All right, so get this.
Today we're diving into the life
of a 22 year old self-made millionaire.
Oh wow.
Yeah.
We're breaking down a YouTube video
by this woman, Sarah Finance,
and she walks us through her typical day.
Okay.
And honestly, I went in expecting
like the full millionaire montage.
You know?
Okay.
Fancy cars, private jets, maybe a pet tiger.
Sure.
But what we get is actually way more interesting.
Are you ready to ditch those stereotypes
and see what a young millionaire's life is really like?
Yeah, it is pretty interesting
how different it is from what we expect.
I know, right?
Like she still lives in our hometown,
hangs out with her high school friends.
Even talks about like grabbing
some frozen chicken for dinner sometimes.
It's surprisingly normal.
It is.
It's like that contrast
between the flashy image we always see
and then her reality is so different.
Yeah.
And it makes you think,
are we putting millionaires on this pedestal
of unattainable extravagance?
It really does.
Like is that even what we should be aiming for?
I don't know.
But Sarah's life, it kind of suggests otherwise.
So okay, let's get into how she actually built
this whole million dollar empire by 22.
Okay, let's do it.
And get this, it's not just one job.
It's like this whole entrepreneurial ecosystem
she's created.
Yeah, she's got a lot going on.
YouTube channel, affiliate marketing.
Oh yeah, she mentioned rental properties too.
Oh right.
And she even has a coaching business.
That's right.
So many different things bringing in money.
Exactly.
And not all reliant on one thing.
That's key, right?
Like if one area kind of takes a dip,
it's not make or break.
Yeah, exactly.
Much less risk.
Okay, but how much are we actually talking here?
Because she did throw out some numbers.
Oh yeah, get ready for this.
She estimates her combined daily income
from all those things combined
is anywhere from $11,000 to, wait for it.
Oh gosh, okay, I'm waiting.
$40,000.
What?
I know, wild, right.
Per day.
Yeah, per day.
But, and here's the kicker,
she only aims to work three to five hours a day.
Wait, seriously, how?
Right, that's some serious efficiency.
I mean, I struggled to answer emails at that time.
I hear you.
I think it shows it's not just about working hard,
it's about working smart.
Okay, so that's where her whole diverse business setup
comes in.
Exactly.
It's not just about mitigating risk,
it's also about having more flexibility in her schedule.
So it's not the stereotypical hustle culture we think of.
Yeah, very different from that.
It's like she's found the balance of success
and having a life.
Right.
And out of all those things,
she seems super passionate about real estate.
Oh yeah, definitely.
Like the foundation of her empire.
Absolutely.
She already owns three properties
that bring in $7,700 a month in rental income.
Wow.
But she wants to double that.
Really?
Yeah, to $15,000 a month.
She's really into real estate as a long-term investment.
Which makes sense, right?
Because those online businesses,
they can be unpredictable.
For sure.
She even said she doesn't know she'll be doing
YouTube or coaching in a few years.
Right.
But those properties, those will still be there.
Exactly.
She's not just thinking short-term,
she's building something that lasts.
Now, real estate has its own challenges.
You know, market changes, dealing with tenants.
Right, yeah, of course.
But when it's done right, it can be really rewarding.
Totally.
But for those of us starting out,
maybe with slightly smaller goals,
she had different advice, affiliate marketing.
Yeah, she's a big fan of that for beginners.
And I mean, she even has her own course on it.
She does.
So she knows what she's talking about.
Yeah, she's walking the walk.
It's interesting how she sees it as a gateway
into entrepreneurship.
And it makes sense.
It has a lot of potential, especially for making money
without constantly working.
Oh, right, passive income.
So explain how that works.
So basically, you partner with businesses
and promote their stuff to your audience.
And every time someone buys through your special link,
you get a cut.
So you don't have to create your own product
or deal with customers?
Exactly.
You're connecting buyers and sellers
and getting paid for it.
That sounds pretty good for someone just starting out.
Yeah, much lower barrier to entry.
But it can't be that easy, right?
Like just posting a link and watching the money roll in.
No, definitely not.
There's a lot of strategy involved.
You need to build trust with your audience.
Only recommend stuff you actually believe in.
And actually understand marketing.
Exactly, it's not a get rich quick scheme.
But it can be a good way to make money
if you put in the effort.
For sure.
And you know, it's interesting.
Sarah's own journey, it wasn't always smooth sailing.
Right, she talks about some tough times.
Yeah, she's really honest about that.
Like she talks about this moment where she realized
she was so focused on making money that she wasn't happy.
Yeah, that's a big realization.
It's easy to get caught up in chasing success
and forget about everything else.
I know.
But Sarah's story really shows how important it
is to find fulfillment to not just financial success.
Totally.
What resonates most with you about that shift?
Honestly, it's just how honest she is.
Like she could have easily just presented
this perfect success story.
Right.
But she's real about the struggles too,
the internal changes she had to make.
And that makes it so much more relatable.
Exactly.
She's not afraid to say that constantly pushing for more,
even if it's more money, can lead to burnout.
Yeah.
Instead, she focuses on finding joy in what she's doing,
not just the outcome.
Right.
Finding that balance between ambition and being content.
I love that.
And you know what else I found surprising?
Her views on material things.
Oh yeah, what about them?
She doesn't seem to care about luxury cars or designer
bags or anything like that.
Yeah, she straight up said those things don't fulfill her.
I know.
She believes happiness comes from within,
and that stuff doesn't guarantee it.
It is refreshing to hear that, especially in a world that's
always telling us to buy more stuff.
It really is.
It's all about the difference between being
driven by external things versus internal things.
Exactly.
She's driven by a desire to create and build,
not to impress others.
Which makes you wonder.
Hold that thought.
We're going to pick up on that right after a quick break.
Makes you wonder, does true happiness
like actually come from aligning your actions
with what you actually value?
Right.
Not just chasing those external things that
are supposed to equal success.
It's like she's figured out that to be happy,
it's more about living a meaningful life,
not just having a lot of stuff.
And there's a lot of research that backs that up,
like in positive psychology.
Studies show that, yeah, money can make you feel more secure
and increase well-being.
But it doesn't equal happiness.
Right, exactly.
It's things like strong relationships, having a purpose,
doing things that bring you joy.
Those are the things that really matter.
So it's like financial stability is important,
but it's just one part of the whole picture.
Exactly.
It's about balance.
OK.
But how do you even figure out what truly matters to you?
Like there's so much noise out there,
it's easy to get caught up in what everyone else is doing.
That's where taking time to look inward is so important.
Introspection.
Yeah, thinking about your values, your passions,
what really makes you happy.
It sounds simple, but.
We're always so busy.
I know, right?
It's like we rarely slow down enough to do that.
I'm totally guilty of that.
Like always on the go, but never stopping
to ask why am I even doing all this.
Exactly.
And that's where things like mindfulness can help.
Like meditation.
Yeah, meditation, journaling, or even just taking a few minutes
to breathe deeply, to really connect with yourself.
So it's about quieting that external noise.
Exactly.
And really listening to that inner voice.
Like hitting the pause button.
Exactly.
To reconnect with who you are and what you want.
And that can change.
Right, like our values and priorities
might be different over time.
Absolutely.
It's an ongoing process.
The key is to stay connected with yourself
and make choices that align with who you are.
You know, it's funny.
When you put it that way, Sarah's life,
even though it sounds kind of boring on the surface,
it actually sounds pretty fulfilling.
It does.
Spending time with family, taking care of her health,
walks on the beach, working on things she's passionate about.
It's not flashy, but it's meaningful.
Exactly.
It reminds us that sometimes the simplest things are the ones
that bring the most happiness.
It's about creating a life that feels authentic to you,
regardless of what society says.
And the crazy thing is, she even said she could retire tomorrow
if she wanted to.
I know, right?
But she keeps working because she enjoys it.
She likes the process of building businesses, investing.
It's not just about the money.
Yeah, it's about the passion, the challenge.
It shows how much she's driven by her own internal motivation.
Yeah, not by external pressures.
She's doing it for herself.
Which brings us back to that question you asked earlier.
If we could be financially successful at a young age,
like Sarah, what kind of lifestyle would we choose?
What values would we base our decisions on?
It's a really powerful question.
It makes you think beyond just the money and the stuff.
Yeah.
Like, what would a truly fulfilling life look like for you?
Exactly.
Would you travel the world, start something creative,
maybe focus on giving back?
There's no right answer.
It's about defining success on your own terms.
Exactly.
It's so easy to get caught up in wanting to be rich
and buy all these things.
But Sarah's story is a reminder that true happiness,
it comes from within.
Right.
It's about building meaningful relationships,
following your passions, and maybe even making
a difference in the world.
And also, find that balance.
Like, going after your goals, but also enjoying
the present moment.
Absolutely.
Remembering that success isn't a destination.
It's a journey.
I think Sarah's story is so powerful because it shows
that success doesn't have to look a certain way.
It doesn't.
It's not about meeting other people's expectations.
It's about figuring out what success means to you.
Exactly.
And creating a life that feels authentic and fulfilling.
You got it.
And that's what makes this whole conversation so interesting.
It's not just about learning facts.
It's about looking at things from different angles,
questioning what we think we know,
and ultimately giving ourselves the power
to create a life that aligns with who we are.
So how do we actually take all these amazing insights
and put them into action?
How do we go from being inspired by Sarah
to actually making changes in our own lives?
Yeah, that's the real challenge, isn't it?
It's easy to hear these stories and be like, oh, that's great
for her.
Right.
But actually applying it to our own lives.
That's the tricky part.
Totally.
I think especially with social media,
we're constantly bombarded with everyone else's
like, highlight reel.
Oh, yeah.
It's all so curated and perfect.
Exactly.
But Sarah's story, it's kind of a reminder
that success doesn't have to look like that.
Yeah.
It's not about keeping up with everyone else.
It's about figuring out what matters to you.
And building a life that reflects that.
And those values, those are going
to be different for everyone.
For sure.
Some people might prioritize experiences over things
or spending time in nature or being creative or giving back
to their community.
So many different ways to find that fulfillment.
Exactly.
There's no one right way.
It's all about figuring out what lights you up.
What makes you feel like you're living a life with purpose.
Yeah.
What makes you feel truly alive.
And then actually having the courage to go after that.
Even if it looks different from what everyone else is doing.
Exactly.
It's about shifting that focus from what we think
we should be doing.
To what we actually want to do.
Right.
Which takes being really honest with yourself
about who you are and what you want.
You know, one thing that set out to me about Sarah
is that she chose to stay in her hometown.
Oh yeah.
She's close to her family and friends.
I think that's so important.
It would be easy to get caught up in building a business
and forget about those relationships.
It's easy to let those things slip away.
But she clearly values them.
And you know, there's actually a lot of research on this.
Strong social connections.
They're a key part of happiness.
Oh, absolutely.
We need those connections to thrive.
But they take effort.
They do.
It's about being present with people,
being supportive, making time for them.
It's about having that sense of community of belonging.
Whether it's with family or friends or even people
who share your interests.
Exactly.
It's a reminder that we're not meant to go through life alone.
I think that's something we can all take away from Sarah's story.
No matter how old you are, no matter how much money you have.
Right.
It applies to everyone.
It's a reminder that success is not a finish line.
It's an ongoing journey.
It is.
And you get to choose what that journey looks like,
what values will guide you along the way.
Couldn't have said it better myself.
So as we wrap up this deep dive, I
think the big question we want to leave you with
is, what does success mean to you?
Yeah.
What's important to you?
What values do you want to build your life around?
Take some time to really think about that.
Let those answers be your guide as you create a life that
feels truly meaningful to you.
It's been awesome exploring all this with you.
Thanks for joining us on this journey.
And until next time, keep learning, keep questioning,
and keep striving to live a life that's true to yourself.