1 00:00:00,000 --> 00:00:03,060 Hey there and welcome to the deep dive. 2 00:00:03,060 --> 00:00:06,640 You know, money, it's something we all deal with, right? 3 00:00:06,640 --> 00:00:07,920 Yeah, definitely. 4 00:00:07,920 --> 00:00:09,740 It's not just about the money itself, 5 00:00:09,740 --> 00:00:13,840 but that, how do we say it, financial smarts 6 00:00:13,840 --> 00:00:15,360 that can make all the difference. 7 00:00:15,360 --> 00:00:16,200 For sure. 8 00:00:16,200 --> 00:00:18,920 You guys sent in excerpts from Rich Dad Poor Dad, 9 00:00:18,920 --> 00:00:20,400 Robert Kiyosaki's book. 10 00:00:20,400 --> 00:00:21,720 Oh yeah, I've heard of that one. 11 00:00:21,720 --> 00:00:23,400 Yeah, it's gotten a lot of buzz. 12 00:00:23,400 --> 00:00:24,240 It has. 13 00:00:24,240 --> 00:00:26,140 And it's about, well, it's got some pretty 14 00:00:26,140 --> 00:00:28,320 unconventional ideas about building wealth, 15 00:00:28,320 --> 00:00:29,760 even some controversial stuff. 16 00:00:29,760 --> 00:00:30,600 Right. 17 00:00:30,600 --> 00:00:32,680 So we're gonna dig into those main ideas, 18 00:00:32,680 --> 00:00:35,200 the things that can really help your own financial journey. 19 00:00:35,200 --> 00:00:36,120 Sounds good. 20 00:00:36,120 --> 00:00:37,800 Yeah, we wanna see what we can find 21 00:00:37,800 --> 00:00:40,040 and what you can actually do with this information. 22 00:00:40,040 --> 00:00:41,040 That's what matters, right? 23 00:00:41,040 --> 00:00:42,560 Turning information into action. 24 00:00:42,560 --> 00:00:45,760 Exactly, it's about those aha moments. 25 00:00:45,760 --> 00:00:48,480 Okay, so the book starts with Kiyosaki talking about 26 00:00:48,480 --> 00:00:52,720 growing up with two, like, father figures. 27 00:00:52,720 --> 00:00:53,540 Okay. 28 00:00:53,540 --> 00:00:55,800 His own dad, who he calls Poor Dad, 29 00:00:55,800 --> 00:00:58,240 and his friend's dad, the Rich Dad. 30 00:00:58,240 --> 00:01:01,600 And they had totally different views on money and success. 31 00:01:01,600 --> 00:01:05,320 And Kiyosaki uses their different philosophies 32 00:01:05,320 --> 00:01:09,840 to challenge the usual advice, you know? 33 00:01:09,840 --> 00:01:11,240 Yeah, like go to school, get a good job, 34 00:01:11,240 --> 00:01:12,640 and you'll be set, that kind of thing. 35 00:01:12,640 --> 00:01:15,440 Yeah, exactly, he thinks that often leads to struggle, 36 00:01:15,440 --> 00:01:16,320 not security. 37 00:01:16,320 --> 00:01:17,840 Yeah, he thinks he can trap people. 38 00:01:17,840 --> 00:01:20,280 And he's got this story about the richest guys in America 39 00:01:20,280 --> 00:01:21,720 back in 1923. 40 00:01:21,720 --> 00:01:22,560 Oh wow. 41 00:01:22,560 --> 00:01:24,760 Like the Vanderbilts, Rockefellers, 42 00:01:24,760 --> 00:01:26,520 those big names, right? 43 00:01:26,520 --> 00:01:27,560 But here's the thing, 44 00:01:27,560 --> 00:01:31,600 in just a few decades, a lot of them ended up bankrupt. 45 00:01:31,600 --> 00:01:32,720 It's wild. 46 00:01:32,720 --> 00:01:34,240 Wow, that's a big fall. 47 00:01:34,240 --> 00:01:36,240 Right, so even if you're at the top. 48 00:01:36,240 --> 00:01:37,200 It doesn't mean you're safe. 49 00:01:37,200 --> 00:01:39,640 Exactly, you need more than just making money. 50 00:01:39,640 --> 00:01:41,440 He says you need financial intelligence. 51 00:01:41,440 --> 00:01:44,160 Right, it's about managing it, investing it, growing it. 52 00:01:44,160 --> 00:01:45,960 Yeah, like you could win the lottery, but. 53 00:01:45,960 --> 00:01:47,160 But if you don't know what you're doing. 54 00:01:47,160 --> 00:01:48,600 It could be gone just like that. 55 00:01:48,600 --> 00:01:50,720 Yeah, Kiyosaki's all about changing your mindset 56 00:01:50,720 --> 00:01:51,640 about money. 57 00:01:51,640 --> 00:01:52,960 Not just budgeting or whatever. 58 00:01:52,960 --> 00:01:54,240 Right, it's a whole new way of thinking. 59 00:01:54,240 --> 00:01:57,120 Okay, so let's get to a big idea from the book. 60 00:01:57,120 --> 00:01:59,360 Assets versus liabilities. 61 00:01:59,360 --> 00:02:00,600 Okay, I'm listening. 62 00:02:00,600 --> 00:02:02,520 This is where things get interesting. 63 00:02:02,520 --> 00:02:04,280 He kind of flips the script 64 00:02:04,280 --> 00:02:07,040 on what most of us think is an asset. 65 00:02:07,040 --> 00:02:10,000 He says an asset puts money in your pocket 66 00:02:10,000 --> 00:02:12,480 while liability takes money out. 67 00:02:12,480 --> 00:02:13,320 Okay. 68 00:02:13,320 --> 00:02:16,400 So that house, we're all told, is our biggest asset. 69 00:02:16,400 --> 00:02:17,680 Yeah, what about that? 70 00:02:17,680 --> 00:02:19,360 Well, he says for a lot of people, 71 00:02:19,360 --> 00:02:20,880 it's actually a liability. 72 00:02:20,880 --> 00:02:21,720 Really? 73 00:02:21,720 --> 00:02:24,160 Now, he's not saying owning a home is bad, 74 00:02:24,160 --> 00:02:26,120 but if it's eating up your cash flow. 75 00:02:26,120 --> 00:02:27,040 With the mortgage and all that? 76 00:02:27,040 --> 00:02:29,120 Yeah, mortgage, taxes, repairs, all of that. 77 00:02:29,120 --> 00:02:32,120 Then it's acting like a liability, not helping you. 78 00:02:32,120 --> 00:02:33,400 It's all about the cash flow then. 79 00:02:33,400 --> 00:02:34,560 Exactly. 80 00:02:34,560 --> 00:02:38,160 And he has this image he calls the rat race to show this. 81 00:02:38,160 --> 00:02:39,000 Exactly. 82 00:02:39,000 --> 00:02:41,560 It's this cycle where you're working to pay your bills, 83 00:02:41,560 --> 00:02:45,440 but then as you make more money, your expenses also go up. 84 00:02:45,440 --> 00:02:47,840 So you're stuck on this treadmill, never getting ahead. 85 00:02:47,840 --> 00:02:49,760 Always running, never going anywhere. 86 00:02:49,760 --> 00:02:50,720 Exactly. 87 00:02:50,720 --> 00:02:52,800 So how do we escape this rat race? 88 00:02:52,800 --> 00:02:54,880 Is that where minding your own business comes in? 89 00:02:54,880 --> 00:02:55,720 It is. 90 00:02:55,720 --> 00:02:57,840 Kiyosaki says you need to focus on building 91 00:02:57,840 --> 00:03:00,880 a strong foundation by getting assets 92 00:03:00,880 --> 00:03:02,640 that generate passive income. 93 00:03:02,640 --> 00:03:05,160 So what does minding your own business actually mean? 94 00:03:05,160 --> 00:03:07,280 It's not just starting a company, is it? 95 00:03:07,280 --> 00:03:08,760 No, no, it's bigger than that. 96 00:03:08,760 --> 00:03:11,640 It's about building your assets, not just making more money 97 00:03:11,640 --> 00:03:12,960 from your job. 98 00:03:12,960 --> 00:03:14,640 It's about having your money work for you. 99 00:03:14,640 --> 00:03:15,640 So give us an example. 100 00:03:15,640 --> 00:03:18,240 How can someone actually mind their own business 101 00:03:18,240 --> 00:03:20,080 and build assets? 102 00:03:20,080 --> 00:03:23,200 So Kiyosaki uses this great example of McDonald's. 103 00:03:23,200 --> 00:03:25,280 He says, they're not just in the burger business, 104 00:03:25,280 --> 00:03:27,320 they're in the real estate business. 105 00:03:27,320 --> 00:03:28,920 They own all those prime locations, right? 106 00:03:28,920 --> 00:03:29,920 Yeah. 107 00:03:29,920 --> 00:03:32,440 That's a huge asset base, making them money even 108 00:03:32,440 --> 00:03:34,360 beyond just selling burgers. 109 00:03:34,360 --> 00:03:36,840 That's pretty mind blowing when you think about it like that. 110 00:03:36,840 --> 00:03:38,800 Right, but thinking outside the box. 111 00:03:38,800 --> 00:03:41,200 Yeah, finding assets that make you money even 112 00:03:41,200 --> 00:03:42,360 when you're not working. 113 00:03:42,360 --> 00:03:43,120 Exactly. 114 00:03:43,120 --> 00:03:44,840 Passive income streams, you know? 115 00:03:44,840 --> 00:03:47,520 OK, but not everyone's going to build a McDonald's empire, 116 00:03:47,520 --> 00:03:48,040 right? 117 00:03:48,040 --> 00:03:48,600 Yeah. 118 00:03:48,600 --> 00:03:51,040 So for someone just starting, what 119 00:03:51,040 --> 00:03:53,680 should they be looking at for their asset column, 120 00:03:53,680 --> 00:03:56,160 especially if they don't have tons of money to invest? 121 00:03:56,160 --> 00:03:57,840 There are a lot of choices, depending 122 00:03:57,840 --> 00:03:59,480 on how much risk you're comfortable with 123 00:03:59,480 --> 00:04:00,720 and what you want to achieve. 124 00:04:00,720 --> 00:04:01,200 OK. 125 00:04:01,200 --> 00:04:03,200 Kiyosaki talks about real estate, of course, 126 00:04:03,200 --> 00:04:06,200 but also things like stocks, bonds, even 127 00:04:06,200 --> 00:04:07,640 intellectual property. 128 00:04:07,640 --> 00:04:10,480 He's big on investing in yourself, your education. 129 00:04:10,480 --> 00:04:13,480 So instead of that new car or gadget, 130 00:04:13,480 --> 00:04:16,280 maybe invest in a course or learn a skill. 131 00:04:16,280 --> 00:04:16,960 Exactly. 132 00:04:16,960 --> 00:04:20,080 Shift your mindset from spending to investing, 133 00:04:20,080 --> 00:04:21,440 even in your own development. 134 00:04:21,440 --> 00:04:22,200 That's powerful. 135 00:04:22,200 --> 00:04:24,800 So it's not just about how much money you have, 136 00:04:24,800 --> 00:04:26,920 but how you think about it, where you put it. 137 00:04:26,920 --> 00:04:27,440 Totally. 138 00:04:27,440 --> 00:04:31,760 And that leads to another big Kiyosaki idea, corporations. 139 00:04:31,760 --> 00:04:35,680 He sees them as really powerful for building wealth. 140 00:04:35,680 --> 00:04:36,200 Interesting. 141 00:04:36,200 --> 00:04:39,040 Because of legal stuff, tax advantages, all that. 142 00:04:39,040 --> 00:04:41,000 But that can be tricky for the average person. 143 00:04:41,000 --> 00:04:41,760 Right. 144 00:04:41,760 --> 00:04:44,680 Yeah, corporations seem like for big businesses. 145 00:04:44,680 --> 00:04:46,480 Right, not just something you do on your own. 146 00:04:46,480 --> 00:04:48,760 Kiyosaki's very into corporations, 147 00:04:48,760 --> 00:04:50,960 but he's honest about how complex they are. 148 00:04:50,960 --> 00:04:52,720 Yeah, you'd need help to figure it out. 149 00:04:52,720 --> 00:04:55,920 Definitely, you need experts for the legal and tax stuff. 150 00:04:55,920 --> 00:04:56,560 Makes sense. 151 00:04:56,560 --> 00:05:00,320 He even says corporations are like a big secret 152 00:05:00,320 --> 00:05:01,120 of the wealthy. 153 00:05:01,120 --> 00:05:01,760 How so? 154 00:05:01,760 --> 00:05:04,080 Because they can reduce their taxes legally 155 00:05:04,080 --> 00:05:05,680 and protect their assets. 156 00:05:05,680 --> 00:05:06,480 Interesting. 157 00:05:06,480 --> 00:05:09,080 But he's clear, this isn't about being shady. 158 00:05:09,080 --> 00:05:12,960 It's about knowing the rules and using them to your advantage. 159 00:05:12,960 --> 00:05:14,240 Right, playing smart. 160 00:05:14,240 --> 00:05:15,160 Exactly. 161 00:05:15,160 --> 00:05:17,080 Like knowing the tax laws can help 162 00:05:17,080 --> 00:05:20,240 you keep more of your money, which you can then reinvest. 163 00:05:20,240 --> 00:05:22,440 Yeah, making your money work harder. 164 00:05:22,440 --> 00:05:25,200 But is it realistic for the average person 165 00:05:25,200 --> 00:05:27,920 to use corporations to build wealth? 166 00:05:27,920 --> 00:05:30,640 You'd probably need a lot of money and expertise, right? 167 00:05:30,640 --> 00:05:31,480 It's a good question. 168 00:05:31,480 --> 00:05:33,120 And yeah, starting a corporation is not 169 00:05:33,120 --> 00:05:34,400 something to jump into lightly. 170 00:05:34,400 --> 00:05:35,000 Right. 171 00:05:35,000 --> 00:05:37,000 But Kiyosaki's point is we shouldn't 172 00:05:37,000 --> 00:05:39,520 be afraid to learn about these tools, 173 00:05:39,520 --> 00:05:41,520 to see how they might work for us. 174 00:05:41,520 --> 00:05:44,120 So maybe not starting with a huge corporation, 175 00:05:44,120 --> 00:05:45,880 but just understanding how they work. 176 00:05:45,880 --> 00:05:48,040 Exactly, maybe using those principles later on. 177 00:05:48,040 --> 00:05:50,040 Expanding our financial knowledge, right? 178 00:05:50,040 --> 00:05:50,720 Yes. 179 00:05:50,720 --> 00:05:53,120 Don't limit yourself to just the traditional ways 180 00:05:53,120 --> 00:05:54,880 of thinking about money. 181 00:05:54,880 --> 00:05:56,520 I like that, not limiting ourselves. 182 00:05:56,520 --> 00:06:00,120 So we've talked about assets, minding your own business, 183 00:06:00,120 --> 00:06:01,560 and corporations. 184 00:06:01,560 --> 00:06:02,880 A lot to think about already. 185 00:06:02,880 --> 00:06:03,800 Right. 186 00:06:03,800 --> 00:06:06,720 But Kiyosaki also talks about what's inside us, 187 00:06:06,720 --> 00:06:08,840 the things that get in the way of building wealth. 188 00:06:08,840 --> 00:06:09,640 What does he mean? 189 00:06:09,640 --> 00:06:11,120 He calls them roadblocks. 190 00:06:11,120 --> 00:06:11,620 OK. 191 00:06:11,620 --> 00:06:13,000 There are five of them. 192 00:06:13,000 --> 00:06:18,000 Fear, cynicism, laziness, bad habits, and arrogance. 193 00:06:18,000 --> 00:06:19,880 Wow, that covers a lot. 194 00:06:19,880 --> 00:06:21,400 And those can be tough to overcome. 195 00:06:21,400 --> 00:06:22,280 They really can. 196 00:06:22,280 --> 00:06:23,520 Yeah, they can sneak up on you. 197 00:06:23,520 --> 00:06:24,560 Let's start with fear. 198 00:06:24,560 --> 00:06:26,360 We all get scared of losing money, 199 00:06:26,360 --> 00:06:28,000 especially when it comes to investing. 200 00:06:28,000 --> 00:06:28,960 Oh, yeah, for sure. 201 00:06:28,960 --> 00:06:30,920 Kiyosaki says we should use that fear. 202 00:06:30,920 --> 00:06:31,720 Use it? 203 00:06:31,720 --> 00:06:33,040 Yeah, as motivation. 204 00:06:33,040 --> 00:06:34,000 Don't let it stop you. 205 00:06:34,000 --> 00:06:36,280 Ask yourself, how can I minimize the risk? 206 00:06:36,280 --> 00:06:39,120 Or what can I learn if this doesn't work out? 207 00:06:39,120 --> 00:06:40,080 Turn it around, huh? 208 00:06:40,080 --> 00:06:40,760 Yeah. 209 00:06:40,760 --> 00:06:45,760 He even talks about this Texan mindset of go big or go home, 210 00:06:45,760 --> 00:06:48,480 which doesn't mean be reckless, but be 211 00:06:48,480 --> 00:06:50,240 willing to take risks. 212 00:06:50,240 --> 00:06:51,320 Calculated risks. 213 00:06:51,320 --> 00:06:54,440 Right, and know that failure is part of learning. 214 00:06:54,440 --> 00:06:54,960 That's true. 215 00:06:54,960 --> 00:06:56,720 So it's not about avoiding fear. 216 00:06:56,720 --> 00:06:59,520 It's about understanding it and not letting it stop you. 217 00:06:59,520 --> 00:07:01,920 So knowledge is key, like you were saying earlier. 218 00:07:01,920 --> 00:07:03,440 Exactly. 219 00:07:03,440 --> 00:07:07,600 The more you know about money, the less you'll be afraid. 220 00:07:07,600 --> 00:07:10,000 OK, next roadblock, cynicism. 221 00:07:10,000 --> 00:07:11,640 We've all heard those voices, right? 222 00:07:11,640 --> 00:07:14,520 It'll never work, or too good to be true. 223 00:07:14,520 --> 00:07:15,920 Yeah, exactly. 224 00:07:15,920 --> 00:07:18,440 So how do we deal with that negativity? 225 00:07:18,440 --> 00:07:21,520 Kiyosaki says be analytical, not cynical. 226 00:07:21,520 --> 00:07:22,560 OK. 227 00:07:22,560 --> 00:07:25,120 Look at the facts, but don't let negativity 228 00:07:25,120 --> 00:07:26,800 make the decision for you. 229 00:07:26,800 --> 00:07:29,240 He talks about people who hear about real estate and say, 230 00:07:29,240 --> 00:07:30,800 I don't want to fix toilets. 231 00:07:30,800 --> 00:07:33,400 They're so focused on that one thing, 232 00:07:33,400 --> 00:07:36,560 they miss the big picture of building passive income. 233 00:07:36,560 --> 00:07:38,880 It's like whatever you focus on, that's what you'll see. 234 00:07:38,880 --> 00:07:40,480 Right, if you focus on the negative, 235 00:07:40,480 --> 00:07:41,880 that's all you'll find. 236 00:07:41,880 --> 00:07:43,520 So challenge those cynical thoughts. 237 00:07:43,520 --> 00:07:45,800 Ask yourself, is this really true, 238 00:07:45,800 --> 00:07:47,400 or is it just fear talking? 239 00:07:47,400 --> 00:07:48,160 Good advice. 240 00:07:48,160 --> 00:07:48,640 Yeah. 241 00:07:48,640 --> 00:07:50,160 OK, what about laziness? 242 00:07:50,160 --> 00:07:52,480 We all have lazy days, but I think Kiyosaki means something 243 00:07:52,480 --> 00:07:53,640 more here, right? 244 00:07:53,640 --> 00:07:55,840 Yeah, he means mental laziness, like not wanting 245 00:07:55,840 --> 00:07:57,920 to think about money or manage it. 246 00:07:57,920 --> 00:08:00,600 He says his rich dad always pushed him to find solutions, 247 00:08:00,600 --> 00:08:01,720 to be proactive. 248 00:08:01,720 --> 00:08:03,160 So don't just sit there and do some. 249 00:08:03,160 --> 00:08:04,280 Yeah. 250 00:08:04,280 --> 00:08:07,120 He says instead of saying, I can't afford it, 251 00:08:07,120 --> 00:08:09,120 ask, how can I afford it? 252 00:08:09,120 --> 00:08:10,080 That's a good one, yeah. 253 00:08:10,080 --> 00:08:13,240 It forces you to think, to be creative, 254 00:08:13,240 --> 00:08:16,480 to find ways you might not have seen before. 255 00:08:16,480 --> 00:08:18,760 It's like working out your brain, making it stronger. 256 00:08:18,760 --> 00:08:19,800 Exactly. 257 00:08:19,800 --> 00:08:23,600 All right, we've got fear, cynicism, laziness. 258 00:08:23,600 --> 00:08:24,960 How about bad habits? 259 00:08:24,960 --> 00:08:27,640 What are some of the financial ones that Kiyosaki talks about? 260 00:08:27,640 --> 00:08:30,200 He says one of the biggest ones is paying yourself last. 261 00:08:30,200 --> 00:08:31,080 What does he mean? 262 00:08:31,080 --> 00:08:34,440 Most people, they pay bills, taxes, all that. 263 00:08:34,440 --> 00:08:37,800 Then whatever's left goes to savings or investments, 264 00:08:37,800 --> 00:08:39,080 if there's anything left at all. 265 00:08:39,080 --> 00:08:41,320 So we should flip that around, pay ourselves first. 266 00:08:41,320 --> 00:08:41,840 Exactly. 267 00:08:41,840 --> 00:08:44,280 Put money into your asset column before anything else. 268 00:08:44,280 --> 00:08:46,280 Wow, that's a different way to think about it. 269 00:08:46,280 --> 00:08:49,120 It's about making your financial well-being a priority. 270 00:08:49,120 --> 00:08:50,360 Not an afterthought. 271 00:08:50,360 --> 00:08:51,080 Right. 272 00:08:51,080 --> 00:08:53,400 Treat it like a bill you have to pay. 273 00:08:53,400 --> 00:08:56,200 Like that powerful stuff, even if it's just 274 00:08:56,200 --> 00:08:57,520 a small amount to start. 275 00:08:57,520 --> 00:08:58,400 Exactly. 276 00:08:58,400 --> 00:08:59,800 It's about building that habit. 277 00:08:59,800 --> 00:09:02,720 OK, last roadblock arrogance. 278 00:09:02,720 --> 00:09:05,240 This one's tricky because it can look like confidence, right? 279 00:09:05,240 --> 00:09:06,520 How do you tell the difference? 280 00:09:06,520 --> 00:09:10,560 So Kiyosaki says arrogance is like, what you don't know 281 00:09:10,560 --> 00:09:12,560 doesn't matter. 282 00:09:12,560 --> 00:09:13,840 Yeah, I've met people like that. 283 00:09:13,840 --> 00:09:16,400 He's talking about being closed off to new information, 284 00:09:16,400 --> 00:09:19,160 especially in finance, where things are always changing. 285 00:09:19,160 --> 00:09:20,600 You have to be willing to learn. 286 00:09:20,600 --> 00:09:21,320 Right. 287 00:09:21,320 --> 00:09:24,040 He says arrogant people don't ask for advice or listen 288 00:09:24,040 --> 00:09:27,080 to experts, and that can be a recipe for disaster. 289 00:09:27,080 --> 00:09:27,920 Especially with money. 290 00:09:27,920 --> 00:09:28,800 Yeah. 291 00:09:28,800 --> 00:09:30,720 So it's about being humble, knowing 292 00:09:30,720 --> 00:09:33,440 you don't know everything, and being open to learning. 293 00:09:33,440 --> 00:09:34,760 Always be a student. 294 00:09:34,760 --> 00:09:35,560 That's it. 295 00:09:35,560 --> 00:09:37,240 And that brings us back to what Kiyosaki 296 00:09:37,240 --> 00:09:39,040 says about financial intelligence being 297 00:09:39,040 --> 00:09:41,120 a journey, not a destination. 298 00:09:41,120 --> 00:09:41,880 Keep learning. 299 00:09:41,880 --> 00:09:42,600 Keep growing. 300 00:09:42,600 --> 00:09:43,280 Exactly. 301 00:09:43,280 --> 00:09:44,840 It's ongoing. 302 00:09:44,840 --> 00:09:47,760 All right, we've covered so much, from the two dads 303 00:09:47,760 --> 00:09:49,080 to those roadblocks. 304 00:09:49,080 --> 00:09:50,120 It's a lot to take in. 305 00:09:50,120 --> 00:09:51,000 It is. 306 00:09:51,000 --> 00:09:53,320 But Kiyosaki doesn't just leave us with these ideas. 307 00:09:53,320 --> 00:09:55,800 He gives us things we can actually do to get started. 308 00:09:55,800 --> 00:09:56,840 OK, like what? 309 00:09:56,840 --> 00:09:59,040 Finding mentors, taking classes, 310 00:09:59,040 --> 00:10:01,560 and he's big on always making offers, negotiating, 311 00:10:01,560 --> 00:10:02,640 looking for deals. 312 00:10:02,640 --> 00:10:03,360 Saying active. 313 00:10:03,360 --> 00:10:04,240 Yes. 314 00:10:04,240 --> 00:10:07,240 And one of his best pieces of advice, which we touched on, 315 00:10:07,240 --> 00:10:08,840 is to pay yourself first. 316 00:10:08,840 --> 00:10:10,240 Ah, right. 317 00:10:10,240 --> 00:10:11,640 Making it a priority. 318 00:10:11,640 --> 00:10:15,160 It's such a simple idea, but it can change everything. 319 00:10:15,160 --> 00:10:17,240 It's a reminder that we're in charge 320 00:10:17,240 --> 00:10:19,120 of our own financial well-being. 321 00:10:19,120 --> 00:10:21,400 We can't rely on someone else to take care of us. 322 00:10:21,400 --> 00:10:22,400 We have to be proactive. 323 00:10:22,400 --> 00:10:23,200 Exactly. 324 00:10:23,200 --> 00:10:26,240 And he has this great line, if you want to be rich, 325 00:10:26,240 --> 00:10:29,440 you must know what kind of income to work hard for, 326 00:10:29,440 --> 00:10:32,560 how to keep it, and how to protect it from loss. 327 00:10:32,560 --> 00:10:34,440 That's it, right there. 328 00:10:34,440 --> 00:10:35,160 The heart of it. 329 00:10:35,160 --> 00:10:35,680 Right. 330 00:10:35,680 --> 00:10:36,920 It's not just making money. 331 00:10:36,920 --> 00:10:40,080 It's understanding how it works, making it work for you, 332 00:10:40,080 --> 00:10:41,920 and keeping it safe. 333 00:10:41,920 --> 00:10:45,160 It's a journey anyone can start, no matter where they are now. 334 00:10:45,160 --> 00:10:45,720 Absolutely. 335 00:10:45,720 --> 00:10:48,240 It starts with education, discipline, 336 00:10:48,240 --> 00:10:51,480 and being willing to change how you think about money. 337 00:10:51,480 --> 00:10:54,120 And finding those heroes, like Kiyosaki talks about. 338 00:10:54,120 --> 00:10:54,600 Oh, yeah. 339 00:10:54,600 --> 00:10:57,400 People you admire who are successful with money, 340 00:10:57,400 --> 00:10:58,640 learning from them. 341 00:10:58,640 --> 00:11:00,120 Not copying them, exactly. 342 00:11:00,120 --> 00:11:02,200 Right, but seeing what they did and adapting it 343 00:11:02,200 --> 00:11:03,680 to your own situation. 344 00:11:03,680 --> 00:11:04,640 Finding your own path. 345 00:11:04,640 --> 00:11:05,640 Yeah. 346 00:11:05,640 --> 00:11:07,880 Before we move on, there's one more thing from Kiyosaki 347 00:11:07,880 --> 00:11:09,280 I want to bring up, giving back. 348 00:11:09,280 --> 00:11:10,320 Oh, that's important. 349 00:11:10,320 --> 00:11:12,280 He says true wealth isn't just about money. 350 00:11:12,280 --> 00:11:15,680 It's about using what you have to make a positive impact. 351 00:11:15,680 --> 00:11:16,800 Making a difference. 352 00:11:16,800 --> 00:11:19,840 He talks about tithing, giving a portion of your income 353 00:11:19,840 --> 00:11:22,240 to a good cause, and how that can actually 354 00:11:22,240 --> 00:11:24,560 create a positive cycle in your life. 355 00:11:24,560 --> 00:11:26,640 Like what you give out comes back to you. 356 00:11:26,640 --> 00:11:27,880 Exactly. 357 00:11:27,880 --> 00:11:29,720 So as we wrap up this first part, 358 00:11:29,720 --> 00:11:32,360 I'm curious, what's resonating with you? 359 00:11:32,360 --> 00:11:33,720 What's standing out so far? 360 00:11:33,720 --> 00:11:35,400 And what questions are coming up for you? 361 00:11:35,400 --> 00:11:37,600 What are you interested in learning more about? 362 00:11:37,600 --> 00:11:40,080 Let's take a quick pause to think about all this, 363 00:11:40,080 --> 00:11:42,800 and we'll be back soon to continue our exploration 364 00:11:42,800 --> 00:11:44,320 of rich dad, poor dad. 365 00:11:44,320 --> 00:11:45,760 Welcome back. 366 00:11:45,760 --> 00:11:47,400 Glad to hear those ideas are resonating. 367 00:11:47,400 --> 00:11:49,480 Yeah, it's been eye-opening so far. 368 00:11:49,480 --> 00:11:49,960 Definitely. 369 00:11:49,960 --> 00:11:51,640 Like that McDonald's example, whoa. 370 00:11:51,640 --> 00:11:52,760 Yeah, it makes you think. 371 00:11:52,760 --> 00:11:54,480 Totally changes how you see things. 372 00:11:54,480 --> 00:11:54,960 For sure. 373 00:11:54,960 --> 00:11:57,160 But let's get into some of Kiyosaki's more 374 00:11:57,160 --> 00:11:58,360 practical advice. 375 00:11:58,360 --> 00:11:59,480 OK, sounds good. 376 00:11:59,480 --> 00:12:02,680 He talks a lot about mentors, finding the right people. 377 00:12:02,680 --> 00:12:04,480 Yeah, he really believes in that. 378 00:12:04,480 --> 00:12:06,960 He says it can make a huge difference in your journey. 379 00:12:06,960 --> 00:12:09,520 It makes sense, learning from people who've already done it. 380 00:12:09,520 --> 00:12:11,200 Instead of figuring it all out yourself. 381 00:12:11,200 --> 00:12:12,720 Exactly. 382 00:12:12,720 --> 00:12:15,720 But finding a good mentor, that's not always easy. 383 00:12:15,720 --> 00:12:17,480 Yeah, where do you even start? 384 00:12:17,480 --> 00:12:20,920 Kiyosaki says, look around you first. 385 00:12:20,920 --> 00:12:22,840 Who do you know who's successful in the areas 386 00:12:22,840 --> 00:12:24,600 you're interested in? 387 00:12:24,600 --> 00:12:25,640 Yeah, that makes sense. 388 00:12:25,640 --> 00:12:28,200 It'd be family, a friend, even someone 389 00:12:28,200 --> 00:12:29,440 you admire from afar. 390 00:12:29,440 --> 00:12:30,640 So don't be shy. 391 00:12:30,640 --> 00:12:31,600 Reach out to people. 392 00:12:31,600 --> 00:12:32,960 Exactly. 393 00:12:32,960 --> 00:12:36,200 And you don't need just one perfect mentor. 394 00:12:36,200 --> 00:12:38,680 You can have several, each with their own strengths. 395 00:12:38,680 --> 00:12:41,320 Like building your own personal team of advisors? 396 00:12:41,320 --> 00:12:42,440 That's a good way to put it. 397 00:12:42,440 --> 00:12:44,560 But what if you're just starting out? 398 00:12:44,560 --> 00:12:46,200 And you don't have a big network yet. 399 00:12:46,200 --> 00:12:47,600 Right, what then? 400 00:12:47,600 --> 00:12:51,760 Kiyosaki suggests going to seminars, workshops. 401 00:12:51,760 --> 00:12:55,000 Those are great places to meet people, maybe find a mentor. 402 00:12:55,000 --> 00:12:56,840 Yeah, those events usually attract people 403 00:12:56,840 --> 00:12:58,680 who are into financial growth. 404 00:12:58,680 --> 00:13:01,800 Exactly, people who are passionate, willing to share. 405 00:13:01,800 --> 00:13:03,120 So we've got finding mentors. 406 00:13:03,120 --> 00:13:05,640 What other advice does Kiyosaki give? 407 00:13:05,640 --> 00:13:08,960 Well, he's a big believer in classes, seminars, 408 00:13:08,960 --> 00:13:09,720 always learning. 409 00:13:09,720 --> 00:13:10,720 Never stop learning. 410 00:13:10,720 --> 00:13:11,520 That's it. 411 00:13:11,520 --> 00:13:12,960 And not just formal education. 412 00:13:12,960 --> 00:13:15,680 It could be reading books, listening to podcasts. 413 00:13:15,680 --> 00:13:16,280 Thought this one. 414 00:13:16,280 --> 00:13:16,880 Exactly. 415 00:13:16,880 --> 00:13:19,600 Or even just talking to people who know about finance. 416 00:13:19,600 --> 00:13:21,840 Key is to always be expanding your knowledge. 417 00:13:21,840 --> 00:13:24,000 Yeah, because the financial world's always changing. 418 00:13:24,000 --> 00:13:25,280 Keeping up with the times. 419 00:13:25,280 --> 00:13:27,840 And Kiyosaki also stresses taking action, 420 00:13:27,840 --> 00:13:28,920 not just learning. 421 00:13:28,920 --> 00:13:30,200 Putting it all into practice. 422 00:13:30,200 --> 00:13:31,840 Yeah, he's all about that. 423 00:13:31,840 --> 00:13:35,800 He says, make offers, negotiate, always look for deals. 424 00:13:35,800 --> 00:13:37,000 Be proactive. 425 00:13:37,000 --> 00:13:39,560 He uses this cool analogy, like a surfer, 426 00:13:39,560 --> 00:13:41,400 always scanning for the perfect wave. 427 00:13:41,400 --> 00:13:42,560 OK. 428 00:13:42,560 --> 00:13:45,040 Good investors like that, always looking for opportunities. 429 00:13:45,040 --> 00:13:47,280 So you have to go out and create those opportunities. 430 00:13:47,280 --> 00:13:47,760 Yes. 431 00:13:47,760 --> 00:13:50,680 He tells this story about a college student 432 00:13:50,680 --> 00:13:52,560 who got $3,000. 433 00:13:52,560 --> 00:13:53,480 OK. 434 00:13:53,480 --> 00:13:55,600 Instead of buying a car, he used it 435 00:13:55,600 --> 00:13:57,160 to learn about real estate. 436 00:13:57,160 --> 00:13:57,760 Wow. 437 00:13:57,760 --> 00:14:01,080 And turn that $3,000 into a successful real estate 438 00:14:01,080 --> 00:14:01,880 portfolio. 439 00:14:01,880 --> 00:14:04,000 Sometimes the best investment is in yourself. 440 00:14:04,000 --> 00:14:05,000 It really is. 441 00:14:05,000 --> 00:14:07,480 It's not always about starting with a lot of money. 442 00:14:07,480 --> 00:14:09,320 It's about having the right mindset. 443 00:14:09,320 --> 00:14:11,360 Being willing to learn, take action. 444 00:14:11,360 --> 00:14:12,240 Exactly. 445 00:14:12,240 --> 00:14:14,440 Financial success isn't just about luck. 446 00:14:14,440 --> 00:14:16,440 So invest in your financial intelligence 447 00:14:16,440 --> 00:14:19,120 like you would in the stocks or real estate. 448 00:14:19,120 --> 00:14:21,080 Which brings us back to that idea, 449 00:14:21,080 --> 00:14:23,200 financial intelligence is a journey. 450 00:14:23,200 --> 00:14:24,720 Not a destination. 451 00:14:24,720 --> 00:14:25,280 Yeah. 452 00:14:25,280 --> 00:14:27,320 Always learning, growing, adapting. 453 00:14:27,320 --> 00:14:28,480 And it's not always easy. 454 00:14:28,480 --> 00:14:30,200 There'll be challenges along the way. 455 00:14:30,200 --> 00:14:32,720 Setbacks, even failures. 456 00:14:32,720 --> 00:14:35,840 But Kiyosaki says those are the best teachers. 457 00:14:35,840 --> 00:14:37,840 You learn and come back stronger. 458 00:14:37,840 --> 00:14:39,960 He even says the size of your success 459 00:14:39,960 --> 00:14:42,360 is measured by the strength of your desire, 460 00:14:42,360 --> 00:14:45,200 the size of your dream, and how you handle disappointment 461 00:14:45,200 --> 00:14:45,960 along the way. 462 00:14:45,960 --> 00:14:47,240 Wow, that's powerful. 463 00:14:47,240 --> 00:14:47,880 It is, right? 464 00:14:47,880 --> 00:14:49,000 It's not just about smarts. 465 00:14:49,000 --> 00:14:50,280 It's about resilience. 466 00:14:50,280 --> 00:14:51,440 Being able to bounce back. 467 00:14:51,440 --> 00:14:56,560 So we've talked mentors, classes, being proactive, 468 00:14:56,560 --> 00:14:58,040 embracing the journey. 469 00:14:58,040 --> 00:15:00,080 Oh, and one more thing Kiyosaki talks about. 470 00:15:00,080 --> 00:15:01,880 Having different income streams. 471 00:15:01,880 --> 00:15:03,480 Yeah, that's so important today. 472 00:15:03,480 --> 00:15:06,720 Especially with job security being less certain. 473 00:15:06,720 --> 00:15:09,920 He's basically saying, don't put all your eggs in one basket. 474 00:15:09,920 --> 00:15:10,720 Exactly. 475 00:15:10,720 --> 00:15:14,000 Don't rely on just one job or source of income. 476 00:15:14,000 --> 00:15:15,040 Have multiple streams. 477 00:15:15,040 --> 00:15:17,560 So what are some examples of those different streams? 478 00:15:17,560 --> 00:15:18,600 What does he suggest? 479 00:15:18,600 --> 00:15:20,440 Well, he talks about businesses, of course. 480 00:15:20,440 --> 00:15:22,680 But also passive income through investments, 481 00:15:22,680 --> 00:15:25,280 like real estate, stocks, bonds. 482 00:15:25,280 --> 00:15:28,480 So a mix of active and passive income. 483 00:15:28,480 --> 00:15:29,560 That's it. 484 00:15:29,560 --> 00:15:31,320 It takes time and effort, but it's worth it. 485 00:15:31,320 --> 00:15:33,680 Having that safety net, not depending on one thing. 486 00:15:33,680 --> 00:15:35,960 And it gives you more choices, more flexibility. 487 00:15:35,960 --> 00:15:39,480 You like having the freedom to pursue your passions. 488 00:15:39,480 --> 00:15:40,800 Or spend time with family. 489 00:15:40,800 --> 00:15:43,440 Not being tied to that nine to five grind. 490 00:15:43,440 --> 00:15:44,320 That's the dream. 491 00:15:44,320 --> 00:15:45,160 It is. 492 00:15:45,160 --> 00:15:47,600 And Kiyosaki says, with financial intelligence 493 00:15:47,600 --> 00:15:50,320 and multiple income streams, it's possible. 494 00:15:50,320 --> 00:15:50,920 I like that. 495 00:15:50,920 --> 00:15:51,920 It's possible. 496 00:15:51,920 --> 00:15:53,200 OK, so we've covered a lot. 497 00:15:53,200 --> 00:15:55,960 But one thing I'm still thinking about is how Kiyosaki says, 498 00:15:55,960 --> 00:15:58,600 we need to understand how money works. 499 00:15:58,600 --> 00:15:59,480 To build wealth. 500 00:15:59,480 --> 00:16:00,280 Right. 501 00:16:00,280 --> 00:16:04,120 But for someone who's not from a wealthy family. 502 00:16:04,120 --> 00:16:05,960 It'd be tough to know where to even begin. 503 00:16:05,960 --> 00:16:07,520 The whole system seems built for the rich, 504 00:16:07,520 --> 00:16:09,240 and everyone else is playing catch up. 505 00:16:09,240 --> 00:16:10,120 That's a good point. 506 00:16:10,120 --> 00:16:10,640 And it's true. 507 00:16:10,640 --> 00:16:12,360 The system can feel unfair. 508 00:16:12,360 --> 00:16:13,600 So how do we break through? 509 00:16:13,600 --> 00:16:16,360 Kiyosaki says, learn the rules of the game. 510 00:16:16,360 --> 00:16:17,280 To play effectively. 511 00:16:17,280 --> 00:16:18,760 Yeah, but how? 512 00:16:18,760 --> 00:16:20,920 I think Kiyosaki is all about empowerment. 513 00:16:20,920 --> 00:16:23,840 He's saying, we don't have to be victims of the system. 514 00:16:23,840 --> 00:16:26,240 We can learn and use it to our advantage. 515 00:16:26,240 --> 00:16:28,360 So take charge of our financial education. 516 00:16:28,360 --> 00:16:29,280 Exactly. 517 00:16:29,280 --> 00:16:32,800 Start small, read books, listen to podcasts. 518 00:16:32,800 --> 00:16:34,160 Take courses. 519 00:16:34,160 --> 00:16:36,080 There are tons of resources now. 520 00:16:36,080 --> 00:16:37,840 And don't be afraid to ask questions. 521 00:16:37,840 --> 00:16:40,040 It's not about becoming an expert overnight. 522 00:16:40,040 --> 00:16:42,480 It's about starting and keep learning. 523 00:16:42,480 --> 00:16:43,680 One step at a time. 524 00:16:43,680 --> 00:16:44,600 That's it. 525 00:16:44,600 --> 00:16:46,400 Small steps, consistent effort. 526 00:16:46,400 --> 00:16:46,900 Right. 527 00:16:46,900 --> 00:16:49,400 So we've explored a lot of rich dad, poor dad. 528 00:16:49,400 --> 00:16:50,720 It's been a deep dive for sure. 529 00:16:50,720 --> 00:16:55,280 We've talked about Kiyosaki's big ideas, his advice, even 530 00:16:55,280 --> 00:16:57,400 his more unconventional views. 531 00:16:57,400 --> 00:16:59,000 He definitely has some strong opinions. 532 00:16:59,000 --> 00:16:59,880 He does. 533 00:16:59,880 --> 00:17:02,160 But the biggest takeaway for me is that anyone 534 00:17:02,160 --> 00:17:04,040 can build financial intelligence. 535 00:17:04,040 --> 00:17:05,200 No matter where you start. 536 00:17:05,200 --> 00:17:08,840 It's about knowledge, action, building the future you want. 537 00:17:08,840 --> 00:17:10,280 Couldn't have said it better myself. 538 00:17:10,280 --> 00:17:12,640 Now before we wrap up, I want to mention one more thing 539 00:17:12,640 --> 00:17:14,360 Kiyosaki talks about. 540 00:17:14,360 --> 00:17:15,120 Giving back. 541 00:17:15,120 --> 00:17:16,000 Oh, that's important. 542 00:17:16,000 --> 00:17:18,200 He says true wealth isn't just about money. 543 00:17:18,200 --> 00:17:20,720 It's about making a positive impact. 544 00:17:20,720 --> 00:17:22,520 Using what you have to help others. 545 00:17:22,520 --> 00:17:25,120 He talks about tithing, giving some of your income 546 00:17:25,120 --> 00:17:26,960 to a cause you believe in. 547 00:17:26,960 --> 00:17:27,880 Being generous. 548 00:17:27,880 --> 00:17:31,120 And how that can actually create a positive cycle in your life. 549 00:17:31,120 --> 00:17:33,280 It's about sharing, contributing to something 550 00:17:33,280 --> 00:17:34,400 bigger than yourself. 551 00:17:34,400 --> 00:17:36,440 Abundance isn't just about what you have. 552 00:17:36,440 --> 00:17:38,360 It's about what you give. 553 00:17:38,360 --> 00:17:39,560 That's a good way to put it. 554 00:17:39,560 --> 00:17:42,600 So as we wrap up this part, what are your thoughts? 555 00:17:42,600 --> 00:17:44,400 What are you taking away from all this? 556 00:17:44,400 --> 00:17:45,480 Well, it's standing out to you. 557 00:17:45,480 --> 00:17:47,560 And what are you thinking about doing differently 558 00:17:47,560 --> 00:17:49,000 based on what we've discussed? 559 00:17:49,000 --> 00:17:51,940 Maybe something small, like tracking your spending better. 560 00:17:51,940 --> 00:17:53,040 Or setting up a budget. 561 00:17:53,040 --> 00:17:55,600 Or something bigger, like looking into investments. 562 00:17:55,600 --> 00:17:57,280 Or starting a side hustle. 563 00:17:57,280 --> 00:18:00,120 Whatever it is, remember, every journey 564 00:18:00,120 --> 00:18:01,800 starts with a single step. 565 00:18:01,800 --> 00:18:03,040 That's right. 566 00:18:03,040 --> 00:18:04,760 We hope this deep dive has given you 567 00:18:04,760 --> 00:18:08,360 the knowledge and motivation to take that step and keep going. 568 00:18:08,360 --> 00:18:09,840 It's all about empowering yourself. 569 00:18:09,840 --> 00:18:12,000 Now, before we move to the final part, 570 00:18:12,000 --> 00:18:14,000 I want to leave you with one question inspired 571 00:18:14,000 --> 00:18:16,240 by Rich Dad Poor Dad. 572 00:18:16,240 --> 00:18:20,040 If money were no object and you couldn't work for it, 573 00:18:20,040 --> 00:18:24,000 what would you spend your time doing, learning, or creating? 574 00:18:24,000 --> 00:18:25,600 That's a good one to think about. 575 00:18:25,600 --> 00:18:28,480 It really gets you thinking about what's important. 576 00:18:28,480 --> 00:18:30,160 It might spark some new ideas, help 577 00:18:30,160 --> 00:18:32,240 you see things differently. 578 00:18:32,240 --> 00:18:34,320 Let's take a quick break, and we'll be right back 579 00:18:34,320 --> 00:18:37,200 to wrap up our exploration of Rich Dad Poor Dad. 580 00:18:40,800 --> 00:18:41,320 Welcome back. 581 00:18:41,320 --> 00:18:43,800 It's been a wild ride with Rich Dad Poor Dad. 582 00:18:43,800 --> 00:18:44,960 Yeah, lots to unpack. 583 00:18:44,960 --> 00:18:48,480 We've covered assets, liabilities, those roadblocks, 584 00:18:48,480 --> 00:18:49,400 all that good stuff. 585 00:18:49,400 --> 00:18:51,840 Yeah, Kiyosaki really makes you think differently. 586 00:18:51,840 --> 00:18:52,880 He does. 587 00:18:52,880 --> 00:18:54,600 But before we finish, I want to go back 588 00:18:54,600 --> 00:18:57,280 to something we talked about before, financial literacy. 589 00:18:57,280 --> 00:18:58,680 The foundation, right? 590 00:18:58,680 --> 00:19:01,680 Yeah, without it, even if you're super motivated, 591 00:19:01,680 --> 00:19:03,400 it's hard to make smart decisions. 592 00:19:03,400 --> 00:19:03,920 It's true. 593 00:19:03,920 --> 00:19:05,280 You need that knowledge base. 594 00:19:05,280 --> 00:19:07,040 Like building a house with no blueprints, 595 00:19:07,040 --> 00:19:09,720 you might get something up, but it's not going to be solid. 596 00:19:09,720 --> 00:19:12,120 Right, and I think that's where a lot of people struggle. 597 00:19:12,120 --> 00:19:13,760 They know they want financial security. 598 00:19:13,760 --> 00:19:15,160 But they don't know where to start. 599 00:19:15,160 --> 00:19:16,280 It's overwhelming, right? 600 00:19:16,280 --> 00:19:18,600 Especially with all the conflicting information 601 00:19:18,600 --> 00:19:19,340 out there. 602 00:19:19,340 --> 00:19:21,360 You've got those gurus promising 603 00:19:21,360 --> 00:19:23,120 you'll get rich quick, and then you've 604 00:19:23,120 --> 00:19:25,520 got those scary headlines about the economy crashing. 605 00:19:25,520 --> 00:19:26,720 Yeah, who do you believe? 606 00:19:26,720 --> 00:19:27,520 Exactly. 607 00:19:27,520 --> 00:19:30,440 So that's where Kiyosaki's focus on education comes in. 608 00:19:30,440 --> 00:19:32,040 He's not giving you the answers. 609 00:19:32,040 --> 00:19:34,160 He's teaching you how to find the answers. 610 00:19:34,160 --> 00:19:36,440 Right, it's not about some magic formula. 611 00:19:36,440 --> 00:19:38,800 It's about learning to think for yourself. 612 00:19:38,800 --> 00:19:40,600 Developing that financial intelligence 613 00:19:40,600 --> 00:19:41,560 to make good choices. 614 00:19:41,560 --> 00:19:43,680 Taking control, being in the driver's seat. 615 00:19:43,680 --> 00:19:45,080 I like that. 616 00:19:45,080 --> 00:19:48,240 So as we wrap up Rich Dad Poor Dad, 617 00:19:48,240 --> 00:19:49,640 what are your takeaways? 618 00:19:49,640 --> 00:19:51,360 What are you leaving with today? 619 00:19:51,360 --> 00:19:54,400 What are you feeling inspired to do differently after all this? 620 00:19:54,400 --> 00:19:57,240 Maybe something small, like tracking your spending. 621 00:19:57,240 --> 00:19:58,680 Yeah, or making a budget. 622 00:19:58,680 --> 00:20:00,880 Maybe something big, like looking into investments. 623 00:20:00,880 --> 00:20:02,600 Starting a side hustle. 624 00:20:02,600 --> 00:20:06,000 Remember, every journey starts with that first step. 625 00:20:06,000 --> 00:20:06,880 So true. 626 00:20:06,880 --> 00:20:08,720 And we hope this deep dive has given you 627 00:20:08,720 --> 00:20:10,960 what you need to take that step and keep going. 628 00:20:10,960 --> 00:20:12,800 Keep learning, keep growing. 629 00:20:12,800 --> 00:20:16,520 Before we say goodbye, one last thought from Rich Dad Poor Dad. 630 00:20:16,520 --> 00:20:19,080 If money were no object and you couldn't work for it, 631 00:20:19,080 --> 00:20:21,240 what would you spend your time doing? 632 00:20:21,240 --> 00:20:23,120 Ooh, that's a good one. 633 00:20:23,120 --> 00:20:23,880 Think about that. 634 00:20:23,880 --> 00:20:26,200 What would you learn, create? 635 00:20:26,200 --> 00:20:27,840 It might surprise you what comes up. 636 00:20:27,840 --> 00:20:30,760 That's all for this deep dive into Rich Dad Poor Dad. 637 00:20:30,760 --> 00:20:32,240 Hope you found it insightful. 638 00:20:32,240 --> 00:20:33,800 We sure did. 639 00:20:33,800 --> 00:20:36,640 Remember, financial intelligence is a journey, 640 00:20:36,640 --> 00:20:37,840 not a destination. 641 00:20:37,840 --> 00:20:40,200 Keep learning, keep pushing yourselves. 642 00:20:40,200 --> 00:20:42,080 And create the financial future you want. 643 00:20:42,080 --> 00:20:45,280 If you enjoyed this deep dive, send in your own stuff. 644 00:20:45,280 --> 00:20:47,680 Books, articles, whatever you're curious about. 645 00:20:47,680 --> 00:20:48,800 We'll break it down together. 646 00:20:48,800 --> 00:20:51,960 Until next time, keep diving.