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All right, welcome in everyone.

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Today we're going deep on Sara Finance.

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You know the one with that YouTube video.

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The how I made $4.9 million online at 22.

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So you can just copy me.

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That's the one.

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Always makes me kind of skeptical

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when someone says you can just copy him to millions.

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Yeah, I get that.

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It's like, come on, really?

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But you know, even if it's not a step by step for everyone,

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there's gotta be something to learn there, right?

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Absolutely.

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That's exactly what we're doing here.

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We're gonna look past those big claims,

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break down her story,

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see what we can actually take away from it.

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Exactly.

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For anyone out there dreaming of starting

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their own online business

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or just curious about this whole world,

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there's something here for everyone.

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For sure.

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So let's start at the beginning.

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Sara talks about her first job, right?

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Minimum wage, Tim Hortons, 15 years old.

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Yeah, pretty typical.

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A lot of us have been there.

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But here's the thing.

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In one year, she saves $5,000

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while going to school full time.

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That's some serious dedication right there.

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It's insane.

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The thing about that saying,

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like it's not where you start, it's where you finish.

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That work ethic she had early on, that seems huge.

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It's not even just about the money.

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It's about those habits, discipline, consistency,

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putting things off.

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It's delaying gratification.

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Exactly.

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Crucial for anything you wanna succeed

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and especially entrepreneurship.

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So takeaway number one,

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doesn't matter if you're, I don't know,

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flipping burgers or coding, whatever,

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those habits matter.

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Show up, put in the work, even when it's not glamorous.

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Those little things, day after day, they add up.

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Big time.

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And that leads us to Sara's first big online venture,

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drop shipping.

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Oh yeah, drop shipping.

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So for anyone who doesn't know,

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it's basically selling online

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without actually having this stuff.

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You work with a supplier, they handle all the storage,

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the shipping, you just focus on marketing customers.

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Sounds simple, but as Sara found out, it's not that easy.

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She actually lost all of her savings,

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that $5,000 on her first try.

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Yeah, this is where that just copy me thing

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kind of falls apart.

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The drop shipping gets sold as this easy money thing,

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but it's way more complicated.

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You need to know your market, pick the right products,

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target the right people with ads, build a brand.

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She even talks about spiraling into depression

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after that loss.

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It's real, you know.

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Makes you realize those overnight success stories

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don't always show the struggles.

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For sure.

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It's good to remember that setbacks, failures,

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they're part of it.

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Especially with entrepreneurship,

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but it's how you come back from them,

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that's what really matters.

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And Sara, she didn't let that stop her.

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Takes some time, saves up more money,

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and decides to try drop shipping again.

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Changes things up this time.

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Instead of putting everything on one product,

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she tests a bunch of stuff, smaller budgets,

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until, wait for it, dog water bottles.

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Dog water bottles.

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Who knew, right.

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It's funny how sometimes the things you'd never expect

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can be super profitable, but you know, it's not just luck.

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She learned from that first mistake.

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Diversified, managed the risk,

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kept trying things out until something clicked.

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And it clicked big time.

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She scales that product to $60,000 profit in six months.

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Persistence in being able to adapt,

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that's what gets you there.

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What's really interesting though,

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is even with that success,

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she eventually realized drop shipping had its limits,

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moved on to other things.

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Show she wasn't just in it for a quick buck,

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she was thinking long term, you know?

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Really good point.

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Reminds you, even when you're successful in one area,

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gotta stay open to do things,

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adapt to how the online world changes.

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What got you here won't get you there.

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Right, and that's a perfect lead in

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to Sarah's next big move, content creation.

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Content creation, here we go.

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So it was 2020, TikTok is like blowing up

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and Sarah sees this gap, right?

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Most creators are doing, you know, dances, trends.

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Not exactly financial advice central.

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Yeah, but she sees this chance

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to bring her finance knowledge to this platform,

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where surprisingly it's kinda missing.

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It's like textbook, right?

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Spot the trend, fill the gap.

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And she doesn't just like rehash her old stuff,

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she goes all in on that short, fast paced TikTok style.

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Videos on budgeting, investing, side hustles,

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all for her Gen Z audience.

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Smart move, she got it.

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It's not just about having the info,

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it's how you package it for the people you wanna reach.

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And they loved it.

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Thousands, sometimes millions of views on her videos,

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shows you what happens when you're real

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and you find you're niche.

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Totally, it also shows how she could adapt.

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Took those skills from dropshipping marketing,

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understanding people, making good content

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and use them on a whole new platform.

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Takeaway number two right there.

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Don't be scared to experiment, adapt.

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What you learn in one place, you can use it somewhere else.

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And remember, platforms come and go,

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but knowing how to make engaging content,

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that's a skill that never goes out of style.

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Facts, now Sarah didn't stop at TikTok.

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She went to Instagram, YouTube,

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built up a whole multi-platform thing.

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Yeah, smart, diversifying,

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like you would with investments, but with your content.

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Exactly, more people see you

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and you're not stuck relying on just one platform.

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That's how you build something that lasts.

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Exactly.

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And get this, at 19, she's making like 50 grand a month,

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sponsorships, brand deals.

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That is not a bad side hustle.

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Shows you what's possible with content creation.

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But gotta remember, that sponsorship money,

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it can be up and down.

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Not always the most stable long-term plan.

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And that's where her next move comes in, affiliate marketing.

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Big thing in the online business world,

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but for those who don't know, can you break it down?

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Sure, basically you're promoting other people's stuff,

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products, services, and you get a cut for every sale

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that comes from your promotion.

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You're like the connector between the business

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and the customer.

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So no creating your own product,

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no dealing with shipping, inventory.

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You just use your platform, your influence,

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to make those sales happen.

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Exactly.

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And the great thing is, it can really scale.

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More traffic you bring in, more potential to earn.

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And here's where it gets interesting.

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Sarah says she's found a way to do affiliate marketing

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without a huge following.

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Doesn't even show her face.

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I know, she does it.

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She keeps that part secret.

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Makes you wonder, right?

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But even without knowing the specifics,

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it shows how affiliate marketing's changing.

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It's not just about a big audience anymore.

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It's knowing your niche, building that trust,

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making really good content

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that helps people decide what to buy.

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And this focus on affiliate marketing,

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this is what takes Sarah to her goal.

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Financial freedom.

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Buys her dream house, travels,

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and most importantly, takes care of her mom.

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That's what it's all about.

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Using your success online to not just reach your own goals,

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but to help your family too.

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It's more than money, it's security, independence.

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Makes you think,

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what would financial freedom look like for you?

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What would you go after if money wasn't an issue?

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Good question.

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Figuring out what truly matters to you

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and using what you've got, skills, resources,

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to build a life that fits those values.

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All right, so Sarah's journey,

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it leads to this huge achievement.

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Over $5 million online by 22.

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But let's be real, it's easy to focus on those big numbers

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and miss the bigger picture.

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Right, she got there because of a lot of things

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coming together, hard work, talent,

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right place, right time.

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And let's be honest, some luck too.

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Not a recipe everyone can just follow.

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But we can still learn from it.

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Even if her exact path isn't for everyone,

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there are things here we can all use.

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Definitely.

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And as we wrap this up, I think it's important to,

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you know, pull out those key takeaways

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and make them useful for everyone listening.

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So we've covered a lot about Sarah's journey.

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What are those big takeaways that things our listeners

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can really use for their own, you know,

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entrepreneur adventures?

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One thing that's like super clear to me,

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learning constantly and building up your skills.

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That whole invest in yourself thing, right?

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Exactly.

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It wasn't just luck for Sarah.

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She was always learning, always adapting,

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dropshipping, then content creation,

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then deep into affiliate marketing,

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each time picking up new stuff, new knowledge,

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and it all built up to that success.

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It's like a good reminder, building a business online,

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it's not about some secret formula,

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some get rich quick thing.

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It's about, you know, investing in yourself,

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getting those skills, a whole bunch of them

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that you can use anywhere on any platform.

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And talking about adapting, look at Sarah's story.

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It shows how important it is to embrace new platforms,

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new tech.

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Remember, she started on TikTok

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when it was just getting big.

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She saw the potential and went for it.

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It's like she had a crystal ball, right?

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Knew that shorter, more engaging content was the future.

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Makes you wonder, what's the next TikTok gonna be?

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And who's gonna be those first ones to jump on it?

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Good question.

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And it shows, if you wanna be an entrepreneur,

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stay curious, try stuff out,

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don't be afraid of the new thing.

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Who knows, the next big thing might be right

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around the corner.

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And of course, we can't forget about sticking with it.

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Persistence.

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Sarah had those bumps in the road,

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remember that $5,000 loss?

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But she didn't quit.

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Learned from it, changed things up and kept going.

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It's a lesson for everyone, not just business people.

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Want to build something successful, reach a big goal.

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You need that resilience, that determination,

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that ability to take a hit and keep moving.

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It's so easy to get discouraged,

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but those tough times,

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that's when you really see what you're made of.

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Gotta have that grit to get back up,

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keep going towards your vision.

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For sure.

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Now, Sarah's story, it's super inspiring,

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but we gotta remember, it's just one example

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out of millions in this whole online business world.

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Lots of ways to reach your goals,

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what worked for her might not work for everyone.

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That's why it's so important to find that thing

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you're passionate about, what really gets you excited.

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Build your business around that.

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Passion, being real, that's the fuel,

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that's what helps you keep going when things get tough.

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Couldn't agree more.

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So here's a question for everyone listening,

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something to think about.

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As you're starting out, what are those unique skills

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you have, those talents, those passions?

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What can you offer the world that only you can?

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Love that question.

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And remember, there's no single path to success.

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It's about finding your own way,

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being yourself, building something

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that fits your values, your dreams.

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I think that's a great place to wrap things up.

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Thanks for joining us for this deep dive

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into Sarah Finance's world.

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Hope you found it helpful, inspiring,

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and maybe even a little bit thought-provoking.

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And until next time, keep learning,

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keep exploring, and keep chasing those dreams.

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You never know what amazing things you might achieve.