WEBVTT 00:00:00.000 --> 00:00:03.520 Okay, so you're here because gold IRAs have piqued 00:00:03.520 --> 00:00:05.719 your interest. And you wanna make sure you're 00:00:05.719 --> 00:00:07.679 not just jumping on some bandwagon, right? I 00:00:07.679 --> 00:00:10.140 get it, that's smart. Today, we are taking a 00:00:10.140 --> 00:00:12.960 deep dive into this awesome comparison of all 00:00:12.960 --> 00:00:16.519 these different gold IRA companies. And this 00:00:16.519 --> 00:00:18.989 analysis comes straight from Doug Young. Yeah, 00:00:19.129 --> 00:00:21.350 Doug's the guy for this. Oh, yeah. He has over 00:00:21.350 --> 00:00:23.250 20 years of experience working with precious 00:00:23.250 --> 00:00:25.730 metals and gold IRAs specifically. He's been 00:00:25.730 --> 00:00:29.250 evaluating these companies for over 10 years 00:00:29.250 --> 00:00:31.989 now. So that's a really solid base of experience. 00:00:32.130 --> 00:00:33.630 He's got the inside scoop, I guess you could 00:00:33.630 --> 00:00:35.450 say. Exactly. And that's what we're after here, 00:00:35.770 --> 00:00:38.990 right? Real trustworthy insight, because this 00:00:38.990 --> 00:00:40.750 is your financial future we're talking about. 00:00:40.890 --> 00:00:43.850 For many people, gold IRAs are like a cornerstone 00:00:43.850 --> 00:00:46.009 of their strategy. And what we're going to do 00:00:46.009 --> 00:00:48.710 today is pull out those essential points that 00:00:48.710 --> 00:00:51.090 Doug Young highlights in his research, give you 00:00:51.090 --> 00:00:53.270 a crystal clear understanding of what to look 00:00:53.270 --> 00:00:55.530 for without drowning you in information. Right, 00:00:55.530 --> 00:00:58.210 because it can get overwhelming, for sure. So 00:00:58.210 --> 00:01:00.030 let's break down what Doug Young actually looked 00:01:00.030 --> 00:01:02.929 at. First off, he considered how long each company 00:01:02.929 --> 00:01:05.769 has been in business, their track record, then 00:01:05.769 --> 00:01:07.849 how much you need to invest with them to get 00:01:07.849 --> 00:01:11.099 started at minimum buy in. Then we get into the 00:01:11.099 --> 00:01:13.640 nitty -gritty. Complaints. Have there been any 00:01:13.640 --> 00:01:16.799 issues? And how are they handled? Really important. 00:01:17.340 --> 00:01:19.099 Of course, he looked at their ratings from those 00:01:19.099 --> 00:01:22.099 independent watchdogs, like the BBB. Right, the 00:01:22.099 --> 00:01:24.719 Better Business Bureau. They're all about marketplace 00:01:24.719 --> 00:01:27.840 trust. Exactly. And the BCA, the Business Consumer 00:01:27.840 --> 00:01:30.040 Alliance. Then, of course, you've got to know 00:01:30.040 --> 00:01:32.680 about the fees. Every company has their own structure, 00:01:32.739 --> 00:01:35.239 so that's crucial. Then who are their partners 00:01:35.239 --> 00:01:38.200 for actually holding your gold? Those custodians 00:01:38.200 --> 00:01:40.859 and depositories and last but not least any sweet 00:01:40.859 --> 00:01:43.760 deals from new customers those perks can be pretty 00:01:43.760 --> 00:01:46.519 tempting Absolutely those incentives. So let's 00:01:46.519 --> 00:01:50.099 jump right in First up. Hmm. How long have these 00:01:50.099 --> 00:01:52.239 companies been around and what's the minimum 00:01:52.239 --> 00:01:54.659 investment? Yeah, those two things right off 00:01:54.659 --> 00:01:57.099 the bat can tell you a lot a company's history 00:01:57.099 --> 00:01:59.519 is kind of like a stability check and the minimum 00:01:59.519 --> 00:02:01.879 investment Well that just determines if they're 00:02:01.879 --> 00:02:04.250 even an option for you right now These are the 00:02:04.250 --> 00:02:06.689 starting points Doug Young emphasized, especially 00:02:06.689 --> 00:02:09.349 if you're new to this whole gold IRA thing. It's 00:02:09.349 --> 00:02:10.969 kind of like getting a feel for who you're dealing 00:02:10.969 --> 00:02:13.330 with, right? Are they the new kid on the block 00:02:13.330 --> 00:02:17.050 or a seasoned veteran? Yeah. So in the longevity 00:02:17.050 --> 00:02:19.009 department, we've got some real heavy hitters. 00:02:19.289 --> 00:02:20.849 Blanchard and Company, they've been around since 00:02:20.849 --> 00:02:23.530 1975. Wow, that's going back a ways, yeah. Yeah. 00:02:23.889 --> 00:02:26.939 And Goldbline. Even longer, since 1960, they've 00:02:26.939 --> 00:02:29.400 seen a lot. Then we have Birch Gold Group, they 00:02:29.400 --> 00:02:33.180 start in 2003. Gold Co. in 2006, Roslyn Capital 00:02:33.180 --> 00:02:36.840 in 2008, Augusta Precious Metals and BGASC both 00:02:36.840 --> 00:02:39.879 got going in 2012. Advantage Gold launched in 00:02:39.879 --> 00:02:42.539 2014, and American Hartford Gold is the newest 00:02:42.539 --> 00:02:45.780 of the Birch, 2015. So, you know, a good mix 00:02:45.780 --> 00:02:48.060 of experience levels there. Yeah, a real spectrum. 00:02:48.159 --> 00:02:50.300 And I think that's important for people to see 00:02:50.300 --> 00:02:52.599 because, like you said, some folks want that 00:02:52.599 --> 00:02:55.419 super long track record. that sense of, okay, 00:02:55.560 --> 00:02:57.340 these guys have weathered some storms, they must 00:02:57.340 --> 00:02:59.840 be doing something right. And others might be 00:02:59.840 --> 00:03:02.439 more comfortable with a company that's maybe 00:03:02.439 --> 00:03:04.659 a little more modern, maybe a bit more tech savvy. 00:03:05.139 --> 00:03:07.689 It really depends on your priorities. Now, when 00:03:07.689 --> 00:03:10.229 it comes to minimum investments, this is where 00:03:10.229 --> 00:03:11.550 things start to get interesting, because this 00:03:11.550 --> 00:03:13.590 can really narrow down your choices. Oh, yeah. 00:03:13.629 --> 00:03:15.349 This is where the rubber meets the road for a 00:03:15.349 --> 00:03:17.770 lot of people. Right. So Goldco, they stand out 00:03:17.770 --> 00:03:19.490 right away because they don't have a minimum 00:03:19.490 --> 00:03:22.870 listed. That's appealing for folks just dipping 00:03:22.870 --> 00:03:24.969 their toes in, or maybe they're working with 00:03:24.969 --> 00:03:27.449 a smaller budget to start. Makes it more accessible. 00:03:28.169 --> 00:03:30.090 Right. Blanchard and Company, they don't specify 00:03:30.090 --> 00:03:33.009 a minimum either. Goldline, they say on application, 00:03:33.069 --> 00:03:34.849 so you'd have to... contact them directly to 00:03:34.849 --> 00:03:36.849 get the details there. Build it a mystery there. 00:03:37.009 --> 00:03:39.750 Right. Then we've got Advantage Gold of $5 ,000. 00:03:40.289 --> 00:03:43.270 And then a few companies all have a $10 ,000 00:03:43.270 --> 00:03:47.610 minimum for an IRA. American Hartford Gold, Birch 00:03:47.610 --> 00:03:50.990 Gold Group, and Roslyn Capital. Then the numbers 00:03:50.990 --> 00:03:54.650 jump up a bit. BGASC, they require a $30 ,000 00:03:54.650 --> 00:03:57.229 minimum. And Augusta Precious Metals has the 00:03:57.229 --> 00:04:00.289 highest listed minimum, $50 ,000 to get started. 00:04:00.689 --> 00:04:04.159 So quite a range. Huge range. That's why Doug 00:04:04.159 --> 00:04:07.020 Young really emphasizes those two factors years 00:04:07.020 --> 00:04:09.280 in business and minimum investment especially 00:04:09.280 --> 00:04:12.379 for first -time gold IRA buyers Because it really 00:04:12.379 --> 00:04:14.639 does shape like you said who is even an option 00:04:14.639 --> 00:04:17.399 for you Okay So once you've kind of narrowed 00:04:17.399 --> 00:04:19.779 down the field based on your budget and comfort 00:04:19.779 --> 00:04:21.600 level with how long the company's been around 00:04:21.600 --> 00:04:24.959 The next big thing like Doug Young stresses is 00:04:24.959 --> 00:04:26.680 checking out how they handle customer issues 00:04:27.149 --> 00:04:29.069 Complaints. Yeah, because, you know, everyone 00:04:29.069 --> 00:04:31.529 loves to see those glowing reviews. But honestly, 00:04:31.990 --> 00:04:33.750 how a company deals with complaints, that tells 00:04:33.750 --> 00:04:35.649 you way more about their customer service, how 00:04:35.649 --> 00:04:38.069 they operate, their whole philosophy. Doug Young, 00:04:38.069 --> 00:04:40.449 he dug into complaint data from both the BBB 00:04:40.449 --> 00:04:42.769 and the BCA for this. So let's start with the 00:04:42.769 --> 00:04:45.329 BBB. This is looking at complaints closed over 00:04:45.329 --> 00:04:47.870 the last three years. Advantage Gold and Blanchard 00:04:47.870 --> 00:04:50.269 and company both have zero complaints closed. 00:04:50.480 --> 00:04:53.319 That's pretty impressive. Augusta Precious Metals 00:04:53.319 --> 00:04:58.279 also 0. BGSE had 2. Birch Gold Group had 8. Gold 00:04:58.279 --> 00:05:02.060 Line 13. Roslin Capital 22. American Hartford 00:05:02.060 --> 00:05:05.579 Gold 36. And Goldto had the most listed, 48. 00:05:06.180 --> 00:05:08.279 Now if you look at just the last 12 months, it's 00:05:08.279 --> 00:05:10.860 a pretty similar pattern. Exantage Gold and Augusta 00:05:10.860 --> 00:05:13.480 are still at 0. Goldco and American Hartford 00:05:13.480 --> 00:05:15.769 Gold... they still have higher numbers. Now, 00:05:15.829 --> 00:05:17.850 of course, it's not just about the number of 00:05:17.850 --> 00:05:19.949 complaints. It's also what those complaints were 00:05:19.949 --> 00:05:21.889 about and how the companies resolved them. But 00:05:21.889 --> 00:05:24.009 still, this gives you an idea of, you know, how 00:05:24.009 --> 00:05:26.970 often issues pop up. Right. And the fact that 00:05:26.970 --> 00:05:28.629 Advantage Gold and Augusta Precious Metals have 00:05:28.629 --> 00:05:30.389 stayed at zero for both the last three years 00:05:30.389 --> 00:05:32.569 and the past year, that suggests they're really 00:05:32.569 --> 00:05:34.990 on top of things, making sure customers are happy. 00:05:35.209 --> 00:05:38.079 Smooth sailing. Yeah, potentially. So then we 00:05:38.079 --> 00:05:40.360 look at the BCA. This is for complaints closed 00:05:40.360 --> 00:05:43.120 over the past three years. Advantage Gold, Augusta 00:05:43.120 --> 00:05:45.500 Precious Metals, Birch Gold Group, Blanchard 00:05:45.500 --> 00:05:47.980 & Company, and Goldline. All zero complaints. 00:05:48.620 --> 00:05:51.079 American Hartford Gold had two, Goldco had one, 00:05:51.600 --> 00:05:55.829 and Roslyn Capital had nine. Now, BGASC isn't 00:05:55.829 --> 00:05:58.829 listed in this BCA data that Doug Young put together. 00:05:59.089 --> 00:06:00.870 So that's interesting. And again, Augusta Precious 00:06:00.870 --> 00:06:03.689 Metals has zero complaints. That's consistent 00:06:03.689 --> 00:06:06.889 across both the BBB and the BCA. Pretty noteworthy. 00:06:07.050 --> 00:06:09.329 Yeah, three years running with zero complaints 00:06:09.329 --> 00:06:11.850 on both those platforms. That's a strong indicator 00:06:11.850 --> 00:06:14.170 that they're really focused on customer satisfaction 00:06:14.170 --> 00:06:16.930 and making things right if something does go 00:06:16.930 --> 00:06:19.110 wrong. Okay, so beyond the actual complaints, 00:06:19.269 --> 00:06:21.709 Doug Young also factored in those independent 00:06:21.709 --> 00:06:24.529 ratings from several sources. He used the BBB, 00:06:24.629 --> 00:06:28.370 the BCA, TrustLink, and Consumer Affairs. He 00:06:28.370 --> 00:06:30.189 emphasizes that those are places where people 00:06:30.189 --> 00:06:32.529 go to find unbiased reviews, so those ratings 00:06:32.529 --> 00:06:35.029 carry weight. People trust those platforms because, 00:06:35.129 --> 00:06:37.240 well, they're not affiliated with any sp - Right, 00:06:37.819 --> 00:06:40.100 they're kind of like the referees. So starting 00:06:40.100 --> 00:06:42.259 with the BBB ratings, most of the companies listed 00:06:42.259 --> 00:06:44.480 have an A -plus rating, which is the highest. 00:06:45.160 --> 00:06:47.100 Gold Line is at an A, and Blanchard & Company 00:06:47.100 --> 00:06:50.139 holds an A -plus read. Now with the BCA ratings, 00:06:50.699 --> 00:06:52.939 Advantage Gold, American Hartford Gold, Augusta 00:06:52.939 --> 00:06:55.459 Precious Metals, Birch Gold Group, Gold Co., 00:06:55.459 --> 00:06:58.439 and Roslyn Capital, they all boast triple A ratings. 00:06:58.660 --> 00:07:00.879 Again, that's the highest you can get. Blanchard 00:07:00.879 --> 00:07:03.360 & Company has a BBB rating, and Gold Line has 00:07:03.360 --> 00:07:06.939 an A rating. Once again, BGASC isn't included 00:07:06.939 --> 00:07:10.180 in this BCA data. So, you know, overall a pretty 00:07:10.180 --> 00:07:12.500 solid showing with the BBB and the BCA. Yeah, 00:07:12.540 --> 00:07:14.800 lots of A's and A -pluses. Seems like maintaining 00:07:14.800 --> 00:07:17.279 a good standing with those consumer protection 00:07:17.279 --> 00:07:19.800 organizations is definitely a priority for most 00:07:19.800 --> 00:07:21.980 of these gold IRA companies. Makes sense. It 00:07:21.980 --> 00:07:24.180 builds trust. Now let's look at TrustLink. Here's 00:07:24.180 --> 00:07:25.660 where we see some more variety in the scores. 00:07:25.860 --> 00:07:27.879 Advantage Gold, American Hartford Gold, Augusta 00:07:27.879 --> 00:07:30.300 Precious Metals, Birch Gold Group, and Gold Co. 00:07:30.319 --> 00:07:33.879 all have perfect scores. 5 out of 5 stars. Roslyn 00:07:33.879 --> 00:07:37.100 Capital is at 3 .5 stars, Gold Line at 2 .5, 00:07:37.279 --> 00:07:40.180 and Blanchard & Company at just 1 star. BGAAC 00:07:40.180 --> 00:07:41.959 isn't listed on TrustLink, so that's quite a 00:07:41.959 --> 00:07:44.379 spread. Yeah. TrustLink seems to capture a wider 00:07:44.379 --> 00:07:46.819 range of customer feedback, maybe some more nuanced 00:07:46.819 --> 00:07:50.259 experiences than the BBB and the BCA, where the 00:07:50.259 --> 00:07:52.300 ratings tend to cluster more at that top level. 00:07:53.100 --> 00:07:55.139 And that one -star rating for Blanchard and Company 00:07:55.139 --> 00:07:57.600 on TrustLink, that definitely raises an eyebrow. 00:07:57.819 --> 00:07:59.480 If you were considering them, I'd dig a little 00:07:59.480 --> 00:08:01.920 deeper into what's driving that score. Definitely 00:08:01.920 --> 00:08:04.199 something to look into. Finally, let's check 00:08:04.199 --> 00:08:07.060 out Consumer Affairs. Advantage Gold 5 out of 00:08:07.060 --> 00:08:11.360 5 stars American Hartford Gold 4 .8 Augusta Precious 00:08:11.360 --> 00:08:16.459 Metals 4 .9 Birch Gold Group 4 .9 Gold Co. also 00:08:16.459 --> 00:08:20.269 4 .9 Blanchard & Company BGASC Gold Line and 00:08:20.269 --> 00:08:23.050 Roslyn Capital are not listed on Consumer Affairs. 00:08:23.430 --> 00:08:25.290 Again, we're seeing mostly positive ratings where 00:08:25.290 --> 00:08:27.529 data is available. So looking at all four of 00:08:27.529 --> 00:08:29.709 these platforms together, it paints a more complete 00:08:29.709 --> 00:08:32.309 picture, right? You see how these companies are 00:08:32.309 --> 00:08:34.269 perceived across different review sites, which 00:08:34.269 --> 00:08:36.029 can highlight different strengths and weaknesses. 00:08:36.210 --> 00:08:38.090 Now let's talk about money, about the fees. This 00:08:38.090 --> 00:08:39.429 is where it gets real, right? This is where it 00:08:39.429 --> 00:08:41.590 hits your bottom line. Right, because those fees 00:08:41.590 --> 00:08:45.200 directly impact your returns. Doug Young broke 00:08:45.200 --> 00:08:47.559 down the setup fees, those annual admin fees, 00:08:47.940 --> 00:08:49.580 and the annual storage fees for each company. 00:08:49.759 --> 00:08:51.919 And as he emphasizes, it's really important to 00:08:51.919 --> 00:08:53.779 pay attention to whether those fees are flat 00:08:53.779 --> 00:08:55.799 or scaled based on how much you're investing. 00:08:56.139 --> 00:08:58.259 That can make a huge difference in your overall 00:08:58.259 --> 00:09:00.980 cost over time. Absolutely. So those initial 00:09:00.980 --> 00:09:03.590 setup fees... get the ball rolling. Blanchard 00:09:03.590 --> 00:09:06.629 & Company has the lowest listed at $25. Roslyn 00:09:06.629 --> 00:09:08.669 Capital and American Hartford Gold are both at 00:09:08.669 --> 00:09:11.230 $50. Augusta Precious Metals and Gold Co. are 00:09:11.230 --> 00:09:13.889 also $50, but they also have a $30 wire transfer 00:09:13.889 --> 00:09:16.669 fee. Birch Gold Group charges $90 for setup, 00:09:16.929 --> 00:09:20.330 Gold Line is at $125, and Advantage Gold has 00:09:20.330 --> 00:09:24.850 the highest setup fee at $295. BGAC doesn't provide 00:09:24.850 --> 00:09:27.129 a full breakdown of their fees. So as you can 00:09:27.129 --> 00:09:28.950 see, that initial cost to just get started with 00:09:28.950 --> 00:09:31.419 a gold IRA varies quite a bit. Makes you shop 00:09:31.419 --> 00:09:33.960 around, right? For sure. Then those annual admin 00:09:33.960 --> 00:09:35.840 fees? That's money you're paying every year just 00:09:35.840 --> 00:09:38.399 to maintain your account. American Hartford Gold 00:09:38.399 --> 00:09:42.100 charges $100 annually for admin. Augusta Precious 00:09:42.100 --> 00:09:45.360 Metals and Goldco both charge $80. Advantage 00:09:45.360 --> 00:09:49.120 Gold is a bit higher at $175. Birch Gold Group 00:09:49.120 --> 00:09:51.379 doesn't specify their admin fee in this data. 00:09:52.200 --> 00:09:54.799 Now Blanchard & Company and Gold Line, they have 00:09:54.799 --> 00:09:57.240 what are called scaled fees. So those range from 00:09:57.240 --> 00:10:00.980 $60 up to $250 per year, likely depending on 00:10:00.980 --> 00:10:03.200 how much gold you have. Rosalind Capital's annual 00:10:03.200 --> 00:10:06.820 admin fee is listed at $225. So you have to do 00:10:06.820 --> 00:10:08.779 the conversion to US dollars to compare apples 00:10:08.779 --> 00:10:11.240 to apples, and that conversion rate can fluctuate. 00:10:11.659 --> 00:10:13.779 And again, BGAC doesn't list their admin fee. 00:10:13.909 --> 00:10:16.190 And this is where that distinction between flat 00:10:16.190 --> 00:10:18.690 and scaled fees that Doug Young talks about comes 00:10:18.690 --> 00:10:21.570 in. Because with a scaled fee, as your gold increases 00:10:21.570 --> 00:10:23.590 in value, which hopefully it does, you're potentially 00:10:23.590 --> 00:10:25.870 paying more and more every year. A flat fee lets 00:10:25.870 --> 00:10:28.129 you predict your costs, which can be a big advantage 00:10:28.129 --> 00:10:30.210 for budgeting and planning. Right, takes the 00:10:30.210 --> 00:10:33.190 guesswork out. So now let's talk storage. This 00:10:33.190 --> 00:10:35.789 is the fee for, well, keeping your actual gold 00:10:35.789 --> 00:10:38.919 safe and sound. Advantage Gold has a flat $100 00:10:38.919 --> 00:10:41.539 annual storage fee. American Heart for Gold gives 00:10:41.539 --> 00:10:43.899 you a couple of choices. They have $100 for non 00:10:43.899 --> 00:10:45.779 -segregated storage, where your gold might be 00:10:45.779 --> 00:10:48.899 mixed in with other people's gold, or $150 for 00:10:48.899 --> 00:10:51.250 segregated storage. which means your gold is 00:10:51.250 --> 00:10:53.990 kept separate. Augusta Precious Metals has those 00:10:53.990 --> 00:10:57.149 same storage options and fees. $100 non -segregated, 00:10:57.230 --> 00:11:00.549 $150 segregated. Birch Gold Group charges a flat 00:11:00.549 --> 00:11:03.769 $150 annual storage fee. Blanchard & Company 00:11:03.769 --> 00:11:06.129 and Goldline have scaled storage fees, starting 00:11:06.129 --> 00:11:09.570 at $100. Goldco has the same storage fee structure 00:11:09.570 --> 00:11:12.690 as Augusta. Roslyn Capital doesn't list a specific 00:11:12.690 --> 00:11:15.750 storage fee, and neither does BGASC. And as Doug 00:11:15.750 --> 00:11:17.470 Young points out, it's not just about the price. 00:11:17.570 --> 00:11:19.269 You got to understand what those different storage 00:11:19.269 --> 00:11:23.090 options mean. Segregated versus commingled, allocated 00:11:23.090 --> 00:11:25.490 versus non allocated. It can get pretty nuanced. 00:11:25.769 --> 00:11:27.230 We don't have time to go into all the details 00:11:27.230 --> 00:11:28.990 today, but it's definitely something to research 00:11:28.990 --> 00:11:31.169 and consider when you're choosing a company because 00:11:31.169 --> 00:11:33.169 it all comes down to security and peace of mind. 00:11:33.429 --> 00:11:35.269 OK, so let's talk about who these companies are 00:11:35.269 --> 00:11:38.029 partnering with to actually hold and store your 00:11:38.029 --> 00:11:40.809 precious metals. The custodians who administer 00:11:40.809 --> 00:11:44.710 your IRA. and the depositories, the actual vaults 00:11:44.710 --> 00:11:46.830 where your gold is kept. Because those partnerships 00:11:46.830 --> 00:11:48.629 are really telling, you know. It's like, who 00:11:48.629 --> 00:11:50.669 do they trust? Who are the players they're working 00:11:50.669 --> 00:11:53.070 with? That gives you a glimpse into their network, 00:11:53.110 --> 00:11:56.149 their credibility. OK, so for custodians, Advantage 00:11:56.149 --> 00:11:59.919 Gold prefers SDIRA. self -directed IRA services. 00:12:00.379 --> 00:12:02.940 American Hartford Gold and Augusta Precious Metals 00:12:02.940 --> 00:12:06.419 both mainly use Equity Trust Company. BGASC and 00:12:06.419 --> 00:12:08.360 Blanchard & Company both go with Gold Star Trust 00:12:08.360 --> 00:12:12.399 Company. Birch Gold Group also uses SDIRA. Goldco 00:12:12.399 --> 00:12:15.120 prefers Equity Trust Company. Goldon works with 00:12:15.120 --> 00:12:17.659 Gold Star Trust Company and Roslyn Capital uses 00:12:17.659 --> 00:12:20.399 Equity Institutional. Some familiar names popping 00:12:20.399 --> 00:12:22.879 up there. Equity Trust and Gold Star Trust seem 00:12:22.879 --> 00:12:25.240 to be popular choices in the gold IRA world. 00:12:25.440 --> 00:12:28.200 Yeah, those are established players. Now on the 00:12:28.200 --> 00:12:32.259 depository side, Advantage Gold lists DDSC, Delaware 00:12:32.259 --> 00:12:35.080 Depository Services Corporation, and Brinks Global. 00:12:35.879 --> 00:12:37.820 American Hartford Gold, well, they use Equity 00:12:37.820 --> 00:12:40.159 Trust as custodian, but they store with Brinks, 00:12:40.320 --> 00:12:43.620 Delaware Depository, and IDS, International Depository 00:12:43.620 --> 00:12:46.659 Services. Augusta Precious Metals prefers DDSC. 00:12:46.899 --> 00:12:49.830 BGAC uses Brinks Global. Virtua Gold Group also 00:12:49.830 --> 00:12:53.830 DDSC. Blanchard and Company List HSBC Bank NYC. 00:12:54.090 --> 00:12:56.909 Goldco and Goldline both prefer DDSC. Roslyn 00:12:56.909 --> 00:12:59.789 Capital same thing DDSC. Looks like Delaware 00:12:59.789 --> 00:13:02.870 Depository Services Corporation. DDSC is a big 00:13:02.870 --> 00:13:05.679 name in the gold IRA storage game. Doug Young 00:13:05.679 --> 00:13:07.580 really emphasizes that working with companies 00:13:07.580 --> 00:13:09.779 who have strong, established relationships with 00:13:09.779 --> 00:13:11.860 solid custodians and depositories like these, 00:13:12.259 --> 00:13:14.019 they can really smooth things out, make the whole 00:13:14.019 --> 00:13:15.899 process more reliable. It just makes sense. When 00:13:15.899 --> 00:13:17.659 everyone's on the same page, when they've got 00:13:17.659 --> 00:13:19.860 those processes dialed in, it translates to a 00:13:19.860 --> 00:13:21.879 better experience for you as the investor. So 00:13:21.879 --> 00:13:24.440 last but not least, those new customer incentives, 00:13:24.759 --> 00:13:27.580 the perks, because everyone likes a good deal. 00:13:27.840 --> 00:13:30.059 It's like the cherry on top, right? Right, sweetens 00:13:30.059 --> 00:13:32.240 the deal. But as you said earlier, it's important 00:13:32.240 --> 00:13:34.500 to look beyond those short term benefits and 00:13:34.500 --> 00:13:36.980 consider the bigger picture. Those long term 00:13:36.980 --> 00:13:40.679 costs, the company's overall reputation. So let's 00:13:40.679 --> 00:13:44.379 see what we've got. Advantage Gold, they'll waive 00:13:44.379 --> 00:13:46.539 your setup and storage fees for the first year. 00:13:47.240 --> 00:13:49.419 American Hartford Gold is advertising up to $10 00:13:49.419 --> 00:13:51.700 ,000 in free silver, depending on how much you 00:13:51.700 --> 00:13:54.200 buy. They also say they'll cover your IRA fees, 00:13:54.639 --> 00:13:56.559 transfer, storage and maintenance for up to three 00:13:56.559 --> 00:13:59.470 years. Augusta Precious Metals, they give you 00:13:59.470 --> 00:14:01.610 a choice of three free gold coins when you sign 00:14:01.610 --> 00:14:03.889 up. Plus, they can cover your custodian and storage 00:14:03.889 --> 00:14:06.409 fees for up to 10 years. Wow, that's a pretty 00:14:06.409 --> 00:14:08.450 big incentive. Yeah, that's a long time. They 00:14:08.450 --> 00:14:10.629 also offer a free web conference with a Harvard 00:14:10.629 --> 00:14:13.470 -trained economist. So, a little extra education 00:14:13.470 --> 00:14:17.029 thrown in there. Knowledge is power. Right. BGASC 00:14:17.029 --> 00:14:19.610 mentions they have rare coins available. Birch 00:14:19.610 --> 00:14:21.610 Gold Group and Blanchard & Company, they don't 00:14:21.610 --> 00:14:23.850 advertise any specific new customer incentives. 00:14:24.450 --> 00:14:26.669 GoldCo offers a percentage back in free silver. 00:14:27.210 --> 00:14:29.690 5 % for investments between $50 ,000 and $100 00:14:29.690 --> 00:14:32.950 ,000, and 10 % for investments over $100 ,000. 00:14:33.629 --> 00:14:36.370 They'll also waive your first year fees if your 00:14:36.370 --> 00:14:40.190 IRA is over $50 ,000. GoldLine gives you a free 00:14:40.190 --> 00:14:42.990 bullion coin if you invest over $10 ,000, and 00:14:42.990 --> 00:14:44.929 they'll ship your metals to the depository for 00:14:44.929 --> 00:14:47.730 free. And Roslyn Capital, they don't list any 00:14:47.730 --> 00:14:50.389 new customer incentives. So yeah, lots of different 00:14:50.389 --> 00:14:52.090 approaches to getting your business. Definitely 00:14:52.090 --> 00:14:54.389 a mixed bag, but again, it all comes back to, 00:14:54.409 --> 00:14:56.549 you know, is that initial offer worth it in the 00:14:56.549 --> 00:14:59.110 long run? Do those long -term costs and the company's 00:14:59.110 --> 00:15:00.629 track record align with what you're looking for? 00:15:00.750 --> 00:15:02.809 Okay, so let's just recap. Doug Young's comparison 00:15:02.809 --> 00:15:04.809 really digs into those key factors. You've got 00:15:04.809 --> 00:15:07.149 company history, minimum investment complaints, 00:15:07.590 --> 00:15:09.370 those independent ratings, the fee structure 00:15:09.370 --> 00:15:12.230 set up, admin storage that they use for custodians 00:15:12.230 --> 00:15:14.789 and depositories, and those new customer incentives. 00:15:15.039 --> 00:15:17.100 And by looking at all those pieces together, 00:15:17.460 --> 00:15:19.580 you can really make a smart decision about which 00:15:19.580 --> 00:15:22.759 gold IRA company fix your situation best. Because 00:15:22.759 --> 00:15:25.240 everyone's financial goals are different. And 00:15:25.240 --> 00:15:27.220 having that knowledge, that understanding, that 00:15:27.220 --> 00:15:29.419 empowers you to make a choice you feel good about. 00:15:29.659 --> 00:15:32.019 Right. It's your money, your future. So here's 00:15:32.019 --> 00:15:34.799 a final thought for you to ponder. Out of everything 00:15:34.799 --> 00:15:36.980 we talked about today, all those different factors, 00:15:37.779 --> 00:15:40.440 what one thing stands out to you as absolutely 00:15:40.440 --> 00:15:43.980 the most crucial? the deal breaker, so to speak. 00:15:44.580 --> 00:15:46.720 And why do you think people might pick different 00:15:46.720 --> 00:15:49.860 things as their top priority? Is it their risk 00:15:49.860 --> 00:15:52.460 tolerance, their long -term financial goals? 00:15:52.799 --> 00:15:55.720 What makes one person go, this is what matters 00:15:55.720 --> 00:15:58.500 most to me? It's really worth thinking about 00:15:58.500 --> 00:16:01.200 as you navigate this whole gold IRA landscape. 00:16:01.379 --> 00:16:03.120 Yeah, because at the end of the day, it's a personal 00:16:03.120 --> 00:16:05.350 decision. There's no right or wrong answer. It's 00:16:05.350 --> 00:16:07.230 about what aligns with your individual needs 00:16:07.230 --> 00:16:09.889 and your vision for your financial future. Exactly. 00:16:10.090 --> 00:16:12.090 So do your homework, ask questions, and choose 00:16:12.090 --> 00:16:14.990 wisely. Thanks for joining us for this deep dive. 00:16:15.169 --> 00:16:15.570 You got it.