1 00:00:00,000 --> 00:00:03,840 All right, ready to dive into some wealth building strategies, 2 00:00:03,840 --> 00:00:05,280 some unconventional ones? 3 00:00:05,280 --> 00:00:06,200 Sounds good to me. 4 00:00:06,200 --> 00:00:09,640 Yeah, so we're gonna be looking at this YouTube video 5 00:00:09,640 --> 00:00:12,120 by entrepreneur, Eman Ghatzi. 6 00:00:12,120 --> 00:00:13,400 Oh yeah, I've seen him. 7 00:00:13,400 --> 00:00:15,680 Yeah, and the video's called, You're 18, 8 00:00:15,680 --> 00:00:17,600 You Need These Skills. 9 00:00:17,600 --> 00:00:20,680 So he kind of lays out seven skills 10 00:00:20,680 --> 00:00:24,840 that he thinks are essential for hitting that millionaire mark. 11 00:00:24,840 --> 00:00:28,080 And some of the advice is surprising to say the least. 12 00:00:28,080 --> 00:00:28,920 Oh, I bet, yeah. 13 00:00:28,920 --> 00:00:31,600 When I first saw the video title and I was like, seven skills, 14 00:00:31,600 --> 00:00:32,960 okay, let's hear it. 15 00:00:32,960 --> 00:00:35,360 But some of them were not what I expected at all. 16 00:00:35,360 --> 00:00:36,280 Interesting, yeah. 17 00:00:36,280 --> 00:00:38,240 Yeah, and what I thought was really fascinating 18 00:00:38,240 --> 00:00:40,840 about his approach was that he goes beyond 19 00:00:40,840 --> 00:00:43,040 just the typical financial advice. 20 00:00:43,040 --> 00:00:46,120 It's not just about invest in this or budget your money, 21 00:00:46,120 --> 00:00:48,000 it's more about mindset shifts 22 00:00:48,000 --> 00:00:50,280 and kind of less obvious skills. 23 00:00:50,280 --> 00:00:51,120 Think sense. 24 00:00:51,120 --> 00:00:52,880 Yeah, and things that he really believes 25 00:00:52,880 --> 00:00:55,440 are key to building real wealth. 26 00:00:55,440 --> 00:00:56,280 That's cool. 27 00:00:56,280 --> 00:00:58,440 Yeah, and for example, the very first skill 28 00:00:58,440 --> 00:01:01,760 that he drops is stop watching the news. 29 00:01:01,760 --> 00:01:04,200 I have to admit, when I first saw that, I was like, 30 00:01:04,200 --> 00:01:06,240 wait, how are you supposed to stay informed? 31 00:01:06,240 --> 00:01:07,080 Right, yeah. 32 00:01:07,080 --> 00:01:08,720 If you're not keeping up with current events, 33 00:01:08,720 --> 00:01:10,040 how do you know what's going on? 34 00:01:10,040 --> 00:01:10,880 Exactly. 35 00:01:10,880 --> 00:01:12,360 But then you start to think about it. 36 00:01:12,360 --> 00:01:15,120 Like how often does watching the news 37 00:01:15,120 --> 00:01:18,280 actually motivate you to take action towards your goals? 38 00:01:18,280 --> 00:01:19,120 That's true. 39 00:01:19,120 --> 00:01:21,440 Does it actually, like, I don't know. 40 00:01:21,440 --> 00:01:22,880 I feel like more often than not, 41 00:01:22,880 --> 00:01:25,280 it just kind of leaves you feeling anxious. 42 00:01:25,280 --> 00:01:27,000 Anxious and just overwhelmed. 43 00:01:27,000 --> 00:01:28,720 Yeah, totally. 44 00:01:28,720 --> 00:01:29,560 What's happening? 45 00:01:29,560 --> 00:01:31,920 It can be a total productivity killer, you know? 46 00:01:31,920 --> 00:01:32,760 Totally. 47 00:01:32,760 --> 00:01:35,920 So, I'm in point is that, especially at this stage, 48 00:01:35,920 --> 00:01:39,840 like if you're on your wealth building journey, 49 00:01:39,840 --> 00:01:42,640 you need to protect your time and energy, you know? 50 00:01:42,640 --> 00:01:45,720 And so, instead of getting bogged down in negativity, 51 00:01:45,720 --> 00:01:49,200 focus on actions that directly contribute to your goals. 52 00:01:49,200 --> 00:01:50,560 That makes a lot of sense. 53 00:01:50,560 --> 00:01:53,000 It's like you're saying, being more intentional 54 00:01:53,000 --> 00:01:55,280 about what you're consuming, right? 55 00:01:55,280 --> 00:01:56,120 Yeah, exactly. 56 00:01:56,120 --> 00:01:59,480 Because you don't need to be completely oblivious to the world. 57 00:01:59,480 --> 00:02:01,560 But maybe you could be more strategic 58 00:02:01,560 --> 00:02:02,920 about your news sources. 59 00:02:02,920 --> 00:02:03,760 Yeah. 60 00:02:03,760 --> 00:02:06,560 You know, limit your exposure to maybe too much negativity. 61 00:02:06,560 --> 00:02:08,280 I think that's a great point, you know? 62 00:02:08,280 --> 00:02:12,200 Because instead of passively consuming news 63 00:02:12,200 --> 00:02:15,280 that may or may not even be relevant to your life, 64 00:02:15,280 --> 00:02:17,840 you can be proactive about seeking out information 65 00:02:17,840 --> 00:02:19,760 that's directly related to your goals. 66 00:02:19,760 --> 00:02:20,600 Totally, yeah. 67 00:02:20,600 --> 00:02:21,560 And interests, yeah. 68 00:02:21,560 --> 00:02:22,680 Love that. 69 00:02:22,680 --> 00:02:23,600 Makes you think. 70 00:02:23,600 --> 00:02:25,160 It does, it does. 71 00:02:25,160 --> 00:02:28,120 So, all right, the second skill that he highlights 72 00:02:28,120 --> 00:02:30,120 is a little bit more straightforward. 73 00:02:30,120 --> 00:02:30,960 Okay. 74 00:02:30,960 --> 00:02:33,000 And it's a develop high income skills. 75 00:02:33,000 --> 00:02:34,160 Okay, now we're talking. 76 00:02:34,160 --> 00:02:37,520 Yeah, so this is where I think the rubber meets the road, 77 00:02:37,520 --> 00:02:40,120 so to speak, in terms of actually generating income. 78 00:02:40,120 --> 00:02:40,960 Yeah. 79 00:02:40,960 --> 00:02:44,520 And so, he's talking about skills that are in high demand 80 00:02:44,520 --> 00:02:45,880 in the marketplace. 81 00:02:45,880 --> 00:02:49,800 The kind that allow you to command higher rates, 82 00:02:49,800 --> 00:02:51,440 build a successful career. 83 00:02:51,440 --> 00:02:52,280 That's it. 84 00:02:52,280 --> 00:02:53,280 And the great thing is, 85 00:02:53,280 --> 00:02:55,040 the more high income skills you have, 86 00:02:55,040 --> 00:02:56,440 the more valuable you become. 87 00:02:56,440 --> 00:02:57,280 Yeah, for sure. 88 00:02:57,280 --> 00:02:59,440 It's like having multiple streams of income 89 00:02:59,440 --> 00:03:01,680 just baked into your skill set. 90 00:03:01,680 --> 00:03:02,520 Exactly. 91 00:03:02,520 --> 00:03:06,040 And so, he mentions specifically online marketing, 92 00:03:06,040 --> 00:03:09,680 coding, content creation, and sales, as example. 93 00:03:09,680 --> 00:03:10,840 All those are good ones, yeah. 94 00:03:10,840 --> 00:03:12,160 And what's really cool is that, 95 00:03:12,160 --> 00:03:14,880 I mean, a lot of these skills can be learned online, 96 00:03:14,880 --> 00:03:16,360 even if you're starting from scratch. 97 00:03:16,360 --> 00:03:18,320 So, it's a huge advantage in today's world. 98 00:03:18,320 --> 00:03:19,160 Totally, yeah. 99 00:03:19,160 --> 00:03:22,160 Because we have access to all these resources 100 00:03:22,160 --> 00:03:24,520 and learning platforms right at our fingertips. 101 00:03:24,520 --> 00:03:25,360 It's incredible. 102 00:03:25,360 --> 00:03:26,200 Yeah. 103 00:03:26,200 --> 00:03:28,720 All right, skill number three might sound simple, 104 00:03:28,720 --> 00:03:30,680 but it's incredibly powerful. 105 00:03:30,680 --> 00:03:31,520 Okay. 106 00:03:31,520 --> 00:03:33,440 Learn to say no. 107 00:03:33,440 --> 00:03:34,800 Ah, that's a good one. 108 00:03:34,800 --> 00:03:37,080 Yeah, so this one is all about recognizing 109 00:03:37,080 --> 00:03:39,520 your own limitations and setting boundaries, 110 00:03:39,520 --> 00:03:41,000 healthy boundaries, you know? 111 00:03:41,000 --> 00:03:42,360 Yeah, I know all about that. 112 00:03:42,360 --> 00:03:45,440 And he says that as you become more successful, 113 00:03:45,440 --> 00:03:47,920 the demands on your time and your energy 114 00:03:47,920 --> 00:03:49,600 are just gonna increase. 115 00:03:49,600 --> 00:03:50,440 For sure. 116 00:03:50,440 --> 00:03:52,000 You'll be faced with more opportunities. 117 00:03:52,000 --> 00:03:53,920 You'll have more requests. 118 00:03:53,920 --> 00:03:54,760 More distractions. 119 00:03:54,760 --> 00:03:56,320 Distractions, exactly. 120 00:03:56,320 --> 00:03:58,920 So, the ability to say no gracefully 121 00:03:58,920 --> 00:04:00,520 becomes absolutely crucial. 122 00:04:00,520 --> 00:04:01,360 It really is. 123 00:04:01,360 --> 00:04:04,200 It helps you stay focused on what your priorities are 124 00:04:04,200 --> 00:04:07,000 and avoid getting pulled in a million different directions. 125 00:04:07,000 --> 00:04:09,280 Yeah, because every time you're saying yes to something, 126 00:04:09,280 --> 00:04:10,760 you're saying no to something else, right? 127 00:04:10,760 --> 00:04:12,000 That's a really good point. 128 00:04:12,000 --> 00:04:12,840 Yeah. 129 00:04:12,840 --> 00:04:16,360 So, are you saying yes to things that are truly aligned 130 00:04:16,360 --> 00:04:17,840 with what you wanna be doing? 131 00:04:17,840 --> 00:04:18,680 Yeah. 132 00:04:18,680 --> 00:04:21,320 Or are you just saying yes because you feel obligated 133 00:04:21,320 --> 00:04:22,760 or you don't wanna miss out? 134 00:04:22,760 --> 00:04:23,960 I think we've all been there. 135 00:04:23,960 --> 00:04:26,200 Yeah, yeah, those are some tough questions, 136 00:04:26,200 --> 00:04:27,320 but definitely worth asking. 137 00:04:27,320 --> 00:04:28,280 Oh, for sure, yeah. 138 00:04:28,280 --> 00:04:31,280 Okay, now the fourth skill is where things 139 00:04:31,280 --> 00:04:33,200 get a little unexpected. 140 00:04:33,200 --> 00:04:34,040 Okay. 141 00:04:34,040 --> 00:04:35,320 Travel strategically. 142 00:04:35,320 --> 00:04:36,160 Oh, interesting. 143 00:04:36,160 --> 00:04:39,360 He actually suggests traveling less. 144 00:04:39,360 --> 00:04:40,200 What? 145 00:04:40,200 --> 00:04:41,320 But traveling smarter. 146 00:04:41,320 --> 00:04:42,760 Okay, now this is intriguing. 147 00:04:42,760 --> 00:04:43,880 I know, right? 148 00:04:43,880 --> 00:04:46,920 So, he argues that the constant travel lifestyle, 149 00:04:46,920 --> 00:04:49,680 although it's very appealing to a lot of people, 150 00:04:49,680 --> 00:04:52,000 can actually be a major distraction 151 00:04:52,000 --> 00:04:53,600 from building real wealth. 152 00:04:53,600 --> 00:04:54,440 I could see that. 153 00:04:54,440 --> 00:04:55,280 Think about it. 154 00:04:55,280 --> 00:04:56,100 Yeah. 155 00:04:56,100 --> 00:04:57,960 Constantly adjusting to new environments, 156 00:04:57,960 --> 00:04:59,800 finding reliable Wi-Fi. 157 00:04:59,800 --> 00:05:00,840 Oh my gosh, the Wi-Fi. 158 00:05:00,840 --> 00:05:01,680 I know, right? 159 00:05:01,680 --> 00:05:03,920 Time zone differences, it can just be a lot. 160 00:05:03,920 --> 00:05:05,040 Yeah, that wears you down. 161 00:05:05,040 --> 00:05:07,040 And it can take a toll on your productivity, right? 162 00:05:07,040 --> 00:05:08,280 Yeah, for sure. 163 00:05:08,280 --> 00:05:11,560 So, almost ironically, that jet-setting lifestyle 164 00:05:11,560 --> 00:05:14,120 can sometimes just be a form of procrastination. 165 00:05:14,120 --> 00:05:14,960 That's a great point. 166 00:05:14,960 --> 00:05:16,520 You're busy exploring the world, 167 00:05:16,520 --> 00:05:18,280 but are you actually making progress 168 00:05:18,280 --> 00:05:19,560 towards your financial goals? 169 00:05:19,560 --> 00:05:20,560 Right, exactly. 170 00:05:20,560 --> 00:05:22,720 So, he recommends longer stays 171 00:05:22,720 --> 00:05:24,920 in affordable and productive locations. 172 00:05:24,920 --> 00:05:25,760 Okay. 173 00:05:25,760 --> 00:05:28,360 So, he mentions Cape Town and Madeleine as examples. 174 00:05:28,360 --> 00:05:29,200 Okay. 175 00:05:29,200 --> 00:05:31,640 Of cities that kind of offer a good balance 176 00:05:31,640 --> 00:05:33,440 of affordability, a good lifestyle. 177 00:05:33,440 --> 00:05:34,280 Right. 178 00:05:34,280 --> 00:05:37,920 And also good opportunities for networking and collaboration. 179 00:05:37,920 --> 00:05:38,760 I like it. 180 00:05:38,760 --> 00:05:40,840 And he even cautions against Bali, 181 00:05:40,840 --> 00:05:42,080 despite its popularity. 182 00:05:42,080 --> 00:05:42,920 Well, her life? 183 00:05:42,920 --> 00:05:44,200 Among digital nomads. 184 00:05:44,200 --> 00:05:45,040 Oh, yeah. 185 00:05:45,040 --> 00:05:46,920 He argues that the party atmosphere 186 00:05:46,920 --> 00:05:49,200 and the constant influx of tourists. 187 00:05:49,200 --> 00:05:50,040 Oh, yeah. 188 00:05:50,040 --> 00:05:53,560 Distracting and detrimental to like deep focused work. 189 00:05:53,560 --> 00:05:54,400 Makes sense. 190 00:05:54,400 --> 00:05:55,240 And it's interesting, 191 00:05:55,240 --> 00:05:57,440 because he's not saying don't travel at all. 192 00:05:57,440 --> 00:05:59,760 He's saying travel with intention. 193 00:05:59,760 --> 00:06:01,320 Choose destinations that are actually 194 00:06:01,320 --> 00:06:02,840 gonna support your goals. 195 00:06:02,840 --> 00:06:03,680 Right. 196 00:06:03,680 --> 00:06:06,520 And be mindful of how your travel choices 197 00:06:06,520 --> 00:06:08,240 impact your productivity. 198 00:06:08,240 --> 00:06:09,360 I love that. 199 00:06:09,360 --> 00:06:10,880 So, it's all about alignment, right? 200 00:06:10,880 --> 00:06:11,720 That is. 201 00:06:11,720 --> 00:06:13,080 Aligning your choices with your goals. 202 00:06:13,080 --> 00:06:13,920 Yeah, exactly. 203 00:06:13,920 --> 00:06:15,160 That makes a lot of sense. 204 00:06:15,160 --> 00:06:16,080 Mm-hmm. 205 00:06:16,080 --> 00:06:17,760 All right, so let's shift gears a little bit. 206 00:06:17,760 --> 00:06:18,600 Okay. 207 00:06:18,600 --> 00:06:20,800 Let's talk about school number five. 208 00:06:20,800 --> 00:06:22,800 Start investing today. 209 00:06:22,800 --> 00:06:24,240 Okay, that's a big one. 210 00:06:24,240 --> 00:06:26,840 Yeah, and so he really emphasizes 211 00:06:26,840 --> 00:06:30,280 the importance of starting early. 212 00:06:30,280 --> 00:06:33,440 Even if you can only invest small amounts right now. 213 00:06:33,440 --> 00:06:34,280 Yeah. 214 00:06:34,280 --> 00:06:35,120 This is something that I've heard 215 00:06:35,120 --> 00:06:36,480 a lot of successful investors say. 216 00:06:36,480 --> 00:06:37,320 Right. 217 00:06:37,320 --> 00:06:39,560 They all wish they had started sooner. 218 00:06:39,560 --> 00:06:40,560 Yeah, makes sense. 219 00:06:40,560 --> 00:06:42,440 And there's a reason for that, you know? 220 00:06:42,440 --> 00:06:44,320 That's the power of compound interest. 221 00:06:44,320 --> 00:06:45,160 It's huge. 222 00:06:45,160 --> 00:06:46,840 You know, the earlier you start, 223 00:06:46,840 --> 00:06:48,680 the more time your money has to grow. 224 00:06:48,680 --> 00:06:50,280 It's like that snowball effect. 225 00:06:50,280 --> 00:06:51,120 Yeah, it is, yeah. 226 00:06:51,120 --> 00:06:51,960 Which just gets bigger and bigger. 227 00:06:51,960 --> 00:06:53,960 Yeah, he uses a really great analogy 228 00:06:53,960 --> 00:06:55,480 to explain this concept. 229 00:06:55,480 --> 00:06:56,320 Okay, what is it? 230 00:06:56,320 --> 00:07:00,320 So, he says that building a business is like your offense. 231 00:07:00,320 --> 00:07:01,160 Okay. 232 00:07:01,160 --> 00:07:02,480 But investing is your defense. 233 00:07:02,480 --> 00:07:03,320 I love that. 234 00:07:03,320 --> 00:07:06,160 So, building a business is about generating income, 235 00:07:06,160 --> 00:07:09,920 taking risks, really going on the offensive. 236 00:07:09,920 --> 00:07:10,760 Yeah. 237 00:07:10,760 --> 00:07:13,480 But investing is about protecting 238 00:07:13,480 --> 00:07:15,640 and growing your wealth for the long term. 239 00:07:15,640 --> 00:07:16,480 Right. 240 00:07:16,480 --> 00:07:18,200 And playing the long game and making sure 241 00:07:18,200 --> 00:07:20,520 that you're financially secure in the future. 242 00:07:20,520 --> 00:07:22,160 That's a fantastic way to think about it. 243 00:07:22,160 --> 00:07:24,640 And the beautiful thing about investing is that 244 00:07:24,640 --> 00:07:27,600 you don't need to have like a ton of money to get started. 245 00:07:27,600 --> 00:07:28,440 Yeah. 246 00:07:28,440 --> 00:07:29,920 You know, there are a lot of platforms 247 00:07:29,920 --> 00:07:32,840 and resources available that allow you to invest 248 00:07:32,840 --> 00:07:34,160 with even small amounts. 249 00:07:34,160 --> 00:07:35,000 That's awesome. 250 00:07:35,000 --> 00:07:37,880 So, even if you can only do like $50 a month 251 00:07:37,880 --> 00:07:42,080 or $100 a month, it's so crucial to build that habit 252 00:07:42,080 --> 00:07:44,160 and just develop your financial literacy. 253 00:07:44,160 --> 00:07:45,000 Yeah, totally. 254 00:07:45,000 --> 00:07:46,960 The more you learn about investing, 255 00:07:46,960 --> 00:07:50,280 the more confident you'll become in making those decisions 256 00:07:50,280 --> 00:07:51,680 that'll benefit you in the future. 257 00:07:51,680 --> 00:07:52,600 For sure, yeah. 258 00:07:52,600 --> 00:07:54,240 Okay, get ready for a curveball. 259 00:07:54,240 --> 00:07:55,080 No point. 260 00:07:55,080 --> 00:07:57,900 Skill number six is find a good tailor. 261 00:07:59,520 --> 00:08:01,440 Um, what's... 262 00:08:01,440 --> 00:08:02,520 I know, right? 263 00:08:02,520 --> 00:08:04,800 I know this seems completely out of left field, 264 00:08:04,800 --> 00:08:05,640 but hear me out. 265 00:08:05,640 --> 00:08:06,480 Okay. 266 00:08:06,480 --> 00:08:09,320 So, this goes back to his philosophy of like smart spending 267 00:08:09,320 --> 00:08:11,320 and maximizing your resources. 268 00:08:11,320 --> 00:08:15,600 He argues that especially early on in your wealth building 269 00:08:15,600 --> 00:08:18,400 journey, it's just really important to be mindful 270 00:08:18,400 --> 00:08:19,880 of where you're spending your money. 271 00:08:19,880 --> 00:08:20,720 Makes sense. 272 00:08:20,720 --> 00:08:23,080 And he's not saying that you have to deprive yourself 273 00:08:23,080 --> 00:08:26,280 or live this like, you know, totally austere life. 274 00:08:26,280 --> 00:08:27,120 Yeah. 275 00:08:27,120 --> 00:08:28,400 It's about making choices. 276 00:08:28,400 --> 00:08:29,240 Right. 277 00:08:29,240 --> 00:08:31,360 That are strategic and aligned with your values. 278 00:08:31,360 --> 00:08:32,200 That makes sense. 279 00:08:32,200 --> 00:08:33,200 And goals, you know. 280 00:08:33,200 --> 00:08:34,040 Yeah. 281 00:08:34,040 --> 00:08:35,040 So, Yulemon actually, 282 00:08:35,040 --> 00:08:37,520 even though he can afford luxury brands, 283 00:08:37,520 --> 00:08:40,720 advocates for buying high quality basics. 284 00:08:40,720 --> 00:08:41,060 Right. 285 00:08:41,060 --> 00:08:45,840 And having them tailored for like a polished custom fit look. 286 00:08:45,840 --> 00:08:46,600 Oh, that's interesting. 287 00:08:46,600 --> 00:08:46,840 Yeah. 288 00:08:46,840 --> 00:08:49,560 So, instead of chasing brand names and spending a fortune 289 00:08:49,560 --> 00:08:52,040 on clothes that might go out of style really quickly. 290 00:08:52,040 --> 00:08:52,480 Yeah. 291 00:08:52,480 --> 00:08:55,400 He suggests investing in those timeless pieces. 292 00:08:55,400 --> 00:08:55,840 Right. 293 00:08:55,840 --> 00:08:58,240 That can be tailored to fit you perfectly. 294 00:08:58,240 --> 00:08:58,680 I like that. 295 00:08:58,680 --> 00:09:00,560 And I thought that was a really interesting point. 296 00:09:00,560 --> 00:09:00,800 Yeah. 297 00:09:00,800 --> 00:09:02,560 It's like you're saying you're presenting yourself 298 00:09:02,560 --> 00:09:05,200 as someone who is thoughtful and intentional. 299 00:09:05,200 --> 00:09:05,360 Yeah. 300 00:09:05,360 --> 00:09:06,760 And values quality. 301 00:09:06,760 --> 00:09:07,120 Yeah. 302 00:09:07,120 --> 00:09:09,720 Over just like, you know, flashiness. 303 00:09:09,720 --> 00:09:10,080 Yeah. 304 00:09:10,080 --> 00:09:10,600 Exactly. 305 00:09:10,600 --> 00:09:13,120 And that can definitely make a positive impression. 306 00:09:13,120 --> 00:09:13,680 Oh, for sure. 307 00:09:13,680 --> 00:09:15,480 In both your personal and professional life. 308 00:09:15,480 --> 00:09:16,520 Absolutely. 309 00:09:16,520 --> 00:09:16,880 OK. 310 00:09:16,880 --> 00:09:21,680 So, finally, skill number seven is leveraging credit card rewards. 311 00:09:21,680 --> 00:09:22,920 Oh, that's a good one. 312 00:09:22,920 --> 00:09:23,160 OK. 313 00:09:23,160 --> 00:09:25,080 Before we go any further though. 314 00:09:25,080 --> 00:09:27,480 I want to emphasize that this only works 315 00:09:27,480 --> 00:09:30,240 if you are responsible with credit. 316 00:09:30,240 --> 00:09:31,040 100%. 317 00:09:31,040 --> 00:09:31,400 Yes. 318 00:09:31,400 --> 00:09:33,480 Like if you're carrying a balance on your credit card 319 00:09:33,480 --> 00:09:35,000 or struggling to make payments. 320 00:09:35,000 --> 00:09:35,320 Yeah. 321 00:09:35,320 --> 00:09:36,080 This is not for you. 322 00:09:36,080 --> 00:09:37,560 This is not the strategy for you. 323 00:09:37,560 --> 00:09:37,960 Right. 324 00:09:37,960 --> 00:09:40,520 But if you are someone who pays off your balance 325 00:09:40,520 --> 00:09:41,800 in full every month. 326 00:09:41,800 --> 00:09:42,160 Right. 327 00:09:42,160 --> 00:09:44,120 And you manage your credit wisely. 328 00:09:44,120 --> 00:09:44,480 Right. 329 00:09:44,480 --> 00:09:47,080 Then leveraging those credit card rewards. 330 00:09:47,080 --> 00:09:47,360 Yeah. 331 00:09:47,360 --> 00:09:51,280 Can be a fantastic way to basically amplify your spending power. 332 00:09:51,280 --> 00:09:51,840 I agree. 333 00:09:51,840 --> 00:09:52,080 Yeah. 334 00:09:52,080 --> 00:09:54,560 It's like getting extra perks and benefits for things 335 00:09:54,560 --> 00:09:56,200 that you're already spending money on. 336 00:09:56,200 --> 00:09:57,240 Free money, basically. 337 00:09:57,240 --> 00:09:57,600 It is. 338 00:09:57,600 --> 00:09:57,840 Yeah. 339 00:09:57,840 --> 00:09:58,840 Think about it. 340 00:09:58,840 --> 00:09:59,960 Travel upgrades. 341 00:09:59,960 --> 00:10:00,400 Oh, yeah. 342 00:10:00,400 --> 00:10:06,400 Hotel perks, cash back, you know, exclusive access to events. 343 00:10:06,400 --> 00:10:07,720 All that good stuff. 344 00:10:07,720 --> 00:10:08,560 All that, yeah. 345 00:10:08,560 --> 00:10:08,720 Yeah. 346 00:10:08,720 --> 00:10:11,760 And all of those rewards can add up significantly. 347 00:10:11,760 --> 00:10:12,400 They do. 348 00:10:12,400 --> 00:10:13,160 Over time. 349 00:10:13,160 --> 00:10:14,560 Especially if you're strategic about it. 350 00:10:14,560 --> 00:10:15,000 Yeah. 351 00:10:15,000 --> 00:10:15,920 Exactly. 352 00:10:15,920 --> 00:10:19,520 And Eiman actually shares that he gets dozens of flight 353 00:10:19,520 --> 00:10:20,880 upgrades per year. 354 00:10:20,880 --> 00:10:21,560 Oh, wow. 355 00:10:21,560 --> 00:10:24,360 Simply by utilizing his credit card rewards program. 356 00:10:24,360 --> 00:10:25,160 That's amazing. 357 00:10:25,160 --> 00:10:25,560 Yeah. 358 00:10:25,560 --> 00:10:29,400 And so it's like that idea of working smarter, not harder. 359 00:10:29,400 --> 00:10:29,840 Right? 360 00:10:29,840 --> 00:10:30,200 Totally. 361 00:10:30,200 --> 00:10:31,720 You're not spending any extra money. 362 00:10:31,720 --> 00:10:32,160 Right. 363 00:10:32,160 --> 00:10:34,960 But you're reaping significant benefits simply 364 00:10:34,960 --> 00:10:36,800 by being a savvy consumer. 365 00:10:36,800 --> 00:10:37,560 Love that. 366 00:10:37,560 --> 00:10:40,640 So stepping back and looking at all seven of these skills, 367 00:10:40,640 --> 00:10:43,480 what really stands out to me is how he emphasizes 368 00:10:43,480 --> 00:10:46,400 a holistic approach to wealth building. 369 00:10:46,400 --> 00:10:47,840 It's not just about making money. 370 00:10:47,840 --> 00:10:50,720 It's about managing your mindset, your time. 371 00:10:50,720 --> 00:10:51,600 Your resources. 372 00:10:51,600 --> 00:10:52,360 Your resources. 373 00:10:52,360 --> 00:10:54,120 Even your wardrobe strategically. 374 00:10:54,120 --> 00:10:54,600 Yeah. 375 00:10:54,600 --> 00:10:55,640 I like that a lot. 376 00:10:55,640 --> 00:10:56,240 Yeah. 377 00:10:56,240 --> 00:11:00,840 It's about recognizing that wealth is this multifaceted concept. 378 00:11:00,840 --> 00:11:02,960 It's not just about having a high income. 379 00:11:02,960 --> 00:11:03,320 Right. 380 00:11:03,320 --> 00:11:07,640 It's about having a life that is just rich in experiences 381 00:11:07,640 --> 00:11:09,000 and relationships and fulfillment. 382 00:11:09,000 --> 00:11:09,480 I agree. 383 00:11:09,480 --> 00:11:11,240 And what I also really liked about this video 384 00:11:11,240 --> 00:11:14,760 is that he doesn't shy away from sharing his own experiences, 385 00:11:14,760 --> 00:11:16,680 his successes, his regrets. 386 00:11:16,680 --> 00:11:17,280 For sure. 387 00:11:17,280 --> 00:11:17,800 You know? 388 00:11:17,800 --> 00:11:18,520 It makes it real. 389 00:11:18,520 --> 00:11:19,480 It does. 390 00:11:19,480 --> 00:11:19,880 Yeah. 391 00:11:19,880 --> 00:11:23,760 And it just makes his advice feel so much more relatable 392 00:11:23,760 --> 00:11:24,720 and grounded. 393 00:11:24,720 --> 00:11:26,320 Like he's speaking from experience. 394 00:11:26,320 --> 00:11:26,560 Yeah. 395 00:11:26,560 --> 00:11:27,960 He's not preaching from a pedestal. 396 00:11:27,960 --> 00:11:31,720 He's speaking from a place of, I think, personal experience 397 00:11:31,720 --> 00:11:33,480 and vulnerability. 398 00:11:33,480 --> 00:11:35,800 And at the end of the video, he actually challenges 399 00:11:35,800 --> 00:11:37,600 his viewers with the question. 400 00:11:37,600 --> 00:11:38,000 OK. 401 00:11:38,000 --> 00:11:39,000 Which I thought was brilliant. 402 00:11:39,000 --> 00:11:40,200 Oh, I love when they do that. 403 00:11:40,200 --> 00:11:40,920 I know, right? 404 00:11:40,920 --> 00:11:41,480 Yeah. 405 00:11:41,480 --> 00:11:44,560 So he says, what millionaire skill did I miss? 406 00:11:44,560 --> 00:11:45,280 Oh, that's good. 407 00:11:45,280 --> 00:11:46,880 Which I thought was just a brilliant way 408 00:11:46,880 --> 00:11:48,600 to get you thinking critically. 409 00:11:48,600 --> 00:11:49,000 Yeah. 410 00:11:49,000 --> 00:11:51,440 And apply these concepts to your own life. 411 00:11:51,440 --> 00:11:53,040 Makes you think outside the box, too. 412 00:11:53,040 --> 00:11:53,540 Totally. 413 00:11:53,540 --> 00:11:55,960 And it kind of sparks this conversation. 414 00:11:55,960 --> 00:11:56,280 Yeah. 415 00:11:56,280 --> 00:12:00,320 And encourages people to think beyond just the conventional 416 00:12:00,320 --> 00:12:01,040 advice. 417 00:12:01,040 --> 00:12:01,560 I like it. 418 00:12:01,560 --> 00:12:03,320 So let's turn that question over to you. 419 00:12:03,320 --> 00:12:03,840 Right. 420 00:12:03,840 --> 00:12:06,880 What skill would you add to I'm in this list? 421 00:12:06,880 --> 00:12:07,120 Yeah. 422 00:12:07,120 --> 00:12:08,040 What have you learned? 423 00:12:08,040 --> 00:12:11,040 What unique piece of wisdom have you picked up? 424 00:12:11,040 --> 00:12:11,360 Yeah. 425 00:12:11,360 --> 00:12:13,800 On your own wealth building journey? 426 00:12:13,800 --> 00:12:14,240 Love it. 427 00:12:14,240 --> 00:12:15,880 We would love to hear your thoughts on that. 428 00:12:15,880 --> 00:12:16,160 Yeah. 429 00:12:16,160 --> 00:12:19,600 And building on that, what's one actionable step 430 00:12:19,600 --> 00:12:22,400 that you can take today based on what we've talked about? 431 00:12:22,400 --> 00:12:22,560 Yeah. 432 00:12:22,560 --> 00:12:23,920 What can you implement right now? 433 00:12:23,920 --> 00:12:24,440 Right. 434 00:12:24,440 --> 00:12:28,440 So maybe it's committing to a week of news-free living. 435 00:12:28,440 --> 00:12:29,080 Oh, I like that. 436 00:12:29,080 --> 00:12:29,720 You know? 437 00:12:29,720 --> 00:12:33,360 Maybe it's finally exploring that new high income skill. 438 00:12:33,360 --> 00:12:33,680 Yeah. 439 00:12:33,680 --> 00:12:36,000 Or finally finding a good tailor. 440 00:12:36,000 --> 00:12:37,080 Right, like we talked about, yeah. 441 00:12:37,080 --> 00:12:37,840 Yeah, exactly. 442 00:12:37,840 --> 00:12:41,040 And it doesn't have to be this massive life altering change, 443 00:12:41,040 --> 00:12:41,520 right? 444 00:12:41,520 --> 00:12:41,960 No. 445 00:12:41,960 --> 00:12:45,600 It's just about those small steps taken consistently. 446 00:12:45,600 --> 00:12:46,000 Right. 447 00:12:46,000 --> 00:12:49,080 That can lead to big transformations over time. 448 00:12:49,080 --> 00:12:50,000 100%. 449 00:12:50,000 --> 00:12:52,320 And that's what this whole deep dive is about, right? 450 00:12:52,320 --> 00:12:52,760 Totally. 451 00:12:52,760 --> 00:12:55,400 Equipping you with the knowledge and the inspiration 452 00:12:55,400 --> 00:12:57,880 to just level up your life. 453 00:12:57,880 --> 00:12:58,560 Love it. 454 00:12:58,560 --> 00:13:03,400 So remember, building wealth is a journey not a destination. 455 00:13:03,400 --> 00:13:04,440 That's a good one. 456 00:13:04,440 --> 00:13:07,640 It's about making conscious choices 457 00:13:07,640 --> 00:13:10,240 that align with your values, your goals. 458 00:13:10,240 --> 00:13:10,880 So late. 459 00:13:10,880 --> 00:13:13,720 And honestly, it's also about enjoying the process. 460 00:13:13,720 --> 00:13:14,120 Yeah. 461 00:13:14,120 --> 00:13:15,000 You know? 462 00:13:15,000 --> 00:13:18,640 Celebrate those wins, learn from the setbacks, 463 00:13:18,640 --> 00:13:20,920 and just never stop growing. 464 00:13:20,920 --> 00:13:21,440 I love that. 465 00:13:21,440 --> 00:13:22,840 To keep diving deep. 466 00:13:22,840 --> 00:13:23,240 Yeah. 467 00:13:23,240 --> 00:13:27,600 Keep questioning, keep striving for that millionaire mindset. 468 00:13:27,600 --> 00:13:28,400 That's it. 469 00:13:28,400 --> 00:13:31,280 And that is it for our deep dive into Iman Gadzhi's 470 00:13:31,280 --> 00:13:33,440 Seven Millionaire Skills. 471 00:13:33,440 --> 00:13:34,480 Great episode. 472 00:13:34,480 --> 00:13:37,560 I hope you found it insightful and empowering. 473 00:13:37,560 --> 00:13:38,600 As always. 474 00:13:38,600 --> 00:13:41,880 And until next time, stay curious and keep leveling up. 475 00:13:41,880 --> 00:13:42,760 See you. 476 00:13:42,760 --> 00:13:45,840 So you're saying instead of hopping from one exotic locale 477 00:13:45,840 --> 00:13:49,720 to the next, maybe find a place where you can settle in, 478 00:13:49,720 --> 00:13:52,440 build a routine, and just focus on the work. 479 00:13:52,440 --> 00:13:53,040 Precisely. 480 00:13:53,040 --> 00:13:55,040 It's about aligning those travel choices 481 00:13:55,040 --> 00:13:56,360 with your bigger goals. 482 00:13:56,360 --> 00:13:56,960 Makes sense. 483 00:13:56,960 --> 00:13:59,120 Now let's shift gears a little bit 484 00:13:59,120 --> 00:14:00,920 and talk about skill number five. 485 00:14:00,920 --> 00:14:02,760 Start investing today. 486 00:14:02,760 --> 00:14:03,640 Oh, big one. 487 00:14:03,640 --> 00:14:04,960 This is a big one. 488 00:14:04,960 --> 00:14:08,920 And he really emphasizes the importance of starting early. 489 00:14:08,920 --> 00:14:11,840 Even if you can only invest small amounts right now. 490 00:14:11,840 --> 00:14:12,240 Yeah. 491 00:14:12,240 --> 00:14:14,560 Like I was saying earlier, it seems like every successful 492 00:14:14,560 --> 00:14:16,920 investor wishes they started sooner. 493 00:14:16,920 --> 00:14:17,360 Exactly. 494 00:14:17,360 --> 00:14:18,480 And there's a reason for that. 495 00:14:18,480 --> 00:14:19,200 Yeah. 496 00:14:19,200 --> 00:14:20,680 Compound interest. 497 00:14:20,680 --> 00:14:23,320 Oh, the magic of compound interest. 498 00:14:23,320 --> 00:14:24,480 It's so powerful. 499 00:14:24,480 --> 00:14:25,000 I know. 500 00:14:25,000 --> 00:14:25,840 It really is. 501 00:14:25,840 --> 00:14:28,280 And you know, the earlier you start investing, 502 00:14:28,280 --> 00:14:29,960 the more time your money has to grow. 503 00:14:29,960 --> 00:14:32,040 It really is like that snowball effect. 504 00:14:32,040 --> 00:14:32,720 It is, yeah. 505 00:14:32,720 --> 00:14:34,800 Just gets bigger and bigger over time. 506 00:14:34,800 --> 00:14:35,720 Exactly. 507 00:14:35,720 --> 00:14:36,200 Yeah. 508 00:14:36,200 --> 00:14:40,360 So he uses this really great analogy to explain this concept. 509 00:14:40,360 --> 00:14:41,600 OK, I'm interested. 510 00:14:41,600 --> 00:14:46,280 He says, building a business is your offense. 511 00:14:46,280 --> 00:14:48,080 But investing is your defense. 512 00:14:48,080 --> 00:14:49,080 Oh, I like that. 513 00:14:49,080 --> 00:14:49,920 I like that analogy. 514 00:14:49,920 --> 00:14:50,240 Yeah. 515 00:14:50,240 --> 00:14:51,040 That's a good one. 516 00:14:51,040 --> 00:14:54,080 So building a business is all about generating that income, 517 00:14:54,080 --> 00:14:57,360 taking those risks, going on the offensive. 518 00:14:57,360 --> 00:15:00,440 But investing is about protecting and growing 519 00:15:00,440 --> 00:15:02,160 your wealth over the long term. 520 00:15:02,160 --> 00:15:03,120 It's the long game. 521 00:15:03,120 --> 00:15:03,480 It is. 522 00:15:03,480 --> 00:15:05,200 It's about playing that long game 523 00:15:05,200 --> 00:15:08,320 and ensuring your financial security in the future. 524 00:15:08,320 --> 00:15:10,080 It's a fantastic way to think about it. 525 00:15:10,080 --> 00:15:10,440 Yeah. 526 00:15:10,440 --> 00:15:12,120 And the beautiful thing about investing 527 00:15:12,120 --> 00:15:14,800 is that you don't need a huge amount of money to get started. 528 00:15:14,800 --> 00:15:15,200 Yeah. 529 00:15:15,200 --> 00:15:16,960 That's what I love about it. 530 00:15:16,960 --> 00:15:19,720 There are so many platforms and resources 531 00:15:19,720 --> 00:15:21,920 available that allow you to invest, 532 00:15:21,920 --> 00:15:23,560 even with just small amounts. 533 00:15:23,560 --> 00:15:24,160 Totally. 534 00:15:24,160 --> 00:15:28,440 So even if you can only swing like $50 or $100 a month 535 00:15:28,440 --> 00:15:32,760 right now, it's crucial to just build that habit 536 00:15:32,760 --> 00:15:34,760 and develop your financial literacy. 537 00:15:34,760 --> 00:15:35,240 Absolutely. 538 00:15:35,240 --> 00:15:36,560 It's all about that consistency. 539 00:15:36,560 --> 00:15:36,760 Yeah. 540 00:15:36,760 --> 00:15:38,480 The more you learn about investing, 541 00:15:38,480 --> 00:15:41,520 the more confident you'll become in making decisions 542 00:15:41,520 --> 00:15:43,240 that are going to benefit you in the future. 543 00:15:43,240 --> 00:15:43,880 100%. 544 00:15:43,880 --> 00:15:44,440 Yeah. 545 00:15:44,440 --> 00:15:45,240 OK. 546 00:15:45,240 --> 00:15:47,040 Are you ready for another curve ball? 547 00:15:47,040 --> 00:15:47,760 Oh, boy. 548 00:15:47,760 --> 00:15:48,400 Hit me. 549 00:15:48,400 --> 00:15:51,760 Skill number six is find a good tailor. 550 00:15:51,760 --> 00:15:52,520 A tailor. 551 00:15:52,520 --> 00:15:53,280 I know, right? 552 00:15:53,280 --> 00:15:53,800 OK. 553 00:15:53,800 --> 00:15:55,320 Where is he going with this? 554 00:15:55,320 --> 00:15:55,800 I know. 555 00:15:55,800 --> 00:15:57,360 It seems totally random. 556 00:15:57,360 --> 00:15:59,120 But trust me on this one. 557 00:15:59,120 --> 00:16:01,480 So this one actually goes back to his whole philosophy 558 00:16:01,480 --> 00:16:05,440 of smart spending and maximizing your resources. 559 00:16:05,440 --> 00:16:09,120 He argues that, especially early on in your wealth building 560 00:16:09,120 --> 00:16:10,120 journey, yeah. 561 00:16:10,120 --> 00:16:12,640 It's just so important to be mindful of where 562 00:16:12,640 --> 00:16:13,560 you're putting your money. 563 00:16:13,560 --> 00:16:14,680 You've got to be intentional. 564 00:16:14,680 --> 00:16:15,120 Exactly. 565 00:16:15,120 --> 00:16:17,320 And he's not saying that you have to deprive yourself 566 00:16:17,320 --> 00:16:20,440 or live a super austere life. 567 00:16:20,440 --> 00:16:22,880 It's more about making choices that are strategic. 568 00:16:22,880 --> 00:16:23,520 That makes sense. 569 00:16:23,520 --> 00:16:25,040 And aligned with your values and goals. 570 00:16:25,040 --> 00:16:26,520 Yeah, it's about that alignment again. 571 00:16:26,520 --> 00:16:27,480 Yeah, exactly. 572 00:16:27,480 --> 00:16:32,800 So Iman, even though he can afford all the fancy brands 573 00:16:32,800 --> 00:16:37,120 and stuff, he actually advocates for buying high quality 574 00:16:37,120 --> 00:16:42,520 basics and having them tailored for a more polished 575 00:16:42,520 --> 00:16:43,840 and custom fit look. 576 00:16:43,840 --> 00:16:45,120 I never thought about it like that. 577 00:16:45,120 --> 00:16:45,640 Yeah. 578 00:16:45,640 --> 00:16:46,720 That's pretty smart. 579 00:16:46,720 --> 00:16:47,240 Right. 580 00:16:47,240 --> 00:16:49,320 So instead of chasing all those brand names 581 00:16:49,320 --> 00:16:51,920 and spending a ton of money on clothes that are probably 582 00:16:51,920 --> 00:16:53,920 going to go out of style in like a minute. 583 00:16:53,920 --> 00:16:54,760 Yeah, fast fashion. 584 00:16:54,760 --> 00:16:55,280 Yeah. 585 00:16:55,280 --> 00:16:56,120 This is a trap. 586 00:16:56,120 --> 00:17:00,360 He suggests investing in those timeless pieces 587 00:17:00,360 --> 00:17:02,720 that can be tailored to fit you perfectly. 588 00:17:02,720 --> 00:17:03,480 I like that a lot. 589 00:17:03,480 --> 00:17:04,040 Yeah. 590 00:17:04,040 --> 00:17:05,960 And I thought that was a really interesting point, 591 00:17:05,960 --> 00:17:08,280 because you're basically presenting yourself 592 00:17:08,280 --> 00:17:09,800 as someone who's thoughtful. 593 00:17:09,800 --> 00:17:10,320 Yeah. 594 00:17:10,320 --> 00:17:10,800 Intentional. 595 00:17:10,800 --> 00:17:11,720 Tension quality. 596 00:17:11,720 --> 00:17:14,240 Values quality over just flashiness. 597 00:17:14,240 --> 00:17:14,920 Yeah, exactly. 598 00:17:14,920 --> 00:17:15,560 You know? 599 00:17:15,560 --> 00:17:17,960 And that can make such a positive impression. 600 00:17:17,960 --> 00:17:18,640 Oh, for sure. 601 00:17:18,640 --> 00:17:20,640 In both your personal and professional life. 602 00:17:20,640 --> 00:17:21,600 100%. 603 00:17:21,600 --> 00:17:23,960 OK, so finally, skill number seven 604 00:17:23,960 --> 00:17:26,920 is leveraging credit card rewards. 605 00:17:26,920 --> 00:17:28,440 Oh, one of my favorites. 606 00:17:28,440 --> 00:17:29,160 Yeah. 607 00:17:29,160 --> 00:17:32,880 But before we go any further, I have to emphasize 608 00:17:32,880 --> 00:17:36,640 that this only works if you are responsible with your credit. 609 00:17:36,640 --> 00:17:37,400 Absolutely. 610 00:17:37,400 --> 00:17:40,000 Like if you are carrying a balance on your cards 611 00:17:40,000 --> 00:17:41,880 or struggling to make your payments. 612 00:17:41,880 --> 00:17:43,080 This is not for you. 613 00:17:43,080 --> 00:17:44,800 Yeah, this is not the strategy for you. 614 00:17:44,800 --> 00:17:45,400 Right. 615 00:17:45,400 --> 00:17:48,240 But if you are someone who pays off their balance 616 00:17:48,240 --> 00:17:49,640 in full every month. 617 00:17:49,640 --> 00:17:49,920 Yeah. 618 00:17:49,920 --> 00:17:51,840 And you manage your credit wisely. 619 00:17:51,840 --> 00:17:52,160 Right. 620 00:17:52,160 --> 00:17:54,120 Then leveraging those credit card rewards 621 00:17:54,120 --> 00:17:57,160 can be a fantastic way to basically amplify 622 00:17:57,160 --> 00:17:58,200 your spending power. 623 00:17:58,200 --> 00:17:58,760 Oh, yeah. 624 00:17:58,760 --> 00:17:59,640 It's like free money. 625 00:17:59,640 --> 00:18:00,160 Yeah. 626 00:18:00,160 --> 00:18:00,760 Basically. 627 00:18:00,760 --> 00:18:03,600 It's like getting those extra perks and benefits, 628 00:18:03,600 --> 00:18:05,840 things that you're already spending money on anyway. 629 00:18:05,840 --> 00:18:06,440 Exactly. 630 00:18:06,440 --> 00:18:07,640 Why not get rewarded for it? 631 00:18:07,640 --> 00:18:07,920 Yeah. 632 00:18:07,920 --> 00:18:08,280 Great. 633 00:18:08,280 --> 00:18:08,920 So think about it. 634 00:18:08,920 --> 00:18:10,400 You can get travel upgrades. 635 00:18:10,400 --> 00:18:10,880 Oh, yeah. 636 00:18:10,880 --> 00:18:12,200 The travel grades are the best. 637 00:18:12,200 --> 00:18:15,080 Hotel perks, cash back, you know. 638 00:18:15,080 --> 00:18:16,040 All that good stuff. 639 00:18:16,040 --> 00:18:18,720 Exclusive access to events. 640 00:18:18,720 --> 00:18:21,160 All of those rewards can add up big time. 641 00:18:21,160 --> 00:18:21,720 Oh, they do. 642 00:18:21,720 --> 00:18:22,280 They do. 643 00:18:22,280 --> 00:18:23,040 Over time. 644 00:18:23,040 --> 00:18:24,720 Especially if you're strategic about it. 645 00:18:24,720 --> 00:18:25,640 Yeah, exactly. 646 00:18:25,640 --> 00:18:27,480 Which cards you use, how you use them. 647 00:18:27,480 --> 00:18:27,800 Yeah. 648 00:18:27,800 --> 00:18:31,320 And I'm in shares that he gets like dozens of flight upgrades 649 00:18:31,320 --> 00:18:32,040 a year. 650 00:18:32,040 --> 00:18:32,400 Wow. 651 00:18:32,400 --> 00:18:32,960 That's awesome. 652 00:18:32,960 --> 00:18:35,360 Just from utilizing his credit card rewards. 653 00:18:35,360 --> 00:18:36,280 He's got to figure it out. 654 00:18:36,280 --> 00:18:36,560 Yeah. 655 00:18:36,560 --> 00:18:40,080 It's like we were saying earlier, working smarter, not harder. 656 00:18:40,080 --> 00:18:40,640 That's it. 657 00:18:40,640 --> 00:18:41,040 Right. 658 00:18:41,040 --> 00:18:42,640 You're not spending any extra money. 659 00:18:42,640 --> 00:18:43,280 Nope. 660 00:18:43,280 --> 00:18:45,120 But you're getting all these benefits just 661 00:18:45,120 --> 00:18:46,800 by being a savvy consumer. 662 00:18:46,800 --> 00:18:48,080 That's what it's all about. 663 00:18:48,080 --> 00:18:49,920 So taking a step back and looking 664 00:18:49,920 --> 00:18:53,920 at all seven of these skills, what really stands out to me 665 00:18:53,920 --> 00:18:57,120 is how I'm in emphasizes that holistic approach 666 00:18:57,120 --> 00:18:58,080 to building wealth. 667 00:18:58,080 --> 00:18:58,840 Yeah, I agree. 668 00:18:58,840 --> 00:18:59,360 You know? 669 00:18:59,360 --> 00:19:00,800 It's not just about making money. 670 00:19:00,800 --> 00:19:04,640 It's about managing your mindset. 671 00:19:04,640 --> 00:19:05,000 Yeah. 672 00:19:05,000 --> 00:19:08,840 Your time, your resources, even your wardrobe strategically. 673 00:19:08,840 --> 00:19:09,480 It's all connected. 674 00:19:09,480 --> 00:19:09,920 It is. 675 00:19:09,920 --> 00:19:10,520 It really is. 676 00:19:10,520 --> 00:19:15,280 It's about recognizing that wealth is this multifaceted 677 00:19:15,280 --> 00:19:16,320 concept. 678 00:19:16,320 --> 00:19:18,920 It's not just about having that high income. 679 00:19:18,920 --> 00:19:19,240 Right. 680 00:19:19,240 --> 00:19:20,800 It's about more than just the numbers. 681 00:19:20,800 --> 00:19:21,480 Exactly. 682 00:19:21,480 --> 00:19:24,920 It's about having a life that's rich in experiences, 683 00:19:24,920 --> 00:19:25,800 relationships. 684 00:19:25,800 --> 00:19:26,480 It's a filament. 685 00:19:26,480 --> 00:19:27,040 It's a filament. 686 00:19:27,040 --> 00:19:27,360 Yeah. 687 00:19:27,360 --> 00:19:31,880 And I love that he's not afraid to share his own experiences. 688 00:19:31,880 --> 00:19:33,040 That makes him more relatable. 689 00:19:33,040 --> 00:19:33,560 It does. 690 00:19:33,560 --> 00:19:34,080 Yeah. 691 00:19:34,080 --> 00:19:39,520 His successes, his regrets, it just makes his advice feel. 692 00:19:39,520 --> 00:19:40,400 Or genuine. 693 00:19:40,400 --> 00:19:42,360 So much more relatable and grounded. 694 00:19:42,360 --> 00:19:43,400 Like he's been there. 695 00:19:43,400 --> 00:19:43,880 Yeah. 696 00:19:43,880 --> 00:19:45,560 He's not preaching from a pedestal. 697 00:19:45,560 --> 00:19:48,320 He's really speaking from a place of personal experience 698 00:19:48,320 --> 00:19:49,120 and vulnerability. 699 00:19:49,120 --> 00:19:50,280 Yeah, I like that. 700 00:19:50,280 --> 00:19:51,960 And then at the end of the video, 701 00:19:51,960 --> 00:19:54,480 he does something that I thought was so brilliant. 702 00:19:54,480 --> 00:19:55,400 OK, what is it? 703 00:19:55,400 --> 00:19:58,040 He challenges his viewers with a question. 704 00:19:58,040 --> 00:19:59,480 Oh, I love that. 705 00:19:59,480 --> 00:20:00,200 I know, right? 706 00:20:00,200 --> 00:20:00,720 Yeah. 707 00:20:00,720 --> 00:20:04,000 So he asks them, what millionaire skill did I miss? 708 00:20:04,000 --> 00:20:05,080 Oh, that's a good question. 709 00:20:05,080 --> 00:20:06,520 Which I just thought was such a brilliant way 710 00:20:06,520 --> 00:20:08,440 to get people thinking critically. 711 00:20:08,440 --> 00:20:10,440 Yeah, it gets you thinking outside the box. 712 00:20:10,440 --> 00:20:11,280 For sure. 713 00:20:11,280 --> 00:20:14,040 And applying those concepts to their own lives. 714 00:20:14,040 --> 00:20:14,440 Yeah. 715 00:20:14,440 --> 00:20:15,960 It sparks a conversation. 716 00:20:15,960 --> 00:20:16,360 It does. 717 00:20:16,360 --> 00:20:19,280 And it gets you thinking beyond just the typical advice. 718 00:20:19,280 --> 00:20:19,800 Exactly. 719 00:20:19,800 --> 00:20:21,840 So we want to turn that question over to you. 720 00:20:21,840 --> 00:20:22,480 Awesome. 721 00:20:22,480 --> 00:20:25,840 What skill would you add to Iman's list? 722 00:20:25,840 --> 00:20:27,720 What have you learned on your journey? 723 00:20:27,720 --> 00:20:29,560 Yeah, what unique piece of wisdom 724 00:20:29,560 --> 00:20:31,480 have you picked up along the way? 725 00:20:31,480 --> 00:20:32,760 We'd love to hear your thoughts. 726 00:20:32,760 --> 00:20:37,440 Yeah, and building on that, what's one actionable step 727 00:20:37,440 --> 00:20:40,640 you can take today based on what we've talked about? 728 00:20:40,640 --> 00:20:43,040 Yeah, what can you do right now to level up? 729 00:20:43,040 --> 00:20:43,560 Right. 730 00:20:43,560 --> 00:20:43,840 Yeah. 731 00:20:43,840 --> 00:20:48,080 So maybe it's committing to a week of news-free living. 732 00:20:48,080 --> 00:20:48,920 Oh, I like that. 733 00:20:48,920 --> 00:20:49,640 You know? 734 00:20:49,640 --> 00:20:53,160 Maybe it's finally exploring that new high-income skill 735 00:20:53,160 --> 00:20:54,440 that you've been thinking about. 736 00:20:54,440 --> 00:20:54,760 Yeah. 737 00:20:54,760 --> 00:20:57,120 Or maybe it's finally finding that good tailor. 738 00:20:57,120 --> 00:20:58,640 Right, like we were talking about. 739 00:20:58,640 --> 00:21:02,520 Yeah, and it doesn't have to be a massive life-altering change. 740 00:21:02,520 --> 00:21:03,560 No, small steps. 741 00:21:03,560 --> 00:21:05,520 Small steps taken consistently. 742 00:21:05,520 --> 00:21:05,880 Yeah. 743 00:21:05,880 --> 00:21:08,040 Lead to big transformations over time. 744 00:21:08,040 --> 00:21:08,560 Absolutely. 745 00:21:08,560 --> 00:21:10,520 And that's what this whole deep dive is about. 746 00:21:10,520 --> 00:21:14,200 Equipping you with the knowledge and the inspiration to level up 747 00:21:14,200 --> 00:21:15,000 your life. 748 00:21:15,000 --> 00:21:15,720 I love that. 749 00:21:15,720 --> 00:21:19,920 So remember, building wealth is a journey, not a destination. 750 00:21:19,920 --> 00:21:20,720 That's a good one. 751 00:21:20,720 --> 00:21:23,560 It's about making those conscious choices that align 752 00:21:23,560 --> 00:21:26,000 with your values and your goals. 753 00:21:26,000 --> 00:21:26,640 Absolutely. 754 00:21:26,640 --> 00:21:30,720 And honestly, it's also about enjoying the process, you know? 755 00:21:30,720 --> 00:21:31,560 Yeah, for sure. 756 00:21:31,560 --> 00:21:34,120 Celebrate those wins, learn from the setbacks, 757 00:21:34,120 --> 00:21:35,640 and just never stop growing. 758 00:21:35,640 --> 00:21:36,360 I love that. 759 00:21:36,360 --> 00:21:37,680 So keep diving deep. 760 00:21:37,680 --> 00:21:38,560 Keep questioning. 761 00:21:38,560 --> 00:21:40,880 Keep striving for that millionaire mindset. 762 00:21:40,880 --> 00:21:41,720 That's it. 763 00:21:41,720 --> 00:21:45,000 And that is it for our deep dive into Ibon Gatsie's 764 00:21:45,000 --> 00:21:46,720 seven millionaire skills. 765 00:21:46,720 --> 00:21:48,400 Phew, great episode. 766 00:21:48,400 --> 00:21:50,000 We hope you found it insightful. 767 00:21:50,000 --> 00:21:50,560 As always. 768 00:21:50,560 --> 00:21:51,440 And empowering. 769 00:21:51,440 --> 00:21:52,080 Yeah. 770 00:21:52,080 --> 00:21:55,840 Until next time, stay curious and keep leveling up. 771 00:21:55,840 --> 00:21:58,400 See, so true. 772 00:21:58,400 --> 00:22:00,800 You know, it makes his advice feel more real. 773 00:22:00,800 --> 00:22:01,520 Yeah, for sure. 774 00:22:01,520 --> 00:22:02,840 It makes it more genuine. 775 00:22:02,840 --> 00:22:03,760 Yeah, he's been there. 776 00:22:03,760 --> 00:22:04,280 Exactly. 777 00:22:04,280 --> 00:22:05,920 It's like he's not just talking the talk. 778 00:22:05,920 --> 00:22:06,200 Yeah. 779 00:22:06,200 --> 00:22:07,360 He's walking the walk. 780 00:22:07,360 --> 00:22:08,400 He's been in the trenches? 781 00:22:08,400 --> 00:22:09,800 Yeah, exactly. 782 00:22:09,800 --> 00:22:11,760 And you know, what I also thought was interesting 783 00:22:11,760 --> 00:22:15,960 is at the end of his video, he actually challenges 784 00:22:15,960 --> 00:22:17,960 his viewers with a question. 785 00:22:17,960 --> 00:22:18,640 Oh, cool. 786 00:22:18,640 --> 00:22:20,080 And I thought this was so smart. 787 00:22:20,080 --> 00:22:21,040 Oh, I love when they do that. 788 00:22:21,040 --> 00:22:21,840 I know, right? 789 00:22:21,840 --> 00:22:22,480 Yeah. 790 00:22:22,480 --> 00:22:26,320 So he asks, what millionaire skill did I miss? 791 00:22:26,320 --> 00:22:27,400 Ooh, that's good. 792 00:22:27,400 --> 00:22:29,640 Which I thought was just like so brilliant. 793 00:22:29,640 --> 00:22:30,280 It is, yeah. 794 00:22:30,280 --> 00:22:34,800 Because it gets people thinking critically about, you know. 795 00:22:34,800 --> 00:22:35,760 Outside the box. 796 00:22:35,760 --> 00:22:37,040 Yeah, outside the box. 797 00:22:37,040 --> 00:22:37,440 For sure. 798 00:22:37,440 --> 00:22:41,320 And it makes them apply these concepts to their own lives. 799 00:22:41,320 --> 00:22:42,920 Yeah, it sparks a conversation. 800 00:22:42,920 --> 00:22:43,440 Yeah. 801 00:22:43,440 --> 00:22:46,760 And it gets people thinking beyond just the typical advice. 802 00:22:46,760 --> 00:22:47,560 Exactly. 803 00:22:47,560 --> 00:22:48,160 Love it. 804 00:22:48,160 --> 00:22:50,600 So we want to turn that question over to you. 805 00:22:50,600 --> 00:22:51,720 All right, let's hear it. 806 00:22:51,720 --> 00:22:54,560 What skill would you add to Iman's list? 807 00:22:54,560 --> 00:22:56,320 Yeah, what did he miss? 808 00:22:56,320 --> 00:22:58,080 What have you learned on your own journey? 809 00:22:58,080 --> 00:23:00,160 Yeah, what unique piece of wisdom 810 00:23:00,160 --> 00:23:01,800 have you picked up along the way? 811 00:23:01,800 --> 00:23:02,640 We want to know. 812 00:23:02,640 --> 00:23:04,480 Yeah, we'd love to hear your thoughts on that. 813 00:23:04,480 --> 00:23:05,040 Yeah. 814 00:23:05,040 --> 00:23:08,880 And building on that, what's one actionable step 815 00:23:08,880 --> 00:23:11,800 that you can take today based on what we've talked about? 816 00:23:11,800 --> 00:23:14,000 Yeah, what can you implement right now? 817 00:23:14,000 --> 00:23:14,600 Exactly. 818 00:23:14,600 --> 00:23:17,120 Yeah, like what's one thing you can do to level up? 819 00:23:17,120 --> 00:23:21,720 Yeah, maybe it's committing to like a week of news-free living. 820 00:23:21,720 --> 00:23:22,920 Ooh, I like that one. 821 00:23:22,920 --> 00:23:25,880 You know, maybe it's finally exploring that new high income 822 00:23:25,880 --> 00:23:27,200 skill that you've been thinking about. 823 00:23:27,200 --> 00:23:28,200 Yeah, go for it. 824 00:23:28,200 --> 00:23:31,080 Or maybe it's finally finding that good tailor. 825 00:23:31,080 --> 00:23:31,840 Right. 826 00:23:31,840 --> 00:23:32,960 Like we were talking about. 827 00:23:32,960 --> 00:23:36,720 Yeah, and it doesn't have to be this massive life-altering 828 00:23:36,720 --> 00:23:37,560 change. 829 00:23:37,560 --> 00:23:38,000 No. 830 00:23:38,000 --> 00:23:38,640 Right. 831 00:23:38,640 --> 00:23:39,680 Just small steps. 832 00:23:39,680 --> 00:23:42,960 It's those small steps taken consistently 833 00:23:42,960 --> 00:23:46,920 that can lead to huge transformations over time. 834 00:23:46,920 --> 00:23:47,680 100%. 835 00:23:47,680 --> 00:23:50,120 And that's really what this whole deep dive is all about. 836 00:23:50,120 --> 00:23:51,040 Couldn't agree more. 837 00:23:51,040 --> 00:23:51,920 Right. 838 00:23:51,920 --> 00:23:56,200 It's about equipping you with the knowledge and the inspiration 839 00:23:56,200 --> 00:23:58,080 to really level up your life. 840 00:23:58,080 --> 00:23:58,720 I love that. 841 00:23:58,720 --> 00:24:03,280 So remember, building wealth is a journey, not a destination. 842 00:24:03,280 --> 00:24:03,920 That's a good one. 843 00:24:03,920 --> 00:24:04,600 Write that down. 844 00:24:04,600 --> 00:24:08,040 It's about making those conscious choices that 845 00:24:08,040 --> 00:24:11,160 are aligned with your value and your goals. 846 00:24:11,160 --> 00:24:11,640 Totally. 847 00:24:11,640 --> 00:24:14,200 And honestly, it's about enjoying the process. 848 00:24:14,200 --> 00:24:16,680 First of all, celebrate the wins. 849 00:24:16,680 --> 00:24:18,560 Learn from those setbacks. 850 00:24:18,560 --> 00:24:20,440 And just never stop growing. 851 00:24:20,440 --> 00:24:20,920 Love that. 852 00:24:20,920 --> 00:24:22,240 So keep diving deep. 853 00:24:22,240 --> 00:24:22,920 Keep learning. 854 00:24:22,920 --> 00:24:24,080 Keep questioning. 855 00:24:24,080 --> 00:24:24,600 Yeah. 856 00:24:24,600 --> 00:24:26,920 Keep striving for that millionaire mindset. 857 00:24:26,920 --> 00:24:27,840 That's it. 858 00:24:27,840 --> 00:24:31,120 And that's it for our deep dive into Iman Ghaji's 859 00:24:31,120 --> 00:24:33,200 7 Millionaire Skills. 860 00:24:33,200 --> 00:24:33,880 Awesome episode. 861 00:24:33,880 --> 00:24:35,480 We hope you found it insightful. 862 00:24:35,480 --> 00:24:36,160 As always. 863 00:24:36,160 --> 00:24:37,120 And empowering. 864 00:24:37,120 --> 00:24:37,920 Yeah. 865 00:24:37,920 --> 00:24:59,560 Until next time, stay curious and keep leveling up.