What if the biggest thing standing between you
and the life you want is your mindset around
money? Today on life's next lesson plan I'm joined
by Rebecca Kiger a powerhouse money mindset coach
and trauma informed mentor who went from living
in generational poverty to becoming a leader
helping women rewrite their financial futures
Now Rebecca uses her signature align method to
help women let go of limiting beliefs step into
abundance, and create wealth without burnout.
If you've ever felt stuck, scared to take the
leap, or unsure how to break free from old money
stories, you're not alone. This episode is for
you. Thank you for joining me for another episode
of Life's Next Lesson Plan. I'm Rachel, and I
started this podcast during my 29th and last
year as a high school teacher. The goal of my
work with Life's Next Lesson Plan, as well as
my Live and Learn Patreon, is to create a connection
where we are all teachers. We all have lessons
and stories to share that can help others. I'm
so fortunate to be able to extend the four walls
of my previous classroom to an unlimited audience.
where we can all learn from each other. And my
guests are some of the most inspirational people
with the best stories and lessons I know, which
is why I want to share them with you. Their words
are something everyone should hear. It is my
hope that you are able to take away something
from each episode to apply to your own life,
whether that be a career search, path to a more
fulfilling life, or new ideas on current topics.
I'm so happy to introduce to you my guest today,
Rebecca Kiger. It's another person I have not
met in person, but have been following and feel
a connection to. I had actually heard Rebecca
speak on another podcast, and she is a trauma
-informed money mindset coach. And when I listened
to her story, I was like, whoa, okay, I have
a lot of connections from what she'll share with
you about. her childhood and just kind of growing
up in that sort of scarcity mindset of like where
is the next dollar coming from and I could relate
a lot to that and then just sort of how she met
her mentor and had kind of a complete mindset
shift that sort of changed the trajectory of
her life and a lot of you who are listening are
sort of going through that like I'm in my comfort
zone and I'm not sure you know what it looks
like on the other side and, you know, very worried
about money and just stability that you've had
in your career. And I have to say I had already
made my decision to leave education after 29
years when I came across Rebecca. But I was I
kept getting after I had made that decision,
sort of all these confirmations of like, even
though it was a risky decision, this is right
and it's going to be OK. And so I knew that I
had to share. Rebecca's story with you and so
I'm gonna let her introduce herself and start
to talk a little bit about some of these what
I was talking about similarities in her childhood
and she just has such a remarkable story so welcome
Rebecca thank you so much for being here today
Of course. Thank you so much for having me, Rachel.
I really appreciate it. I'm excited to dive in.
Great. So yes, if you could just start us a little
bit from the beginning, a little bit of your
life story and, you know, kind of talking about
that mentor that you had. I think we talk about
mentors here a lot and maybe not at the time.
We don't realize it, but looking back, you're
like, that was a pivotal moment for me. And that
person really changed the course of my life.
Yeah, 1000%. So well, just to kind of reiterate,
I'm a master mindset and money coach with 18
years experience helping people reach their financial
goals. And so a lot of people will look at me
now and be like, oh, you know, this is all easy
for you and it's easy for you to say and write
all of those kinds of things being in the world
that I'm in now. But it definitely wasn't always
this way. And so to your point, I grew up below
the poverty line. My mom was a single mom with
seven children. So there was seven of us and
we lived on government assistance. You know,
my mom didn't work because she had to take care
of us and would have had to pay a lot more money
to send us all to daycare or different things.
And so it was very scarce. And there were a lot
of times that we weren't sure if we would have
a roof over our head. Right. And so That led
me to repeating some of those same patterns.
I got pregnant at 17. I had my daughter at 18
and I started going to work because I knew college
wasn't an option for me. I was also on government
assistance and I was just, hey, whatever I needed
to do to make a life for my daughter. I knew
that I wanted more for her than what I was given
because I mean, obviously that's all my mom could
do, but I knew that I wanted more. I just had
no idea what that looked like. And so I started
working as they would have. have it in the banking
world, making pretty close to minimum wage at
the time. I found my pay stub not that long ago
and I made $9 ,000 in my very first year with
the baby at home. Yeah, I know. you know, looking
back and like it's one of those periods of time,
you know, and for anyone who's listening, you
probably look back on your life and like, I don't
know how I got through that. I don't know what
happened there, but I did. And that's kind of
the period that I was in at the time. And so
I got on the corporate hamster wheel. I knew
that working hard, the only thing I did learn
about money is working hard would Make more I
would be able to make more of it, right? So as
long as I worked hard and I was like I'll do
anything So I worked as hard as I possibly could
I was working 60 plus hours a week and just grinding
just hustling but just learning I was kind of
that sponge where anyone that was willing to
teach me I was open to them. Tell me what to
do I'll do this and that's about the time maybe
five years or so into my career so I would have
been early 20s I was making about 50 or $60 ,000
a year at the time. And I really thought that
I had made it because genuinely where I came
from, like you, that is a lot of money. Uh, it's
one of the, honestly, um, one of the most poverty
stricken areas in the country, in the U S here.
So that was a lot of money. And that was like,
I felt like I made it. And that's about the time
that my mentor came into my life and that we
were talking about. And he saw more in me than
I saw in myself and he was making multiple six
figures at the time working, you know, maybe
20 hours a week or so and I didn't see that that
was possible for me, but I saw that he was due,
but I saw that it was possible, right? Like I
saw it was possible for him. I'm like, okay,
well, I guess if one person can do it, then I
can do it too. Um, but I kind of borrowed his
belief during that period of time, because I
remember he said to me, he asked me a question,
which was really what opened my eyes, uh, to
a lot of this, which was if you could make any
amount of money in the world, what would that
be? And to that point, you have to imagine like
growing up the way we did, Rachel, right? Like
I didn't know that I had a say. And so when he
asked the question, I was like, what do you mean?
I kind of was number one confused, but then number
two, almost offended because I'm like, you don't
know what I've been through to get to where I
am. And basically what I thought he was saying
was that, you know, it's not enough. And that
was the story of my life to that point. So I
had always felt like it wasn't enough. And I
wasn't enough, right, from a lot of the stories
I carried from childhood. So after lowballing
him for a little bit, I came up with a number
of $100 ,000 because I just figured whatever.
I don't know. It's a round number. Sure, I'll
make $100 ,000. I didn't really have a ton of
belief in myself, but I just borrowed his belief
for that period of time. And it was about nine
months later that I had hit my first six -figure
year. And I'll never forget that day because
it's like burned into my memory of seeing the
pay stub where I, you know, that was that six
figure mark. And that's really when things shifted
for me. And I started realizing that I do have
a say in this and I never knew that before. I
didn't know that I could co -create this reality.
Um, and so, you know, from that point I went
on to continue co -creating my reality. Um, I
was one of the top sales producers. I became
a financial advisor later on, got all my licenses
and started helping people in a more significant
way and became one of the top in my region and
the banking channel where I worked for many,
many years. I had made a lot of money during
that period of time and about a decade or so
into my career, I was at another crossroads.
So I'm happy to pause because I know I've kind
of been going, I don't have any clarifying questions
from here, but I could definitely continue on.
if there's anything else that you want to kind
of clarify. Yeah. How, with your mentor, obviously
it started with him showing this belief that
there was more, right? Did you work with this
person? Were there, you know, was there like
meetings or, you know, did you just put in more
hours? How did that look? Yeah, great question.
So he was my boss at the time and so he was a
financial advisor and he came into my world.
I was a licensed banker, I want to say at the
time. So I had some licenses to basically offer
some additional solutions. So basically if you
came into the bank, let's say you had, you know,
half a million dollars with the bank, I was the
person that they would, Oh, would you like to
go talk to our person about making more money
on your money? Right. So I was kind of that person.
Um, and he was financial advisor and he came
in as, um, not in a, he wasn't my boss, but he
was kind of like a supervisory role. Um, and
so what we did, yeah, he was, he was responsible
for mentoring me and helping me become the best
licensed banker slash eventually financial advisor.
But I've had a lot of those in the past and not,
and I, I mean this with love, but none of them
were him, right? It's like, there's a lot of
people just like in really any industry. And
I've heard this a lot quite a bit is like you're
only as good as the person that you learned from
or your mentor and that was very much the case
that still is very much the case in this specific
industry and so I Really just got super blessed
It was definitely divinely guided that he was
the one to come in and really teach me How he
showed me the ropes and taught me how to do this
how to do it. Well, so we would meet probably
about weekly from that point forward. Um, and
yeah, we just, like I said, set a goal of a hundred
thousand. We got to work. We started, you know,
just working with clients. And I mean, really
what this, that hundred thousand dollar represents
is a course, a manifestation on my end, but then
it was all of the people that I had helped. I
had helped a significant amount of people in
order to make that money to get to where they
wanted to be. and to retire early or to save
money on debt and things like that. So it was
definitely a ripple effect of the people that
I had helped that got me there. OK, yeah, interesting.
So how long did you work with him and stay in
banking? Because I'm assuming now that you have
your own gig, was that the crossroads you're
talking about or did that come later? Yeah, so
we worked together for many years after that
and then as the banking channel does things change
quite a bit So the bank that I was working for
about bought out I don't even I've lost how many
times while I was there It just kept getting
turned over and turned over and turned over and
eventually I just knew that that wasn't a way
to establish a long -term clientele. I was still
My sights were still set on being a financial
advisor for the rest of my life. I was like,
this is a great living. I can do this forever.
Um, and I love helping people in that way. And
then about, like I said, about 10 years and I
was no longer working with him. He had gone on
to start his own financial advising practice
here in Pittsburgh. And then I was working for
another very large firm in the area and my boss
was sitting me, he sat me down a different. different
boss and we were doing a performance review and
this is kind of like the nail in the coffin for
me. I had just made the bank so much money at
the time and I had just hit my largest bonus
ever which was almost a six figure month that
I had had because of this bonus and the different
work that I had done and my boss sat me down
and was like okay let's review your numbers you
know you did a great job But they don't care
about what you did yesterday. They don't care
about what you did last week or last month and
definitely not last year. So what's in your pipeline
now? And I was just like an out of body experience
of like, I've, you know, cause I mean, you have
to imagine at this point, I was giving 60 hours
a week. I was in for, for probably, you know,
a decade. I was missing events with my daughter
because I was a single mom. I was a, it's a woman,
you know, I'm a woman in this industry, which
is a very male dominated industry. I was whipping
all of their butts, right? Like in terms of numbers
and things like that. And so I'd given everything
I possibly could to this corporation. And then
for my boss to say, Basically, again, it's not
enough really was in that moment. I was like,
we're done. Like I'm not, I can't do this. I
physically don't know what else I'm going to
do, but I won't do this. And that's about the
time when, again, as fate would have it, I was
introduced to the personal development industry
and coaching and this online space that I didn't
know existed. And so. that I made the decision
in the moment that I was not going to do this
any longer. And it probably was about six months
or so later that I walked back into that same
boss's office and I quit. And I know I was so
happy to do it. And then I started my financial
coaching business and money mindset business.
And things have been incredible ever since I
learned a lot. No one told me I was going to
take all of those scarcity programs and all the
things that I had from working in the corporate
world into this. Uh, and so I had a lot to learn,
but I'm so glad that I did it in the way that
I did. And now I help women to expand or individuals
in general to expand their capacity to receive
so that they're able to go out and live their
dreams as well. Um, and make that transition
if they want, because it is possible, even though
it can be viewed as very you know difficult and
scary it's absolutely possible. Yeah oh I love
that it resonates with me so much and I love
for today's lesson I know you're going to share
eventually with us your kind of method that you
have trademarked but I something you said about
in your mind that day, you were like, no, this
will not continue. And then you sort of, and
I did this probably for two to three years of
just like, what else is out there experimenting
with other things, watching what other people
who had transitioned from education were doing.
And it was like, you know, you have sort of a
foot in each area where your foot is still in
the stability, but then you're sort of getting
ready to step out and kept applying and applying
and you know I was nearing 50 and I underestimated
how difficult it was going to be to be hired
as a 50 year old right because that's a gamble
first of all they expect that you you know they
think you expect all this money even though I
knew in my mind I was willing to take less just
for a different path and also I think you know
you're near retirement and so do they want to
invest in you but What happened with me during
that two to three year period was just I knew
I had something to fall back on that was safe.
And what changed for me last fall when I made
the decision was I knew enough about myself and
looking back on those two to three years that
if I didn't make the decision before I was ready,
I would continue to fall back into that stability.
And so I just knew I had to do it. didn't have
a plan. And I knew, though, if my back was against
the wall, right, like we are survivors. And so
we will figure it out. And it forces you to become
creative and think outside of the box. And I
just last week accepted my position outside of
education. It was not a posted job. You know,
I'm going to explain more about this. I've, you
know, talked about it a little bit, but I'll
be explaining to the listeners more. But It was
not a posted job. Someone had said, you have
this skill, this skill, this skill. Go to this
company. I bet they're looking for someone like
you. Sure enough, they were like, we've been
talking about this for two to three years, but
we needed someone with your background. Boom.
Wow. I would have never done that though. unless
my back was against the wall. And I think it's
a lot of what you're talking about too, where
it's like, you're operating from a different
mindset. You're putting something out into the
world like, no, I really need to make something
happen, right? I don't have a fallback. And so
you get creative and you uncover every stone
you can. And I think that's what I like too about
your story of like, you knew in that moment,
this is it. And I will find something and I will
make it happen. And that's what I really like
about your story as well. Thank you. And I think
it's just a decision, right? The root word of
the Latin word, which is the root of the word
decision means to cut off, to cut off all other
options. When you make a decision and a declaration
to the universe or to God or whatever your belief
system is, it's a very powerful thing because
it's one of those things that's like I'm I'm
going to do this. And you therefore, right, you
cut off the other options. And sometimes we do
need to make that kind of declaration in order
for things to change. I think that people often
think that the outside is going to change first,
and that's going to be the thing that shifts,
when in all reality, it's not, it's us that's
going to create the outside, essentially. It's
we have to change first, and then the reflection
of what it is that we're getting in the outside
world is going to follow, but it's not the other
way around. Right, and I never, you know, I heard
stories like this, and I love the podcast, How
I Built This. are how I built that. I can't remember
what it is, but it's all these amazing entrepreneurial
stories, you know, even, you know, Sarah Blakely
and Kate Spade and, you know, all these people
who were like, I had no other choice. I was doing
this out of my living room. I was eating, you
know, ramen noodles. And you're like, okay, but
does it really happen that way? And it does once
you shift and put that energy out there. And
now that I'm living it again, I wouldn't have
believed that it could happen to me. until it
started to happen. And so I love hearing stories
like that because yes, it's scary. Yes, it's
a huge gamble. But instead of waking up every
day scared or what if, what if, instead I used
that energy to how and let's try this and let's
try that. And there was a ton of rejection and
a ton of dead ends. But every no was eventually
leading me to the yes, but. I think it's hard
for a lot of people. And again, I couldn't have
done it. My daughter's getting ready to go to
college, and I couldn't have done it when she
was younger financially. But you know when you
are able to do that, and you just have to, like
you said, decide. I love that. I didn't know
that. Even being an English teacher, I didn't
know that root of that word. That's fascinating.
Yeah, so I'd love for you to share. I know I
will put all of your comments. information in
the show notes and your website and everything
where they can look into you a little bit more
and follow you like I did but I'm really excited
for you to share this process that I think you
said came to you like in a meditation or something
I love that because I do my best thinking when
I'm just like driving or in the shower resting
my mind and it's like okay I'm not supposed to
be having all these ingenious ideas of what I
do yeah Absolutely. So, um, and just real quick,
before we go into that, I want to talk about
you. You had mentioned the what if conversation
and you, you are shifting that to how, and one
of the things that I started doing too, if someone's
listening, cause I just feel old to say this,
if you're playing the what if game on the negative
side, what if this doesn't work? What if I fail?
then it's really important to also play that
on the other side. If you're going to play it,
play it on both sides. What if this actually
works? What if people love what I do? What if
this changes my whole life? What if this has
a massive ripple effect in the world? What if
it's the best thing I ever did? So just felt
pulled to say that. I think if we're going to
play that game, it's really important to play
it on both sides. And because that's what opens
up the possibility of, okay, now You know, we
have a part of our brain that starts to the particular
activating system when we start to really see
these possible timelines, which is what my mentor
kind of helped me to start to create was what
if any kind of amount of money was possible for
you? What would that look like? So we oftentimes
play play it on the negative side. So I'll go
into the method now. Yeah, no, I thought what
you said is kind of like, again, how if you're
brought up in that scarcity, environment, right?
You automatically do. And our brains are, research
shows, you know, negatively wired. And so I love
that you bring that up because I did start to
do that. Like, this is going to work out because
if I didn't say that, then what was the alternative,
right? So, yeah, I love because again, it's that
energy that you're putting out there and what
you put out into the universe and what you say
to yourself in your mind over and over eventually,
which I didn't believe but now do, becomes truth.
So, yeah. Thank you for mentioning that. Before
we get into Rebecca's amazing lesson, we're going
to take a short break for our ads and ask the
teacher anything. 100 % of men and women have
hormones, and with the increased presence of
processed foods and environmental toxins, it's
more important than ever to make mindful choices
in the products we use every day. That's why
I trust Q and Grace. high -performing, clean
products designed to support hormone health while
reducing exposure to harmful chemicals. Because
this topic has been my primary focus since ending
birth control in 2024 in an attempt to regulate
my changing midlife hormones, after making healthy
swaps in my diet, personal care products, and
exercise routine, I've been able to lower my
dose of anxiety medication I once relied very
heavily on. and have restored balance to my nervous
system and cleared up the brain fog I was experiencing
in perimenopause. Hugh and Grace has played a
key role in this transformation, offering safe,
effective, non -toxic solutions that support
my wellness journey. If you listened to episode
16 with certified Mayo Clinic health and wellness
coach Tracy Danielson Mitchell, you heard our
talk about the importance of hormone health.
To share with you everything I did throughout
my journey to balance my hormones, I did a deep
dive on my Live and Learn Patreon about all of
the tests and supplements that I use in order
to navigate this journey in my 50s. To find this
episode, you can just visit patreon .com slash
live and learn. Some of my favorite products
I use every day include Hue and Grace's hydrate
and detox that contains powerful antioxidants,
electrolytes, and prebiotic fiber. Their popular
blue drink you see me drinking on Instagram is
their triple boost hormone support protein powder
with blue spirulina that I mix with their daily
collagen supplement. I also keep my skin hydrated
and smooth with their spray -on body oil. I love
putting this on before going out and it gives
my aging skin a more dewy look. I've also switched
out my hair care products to Hue and Grace's
Your Best Hair Day line with all natural ingredients
that help nourish my hair and stretch out time
between washes. If you're on this journey with
me and are interested in exploring Hue and Grace's
trusted non -toxic products, For 10 % off and
free shipping, you can use my discount link at
hewinggrace .com slash lesson plan and reach
out anytime via email at nextlessonplan at gmail
.com with questions. Live and learn with me as
we focus on living fully and feeling our best.
Visit hewinggrace .com. to see how easy it is
to start making some healthy swaps on your way
to non -toxic living. To those of you who have
followed me for a while, you know that I value
mental and physical wellness. Personally, I've
worked with a few different coaches over the
years and even been one myself. If you are looking
for education and support in your own wellness
journey, I would love to invite you to the wellness
community I am currently in that keeps me accountable
daily with my nutrition and movement. If you
are a Facebook user, you can search for our free
group called Team MG. This group is led by my
coach, Megan Grimord, who is a certified trainer
and nutrition coach. She offers lots of education
and support for your wellness journey. If you
want to get to know Coach Megan Moore, you can
follow her on Instagram at all lowercase, Megan,
M -E -G -A -N, underscore, grimoire, G -R -I
-M -O -R -D, or even listen to her on episode
10 of the podcast. She has also created a discount
code for my listeners. Just go to her website,
www .team -mg .com. and enter code LESSONPLAN10
to get $10 off any of her premium coaching packages
for the first month. Coach Megan is a busy mom
like me who works full time, so I appreciate
her practicality mixed with some tough love to
keep me going. Question number one for Ask the
Teacher Anything Today is, are there any books,
tools, or resources you recommend for personal
growth? and fulfillment. So many, but I'll try
to narrow it down. Some of my favorite books
are The Five Second Rule by Mel Robbins. That
definitely helped me a lot. I would say Atomic
Habits by James Clear. Also, great book. As far
as tools and resources, I mean, YouTube is great.
You can find just about anything on any topic
that you need there. But more specifically, if
there's something that you want to do, like when
I wanted to start a podcast, I found someone
whose podcast I admired. who had an online course
and I signed up and took that course. So, you
know, in the age now of everybody designing online
courses, that is much easier to do. Whether that's
attending, you know, a free webinar, like I know
my past podcast guest Michael Hernandez is having
a webinar on if you want to publish a book. There's
just about anything out there. If you want to
do it, you can invest a little bit in yourself
and do that. Great question. Number two, what
is your creative process when planning an episode?
Well, my guest episodes, I would say, there's
not much creativity to them because they kind
of follow a general outline of like how we know
each other, a little bit about their background.
Sometimes that's rooted in education stories.
Sometimes it's more about their childhood, like
today. And then they always have a lesson and
takeaways to share with us. When I'm doing a
solo episode, A lot of times it's, you know,
something that I feel people who are listening
to the podcast would like, you know, that's aligned
with taking the next step or growing personally
or professionally or, you know, dealing with
limiting beliefs that are keeping us stuck. Or
sometimes it's, you know, I come across something
either in another podcast or something I've read
that I think would be helpful. I think coming
up too, I'm going to be talking a little bit,
you know, as I transition out of the classroom,
talking more about just like what that looks
like in my position and what I'm feeling during
that time. And I have had a couple more personal
episodes. So those typically I will outline You
know again kind of the same format of just like
why I feel it's important Some sort of lesson
and then take away for you to take with you Keep
those questions coming again Can submit those
on our website at life's next lesson plan calm
or on our social media? so I love that this is
a nice segue into that because what a lot of
people don't recognize is that we are very similar
to a computer where we're running on programs
and autopilot. Right? And I know that might be,
Oh, what does that mean? Well, if you think about
it, you don't have to really think about driving
your car. When you get in the car, you just know
how to do it. Why? That's a program that's running
because you've done it enough times that your
unconscious mind took that over and was like,
Oh, I'm going to free up brain space for her.
So I'm just going to take over this as an autopilot
thing. Same as tying your shoe, making your coffee,
brushing your teeth, getting a shower. We do
all those things exactly the same way every single
time that we do them. Right. there's reasons
for that. So we are like computers and the more
that we repeat things or they are repeated in
our reality, they become like programs. And so
what this specific method that I am using is
actually doing for people is starting to help
them rewrite the program. So if you have a scarcity
program that's running around money and If we
back up for a second, the way that you know that
you have a scarcity program around money is essentially
if you're not making the kind of money that you
want, if you are not making saving or you have
a relationship with money that feels hard, feels
scarce, feels anxious, feels fearful often, that
is a sign. And then there are many other signs
that they're is a program running behind the
scenes on autopilot. And we need to rewrite that.
We need to rewire it. And the reason that we
need to do that is because during our programming
years, for the time that we are born until about
the age of seven or so, we don't have an analytical
mind. so we're kind of like you know they say
children are like sponges we're picking up on
the things that are going on in our environment
and then that's what we that's how we think that
we human that's like how we think we're supposed
to be in the world I equate it to like having
a GoPro attached to your head when you come out
of the womb it's like you're watching the people
in your environment that's why they say the rich
are you know stay rich and the poor stay poor
because rich people are going to raise their
children to be have a wealthy mindset have good
habits and a good relationship with money and
the opposite is true as well for for those like
you and I or You know listeners who have also
grown out that way so this method and it's called
the align method and I was in a meditation years
ago and I had completely transformed my life
and I'm sitting there actually in this very office
that I'm sitting here and now on one of my benches
and I'm just meditating and I said You know,
I need a process that people are going to remember
that I can articulate very simply how I did what
I did and then how I can duplicate this for other
people. Like, so I asked the question very specifically
which ask and it is given. Right? If we ask questions,
we will receive the answer to them. And it was
like the clouds parted and this method came through
and it spells out the word align, which I will
explain. And as I went on to study this method
and understand the mechanics behind it, I realized
that it's of course backed by neuroscience and
neuro -linguistic programming is built around
these. I'm just like, whoa, this is absolutely
incredible. So, again, asking it is given. So
the very first step in the Align method is step
number one, which is to cultivate what I call
an awareness lens. So A is an awareness lens.
Now, what does that mean? If you are trying to
change your relationship with money, you want
to make more money, you want to save more money,
you want to build a legacy, you want to break
generational cycles, you want to travel more,
you want to have your own business, whatever
it is, you have to cultivate an awareness lens
As to the way that you are showing up around
money right now that is not serving you The the
truth is that the universe doesn't give us in
life what it is that we want It gives us a reflection
of who it is that we are it gives us a reflection
of our dominant vibration around money So if
you're trying to make more money, but the only
thoughts that are going on in your head are I
can't do this I don't have enough money. This
isn't enough I'm not that kind of person right
and you're hearing yourself saying these kinds
of things on a consistent basis or the patterns
that you have around money where you're Overspending
right or you it's like you have that voice in
your head that tells you we don't really need
that thing we go guy I want it anyway or Every
time a bill comes in the mail you're freaking
out and you're stressed out or you open your
bank account You can't even breathe because you're
about to like you're hyperventilating, right?
I mean I'm being a little exact exaggerating
a little bit there but the point of this pillar
is to start to notice and develop this lens of
awareness it's like becoming the gentle observer
in your life start to notice the way that you're
showing up around money maybe these are ways
that your parents showed up or your caregivers
or society has told you what to do and if they
are disempowering around money then recognize
That is essentially what you focus on growth.
So if you're focusing on it's never enough. I
never have enough. This is never enough I'm never
gonna make enough. What are you gonna see a reflection
of in your life? So one very simple way to do
this is just to start to notice the way that
you are speaking to yourself About money about
your capabilities around money about worthiness
what you think you're worthy of etc And why I
say the gentle observer because you don't you
want to have a level of compassion with yourself
in this because this is all programmed early
on in your life so there's nothing that you're
doing wrong you're not broken there's nothing
wrong with you it's just this is the way that
you were programmed and so now we need to rewrite
the program so very gently becoming aware developing
this awareness lens of compassion to see how
am I showing up around money that is perpetuating
the current cycles that I'm in is the very first
pillar of the Align Method. Already in just the
first pillar I'm hearing so many things already
that we've talked about definitely and 100 %
what I went through in the last nine months going
through this like you know unpacking where I
get this again tendency to go negative or tendency
to go scarcity and so I like that you say like
it's not our fault this is how we were raised
this is the environment that we were used to
and that is years and years of rewiring your
brain right and so that's not going to happen
overnight so I love that you know be compassionate
with yourself be gentle you're undoing years
and years of neurological pathways in your brain,
right? Okay. I think we can be ready for pillar
two, although I'm going to want to come back
and just kind of study each one a little bit
more. Thank you. Yeah, of course. So to your
point, it's not your fault. It is as an adult
your responsibility if you want to change your
life if you want your financial Circumstances
to be different. It is now your responsibility
to take ownership of that And if you're falling
into a bit of that blaming or shaming or victim
consciousness, which I was in the past So there's
no shame here Then that's also something to look
at within pillar number one So I just want to
say that because a lot of times it's easy to
kind of get point the finger and why was I raised
this way? Why did my parents teach me any differently?
Right. But that can also be a walk. Okay. So
once you have awareness to the ways of being
that you're showing up in that are perpetuating
these financial cycles, we move into pillar number
two, which is where you now want to let them
go. Right. We don't actually want to bring these
with us into the next phase of life. And so I
help my clients create what is called a liberation
toolbox, which is essentially different tools
that you can use that will actually allow you
depending on the type of block that it is. So
again, we're uncovering a lot of our We call
them blocks, but you know, I don't like to give
a ton of power to them. They're just ways of
being that you are showing up in and in pillar
number one. So a lot of these could be limiting
beliefs. They could be mental blocks. They could
be stories that you're telling yourself, but
some of them also could be, um, blocks within
the nervous system where the body doesn't feel
safe holding on to more money than it's used
to and the reason that this is the case is because
the nervous system is essentially tied to our
survival and so if something is not familiar
to the nervous system it's automatically going
to be deemed as unsafe so we all have a baseline
that's created when we're in childhood during
those programming years and if your baseline
is set to scarcity and fear around money and
then you want to go out and try to make more
of it your biology will actually repel more abundance
because it's not familiar to the nervous system
so we need to actually begin to expand the nervous
system's capacity to hold on to money and to
receive good things so some of the blocks in
that we're releasing in pillar number two They
it's a nuanced conversation in terms of how we
do it because Depends on the type of block that
it is, but let's go to a limiting belief Let's
say that you are telling yourself, you know You're
doing all this gentle observing in your life
and you're noticing let's pick an easy one That
you're saying a lot of times, you know, I'm just
I don't know I'm not I don't feel like I'm good
enough to make that kind of money, right? One
of the easiest ways to let go of those mental
blocks is to start just questioning them. Like,
where did this come from? Whose voice is this?
Is this my voice or is this someone else's voice?
you know was I stamped at birth like when I came
out of my mother's womb I just had a stamp on
my forehead like this one's not gonna be good
enough right to make more than 10k a month or
whatever it is it's silly once you start to really
look at where did this come from this isn't even
most of the time these beliefs are not even ours
they are someone else's and if you really get
kind of focus with that you should be able to
pinpoint where that's come from and it's a little
easier to work through that on your own. Now
some of these blocks are again more deeply rooted
within the nervous system, within the subconscious
mind, etc. So there are times that we need to
use more We need to use a deeper approach to
let them go. We need to kind of dig deeper and
figure out at the root what is going on here.
So that's the work that we do in pillar number
two is we let those things go. And then once
we have let go of the blocks, again, this is
the work that I do with my clients, that's where
we can move into pillar number three, which is
identify where you want to go instead. So let's
say you have been showing up in a way where you've
been telling yourself you're not good with money
or you're avoiding your finances or whatever
it is. You've discovered this pattern. You've
started to let it go. Now you get to make the
decisions kind of like you have this blank canvas
of this is actually how I really want to show
up. I don't want to show up in those patterns
anymore and now that those are gone, I can see
what's actually genuinely possible for me. And
this usually happens again once we start releasing
these old patterns because it's just like if
you were going to buy new bedroom furniture,
you wouldn't bring that furniture in and put
it on top of the old furniture. It would be silly,
right? We would take the furniture out and then
we would put the new in. And that's the same
thing. If we want to install a new program and
you want to start magnetizing abundance on autopilot.
Like, people love that idea of like, I am a magnet
to money. Well, if there is an old program that's
running this, they repel it to money, you're
not just going to be able to put a magnetic program
over top of that. You got to uninstall the old
one in order to bring the new one in. And so
once we've done that, that's where we can start
to say, okay, what kind of programs do I actually
want to be running on? This is where we start
to tap into that highest timeline of yours and
start to look at what would be possible for you,
kind of like the question my mentor asked me.
And then once you have this clear vision of where
it is that you want to go, that's when we move
into pillar number four. Which is G where we
want to get into inspired action. So I call this
creating your guided action plan and This isn't
just an action plan of like hamster wheeling
it where we're just taking action to take action
This is what is the most potent and powerful
action steps that I can take based on where my
soul? Wants me to be based on this what I call
your inner GPS system, which is okay This is
how I start to work smarter and not harder is
following my intuition, following the guidance
that has always been here, but I haven't necessarily
been able to hear it before because a lot of
my thoughts were clouded by the old programs
versus this new, more expansive way of thinking
and following that guidance. This is usually
the pillar where people start seeing the most
success. So you start seeing money coming in,
followers coming in, and this is really where
most people start. Most people say, well, if
I want to create a new reality, I just, what
do I need to do? But if you can imagine you haven't
done steps one through three, you're still operating
from an old program. So you're still, yes, you're
taking action, but it's from scarcity instead
of taking action from abundance and flow. So
the lower number four is where we really start
seeing people create that momentum. And then
That's what brings us to color number five, which
is actually the most important part, which is
to normalize and stabilize this level of success
that you're at before you try to go on to the
next. The reason being, as I mentioned before,
the nervous system does not like things that
are unfamiliar, especially when it's deeply rooted
here in terms of our programs around money. And
so if we try to, let's say we're going from $5
,000 a month to $10 ,000 a month. And now you've
gone through the Align method, you're at $10
,000 a month. And then you're like, oh, well,
I want to go from 10 to 20. You need to make
sure that you normalize. So you make that 10K
normal per month to the nervous system before
you try to go on to the next one. Because what
will happen is sometimes people, most of the
time I've seen people self -sabotage. where it
happens to lottery winners a lot where, you know,
they receive a lump sum of money or they start
getting into this next kind of social class that
they aren't used to. And so their body is nervous.
It's anxious about what this means. And is it
going to disconnect me from my family? What's
going to happen in my life? Do people just want
things from me now? There's a whole new set of
limiting beliefs and things that will come up.
so typically what we end up doing is we just
go back through the align method you've cleared
out a bunch of stuff and then it kind of becomes
this upward spiral of now there's this process
and method that you can go through because I
don't like the saying but they say new level
new devil that's kind of the concept is like
when we get to the next place there's going to
be different things for us to unwind and it's
almost like peeling back these layers of an onion
so it's a really powerful process that will allow
you to do that with each step that you go to
so then eventually you won't find yourself you
know upper limiting or finding ways to self -sabotage
you just feel really good at that 10k number
and then you know when you're ready to go to
the next oh wow that is That's fascinating about
how you kind of have to repeat the cycle. This
is funny, but the song, More Money, More Problems
just came into my head. But right, it's a different,
you're living a different life from what you're
used to. And that whole idea of the nervous system,
that's really fascinating. Wow. That is so generous
of you to share those pillars. That is going
to be so helpful for so many people. And it's
It's funny again, just how I can see myself like,
yep. that's where I am or that's where I was
and that's how I worked through it. Thank you
again for sharing that. Is there anything else
that you would like to, I know you've already
given so much advice, but I know like if you
had to boil down and you were talking to someone,
one of my listeners who had gone through something
similar to me, like they're on the fence, I just
keep hearing all my colleagues who are my age
in teaching say, I just have three more years.
I just have five more years. I just have to hang
on. They're hanging on for that carrot of like
certain retirement benefits that they will get
if they just hang there. And I couldn't do it.
And I know I'm again leaving money or energy
on the table, but I'm also watching some of these
people. shorten their lives by doing this, like
becoming very unhealthy, both mentally and physically,
you know, stress. I don't think people realize
how it manifests. And, you know, also the worst
case scenario of like you hanging on and then
you retire and then you get terminally ill. And
I just went to a funeral a couple months ago
and not to say that that's what caused it because
it didn't, but it's just like. her retirement
was so short. And so something that you would
say above and beyond, I know you've already given
so much great advice, but I know there are so
many people in that mindset. Yeah, there are.
And I mean, I have been in this industry a long
time watching people do the exact same thing
that you just described. And so we're taught
to go to school. Then go to more school then
go to work for someone else for 30 years give
so much of our time and our Energy and the experiences
that we could be spending doing anything else
living our life living our legacy Being with
our families to essentially on average die 3
.6 years into retirement So we're giving our
entire life away for three point six years of
freedom, which is not actually freedom. I said
that with quotations for those of you can't see
the video because it's not freedom. Most of the
people that I've worked with through the years
are still struggling to make ends meet because
again, no one tells you that you're going to
take these patterns with you no matter where
you go. You cannot escape yourself. And this
is what everyone and again, I was this person
too where I was looking outside of me Where do
I need to move? What do I need to do? Who do
I need to be with? Well kind of Pete like I was
looking outside of myself Thinking that the answer
was outside of me For many years until I realized
that the very person that I need to be looking
at is in the mirror and so I have more than I
can count stories of people who Have worked their
entire lives given everything that they possibly
could have to the companies that they were working
for and You know one one person in particular
because we're talking about teachers here. She
was single never Married, I mean she gave her
entire life to this job She retired at the end
of the school year. She had the summer to herself
Just like she would have if she was working and
she died two years before the school the new
school year started. So she actually never lived
a moment of retirement and had amassed a seven
figure nest egg and left its charity. We wouldn't
have enough time for me to tell you all of the
stories where I watched that happen. And so a
very long time ago, I made the decision that
will never be me. And I understand that it's
scary to go against the grain. I walked that
path. I've had people telling me I was a terrible
mother for quitting a multiple six figure job.
You don't know anything other than this. How
are you going to make it? How are you going to
survive? You know, a lot of people are have their
own programming and their own thoughts about
what's possible. But if you have this calling
upon your life, that is really the thing that
you need to follow because at the end of the
day, What do you have to lose more than your
soul? Like, what do you have to lose more than
your own fulfillment, than your own joy, than
your own happiness? And yes, we have material
things, but the way that I see it is if everything
is energy, which I believe that it is, and you
are a vibrational match, to your current circumstances.
That's what that means. If you want to know where
your dominant vibration is set, look around you.
That's where it's set. If you want to increase
it, you can. But at the end of the day, you're
always going to be able to find a way back here.
And that was the mindset that I operated from
when I quit my job. I'm like, I know that I can
make this kind of money. So I will find a way
to do it again. And if I need to go back to work,
I will. If I don't make this work, if I can't
figure this out, I'll figure it out. I'll figure
it out then. I'll cross that bridge when I get
there. But I don't want to be the person sitting
back on my life at 80 years old saying, I never
took the chance because I was too scared or because
Susie Hugh told me I shouldn't or so and so told
me I wasn't supposed to, or, you know, this is
what society told me to do. Just was not going
to be that kind of person because I really know
what it's like and you you will resonate with
this I know what it's like to have nothing. I
Know what it's like to not have Two nickels to
rub together. So I figured well if I made my
way out of that once I could do it again Even
if it happened again and it didn't and so following
I don't believe that the universe is going to
bring you to Something if it's not there to bring
you through it If you're actually following your
soul's path, you will find a way. The universe
will provide. Sometimes it's going to feel like
you have to jump and the parachute will appear
and it will. And if it doesn't right away, it
will eventually. I just have so much evidence
now of the people in my life and in the decisions
in my own life that I am on the right path. And
that's kind of maybe where some people need to
start is if you don't have that evidence in your
life, which I did in a long time ago, start small.
Maybe don't say, oh, you know, I'm listening
to Rachel and Rebecca and I'm just going to go
ahead and quit my job right now. That may not
be the right place to start, but maybe start
with something small. Oh, I'm feeling this guidance.
I'm feeling this pull to make a right on my way
home from work instead of a left. Something that
simple might lead you to a somebody that you
run into that you haven't seen in 20 years who
has an opportunity. And they're like, Hey, just
like you, if like this job wasn't listed. So,
starting with things that are small like that
and just seeing, oh, okay, I follow my intuition
and here's where it brought me. This was really
cool. This was a fun experience. Starting to
do that in a small way will give yourself evidence
that it's possible to do in big ways too. And
it's possible to trust it. And sometimes you
do need to start small, but that's exactly what
I did. And I really feel like at the end of the
day again, what do you have more to lose? Like
we only get... one shot at this life or at least
this version of you, depending on your thoughts
around past lives and things like that. But you
only get one shot at this one. So you may as
well give it your all. You may as well go all
in with the things that you believe are going
to light you up and fulfill you because what
do you have to lose more than that? Yeah, that
is such great advice. And I'm sure, like you
said, you have so many stories to back it up.
And I, you know, again, I have you know, in my
experience, but so good, so good. Thank you so
much. Is there anything that I didn't ask you
or any projects you're working on that you want
to share with people before we go today? Sure.
Absolutely. I just launched a brand new free
training. So if you guys want to dive deeper
into the pillars that I shared, this is an entire
training on the five proven steps to make more
money, save more money so that you can finally
live more. This isn't about just making money
to make it. I believe that wealth is what creates
choices. And if we want to create a new future,
if you have children or you, you know, you have
nieces and nephews and you want to create something
new in this world, it's unfortunately, But fortunately,
it's money that does that. In this current economy
and this current structure that we have, there's
a lot of people who have a lot of money that
are using it in ways that are not good. And so
my goal is to bring the power back and the money
back into the hands of those of us who are going
to use it for good. So if you want to learn how
to do that and you I really want to take this
route seriously and start diving into this work.
I do have a brand new free training on this.
And again, you can dive deeper into it's completely
free. And we go way deeper into these pillars,
how to start using them in your own life and
how to start rewiring your own nervous system
around wealth. So you can expand that capacity
to receive instead of being stuck on the old
programs that maybe have been running for years
or decades. Awesome. So I We'll put the link.
There's, I'm assuming, a link where people can
sign up. I would like to look into that myself
as well. I'll put all of that, you know, your
website, like I said, your socials, and where
they can find this program. Thank you so much
for all your time and wisdom today. I know it
helped me when I listened to you the first time,
helped me even more today. And odd as it sounds,
I'll probably listen to this multiple times as
I'm going through this journey, because like
you said, my nervous system is going I mean it's
programmed to 29 years of bells telling me what
to do right and so I'm gonna need to work through
some of that as well so thank you again for all
your time and being with us today. You're welcome
thank you so much again for having me. The first
time I heard Rebecca speak, it was such a powerful
conversation for me and so I am hoping sharing
her with you, you're having the same experience.
Her journey is proof that no matter where you
start, you can change your relationship with
money, create lasting wealth and break generational
cycles. Her story is also a reminder that transformation
doesn't come from working. harder necessarily,
it comes from working smarter by aligning your
mindset, energy, and goals. If today's episode
resonated with you, take that as your sign. The
next level of your life is waiting, and it starts
with awareness and one bold step forward. To
connect with Rebecca, learn more about her coaching,
or dive deeper into the Align method, you can
visit her website at RiseWithRebecca .com and
follow her Instagram at Rise With Rebecca. If
you haven't yet, be sure to follow Life's Next
Lesson Plan wherever you listen to podcasts and
join our community on Instagram and our Live
and Learn Patreon for bonus content, behind the
scenes insights, and your own next lesson plan.
Until next time, keep learning, keep growing,
and remember your next chapter is yours to write.