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All right, everybody, buckle up because we are diving into something I think a lot of you have probably daydreamed about at least once or twice.

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At least once or twice, right? Really retired. Who doesn't love a good early retirement fantasy?

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Exactly. And we're going to dig into a video today by Eric on the Time to Retire channel.

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Love that channel.

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Me too. And, you know, he dives into some really interesting points about why this is something worth thinking about, even if it feels like, okay, that's a million years away.

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Yeah, exactly. Like, how is this relevant to me right now?

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Totally. So let's get right into it. I mean, one of the things that really struck me right off the bat was how he frames this whole discussion around health and time.

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Yeah, and that's brilliant because that's something everyone can relate to.

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Totally. I mean, it's not just about the finances, right? It's about, okay, if I had the choice, when would I actually want to retire?

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Right. And in the best case scenario, would you be healthy enough to enjoy it?

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Exactly. And he uses this framework that I just love.

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What is it?

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The go-go, go slow, the, uh.

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Rather not go years.

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The rather not go years.

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Which, let's be real, nobody wants to rush those.

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Absolutely not.

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But the point is, we want to make the most of those go-go years, right?

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Yes.

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When you're hopefully feeling your best, you've got the energy, you want to travel, you've got those passions you've been putting off.

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Exactly. Exactly.

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This is the time to do it.

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And he throws out some stats, too.

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Oh, yeah, he does.

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That I have to admit, we're a little, uh, a little sobering, you know?

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Like a reality check?

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A reality check, yeah. Yeah, exactly.

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What were some of the ones that stood out to you?

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I mean, talking about, like, the average age for knee replacements, 65, stents, right around there, too.

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Yeah.

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Strokes, like 73. And you start thinking, okay, if I'm waiting until I'm 65, 70 to retire.

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Yeah. Are you really going to be able to do all the things that you want to do?

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Exactly.

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And like you said, it's not meant to be a downer, it's just, like, a dose of reality.

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Let's be real about what we're facing and be intentional about how we want to live our lives.

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Yeah.

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You know, it makes you think, okay, if those things do happen, and hopefully they don't, but if they do,

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wouldn't you rather have had those amazing adventures when you were younger and healthier?

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You know, that actually reminds me of a friend of mine.

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He was planning on working a little bit longer than, you know, the typical retirement age.

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Yeah.

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Loved his job. But then some health things came up, completely unexpected.

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Oh, no.

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And it was like, okay, well, now you have to retire.

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Yeah.

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And it made me realize that, yeah, sometimes it's not even our choice.

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Right. Exactly.

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Like, life happens.

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It's like that analogy, I think Eric uses it in the video, about being at a concert, right?

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Okay.

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And that last song is your absolute favorite song.

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Yeah.

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Wouldn't you want that song to last a little bit longer?

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Of course.

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Like, maybe get an encore.

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Right.

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That's what those go-go years can be like if you plan it right.

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I like that. So it's not just about the when of it all.

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It's also about the want to of it all, right?

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Absolutely.

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He talks about the two A's, aspiration and ability.

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Yes. Tell me more about that.

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Because you could have the ability financially to retire early.

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Right.

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But if you don't have the aspiration, the desire, then what's the point?

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Yeah. Some people, they love what they do.

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They want to keep doing it. And that's awesome.

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That's great. But for others, that early retirement, it's like this dream.

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Right.

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And maybe it feels impossible now.

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Yeah.

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But even just thinking about it, like we are now, can plant that seed.

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It's about figuring out what you want, right?

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Exactly.

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And so, I mean, I think it's important for our listeners to hear that this isn't about like,

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everybody needs to retire tomorrow.

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No, not at all.

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It's more about like, where does this fit into your life?

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Totally. And I love that you brought that up, because even if it seems like a distant dream right now,

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Yeah.

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it's about being mindful of your priorities today.

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Yes.

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So like, what are some small steps that you can take now that might open up those possibilities later?

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So maybe it is looking at your budget. Maybe it's dusting off that old hobby that you loved.

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Maybe it's just having an open and honest conversation with your partner about what you want your future to look like.

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And you know what? Sometimes just having those conversations can make it feel a little less overwhelming.

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Oh, absolutely. And you might be surprised at how those small steps can actually make those go-go years feel a lot closer.

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I love that.

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All right, everybody, there you have it. Some serious food for thought today.

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Definitely.

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And hey, it might be time to start planning for that encore.

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Why not?

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Why not?

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That's right.