Ever feel like you're stuck on that hamster wheel?
You know, trading all your precious time for a paycheck.
I know I have.
Yeah, that's the struggle, isn't it?
Finding that balance.
That's why I'm really excited for today's deep dive.
We're gonna explore ditching that nine to five grind,
achieving financial freedom.
Oh.
And the best part, getting more time with family.
Sounds like a dream, right?
That work-life balance everyone's after.
It is, and our source material today is,
well, it's a YouTube video by Odetta Rockhead Kerr.
She's this self-made entrepreneur who,
well, she actually made it happen.
Oh, wow.
The video is called, quit your job in 90 days
and enjoy more time with your family, guaranteed.
Catchy, right?
Definitely gets your attention.
But before you think it's some kind of
get rich quick scheme, Odetta, she makes it super clear.
This is a roadmap, a strategic one.
It takes work, you know.
Right, there's no magic button.
Nope, but she breaks it down into steps
you can actually do.
So it's more like a plan, a realistic plan.
Exactly, so the big question is,
can you really ditch the grind in 90 days?
What are the trade-offs?
Sacrifices, yeah.
Let's dive in.
So Odetta, she starts off with this really interesting
concept, your survival number.
I love that phrase.
It's so much clearer than just thinking about
like a dream income.
Right, it's about that bare minimum you need every month,
just to cover those essential expenses.
With the essentials, the must-haves.
Exactly.
She breaks down those typical survival costs, you know.
Housing, transportation, food, even healthcare.
Like for housing, she suggests budgeting,
$1,500 to $2,500.
But even though Odetta points out,
that could be totally different depending on where you live.
Yeah, location, location, location, right.
Right, same for things like transportation.
She says maybe $800 a month or food, $700.
It all adds up fast.
It really does.
This is where those budgeting apps come in handy.
You know, the ones we've all heard about.
Odetta specifically mentions Rocket Money,
which we'll link in the show notes.
Oh yeah, those apps can be lifesavers.
Help you track where your money's going.
And help you figure out where to cut back,
because sometimes we don't even realize.
It's like that aha moment when you see it all laid out.
Right, knowledge is power, especially with your money.
So you've got your survival number figured out.
What's next?
The big cuts.
Well, sort of Odetta's step two is all about
trimming those expenses.
Time to tighten the belt.
Yeah, she's all about short term sacrifice
for that long term gain.
Think of it like a financial boot camp.
It's intense, but there's a reward at the end.
But it's got to be sustainable, right?
Right.
You don't want to make yourself miserable.
Exactly.
She cautions against those drastic cuts.
That could really affect your life,
even your mental well-being.
Makes sense.
It's about finding that balance.
And she practices what she preaches.
She shares how she negotiated a lower interest rate
on her mortgage and even invested in solar energy
to lower those electricity bills.
Wow, that's commitment.
It is.
Not everyone has those options.
But she also talks about more practical stuff,
like limiting how much you eat out,
getting those deals at wholesale stores.
Smart shopping.
Yeah, and hitting pause on any spending
that's not essential, at least for a while.
So it's really about looking at your own WN budget, right?
Absolutely.
What are your big expenses?
Where can you cut back, realistically?
It's personal.
There's no one answer for everyone.
Like, what's essential for one person
might be a luxury for someone else?
Exactly.
So we've got our survival number down.
We're cutting expenses.
What's the next piece?
Hmm.
Let me guess.
Emergency fund.
You got it.
Step three is building that emergency fund.
The safety net.
Exactly.
Odetta recommends having at least six months
of living expenses saved up.
And remember, this is based on that lower survival number
we figured out before.
Right, because your needs have changed, theoretically.
Exactly.
Like a safety net while you're transitioning
to those new income streams.
And let's be honest, there might be some bumps on the road.
Unexpected stuff happens.
It does.
She's honest about this, too.
Building that emergency fund takes work.
If you don't have a lot of savings,
she suggests being flexible with that 90-day timeline.
Maybe stretch it out a bit.
Gives you some breathing room.
Yeah, or explore things like selling stuff
you don't need anymore.
Or even picking up a temporary part-time job
just to speed things up.
It's about being resourceful, finding ways to make it happen.
Exactly.
So we got the survival number.
We're cutting back.
We're building that fund.
What's next?
This is where things get exciting.
Lay on me.
Odetta's step four is all about activating
additional income streams.
Multiple income streams, that's the goal.
And here's the key.
She says, start this while you still have your nine to five job.
Smart.
Ticks the pressure off.
Exactly.
You've got that steady income, so you can experiment,
try different things, build it up.
Without that panic of replacing your whole salary right away.
Right.
Now, Odetta is a huge advocate for content creation,
especially on YouTube and blogging.
She even shares her own experience, how she earned,
get this, $30,000 in a single month from YouTube.
Wow.
OK, that's inspiring.
It is.
And she believes educational content is key.
It tends to generate more revenue.
People are looking for answers, solutions.
Right.
Her advice is to commit to a posting schedule
and be consistent, like three videos a week.
That keeps your audience engaged.
Bill is that momentum too.
And she's all about working smarter, not harder.
She suggests using vacation time to record content in advance.
So you're building up a library.
That's thinking ahead.
And she also talks about using tools to make things easier,
like AI editing platforms, ones called Gling.
We'll link that in the show notes.
Definitely.
Those tools could be a game changer.
But she's not just about YouTube.
She also talks about starting a blog, maybe
on a platform like blogger.com.
It's user-friendly.
And you can monetize it with Google AdSense.
So you're creating content, providing value,
and finding ways to earn from it.
Yeah, it's like planting seeds and then helping them grow
into this thriving garden.
That's a great analogy.
So content creation is one piece.
What else?
Well, Odetta also recommends building a membership platform.
Oh, membership platforms.
Those are hot right now.
They are.
It's about using your skills and knowledge
to offer something exclusive.
And get that recurring income.
Exactly.
It's like your own VIP club, where you share premium content
or services with paying members.
People are willing to pay for that extra value, that insider
access.
And it allows you to monetize your expertise
in a more direct way.
Instead of relying solely on ads,
which can be unpredictable.
Odetta's approach is to use different channels
to promote it, like her YouTube, blog, social media,
to build up a list of potential subscribers.
Reaching out to people directly.
Yeah, and offering something truly valuable at a price that's
well, accessible, like maybe $50 a month.
It's about building those relationships,
proving that you deliver what you promise.
That's where the ethics come in.
It's not about exploiting anyone.
It's about genuine value.
A win-win for everyone involved.
So content check, membership platform check.
But wait, there's more.
Always more.
Odetta also recommends looking into affiliate programs.
Ah, affiliate marketing, another income stream.
Yep, it's for products or services
that fit with the content you're already creating.
You're basically recommending things you believe in
and earning a commission on those referrals.
She mentioned some popular ones, like Go High Level,
ClickFunnels, System.io.
But there are tons out there.
It's finding the right fit for your niche and your audience.
So we've got the YouTube, the blog, the membership,
the affiliates all working together.
Now what?
Time to scale it all up.
You got it.
Odetta stresses the importance of scaling
and having that long-term vision.
So this 90-day plan, it's just the beginning.
It's a foundation.
It's about building that solid base
and then scaling up your efforts, maybe reaching six
or even seven-figure income in a few years.
Wow, those are big goals.
They are.
And she's honest about the challenges.
It takes time and effort to get there.
No shortcuts.
Nope.
She shares this really inspiring story
about this man who wanted to start a rental car company
in Jamaica.
He quit his job, bought a few cars, and then disaster struck.
Oh, no.
What happened?
Well, he was renting those cars to tourists who, let's just
say, weren't used to driving on the left side of the road.
Oh, I see where this is going.
Yeah, he lost everything.
Had to swallow his pride and go back to his old job.
That's rough.
But it's a good lesson, too, right?
Stepbacks happen.
It shows how unpredictable this whole entrepreneurial journey
can be, but he didn't give up, did he?
He didn't.
Not at all.
He went back, launched the rental car company again,
and this time, with more experience,
he built it into one of the biggest private rental
companies in Jamaica.
Talk about resilience.
That's incredible.
It really is.
It just shows the power of not giving up on your dreams.
So let's bring this back to you, the listener.
Yeah.
What stood out to you the most from Odetta's approach so far?
Yeah, what's resonating with you?
What parts seem doable?
What parts seem maybe more challenging given your situation?
It's a lot to take in.
But remember, it's all about taking that first step,
no matter how small.
It's about starting that journey.
Exactly.
We'll be right back after a quick break.
It's not like a one-size-fits-all thing,
but it gives you a framework, a way
to think about this whole life change strategically.
And that's what I like about Odetta's method.
It's practical.
It's real, and it empowers you to take control.
Yeah.
You're not just waiting for something to happen.
You're making it happen.
And she gets that sometimes.
Things don't go as planned.
Right.
There's no guarantees.
But even if you don't quit your job on day 90,
she says you've still gained a lot.
You've got momentum.
You've got those income streams going.
You're further along than you were before.
Exactly.
It takes the pressure off.
It's not about hitting that deadline.
It's about making progress.
Moving forward step by step.
Yeah.
And that brings us back to that story,
the one about the guy who wanted to start a rental car
company in Jamaica.
He took that leap, quit his job, got the cars,
and then, well, it all went wrong.
Oh, right.
That story.
Didn't go so well at first.
Not at first.
He was renting the cars to tourists who, well, let's just
say they weren't used to driving on the left side of the road.
Yeah, I can see the problem.
He lost it all.
Had to go back to his old job.
Pretty humbling.
It happens, though.
Those setbacks, they're part of the process.
It's tough.
But he didn't give up on his dream, did he?
He didn't.
Wow, what did he do?
He went back, started the company again,
and this time, with that experience under his belt,
he turned it into one of the biggest private rental
companies in Jamaica.
No way.
Talk about a comeback story.
That's incredible.
It really is.
Shows you the power of perseverance,
learning from those mistakes.
Not letting those setbacks define you.
Exactly.
And I think that's what Odette is getting at.
This 90-day plan, it's not about being perfect.
It's about being resilient, resourceful.
Adapting to whatever gets thrown your way.
So let's think about you for a minute, the listener.
What parts of Odette's plan really stood out to you?
Yeah, what clicked with your own goals, your aspirations.
That 90-day timeline, it might seem daunting to some.
It's a big commitment.
You've got to change your mindset.
It's a big shift, for sure.
But I think what Odette is saying is,
it's not just deed about the end goal.
It's about how you change along the way.
It's the journey itself, the learning, the growth.
Now, for those who are already familiar with online business
entrepreneurship, some of Odette's stuff might seem...
It's his six, yeah.
But even for those folks, I think there's wisdom in her approach.
She's always emphasizing, like, refining your strategies,
trying new things, staying ahead of the game.
Because the online world, it's constantly changing.
You got to adapt or get left behind.
And she talks about building a support system,
surrounding yourself with people who get it.
Those who've been there, done that.
Yeah, it's so important to have that community,
especially when things get tough.
People who can lift you up, offer advice, keep you accountable.
And Odette also gets into the nitty gritty of the financials.
Tracking your income and expenses,
understanding profit margins, reinvesting.
The money stuff, can't forget that.
It's essential, no matter what kind of business you're running.
Makes sense.
Got to have a solid financial plan.
Now, some listeners might be wondering about those membership
platforms, the specifics.
Yeah, like, what kind of content to offer,
how to price it, what platform to use, all that.
Good questions.
And we can't get into every detail here.
Right.
But Odette, she recommends focusing on real value,
content that meets your audience's needs.
Give them what they want, what they're looking for.
Whether it's tutorials, resources, forums, coaching,
whatever, it's about delivering,
exceeding those expectations.
Make them glad they signed up.
She also suggests having different membership tiers.
Different levels of access at different prices.
Makes it more flexible, reaches more people.
And for the platform itself, there
are some good options out there.
Kajabi, Pudia, Thinkific, we'll link those in the show now.
So people can check them out, do their research.
Now, we've covered a lot today.
It can feel overwhelming.
A lot to digest.
But remember, this is a journey, not a sprint.
It's about taking those small steps consistently.
One foot in front of the other.
Celebrate those wins.
Learn from those setbacks.
And remember why you started in the first place.
It's about creating a life with more freedom,
flexibility, being able to spend time doing what you love
with the people you love.
Now, that's a goal worth striving for.
And speaking of spending time with loved ones,
let's go back to that story about Odette's family,
how her financial independence has changed their lives.
That was a heartwarming story.
Showed the impact it can have.
It's not just about the money.
It's about the ripple effect.
Creating a better life for everyone around you.
Yeah, it's bigger than just yourself.
It's about leaving a legacy.
Exactly.
And we'll be right back after this.
It's pretty amazing to see how that financial freedom
can change things, not just for you,
but for your whole family.
It really does, like a ripple effect.
Creates a better environment for everyone.
Odette talks about how it's allowed her to really be there
for her kids, make those memories,
teach them about hard work, following your passion.
It's about breaking free from that nine to five,
being in control of your own time.
And not genest time, right?
It's having the resources to support your family,
whatever they need, their dreams, education, travel.
Even just enjoying those everyday moments
without that financial stress hanging over you.
It gives you options, and those options,
well, they mean a lot for you and your family.
Definitely.
More security, happiness, all that good stuff.
So let's think about you for a second, the listener.
What would financial freedom look like for you?
Yeah, what dreams would you chase
if you had the time and the resources?
Really picture it, your ideal day.
Where would you go?
What passions would you bring back to life?
What would make you jump out of bed in the morning
excited for the day?
Odette, she challenges us to ask,
what can we do today to get closer to that?
Even if it's just a tiny step,
it's still a step in the right direction.
It's about changing your mindset,
believing in yourself, seeing those possibilities.
Shifting from scarcity to abundance.
And remember, this isn't about
becoming a millionaire overnight.
It's about making progress,
celebrating those milestones,
learning from those bumps in the road.
It's about enjoying the process, you know,
discovering what you're good at, learning new skills,
meeting people who inspire you.
As we wrap up this deep dive into Odette's 90 day plan,
I wanna leave you with this.
What if you could wake up every morning feeling excited
about the day, knowing you're living a life
that truly reflects your values, your dreams?
Imagine that feeling, that sense of purpose,
knowing you're building something special for yourself
and your loved ones.
That's the power of financial independence.
And it's closer than you think.
It starts with that first step,
believing in yourself, embracing the jury.
So go out there, make it happen,
start small, stay consistent, and never stop learning.
And that's it for today's deep dive.
Thanks for joining us.
We'll see you next time.