48.029 --> 00:22:52.430
wisest, best way to live. Third, generosity helps

00:22:52.430 --> 00:22:59.970
us invest in what matters most. I mean, you just

00:22:59.970 --> 00:23:03.049
need to mark this down. Every one of us worships

00:23:03.049 --> 00:23:07.339
something or someone. Okay? I mean, you might

00:23:07.339 --> 00:23:10.359
write that in your notes. Every one of us worships

00:23:10.359 --> 00:23:15.559
something or someone. Where your money goes tells

00:23:15.559 --> 00:23:18.900
you who or what you worship. In other words,

00:23:18.960 --> 00:23:22.990
Jesus is just real clear. Every one of us has

00:23:22.990 --> 00:23:26.170
something or someone that we think that deserves

00:23:26.170 --> 00:23:28.930
my energy, that deserves my time, that deserves

00:23:28.930 --> 00:23:31.930
my money. And what I'm expecting is that is going

00:23:31.930 --> 00:23:34.369
to produce security and significance and happiness.

00:23:34.769 --> 00:23:37.269
Everyone on the face of the earth worships something.

00:23:37.410 --> 00:23:39.450
And some people worship success and some work

00:23:39.450 --> 00:23:41.309
and some golf and some of their kids and some

00:23:41.309 --> 00:23:44.910
of their mate and some Jesus. And so Jesus is

00:23:44.910 --> 00:23:47.789
going to be like a wise investment counselor

00:23:47.789 --> 00:23:50.369
in the Sermon on the Mount. And he's going to

00:23:50.369 --> 00:23:53.109
say, Don't invest over here because it won't

00:23:53.109 --> 00:23:55.809
turn out bad ROI. But I do want you to invest

00:23:55.809 --> 00:23:58.490
over here, very positive ROI. And by the way,

00:23:58.529 --> 00:24:01.990
here's why. Look at it. There's a negative command

00:24:01.990 --> 00:24:05.190
and there's a positive command. And then he gives

00:24:05.190 --> 00:24:07.750
the reason. And this is sort of investment counseling.

00:24:08.190 --> 00:24:10.589
He says, do not store up for yourselves treasure

00:24:10.589 --> 00:24:13.150
on earth where moth and rust destroy and where

00:24:13.150 --> 00:24:15.869
thieves break in and steal. And would you underline

00:24:15.869 --> 00:24:18.960
the word for yourselves? Now, the way that you

00:24:18.960 --> 00:24:21.200
would accumulate wealth was through fine clothing,

00:24:21.400 --> 00:24:24.920
precious metals, and grains. And so, even that

00:24:24.920 --> 00:24:27.039
word rust has the idea not just of metals, but

00:24:27.039 --> 00:24:29.539
maybe of varmints getting in and eating your

00:24:29.539 --> 00:24:32.180
grain and ruining it. And so, basically, the

00:24:32.180 --> 00:24:38.400
grammar here is stop investing solely on earth.

00:24:38.680 --> 00:24:40.920
And the reason is because you can suffer great

00:24:40.920 --> 00:24:44.599
loss. All those are temporal. On a bad day, a

00:24:44.599 --> 00:24:46.700
thief comes in or the rats get into your grain

00:24:46.700 --> 00:24:49.680
or someone steals it. Now, by the way, he's not

00:24:49.680 --> 00:24:51.859
saying it's wrong to save because the scripture

00:24:51.859 --> 00:24:54.259
tells us elsewhere to save. He's not saying that

00:24:54.259 --> 00:24:56.559
it's wrong to prepare for the future. You know,

00:24:56.599 --> 00:24:58.619
the writer of Proverbs says you need to make

00:24:58.619 --> 00:25:00.119
provision and think about what's going to come.

00:25:00.220 --> 00:25:02.599
And it's not wrong to have something nice. We're

00:25:02.599 --> 00:25:05.099
actually commanded in Scripture to enjoy the

00:25:05.099 --> 00:25:07.660
good things God gives us. This is a prohibition

00:25:07.660 --> 00:25:10.799
against selfish, greedy hoarding that you think

00:25:10.799 --> 00:25:13.279
that this is now and I'm going to have it and

00:25:13.279 --> 00:25:16.259
my life, my success, my power, my happiness is

00:25:16.259 --> 00:25:18.859
going to come from investing my time and energy

00:25:18.859 --> 00:25:23.059
in the right now, in temporal stuff. Then he

00:25:23.059 --> 00:25:25.039
gives the other advice. He says, but store up.

00:25:25.140 --> 00:25:28.799
Now, would you underline why? For yourselves.

00:25:30.119 --> 00:25:32.720
This is for your benefit. He's giving wise investment

00:25:32.720 --> 00:25:35.859
counseling, treasures in heaven where moth and

00:25:35.859 --> 00:25:37.779
rust do not destroy and where thieves can't break

00:25:37.779 --> 00:25:40.200
in and steal. In other words, it's a better investment

00:25:40.200 --> 00:25:42.339
because when you make this investment, 100 %

00:25:42.339 --> 00:25:45.470
return. And so all through the gospels, Jesus

00:25:45.470 --> 00:25:47.630
talks about what's it, so what would be like

00:25:47.630 --> 00:25:50.250
to invest treasure in heaven? Treasure in heaven

00:25:50.250 --> 00:25:53.930
in Luke 16 is you give your money and your time

00:25:53.930 --> 00:25:56.029
to help other people come to Christ. And when

00:25:56.029 --> 00:25:58.490
you get to heaven, they will welcome you because

00:25:58.490 --> 00:26:01.490
you gave. When you give a cup of cold water,

00:26:01.529 --> 00:26:03.809
when you provide relief and love in the name

00:26:03.809 --> 00:26:06.710
of Jesus, there'll be a reward. That's an eternal

00:26:06.710 --> 00:26:10.230
heavenly treasure. When you use your money to

00:26:10.230 --> 00:26:13.430
make disciples, when you use your money, to help

00:26:13.430 --> 00:26:15.869
the poor. You're lending to the Lord. All those

00:26:15.869 --> 00:26:20.049
things. He says, there's a bank account with

00:26:20.049 --> 00:26:23.289
your name on it with very specific reward in

00:26:23.289 --> 00:26:26.609
heaven that can't be touched by thieves or rust

00:26:26.609 --> 00:26:29.009
or moss. So he says, that's great. Then he gives

00:26:29.009 --> 00:26:32.210
you the reason. Look at verse 21. For where your

00:26:32.210 --> 00:26:36.490
treasure is, there your heart will be also. Literally

00:26:36.490 --> 00:26:38.970
meaning, it says, for where you treasure your

00:26:38.970 --> 00:26:41.230
treasure, that's where your heart will be. So

00:26:41.230 --> 00:26:43.869
what he's saying is, There's a relationship between

00:26:43.869 --> 00:26:46.769
what you worship. Don't make a bad investment

00:26:46.769 --> 00:26:49.650
where it'll be temporal, loss, can change overnight.

00:26:49.890 --> 00:26:52.069
Some of you know about that, right? Jesus is

00:26:52.069 --> 00:26:54.730
just saying. He's not saying you're more righteous,

00:26:54.789 --> 00:26:57.029
more holy, you're better than other people when

00:26:57.029 --> 00:26:58.950
you invest in the things that last. He's just

00:26:58.950 --> 00:27:01.250
saying there are smart investors and there's

00:27:01.250 --> 00:27:07.079
dumb investors. This is Living on the Edge with

00:27:07.079 --> 00:27:09.460
Chip Ingram. And what you've heard today is the

00:27:09.460 --> 00:27:11.759
very first message in a practical teaching series

00:27:11.759 --> 00:27:15.180
called The Genius of Generosity. Generous living

00:27:15.180 --> 00:27:18.519
is joyful living. Now, don't go away. Chip has

00:27:18.519 --> 00:27:20.900
more to say on today's topic coming up in just

00:27:20.900 --> 00:27:23.839
a moment. Living on the Edge is celebrating 30

00:27:23.839 --> 00:27:26.549
years of God's blessing. And over these three

00:27:26.549 --> 00:27:28.950
decades, our commitment to the cause of Christ

00:27:28.950 --> 00:27:32.410
has only grown deeper. In fact, we're more determined

00:27:32.410 --> 00:27:35.170
to share a cold cup of water to those who are

00:27:35.170 --> 00:27:38.650
thirsty than ever before. Chip, each time Living

00:27:38.650 --> 00:27:41.369
on the Edge is broadcast to the world, Christians

00:27:41.369 --> 00:27:44.150
begin to discover the joy of living like Christians,

00:27:44.450 --> 00:27:48.349
even when life is hard. Sunday morning is easy.

00:27:48.470 --> 00:27:50.690
But what about Monday morning when you face a

00:27:50.690 --> 00:27:53.609
difficult boss? Or Tuesday afternoon when you

00:27:53.609 --> 00:27:56.740
get that diagnosis? or Wednesday night when your

00:27:56.740 --> 00:27:59.900
teenager is making choices that absolutely break

00:27:59.900 --> 00:28:02.900
your heart. This is where most Christians struggle,

00:28:03.059 --> 00:28:05.980
not with Sunday faith, but with everyday faith.

00:28:06.279 --> 00:28:08.900
And you know, Living on the Edge teaches believers

00:28:08.900 --> 00:28:12.339
how to think biblically about real life, how

00:28:12.339 --> 00:28:14.900
to handle their money God's way, how to navigate

00:28:14.900 --> 00:28:18.299
relationships with wisdom, and how to face suffering

00:28:18.299 --> 00:28:21.619
without losing hope. When you give to this match,

00:28:22.240 --> 00:28:25.079
You're equipping Christians to live out their

00:28:25.079 --> 00:28:28.900
faith in the real trenches of life and not just

00:28:28.900 --> 00:28:31.980
in the safety of a church service. We're committed

00:28:31.980 --> 00:28:36.380
to helping Christians live like Christians 24

00:28:36.380 --> 00:28:41.160
-7, 365, that literally as they walk with Jesus,

00:28:41.240 --> 00:28:43.920
it comes out of their life and their heart and

00:28:43.920 --> 00:28:47.339
their lips and impacts people around them. Three

00:28:47.339 --> 00:28:50.210
decades of God's provision. Point to one truth.

00:28:50.569 --> 00:28:53.609
He's not done yet. Living on the edge's greatest

00:28:53.609 --> 00:28:56.730
impact lies ahead. If there's ever been a day

00:28:56.730 --> 00:28:59.089
where we need Christians to live like Christians,

00:28:59.329 --> 00:29:02.009
it's now, and you're invited to be a part of

00:29:02.009 --> 00:29:05.369
it. Through this match, your gift doubles instantly.

00:29:05.849 --> 00:29:09.170
More pastors equipped, more families strengthened,

00:29:09.390 --> 00:29:13.230
more believers reached. Will you multiply your

00:29:13.230 --> 00:29:16.710
impact right now? You can respond to Chip right

00:29:16.710 --> 00:29:19.930
now by giving online at livingontheedge .org

00:29:19.930 --> 00:29:25.589
or call this number, 888 -333 -6003. To send

00:29:25.589 --> 00:29:27.690
your support in the mail, address your envelope

00:29:27.690 --> 00:29:32.029
to Living on the Edge, P .O. Box 3007, Atlanta,

00:29:32.269 --> 00:29:39.789
GA 30024. You can also call 888 -333 -6003 or

00:29:39.789 --> 00:29:44.380
visit us online at livingontheedge .org. I'm

00:29:44.380 --> 00:29:46.599
Dave Drury, inviting you to join us when Chip

00:29:46.599 --> 00:29:49.759
Ingram continues to describe the genius of generosity

00:29:49.759 --> 00:29:52.420
tomorrow on Living on the Edge.
