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All right, so get this.

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Today we're diving into the life

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of a 22 year old self-made millionaire.

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Oh wow.

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Yeah.

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We're breaking down a YouTube video

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by this woman, Sarah Finance,

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and she walks us through her typical day.

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Okay.

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And honestly, I went in expecting

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like the full millionaire montage.

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You know?

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Okay.

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Fancy cars, private jets, maybe a pet tiger.

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Sure.

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But what we get is actually way more interesting.

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Are you ready to ditch those stereotypes

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and see what a young millionaire's life is really like?

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Yeah, it is pretty interesting

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how different it is from what we expect.

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I know, right?

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Like she still lives in our hometown,

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hangs out with her high school friends.

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Even talks about like grabbing

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some frozen chicken for dinner sometimes.

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It's surprisingly normal.

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It is.

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It's like that contrast

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between the flashy image we always see

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and then her reality is so different.

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Yeah.

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And it makes you think,

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are we putting millionaires on this pedestal

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of unattainable extravagance?

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It really does.

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Like is that even what we should be aiming for?

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I don't know.

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But Sarah's life, it kind of suggests otherwise.

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So okay, let's get into how she actually built

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this whole million dollar empire by 22.

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Okay, let's do it.

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And get this, it's not just one job.

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It's like this whole entrepreneurial ecosystem

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she's created.

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Yeah, she's got a lot going on.

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YouTube channel, affiliate marketing.

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Oh yeah, she mentioned rental properties too.

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Oh right.

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And she even has a coaching business.

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That's right.

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So many different things bringing in money.

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Exactly.

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And not all reliant on one thing.

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That's key, right?

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Like if one area kind of takes a dip,

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it's not make or break.

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Yeah, exactly.

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Much less risk.

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Okay, but how much are we actually talking here?

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Because she did throw out some numbers.

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Oh yeah, get ready for this.

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She estimates her combined daily income

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from all those things combined

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is anywhere from $11,000 to, wait for it.

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Oh gosh, okay, I'm waiting.

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$40,000.

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What?

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I know, wild, right.

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Per day.

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Yeah, per day.

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But, and here's the kicker,

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she only aims to work three to five hours a day.

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Wait, seriously, how?

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Right, that's some serious efficiency.

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I mean, I struggled to answer emails at that time.

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I hear you.

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I think it shows it's not just about working hard,

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it's about working smart.

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Okay, so that's where her whole diverse business setup

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comes in.

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Exactly.

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It's not just about mitigating risk,

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it's also about having more flexibility in her schedule.

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So it's not the stereotypical hustle culture we think of.

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Yeah, very different from that.

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It's like she's found the balance of success

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and having a life.

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Right.

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And out of all those things,

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she seems super passionate about real estate.

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Oh yeah, definitely.

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Like the foundation of her empire.

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Absolutely.

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She already owns three properties

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that bring in $7,700 a month in rental income.

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Wow.

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But she wants to double that.

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Really?

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Yeah, to $15,000 a month.

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She's really into real estate as a long-term investment.

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Which makes sense, right?

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Because those online businesses,

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they can be unpredictable.

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For sure.

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She even said she doesn't know she'll be doing

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YouTube or coaching in a few years.

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Right.

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But those properties, those will still be there.

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Exactly.

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She's not just thinking short-term,

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she's building something that lasts.

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Now, real estate has its own challenges.

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You know, market changes, dealing with tenants.

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Right, yeah, of course.

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But when it's done right, it can be really rewarding.

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Totally.

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But for those of us starting out,

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maybe with slightly smaller goals,

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she had different advice, affiliate marketing.

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Yeah, she's a big fan of that for beginners.

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And I mean, she even has her own course on it.

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She does.

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So she knows what she's talking about.

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Yeah, she's walking the walk.

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It's interesting how she sees it as a gateway

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into entrepreneurship.

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And it makes sense.

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It has a lot of potential, especially for making money

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without constantly working.

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Oh, right, passive income.

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So explain how that works.

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So basically, you partner with businesses

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and promote their stuff to your audience.

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And every time someone buys through your special link,

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you get a cut.

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So you don't have to create your own product

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or deal with customers?

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Exactly.

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You're connecting buyers and sellers

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and getting paid for it.

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That sounds pretty good for someone just starting out.

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Yeah, much lower barrier to entry.

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But it can't be that easy, right?

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Like just posting a link and watching the money roll in.

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No, definitely not.

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There's a lot of strategy involved.

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You need to build trust with your audience.

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Only recommend stuff you actually believe in.

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And actually understand marketing.

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Exactly, it's not a get rich quick scheme.

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But it can be a good way to make money

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if you put in the effort.

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For sure.

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And you know, it's interesting.

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Sarah's own journey, it wasn't always smooth sailing.

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Right, she talks about some tough times.

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Yeah, she's really honest about that.

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Like she talks about this moment where she realized

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she was so focused on making money that she wasn't happy.

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Yeah, that's a big realization.

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It's easy to get caught up in chasing success

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and forget about everything else.

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I know.

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But Sarah's story really shows how important it

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is to find fulfillment to not just financial success.

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Totally.

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What resonates most with you about that shift?

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Honestly, it's just how honest she is.

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Like she could have easily just presented

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this perfect success story.

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Right.

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But she's real about the struggles too,

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the internal changes she had to make.

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And that makes it so much more relatable.

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Exactly.

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She's not afraid to say that constantly pushing for more,

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even if it's more money, can lead to burnout.

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Yeah.

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Instead, she focuses on finding joy in what she's doing,

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not just the outcome.

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Right.

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Finding that balance between ambition and being content.

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I love that.

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And you know what else I found surprising?

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Her views on material things.

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Oh yeah, what about them?

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She doesn't seem to care about luxury cars or designer

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bags or anything like that.

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Yeah, she straight up said those things don't fulfill her.

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I know.

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She believes happiness comes from within,

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and that stuff doesn't guarantee it.

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It is refreshing to hear that, especially in a world that's

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always telling us to buy more stuff.

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It really is.

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It's all about the difference between being

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driven by external things versus internal things.

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Exactly.

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She's driven by a desire to create and build,

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not to impress others.

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Which makes you wonder.

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Hold that thought.

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We're going to pick up on that right after a quick break.

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Makes you wonder, does true happiness

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like actually come from aligning your actions

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with what you actually value?

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Right.

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Not just chasing those external things that

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are supposed to equal success.

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It's like she's figured out that to be happy,

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it's more about living a meaningful life,

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not just having a lot of stuff.

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And there's a lot of research that backs that up,

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like in positive psychology.

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Studies show that, yeah, money can make you feel more secure

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and increase well-being.

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But it doesn't equal happiness.

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Right, exactly.

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It's things like strong relationships, having a purpose,

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doing things that bring you joy.

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Those are the things that really matter.

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So it's like financial stability is important,

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but it's just one part of the whole picture.

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Exactly.

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It's about balance.

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OK.

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But how do you even figure out what truly matters to you?

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Like there's so much noise out there,

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it's easy to get caught up in what everyone else is doing.

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That's where taking time to look inward is so important.

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Introspection.

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Yeah, thinking about your values, your passions,

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what really makes you happy.

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It sounds simple, but.

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We're always so busy.

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I know, right?

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It's like we rarely slow down enough to do that.

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I'm totally guilty of that.

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Like always on the go, but never stopping

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to ask why am I even doing all this.

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Exactly.

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And that's where things like mindfulness can help.

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Like meditation.

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Yeah, meditation, journaling, or even just taking a few minutes

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to breathe deeply, to really connect with yourself.

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So it's about quieting that external noise.

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Exactly.

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And really listening to that inner voice.

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Like hitting the pause button.

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Exactly.

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To reconnect with who you are and what you want.

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And that can change.

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Right, like our values and priorities

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might be different over time.

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Absolutely.

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It's an ongoing process.

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The key is to stay connected with yourself

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and make choices that align with who you are.

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You know, it's funny.

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When you put it that way, Sarah's life,

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even though it sounds kind of boring on the surface,

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it actually sounds pretty fulfilling.

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It does.

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Spending time with family, taking care of her health,

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walks on the beach, working on things she's passionate about.

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It's not flashy, but it's meaningful.

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Exactly.

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It reminds us that sometimes the simplest things are the ones

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that bring the most happiness.

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It's about creating a life that feels authentic to you,

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regardless of what society says.

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And the crazy thing is, she even said she could retire tomorrow

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if she wanted to.

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I know, right?

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But she keeps working because she enjoys it.

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She likes the process of building businesses, investing.

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It's not just about the money.

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Yeah, it's about the passion, the challenge.

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It shows how much she's driven by her own internal motivation.

280
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Yeah, not by external pressures.

281
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She's doing it for herself.

282
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Which brings us back to that question you asked earlier.

283
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If we could be financially successful at a young age,

284
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like Sarah, what kind of lifestyle would we choose?

285
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What values would we base our decisions on?

286
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It's a really powerful question.

287
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It makes you think beyond just the money and the stuff.

288
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Yeah.

289
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Like, what would a truly fulfilling life look like for you?

290
00:08:57,280 --> 00:08:58,560
Exactly.

291
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Would you travel the world, start something creative,

292
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maybe focus on giving back?

293
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There's no right answer.

294
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It's about defining success on your own terms.

295
00:09:08,360 --> 00:09:09,240
Exactly.

296
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It's so easy to get caught up in wanting to be rich

297
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and buy all these things.

298
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But Sarah's story is a reminder that true happiness,

299
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it comes from within.

300
00:09:18,480 --> 00:09:18,960
Right.

301
00:09:18,960 --> 00:09:21,080
It's about building meaningful relationships,

302
00:09:21,080 --> 00:09:23,680
following your passions, and maybe even making

303
00:09:23,680 --> 00:09:24,760
a difference in the world.

304
00:09:24,760 --> 00:09:26,920
And also, find that balance.

305
00:09:26,920 --> 00:09:29,480
Like, going after your goals, but also enjoying

306
00:09:29,480 --> 00:09:30,400
the present moment.

307
00:09:30,400 --> 00:09:30,920
Absolutely.

308
00:09:30,920 --> 00:09:33,240
Remembering that success isn't a destination.

309
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It's a journey.

310
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I think Sarah's story is so powerful because it shows

311
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that success doesn't have to look a certain way.

312
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It doesn't.

313
00:09:41,560 --> 00:09:43,960
It's not about meeting other people's expectations.

314
00:09:43,960 --> 00:09:46,360
It's about figuring out what success means to you.

315
00:09:46,360 --> 00:09:46,960
Exactly.

316
00:09:46,960 --> 00:09:49,840
And creating a life that feels authentic and fulfilling.

317
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You got it.

318
00:09:50,840 --> 00:09:53,280
And that's what makes this whole conversation so interesting.

319
00:09:53,280 --> 00:09:54,920
It's not just about learning facts.

320
00:09:54,920 --> 00:09:57,280
It's about looking at things from different angles,

321
00:09:57,280 --> 00:09:59,200
questioning what we think we know,

322
00:09:59,200 --> 00:10:01,400
and ultimately giving ourselves the power

323
00:10:01,400 --> 00:10:04,280
to create a life that aligns with who we are.

324
00:10:04,280 --> 00:10:07,040
So how do we actually take all these amazing insights

325
00:10:07,040 --> 00:10:08,160
and put them into action?

326
00:10:08,160 --> 00:10:10,520
How do we go from being inspired by Sarah

327
00:10:10,520 --> 00:10:13,160
to actually making changes in our own lives?

328
00:10:13,160 --> 00:10:15,360
Yeah, that's the real challenge, isn't it?

329
00:10:15,360 --> 00:10:17,600
It's easy to hear these stories and be like, oh, that's great

330
00:10:17,600 --> 00:10:17,920
for her.

331
00:10:17,920 --> 00:10:18,560
Right.

332
00:10:18,560 --> 00:10:21,240
But actually applying it to our own lives.

333
00:10:21,240 --> 00:10:22,280
That's the tricky part.

334
00:10:22,280 --> 00:10:22,760
Totally.

335
00:10:22,760 --> 00:10:24,120
I think especially with social media,

336
00:10:24,120 --> 00:10:26,360
we're constantly bombarded with everyone else's

337
00:10:26,360 --> 00:10:27,840
like, highlight reel.

338
00:10:27,840 --> 00:10:28,400
Oh, yeah.

339
00:10:28,400 --> 00:10:30,240
It's all so curated and perfect.

340
00:10:30,240 --> 00:10:31,720
Exactly.

341
00:10:31,720 --> 00:10:34,360
But Sarah's story, it's kind of a reminder

342
00:10:34,360 --> 00:10:37,040
that success doesn't have to look like that.

343
00:10:37,040 --> 00:10:37,760
Yeah.

344
00:10:37,760 --> 00:10:39,520
It's not about keeping up with everyone else.

345
00:10:39,520 --> 00:10:41,840
It's about figuring out what matters to you.

346
00:10:41,840 --> 00:10:44,280
And building a life that reflects that.

347
00:10:44,280 --> 00:10:46,040
And those values, those are going

348
00:10:46,040 --> 00:10:47,360
to be different for everyone.

349
00:10:47,360 --> 00:10:47,800
For sure.

350
00:10:47,800 --> 00:10:51,160
Some people might prioritize experiences over things

351
00:10:51,160 --> 00:10:55,280
or spending time in nature or being creative or giving back

352
00:10:55,280 --> 00:10:56,400
to their community.

353
00:10:56,400 --> 00:10:58,680
So many different ways to find that fulfillment.

354
00:10:58,680 --> 00:10:59,400
Exactly.

355
00:10:59,400 --> 00:11:00,880
There's no one right way.

356
00:11:00,880 --> 00:11:03,280
It's all about figuring out what lights you up.

357
00:11:03,280 --> 00:11:05,760
What makes you feel like you're living a life with purpose.

358
00:11:05,760 --> 00:11:06,240
Yeah.

359
00:11:06,240 --> 00:11:08,880
What makes you feel truly alive.

360
00:11:08,880 --> 00:11:12,160
And then actually having the courage to go after that.

361
00:11:12,160 --> 00:11:14,520
Even if it looks different from what everyone else is doing.

362
00:11:14,520 --> 00:11:15,480
Exactly.

363
00:11:15,480 --> 00:11:17,880
It's about shifting that focus from what we think

364
00:11:17,880 --> 00:11:18,640
we should be doing.

365
00:11:18,640 --> 00:11:20,200
To what we actually want to do.

366
00:11:20,200 --> 00:11:20,840
Right.

367
00:11:20,840 --> 00:11:23,120
Which takes being really honest with yourself

368
00:11:23,120 --> 00:11:25,720
about who you are and what you want.

369
00:11:25,720 --> 00:11:27,560
You know, one thing that set out to me about Sarah

370
00:11:27,560 --> 00:11:30,240
is that she chose to stay in her hometown.

371
00:11:30,240 --> 00:11:30,720
Oh yeah.

372
00:11:30,720 --> 00:11:32,600
She's close to her family and friends.

373
00:11:32,600 --> 00:11:34,320
I think that's so important.

374
00:11:34,320 --> 00:11:36,840
It would be easy to get caught up in building a business

375
00:11:36,840 --> 00:11:38,640
and forget about those relationships.

376
00:11:38,640 --> 00:11:40,600
It's easy to let those things slip away.

377
00:11:40,600 --> 00:11:42,480
But she clearly values them.

378
00:11:42,480 --> 00:11:44,680
And you know, there's actually a lot of research on this.

379
00:11:44,680 --> 00:11:46,480
Strong social connections.

380
00:11:46,480 --> 00:11:47,840
They're a key part of happiness.

381
00:11:47,840 --> 00:11:48,520
Oh, absolutely.

382
00:11:48,520 --> 00:11:50,760
We need those connections to thrive.

383
00:11:50,760 --> 00:11:52,080
But they take effort.

384
00:11:52,080 --> 00:11:53,120
They do.

385
00:11:53,120 --> 00:11:55,440
It's about being present with people,

386
00:11:55,440 --> 00:11:57,800
being supportive, making time for them.

387
00:11:57,800 --> 00:12:00,760
It's about having that sense of community of belonging.

388
00:12:00,760 --> 00:12:04,040
Whether it's with family or friends or even people

389
00:12:04,040 --> 00:12:05,160
who share your interests.

390
00:12:05,160 --> 00:12:06,000
Exactly.

391
00:12:06,000 --> 00:12:09,560
It's a reminder that we're not meant to go through life alone.

392
00:12:09,560 --> 00:12:12,440
I think that's something we can all take away from Sarah's story.

393
00:12:12,440 --> 00:12:15,600
No matter how old you are, no matter how much money you have.

394
00:12:15,600 --> 00:12:15,880
Right.

395
00:12:15,880 --> 00:12:16,960
It applies to everyone.

396
00:12:16,960 --> 00:12:19,680
It's a reminder that success is not a finish line.

397
00:12:19,680 --> 00:12:20,960
It's an ongoing journey.

398
00:12:20,960 --> 00:12:21,640
It is.

399
00:12:21,640 --> 00:12:24,720
And you get to choose what that journey looks like,

400
00:12:24,720 --> 00:12:27,640
what values will guide you along the way.

401
00:12:27,640 --> 00:12:29,320
Couldn't have said it better myself.

402
00:12:29,320 --> 00:12:31,680
So as we wrap up this deep dive, I

403
00:12:31,680 --> 00:12:33,680
think the big question we want to leave you with

404
00:12:33,680 --> 00:12:35,320
is, what does success mean to you?

405
00:12:35,320 --> 00:12:35,800
Yeah.

406
00:12:35,800 --> 00:12:37,040
What's important to you?

407
00:12:37,040 --> 00:12:39,960
What values do you want to build your life around?

408
00:12:39,960 --> 00:12:42,440
Take some time to really think about that.

409
00:12:42,440 --> 00:12:46,360
Let those answers be your guide as you create a life that

410
00:12:46,360 --> 00:12:48,800
feels truly meaningful to you.

411
00:12:48,800 --> 00:12:50,760
It's been awesome exploring all this with you.

412
00:12:50,760 --> 00:12:53,040
Thanks for joining us on this journey.

413
00:12:53,040 --> 00:12:56,880
And until next time, keep learning, keep questioning,

414
00:12:56,880 --> 00:13:24,440
and keep striving to live a life that's true to yourself.