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Welcome back to the Ameropean at Heart podcast, where we dive deep into sharing everything,

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crazy travel stories, dating adventures, culture, fusions, and plenty of takeaways to entertain

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and feed your inner curiosity and travel bug.

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As I always say these days to open up good morning, afternoon or evening, wherever you

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are as you're listening to this.

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Thank you so much for tuning in on another beautiful day.

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In case you're new here, my name is Mary Grace and I am the host of this show.

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I spent the majority of my twenties and then some living abroad predominantly in Europe

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and Turkey and have traveled to now 45 countries.

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I'm really excited to get into speaking more details today about this big money question

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that I have personally gotten throughout my twenties.

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How do you travel so much, Mary Grace?

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I'll go ahead and tell you off the bat in 2024 as I record this, I'm not in the same

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kind of flexible, fortunate position that I was a few years ago to be able to travel

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as much as I'm sure some of you have seen through my Instagram pictures, podcast, travel

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story reels and more.

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There's a whole other story and background behind how I gradually got more and more away

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from the digital nomad lifestyle and being abroad all the time.

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But we'll save that for another episode.

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I will say, however, that even though I'm not as flexible as I used to be, I still plan

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accordingly and make the most of the travel plans that I can.

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And I'll be sharing with you today how I do that.

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Before I get too deep into other rabbit holes, let's go ahead and shift gears and talk about

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how traveling so much is absolutely possible for all of us with the right mindset, planning

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and priorities.

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I hope that you can take away some new ideas today from this very detailed, comprehensive

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episode and apply them to your own life and travels.

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Starting from the time that I was about 17 or 18 years old, right at the end of high

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school, I knew already that I wanted to spend my time after university somewhere abroad

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and for a longer period of time.

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I had even chosen my university, the University of Georgia, not only for the academic credentials,

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but also because of the number of study abroad programs that it offered.

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Therefore, the opportunity to go abroad.

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I wanted to find whatever chance I could to go to Europe.

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I went on a trip to Europe for the very first time in my life in summer of 2014 with my

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dad as a high school graduation present.

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I had the incredible and really fun opportunity to visit and stay with one of my online pen

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pals at her beautiful house in Provence, France.

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Also, in addition to that, meet a couple of my Belgian pen pal friends in Belgium when

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we were in Antwerp.

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That trip changed my life.

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My mindset from this younger age and experience set the motivation and plan for me to find

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some sort of means to get abroad and stay there.

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And I was going to make that happen.

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Fast forward a couple of years to 2016 and I had my first opportunity to live abroad

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on a study abroad exchange for a semester in Southern France.

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That time to this day is still one of the most bittersweet and most memorable times

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of my whole life and I often miss it.

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I made it a priority to travel a lot that semester.

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Like almost every single weekend I was going somewhere.

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Now, I know you must be thinking as you hear this, but Mary Grace, how did you do it?

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How did you have the money to be able to travel every single weekend like that?

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You were a student and you know, students are pretty broke.

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Here's the first little deeper dive into those questions you've probably got circling around

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and around in your head right now.

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Yes, I was a student and no, I was not rich by any stretch of the imagination.

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What I did to be able to travel almost every single weekend during that time I studied

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in France was I used my savings that I had accumulated from working as a waitress at

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a pancake breakfast restaurant the summer prior to going to France and also even months

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before that.

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I can't even tell you how little savings I probably really had.

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Only a few thousand US dollars at most at the time.

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So all of the money that I used for traveling outside of France on weekends was my own.

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My parents didn't pay for it.

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My grandparents didn't pay for it.

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No one in my family paid for it.

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That travel money was very much my own money, albeit very little.

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What I will say and be transparent about though is that I did indirectly have financial help

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from two different sources for other bigger expenses during my student time that did make

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it possible and easier for me to travel as a student.

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The first of those two sources was student debt and loans for my study abroad program

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and staying in a homestay.

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If you're American and listening to this, you get me.

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And the second source was my parents and grandparents for helping me continue to cover my small

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apartment rent back in Georgia at the time, which was about 400 US dollars a month.

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Unthinkable for Americans and most Europeans, I believe, in this day and age.

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I also didn't have a car payment or car insurance because my parents had gotten me a used car

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to use at school and were paying the insurance on that.

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Another luxury that I really understand many people as students don't just have.

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In that sense, being completely transparent again, I did cut corners indirectly like this

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by having my family and student debt chip in a good bit to make it possible for me to

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go somewhere every weekend.

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But even then, I bet some of you are still thinking, but Mary Grace, even with just a

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few thousand dollars, you can blow through that so quickly as a student.

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How do you still make traveling that frequently happen?

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Cost add up.

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Unlike in the US, and maybe I'm wrong about this, but this is what I understand.

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In Europe, I think the traveling on a budget is much easier and more organized than it

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is in America.

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It is much easier to keep your costs down and cut corners by taking cheap Flix buses,

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Ryanair flights, blah blah cars, trains, a bigger quantity of hostels being available

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and taking free city tours around.

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The US is getting a little bit better as time goes on about these things, but I think it

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still has a long way to go before it comes even remotely close to having a similar sort

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of travel infrastructure that European countries have simply because of the vast size of the

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American continent.

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Europe's budget travel infrastructure and having cheaper means of transportation and

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options made half of the expense struggle bus easier for me to navigate around as a

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student.

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But I also will say that I was fortunate in another sense that I don't think many people

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necessarily had at the time that I was a student.

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And that was having made online pen pal friends in different European countries before actually

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traveling there.

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I often would cut costs by making plans with a friend I met virtually from another country

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and a lot of the time they had a place that I could crash at and we would see their city

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or take day trips together.

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Now I know some of you, especially if you're a little older than I am, may be thinking

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that this seems so sketchy and unsafe.

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How do you know that this isn't like a serial killer behind the screen before you take the

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chance and travel all the way to another country and stay with them?

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I know there are horror stories out there of catfishers and that sort of thing online.

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And with all the crazy travel stories that I have, I luckily have never had a catfish

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unfortunate experience before.

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I always met who I saw and believed in online.

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With the beauty of Snapchat, FaceTime, social media, WhatsApp, and other apps, it's easier

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for us younger people to more easily discern and validate, so to speak, people.

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And I always had a good gut instinct about who I was talking to.

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Clearly that instinct served me well in this case and I capitalized on connecting and essentially

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networking with these online friends in other countries.

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Navigating their cities and countries together with them also saved on costs because they

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would take the local routes and we wouldn't be paying an arm and a leg for tourist food

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traps or attractions.

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That helps a ton.

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The main website I used to find these people, if you're wondering, is called InterPals.

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I think it's interpals.com or it may be interpals.net.

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You can Google that to find what it really is and it was free for me to use.

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I would personally recommend it as a starting source in befriending locals in other countries

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if you're interested.

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Or if you don't want to do that, then you should consider using Couchsurfing, another

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website or Meetup, the social meeting up with people app.

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I think there's also Facebook groups too that you can join.

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So that was how I finagled my way through travel in my student days.

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I would use my savings that I would get from my part-time job as a waitress.

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My family helped pay for big expenses like my apartment, car and car insurance, and I

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accumulated student debt to pay for huge school expenses.

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In addition, I would use my online virtual friend connections to my advantage by visiting

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them in their countries in Europe, staying with them and choosing the cheaper transportation

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options, like 15 euro one-way flights with Ryanair or 20 euro Flixbus rides that took

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like half a day to get somewhere.

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But it worked perfectly for that chapter of my life as a student.

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Now we're transitioning and we're going to get into the more prolonged chapter of my

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post-university and majority of my 20s traveling time, which I'm sure you may also be curious

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about since this doesn't involve school.

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Mary Grace, how did you travel so much after school and for as long as you did?

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So here's the next deeper dive into how I was able to do travel so much and live abroad

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as someone in their early and up to mid 20s.

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The first leg of this involved me getting a temporary eight month work program opportunity

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and visa in the north of France as an English as a second language teacher, which I jumped

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on and made the most of right after I graduated from the University of Georgia.

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I lived in this semi dorm semi apartment set up at a boarding school with one other American

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girl on my floor who was also in this same program as me.

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We both made about 750 euros per month at the time after tax and that fun stuff, which

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I can't remember what the exact US dollar conversion was back then, but I'm guesstimating

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that it was about 860 US dollars a month.

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Doesn't sound like a whole lot, right?

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Here we are kind of on a student salary again, but this was actually a really manageable

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salary to work with at the time.

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Given that we paid so little to stay in our little boarding school hall, which I swear,

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I think it was like 50 euros a month or something like that to stay there.

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It was dirt cheap and pretty decent quality for having our own rooms and sharing the shower

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and bathroom with just this one other girl.

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Like my time as an exchange student in the south of France, where I traveled almost every

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weekend, I did the same exact thing for my time doing this teaching program in northern

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France.

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I was fortunate in the regard that my rent was like nothing and I almost always had three

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day long weekends throughout that entire program's run.

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On top of that, schools in France had a lot of one week breaks.

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I think about four of them, a couple in the fall, one or two around Christmas and another

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in spring.

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So the beauty of time was there in abundance and I took full advantage of it, used my same

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cheaper ways of traveling by doing a lot of research beforehand, staying in hostels, going

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on free walking tours, befriending people in other countries, either on my trips or

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time in the hostels or online, taking cheaper buses and cheaper flights when I could and

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eating local food or sometimes food my friends would make me at their homes.

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During that teaching program time, I went to London a couple of times, Ireland, the

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Netherlands, Germany, Belgium many, many, many times since I live so close to the border,

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Romania, Bulgaria, Hungary, Spain, Ukraine, Morocco and some others that I may be drawing

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a blank on at this moment, but you get the point.

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It was quite a handful of places.

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It's also easy to travel to many countries fairly quickly when you're in Europe since

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transportation again is well connected and countries are pretty close to each other,

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just like US states, but with better connected infrastructure for tourists.

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The second leg of how I traveled so much after finishing university and then after finishing

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my teaching time in France was finding an online teaching opportunity that allowed me

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to be completely my own boss and decide how much or how little I wanted to work.

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And this wasn't a temporary position.

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I could keep it for as long as I wanted.

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Now, of course, there are strings attached here.

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I made very little money and had to work very hard to even make a thousand US dollars a

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month.

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I averaged probably between that 1000 and on the high end, 1500 US dollars over the

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course of the next few years.

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In the US, you simply cannot live on this type of salary without assistance.

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But in a lot of Europe, this salary is actually pretty okay.

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Given you're not paying your ass out of taxes, which I was in a sense excluded from doing

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that since I wasn't a European citizen.

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I also didn't have any insurance of any sort through this job.

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No paid days off, no sick days off, no coworkers, really.

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It was just me, me and my students.

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That's it.

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But for the circumstances during this chapter of my life, this was good enough to me and

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allowed three of the most important aspects when it comes to being able to travel so much.

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And that was time, a little bit of money and flexibility from being location independent.

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Anyway, I found this online teaching opportunity and had that for several years.

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I would travel so much by making my money go farther.

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And I did that by spending the majority of my time living out of Airbnb's predominantly

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in Eastern Europe, where the cost of living was quite a bit lower than in many countries

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in Western Europe.

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I spent quite a bit of time circulating Airbnb's in the Balkans.

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So in countries like Macedonia, Albania, Bulgaria and Bosnia, I was able to get pretty nice and

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spacious Airbnb's with great wifi for my online job for about 700 euros a month or less.

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And 700 euros was the higher end and considered me splurging.

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It was really nice.

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I would take free walking tours in just about every big city I ever visited in Europe.

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I would recommend that you do this too when you travel and can find a free walking tour.

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Granted, you haven't done that already before listening to this.

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The first hack, if we can call it that, as to how I traveled so much is maybe a little

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different than you'd expect.

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Would it surprise you to learn that I spent probably only 20 to 30% of my time in a given

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place actually traveling and the other 70 or 80% was spent doing my online work?

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I did mention a little earlier that I had to work really hard just for a little bit

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of money, right?

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Be sure not to overlook this detail as I lay this out here.

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Maybe on social media, for some of you who have followed me and my travels for a long

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time, you might think I didn't work so much or didn't spend many hours alone in my Airbnb's

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working, but I did.

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The majority of my travel content that you see was done in a short time window of my

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actual full time in a given country.

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I wasn't an influencer or a travel blogger, someone who could spend all day, every day

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out and about in a country exploring every little depth of it.

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Unfortunately, that was not me.

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I just planned really well and capitalized on covering a big amount of ground in short

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periods of time, ate mostly grocery store food and cooked my own meals at home and worked

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the rest of it to be able to afford the majority of what I was even seeing and doing.

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What you see isn't exactly what you get.

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And I'll do a whole separate episode later on this subject, but I do want to emphasize

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this one point to you.

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This bulk traveling in a short window of time concept is a hack that I still apply to my

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traveling even in present day and you can too.

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You just need to focus on creating time opportunities by taking a day trip on a holiday weekend

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where people are off on Mondays or on Fridays or take one or two of those days off from

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work and have at it.

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I did this, for example, for my solo four day Columbia trip back at the beginning of

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twenty twenty three and that went over the American holiday of Martin Luther King Day in January.

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I took two of my own off days from work, used that one Martin Luther King Day holiday and

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the weekend and boom, I had a trip.

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I planned and prioritized and made it happen.

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If you've seen my Columbia pictures, maybe it looks like I did a ton and I was there

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for a long time.

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I did do a ton and I slept very little, but I still had to work with the small amount

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of time I had and I did.

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Those Mondays and Fridays are so valuable and need to be given more credit when it comes

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to bridging the weekend gap for a trip to become possible.

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The second little hack that I applied back in my earlier twenties and that I also still

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apply to present day is the beauty of planning and paying for big expenses in advance.

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I didn't make a whole lot at all back then, as you already have heard in this episode,

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but I got by in the sense that I would research flights, oftentimes months in advance, and

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buy flight tickets and also book Airbnbs far in advance.

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Paying in this sort of installment method definitely made affording bigger travel and

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the actual activities of a trip much easier.

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Since by the time I'd actually take the trip, I will have already gotten the biggest expenses

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out of the way months prior or I would have already paid off the installments.

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I didn't use any special flight search engines like some people would recommend like Scott's

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Cheap Flights or Skyscanner.

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And the reason I don't use those is because I personally had a kind of near scare scam

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experience where I was really stressed out because I thought that I was going to lose

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all my money by booking through a third party.

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But anyway, more on that in another episode do.

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I simply just use Google Flights, the most trustworthy source to booking direct airline

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tickets.

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I took flights with often a lot of layovers or inconvenient times since they were cheaper

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and they still got me to my destination since I had the time.

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The third and final little hack that made it possible for me to travel so much abroad

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in my earlier 20s was essentially having no ties to obligatory expenses in the US that

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had to be paid off in a short period of time.

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I didn't own a car for a few years, which is wild to any American listening to this.

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But yeah, no car for a few years.

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And I went at least two years without ever driving any sort of car at all.

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I therefore didn't have car insurance with no car.

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I didn't have an apartment that I was renting.

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So no rent back home.

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My rent was through whatever I was booking in Eastern Europe and elsewhere for Airbnbs.

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I wasn't paying taxes every year because of how little I made by American standards.

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I didn't need to start paying off my student loans right away.

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I was able to keep postponing them.

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I didn't have doctors or dentist appointments for at least three years.

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And the latter of which later really bit me in the ass when I came back here to the US.

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But I won't get into that now since this is already really long.

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Essentially no huge obligations, no huge mandatory expenses at home made traveling

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and living abroad much more sustainable and easier for me to do.

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So to sum up everything we've just covered here, I was able to travel so much by having

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the time and flexibility through my small paying but doable online English teaching

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job, spending the majority of my time in cheaper cost of living countries in Eastern Europe,

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Turkey, and a small bit of Asia before the pandemic, taking free walking tours, planning

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as much as I could in advance, finding flights I liked on Google flights and paying for those

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flights months in advance, often in installments and the same goes for accommodations with

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Airbnb and hotels.

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And occasionally I couch surfed for free for short term accommodations and I would bulk

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travel all of my activities and energy in 20 or 30% of the time that I was actually

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in another country and work online the other 70 or 80% of the time.

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And finally, having no ties to obligations or expenses to worry about back in the US

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as I was traveling during this time.

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Now that I'm living a fairly mundane, regular nine to five life here in the US, like the

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majority of people in this world, so to speak, and given the fact that I'm no longer single

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and can't just get up and travel on a whim to wherever I can and when I want my perspective

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and ability on how to travel so much looks a little bit different than a lot of what

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you've just listened to in today's episode.

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I don't have the same power of flexibility and I get an average of 15 paid time off days

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per year from my job, but I do still believe in the power of planning, making travel a

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priority, bulk traveling in short periods of time, like over long weekends and holiday

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weekends, accumulating and using credit card points for travel.

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Side note, I personally use Capital One Venture X credit card for points and credit and it's

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awesome cutting corners here and there with choosing to cook meals instead of eat out

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or choose a cheaper cafe option compared to a five star restaurant.

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The beauty of travel at the end of the day will lie in the memories you make with the

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people you either meet in another city or country or with the people or person you're

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traveling with.

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I hope that you found this very in depth episode of my traveling so much throughout the years

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to be helpful, interesting and beneficial to go about your own future travel plans,

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whether you're a solo traveler or traveling with other people or a significant other.

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If you enjoyed this episode and would like more of this type of content or have a specific

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suggestion you'd like to hear on the podcast, please give the show a five star review and

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let me know your feedback and beyond on Instagram at AmeriPian at heart or send me a message

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on my host account at Mary Grace Crawford.

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Thank you once again for tuning in and I look forward to being back here next Tuesday with

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you for another fun episode.

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Much love from the Ameropean at heart.

