WEBVTT

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Join us on Now We Consume. Take in the knowledge.

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Take in the laughs. Indulge in the topics with

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us. The Now We Consume podcast will take you

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through the parts of your day you normally dread.

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Why suffer through the existential crisis of

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life alone when you can do it with us? And now

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we consume. This is not meant to be a conspiracy

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episode or podcast, but we may cover some topics

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that dance that line like a toddler dances on

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their mother's last nerve. This podcast is rated

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I. Hello and welcome back to Now We Consume,

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where our pain is your gain. Thank you all for

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joining us today. I'm your host, Gibbs. Along

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with me is my co -host, Pip. Here to give you

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mental trauma the best I can. Yeah, you do a

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really good job at that. I just was. You are

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a professional. I am the professional that needs

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a professional. I know. The problem is finding

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a professional for you is a whole different level.

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Oh, yes. What is above a therapist? Is it like

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a super therapist or something like that? Do

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you have to get a double masters or something

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or a double doctorate? Hashtag double D therapist?

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I don't know. I don't know how that works. I

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had a therapist with double Ds. I couldn't concentrate.

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The least surprising sentence you've ever said

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to me. She wonders why you answered everything

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as milk. I just don't get it. I don't get it.

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Why this guy? He's like Homelander. I don't have

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to tell you. Anyways. If you watch the boys,

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you'll get that reference. Oh, that milk scene.

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I'm sorry. Every time it makes me laugh. Every

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time. But anyways. So we want to discuss, I think,

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a very timely topic. discussed around it in a

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few episodes. Between our financial episodes

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and a few other things, we want to talk about

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the great housing crisis that's been going on,

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and that's probably going to continue going on.

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There's a few different facets here. There's

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a few different angles. We do quickly want to

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cover a bit of background when it comes to the

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most important part, which is the financial aspect,

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but we've covered a bit of it before. And then

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we want to move on to a couple of different areas

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that I think people... I think Pip rightly pointed

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this out. People aren't discussing the other

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issues because most of it's financial that you

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see online. You see people complaining, oh, the

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housing market's bad because of finance. It's

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like, well, yeah, but there are other underlying

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issues that even if you can afford to buy it,

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doesn't mean you can afford to maintain or repair

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it. So there's a few more things to go with that.

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Anyways, any other intro thoughts, questions,

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problems, concerns, issues before we get into

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it? No. I'm just glad to have you back. That's

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all. Yeah. I'm glad to be back. We are switching

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the podcast just so everyone knows. We're going

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to start recording this on Mondays, Monday slash

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Tuesdays, because unfortunately my weekends have

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just been all over the place. So at least this

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way we know we can make it consistent again and

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kind of stick with a routine and a schedule.

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So that being said, I just did want to do a quick

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shout out. Please make sure you guys follow us.

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We appreciate all the followers on Discord, on

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Instagram. On TikTok, we've been having a lot

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of interactions lately and a big pickup in followings

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and stuff like that. So we really do really appreciate

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it, especially also with the Facebook group as

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well and the Discord and everything. So feel

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free to give us a like, follow, share, and we

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just really appreciate it. And that being said,

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shall we get into it? Yeah. The numbers don't

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lie, and as painful as they are, they suck. As

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everybody has been seeing online and as everybody

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has been talking about for the past basically

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four and a half years now, ever since COVID,

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the cost of housing has gone through the roof.

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It may have hitched a ride in one of Elon's rockets,

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as far as I know. A recent study is now showing

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that the annual income that is needed to purchase

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a home is now at least $114 ,000. at the end

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of last year, beginning of this year timeframe.

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Now, is that pre -tax or post -tax? It didn't

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say. I'm going to say probably pre -tax. Yeah.

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So basically, to throw it out there, after taxes,

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you guys, as a couple, as two people, you got

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to be making $60 ,000 each a year, which on average

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is about $30 an hour. There's so many areas of

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the country where that is not readily attainable.

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Even by people that have been working for years.

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Right. Now, the bad part is, like you were just

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saying, that's actually almost double the actual

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median household income. The current median household

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income, which again, this is from the end of

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last year, is right around $75 ,000. And again,

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that's for two people. Yeah. I think that there's

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something I do want to make a point, which is

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I feel like there's a lot of people that people,

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and call me crazy on this one, but I feel like

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the people that have the largest followings typically

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on social media are people that are in cities

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or near cities. So they really think the average

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American lives on much more than they do. Oh,

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yeah. And they don't understand that average

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people, like someone making $15, $18, even $20

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an hour in most of the Midwest and the South,

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that used to be enough to live on. You used to

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be able to buy, eventually, a small house and

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have a car. That used to be the barrier to entry

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for most Americans was, hey, if you and your

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spouse each made at least $20 an hour, you're

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good. You can do most anything, most anywhere

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outside of the major cities. Now, good luck.

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For fuck's sakes, you can barely find one bedroom

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apartments on the outskirts of Louisiana and

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shit like that for less than $1 ,000 a month,

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where it used to be $400. Yeah. First -time homebuyers

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especially are getting hit the worst because

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they have to have the most criteria met. They

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often have to have the most down. Now, there

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are some more programs coming online for first

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-time buyer assistance. I do think there needs

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to be even more done in that area. Zachary loft,

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I think is his name. The guy that does all the

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housing and financial shorts and stuff on Tik

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TOK and whatnot. He does a lot of good videos,

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makes a lot of great points. One of the ones

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that he's talked about was, uh, whenever a house

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is purchased, a percentage of the purchase price

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goes into a fund for her, for first time home

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buyers to act as down payment assistance, because

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oftentimes the down payment is one of the biggest

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barriers to entry. Like people make enough. To

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cover the cost like the month to month because

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they're paying rent right now and rent is way

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higher than house payments. And if they can do

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that, then logic says they can probably cover

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a house payment that's going to be less than

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their rent. But they've been paying so much in

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rent that they can't save for the down payment.

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So the other problem is something for people

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to know is that when you apply for a mortgage,

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whatever you're paying for rent goes against

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your available income. So it's that weird problem

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where when you apply for a mortgage, let's say

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you're paying $3 ,000 a month in rent, that's

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deducted from your available funds for a mortgage.

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Which is stupid. Because you're not going to

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be paying that rent. Yeah, but see, the mortgage

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companies don't care because you are a number,

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you are a risk factor. That's part of some of

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the problem here. So it's this revolving door

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of you have to make, in some cases, two to three

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times what you would normally need to make. In

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order to get approval to get a mortgage. And

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then the problem is between the rates that we

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have and what the home prices, if you either

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get 10 or 20 % down, for some houses, like 20

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% down, that's going to be $100 ,000. Or more.

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Yeah, who the hell in this economy could save

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that? Like, sure, I'm sure eventually there are

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some people that if they have a dual income household

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and they really, really, really are tight on

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budgets. They can probably save that in like

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four to five years. But here's the thing. For

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most people, that means no fun, no hobbies, no

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nothing. It's literally just going to work, coming

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home, sitting. Yeah, that's living on rice and

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beans, maybe the occasional ramen. Yeah, to really

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spice it up. For most people, they're just not

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living. That's why I think so many younger people

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have checked out of ever buying a home. Yeah.

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They're going to rely on the passed down homes,

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the inheritance houses. which I do want to warn

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people, be careful, because, so this is something

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I've dealt with, and thankfully I found a way

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to avoid this, but when a house is passed down

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to you, especially if it's not done the right

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way, holy shit, you're in for it. Well, here's

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the thing. Capital gains is 20 or 25 % on anything

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past $250 ,000. What that means is by the time

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they bought the house versus the time they died

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and you get it, you have to pay on that difference.

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So let's just say theoretically, like my grandparents,

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when they bought this house for $11 ,000 and

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now it's worth $880 ,000, I would technically

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be responsible on the hook for damn near $200

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,000. Do you know what I would not be doing?

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Being able to afford the house, so I'd be forced

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to sell it and take that loss, and I'd lose 20

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% for no reason. But whereas, because I spoke

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to a lawyer, granted it cost me two to three

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grand in lawyer's fees and everything else to

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get everything else set up, it's now to where

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I own the house on my name, and I don't have

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to pay any taxes on that. So I do recommend people,

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estate planning is huge, and that's something

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that's going to be coming up very soon for a

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lot of people. especially when a lot of people

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listening might have parents or grandparents

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that are older, I cannot recommend enough to

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talk to an estate planner. Right. Yeah, the estate

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situation is something that honestly cannot be

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stressed enough as far as like a serious thing

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because life comes at you fast and you never

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know when your number's up. So whether you're

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30 or 44 or, you know, even 26 or 28, it doesn't

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matter. You've got to plan for it. So get your

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bases covered and do what you can. Oh, yeah.

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That's one thing that I'm actually starting to

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have to sit down and go over here in the near

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future. Oh, yeah. estate planning is huge and

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it's one of those things once you have assets

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that are worth something definitely talk to a

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lawyer that knows what they're doing yeah they're

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going to be expensive i'll tell you that right

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now but well it's like you just said the couple

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grand that you paid is going to cover the cost

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of what you would have had to a percentage of

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what you would have had to pay i spent one percent

00:11:22.500 --> 00:11:25.720
of what it would have been so basically it was

00:11:25.720 --> 00:11:30.759
99 in savings that i spent yeah so Yeah, it's

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a no -brainer. So just make sure people please.

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That's one of the biggest piece of advice I can

00:11:36.379 --> 00:11:39.840
give you on this topic anyway. But back to the

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numbers. The housing cost, one of the biggest

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differences, we were talking about the cost of

00:11:48.639 --> 00:11:53.779
houses. Inside of the cities, the annual income,

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like he had mentioned, you may need $200 ,000

00:11:56.120 --> 00:12:00.330
to $300 ,000 a year for the family. versus the

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115 or whatever it was. Oh, yeah. Not many people

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I know make that. And I mean, I live near a pretty

00:12:11.850 --> 00:12:19.850
big city in Ohio, so there are people that make

00:12:19.850 --> 00:12:26.889
that, but it's not a lot. About 60 % of households

00:12:26.889 --> 00:12:31.960
in the U .S. cannot afford a $300 ,000 home,

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which is less than the median price of a single

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family home, which is about $460 ,000. So that's

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saying something when three quarters of the country

00:12:44.399 --> 00:12:51.500
cannot buy the median price house. I think houses

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are a little overpriced right now, but it also

00:12:54.139 --> 00:12:57.820
has to do with available inventory. But we'll

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touch on that here a little bit later, too. And

00:13:03.399 --> 00:13:05.159
also, something you guys need to consider, too,

00:13:05.259 --> 00:13:08.299
is because taxes are based on percentages, when

00:13:08.299 --> 00:13:10.759
the houses are more expensive, all of your taxes

00:13:10.759 --> 00:13:13.080
become more expensive, and then the house gets

00:13:13.080 --> 00:13:14.639
more expensive, and then it becomes more expensive

00:13:14.639 --> 00:13:17.379
to work on it. It's this revolving accumulation

00:13:17.379 --> 00:13:20.740
of value. And my cat just jumped in my lap. Hello.

00:13:21.000 --> 00:13:24.019
Hi, kitty. What are you doing, girl? Anyway,

00:13:24.100 --> 00:13:26.100
sorry. So if you hear a random meow, I apologize.

00:13:27.899 --> 00:13:29.879
But she's been the whole time ever since we started

00:13:29.879 --> 00:13:33.659
that she's been yelling at me. Nice. But yeah,

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it's just something to consider for people as

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well. If you're trying to buy a house that taxes

00:13:37.000 --> 00:13:39.559
on them are tough. So just make sure you do your

00:13:39.559 --> 00:13:47.399
due diligence. Yeah. So aside from houses themselves

00:13:47.399 --> 00:13:50.740
being a little overpriced, we still got high

00:13:50.740 --> 00:13:55.070
mortgage rates. They've been spiking since after

00:13:55.070 --> 00:13:59.409
COVID. The rocket increase after the COVID issues.

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I know I got ultra lucky. I've got a rate that

00:14:05.710 --> 00:14:08.570
is probably never going to be seen again. Is

00:14:08.570 --> 00:14:12.570
it sub 3 %? Uh -huh. What do you have? Two and

00:14:12.570 --> 00:14:20.149
a half. Fuck you. But hey, I can't. I'm trapped.

00:14:20.879 --> 00:14:24.899
I can't sell. So there's the other issue. I have

00:14:24.899 --> 00:14:30.299
a mortgage. I cannot sell. I have a couple of

00:14:30.299 --> 00:14:33.039
friends that bought houses at low 2 % rates.

00:14:33.559 --> 00:14:35.179
And they're like, I don't even like the house,

00:14:35.200 --> 00:14:37.759
but I want to die in this bitch. I can't afford

00:14:37.759 --> 00:14:40.100
to move even if I wanted to. And what people

00:14:40.100 --> 00:14:42.240
don't realize, too, is with percentage rates,

00:14:42.299 --> 00:14:45.600
you might think, oh, 2 % versus 4 % isn't a big

00:14:45.600 --> 00:14:47.259
difference. But when it comes to mortgages with

00:14:47.259 --> 00:14:51.139
that compound interest over time, oh. It's massive.

00:14:51.220 --> 00:14:52.779
If you guys ever want to mess around with it,

00:14:52.820 --> 00:14:55.620
look at the difference, throw, find like a mortgage

00:14:55.620 --> 00:14:57.500
compound interest rate calculator on Google,

00:14:57.600 --> 00:14:59.200
throw in a hundred thousand dollars and look

00:14:59.200 --> 00:15:00.600
at the difference that you actually pay over

00:15:00.600 --> 00:15:03.759
30 years between like 2 % and 5%. And to give

00:15:03.759 --> 00:15:06.179
you guys an idea why it's so crazy is because

00:15:06.179 --> 00:15:08.379
just a few short years ago, four to 5%, even

00:15:08.379 --> 00:15:11.200
3 % was common. Whereas right now, like a lot

00:15:11.200 --> 00:15:14.980
of people are getting 9%, 8%, 7%. And while 7

00:15:14.980 --> 00:15:17.600
% isn't terrible when the house is $500 ,000.

00:15:19.020 --> 00:15:23.580
When you end up paying $800 ,000 by the time

00:15:23.580 --> 00:15:26.279
that's over, it's insane. You're going to pay

00:15:26.279 --> 00:15:28.820
way more than that. I don't even know what 7

00:15:28.820 --> 00:15:30.740
% would be on $500 ,000, to be honest with you.

00:15:31.919 --> 00:15:35.360
Offhand, I didn't check that. Yeah, I don't know.

00:15:38.940 --> 00:15:43.179
The inventory of houses, like I mentioned a little

00:15:43.179 --> 00:15:49.419
bit ago, we are short on houses. roughly, and

00:15:49.419 --> 00:15:52.720
this is a current number, we have a shortage

00:15:52.720 --> 00:15:56.580
of about four and a half million homes. Which

00:15:56.580 --> 00:15:58.460
is insane because we have like eight plus million

00:15:58.460 --> 00:16:03.899
vacant homes. Yeah, that's a problem. I don't

00:16:03.899 --> 00:16:07.419
know if those are being figured into the numbers.

00:16:08.539 --> 00:16:17.019
Yeah. I blanked out. Sorry. So my cat is your,

00:16:17.039 --> 00:16:19.120
she's being ultra needy right now. And I don't

00:16:19.120 --> 00:16:23.059
know why. So anyways, but that's one of the things

00:16:23.059 --> 00:16:24.399
that I've noticed. I was going through some numbers

00:16:24.399 --> 00:16:26.299
the other day. And I mean, when you have eight

00:16:26.299 --> 00:16:28.200
plus million, almost 10 million homes available,

00:16:28.460 --> 00:16:32.220
but yet we have a housing crisis in the matter

00:16:32.220 --> 00:16:33.779
of a few million. It's like, well, number one,

00:16:33.779 --> 00:16:35.320
they could be rented out, but there's a lot of

00:16:35.320 --> 00:16:37.799
people I think that bought years ago that were

00:16:37.799 --> 00:16:39.899
able to have second homes and third homes and

00:16:39.899 --> 00:16:42.360
investment homes and other things. Whereas because

00:16:42.360 --> 00:16:44.059
of that, and it's great that they have that.

00:16:44.080 --> 00:16:47.149
That's awesome. But that does mean that the market,

00:16:47.210 --> 00:16:50.230
after a while, slowly becomes less and less available.

00:16:50.509 --> 00:16:52.870
That supply becomes more limited. But also, one

00:16:52.870 --> 00:16:54.649
of the issues is it's way harder to build nowadays.

00:16:56.169 --> 00:16:58.129
You would think, oh, it would be easier by now.

00:16:58.169 --> 00:17:00.509
It's like, no, between local regulations and

00:17:00.509 --> 00:17:03.409
government regulations and requirements and permitting,

00:17:03.450 --> 00:17:05.609
oh my god, permits, especially with local towns

00:17:05.609 --> 00:17:09.789
and municipalities, it becomes a nightmare to

00:17:09.789 --> 00:17:15.599
get anything approved. Those are aides. I'm glad

00:17:15.599 --> 00:17:17.140
I live in a part of town where I don't have to

00:17:17.140 --> 00:17:19.400
worry about permits. I can literally take a sketch

00:17:19.400 --> 00:17:21.160
on a napkin down to the board and be like, this

00:17:21.160 --> 00:17:23.420
is what I want to do. And they'll be like, all

00:17:23.420 --> 00:17:25.480
right, go ahead. Can you really like add whatever

00:17:25.480 --> 00:17:28.339
you want on your house or do additions? That's

00:17:28.339 --> 00:17:29.880
one thing that I'm jealous about where since

00:17:29.880 --> 00:17:32.960
I'm in the Northeast, you have to do permits

00:17:32.960 --> 00:17:34.640
for everything. If it's anything bigger than

00:17:34.640 --> 00:17:37.059
like an eight by eight shed, you have to get

00:17:37.059 --> 00:17:43.279
a permit for it. No. Short of building another

00:17:43.279 --> 00:17:47.880
house on my property. And even then, it's not

00:17:47.880 --> 00:17:54.500
even a full permit. I can get a homestead exemption.

00:17:57.700 --> 00:17:59.619
That would be cool. All right. All right, Kat.

00:17:59.700 --> 00:18:01.140
You need to go, girl. Come on. It would be nice.

00:18:02.400 --> 00:18:06.799
Could you leave my lap, Kat? No? All right. I

00:18:06.799 --> 00:18:11.119
guess. Why? I know. I love you, too. But come

00:18:11.119 --> 00:18:17.640
on. Thank you. I appreciate it. Anyways. Also,

00:18:17.880 --> 00:18:19.279
the other thing on that list, too, that I'm glad

00:18:19.279 --> 00:18:21.259
you brought up on the list was insurance premiums.

00:18:22.079 --> 00:18:24.019
If you look at areas, particularly in Florida,

00:18:24.400 --> 00:18:27.539
for example, where there's only a couple of different

00:18:27.539 --> 00:18:31.299
insurance providers, so there's kind of like

00:18:31.299 --> 00:18:33.980
a small monopoly, as well as a lot of different

00:18:33.980 --> 00:18:36.400
areas between insurance providers pulling out

00:18:36.400 --> 00:18:39.119
of certain areas, like California, between wildfires

00:18:39.119 --> 00:18:44.240
and everything else. It's not... It's becoming

00:18:44.240 --> 00:18:46.160
an issue to where when there's fewer insurance

00:18:46.160 --> 00:18:47.960
companies, they don't have to fight over it.

00:18:47.980 --> 00:18:49.759
They're not trying to fight for your business.

00:18:50.099 --> 00:18:52.559
So they can just charge whatever they want. And

00:18:52.559 --> 00:18:55.539
because their value is based on whatever the

00:18:55.539 --> 00:18:58.339
payout is for if the home goes out or goes under

00:18:58.339 --> 00:19:00.299
fire or for floods or whatever, as the home values

00:19:00.299 --> 00:19:02.500
increase, obviously the premiums are going to

00:19:02.500 --> 00:19:05.140
increase as well as there's going to be more

00:19:05.140 --> 00:19:08.519
stipulations. So again, it just compounds this

00:19:08.519 --> 00:19:14.660
issue. Yeah. Construction costs as well are an

00:19:14.660 --> 00:19:17.700
absolute joke. We're going to touch on that whole

00:19:17.700 --> 00:19:20.539
issue later. So I'm not going to go down that

00:19:20.539 --> 00:19:24.200
rabbit hole just yet. Wages. So we were talking

00:19:24.200 --> 00:19:27.400
about the whole cost of ownership. The cost of

00:19:27.400 --> 00:19:31.200
houses has doubled and wages have gone up by

00:19:31.200 --> 00:19:34.680
single digit percentages over the same time.

00:19:35.519 --> 00:19:38.200
They really haven't gone up much at all. In some

00:19:38.200 --> 00:19:43.619
areas. So some areas are seeing slight increases

00:19:43.619 --> 00:19:46.579
over others, but it's not much and it's not enough.

00:19:47.039 --> 00:19:49.759
Yeah. So also depends on the industry too. That's

00:19:49.759 --> 00:19:50.980
the other thing you got to consider is that some

00:19:50.980 --> 00:19:52.799
industries that they're trucking way up, whereas

00:19:52.799 --> 00:19:55.299
other ones have flatlined. Yeah. Or declined.

00:19:56.440 --> 00:20:00.660
Yeah. Yeah. I know you said that you're not on

00:20:00.660 --> 00:20:04.339
board with the whole UBI concept and I don't

00:20:04.339 --> 00:20:06.579
want to have to be on board with the UBI concept

00:20:06.579 --> 00:20:11.750
of man. life and a lot of other factors are just,

00:20:11.789 --> 00:20:15.289
it's pushing that way and I don't like it. We

00:20:15.289 --> 00:20:18.970
might have to at some point. We'll see. Yeah.

00:20:19.109 --> 00:20:25.569
But the rate we're going. Cost burdened. Most

00:20:25.569 --> 00:20:28.430
homeowners are now cost burdened, which means

00:20:28.430 --> 00:20:31.990
they spend 30 % or more of their monthly income

00:20:31.990 --> 00:20:35.609
on housing. In some cases, it's 50 % in the case

00:20:35.609 --> 00:20:40.220
of a lot of renters. So you can't do much if

00:20:40.220 --> 00:20:43.980
you're spending 30 to 50 percent of your month

00:20:43.980 --> 00:20:47.519
to month income on the roof over your head. That

00:20:47.519 --> 00:20:50.680
doesn't leave a lot of room for your car, your

00:20:50.680 --> 00:20:55.019
food, your utilities, your kids. I feel so bad

00:20:55.019 --> 00:20:57.920
for the families that have or are trying to have

00:20:57.920 --> 00:21:01.279
or trying to plan to have young kids because,

00:21:01.339 --> 00:21:04.940
oh, my fucking God, the cost of daycare. Holy

00:21:04.940 --> 00:21:09.940
shit balls. yeah like if you do not know that

00:21:09.940 --> 00:21:13.660
that can be for one kid dude yeah per kid per

00:21:13.660 --> 00:21:17.940
month yeah oh you know what's crazy though is

00:21:17.940 --> 00:21:19.240
i was looking at those daycare centers a lot

00:21:19.240 --> 00:21:20.619
of them still pay their people like 20 bucks

00:21:20.619 --> 00:21:24.819
an hour they pay them garbage yeah 20 bucks an

00:21:24.819 --> 00:21:27.279
hour around here for a daycare worker is gold

00:21:27.279 --> 00:21:36.650
uh -huh so like Why at that point you could make

00:21:36.650 --> 00:21:39.130
a boatload of money. Opening your own. If you

00:21:39.130 --> 00:21:44.069
just run a daycare center. A lot of it is the

00:21:44.069 --> 00:21:49.029
mental strain. Because I tell you what, not everybody

00:21:49.029 --> 00:21:52.589
is cut out to handle that many kids for that

00:21:52.589 --> 00:21:55.009
long of a day, every day, day in and day out.

00:21:55.230 --> 00:21:57.289
Not everyone's cut out to have kids, let alone

00:21:57.289 --> 00:22:01.710
manage. You are so right. Holy shit. If I could

00:22:01.710 --> 00:22:05.569
institute one like hard law. you would have to

00:22:05.569 --> 00:22:09.569
get a breeding permit. I am a freedom -loving

00:22:09.569 --> 00:22:15.650
son of a bitch, but listen, instituting a breeding

00:22:15.650 --> 00:22:26.170
permit, you... Oh, buddy. Yes, sir. I can't imagine

00:22:26.170 --> 00:22:28.349
the idea of a police officer just sticking his

00:22:28.349 --> 00:22:30.190
head in your bedroom window going, hey, you got

00:22:30.190 --> 00:22:35.660
papers for that penis? Penis papers, please.

00:22:37.559 --> 00:22:41.440
Is your dong registered? Do you have to get it,

00:22:41.480 --> 00:22:48.960
like, stamped? The mushroom stamp. They rename

00:22:48.960 --> 00:22:54.420
it that? You know, it's going to be a weird timeline

00:22:54.420 --> 00:22:56.599
20 years from now when officers are asking for

00:22:56.599 --> 00:22:58.839
your mushroom stamp. I'll tell you, that's a

00:22:58.839 --> 00:23:03.299
weird timeline. You know CERN fucked up then.

00:23:04.960 --> 00:23:08.720
Idiocracy. We are but years away. Yep. We are

00:23:08.720 --> 00:23:11.380
steamrolling to that. In fact, Mushroom Stamp

00:23:11.380 --> 00:23:15.059
is what I want my idiocracy name to be. I want

00:23:15.059 --> 00:23:18.200
to be called Mushroom Stamp. That is what I want

00:23:18.200 --> 00:23:24.220
my ID name to be. Oh, God. If we could have President

00:23:24.220 --> 00:23:29.660
Not Sure, I want to be Mushroom Stamp. First

00:23:29.660 --> 00:23:31.680
name Mush, middle name Rum, last name Stamp.

00:23:31.940 --> 00:23:38.019
Yep. Makes sense to me. Anyways. But no, I don't

00:23:38.019 --> 00:23:42.259
disagree with that idea. About the mushroom stamp?

00:23:42.680 --> 00:23:48.460
No, about the... It's one of those things where,

00:23:48.500 --> 00:23:50.720
unfortunately, if people are not in a point in

00:23:50.720 --> 00:23:52.859
life to where they can handle kids, they probably

00:23:52.859 --> 00:23:53.940
shouldn't be having them, but unfortunately,

00:23:54.000 --> 00:23:56.579
it's the people that are the least aware that

00:23:56.579 --> 00:24:00.029
usually have the most kids. Yeah, again, idiocracy.

00:24:00.049 --> 00:24:05.170
Holy shit. I know. Prophetic movie. It's scary.

00:24:05.390 --> 00:24:10.269
I know. Also, here's another terrible trend.

00:24:12.069 --> 00:24:15.869
We talked about this. America is depopulating.

00:24:17.690 --> 00:24:22.069
Slowly but surely. Well, so we are not having

00:24:22.069 --> 00:24:23.690
children, but we're bringing in people from other

00:24:23.690 --> 00:24:26.089
countries to populate. Yeah, that's not the way

00:24:26.089 --> 00:24:31.759
we want to do it. No, because then we lose the

00:24:31.759 --> 00:24:34.900
American heritage. Well, see the idea of you're

00:24:34.900 --> 00:24:37.019
not bringing in people that have those, you don't

00:24:37.019 --> 00:24:39.980
know values or not. Right. You know, and it's

00:24:39.980 --> 00:24:41.140
also one of the things where they don't really

00:24:41.140 --> 00:24:43.039
have any skin in the game. It's like, you know,

00:24:43.039 --> 00:24:47.059
they're just here getting benefits where, or,

00:24:47.200 --> 00:24:48.759
you know, being in the system or doing whatever,

00:24:48.880 --> 00:24:51.859
whatever you're doing. But it's one of those

00:24:51.859 --> 00:24:53.400
things where if there's nothing that unites a

00:24:53.400 --> 00:24:54.960
group of people, there's no common set of values.

00:24:55.019 --> 00:24:58.259
And like, what do you have? You look at a lot

00:24:58.259 --> 00:24:59.400
of these other countries that are made up of

00:24:59.400 --> 00:25:01.200
primarily of immigrants. It's like cool. They

00:25:01.200 --> 00:25:04.059
have a lot of cool stuff. But if when you look

00:25:04.059 --> 00:25:05.420
at their political structure and everything else,

00:25:05.480 --> 00:25:08.000
it's really tough. It becomes a really big struggle.

00:25:08.819 --> 00:25:11.259
And that's probably not where we want to go.

00:25:11.880 --> 00:25:14.420
No. See, for example, the strife that's happening

00:25:14.420 --> 00:25:16.200
in like Eastern Europe, for example, or even

00:25:16.200 --> 00:25:20.079
in London and Paris and places like that. But

00:25:20.079 --> 00:25:24.039
not to get too sidetracked. Yeah. It's, you know,

00:25:24.059 --> 00:25:30.029
to go from there. As well. Oh yeah. The last

00:25:30.029 --> 00:25:32.450
number I want to call it on, on the, the, the

00:25:32.450 --> 00:25:38.549
cost burden thing about 24%, a quarter of homeowners

00:25:38.549 --> 00:25:43.349
are cost burdened. So it's about 20 million homeowners

00:25:43.349 --> 00:25:47.049
are cost burdened. So 20 million people that

00:25:47.049 --> 00:25:49.849
own their homes are spending 30 to 50 % of their

00:25:49.849 --> 00:25:52.829
income on their home itself and nothing else.

00:25:52.930 --> 00:25:55.069
And they're just paycheck to paycheck. That's.

00:25:55.870 --> 00:25:58.049
You don't have to rent to live paycheck to paycheck.

00:25:58.170 --> 00:26:01.269
You can do it as a homeowner. Yeah. That's fucked

00:26:01.269 --> 00:26:03.849
up. And what the scary thing that people need

00:26:03.849 --> 00:26:05.349
to think about is for a lot of those people too,

00:26:05.410 --> 00:26:06.509
that means they're probably not contributing

00:26:06.509 --> 00:26:10.190
to a 401k or a Roth IRA. They're not able to

00:26:10.190 --> 00:26:12.130
diversify their income or their funds. And so

00:26:12.130 --> 00:26:14.589
what happens is we're going pretty quick, pretty

00:26:14.589 --> 00:26:16.130
closely. Like what happened in Canada, where

00:26:16.130 --> 00:26:19.049
in Canada, they have the issue of a lot of Canadians.

00:26:19.210 --> 00:26:21.569
Most of their retirement is actually in the value

00:26:21.569 --> 00:26:23.779
of their house. because they don't really have

00:26:23.779 --> 00:26:25.519
that much in retirement, because in Canada they

00:26:25.519 --> 00:26:27.079
don't make enough to actually put into the stock

00:26:27.079 --> 00:26:29.720
market on average. So a lot of Canadians face

00:26:29.720 --> 00:26:32.039
this weird problem of the houses are too expensive

00:26:32.039 --> 00:26:35.759
to buy, but if they lose their value, they won't

00:26:35.759 --> 00:26:39.599
have a retirement. So that's what happens when

00:26:39.599 --> 00:26:40.960
you put all your eggs in one basket to where

00:26:40.960 --> 00:26:43.019
you're basically screwed. That's why the American

00:26:43.019 --> 00:26:45.259
way worked for so long, whereas people buy their

00:26:45.259 --> 00:26:47.740
house, build a bunch of equity, and invest in

00:26:47.740 --> 00:26:49.240
the stock market in other ways to be able to

00:26:49.240 --> 00:26:53.079
secure their retirement. By us, by this cost

00:26:53.079 --> 00:26:55.400
being so high, most Americans will put all of

00:26:55.400 --> 00:26:57.220
their income into buying a house with a little

00:26:57.220 --> 00:26:59.539
bit of land. But then what happens when you're

00:26:59.539 --> 00:27:04.079
65, 70, when you can't work? Then you're unfortunately

00:27:04.079 --> 00:27:05.759
kind of left in a situation where you can't afford

00:27:05.759 --> 00:27:08.799
the house. You can't work. And for most Americans,

00:27:08.900 --> 00:27:10.940
unfortunately, most houses are not very elderly

00:27:10.940 --> 00:27:13.980
friendly. So we don't build houses to a standard.

00:27:14.039 --> 00:27:15.920
There's not many houses you buy nowadays, if

00:27:15.920 --> 00:27:18.230
you guys even noticed. One of the issues that

00:27:18.230 --> 00:27:20.150
we see is because builders want to maximize their

00:27:20.150 --> 00:27:22.710
profits, they build big houses or two -story

00:27:22.710 --> 00:27:25.049
or three -story houses. So the problem is there

00:27:25.049 --> 00:27:27.329
aren't starter homes available. There aren't

00:27:27.329 --> 00:27:28.829
one -level houses available unless you want to

00:27:28.829 --> 00:27:30.150
go to like a trailer park, which that's a whole

00:27:30.150 --> 00:27:32.349
different thing. And even then, those are becoming

00:27:32.349 --> 00:27:34.049
expensive, by the way. In my area, those are

00:27:34.049 --> 00:27:36.230
almost $150 ,000, $200 ,000 for a freaking trailer

00:27:36.230 --> 00:27:40.670
in a trailer park, which is mind -blowing. It's

00:27:40.670 --> 00:27:43.509
disgusting. There are people I know making $70

00:27:43.509 --> 00:27:46.690
,000, $80 ,000 that are lucky and happy. To be

00:27:46.690 --> 00:27:52.269
able to afford to live in a trailer park. That's

00:27:52.269 --> 00:27:57.049
that's. Wow. Yeah. I just saw a trailer posted

00:27:57.049 --> 00:28:01.309
up for 900 bucks a month over here. But the sad

00:28:01.309 --> 00:28:03.670
part is that's going to get sold like that. That's

00:28:03.670 --> 00:28:05.890
to be rented out tomorrow. Oh, it's probably

00:28:05.890 --> 00:28:12.690
gone already. Oh, yeah. Yeah. So, yeah, we've

00:28:12.690 --> 00:28:16.400
just been mostly talking about homeowners. The

00:28:16.400 --> 00:28:18.619
rental market itself is not left out of this.

00:28:21.019 --> 00:28:23.640
Rent has surged. I'm sure most people listening

00:28:23.640 --> 00:28:26.460
that have dealt with rent in the past five years,

00:28:26.539 --> 00:28:31.339
10 years, have seen that as well. The number

00:28:31.339 --> 00:28:34.299
of units renting for inflation adjusted $1 ,000

00:28:34.299 --> 00:28:39.240
a month or less fell by over 30 % between 2013

00:28:39.240 --> 00:28:42.880
and 2023, while those renting for $2 ,000 or

00:28:42.880 --> 00:28:46.009
more in that same time frame Nearly tripled.

00:28:47.450 --> 00:28:52.650
So, same units, double the price. Just because.

00:28:54.589 --> 00:28:57.529
Many renters, especially those from low -income

00:28:57.529 --> 00:29:00.710
families, are severely cost -burdened. In many

00:29:00.710 --> 00:29:04.569
cases, paying half or more of their income on

00:29:04.569 --> 00:29:07.690
rent. Which means they absolutely cannot save.

00:29:09.109 --> 00:29:12.950
How can they? Again, 50, 60, 70 % of your income

00:29:12.950 --> 00:29:18.400
going to your roof. You got to eat. You got to

00:29:18.400 --> 00:29:21.779
have power and whatnot. Gas in the car to get

00:29:21.779 --> 00:29:26.079
to work. There's not much left. Not to mention

00:29:26.079 --> 00:29:27.859
between that and medical expenses or anything

00:29:27.859 --> 00:29:29.660
else, you take one trip to the ER and your whole

00:29:29.660 --> 00:29:32.859
savings fund is wiped out. Yeah, I think most

00:29:32.859 --> 00:29:36.420
people just wing it and they rely on the fact

00:29:36.420 --> 00:29:39.180
that the hospitals don't charge you up front.

00:29:41.360 --> 00:29:43.000
or there's a lot of people I know that just don't

00:29:43.000 --> 00:29:44.680
pay their medical debts. They're like, Oh yeah,

00:29:44.740 --> 00:29:48.099
they just can't. And they wonder why for the

00:29:48.099 --> 00:29:50.900
few people that do pay, it costs $10 ,000 to

00:29:50.900 --> 00:29:52.220
have a doctor look at your leg and say, yep,

00:29:52.220 --> 00:29:54.900
it's there. Here's my bill. Like, well, you got

00:29:54.900 --> 00:29:57.140
to pay for the nine people that don't pay. Yeah.

00:29:58.460 --> 00:30:05.440
Oh yeah. That, uh, side side ramble. Um, my,

00:30:05.539 --> 00:30:07.940
when my father passed, we were looking over the

00:30:07.940 --> 00:30:10.440
charges that we got from the hospital. Yeah.

00:30:10.910 --> 00:30:15.430
They charged $16 ,000 for physical therapy for

00:30:15.430 --> 00:30:18.089
him while he was at the hospital. They were walking

00:30:18.089 --> 00:30:21.549
him around the hallway. Yeah. They charged $16

00:30:21.549 --> 00:30:25.529
,000 to do that for a couple days. To walk the

00:30:25.529 --> 00:30:28.970
man around the hallway. And they probably paid

00:30:28.970 --> 00:30:35.670
the therapist $40 an hour. And people wonder

00:30:35.670 --> 00:30:38.630
why people do things to their CEOs. I don't know.

00:30:41.150 --> 00:30:44.769
Where are we? I don't know. We already did an

00:30:44.769 --> 00:30:47.109
episode on some medical stuff, and I'd say refer

00:30:47.109 --> 00:30:52.210
to that one. Yes. Our opinions on that one. Where

00:30:52.210 --> 00:30:54.769
are we? Okay. The housing shortage is a significant

00:30:54.769 --> 00:30:57.809
burden on the broader economy, costing states

00:30:57.809 --> 00:31:01.089
billions in lost economic output, personal incomes,

00:31:01.430 --> 00:31:05.029
and, of course, jobs. It reduces consumer spending,

00:31:05.230 --> 00:31:08.230
increases employee turnover, and hinders a business.

00:31:08.720 --> 00:31:11.380
any business's ability to attract and retain

00:31:11.380 --> 00:31:17.420
talent. The shortage of affordable housing costs

00:31:17.420 --> 00:31:20.140
the American economy about $2 trillion a year

00:31:20.140 --> 00:31:27.420
in lower wages and productivity. Ain't that the

00:31:27.420 --> 00:31:34.279
truth? Uh -huh. Now, let's talk about something

00:31:34.279 --> 00:31:37.079
that I think most people are not talking about.

00:31:38.089 --> 00:31:40.869
Yeah, this is a big one. This is to where okay

00:31:40.869 --> 00:31:42.410
anyone could talk about the economy we discussed

00:31:42.410 --> 00:31:44.670
now We did the primer for this now. Let's get

00:31:44.670 --> 00:31:46.130
into something that well. That's kind of more

00:31:46.130 --> 00:31:49.869
our unique viewpoint Which is quite frankly almost

00:31:49.869 --> 00:31:51.930
all the houses built nowadays their quality sucks

00:31:51.930 --> 00:31:55.009
ass I don't know if you guys have seen any videos

00:31:55.009 --> 00:31:57.609
from inspectors or people that buy new houses

00:31:57.609 --> 00:31:59.890
looking at like Looking at the inspections and

00:31:59.890 --> 00:32:02.130
the quality control and everything there are

00:32:02.130 --> 00:32:04.980
so many people that saw the market say, hey,

00:32:05.039 --> 00:32:07.559
let's become the world's worst flippers ever.

00:32:07.839 --> 00:32:10.900
Buy this house. We'll absolutely ram things through

00:32:10.900 --> 00:32:13.180
over the next couple of weeks. We'll half -ass

00:32:13.180 --> 00:32:16.019
everything. And then we'll create an LLC for

00:32:16.019 --> 00:32:18.720
it, sell it, destroy the LLC so they can't sue

00:32:18.720 --> 00:32:20.279
us and move on to the next one. And that's what

00:32:20.279 --> 00:32:23.420
people do, which is insane. How do I know? Oh,

00:32:23.480 --> 00:32:24.839
because I know people this has happened to where

00:32:24.839 --> 00:32:26.200
they can't sue the people that built the house

00:32:26.200 --> 00:32:28.700
because, oh, that company no longer exists. Sorry.

00:32:30.019 --> 00:32:32.630
Oh, well. That there's no standards with it.

00:32:32.710 --> 00:32:34.930
And as long as they pay the local inspector,

00:32:34.990 --> 00:32:36.650
when they go to sell it, they slip them a couple

00:32:36.650 --> 00:32:38.109
of bucks and say, Hey, pass the house. And they

00:32:38.109 --> 00:32:41.890
will. Absolutely. That's why he talks. Yeah.

00:32:41.990 --> 00:32:45.170
If you buy any new construction house, get not

00:32:45.170 --> 00:32:48.730
only one inspector, but to make sure they don't

00:32:48.730 --> 00:32:51.009
know of each other. Don't know anything. Find

00:32:51.009 --> 00:32:53.089
one. That's even from out of your area, maybe.

00:32:53.190 --> 00:32:55.029
So the builders might not have paid them off.

00:32:55.049 --> 00:32:56.369
They might not be in the know kind of thing,

00:32:56.470 --> 00:33:01.079
but I have seen numerous. videos and reports

00:33:01.079 --> 00:33:03.420
about houses, brand new houses that already have

00:33:03.420 --> 00:33:05.500
massive water leaks, electrical issues. I mean,

00:33:05.500 --> 00:33:08.140
you name it. It's scary because all these people

00:33:08.140 --> 00:33:09.460
are thinking, oh, they can just become a general

00:33:09.460 --> 00:33:11.420
contractor and just do this. Or they can just

00:33:11.420 --> 00:33:13.000
build a house or they'll contract out every little

00:33:13.000 --> 00:33:15.839
thing and they don't quality control. They don't

00:33:15.839 --> 00:33:19.059
know how to do anything, but because there's

00:33:19.059 --> 00:33:21.019
no quality control standards and people need

00:33:21.019 --> 00:33:23.500
the house, you know, everyone's going to say,

00:33:23.539 --> 00:33:25.059
well, I need a house. If it needs some work to

00:33:25.059 --> 00:33:26.759
it, like fine, whatever. And people deal with

00:33:26.759 --> 00:33:30.240
it, but they don't realize. It's to get real

00:33:30.240 --> 00:33:33.079
work done, actual quality work in the trades.

00:33:33.599 --> 00:33:37.259
It costs money now. This is not just, hey, I'll

00:33:37.259 --> 00:33:40.859
pay a plumber 500 bucks to fix my bathroom. No.

00:33:42.960 --> 00:33:46.180
You're talking thousands for every little issue.

00:33:47.279 --> 00:33:50.539
And unfortunately, in a lot of places, to get

00:33:50.539 --> 00:33:53.140
that issue looked at, you then have to get a

00:33:53.140 --> 00:33:57.079
permit to have that fixed. That's another cost

00:33:57.079 --> 00:33:59.349
added on top of it. as well as you have to pay

00:33:59.349 --> 00:34:01.549
for their time to get the permit, which is another

00:34:01.549 --> 00:34:03.809
cost added on top of it. So it's this endless

00:34:03.809 --> 00:34:07.490
revolving door of something that used to be 20

00:34:07.490 --> 00:34:10.349
years ago, a few hundred dollars, now it's become

00:34:10.349 --> 00:34:13.150
a few thousand dollars. And how many people buy

00:34:13.150 --> 00:34:16.730
a brand new built house and set aside $40 ,000

00:34:16.730 --> 00:34:21.710
for repairs? No one. No one. No one does that.

00:34:21.949 --> 00:34:23.789
They think, oh, it's a brand new built house

00:34:23.789 --> 00:34:25.909
and the company built it and they have a 10 -year

00:34:25.909 --> 00:34:28.559
warranty or a 5 -year warranty. Or a 20 -year

00:34:28.559 --> 00:34:30.539
warranty. It's normally a one -year warranty.

00:34:31.059 --> 00:34:33.460
Yeah. It doesn't matter what the number is. It

00:34:33.460 --> 00:34:36.099
could be three days. But that company's not going

00:34:36.099 --> 00:34:39.800
to exist. By the time you get to sue them and

00:34:39.800 --> 00:34:41.800
do everything, they're already going to sell

00:34:41.800 --> 00:34:48.219
and move on. So just be aware of this. It's absolutely

00:34:48.219 --> 00:34:51.980
terrible. I spoke to our friend Gibbles, who...

00:34:52.599 --> 00:34:54.400
If you've listened to the show for a while, you

00:34:54.400 --> 00:34:56.900
know he's been on a few times. He's gone through

00:34:56.900 --> 00:35:02.179
the house building process twice now. He feels

00:35:02.179 --> 00:35:06.420
that he has gotten lucky both times, but in this

00:35:06.420 --> 00:35:08.880
most recent build of his, he was a very active

00:35:08.880 --> 00:35:12.039
customer. He was going by the build site daily

00:35:12.039 --> 00:35:14.719
or almost daily to make sure that they weren't

00:35:14.719 --> 00:35:19.079
cutting corners. There were some minor issues,

00:35:19.320 --> 00:35:22.719
but they were corrected before. Everything was

00:35:22.719 --> 00:35:27.440
handled. He said he had one issue with some steps

00:35:27.440 --> 00:35:30.199
that were starting to crumble, some concrete

00:35:30.199 --> 00:35:33.739
steps. But that was fixed by the builder. And

00:35:33.739 --> 00:35:35.139
that's the only thing that he's really run into.

00:35:37.099 --> 00:35:38.960
A lot of the videos that you're talking about,

00:35:39.079 --> 00:35:43.739
there are major, major issues down to like the

00:35:43.739 --> 00:35:48.199
foundation. Those are hard to correct after the

00:35:48.199 --> 00:35:54.570
house is up. I've seen some videos of houses

00:35:54.570 --> 00:35:57.170
undergoing construction and a bad storm comes

00:35:57.170 --> 00:36:01.469
through. Not tornadoes, just some like gusting

00:36:01.469 --> 00:36:07.650
winds. And it topples these houses. Is that really

00:36:07.650 --> 00:36:10.909
a house that you want to live in? In some parts

00:36:10.909 --> 00:36:13.309
of the country down towards the south, I want

00:36:13.309 --> 00:36:17.289
to say south and southwest, there are building

00:36:17.289 --> 00:36:21.280
companies trying to get away. with simply building

00:36:21.280 --> 00:36:26.400
a frame and then putting the Tyvek wrap around

00:36:26.400 --> 00:36:30.179
the frame and then the siding onto the frame

00:36:30.179 --> 00:36:34.320
from that. They're not putting up a hard foundation

00:36:34.320 --> 00:36:39.380
shell on the outside. So no plywood or MDF or

00:36:39.380 --> 00:36:42.019
anything like that? Nothing. Just the frame,

00:36:42.139 --> 00:36:46.619
the Tyvek, and the siding. Wow. And they're saying

00:36:46.619 --> 00:36:51.469
that that meets code. Bullshit. I'm like, yeah.

00:36:52.570 --> 00:36:57.210
Code for fucking tinker toys. What they're trying

00:36:57.210 --> 00:37:00.150
to build is a glorified shed. Essentially, yeah.

00:37:00.210 --> 00:37:05.289
But it's a whole house. Yeah. Like the ones I

00:37:05.289 --> 00:37:06.750
have in these pictures behind me right here.

00:37:06.789 --> 00:37:08.469
Yeah. This is what they look like when they're

00:37:08.469 --> 00:37:10.929
done. And if you aren't there for the build process,

00:37:11.230 --> 00:37:13.849
you would never know because they get drywall

00:37:13.849 --> 00:37:16.849
on the inside. You're not going to know until

00:37:16.849 --> 00:37:19.989
the first time a loud storm rolls through. And

00:37:19.989 --> 00:37:21.809
you notice, oh, it sounded like that storm was

00:37:21.809 --> 00:37:27.949
right inside the house. I mean, you've got, if

00:37:27.949 --> 00:37:31.110
you're getting a house built, you have to be

00:37:31.110 --> 00:37:34.769
an involved customer. So what I've heard from

00:37:34.769 --> 00:37:37.170
people is don't buy the houses that are built

00:37:37.170 --> 00:37:40.610
in big pre -built sections. Hire a company to

00:37:40.610 --> 00:37:42.530
build it specifically for you that has a reputation

00:37:42.530 --> 00:37:45.090
because they're building that one off for you.

00:37:45.230 --> 00:37:47.110
You would think they'd be more likely to cut

00:37:47.110 --> 00:37:49.570
corners, but actually from what I've heard, they're

00:37:49.570 --> 00:37:51.429
more likely to do it right. Whereas the big builders

00:37:51.429 --> 00:37:54.570
that build like 30 or 50 houses at a time, they're

00:37:54.570 --> 00:37:55.650
going to cut all the corners because they got

00:37:55.650 --> 00:37:57.030
50 of them. They don't give a shit if a couple

00:37:57.030 --> 00:37:59.090
of houses are a piece of shit. They don't care.

00:37:59.090 --> 00:38:01.130
They make $300 ,000 or $400 ,000 of profit per

00:38:01.130 --> 00:38:04.269
house anyway. They don't care. That's the other

00:38:04.269 --> 00:38:06.949
issue. It's literally minimum or minimal cost

00:38:06.949 --> 00:38:10.849
for maximum profit. They've got houses that are

00:38:10.849 --> 00:38:14.989
going up costing them $150 ,000 to build, and

00:38:14.989 --> 00:38:18.280
they're trying to sell them for $700 ,000. with

00:38:18.280 --> 00:38:22.119
all kinds of issues loose electrical fixtures

00:38:22.119 --> 00:38:26.840
leaking gas lines cracks in the foundation i

00:38:26.840 --> 00:38:30.360
mean literally all kinds of like serious issues

00:38:30.360 --> 00:38:33.840
my favorite one i saw was a lady was trying to

00:38:33.840 --> 00:38:36.239
take a shower and literally there was an electrical

00:38:36.239 --> 00:38:39.280
wire that was on the pipes the water pipes oh

00:38:39.280 --> 00:38:41.880
yes i remember so literally literally you could

00:38:41.880 --> 00:38:44.579
take a um like an insulated screwdriver put it

00:38:44.579 --> 00:38:46.059
near the water you'd see that the electrical

00:38:46.059 --> 00:38:49.280
like electricity arcing on it uh -huh and it's

00:38:49.280 --> 00:38:52.659
it's shit like that that is getting passed all

00:38:52.659 --> 00:38:56.260
the time and for most people they don't know

00:38:56.260 --> 00:38:58.519
how to fight that like what do you do you know

00:38:58.519 --> 00:39:00.420
you gotta live there you gotta wake up in the

00:39:00.420 --> 00:39:02.380
morning take a shower you don't want to be a

00:39:02.380 --> 00:39:04.280
stinky miserable bitch for like three like three

00:39:04.280 --> 00:39:06.440
months waiting like i just want to take a shower

00:39:06.440 --> 00:39:09.929
like you know what i mean There's nothing you

00:39:09.929 --> 00:39:12.070
can do other than you have to fix it and go after

00:39:12.070 --> 00:39:14.030
them afterwards. Yeah. And that's not right.

00:39:14.150 --> 00:39:16.769
That should be part of why we're paying taxes

00:39:16.769 --> 00:39:19.889
and paying for these other things is there really

00:39:19.889 --> 00:39:22.489
should be a fund at some point to where, hey,

00:39:22.530 --> 00:39:24.710
if the builder of your house screwed you over,

00:39:24.809 --> 00:39:28.050
the tax revenue on that extra sales tax you pay

00:39:28.050 --> 00:39:29.650
for that house, that's part of a program that

00:39:29.650 --> 00:39:31.570
helps cover you and the government goes after

00:39:31.570 --> 00:39:35.349
them. That's how it should be. But that's a whole

00:39:35.349 --> 00:39:38.150
different. Yeah. That'd be too smart. That's

00:39:38.150 --> 00:39:41.289
the problem. Yeah. And I think also there's another

00:39:41.289 --> 00:39:42.670
factor in here that I would like to bring up

00:39:42.670 --> 00:39:44.570
because I feel like this is important. Because

00:39:44.570 --> 00:39:46.769
so few young people have gone into the trades,

00:39:46.909 --> 00:39:49.050
and I know we had this discussion before about

00:39:49.050 --> 00:39:51.570
the issue with the trades where, one, a lot of

00:39:51.570 --> 00:39:52.949
young people didn't go into the trades, but also,

00:39:53.030 --> 00:39:54.570
two, a lot of older people discouraged young

00:39:54.570 --> 00:39:57.170
people from going into it. So we have this problem

00:39:57.170 --> 00:40:00.269
of educated Americans aren't in the trades, but

00:40:00.269 --> 00:40:01.889
there's a lot of people we've imported from other

00:40:01.889 --> 00:40:05.039
countries in the trades. So the issue is you

00:40:05.039 --> 00:40:08.760
have these large roaming contractors that just

00:40:08.760 --> 00:40:11.659
hire a ton of people that are either here illegally

00:40:11.659 --> 00:40:15.639
or are uneducated or do not have the licenses

00:40:15.639 --> 00:40:18.500
for these trades. And because it's under that

00:40:18.500 --> 00:40:20.079
big construction thing anyway, if they make $20

00:40:20.079 --> 00:40:22.699
million in profit off to sell those houses, they

00:40:22.699 --> 00:40:24.840
close down the company, set it up and close it

00:40:24.840 --> 00:40:26.619
down, make a new one. You can't sue them. So

00:40:26.619 --> 00:40:27.980
they don't care if these people have their licenses

00:40:27.980 --> 00:40:30.309
or not. And I hate to say that. Because I bet

00:40:30.309 --> 00:40:32.070
you there are some contractors that pride themselves

00:40:32.070 --> 00:40:33.949
or general contractors say, oh, yeah, of course

00:40:33.949 --> 00:40:35.090
everyone has their license. They know what they're

00:40:35.090 --> 00:40:38.750
doing. But I will tell you as somebody that was

00:40:38.750 --> 00:40:41.030
a commercial kitchen installer that has been

00:40:41.030 --> 00:40:43.989
on some of these sites that has seen some shit.

00:40:44.909 --> 00:40:48.309
No way. There's no way. When you see entire crews

00:40:48.309 --> 00:40:50.150
of people that nobody knows what the hell they're

00:40:50.150 --> 00:40:51.710
doing. They don't know the right end of a fucking

00:40:51.710 --> 00:40:54.909
hammer. And the sad part is you just have to

00:40:54.909 --> 00:41:00.139
go with it. So just. It's an unfortunate byproduct

00:41:00.139 --> 00:41:03.039
of several generations telling kids, don't work

00:41:03.039 --> 00:41:05.559
with your hands, don't go in the trades. It's

00:41:05.559 --> 00:41:07.320
like, well, when you have 20, 30 years of nobody

00:41:07.320 --> 00:41:10.300
working in construction, who's going to do the

00:41:10.300 --> 00:41:12.920
labor jobs? Who's doing the framing, Mansley?

00:41:13.820 --> 00:41:18.559
There's got to be someone. Yeah, we had a lot

00:41:18.559 --> 00:41:21.500
of people sit there and try to discourage hard

00:41:21.500 --> 00:41:26.530
work. You know, people. I'm just trying to say

00:41:26.530 --> 00:41:31.829
that hard work is a bad thing. I disagree with

00:41:31.829 --> 00:41:33.630
that immensely, having some pride in your craftsmanship

00:41:33.630 --> 00:41:37.010
and what you do. That's huge, especially nowadays

00:41:37.010 --> 00:41:40.550
with the profit margins. Oh, God, yeah. If you

00:41:40.550 --> 00:41:43.030
are a good framer or good with construction or

00:41:43.030 --> 00:41:45.030
foundation or concrete, oh, my God, a concrete.

00:41:45.489 --> 00:41:48.570
Holy shit. It's insane the profit margins now

00:41:48.570 --> 00:41:51.869
you can make. Some of the richest guys I know

00:41:51.869 --> 00:41:53.949
around here now, they're now literally framers,

00:41:53.969 --> 00:41:56.889
contractors, landscapers, stuff like that. They

00:41:56.889 --> 00:42:01.230
make a killing. Good electricians, after a couple

00:42:01.230 --> 00:42:03.989
of years, can literally write their own paychecks.

00:42:05.250 --> 00:42:08.929
HVAC. HVAC in my area is huge. There's someone

00:42:08.929 --> 00:42:11.769
I know making $160 a year. Yeah. They work six

00:42:11.769 --> 00:42:15.750
hours a day. Oh, yeah. Is it who I know? Oh,

00:42:15.750 --> 00:42:19.659
yeah. Yeah. A good hard six hours a day. Oh,

00:42:19.659 --> 00:42:23.420
wow. What a rough day. And, and you know what

00:42:23.420 --> 00:42:25.340
the sad part is still struggling to buy a house,

00:42:25.360 --> 00:42:27.860
even with that much income, just, just, just

00:42:27.860 --> 00:42:31.780
my area. It's insane. Yeah. So it's just one

00:42:31.780 --> 00:42:35.380
of those things where you can get a degree in

00:42:35.380 --> 00:42:36.820
it or get a degree in this or that or whatever

00:42:36.820 --> 00:42:39.320
you want, but seriously look into the trades,

00:42:39.360 --> 00:42:40.500
especially if you're somebody that's good with

00:42:40.500 --> 00:42:43.239
your hands, quick study, quick learner and willing

00:42:43.239 --> 00:42:45.480
to put in some work. Cause there's a lot of companies

00:42:45.480 --> 00:42:46.920
that honestly, if you're willing to take your

00:42:46.920 --> 00:42:49.769
time and do it right, You won't have to bust

00:42:49.769 --> 00:42:51.670
your ass like you used to. You won't have to

00:42:51.670 --> 00:42:54.309
work 60, 70 hours of overtime just to make it.

00:42:54.309 --> 00:42:57.590
Not anymore. It's different now. And it's quickly

00:42:57.590 --> 00:43:02.050
changing that way. Sorry, I got a bit of a tangent.

00:43:02.769 --> 00:43:06.949
Oh, yeah, no, you're good. So, I mean, I'm not

00:43:06.949 --> 00:43:08.789
going to sit here and go over all the lists of

00:43:08.789 --> 00:43:13.869
defects and stuff, but, like, there are many.

00:43:14.949 --> 00:43:18.420
So, even when you're going to buy a house, If

00:43:18.420 --> 00:43:22.300
you get to that point in life, get a very good

00:43:22.300 --> 00:43:24.860
home inspector. Like Gibbs was saying, get a

00:43:24.860 --> 00:43:28.619
couple of them. Find people that are not associated

00:43:28.619 --> 00:43:33.500
with your realtor. Be thorough. Do the inspection

00:43:33.500 --> 00:43:35.980
yourself. There are courses online that you can

00:43:35.980 --> 00:43:38.460
take to become a home inspector. You don't actually

00:43:38.460 --> 00:43:41.179
have to become the home inspector, but learn

00:43:41.179 --> 00:43:44.400
the things to look for. And then when the home

00:43:44.400 --> 00:43:47.380
inspector is there. You can point stuff out and

00:43:47.380 --> 00:43:50.239
ask questions. You might see things they miss.

00:43:50.480 --> 00:43:52.900
And since they're there, you can write it up

00:43:52.900 --> 00:43:56.300
or they can write it up. Do the work. It's your

00:43:56.300 --> 00:43:59.300
house. It is the biggest investment of your life.

00:44:00.000 --> 00:44:03.519
So put some work into it. A buddy of mine that's

00:44:03.519 --> 00:44:05.719
a realtor gave me a bit of advice, which was

00:44:05.719 --> 00:44:08.739
that if you go to buy a house, I agree with you

00:44:08.739 --> 00:44:11.159
100%, Pip. Take a bunch of photos. Take videos.

00:44:11.659 --> 00:44:14.119
Anything you think maybe sort of might be out

00:44:14.119 --> 00:44:17.889
of place. Document it. Document it. Document

00:44:17.889 --> 00:44:20.090
it. And that way, when the inspector comes through,

00:44:20.130 --> 00:44:21.389
you're going to be able to tell real quick whether

00:44:21.389 --> 00:44:23.429
they looked or not. Don't even let them in the

00:44:23.429 --> 00:44:24.969
house. Outside, show them, hey, I found this.

00:44:24.989 --> 00:44:26.389
I found this. Did you see this? Did you see that?

00:44:26.730 --> 00:44:28.909
If they tell you no on everything, you know your

00:44:28.909 --> 00:44:31.090
inspector's worthless. If they tell you, oh,

00:44:31.110 --> 00:44:33.050
yeah, I have these photos, too, or I saw this,

00:44:33.110 --> 00:44:36.570
or, you know, it's a quick litmus test to see

00:44:36.570 --> 00:44:39.050
whether you're getting value out of that. And

00:44:39.050 --> 00:44:40.969
that way, if you don't, immediately put up a

00:44:40.969 --> 00:44:43.489
bad review, immediately move on, find someone

00:44:43.489 --> 00:44:46.099
else. And there are some good inspectors out

00:44:46.099 --> 00:44:47.780
there. And I, I do agree with you as well. The,

00:44:47.820 --> 00:44:50.000
the actual courses to become a home inspector

00:44:50.000 --> 00:44:52.559
are not expensive. And there's so many people

00:44:52.559 --> 00:44:55.619
on YouTube that give that information out for

00:44:55.619 --> 00:44:59.239
free. Yeah. Did you ever watch, was it homes

00:44:59.239 --> 00:45:03.159
on homes? He was yes. Yes. So he was one of my

00:45:03.159 --> 00:45:05.480
favorites. It was a general contractor. It was

00:45:05.480 --> 00:45:08.119
also an inspector. It was on HGTV for a while

00:45:08.119 --> 00:45:11.079
back in the mid to late, like 2010s. I don't

00:45:11.079 --> 00:45:12.980
know if his show is still on there. I know it

00:45:12.980 --> 00:45:14.849
kind of, It wasn't around after COVID because

00:45:14.849 --> 00:45:18.530
everything switched with HGTV. But Holmes on

00:45:18.530 --> 00:45:20.969
Holmes was, I think his name was Mike Holmes,

00:45:21.110 --> 00:45:24.190
I believe, or something like that. But he was

00:45:24.190 --> 00:45:26.829
really good, really knowledgeable. And that's

00:45:26.829 --> 00:45:28.690
a show to where you can learn a lot, as well

00:45:28.690 --> 00:45:31.090
as like this old house, for example, Norm Abrams.

00:45:31.130 --> 00:45:34.369
Oh, yeah. Classic. My grandfather actually met

00:45:34.369 --> 00:45:38.150
him and somewhat knew him. So my house, fun fact,

00:45:38.210 --> 00:45:40.630
before my grandparents got old, he actually sent

00:45:40.630 --> 00:45:44.019
a letter. to norm abrams about this house that

00:45:44.019 --> 00:45:46.860
i live in but because we had so much going on

00:45:46.860 --> 00:45:48.559
with the horses and everything else that the

00:45:48.559 --> 00:45:50.059
filming crew and scheduling it would not have

00:45:50.059 --> 00:45:53.340
worked oh wow so this house did not get and end

00:45:53.340 --> 00:45:55.139
up getting featured which kind of bummed because

00:45:55.139 --> 00:45:57.099
i was like eight or nine at the time my grandfather

00:45:57.099 --> 00:45:58.860
told me this like a few years ago before he died

00:45:58.860 --> 00:46:01.179
and i was like man that would have been so cool

00:46:01.179 --> 00:46:09.710
yeah it would have but yeah so uh The thought

00:46:09.710 --> 00:46:14.010
of building a house is great, but where are you

00:46:14.010 --> 00:46:17.150
going to build? You can't just build it on thin

00:46:17.150 --> 00:46:22.150
air. You have to have land. And unfortunately,

00:46:22.409 --> 00:46:24.630
while we can build houses all day, we can build

00:46:24.630 --> 00:46:27.849
straight up if we have to. We cannot make more

00:46:27.849 --> 00:46:35.670
land. Unless you're Lex Luthor. So land has become

00:46:35.670 --> 00:46:39.340
an issue as of late. The federal government has

00:46:39.340 --> 00:46:43.019
even gone so far as to start mulling the process

00:46:43.019 --> 00:46:48.099
to allow federal controlled lands to be sold

00:46:48.099 --> 00:46:52.099
to companies and other entities for the use of

00:46:52.099 --> 00:46:56.880
development for houses. I'm not sure how I feel

00:46:56.880 --> 00:47:02.340
about this because a lot of the sales have been

00:47:02.340 --> 00:47:06.019
geared towards certain investment companies.

00:47:08.279 --> 00:47:14.559
You know, like our favorite BlackRock. BlackRock,

00:47:14.559 --> 00:47:17.139
Vanguard, State Street, all the usual culprits.

00:47:17.460 --> 00:47:23.579
Mm -hmm. So here's my thought, because I have

00:47:23.579 --> 00:47:28.039
a big issue with this. I'm naturally a little

00:47:28.039 --> 00:47:29.880
bit more of a conservationist when it comes to

00:47:29.880 --> 00:47:32.079
nature and land and whatnot. I understand it's

00:47:32.079 --> 00:47:34.639
a short -term solution. I'll just sell a bunch

00:47:34.639 --> 00:47:38.289
of federal land so they can build on it. I have

00:47:38.289 --> 00:47:41.250
two issues. One, why the fuck do companies get

00:47:41.250 --> 00:47:43.070
to buy land before American citizens? Like, not

00:47:43.070 --> 00:47:45.110
to be rude, but at least extend the opportunity

00:47:45.110 --> 00:47:47.730
to us citizens to be like, hey, if you want to

00:47:47.730 --> 00:47:50.349
buy this land, we're willing to sell it and we're

00:47:50.349 --> 00:47:53.730
going to sell it fair market value. Okay. I feel

00:47:53.730 --> 00:47:56.690
like I'm owed that. Here's 100 ,000 acres out

00:47:56.690 --> 00:48:02.949
in this state for dirt cheap. Buy it. You know,

00:48:03.030 --> 00:48:06.900
50 bucks an acre or whatever. But why wouldn't

00:48:06.900 --> 00:48:09.820
they do it? So fair market value, maybe the idea

00:48:09.820 --> 00:48:13.639
should be, okay, we're going to have pre -approved

00:48:13.639 --> 00:48:16.860
houses by a bunch of builders that already meet

00:48:16.860 --> 00:48:19.260
the criteria in this state. We're going to sell

00:48:19.260 --> 00:48:21.079
this land, we're divvy up these acreages anywhere

00:48:21.079 --> 00:48:23.380
between like one acre plots, half acre plots,

00:48:23.619 --> 00:48:25.760
if you want small plots, up to four, five, 10,

00:48:25.860 --> 00:48:28.360
20, 50, 100, a couple of 1 ,000 acre plots or

00:48:28.360 --> 00:48:31.179
whatever. And basically pre -layout almost like

00:48:31.179 --> 00:48:34.179
a small town or a city. Our base is a small town,

00:48:34.219 --> 00:48:36.659
more like a small town. So the idea is the town

00:48:36.659 --> 00:48:39.019
already has this planned out. And they know the

00:48:39.019 --> 00:48:40.719
houses that are already pre -approved that meet

00:48:40.719 --> 00:48:42.699
criteria, meet everything from builders. And

00:48:42.699 --> 00:48:44.659
they pick various ones and they offer up like

00:48:44.659 --> 00:48:46.480
50 or 100 different designs, let's just say,

00:48:46.559 --> 00:48:48.579
that are pre -approved. So when you buy this

00:48:48.579 --> 00:48:50.360
land, you don't have to redo the permit process

00:48:50.360 --> 00:48:52.159
or anything. They know where the water mains

00:48:52.159 --> 00:48:53.559
are going to come in. They know if you need septic,

00:48:53.559 --> 00:48:54.840
electrical, everything else. Everything's already

00:48:54.840 --> 00:48:57.519
done. So then the idea is for people that maybe

00:48:57.519 --> 00:49:00.340
want to buy and build their first house, they

00:49:00.340 --> 00:49:03.840
can do it. at a reasonable price like imagine

00:49:03.840 --> 00:49:05.280
being able to let's just say in the middle of

00:49:05.280 --> 00:49:07.699
utah colorado or something like that being able

00:49:07.699 --> 00:49:10.079
to buy five acres of land for like 50 grand and

00:49:10.079 --> 00:49:11.500
then spend two hundred thousand dollars and build

00:49:11.500 --> 00:49:14.219
a house and have a brand new house that's good

00:49:14.219 --> 00:49:16.360
that's nice that has a garage has everything

00:49:16.360 --> 00:49:18.960
you're into it for 250 do you know how many families

00:49:18.960 --> 00:49:22.480
could actually start their lives and actually

00:49:22.480 --> 00:49:26.300
go somewhere with that a lot but the kicker is

00:49:26.300 --> 00:49:29.219
you can't just build the houses you have to build

00:49:29.219 --> 00:49:32.730
literally a whole town you have to build the

00:49:32.730 --> 00:49:35.750
post offices the shopping centers the the retail

00:49:35.750 --> 00:49:37.630
outlets the entertainment stuff and you know

00:49:37.630 --> 00:49:40.309
what you do everything has to be built all at

00:49:40.309 --> 00:49:42.590
once but you know what you do which is pretty

00:49:42.590 --> 00:49:46.010
simple you use the profit that is made from the

00:49:46.010 --> 00:49:48.630
sales of that land all that goes into the local

00:49:48.630 --> 00:49:52.190
government infrastructure so the idea is by the

00:49:52.190 --> 00:49:54.329
time they sell all the plots of land it's basically

00:49:54.329 --> 00:49:55.869
a three -year reserve where the idea is you buy

00:49:55.869 --> 00:49:57.429
the land and then in three years you can build

00:49:58.469 --> 00:50:00.170
So that way the government has three years to

00:50:00.170 --> 00:50:01.909
sell that land, get the money together for the

00:50:01.909 --> 00:50:04.250
government, say, hey, we have a lump sum of $500

00:50:04.250 --> 00:50:07.150
million that we've raised for this town that

00:50:07.150 --> 00:50:11.090
we've now planned to build 1 ,200 homes. So let's

00:50:11.090 --> 00:50:12.349
just say theoretically, because what? If you

00:50:12.349 --> 00:50:15.969
sold $50 ,000 an acre, you sell 10 ,000 acres

00:50:15.969 --> 00:50:18.050
or something like that, you're going to end up

00:50:18.050 --> 00:50:20.670
with, you know, what? $50 million, $100 million,

00:50:20.769 --> 00:50:26.219
something like that. So here's the thing. For

00:50:26.219 --> 00:50:29.260
$100 million, I think you can do, and this is

00:50:29.260 --> 00:50:31.719
all just very, very basic math. For $100 million,

00:50:31.880 --> 00:50:34.159
I think you can build a local municipality, things

00:50:34.159 --> 00:50:36.039
like your local police station, fire station,

00:50:36.260 --> 00:50:38.860
elementary school, middle school slash high school.

00:50:38.980 --> 00:50:40.639
Get all those buildings built, even a local,

00:50:40.780 --> 00:50:44.139
like a little medical center or something like

00:50:44.139 --> 00:50:46.719
that. And then guess what? After those three

00:50:46.719 --> 00:50:48.320
years are up and all that stuff is built, now

00:50:48.320 --> 00:50:50.800
everyone can build their homes. From day one.

00:50:51.550 --> 00:50:54.010
You have all these services available and they

00:50:54.010 --> 00:50:56.329
had a surplus to run the local economy and run

00:50:56.329 --> 00:51:00.210
that municipality. This is not that hard. I'm

00:51:00.210 --> 00:51:02.590
just some fucking moron that thought about this

00:51:02.590 --> 00:51:05.489
for all of like two hours. Hey, you said it,

00:51:05.489 --> 00:51:09.869
not me. Well, I'm honest with you. So it just

00:51:09.869 --> 00:51:12.849
boggles my mind that our elected officials can't

00:51:12.849 --> 00:51:15.190
think of something like that. That would work

00:51:15.190 --> 00:51:17.869
and create towns from the ground up that would

00:51:17.869 --> 00:51:20.349
be efficient and have walkways and pathways and

00:51:20.349 --> 00:51:22.869
all these other things. But their solution is

00:51:22.869 --> 00:51:25.409
we're just going to fucking bulk sell it to a

00:51:25.409 --> 00:51:26.889
bunch of investment firms and let them do whatever

00:51:26.889 --> 00:51:30.809
the fuck they want with it. Really? So that's

00:51:30.809 --> 00:51:33.349
going to help the average American. We have an

00:51:33.349 --> 00:51:36.030
episode on cities of the future keyed up for

00:51:36.030 --> 00:51:39.769
a future episode. Those kinds of issues will

00:51:39.769 --> 00:51:42.780
be discussed in that episode. However, I do want

00:51:42.780 --> 00:51:44.840
to make one statement because this is information

00:51:44.840 --> 00:51:47.539
that is relevant to both that future episode

00:51:47.539 --> 00:51:50.780
and this current conversation. I recently found

00:51:50.780 --> 00:51:56.139
out villages may still be illegal in the U .S.

00:51:56.440 --> 00:51:59.619
I'm not sure because I grew up in a village.

00:52:00.260 --> 00:52:03.179
It was a sanctioned village of the town that

00:52:03.179 --> 00:52:07.219
I lived in. Something about the municipal codes

00:52:07.219 --> 00:52:11.159
have changed. So villages can no longer be established

00:52:11.159 --> 00:52:15.920
within the borders of the country. I have to

00:52:15.920 --> 00:52:18.980
look into it. So that it has to be a town? It's

00:52:18.980 --> 00:52:21.559
got to be at least a town, and there are guidelines.

00:52:22.320 --> 00:52:26.800
Why not a village? I don't know. I think it's

00:52:26.800 --> 00:52:29.659
got something to do with the laws that can govern

00:52:29.659 --> 00:52:33.239
a village. I wonder if it's because they want

00:52:33.239 --> 00:52:37.360
minimal hookups and minimal control. Well, I

00:52:37.360 --> 00:52:39.900
think villages are allowed to have homesteads

00:52:39.900 --> 00:52:42.760
and off -grid stuff. Oh, shit. I didn't think

00:52:42.760 --> 00:52:47.000
about that. Yeah. I'm like 90 % sure that's the

00:52:47.000 --> 00:52:49.500
reason. If they're going after my off -the -grid

00:52:49.500 --> 00:52:51.139
and homesteading stuff, that's how you make me

00:52:51.139 --> 00:52:56.179
mad. That's how you get me involved. So, as best

00:52:56.179 --> 00:52:58.599
I can tell and remember just from what I was

00:52:58.599 --> 00:53:02.880
reading and watching, that was the push. They

00:53:02.880 --> 00:53:05.980
have outlawed villages because it... In villages,

00:53:06.019 --> 00:53:08.420
you're allowed to have homesteads, off -grid

00:53:08.420 --> 00:53:14.019
stuff, and that was the push. So we can wait

00:53:14.019 --> 00:53:15.400
until we do the Cities of the Future episode

00:53:15.400 --> 00:53:17.659
to bring all that up. Oh, I'm going to tism on

00:53:17.659 --> 00:53:21.179
that later because that piques my interest. Do

00:53:21.179 --> 00:53:25.300
the tism, buddy. I need to look that up. Because

00:53:25.300 --> 00:53:27.199
if you're right about that, I'm going to get

00:53:27.199 --> 00:53:32.159
consumed by it. This is the podcast for it. Exactly.

00:53:37.760 --> 00:53:44.199
So, like we were talking about, BlackRock being

00:53:44.199 --> 00:53:48.179
allowed to buy the land up, that's got to not

00:53:48.179 --> 00:53:51.239
be allowed. Making it available for purchase

00:53:51.239 --> 00:53:54.820
by the general public, develop it as such, state,

00:53:55.039 --> 00:54:01.500
federal assistance, sure. The land can be developed,

00:54:01.579 --> 00:54:03.860
but the issue is a lot of it is just out in the

00:54:03.860 --> 00:54:07.199
open. It's out in the middle of nowhere. So it's

00:54:07.199 --> 00:54:11.780
got to be a full 100 % brand new from scratch

00:54:11.780 --> 00:54:16.599
kind of deal. Not a lot of people are willing

00:54:16.599 --> 00:54:19.880
to just pack up and go. You're going to get a

00:54:19.880 --> 00:54:22.739
lot of these tech bros that will do it because

00:54:22.739 --> 00:54:25.500
they can. They've got these remote jobs that

00:54:25.500 --> 00:54:28.659
they can do from wherever. Those may or may not

00:54:28.659 --> 00:54:30.739
be the kinds of people you want populating these

00:54:30.739 --> 00:54:34.179
brand new cities. So that's something that you

00:54:34.179 --> 00:54:36.659
have to take into consideration when you're building

00:54:36.659 --> 00:54:48.280
all of this stuff up. Well, I don't know. I guess

00:54:48.280 --> 00:54:52.980
I wish that the U .S. government would be a little

00:54:52.980 --> 00:54:56.289
bit more lenient with us starting our own. in

00:54:56.289 --> 00:54:58.690
our own villages, in our own areas. Just like,

00:54:58.710 --> 00:55:02.769
let me buy like 100 acres and start my own family

00:55:02.769 --> 00:55:06.570
compound. Please, just leave me alone. More people

00:55:06.570 --> 00:55:08.909
should do that. More people should be able to

00:55:08.909 --> 00:55:13.730
do that as well. The family compound, there's

00:55:13.730 --> 00:55:17.130
some people that do that on YouTube and whatnot,

00:55:17.190 --> 00:55:19.809
and they document all that shit. The 100 -acre

00:55:19.809 --> 00:55:22.289
plots, and then they split them up with five

00:55:22.289 --> 00:55:24.710
families, so everybody's got 20 acres or whatever

00:55:24.710 --> 00:55:28.320
it is. And everybody helps everybody out. They

00:55:28.320 --> 00:55:31.599
don't need the government. That's the issue.

00:55:32.340 --> 00:55:35.079
They are too self -reliant, and that scares the

00:55:35.079 --> 00:55:38.019
government. It's the only case of communism to

00:55:38.019 --> 00:55:40.260
ever work is in groups of under 100 like that.

00:55:40.820 --> 00:55:42.900
Like groups of under 50 or 100 to where you just

00:55:42.900 --> 00:55:46.099
have a few families. Socialism. Yeah, effectively,

00:55:46.199 --> 00:55:49.300
yeah. But it's, yeah, you're right, more socialism.

00:55:49.500 --> 00:55:51.739
But it's the idea of all of you getting together,

00:55:51.860 --> 00:55:53.920
working together, seeing each other often, being

00:55:53.920 --> 00:55:56.920
reliant. It can work, but I will agree with you

00:55:56.920 --> 00:55:58.219
that that's something the government does not

00:55:58.219 --> 00:56:00.820
like. Because if you can run independently, you

00:56:00.820 --> 00:56:04.519
don't need it. Yeah, because one family raises

00:56:04.519 --> 00:56:07.840
goats and chickens. One family raises rabbits

00:56:07.840 --> 00:56:10.460
and cows. One family does all the gardening.

00:56:10.579 --> 00:56:15.820
One family does all the woodwork stuff. Trade

00:56:15.820 --> 00:56:18.260
as needed. I've always wanted to do that. That's

00:56:18.260 --> 00:56:21.019
always been a secret thing of mine. I would love

00:56:21.019 --> 00:56:22.500
to buy a thousand acres somewhere out in the

00:56:22.500 --> 00:56:24.099
middle of nowhere and just get together a bunch

00:56:24.099 --> 00:56:25.980
of friends, families and like do it, but you

00:56:25.980 --> 00:56:27.699
can't do it nowadays. That's the problem. There's

00:56:27.699 --> 00:56:31.019
no way of, there's no way it can be done, but

00:56:31.019 --> 00:56:33.280
it's just, you know, yeah. If you got a spare

00:56:33.280 --> 00:56:37.900
10 million in the bank, you know? Yeah. Cause

00:56:37.900 --> 00:56:39.820
the problem is the taxes on that alone and all

00:56:39.820 --> 00:56:41.619
the different permits and stuff. Unless you can

00:56:41.619 --> 00:56:44.019
find a state where you don't need that, but it's

00:56:44.019 --> 00:56:46.900
very difficult nowadays. Yeah. It's very discouraged.

00:56:47.630 --> 00:56:49.449
Shall I say, especially when there are states

00:56:49.449 --> 00:56:51.309
where you can't legally have a house that's not

00:56:51.309 --> 00:56:53.989
hooked up to the main electrical. Yeah, that's

00:56:53.989 --> 00:56:58.190
an issue. Another thing to consider is that with

00:56:58.190 --> 00:57:01.670
the possibility of BlackRock buying more land

00:57:01.670 --> 00:57:04.489
and whatnot, it feeds into the BlackRock is buying

00:57:04.489 --> 00:57:08.369
all of our homes narrative. That's something

00:57:08.369 --> 00:57:09.670
that a lot of people have been talking about

00:57:09.670 --> 00:57:11.610
in recent years because of the amount of homes

00:57:11.610 --> 00:57:19.019
BlackRock has been in. intertwined with as having

00:57:19.019 --> 00:57:22.380
purchased at an institutional level. It's not

00:57:22.380 --> 00:57:24.679
BlackRock directly. It's a lot of their subsidiaries.

00:57:26.280 --> 00:57:29.820
They're buying up houses to rent out to people

00:57:29.820 --> 00:57:32.619
so that people can't buy these houses as single

00:57:32.619 --> 00:57:35.739
family owners. That's also hurting the house

00:57:35.739 --> 00:57:42.380
supply that we talked about earlier. So BlackRock

00:57:42.380 --> 00:57:45.969
is just evil and they need to be dissolved. And

00:57:45.969 --> 00:57:50.429
Larry Fink should just be maybe dragged through

00:57:50.429 --> 00:57:54.750
the street, left as rot on a corner. I will not

00:57:54.750 --> 00:57:57.929
get involved with that comment. Pence opinions

00:57:57.929 --> 00:58:01.090
are not the official opinions of the Now We Consume

00:58:01.090 --> 00:58:05.230
podcast. I can't stand that piece of shit. I

00:58:05.230 --> 00:58:08.570
agree with you, though. Yeah, I can't stand that

00:58:08.570 --> 00:58:10.690
piece of shit. I have nothing against millionaires

00:58:10.690 --> 00:58:12.489
and billionaires. What I have against are people

00:58:12.489 --> 00:58:15.469
that... are willing to subsidize the suffering

00:58:15.469 --> 00:58:19.110
of people as long as it benefits themselves it's

00:58:19.110 --> 00:58:21.769
like come on you know like like you could be

00:58:21.769 --> 00:58:23.769
wealthy you don't have to be a piece of that

00:58:23.769 --> 00:58:26.510
there's there's two different things you know

00:58:26.510 --> 00:58:30.030
but it seems unfortunate that and again i am

00:58:30.030 --> 00:58:32.610
not anti -capitalism in in the slightest but

00:58:32.610 --> 00:58:35.050
it seems like the more the older you get the

00:58:35.050 --> 00:58:37.010
more you realize like wow although these people

00:58:37.010 --> 00:58:38.530
get to a point where they're so far removed from

00:58:38.530 --> 00:58:42.059
reality that like they don't give a They don't

00:58:42.059 --> 00:58:44.579
care that there's, but because it's so far removed,

00:58:44.639 --> 00:58:46.360
they don't have to, they don't, no one can hurt

00:58:46.360 --> 00:58:52.139
them. No one can touch them. You know? Yep. Yep.

00:58:55.260 --> 00:58:59.059
So the, the big debate on the sale of federal

00:58:59.059 --> 00:59:04.159
lands, some of the things that kind of spurred

00:59:04.159 --> 00:59:07.960
it on was to reduce national debt. It's not a

00:59:07.960 --> 00:59:11.639
new concept. Senator Mike Lee out of Utah has

00:59:11.639 --> 00:59:16.780
proposed it. He has proposed selling millions

00:59:16.780 --> 00:59:20.820
of acres out in the West for other housing and

00:59:20.820 --> 00:59:23.420
infrastructure developments. Again, if it's done

00:59:23.420 --> 00:59:26.159
correctly, if it's done for the people, to the

00:59:26.159 --> 00:59:32.619
people, sure, I'll support it. The Big Beautiful

00:59:32.619 --> 00:59:37.619
Bill Act, there's an amendment in that bill to

00:59:39.050 --> 00:59:45.429
Shit, I lost my place. I'm sorry. Also introduced

00:59:45.429 --> 00:59:47.809
by Mike Lee that would require the Department

00:59:47.809 --> 00:59:49.869
of Agriculture and the Department of the Interior

00:59:49.869 --> 00:59:53.090
to identify three million acres of public land

00:59:53.090 --> 00:59:55.909
for sale for housing and community development

00:59:55.909 --> 01:00:00.269
over the next five years. Unfortunately, that

01:00:00.269 --> 01:00:04.730
proposal has sparked a lot of debate. Again,

01:00:04.849 --> 01:00:06.829
which way it goes, we'll have to wait and see.

01:00:06.869 --> 01:00:09.820
I know the bill is in the. House and Senate right

01:00:09.820 --> 01:00:13.820
now getting ripped apart. So they just did a

01:00:13.820 --> 01:00:15.920
16 -hour reading session of the entire bill.

01:00:17.400 --> 01:00:19.400
So we'll have to see what comes out of that.

01:00:19.599 --> 01:00:21.380
I am already against that bill because it takes

01:00:21.380 --> 01:00:24.900
16 hours to read it. It's too fucking long. I'm

01:00:24.900 --> 01:00:27.039
sorry, but no bill should be more than 10 pages.

01:00:27.079 --> 01:00:29.300
Call it a day. That's what's goddamn ridiculous,

01:00:29.519 --> 01:00:33.519
number one. Number two, if you're going to be

01:00:33.519 --> 01:00:35.059
selling federal land or anything like that, you

01:00:35.059 --> 01:00:36.900
can't just do a big swath like that and say,

01:00:36.940 --> 01:00:39.630
oh, yeah. We're going to sell thousands of square

01:00:39.630 --> 01:00:43.329
miles. No. You do it in small sections. You do

01:00:43.329 --> 01:00:46.949
it as needed. You don't just sell off that much

01:00:46.949 --> 01:00:49.889
in one go. No way. I think that's very irresponsible.

01:00:51.090 --> 01:00:52.510
Especially when, if you're doing something at

01:00:52.510 --> 01:00:55.409
that scale, there's no way to know the damage

01:00:55.409 --> 01:00:57.289
that will be caused to local wildlife by the

01:00:57.289 --> 01:00:58.449
developers that are going to come in there and

01:00:58.449 --> 01:01:01.329
just demolish everything. Especially when, not

01:01:01.329 --> 01:01:04.449
for nothing, between all the different countries

01:01:04.449 --> 01:01:06.190
that we're competing for for things like mineral

01:01:06.190 --> 01:01:09.369
rights and resources and varying things what

01:01:09.369 --> 01:01:10.949
i'm concerned about is another company buying

01:01:10.949 --> 01:01:13.329
up all that land to be like all right time to

01:01:13.329 --> 01:01:15.329
mine silicon or time to mine this and that or

01:01:15.329 --> 01:01:17.710
lithium or anything else and just strip mine

01:01:17.710 --> 01:01:21.190
in the area and then somebody's gonna have to

01:01:21.190 --> 01:01:22.730
try to figure out how to build houses and giant

01:01:22.730 --> 01:01:24.829
quarries or it's just gonna have to all this

01:01:24.829 --> 01:01:26.949
massive land filling and everything have to redevelop

01:01:26.949 --> 01:01:28.909
all the land then eventually just gonna have

01:01:28.909 --> 01:01:31.150
no nature there it's about this flat barren wasteland

01:01:31.820 --> 01:01:34.440
So, like, I don't know. I'm all about utilizing

01:01:34.440 --> 01:01:36.900
the resources we have, but I'm worried that someone's

01:01:36.900 --> 01:01:39.219
going to buy up all that land and just demolish

01:01:39.219 --> 01:01:41.639
it. Okay, so two thoughts, and I want to say

01:01:41.639 --> 01:01:43.780
these before the Zoidberg and sand crab out of

01:01:43.780 --> 01:01:48.300
my head. A, if we're building in quarries, it's

01:01:48.300 --> 01:01:50.619
a way cooler underground out west like that.

01:01:50.920 --> 01:01:53.239
So that would be built -in air conditioning.

01:01:53.780 --> 01:01:58.079
Not a terrible thing. Secondly, we definitely

01:01:58.079 --> 01:02:00.480
need to make sure we're not selling land to foreign

01:02:00.480 --> 01:02:05.739
countries. Especially the great China. They need

01:02:05.739 --> 01:02:08.260
to just have all the land they've already bought

01:02:08.260 --> 01:02:12.420
forfeit. Especially all the land near military

01:02:12.420 --> 01:02:14.940
bases and all the farmland. That's why it should

01:02:14.940 --> 01:02:16.900
always be offered to American. And I agree with

01:02:16.900 --> 01:02:18.019
you. That's why it should always be offered to

01:02:18.019 --> 01:02:20.800
American citizens first. To the people that pay

01:02:20.800 --> 01:02:23.179
the taxes for the land to upkeep the land already.

01:02:24.099 --> 01:02:27.159
Especially after that attempted agri -terror

01:02:27.159 --> 01:02:32.599
incident. Yeah. That's still nuts. I can't believe

01:02:32.599 --> 01:02:35.000
China tried that. How did that not get more media

01:02:35.000 --> 01:02:37.340
attention? Because in the weeks following that,

01:02:37.420 --> 01:02:38.719
it was fairly important. I think it was to keep

01:02:38.719 --> 01:02:42.400
panic at a minimum. That's my opinion. But we

01:02:42.400 --> 01:02:44.500
should be panicking over China. Like, not for

01:02:44.500 --> 01:02:46.980
nothing, but... Well, not just China, but the

01:02:46.980 --> 01:02:48.960
whole poisoning of the food supply like that?

01:02:49.179 --> 01:02:51.539
Yeah. I mean, okay, the food supply is already

01:02:51.539 --> 01:02:54.960
poisoned, but potential loss of the food supply?

01:02:55.539 --> 01:02:59.869
People would go nuts. 100%. So I think that's

01:02:59.869 --> 01:03:02.690
why they've tried to stamp it down. But that's

01:03:02.690 --> 01:03:04.050
what kills me is why the government's so against

01:03:04.050 --> 01:03:06.309
homesteading, when if we actually had most Americans

01:03:06.309 --> 01:03:08.369
that grew their own food, then a lot of that

01:03:08.369 --> 01:03:12.190
would be irrelevant. Yeah. But you need land

01:03:12.190 --> 01:03:14.150
to grow your food. And if you live in the big

01:03:14.150 --> 01:03:16.170
cities, you can't do that. It's like some of

01:03:16.170 --> 01:03:18.090
our politicians are owned by China or something.

01:03:19.070 --> 01:03:23.010
Oh, no, that's never a thing. Oh, quick side

01:03:23.010 --> 01:03:25.130
note. Did you see the video I sent you about

01:03:25.130 --> 01:03:28.840
Nancy Pelosi? Which one? She might be getting

01:03:28.840 --> 01:03:34.860
indicted. For what? It's being led by Kash Patel.

01:03:35.960 --> 01:03:39.940
Selling secrets, possibly? A lot of shit. So

01:03:39.940 --> 01:03:43.300
this might actually happen. Good. I can pull

01:03:43.300 --> 01:03:45.340
it up and we can read it here on the podcast.

01:03:46.679 --> 01:03:49.460
Because this is like some serious shit. And I

01:03:49.460 --> 01:03:51.440
will act this way regardless of which party affiliation

01:03:51.440 --> 01:03:52.840
you have. If you're selling secrets and doing

01:03:52.840 --> 01:03:55.869
BS, you deserve to go to jail in a story. I don't

01:03:55.869 --> 01:03:59.110
put up big sides with crap like that. But especially...

01:03:59.110 --> 01:04:05.829
Oh, so it was for... FBI Director Kash Patel

01:04:05.829 --> 01:04:08.070
says the seizure of all of Nancy Pelosi's office

01:04:08.070 --> 01:04:10.730
staff records has led to actionable evidence

01:04:10.730 --> 01:04:15.849
that she orchestrated January 6th. Well, we knew

01:04:15.849 --> 01:04:20.949
this. But now there's proof. Now there's proof.

01:04:21.349 --> 01:04:23.409
Yeah, they finally got the proof of her denying...

01:04:24.059 --> 01:04:27.579
the police to come in, the National Guard. Several

01:04:27.579 --> 01:04:29.900
of her staffers were in contact with undercover

01:04:29.900 --> 01:04:33.139
deep state agents inside the Capitol that day.

01:04:35.300 --> 01:04:38.820
So that's going to be an issue for her anyways.

01:04:39.179 --> 01:04:41.920
Patel says a grand jury to hear the evidence

01:04:41.920 --> 01:04:47.159
is forthcoming. That'll be very interesting.

01:04:48.420 --> 01:04:53.849
She gonna go to jail. Well. And she needs to.

01:04:54.030 --> 01:04:57.449
Couldn't have happened to a nicer person. Right?

01:04:59.269 --> 01:05:04.510
Not at all. She's a piece of work is what she

01:05:04.510 --> 01:05:08.670
is. People like you and I that follow politics,

01:05:08.789 --> 01:05:13.090
we've known this. Yeah. And I will say any person

01:05:13.090 --> 01:05:15.309
that was able to go from a net worth of like

01:05:15.309 --> 01:05:19.150
$200 ,000 to $200 million on a $170 ,000 salary

01:05:19.150 --> 01:05:21.570
in the course of 20 years. You know they're pulling

01:05:21.570 --> 01:05:25.090
some shady shit. Yeah. Hey, track her stock trades.

01:05:25.210 --> 01:05:27.050
That's all you got to do. You two can be a millionaire.

01:05:27.769 --> 01:05:30.030
She beats out Warren Buffett almost two to one.

01:05:31.710 --> 01:05:37.730
It's scary. Oh, yeah. No insider trading happening

01:05:37.730 --> 01:05:43.610
at all. Not at all. No. No. No. No. No. No. No.

01:05:43.610 --> 01:05:49.849
No. Couldn't possibly. Yeah. So. There's also

01:05:49.849 --> 01:05:53.610
a GOP plan to sell 3 ,200 square miles of federal

01:05:53.610 --> 01:05:56.849
lands. But unfortunately, that was ruled to violate

01:05:56.849 --> 01:06:00.070
Senate rules. So we'll see if that gets brought

01:06:00.070 --> 01:06:03.849
back up in some kind of a proper motion. Because,

01:06:03.969 --> 01:06:05.650
you know, we know all about proper motions around

01:06:05.650 --> 01:06:10.989
here. And I mean, the list goes on and on and

01:06:10.989 --> 01:06:15.909
on. So there's arguments both ways for and against

01:06:15.909 --> 01:06:21.269
selling federal lands. If you've got an opinion,

01:06:21.409 --> 01:06:27.190
we'd love to hear it. I guess my worry is we

01:06:27.190 --> 01:06:32.309
do want to preserve some of nature for the next

01:06:32.309 --> 01:06:34.610
generation, generation after, for kids, grandkids,

01:06:34.710 --> 01:06:36.949
so on and so forth. Oh, absolutely. And I guess

01:06:36.949 --> 01:06:39.550
my worry is I don't want America's value to be

01:06:39.550 --> 01:06:43.030
purely in just real estate, and then eventually

01:06:43.030 --> 01:06:45.670
someday we are just a metal metropolis full of

01:06:45.670 --> 01:06:48.730
iron and concrete. Rather than having, you know,

01:06:48.730 --> 01:06:51.849
the idea of the idyllic suburbs and open spaces

01:06:51.849 --> 01:06:55.630
and farmland. And if anything, we need more farmland,

01:06:55.710 --> 01:06:58.269
more than more houses. And I hate to say it,

01:06:58.329 --> 01:07:01.369
but, you know, if we can't grow enough food to

01:07:01.369 --> 01:07:02.710
sustain ourselves, what's the point of putting

01:07:02.710 --> 01:07:07.670
in more houses? Yeah. You know, but that just

01:07:07.670 --> 01:07:09.289
means they came with too many damn people here.

01:07:10.769 --> 01:07:24.579
Yep. But that's just my opinion. Yeah, the housing

01:07:24.579 --> 01:07:34.239
issue is not a simple, easy, or, you know, it's

01:07:34.239 --> 01:07:38.219
a matter that's going to take a lot of time and

01:07:38.219 --> 01:07:41.360
unfortunately a lot of effort from a lot of people

01:07:41.360 --> 01:07:43.079
to get corrected, and it's not going to happen

01:07:43.079 --> 01:07:48.480
soon or quickly. So if you're trying to get into

01:07:48.480 --> 01:07:52.170
a position to get a house, I sincerely wish you

01:07:52.170 --> 01:07:55.469
the best because I hope things get better. What

01:07:55.469 --> 01:07:59.929
I think we need to start doing is doing city

01:07:59.929 --> 01:08:02.449
planning way more efficiently where we need to

01:08:02.449 --> 01:08:05.630
plan actual towns to be built that are for young

01:08:05.630 --> 01:08:09.630
people. We need to plan towns to be built for

01:08:09.630 --> 01:08:12.449
middle -aged people and then older people. I

01:08:12.449 --> 01:08:15.329
think we need to be far more direct with what

01:08:15.329 --> 01:08:18.130
the purpose of a town or settlement or village

01:08:18.130 --> 01:08:23.149
is. in who its marketed demographic is for and

01:08:23.149 --> 01:08:25.609
enforce it because unfortunately like at least

01:08:25.609 --> 01:08:27.630
in my state we have laws about you cannot discriminate

01:08:27.630 --> 01:08:30.449
against who you rent to or buy from whoever the

01:08:30.449 --> 01:08:34.909
issue is because older people can buy wherever

01:08:34.909 --> 01:08:37.810
they want there will never be a space purely

01:08:37.810 --> 01:08:39.550
for young people to be able to buy our first

01:08:39.550 --> 01:08:42.449
house Because all the people have the assets

01:08:42.449 --> 01:08:44.890
and the leverage and the equity. So until we

01:08:44.890 --> 01:08:48.050
make laws about saying, hey, this town is for

01:08:48.050 --> 01:08:51.289
people between the age of 25 and like 50 or 25

01:08:51.289 --> 01:08:54.750
and 45. Or young families are like 25 and 40

01:08:54.750 --> 01:08:57.289
or whatever. Until we start making those rules,

01:08:57.750 --> 01:09:00.850
the young people are never going to have enough

01:09:00.850 --> 01:09:03.789
buying power to afford these houses. Or option

01:09:03.789 --> 01:09:07.529
number two is instead of enforcing. what the

01:09:07.529 --> 01:09:10.069
houses are in the area you just enforce size

01:09:10.069 --> 01:09:13.470
requirements so the idea is like hey maybe for

01:09:13.470 --> 01:09:15.069
instance we should start building tiny communities

01:09:15.069 --> 01:09:16.989
where the idea is they're all tiny houses four

01:09:16.989 --> 01:09:18.909
to six hundred square feet they're super well

01:09:18.909 --> 01:09:21.170
insulated super efficient and they're like a

01:09:21.170 --> 01:09:22.670
hundred thousand dollars fifty thousand dollars

01:09:22.670 --> 01:09:24.569
whatever and they're just meant to be a starter

01:09:24.569 --> 01:09:26.130
place so you have somewhere to sleep somewhere

01:09:26.130 --> 01:09:28.109
to shit somewhere to you know chill and watch

01:09:28.109 --> 01:09:30.869
tv have a small kitchen that's it it's basically

01:09:30.869 --> 01:09:33.050
like a new york city apartment but on a house

01:09:33.050 --> 01:09:37.340
cheaper That's what I wanted to kind of go into

01:09:37.340 --> 01:09:42.239
was this whole concept of the tiny houses. I

01:09:42.239 --> 01:09:48.260
understand the want for some of these things,

01:09:48.380 --> 01:09:53.720
but as somebody who has been in situations where

01:09:53.720 --> 01:09:57.779
you're not given a lot of space to live in the

01:09:57.779 --> 01:10:03.600
military, it is not a life that I would want

01:10:03.600 --> 01:10:07.390
for a lot of people. Not everybody is mentally

01:10:07.390 --> 01:10:11.430
suited to live in a confined area like that.

01:10:11.710 --> 01:10:16.989
Now, the definition of tiny house can vary. So

01:10:16.989 --> 01:10:19.829
I don't think tiny house is really the right

01:10:19.829 --> 01:10:24.430
way to go, but maybe just smaller houses that,

01:10:24.489 --> 01:10:28.930
like you said, are designed to be efficient construction,

01:10:29.149 --> 01:10:33.369
efficient build, space managed, and low cost.

01:10:33.949 --> 01:10:36.789
by design. That doesn't mean they're built cheap.

01:10:36.970 --> 01:10:39.130
That doesn't mean they're just going to be a

01:10:39.130 --> 01:10:43.489
throwaway house, but a community of starter homes

01:10:43.489 --> 01:10:47.250
that are built to last. You could even do them

01:10:47.250 --> 01:10:51.390
on leases. I mean, it's essentially going to

01:10:51.390 --> 01:10:55.210
be a rental community, but if their cost basis

01:10:55.210 --> 01:10:58.369
is set up, then that's something that can be

01:10:58.369 --> 01:11:01.750
done. Maybe it's done up with an equity program.

01:11:03.770 --> 01:11:08.210
the rent counts towards your credit. And then

01:11:08.210 --> 01:11:11.189
when you leave, you transfer out or you basically,

01:11:11.329 --> 01:11:14.229
you buy it for X amount of years, it's counted

01:11:14.229 --> 01:11:17.189
as a lease. And then you lease it to somebody

01:11:17.189 --> 01:11:20.149
else and there's an exchange of funds and it

01:11:20.149 --> 01:11:23.510
works just like a sale. There are programs that

01:11:23.510 --> 01:11:26.649
can be done like that, but you need, again, land

01:11:26.649 --> 01:11:31.079
to do it. Now over here where I'm at. I was looking

01:11:31.079 --> 01:11:36.140
at doing something similar to that, but the legislation

01:11:36.140 --> 01:11:40.899
is not in place to do that part of it. So I had

01:11:40.899 --> 01:11:43.199
the thought of buying the land, clear -cutting

01:11:43.199 --> 01:11:47.640
it, getting it developed, and putting a few small

01:11:47.640 --> 01:11:55.340
properties on it to be rented out. But I don't

01:11:55.340 --> 01:11:57.199
have the capital to do it. I've got everything

01:11:57.199 --> 01:11:59.250
up here. But I don't have everything right here.

01:11:59.369 --> 01:12:01.489
So this is part of one of the things I want to

01:12:01.489 --> 01:12:04.770
talk about is when I'm older and I decide to

01:12:04.770 --> 01:12:06.390
get into politics, because unfortunately I'm

01:12:06.390 --> 01:12:08.829
going to have to at some point, not by choice,

01:12:08.850 --> 01:12:11.630
but by necessity. One of the things I want to...

01:12:11.630 --> 01:12:16.369
Don't tell me. I'll be old enough legally. So

01:12:16.369 --> 01:12:20.090
we'll see. But one of the things I wanted to

01:12:20.090 --> 01:12:23.870
discuss with people was the idea of... creating

01:12:23.870 --> 01:12:25.689
communities, what I consider tiny home communities,

01:12:25.869 --> 01:12:27.510
which really should, they're just, they're not

01:12:27.510 --> 01:12:29.050
like 300 square feet, but they're more like anywhere

01:12:29.050 --> 01:12:31.569
between like a thousand to 500 or something like

01:12:31.569 --> 01:12:33.649
that, whatever you need in there. But the idea

01:12:33.649 --> 01:12:36.850
being of making small communities of maybe anywhere

01:12:36.850 --> 01:12:39.869
from 10 to 30 or 40 of those that are built to

01:12:39.869 --> 01:12:42.569
be super efficient. So they're extremely well

01:12:42.569 --> 01:12:45.449
insulated. They have solar panels. They have,

01:12:45.449 --> 01:12:48.069
you know, electric, everything already hooked

01:12:48.069 --> 01:12:50.470
up to internet and whatnot and watered everything.

01:12:50.569 --> 01:12:53.329
They have their own. um sewer system were hooked

01:12:53.329 --> 01:12:55.449
up to local sewer even just maybe septic tanks

01:12:55.449 --> 01:12:58.050
that could be shared between several the idea

01:12:58.050 --> 01:13:01.229
that instead of older people having to go to

01:13:01.229 --> 01:13:04.149
an old folks home or young people having to buy

01:13:04.149 --> 01:13:06.449
something they don't afford or whatever the idea

01:13:06.449 --> 01:13:08.109
of making communities where you're surrounded

01:13:08.109 --> 01:13:10.250
by your peers surrounded by people that have

01:13:10.250 --> 01:13:12.390
the same interests as you and then marketing

01:13:12.390 --> 01:13:14.470
it towards those people so for example in my

01:13:14.470 --> 01:13:16.609
case what if i could find a community people

01:13:16.609 --> 01:13:19.090
that are all into cars What if I could find a

01:13:19.090 --> 01:13:21.210
community that are all like gamers or stuff like

01:13:21.210 --> 01:13:23.109
that, or even all the firearms guys or whatever

01:13:23.109 --> 01:13:25.869
it is, you know, what if you just want a community

01:13:25.869 --> 01:13:27.470
where it's literally just a bunch of old people

01:13:27.470 --> 01:13:29.170
and everything's quiet. Just want to be left

01:13:29.170 --> 01:13:31.470
the fuck alone. They get off my lawn type. That's

01:13:31.470 --> 01:13:34.369
awesome. There's a community for you. Why can't

01:13:34.369 --> 01:13:36.949
we develop a system to where you're allowed to

01:13:36.949 --> 01:13:38.630
say, Hey, this is what we do here. This is what

01:13:38.630 --> 01:13:42.449
we're marketed towards. But what you do is there's

01:13:42.449 --> 01:13:45.350
a legal way around this. You have to be voted

01:13:45.350 --> 01:13:49.550
in and you pay a membership fee. Because in a

01:13:49.550 --> 01:13:52.970
membership, if the idea is you can vote it out

01:13:52.970 --> 01:13:55.590
at any time, there's no legal restriction on

01:13:55.590 --> 01:13:58.689
not being able to kick someone out. You know

01:13:58.689 --> 01:14:01.029
what I'm saying? Man, then it becomes survivor

01:14:01.029 --> 01:14:04.170
with your home. I don't want that. I'm a dick.

01:14:05.449 --> 01:14:08.850
Well, see, then you can go to a tiny home full

01:14:08.850 --> 01:14:11.229
of a bunch of assholes. Which is fine. You can

01:14:11.229 --> 01:14:13.250
have fun, you know, TP each other's house and

01:14:13.250 --> 01:14:15.109
egg each other's shit. But no, what I'm getting

01:14:15.109 --> 01:14:17.189
at is if there are communities that want to do

01:14:17.189 --> 01:14:20.149
that, though, that is an option. So if you want

01:14:20.149 --> 01:14:21.729
to have a community where people are quiet and

01:14:21.729 --> 01:14:23.729
then some like really young couple moves in and

01:14:23.729 --> 01:14:25.409
starts tearing up the place and be like, all

01:14:25.409 --> 01:14:27.310
right, quit it the fuck out. I don't want to

01:14:27.310 --> 01:14:28.529
hear your Mustang at two in the morning making

01:14:28.529 --> 01:14:30.510
a bunch of noise. Your membership's revoked.

01:14:30.550 --> 01:14:32.229
Get out of here. You have 30 days or whatever.

01:14:32.649 --> 01:14:34.789
But vice versa, if you can market these communities

01:14:34.789 --> 01:14:38.189
to people that want to be there, why not? It

01:14:38.189 --> 01:14:41.619
makes everyone happy. Yeah. Why wouldn't they

01:14:41.619 --> 01:14:43.359
do this? Especially if you can make those homes

01:14:43.359 --> 01:14:44.800
cheap enough to where, and I agree with you,

01:14:44.840 --> 01:14:48.020
they can pay it off within several years. And

01:14:48.020 --> 01:14:50.600
they have equity in that house they can use to

01:14:50.600 --> 01:14:53.039
eventually afford something else. And if you

01:14:53.039 --> 01:14:54.779
keep the overhead costs minimal, you don't use

01:14:54.779 --> 01:14:57.260
the stupid expensive appliances. You don't do

01:14:57.260 --> 01:14:59.539
anything crazy. And you have a strip mall that's

01:14:59.539 --> 01:15:02.399
built nearby that can give them some cheap jobs

01:15:02.399 --> 01:15:04.300
to live there. That way, hey, if you're a kid

01:15:04.300 --> 01:15:06.640
out of high school. If you just want a 500 or

01:15:06.640 --> 01:15:08.800
600 square foot house that's going to cost you

01:15:08.800 --> 01:15:10.979
$700, $800 a month all in, maybe even $1 ,000,

01:15:10.979 --> 01:15:13.880
you could work at Wendy's and actually afford

01:15:13.880 --> 01:15:17.300
your own place and a car. It would be a dream

01:15:17.300 --> 01:15:21.680
for some people. And you only need 10 or 20 acres

01:15:21.680 --> 01:15:24.539
to be able to put on a ton of houses. Right.

01:15:25.000 --> 01:15:29.119
Now, one thing I want to kind of restipulate

01:15:29.119 --> 01:15:35.729
or not restipulate, push. This has been sitting

01:15:35.729 --> 01:15:38.970
in my head since the 90s when I first saw Judge

01:15:38.970 --> 01:15:45.789
Dredd. The idea of the megacities. Taking warehouses

01:15:45.789 --> 01:15:52.989
and converting them into apartment complexes

01:15:52.989 --> 01:15:56.750
on the inside with retail space in the bottom,

01:15:56.789 --> 01:16:01.350
retail and commercial space. Maybe not just warehouses,

01:16:01.350 --> 01:16:03.449
but even like malls and old shit like that. Old

01:16:03.449 --> 01:16:06.090
malls and strip malls and stuff like that. Yeah,

01:16:06.149 --> 01:16:09.449
that'd be fine. I mean, that's actually pretty

01:16:09.449 --> 01:16:11.430
common in Europe to have with the two floor ones

01:16:11.430 --> 01:16:13.649
where the first floor is a shop or something

01:16:13.649 --> 01:16:14.850
like that. And the second floor is where people

01:16:14.850 --> 01:16:20.149
live. That's a very European idea. Yeah, I which

01:16:20.149 --> 01:16:21.590
I would agree. I didn't know they do it in Europe,

01:16:21.689 --> 01:16:24.369
but I think that's something they should be looking

01:16:24.369 --> 01:16:28.829
at here. Damn right. I wish there was a lot of

01:16:28.829 --> 01:16:31.050
roofs. There's a lot of roof space for solar

01:16:31.050 --> 01:16:33.810
panels. Yeah. They've already got the square

01:16:33.810 --> 01:16:37.090
footage to run all the power supply for it. They

01:16:37.090 --> 01:16:39.569
could put a battery bank there. Wouldn't be anything.

01:16:39.890 --> 01:16:41.369
And knowing that, if you build the house the

01:16:41.369 --> 01:16:42.710
right way, you can even build a greenhouse on

01:16:42.710 --> 01:16:45.170
your roof. So the idea is you do the A -frame,

01:16:45.329 --> 01:16:47.869
that's all the glass and everything, and have

01:16:47.869 --> 01:16:49.550
it all enclosed. In graduations, you can now

01:16:49.550 --> 01:16:51.069
grow your own food and have a nice little patio

01:16:51.069 --> 01:16:53.909
up there. And it keeps everything nice and warm,

01:16:53.949 --> 01:16:55.270
so in the winter, you don't have to worry about

01:16:55.270 --> 01:16:57.359
your heating bill. In the summer, you have somewhere

01:16:57.359 --> 01:17:04.460
to put the heat offset from the house. Look at

01:17:04.460 --> 01:17:06.800
us. We're solving another issue. Well, yeah,

01:17:06.840 --> 01:17:08.859
that's what we do. The problem is no one listens

01:17:08.859 --> 01:17:11.020
to us. That's our issue. We can solve all the

01:17:11.020 --> 01:17:13.140
problems, but it's the people with money are

01:17:13.140 --> 01:17:16.939
like, yes, but I wouldn't make a return of 397%.

01:17:16.939 --> 01:17:20.220
So I'm just not going to do it. It's like, you

01:17:20.220 --> 01:17:23.710
know. I think that's one of the things that's

01:17:23.710 --> 01:17:26.989
going to get me into politics is trying to push

01:17:26.989 --> 01:17:30.569
for some of these solutions or at least showing

01:17:30.569 --> 01:17:35.170
the proof of concept. Because I think one of

01:17:35.170 --> 01:17:36.569
the bigger issues we have, for example, when

01:17:36.569 --> 01:17:39.390
it comes to housing, there's a reason why a lot

01:17:39.390 --> 01:17:42.329
of veterans come back and are homeless. They

01:17:42.329 --> 01:17:45.069
don't have communities that can support them

01:17:45.069 --> 01:17:48.170
through a tiny house project like that with local.

01:17:48.779 --> 01:17:50.800
either law enforcement or medical staff right

01:17:50.800 --> 01:17:52.079
there. Same thing with people that were like

01:17:52.079 --> 01:17:53.500
ex -drug addicts or something like that trying

01:17:53.500 --> 01:17:55.520
to reintegrate. Even people coming out of prison.

01:17:56.359 --> 01:17:58.140
They're trying to reintegrate to get away from

01:17:58.140 --> 01:18:00.439
gang stuff, away from everything else. This could

01:18:00.439 --> 01:18:02.840
be used in any single way you want to do it.

01:18:02.960 --> 01:18:05.960
And the local resources could be provided. It

01:18:05.960 --> 01:18:08.779
just takes someone to organize it. Because I've

01:18:08.779 --> 01:18:11.279
already run the numbers before. I know how to

01:18:11.279 --> 01:18:15.199
do it cost effective. Yeah. I just saw a very

01:18:15.199 --> 01:18:18.159
interesting video. that ties back into our prison

01:18:18.159 --> 01:18:22.560
reform episode. There's a prison over in, I want

01:18:22.560 --> 01:18:25.939
to say like Finland, Denmark, Sweden area. Yeah.

01:18:26.119 --> 01:18:30.439
Um, they do prisons very differently over there

01:18:30.439 --> 01:18:35.159
and they have a five year recidivism rate, less

01:18:35.159 --> 01:18:40.840
than 20%. Whereas here in America, our five year

01:18:40.840 --> 01:18:46.260
recidivism rate is over 70%. Yeah. Because when

01:18:46.260 --> 01:18:48.479
they're locked up over there, they treat them

01:18:48.479 --> 01:18:52.039
like way different. They actually put them in

01:18:52.039 --> 01:18:54.960
school. They teach them skills. They make sure

01:18:54.960 --> 01:18:57.819
that they're taught like brain stuff, education

01:18:57.819 --> 01:19:01.159
stuff. And these are the criminals that actually

01:19:01.159 --> 01:19:04.659
just have non -life sentences. Yeah. So like

01:19:04.659 --> 01:19:07.520
the sub 10 year sentences, like they're going

01:19:07.520 --> 01:19:11.479
to get out. So they need to be integrating into

01:19:11.479 --> 01:19:13.960
society when they get out. And the prisons are

01:19:13.960 --> 01:19:16.420
set up to look like the way society looks on

01:19:16.420 --> 01:19:20.319
the outside. It's not the 40 -year -old building

01:19:20.319 --> 01:19:21.920
that just has a bunch of bars on the inside.

01:19:22.100 --> 01:19:25.720
It's a focus on rehabilitation over punishment.

01:19:26.619 --> 01:19:29.119
Yeah. Which is, I think, the way it should be

01:19:29.119 --> 01:19:32.000
for most crimes, or especially victimless crimes,

01:19:32.239 --> 01:19:33.539
or if it's your first crime. Victimless, yeah.

01:19:33.859 --> 01:19:35.920
You know. It's one thing if you do some of the

01:19:35.920 --> 01:19:38.579
more extreme stuff, then, well, I have the opposite

01:19:38.579 --> 01:19:40.960
opinion of you, of those people that do the more

01:19:40.960 --> 01:19:43.729
extreme stuff. Tree shredder lube. Yeah, exactly.

01:19:44.109 --> 01:19:48.529
But if you just committed tax fraud, I really

01:19:48.529 --> 01:19:51.949
don't think... To be fair, tax is a theft anyway,

01:19:52.189 --> 01:19:55.149
so that's a whole different ballgame. How is

01:19:55.149 --> 01:19:59.949
it a crime if you're stealing from thieves? You

01:19:59.949 --> 01:20:03.149
know? Where's Robin Hood when you need him? But

01:20:03.149 --> 01:20:07.369
it's one of those things to where a focus on

01:20:07.369 --> 01:20:08.909
rehabilitation would be huge, which I know we

01:20:08.909 --> 01:20:11.430
did an episode about anyway. about the prison

01:20:11.430 --> 01:20:13.050
system in the form i think that's a really important

01:20:13.050 --> 01:20:16.029
watch i feel like we did a lot of problem solving

01:20:16.029 --> 01:20:19.770
there and really pointed out a lot but we do

01:20:19.770 --> 01:20:21.409
a lot of problem solving every episode what are

01:20:21.409 --> 01:20:25.189
you talking about it's what we do yes You know,

01:20:25.229 --> 01:20:27.569
I feel like what we do is we give people other

01:20:27.569 --> 01:20:29.850
problems in the form of trauma, but we solve

01:20:29.850 --> 01:20:33.109
other problems. It's like we offset. We established

01:20:33.109 --> 01:20:35.609
nature's balance, the balance in the universe.

01:20:35.989 --> 01:20:37.829
Between the start of our podcast, the end of

01:20:37.829 --> 01:20:39.930
our podcast, there's still the same amount of

01:20:39.930 --> 01:20:42.090
problems. We solve the problems for the world.

01:20:42.109 --> 01:20:44.550
We give people their own problems. Congratulations.

01:20:44.810 --> 01:20:46.750
Here's your own personal trauma, hand -delivered

01:20:46.750 --> 01:20:49.670
by us. You're welcome. That's what I do. Yeah,

01:20:49.750 --> 01:20:52.449
you know. Especially with you in the pre -show.

01:20:52.880 --> 01:20:57.640
Oh, Jesus. You're going to have nightmares someday

01:20:57.640 --> 01:21:03.020
because of me. Gonna. Motherfucker, I've known

01:21:03.020 --> 01:21:07.720
you for a decade. Jesus Christ. Longer than that.

01:21:08.340 --> 01:21:13.579
Oh, yeah. Oh, 12 years, 10, 11 years. At least.

01:21:14.039 --> 01:21:19.140
Yeah. Yeah. Wow. I won't fuck. I'm old. God damn.

01:21:19.180 --> 01:21:21.710
Uh -huh. I'm going to get my will in order. I

01:21:21.710 --> 01:21:23.109
got to take my own advice and talk to a lawyer.

01:21:23.189 --> 01:21:27.430
Jesus, fuck. I don't have my will set in stone

01:21:27.430 --> 01:21:33.829
yet. Right. Yeah, me either. But all right. I

01:21:33.829 --> 01:21:35.989
think we've hit all the points we wanted to hit

01:21:35.989 --> 01:21:39.850
tonight. So in being a weeknight, we're not going

01:21:39.850 --> 01:21:44.109
to drag this out. Yeah, I think we definitely

01:21:44.109 --> 01:21:46.550
hit all the big points in our own unique way.

01:21:47.449 --> 01:21:51.420
Yeah. I would like to go ahead and just confirm

01:21:51.420 --> 01:21:56.020
that there is no evidence that BlackRock is actively

01:21:56.020 --> 01:22:00.359
buying the federal land, but it has been proposed.

01:22:00.779 --> 01:22:03.399
And that's where it sits as of right now. I think

01:22:03.399 --> 01:22:05.479
we know there's only a couple of companies that

01:22:05.479 --> 01:22:09.180
can afford to buy several thousand square miles

01:22:09.180 --> 01:22:11.939
of federal land like that. There's only a few

01:22:11.939 --> 01:22:13.060
companies that are going to have the capital.

01:22:13.819 --> 01:22:16.560
Yeah. And that already know the people at play.

01:22:17.490 --> 01:22:21.850
Yeah. So they'll, they'll buy it up and build,

01:22:22.029 --> 01:22:26.289
you know, a $10 ,000 million houses. And besides

01:22:26.289 --> 01:22:29.930
the big three, I mean, Apple, Amazon, they could

01:22:29.930 --> 01:22:32.569
probably do it. I really don't want to see out

01:22:32.569 --> 01:22:35.770
West Bezosville popping up. Well, the problem

01:22:35.770 --> 01:22:37.670
is you're going to have Costco town, Amazonville.

01:22:37.829 --> 01:22:39.989
I mean, you know, yeah. You know, what's going

01:22:39.989 --> 01:22:41.529
to be weird is I think we're also going to be

01:22:41.529 --> 01:22:43.229
quickly going back to the era, like how it was

01:22:43.229 --> 01:22:46.090
where there'd be corporate towns or company towns.

01:22:46.779 --> 01:22:49.020
So where they own everything and they're like,

01:22:49.100 --> 01:22:51.659
hey, you know, you can work for us, but we're

01:22:51.659 --> 01:22:54.119
going to give you somewhere to live. You know

01:22:54.119 --> 01:22:56.720
what that means? What? We could take a road trip

01:22:56.720 --> 01:22:59.279
and we're going to be driving and we'll see the

01:22:59.279 --> 01:23:01.840
giant white and blue sign with red writing. It

01:23:01.840 --> 01:23:05.460
just says, welcome to Costco. I love you. Welcome

01:23:05.460 --> 01:23:11.399
to Costco. We love you. God. Imagine, imagine

01:23:11.399 --> 01:23:13.960
if the Costco like. Welcome to Costco. We love

01:23:13.960 --> 01:23:16.279
you. And one of the rules is like forcibly you

01:23:16.279 --> 01:23:19.119
have to accept a hug anytime you go into Costco.

01:23:21.420 --> 01:23:24.819
And to get around it, they just put like the

01:23:24.819 --> 01:23:28.420
entrance sign at the city limits. You have to

01:23:28.420 --> 01:23:30.840
stop and you have to show your receipt for buying

01:23:30.840 --> 01:23:37.079
gas. What's going to be even wild, though, are

01:23:37.079 --> 01:23:38.800
some of those. I bet you some of those towns,

01:23:38.819 --> 01:23:40.619
though, in order for tax reasons, they're going

01:23:40.619 --> 01:23:43.329
to make them electric vehicle only. Probably

01:23:43.329 --> 01:23:45.289
that right now that they're going to make their

01:23:45.289 --> 01:23:48.029
own insular towns to where like, good luck leaving.

01:23:48.149 --> 01:23:51.510
Oh no. This town is owned for the next 150 miles

01:23:51.510 --> 01:23:53.930
square wide. And Oh, we only saw electric vehicles

01:23:53.930 --> 01:23:57.029
that do 140 miles. Oh no, you can't leave. You

01:23:57.029 --> 01:23:58.909
can leave whenever you want. You just can't check

01:23:58.909 --> 01:24:02.550
out. You know, I just telling you, I'm going

01:24:02.550 --> 01:24:05.670
to get to that point. I think we'll save some

01:24:05.670 --> 01:24:07.550
of that for our cities of the future episode.

01:24:08.510 --> 01:24:10.109
We're going to have to do that one soon. Oh yeah.

01:24:11.190 --> 01:24:13.510
That'll be something good to talk about. You

01:24:13.510 --> 01:24:16.750
will own nothing. I think you're right. It'll

01:24:16.750 --> 01:24:22.149
be a lot of e -bikes, scooters, smart walkways,

01:24:22.409 --> 01:24:28.390
escalators, robo -taxis, that kind of shit. That's

01:24:28.390 --> 01:24:30.310
what it will all be. So you don't have to own

01:24:30.310 --> 01:24:32.369
a vehicle. But if you want to get somewhere,

01:24:32.449 --> 01:24:34.189
you have to pay a lot of money to Uber to a rich

01:24:34.189 --> 01:24:37.029
guy that actually owns a car. Yep. It's going

01:24:37.029 --> 01:24:39.289
to be weird. We keep going forward so far that

01:24:39.289 --> 01:24:40.590
we're going backward. We're going to eventually

01:24:40.590 --> 01:24:43.489
be like the 1910s where rich people owned cars

01:24:43.489 --> 01:24:45.770
before Henry Ford came out and actually started

01:24:45.770 --> 01:24:49.649
doing the assembly line. Well, you're a rich

01:24:49.649 --> 01:24:51.829
person. You own a Tesla. By the way, that was

01:24:51.829 --> 01:24:54.729
also said back in 1910, back when Edison was

01:24:54.729 --> 01:24:56.409
making cars. Oh, you're a rich person. You own

01:24:56.409 --> 01:25:02.670
an Edison. It's literally 120 years off. Yeah.

01:25:02.789 --> 01:25:05.390
How bad is it that those were also electric cars?

01:25:05.880 --> 01:25:07.699
That's what I'm saying. The first cars were electric.

01:25:09.579 --> 01:25:14.779
Yeah. But, you know, money. That's all it is.

01:25:15.819 --> 01:25:19.920
Yep. All it ever is. Also, for our episode on

01:25:19.920 --> 01:25:23.000
the Fed that we're looking at doing, we have

01:25:23.000 --> 01:25:25.439
to mention the tie -in to the Titanic. I know

01:25:25.439 --> 01:25:28.539
I'm way off topic here, but, oh, yeah. There's

01:25:28.539 --> 01:25:32.020
a few tie -ins on that one. There are three tie

01:25:32.020 --> 01:25:35.199
-ins to the Titanic. And they have big names.

01:25:37.260 --> 01:25:40.439
It was a setup bad. I'm telling you. The Titanic

01:25:40.439 --> 01:25:42.659
was a hit job. Yeah, exactly. Okay. Oh, so we're

01:25:42.659 --> 01:25:46.260
in agreement on that. Okay. Oh, tinfoil hats

01:25:46.260 --> 01:25:51.000
all around. Let's go. Yes, sir. We'll get the

01:25:51.000 --> 01:25:53.100
tinfoil hat for that episode. I may make a tinfoil

01:25:53.100 --> 01:26:00.399
staff. Oh, yes. Oh, I got to figure out a way.

01:26:00.439 --> 01:26:05.079
All right. Well. Wrap a branch in tinfoil. There

01:26:05.079 --> 01:26:11.060
you go. That's oddly simple. I was way overcomplicating

01:26:11.060 --> 01:26:16.479
it. Fair enough. Yep. Leave it to me. All right.

01:26:16.500 --> 01:26:17.920
So I think we're going to call this for tonight.

01:26:18.579 --> 01:26:21.060
If you made it this far, thank you. We love you.

01:26:21.500 --> 01:26:24.239
Gibbs will lovingly stroke your beard or your

01:26:24.239 --> 01:26:27.279
back hair, whichever you have. I will hopefully.

01:26:29.920 --> 01:26:33.659
see some shares and whatnot on the socials. I

01:26:33.659 --> 01:26:37.060
actively encourage you guys to start trying to

01:26:37.060 --> 01:26:39.039
throw this in people's faces, get it into their

01:26:39.039 --> 01:26:42.500
eye holes amongst other holes and share the love.

01:26:45.119 --> 01:26:46.979
Don't look at me like that. I can look at you

01:26:46.979 --> 01:26:49.340
however I want. It's free country, bitch. Do

01:26:49.340 --> 01:26:57.779
not look at me in that tone of voice. But no.

01:26:58.910 --> 01:27:02.130
Like we said last episode, challenge you to share

01:27:02.130 --> 01:27:05.729
this episode or this podcast with at least one

01:27:05.729 --> 01:27:08.729
friend. See if they like it and share the love.

01:27:10.449 --> 01:27:13.689
We're solving too many problems to just keep

01:27:13.689 --> 01:27:16.270
it to the small group that we've got. Let's grow

01:27:16.270 --> 01:27:18.029
this bitch. Yeah, make sure y 'all keep fucking

01:27:18.029 --> 01:27:19.550
up stuff at home so we got problems to solve

01:27:19.550 --> 01:27:22.289
because we're running out of them. Yeah, we keep

01:27:22.289 --> 01:27:25.600
solving them. I know. I think the problem is

01:27:25.600 --> 01:27:27.819
we have to do an anti -podcast where we actually

01:27:27.819 --> 01:27:29.539
create problems in the world to keep this one

01:27:29.539 --> 01:27:32.039
going. That way both podcasts kind of keep each

01:27:32.039 --> 01:27:38.739
other rolling. You can be Gip and I'll be Pibbs.

01:27:44.359 --> 01:27:49.739
Oh, man. The problem is I have spent well over

01:27:49.739 --> 01:27:52.359
a decade with one name, and if you change it,

01:27:52.399 --> 01:27:55.399
I'll be able to fuck it up every time. Hey, I

01:27:55.399 --> 01:27:57.739
was able to change my name the other episode

01:27:57.739 --> 01:28:02.359
with just not even realizing I did it. So I was

01:28:02.359 --> 01:28:04.619
Gibbs for a moment. I know. It was terrifying

01:28:04.619 --> 01:28:08.000
being Pip for a moment. So much genitalia. I

01:28:08.000 --> 01:28:10.060
just like that emotional trauma. So much genitalia.

01:28:10.060 --> 01:28:11.699
I didn't even ask for it. It just showed up.

01:28:14.140 --> 01:28:17.489
I am the earthquake. Oh, my God. Steak crevices

01:28:17.489 --> 01:28:21.949
everywhere. Sorry. Sorry to the people at home.

01:28:21.970 --> 01:28:29.689
That was TMI. Oh, God. All right. So we'll call

01:28:29.689 --> 01:28:34.369
it here. Thanks again for listening. We do appreciate

01:28:34.369 --> 01:28:39.109
you guys hanging out. And I guess we'll see you

01:28:39.109 --> 01:28:41.869
on the next one. Bye. Bye.