Welcome back to Trend Talk. Today we're taking a closer look at a question that's on many people's minds.
Does GoodRx and Cost Plus drugs really save you money on prescriptions?
Working in the pharmacy for many years, I often hear patients weighing their options when it comes to managing medication costs.
So let's break it down.
GoodRx and Cost Plus drugs work by offering discounts on the cash price of medications,
which can be lower than the prices you'd pay using insurance.
But there's a catch. When you use GoodRx and Cost Plus drugs, you're bypassing your insurance and paying the cash price.
While this might save money on certain prescriptions, it's important to remember that you're not contributing to your insurance,
benefits or annual deductible.
This means if you're paying for insurance every month, you're still paying out of pocket with GoodRx,
instead of making the most of your insurance benefits. And because cash prices are considered out of network expenses,
some insurance plans won't apply these costs to your deductible.
But here's the good news. Depending on your insurance provider, you may be eligible to request reimbursement for these expenses and,
in some cases, have them count toward your deductible.
So, when is GoodRx or Cost Plus drugs worth considering?
If you have a high deductible health plan and don't expect to meet that deductible soon,
or if your insurance doesn't cover a certain medication, GoodRx can be a smart choice.
The service provides valuable savings in those situations, where insurance coverage falls short,
especially for medications that may not be covered at all, ultimately.
GoodRx and Cost Plus drugs are a helpful tool for managing prescription costs, but using it effectively requires.
Comparing prices and understanding your plan details.
Take the time to weigh which option gives you the best value, your insurance or Cost Plus drugs, and if you're looking to supplement your health.
Regimen Beyond Prescriptions
Remember that LL Supplement offers pharmacists-crafted products to support your overall wellness journey, from cognitive health to immune strength.
Visit us at llsupplement.com or amazon.com slash ll to learn more.
Thanks for tuning into Trend Talk, whether it's saving on prescriptions or investing in high-quality supplements.
We're here to support your health journey every step of the way.
See you next time.