WEBVTT 00:00:00.000 --> 00:00:01.219 All right, so you're thinking about your golden 00:00:01.219 --> 00:00:04.099 years, right? And maybe thinking about adding 00:00:04.099 --> 00:00:06.759 some actual gold into that picture. Yeah, a lot 00:00:06.759 --> 00:00:08.400 of people are these days. It makes sense when 00:00:08.400 --> 00:00:10.759 you look around. It does, yeah. Like, everything 00:00:10.759 --> 00:00:12.699 going on, you hear all this talk about inflation, 00:00:12.919 --> 00:00:14.640 right? Everyone's trying to figure out, like, 00:00:14.720 --> 00:00:17.739 how to protect what they worked for and maybe 00:00:17.739 --> 00:00:20.480 find some ways to diversify. For sure. And that's 00:00:20.480 --> 00:00:23.579 where this idea of a gold IRA comes in. OK. So 00:00:23.579 --> 00:00:26.379 a gold IRA. Right. So basically, it's like a 00:00:26.379 --> 00:00:29.579 retirement account. But instead of holding the 00:00:29.579 --> 00:00:32.880 usual things, like stocks and bonds, you're holding 00:00:32.880 --> 00:00:35.859 actual precious metals. So actual gold bars and 00:00:35.859 --> 00:00:38.439 stuff. Yeah. Gold, silver, platinum, even palladium. 00:00:39.020 --> 00:00:41.420 Interesting. It's considered a self -directed 00:00:41.420 --> 00:00:43.420 IRA, so you have more control over what goes 00:00:43.420 --> 00:00:46.179 into it. Makes sense. But the main rules about 00:00:46.179 --> 00:00:48.920 how much you can put in and how it's taxed. are 00:00:48.920 --> 00:00:51.840 very similar to traditional IRAs. Got it. So 00:00:51.840 --> 00:00:54.200 yeah, the core idea is pretty clear. But the 00:00:54.200 --> 00:00:56.020 real question is, like, how do you even begin 00:00:56.020 --> 00:00:58.700 to pick the right company to do this with? Yeah, 00:00:58.840 --> 00:01:01.020 that's a big one. Like this is your retirement 00:01:01.020 --> 00:01:02.600 we're talking about. Yeah. So you really want 00:01:02.600 --> 00:01:04.900 to make sure you're not messing this up. Absolutely. 00:01:05.120 --> 00:01:07.200 And luckily, we've got some good information 00:01:07.200 --> 00:01:09.920 to work with today. We're looking at this great 00:01:09.920 --> 00:01:12.480 piece by Doug Young called How to Compare Gold 00:01:12.480 --> 00:01:15.400 IRA Companies to Invest in. That sounds promising. 00:01:16.500 --> 00:01:18.739 It's a really useful resource. And what we want 00:01:18.739 --> 00:01:21.599 to do today in this deep dive is really break 00:01:21.599 --> 00:01:24.400 down the most important points. Yeah. So listeners 00:01:24.400 --> 00:01:26.459 walk away feeling like they can actually compare 00:01:26.459 --> 00:01:29.719 these companies and confidently choose the one 00:01:29.719 --> 00:01:32.519 that's right for them. Exactly. A roadmap for 00:01:32.519 --> 00:01:34.500 making the best decision for your retirement. 00:01:34.859 --> 00:01:36.959 Perfect. So where do we even start with this? 00:01:37.079 --> 00:01:39.019 I mean, I guess the first thing that comes to 00:01:39.019 --> 00:01:40.599 mind is like, what kind of reputation does this 00:01:40.599 --> 00:01:43.560 company have? Yeah, that's that's got to be the 00:01:43.560 --> 00:01:45.640 foundation right you're looking for someone with 00:01:45.640 --> 00:01:47.859 a proven track record You know they've been around 00:01:47.859 --> 00:01:50.079 for a while and have a history of doing things 00:01:50.079 --> 00:01:52.340 the right way So not some fly -by -night operation 00:01:52.340 --> 00:01:54.719 exactly you're trusting them with a huge part 00:01:54.719 --> 00:01:56.640 of your financial future, right? So you got to 00:01:56.640 --> 00:01:59.540 do your homework. You bet check out those testimonials 00:01:59.540 --> 00:02:02.340 Look at client reviews see if they've gotten 00:02:02.340 --> 00:02:05.859 any awards or recognition from industry organizations 00:02:05.859 --> 00:02:08.460 And there are some specific resources for this 00:02:08.460 --> 00:02:10.870 aren't there? Yeah, for sure. Places like the 00:02:10.870 --> 00:02:14.289 Better Business Bureau, you know, the BBB. Yeah, 00:02:14.469 --> 00:02:16.270 everyone's heard of them. The Business Consumer 00:02:16.270 --> 00:02:20.669 Alliance, the BCA TrustLink. All these are great 00:02:20.669 --> 00:02:22.370 for checking ratings and seeing if there are 00:02:22.370 --> 00:02:24.629 any red flags or patterns of complaints. Oh, 00:02:24.629 --> 00:02:26.349 that's a good point. Like not just the overall 00:02:26.349 --> 00:02:28.849 rating, but like what are people actually complaining 00:02:28.849 --> 00:02:31.610 about? Yeah. Are there multiple complaints about 00:02:31.610 --> 00:02:34.430 hidden fees or problems with the buyback program? 00:02:34.530 --> 00:02:36.699 You know, consistent issues like that. could 00:02:36.699 --> 00:02:38.740 be a real warning sign. Makes sense. So you've 00:02:38.740 --> 00:02:40.719 checked out their reputation. What's next? Fees. 00:02:40.719 --> 00:02:42.460 Got to understand the fees. Right, because it 00:02:42.460 --> 00:02:44.780 can all be free. No, no. And this is where it 00:02:44.780 --> 00:02:46.599 gets a little tricky, because there are different 00:02:46.599 --> 00:02:49.400 ways companies structure their fees. Like what? 00:02:49.699 --> 00:02:51.939 Well, you'll see things like flat fees versus 00:02:51.939 --> 00:02:54.740 scaled fees. OK. And what's the difference? So 00:02:54.740 --> 00:02:57.620 a flat fee is just that one set amount, no matter 00:02:57.620 --> 00:02:59.500 how much money you have in your account. OK. 00:02:59.580 --> 00:03:02.639 Easy to understand. A scaled fee is usually a 00:03:02.639 --> 00:03:04.860 percentage of your assets. So it might sound 00:03:04.860 --> 00:03:08.500 small at first, like 0 .1%. But think about it, 00:03:08.500 --> 00:03:11.960 if your account grows, which is what you want, 00:03:12.520 --> 00:03:14.939 right? Those fees grow too. Yeah, that makes 00:03:14.939 --> 00:03:17.639 sense. So if you start with $50 ,000 and it doubles 00:03:17.639 --> 00:03:20.879 to $100 ,000, your fees double too. Exactly. 00:03:20.939 --> 00:03:23.379 And over the long term, that can really eat into 00:03:23.379 --> 00:03:26.020 your returns. So flat fees are better. Generally, 00:03:26.219 --> 00:03:28.699 yeah. Research suggests they tend to be more 00:03:28.699 --> 00:03:30.680 cost -effective over time. You know exactly what 00:03:30.680 --> 00:03:32.639 you're paying from the get -go. That makes sense. 00:03:33.539 --> 00:03:36.319 And it's not just the obvious fees you have to 00:03:36.319 --> 00:03:38.979 think about, right? No, there can be hidden costs 00:03:38.979 --> 00:03:41.000 lurking in the shadows. Like what kind of hidden 00:03:41.000 --> 00:03:43.520 costs? Well, things like set up fees to open 00:03:43.520 --> 00:03:45.699 the account storage fees for holding the metals. 00:03:45.860 --> 00:03:47.680 Oh, I wouldn't have thought about that. Yeah, 00:03:47.680 --> 00:03:49.860 it's important to get a complete picture up front. 00:03:50.000 --> 00:03:51.860 Yeah. You know, no surprises when it comes to 00:03:51.860 --> 00:03:53.960 your retirement money. Absolutely. Full transparency. 00:03:53.960 --> 00:03:55.840 That's what you want. Exactly. And an ethical 00:03:55.840 --> 00:03:57.800 company is going to be upfront about all those 00:03:57.800 --> 00:03:59.979 costs right from the start. So you're not getting 00:03:59.979 --> 00:04:02.460 hit with unexpected charges later on. Exactly. 00:04:02.539 --> 00:04:04.780 And that brings us to another really important 00:04:04.780 --> 00:04:08.770 point, the whole customer service. Yes, because 00:04:08.770 --> 00:04:11.810 this isn't just about buying some gold and sticking 00:04:11.810 --> 00:04:15.110 it in a vault somewhere, right? It's about having 00:04:15.110 --> 00:04:17.910 a relationship with a company that you trust. 00:04:18.389 --> 00:04:19.790 Right. You want to be able to pick up the phone 00:04:19.790 --> 00:04:21.529 and talk to someone who knows what they're doing. 00:04:21.629 --> 00:04:23.370 Someone who can answer your questions and actually 00:04:23.370 --> 00:04:25.310 help you out if you need it. Exactly. And it 00:04:25.310 --> 00:04:27.730 doesn't matter if you're an investor or this 00:04:27.730 --> 00:04:30.969 is your first foray into precious metals. Everyone 00:04:30.969 --> 00:04:33.490 deserves good customer service. Makes sense. 00:04:34.170 --> 00:04:36.209 And I know the research we looked at talked about 00:04:36.209 --> 00:04:38.589 the benefit of having like a dedicated representative 00:04:38.589 --> 00:04:41.009 for your account. Oh, yeah, that can be huge. 00:04:41.329 --> 00:04:43.709 It gives you that one -on -one connection, you 00:04:43.709 --> 00:04:46.670 know, someone who understands your specific situation 00:04:46.670 --> 00:04:49.569 and your goals for your retirement. Yeah, so 00:04:49.569 --> 00:04:51.670 you're not just a number to them. Exactly. It 00:04:51.670 --> 00:04:54.029 builds trust and makes the whole process so much 00:04:54.029 --> 00:04:57.389 smoother. So customer service is key. And of 00:04:57.389 --> 00:04:59.050 course, there's the whole ethical standards thing. 00:04:59.129 --> 00:05:00.689 Yeah, that's a big one. I mean, we're talking 00:05:00.689 --> 00:05:02.129 about our savings here. We want to make sure 00:05:02.129 --> 00:05:04.550 the company we're working with is playing by 00:05:04.550 --> 00:05:07.029 the rules. Absolutely. An ethical company is 00:05:07.029 --> 00:05:08.870 going to be transparent about everything, you 00:05:08.870 --> 00:05:12.410 know, their fees, their procedures, their investment 00:05:12.410 --> 00:05:15.850 strategies. No hidden agendas. No shady business. 00:05:16.009 --> 00:05:18.290 Right. They should be. upfront about everything 00:05:18.290 --> 00:05:20.829 and make sure you understand each step of the 00:05:20.829 --> 00:05:23.389 way. And what about those high -pressure sales 00:05:23.389 --> 00:05:26.410 tactics? Yeah, that's a huge red flag. Like if 00:05:26.410 --> 00:05:28.250 they're trying to rush you into making a decision 00:05:28.250 --> 00:05:30.410 you're not comfortable with. Exactly. A good 00:05:30.410 --> 00:05:32.350 company isn't going to do that. They should be 00:05:32.350 --> 00:05:35.250 patient. Answer all your questions and help you 00:05:35.250 --> 00:05:37.750 make a decision that's truly in your best interest. 00:05:37.949 --> 00:05:40.569 Not just trying to meet their sales quota. Exactly. 00:05:40.649 --> 00:05:42.529 And of course they need to be following all the 00:05:42.529 --> 00:05:45.250 legal and IRS regulations. Right. Making sure 00:05:45.250 --> 00:05:47.430 your investment is safe and sound. Absolutely. 00:05:47.569 --> 00:05:49.670 And don't be afraid to double check any claims 00:05:49.670 --> 00:05:52.069 they make about endorsements or ratings. Oh, 00:05:52.089 --> 00:05:53.709 yeah. Good point. Just because they say they're 00:05:53.709 --> 00:05:56.250 the best doesn't mean it's true. Do your own 00:05:56.250 --> 00:05:58.889 research. Verify things independently. Always 00:05:58.889 --> 00:06:01.430 a good idea. OK. So we've talked about the company 00:06:01.430 --> 00:06:04.569 itself, but what about the actual gold? The metals. 00:06:04.850 --> 00:06:07.430 I mean, a gold IRA isn't just limited to gold, 00:06:07.550 --> 00:06:10.180 right? Nope. You got options. You can hold silver, 00:06:10.180 --> 00:06:13.160 platinum, palladium. Oh, cool. I didn't realize 00:06:13.160 --> 00:06:16.420 that. Each metal has its own personality, so 00:06:16.420 --> 00:06:18.500 to speak. You know, different market dynamics. 00:06:18.819 --> 00:06:20.600 So you could diversify within precious metals. 00:06:20.899 --> 00:06:22.959 Exactly. Huh. OK, so then there's the question 00:06:22.959 --> 00:06:24.399 of, like, how do you actually own the metal? 00:06:24.500 --> 00:06:26.939 Like, is it like bars of gold or what? Yeah, 00:06:26.959 --> 00:06:29.519 you have bullion and coins. So bullion is like 00:06:29.519 --> 00:06:32.019 the bars and stuff. Right. Typically, bars or 00:06:32.019 --> 00:06:34.540 ingots valued based on their weight and purity. 00:06:34.819 --> 00:06:36.750 Straight up, how much gold is there? Exactly. 00:06:37.089 --> 00:06:39.149 And then you have coins which can have additional 00:06:39.149 --> 00:06:41.310 value based on their rarity, you know, if they're 00:06:41.310 --> 00:06:43.410 a special design or have historical significance. 00:06:43.550 --> 00:06:45.250 Oh, that's interesting. So coins can be more 00:06:45.250 --> 00:06:47.610 than just the metal itself. Yeah, it adds another 00:06:47.610 --> 00:06:49.550 layer for those who are into that kind of thing. 00:06:49.949 --> 00:06:52.370 So some people might see that as an advantage. 00:06:52.509 --> 00:06:54.550 For sure. Some like the simplicity of bullying 00:06:54.550 --> 00:06:57.269 others, like the potential upside of collectible 00:06:57.269 --> 00:07:00.689 coins. Variety is the spice of life. That's right. 00:07:00.879 --> 00:07:03.120 So it really depends on your individual goals 00:07:03.120 --> 00:07:05.139 and preferences. All right. So let's fast forward 00:07:05.139 --> 00:07:07.160 a bit. You know, it's retirement time. You want 00:07:07.160 --> 00:07:09.500 to start accessing this money. What happens then? 00:07:09.720 --> 00:07:12.579 Yeah. Got to think about the end game. Exactly. 00:07:12.740 --> 00:07:15.019 And this is where the company's buyback policies 00:07:15.019 --> 00:07:16.800 become really important. For sure. You don't 00:07:16.800 --> 00:07:18.959 want any surprises when you're ready to cash 00:07:18.959 --> 00:07:21.040 in. Right. Because I imagine there are companies 00:07:21.040 --> 00:07:23.300 out there that make it difficult or expensive 00:07:23.300 --> 00:07:25.779 to sell your metals back to them. Unfortunately. 00:07:25.920 --> 00:07:28.430 Yeah. That's why it's crucial. to understand 00:07:28.430 --> 00:07:31.230 this part up front. So what should people look 00:07:31.230 --> 00:07:33.329 for? Well, first, they need to make sure the 00:07:33.329 --> 00:07:36.209 company actually has a buyback program. Oh, yeah. 00:07:36.310 --> 00:07:38.569 Good point. Not all of them might. Right. And 00:07:38.569 --> 00:07:40.370 then you got to see how it works. You know, how 00:07:40.370 --> 00:07:42.110 long does it take to get your money? What are 00:07:42.110 --> 00:07:43.850 their fees? And are they going to give you a 00:07:43.850 --> 00:07:45.949 fair price for the metal? Exactly. You want to 00:07:45.949 --> 00:07:48.189 see a history of them buying back metals at market 00:07:48.189 --> 00:07:51.170 value. So transparency is key here, too. Absolutely. 00:07:51.269 --> 00:07:52.829 The more information they give you, the better. 00:07:53.209 --> 00:07:54.870 All right. So let's rewind back to the beginning, 00:07:55.129 --> 00:07:57.649 the whole setup process. You got to get the ball 00:07:57.649 --> 00:07:59.990 rolling. Right. So hopefully this part's not 00:07:59.990 --> 00:08:02.589 a headache. It shouldn't be. A reputable company 00:08:02.589 --> 00:08:04.910 is going to make this as easy as possible. So 00:08:04.910 --> 00:08:07.230 what are the steps involved? Well, first, you 00:08:07.230 --> 00:08:10.250 open a self -directed IRA. Then you choose the 00:08:10.250 --> 00:08:12.709 metals you want. Then you fund the account. And 00:08:12.709 --> 00:08:14.790 if you're rolling over money from an existing 00:08:14.790 --> 00:08:16.850 retirement account? The company should be able 00:08:16.850 --> 00:08:18.750 to help you with that, too. Good to know. Yeah, 00:08:18.769 --> 00:08:20.370 they should guide you through the whole process 00:08:20.370 --> 00:08:22.290 and make sure you're not getting hit with any 00:08:22.290 --> 00:08:25.209 unnecessary taxes or penalties. Excellent. So 00:08:25.209 --> 00:08:27.949 once you've got the metals, what happens then? 00:08:27.990 --> 00:08:30.810 Where do they go? Storage. That's another big 00:08:30.810 --> 00:08:32.750 one. Because you can't just keep bars of gold 00:08:32.750 --> 00:08:35.070 under your mattress. Uh -huh. No, definitely 00:08:35.070 --> 00:08:38.029 not. So where does it go? Well, the IRS has rules 00:08:38.029 --> 00:08:40.210 about this. You know, the metals have to be stored 00:08:40.210 --> 00:08:43.330 in an approved depository. Makes sense. So gold 00:08:43.330 --> 00:08:46.470 IRA companies... will typically offer different 00:08:46.470 --> 00:08:49.590 options like segregated storage. Segregated? 00:08:49.730 --> 00:08:52.190 Yeah. It means your metals are kept separate 00:08:52.190 --> 00:08:54.730 from everyone else's. Ah, OK. So it's like your 00:08:54.730 --> 00:08:57.330 own little vault within the vault. Exactly. And 00:08:57.330 --> 00:09:00.570 then there's co -mingled storage where your metals 00:09:00.570 --> 00:09:03.769 are stored with other investors' metals. So it's 00:09:03.769 --> 00:09:05.950 all been mixed together. Right. but still within 00:09:05.950 --> 00:09:08.590 a secure facility. OK, and I imagine security 00:09:08.590 --> 00:09:10.610 is super important here. Absolutely. You want 00:09:10.610 --> 00:09:12.409 to know what kind of security measures they have 00:09:12.409 --> 00:09:14.509 in place, whether your medals are insured, you 00:09:14.509 --> 00:09:16.490 know, all the details. Please of mind, right? 00:09:16.669 --> 00:09:18.250 Exactly. You've got to make sure your investment 00:09:18.250 --> 00:09:20.450 is protected. OK, so we've set up the account, 00:09:20.549 --> 00:09:22.090 we've bought the medals, they're safely stored 00:09:22.090 --> 00:09:24.909 away. What happens next? Well, it's not just 00:09:24.909 --> 00:09:27.539 a set it and forget it kind of thing. Right. 00:09:27.539 --> 00:09:29.559 You got to keep an eye on things. Exactly. A 00:09:29.559 --> 00:09:32.080 good company will provide you with tools and 00:09:32.080 --> 00:09:35.279 services to monitor your portfolio, you know, 00:09:35.360 --> 00:09:37.899 see how it's performing. So you can make adjustments 00:09:37.899 --> 00:09:40.460 if you need to. Right. Because even though gold 00:09:40.460 --> 00:09:43.519 is considered a long -term investment, things 00:09:43.519 --> 00:09:46.279 can change. You know, market conditions can fluctuate. 00:09:46.399 --> 00:09:48.600 Makes sense. So you want to stay informed and 00:09:48.600 --> 00:09:50.759 be able to adapt your strategy if necessary. 00:09:50.980 --> 00:09:53.220 Absolutely. It's about making sure your investments 00:09:53.220 --> 00:09:55.440 are still meeting your goals as you move closer 00:09:55.440 --> 00:09:57.220 to retirement. All right, so we've covered a 00:09:57.220 --> 00:09:59.100 lot of ground here, but I know there's some common 00:09:59.100 --> 00:10:01.460 questions that come up when people start looking 00:10:01.460 --> 00:10:03.960 into gold IRAs. Yeah, for sure. Like, first of 00:10:03.960 --> 00:10:06.919 all, can you actually roll over an existing retirement 00:10:06.919 --> 00:10:09.919 account into a gold IRA? Yeah, in most cases, 00:10:09.919 --> 00:10:12.460 you can. So if you have a traditional IRA or 00:10:12.460 --> 00:10:15.620 a 401k, you can move that money into a gold IRA. 00:10:16.059 --> 00:10:18.460 Exactly, without getting hit with any immediate 00:10:18.460 --> 00:10:21.019 taxes or penalties. That's good to know. And 00:10:21.019 --> 00:10:23.899 what are the tax benefits? So just like a traditional 00:10:23.899 --> 00:10:26.539 IRA, you might be able to deduct your contributions 00:10:26.539 --> 00:10:29.259 from your taxes. And any growth in your account 00:10:29.259 --> 00:10:31.580 is tax -deferred, meaning you won't pay taxes 00:10:31.580 --> 00:10:33.759 on it until you start taking distributions in 00:10:33.759 --> 00:10:36.179 retirement. Makes sense. And are there limits 00:10:36.179 --> 00:10:39.100 on how much you can contribute? Yeah. For 2025, 00:10:39.440 --> 00:10:42.480 the limit is $7 ,000 or $8 ,000 if you're 50 00:10:42.480 --> 00:10:44.820 or older. OK. And when can you start taking money 00:10:44.820 --> 00:10:47.720 out without penalty? 59 and a half, just like 00:10:47.720 --> 00:10:49.860 a traditional IRA. Got it. And then finally, 00:10:49.919 --> 00:10:52.019 what about when you want to actually sell the 00:10:52.019 --> 00:10:54.200 metal and get your money out? Right. So you can 00:10:54.200 --> 00:10:56.440 typically sell it back to the company through 00:10:56.440 --> 00:10:59.919 their Biosphere program or to a third party dealer 00:10:59.919 --> 00:11:02.000 if you want. Exactly. But remember, when you 00:11:02.000 --> 00:11:03.820 do this, it's considered a distribution from 00:11:03.820 --> 00:11:06.419 your retirement account. So there will be tax 00:11:06.419 --> 00:11:09.220 implications. Yes, just like any other withdrawal 00:11:09.220 --> 00:11:13.379 from a traditional IRA. OK, so to sum all this 00:11:13.379 --> 00:11:16.220 up. What are the most important things people 00:11:16.220 --> 00:11:19.399 should keep in mind when comparing gold IRA companies? 00:11:19.740 --> 00:11:21.659 Well, first and foremost, their reputation. You 00:11:21.659 --> 00:11:23.519 know, what kind of track record do they have? 00:11:24.039 --> 00:11:26.460 Are clients happy? Right, and what are their 00:11:26.460 --> 00:11:28.740 fees? Exactly. Make sure you understand all the 00:11:28.740 --> 00:11:32.159 fees, both the obvious ones and any hidden costs. 00:11:32.659 --> 00:11:34.879 And how's their customer service? Yeah, are they 00:11:34.879 --> 00:11:38.340 responsive, helpful? Knowledgeable. And do they 00:11:38.340 --> 00:11:40.519 operate ethically? Huge. Are they transparent 00:11:40.519 --> 00:11:42.639 about everything? Do they follow the rules? And 00:11:42.639 --> 00:11:43.879 then you gotta look at the investment options, 00:11:44.120 --> 00:11:46.240 right? Yes. What kind of metals do they offer? 00:11:46.360 --> 00:11:48.919 Bullion coins. And don't forget those buyback 00:11:48.919 --> 00:11:51.299 policies. Absolutely. How easy is it to sell 00:11:51.299 --> 00:11:53.100 your metal back to them when you're ready? And 00:11:53.100 --> 00:11:54.820 all the other stuff, too, like the setup process 00:11:54.820 --> 00:11:58.100 storage options, the tools they provide for monitoring 00:11:58.100 --> 00:12:01.259 your portfolio. It's a lot to consider. But choosing 00:12:01.259 --> 00:12:04.379 the right gold IRA company is so important for 00:12:04.379 --> 00:12:06.639 your retirement. Absolutely. And here's something 00:12:06.639 --> 00:12:09.519 for everyone to think about. You know, gold has 00:12:09.519 --> 00:12:12.340 historically been seen as a safe haven during 00:12:12.340 --> 00:12:14.559 times of economic uncertainty. That's right. 00:12:14.730 --> 00:12:18.350 So, how might adding a gold IRA to your overall 00:12:18.350 --> 00:12:21.269 retirement plan fit with your own risk tolerance 00:12:21.269 --> 00:12:24.169 and your timeline for retirement? Could it provide 00:12:24.169 --> 00:12:26.129 that extra sense of security in a world that 00:12:26.129 --> 00:12:28.549 feels increasingly unpredictable? It's something 00:12:28.549 --> 00:12:30.909 to ponder as you continue planning for your future. 00:12:31.610 --> 00:12:33.470 Thanks for joining us for this deep dive. Thanks 00:12:33.470 --> 00:12:34.009 for having me.