WEBVTT

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All across America and around the world, this

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is Veterans Radio. This is Veterans Radio. And

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now, your host for today's program, Dale Throneberry.

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Hey, welcome to veterans radio. Good afternoon.

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Good morning wherever you are whenever you're

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listening to our program We're really excited

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to have you with us today It's our monthly benefits

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program. And so we're going to be talking a little

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bit about benefits We're going to be talking

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about of course the government shutdown and how

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that might have affected a few things that are

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going on out there And our guest today, we've

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got a family affair going here. We've got Jim

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and Carol Ann Faustone are going to be joining

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us and talking about what's going on in the world

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of benefits out there. They're both, obviously

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Jim is one of the founders of Legal Help for

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Veterans and Carol Ann is a big part of that

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organization now. And we're really pleased to

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have had them as a sponsor now for, I don't know,

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20 years or more. Seems like something like that.

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But so they're going to be here to answer any

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questions that you might have. And let me give

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you that number. For those of you that are listening

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later on, it's recorded. So I'm sorry you won't

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be able to get in there. You got to come on the

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first Sunday of every month at 5 PM Eastern time

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and we can answer your questions live. on the

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air, or you can send me an email to dale at veteransradio

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.org and we'll answer your question. The number

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is 734 -822 -1600. Before we get into the program,

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I need to thank our sponsors, and I guess that

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can kind of give my little segue into Radio on

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the River. Well, I'm not sure where to start

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with this thing. Anyway, last week we had our

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fundraiser and we made our goal. So we're really

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excited about that, obviously. It was out at

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Freedom River. Freedom River is a veterans retreat

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center really out in Brighton, Michigan. It's

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on Winans Lake Road for those of you here in

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southeastern Michigan. It's Jeff and Jenayaki.

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They've got a wonderful, I don't know how many

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acres it is, but they had enough space for us

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to have a helicopter come in and land and not

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blow everything. to smithereens all over the

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place. I'm guessing maybe we had two, maybe 250

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people show up, maybe more than that. I don't

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know, they were everywhere it seemed like. We

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had musicians, we had Lem Genovese, we had Wayne

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Deloria, both veteran troubadours, excellent

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musicians, it was fun. We had raffles, we had

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many, many prizes. We had helicopter rides by

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the hundreds it seemed like. uh it was a big

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draw we had a lot of veteran service organizations

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that were out there sort of like a a mini vet

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fest um and I thought that went really well let

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me think what else we had free food we had an

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awesome cake from Dom's Bakery in Ypsilanti Michigan

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again uh Alicia over at Dom's Bakery she outdid

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herself with this one she had a helicopter actually

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on the cake which was kind of cool So I wanted

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to make sure we got them a little, you know,

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plus going on for that. The other people that

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we really wanted to thank, obviously, and real

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quickly, I'm going to do this as a list, and

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that's Freedom River, of course, themselves.

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You can find more information about them by going

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to freedomriver .org. It's a great organization.

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They've got really wonderful plans out there

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for veterans and veterans' health and fishing

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and... camping, and all kinds of things out there.

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So our sponsors were the Shaw Family Foundation,

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the Bob Woodruff Foundation, Washtenaw County

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Veterans Affairs Office, Arrow Strategies, the

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Todd and Chris Knickerbocker Family Foundation,

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Trillomed was one of them, Kearns Brothers, Nader

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Builders, J &B Painting Specialists, Arbor Avenue,

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Private Wealth, which is a financial planning

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organization, Cornerstone Real Estate, Fisher

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House, Michigan, the Melcher family, in honor

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of all those who've served, our good friend Walter

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Orline, and many, many others. Yeah, I want to

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mention the Britton family of companies over

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in Traverse City area. It was really nice of

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them to support us as well. There you go, Britton.

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Anyway, thank you to all of you. out there for

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helping us out. A little side story was, so this

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was the first time that we brought out the UH

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-1 Huey from the Michigan Flight Museum, better

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known as the Yankee Air Museum for those locally,

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and they were providing rides for people willing

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to pay the fee to take a ride in a Huey helicopter,

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UH -1H model, Vietnam veteran itself. And they

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would take about eight to ten people at a shot

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and they would take you up and I got a ride.

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It was cool. And I have to tell you, when I was

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flying, I was flying in the front seat with the

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windshield and everything else. I wasn't in the

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back. So I was way back in the door gunners well

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back there. the wind was just blew me apart.

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Now you know what you were doing to those other

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guys. Yeah, I felt so bad. Yeah, I issued a,

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you know, a general apology to anybody that I

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was flying with if I if I was at a trim, which

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just meant that the wind could come flying through.

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We thought it was just being very helpful for,

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you know, air conditioning over there. But we

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were told not. It's funny, you know, don't use

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your cell phone outside, you know, Don't reach

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out to take a fancy picture, because if you drop

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your phone, we're not going back to get it. Hold

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on to your glasses, because they might fly off.

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No hats were allowed and all these other things.

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So I'm backing this wheel well back there. And

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the pilots were excellent. They were terrific.

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And so they took off and took off out over the

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area out there. Well, it's cool. And this is

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something we always talk, you know, a kid about

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with jet pilots and stuff. We stopped at 500

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feet hover. And then he did a rollover to about

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a 45 degree angle and headed down toward the

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earth. And on one side of the helicopter, you

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were looking down at the earth coming up at you

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rapidly. And on the other side, you're just looking

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at the sky and and know that the ubiquitous Wop

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-wop -wop sound that you get? Well, when you

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start to pull out of one of these dives, the

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whopping gets really loud because it's trying

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to grab as much air as it can so you don't go

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into the earth, which is never good. So he did

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this twice, so you could get the sensation of

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looking at the sky and also looking at the ground.

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And, you know, it was fun. I mean, it was, it

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was just great. I don't know how many people

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took that ride, but they were from kids to grandparents.

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I mean, it was really an opportunity for some

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family members to be able to say, oh, that's

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what you flew in. There were well, one of our

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board members was on there. Willem was on there

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with his son and his son. Nobody can see what

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I'm doing. I'm covering my ears. because his

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son held his fingers over his ears the whole

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time. They gave us earplugs, which of course

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they didn't give us in Vietnam, which is why

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all your Vietnam veteran pilots are deaf. We

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can't hear anything. But that was exciting for

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me personally. And it was funny. I mean, it brought

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back a lot of memories right away. And I was

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shocked at how emotional it was when we first

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took off. So all the guys I'd flown with That

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survived and unfortunately many of that didn't

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survive as we were flying along, but it was it

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was cool I'm hoping that we can Maybe have them

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out there again that that was it was certainly

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was an attraction brought more people in I'm

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trying to think of all the people that we need

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to thank obviously our board for veterans radio

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Kate Melcher Lydia Pinkham, especially And her

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family. And her family and her new baby. The

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new baby was there all the time. Never heard

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of her. She was just a kid. Volunteers who showed

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up just, you know, part of Freedom River's gang

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to help her. There were guys. We had cooks. We

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had... people that were, you know, doing a raffle

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for us and just everything and all of the gifts.

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Ryan Graf got, I don't know how many hundred

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gifts that we were given, you know, that we were

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able to raffle off. So I think everybody had

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a good time. We ran out of food. We ran out of

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dishes. We ran out of all kinds of stuff, which

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is really kind of unusual. You know, previously

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we were in a much smaller venue. So I'm anxious

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to go out there again. I think we can, you know,

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move things around and make it a little bit easier.

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for people to get from one part of the program

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to another part of the program without having

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to walk too far. And next year, of course, the

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Freedom River will be even more built up than

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it is now. So again, kudos to those out there

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at Freedom River and to everybody who came out

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to support Veterans Radio. We thank you, appreciate

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you. We can't do this program without your support.

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And speaking of support. segue into our regular

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sponsors because we just got a nice sponsorship

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back from National Veterans Business Development

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Council, better known as NVBDC. They're the leading

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nation's leading third party authority for certification

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of veteran owned businesses. For more information,

00:10:34.409 --> 00:10:38.009
please go to their website nvbdc .org or give

00:10:38.009 --> 00:10:43.539
them a call at 888 -237 -8433. three three two

00:10:43.539 --> 00:10:48.039
threes right eight four three three and I always

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saying you know if you're a veteran -owned business

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or you're claiming to be a veteran -owned business

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you need to get certified if you're going to

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do business with the federal government and with

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many corporations out there and these are the

00:10:58.700 --> 00:11:02.159
folks that can get you certified so check them

00:11:02.159 --> 00:11:04.019
out I think you'll find that they're they're

00:11:04.019 --> 00:11:07.590
great people too as well PuroClean, known as

00:11:07.590 --> 00:11:10.289
the paramedics of property damage. Each PuroClean

00:11:10.289 --> 00:11:12.870
office is independently owned and operated. In

00:11:12.870 --> 00:11:14.889
fact, PuroClean is one of the nation's leading

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restoration franchise networks and is made up

00:11:17.529 --> 00:11:20.769
of entrepreneurs just like you. And the best

00:11:20.769 --> 00:11:23.590
thing is veterans get a 25 % off the franchise

00:11:23.590 --> 00:11:26.190
fee. So for more information, go to puroclean

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.com. The Irwin Prescor in American Legion Post

00:11:29.389 --> 00:11:32.210
46 and the Charles S. Kettles Vietnam Veterans

00:11:32.210 --> 00:11:35.570
of America, Chapter 310, both of Ann Arbor, Michigan.

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I did not leave out legal help for veterans.

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Which of course. specializes in veterans disability

00:11:45.279 --> 00:11:50.559
claims give them a call at 800 -693 -4800 or

00:11:50.559 --> 00:11:53.779
go to their website legalhelpforveterans .com.

00:11:54.000 --> 00:11:56.759
If you'd like to support Veterans Radio please

00:11:56.759 --> 00:11:59.559
go to our website veteransradio .org and click

00:11:59.559 --> 00:12:02.659
on the donate button. All right let's get into

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today's program here. All right as I mentioned

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earlier on our guests today are retired Brigadier

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General Carol Ann Faustone. She's a veterans

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advocate for probably her whole life, I bet.

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She's my source of any questions I have on what's

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going on on the benefits side. She's the one

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I want to talk to. Carol Ann, welcome back to

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Veterans Radio. Well, Dale, thank you so kindly.

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But it's just not me. It's our entire team. And

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the credit goes out. And if we don't know the

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answer, we'll certainly help you and get it.

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And I'd like to also give a shout out. Dale during

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the month on September 24th, we held the 16th

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annual Veterans Summit. It was in Westland. I

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give a huge kudos to the Canton Foundation, their

00:13:00.690 --> 00:13:05.149
Alliance. The room was packed and I was privileged

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to be one of the speakers along with my good

00:13:08.789 --> 00:13:11.629
buddy, Christina Darrow, our attorney at the

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firm. We answered many questions and I think

00:13:17.159 --> 00:13:19.600
you know maybe one of these years it would be

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great to get Veterans Radio out there and be

00:13:22.620 --> 00:13:25.019
live and interview some of these individuals.

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But it was a great day so I really want to say

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thank you to all that supported us. Okay so I

00:13:33.940 --> 00:13:36.720
should mention also that Carol Ann was and still

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is a nurse because I think it's sort of like

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Marines once you're a nurse you're always a nurse

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right? Right. And also joining us today is my

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partner Jim Falzone. And let me give you a little

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background on Jim here. Jim served with the National

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Oceanic and Atmospheric Administration, NOAA,

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from 1976 to 1980. Went to law school on the

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GI Bill. Married his college sweetheart, Carol

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Anne Falzone. He was admitted to the, let's see.

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What you do you went to law school at Gonzaga?

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University law school. So he has a graduate University

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of Michigan College of Engineering Member of

00:14:15.309 --> 00:14:17.350
the National Organization of Veterans Advocates,

00:14:17.429 --> 00:14:19.190
which we're going to talk about a little bit

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as we get going With that so Jim is a pretty

00:14:23.450 --> 00:14:26.129
good lawyer from what I understand He's helped.

00:14:26.590 --> 00:14:29.769
I heard good rumors. He's allowed. He's uh, let's

00:14:29.769 --> 00:14:32.360
see. He's admitted before the United States Court

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of Appeals for Veterans Claims, United States

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Supreme Court, Michigan Supreme Court, as well

00:14:36.600 --> 00:14:40.879
as various federal district courts. Ta -da! That's

00:14:40.879 --> 00:14:44.539
why they call it the practice of law, Dale. No

00:14:44.539 --> 00:14:46.259
matter how long you've been doing it, and I've

00:14:46.259 --> 00:14:48.779
been doing it 40 -some years, we're still practicing

00:14:48.779 --> 00:14:51.179
what we hope to get it right. I know, unless

00:14:51.179 --> 00:14:54.200
you're still learning. Yes, absolutely. It's

00:14:54.200 --> 00:14:58.539
constantly upgrading. And I'm sure you have to

00:14:58.539 --> 00:15:01.100
continually take these continuing ed classes

00:15:01.100 --> 00:15:03.960
and so forth to maintain your license and all

00:15:03.960 --> 00:15:06.840
these other things So anyway, I wanted to bring

00:15:06.840 --> 00:15:10.360
you both on today to talk about what's going

00:15:10.360 --> 00:15:13.500
on And Jim, I'll start off with you a little

00:15:13.500 --> 00:15:16.139
bit. We know that the government shut down. I

00:15:16.139 --> 00:15:19.320
think it was Wednesday And there've been all

00:15:19.320 --> 00:15:22.320
kinds of stories flying around out there about

00:15:22.320 --> 00:15:25.899
what's what's affected what's not affected And

00:15:25.899 --> 00:15:28.539
I was wondering if you could kind of lead us

00:15:28.539 --> 00:15:32.320
along into what you think has happened so far

00:15:32.320 --> 00:15:35.139
and what's going to go on. Certainly. Yeah, we

00:15:35.139 --> 00:15:38.100
were wondering ourselves Monday, who's going

00:15:38.100 --> 00:15:40.700
to answer the phones at VA? Are they going to

00:15:40.700 --> 00:15:46.039
issue any decisions? Is the board going to continue

00:15:46.039 --> 00:15:48.320
with hearings? Is the court going to continue

00:15:48.320 --> 00:15:50.720
scheduling hearings? And the answer to all this

00:15:50.720 --> 00:15:54.860
has turned out, yes, they are. So we're pleasantly

00:15:54.860 --> 00:15:57.320
surprised that now withstanding the shutdown

00:15:57.320 --> 00:16:01.779
that the VA benefits group is is seen as essential

00:16:01.779 --> 00:16:08.299
and that We are still getting decisions and finding

00:16:08.299 --> 00:16:12.379
folks on the other end of the phone Hard to tell

00:16:12.379 --> 00:16:15.539
and I think this is just human nature, but it's

00:16:15.539 --> 00:16:18.600
hard to tell how much this is impacting productivity

00:16:19.500 --> 00:16:23.320
I have to believe it is. I think in any business

00:16:23.320 --> 00:16:27.700
where there is talk of layoffs or reduction in

00:16:27.700 --> 00:16:31.440
force or payless paydays, there's a lot of water

00:16:31.440 --> 00:16:34.399
cooler talk that goes on among the employees

00:16:34.399 --> 00:16:36.120
about, hey, what's going to happen? What are

00:16:36.120 --> 00:16:38.899
you going to do? So it's got to impact productivity.

00:16:39.820 --> 00:16:44.100
But we'll start the good news being we were pleasantly

00:16:44.100 --> 00:16:47.519
surprised to see that the benefit side was still

00:16:47.519 --> 00:16:51.679
moving forward. as planned. Carol Ann, you may

00:16:51.679 --> 00:16:53.840
want to talk about the health care side because

00:16:53.840 --> 00:16:57.419
you've been in and out of contact with the hospital

00:16:57.419 --> 00:16:59.980
folks and the pharmacy folks and all that kind

00:16:59.980 --> 00:17:02.879
of stuff. So maybe give us some observations

00:17:02.879 --> 00:17:05.880
as to the shutdown and its impact on the health

00:17:05.880 --> 00:17:10.160
care side. You know, I don't think there's been

00:17:10.160 --> 00:17:16.779
any bubbles, any issues. Matter of fact, They

00:17:16.779 --> 00:17:21.480
seem to be faster. And all the providers are

00:17:21.480 --> 00:17:25.039
there. And between the lab work, now this is

00:17:25.039 --> 00:17:28.740
at the Ann Arbor VA Medical Center. And it seems

00:17:28.740 --> 00:17:34.099
like it's as usual practice. And I haven't seen

00:17:34.099 --> 00:17:36.279
anything. Matter of fact though, and I don't

00:17:36.279 --> 00:17:39.500
know, Dale, if you've seen this, it seems like

00:17:39.500 --> 00:17:43.799
the halls are quieter. You know, and I don't

00:17:43.799 --> 00:17:46.079
know if that means there were cancellations,

00:17:46.299 --> 00:17:49.779
but I saw busloads of veterans being dropped

00:17:49.779 --> 00:17:54.460
off. I saw people in the halls for their appointments,

00:17:55.200 --> 00:17:59.640
and particularly the primary care area was busy

00:17:59.640 --> 00:18:03.559
and people were, you know, being received on

00:18:03.559 --> 00:18:09.140
time. So, Jim, I... also think the veteran world

00:18:09.140 --> 00:18:12.059
is very happy that they're going to get their

00:18:12.059 --> 00:18:15.680
pay. Those were some of the remarks, you know,

00:18:15.759 --> 00:18:19.440
as people sat there and were talking to one another,

00:18:19.440 --> 00:18:23.779
it was, oh my gosh, thank God, we're going to

00:18:23.779 --> 00:18:28.140
get our benefits and our paycheck because I think

00:18:28.140 --> 00:18:31.420
that's really significant. Well, I think a lot

00:18:31.420 --> 00:18:33.240
of it has to do with how long this thing goes

00:18:33.240 --> 00:18:39.539
on. I don't know. I got something off of Military

00:18:39.539 --> 00:18:42.960
Times This morning that says what will and won't

00:18:42.960 --> 00:18:46.660
change and it just basically It you know, it

00:18:46.660 --> 00:18:48.640
kind of repeats what you both just said says

00:18:48.640 --> 00:18:50.720
medical centers and outpatient centers are all

00:18:50.720 --> 00:18:56.299
open They're not not to be impacted at all Processing

00:18:56.299 --> 00:18:59.400
and delivery of claims benefits including compensation

00:18:59.400 --> 00:19:04.140
benefits. Yes Burials at the a national cemeteries.

00:19:04.380 --> 00:19:10.059
Yes Let's see, some that might be impacted might

00:19:10.059 --> 00:19:15.400
be slowing down or ceasing of providing transition

00:19:15.400 --> 00:19:18.279
program assistance and career counseling. Those

00:19:18.279 --> 00:19:23.279
offices will be slowed down probably. The VA

00:19:23.279 --> 00:19:25.440
benefits regional offices, it says, would be

00:19:25.440 --> 00:19:27.759
closed, which doesn't make any sense to me, but

00:19:27.759 --> 00:19:31.490
that's what they said. Public affairs and outreach

00:19:31.490 --> 00:19:33.890
to veterans will cease, including social media

00:19:33.890 --> 00:19:40.089
and vet resources. Emails and responses to press

00:19:40.089 --> 00:19:43.470
inquiries may not get answers. That's nothing

00:19:43.470 --> 00:19:45.390
new. You're right. They're not going to respond

00:19:45.390 --> 00:19:48.130
to the press. Oh my goodness. Yeah. I think what

00:19:48.130 --> 00:19:50.549
you hear is a list of like nibbling around the

00:19:50.549 --> 00:19:54.910
edges and stuff, but the main services, because

00:19:54.910 --> 00:19:57.240
we haven't heard any. You know, we have a nationwide

00:19:57.240 --> 00:20:00.079
practice with a couple of thousand folks, uh,

00:20:00.180 --> 00:20:02.880
spread around and we've this week I was expecting

00:20:02.880 --> 00:20:05.180
get flooded with, Hey, I can't get in for this

00:20:05.180 --> 00:20:08.099
or that. Didn't hear any of that from our folks.

00:20:08.559 --> 00:20:13.619
Nope. Nope. Not at all. No, it's not the, uh,

00:20:13.619 --> 00:20:17.859
the national organization of vet VA attorneys.

00:20:18.519 --> 00:20:21.500
Um, said they haven't seen anything unusual.

00:20:22.660 --> 00:20:26.519
Um, as long as you've been, you know, It says

00:20:26.519 --> 00:20:28.680
I said what to do in the government shutdown.

00:20:28.680 --> 00:20:31.480
Don't panic. Yeah, I think that's good advice

00:20:31.480 --> 00:20:36.259
that that organization known as Nova organization

00:20:36.259 --> 00:20:41.339
of veteran advocates Nova is sort of the Controlling

00:20:41.339 --> 00:20:45.720
Bar Association for veteran advocates. So I'm

00:20:45.720 --> 00:20:49.460
a member of Nova is our other attorneys that

00:20:49.460 --> 00:20:53.150
has requirements for continuing legal education,

00:20:53.410 --> 00:20:57.750
specifically in the veterans field. It has a

00:20:57.750 --> 00:21:00.829
couple of major conventions and educational things

00:21:00.829 --> 00:21:04.150
each year. And this lets me get into another

00:21:04.150 --> 00:21:07.569
topic, if I might, Dale, and that is, if you're

00:21:07.569 --> 00:21:10.430
lining up somebody who's not a county counselor

00:21:10.430 --> 00:21:16.170
or not a state employee or a designated national

00:21:16.170 --> 00:21:21.079
VSO, Veterans Service Officer from say DAV or

00:21:21.079 --> 00:21:25.140
VFW, be very careful. There's a lot of scams

00:21:25.140 --> 00:21:28.339
going out there, a lot of claim shark companies

00:21:28.339 --> 00:21:31.720
who don't use attorneys who are not members of

00:21:31.720 --> 00:21:34.380
NOPA. Ask them, hey, do you have attorneys? Are

00:21:34.380 --> 00:21:39.779
you members of NOPA? And run in the opposite

00:21:39.779 --> 00:21:41.859
direction if they won't answer those questions.

00:21:42.680 --> 00:21:48.039
We have seen an increase in struggling social

00:21:48.039 --> 00:21:52.640
media posts, Facebook ads from organizations

00:21:52.640 --> 00:21:56.680
that don't participate in NOVA and the requirements

00:21:56.680 --> 00:22:00.279
of licensure and whatnot, and who promise, oh,

00:22:00.279 --> 00:22:03.099
we're going to get your claim done in 14 days.

00:22:03.579 --> 00:22:05.880
And then they let slip that, well, if we don't,

00:22:05.900 --> 00:22:08.380
we're going to give you your money back. Maybe

00:22:08.380 --> 00:22:11.299
we're going to give you $500 more as soon as

00:22:11.299 --> 00:22:13.240
somebody wants to charge you for this upfront

00:22:13.240 --> 00:22:16.220
run in the opposite direction. Carol Ann's had

00:22:16.220 --> 00:22:19.519
to battle this with some folks that she knows

00:22:19.519 --> 00:22:23.279
recently who have been solicited, even folks

00:22:23.279 --> 00:22:27.339
even coming to your house to pick up a check

00:22:27.339 --> 00:22:30.460
and get claim forms signed. That's ridiculous.

00:22:32.859 --> 00:22:37.579
So NOBA is the gold standard organization that

00:22:37.579 --> 00:22:40.980
veteran advocates, claims agents, attorneys should

00:22:40.980 --> 00:22:44.109
participate in. and and watch out for scams that

00:22:44.109 --> 00:22:46.890
somebody's asking you to pay them money to help

00:22:46.890 --> 00:22:49.410
you get your benefits pay your pay money up front

00:22:49.410 --> 00:22:53.970
i mean uh that that's not the appropriate practice

00:22:53.970 --> 00:22:56.670
that's a no no there should be no cost to file

00:22:56.670 --> 00:23:00.750
a claim right no and there should be and the

00:23:00.750 --> 00:23:03.609
other issue that we're seeing on a rise is and

00:23:03.609 --> 00:23:06.990
we've talked about it here nobody should charge

00:23:07.369 --> 00:23:11.089
for aid in attendance and I ran into somebody

00:23:11.089 --> 00:23:16.210
the other day who we might assist and we might

00:23:16.210 --> 00:23:20.589
not but they were really put off because they

00:23:20.589 --> 00:23:25.309
paid $1500 upfront to get aid in attendance and

00:23:25.309 --> 00:23:29.269
they are still waiting for an answer and my heart

00:23:29.269 --> 00:23:33.400
breaks when I hear those things because You know,

00:23:34.079 --> 00:23:36.440
nothing should be charged. And that's the beautiful

00:23:36.440 --> 00:23:41.539
thing about, I would say, us, VSOs, county counselors.

00:23:42.279 --> 00:23:45.940
They don't ask for any money until you get a

00:23:45.940 --> 00:23:51.519
claim. And if it's a new claim, there's no paying

00:23:51.519 --> 00:23:57.519
an attorney or anybody. please call in, ask the

00:23:57.519 --> 00:24:01.140
questions, say to them, show me your certification,

00:24:01.400 --> 00:24:05.160
and are you in NOVA? And ask the critical questions.

00:24:05.819 --> 00:24:07.740
And a lot of times these come to light, Dale,

00:24:07.799 --> 00:24:11.240
because the daughter or the son reaches out and

00:24:11.240 --> 00:24:14.799
says, mom or dad did X. Something just doesn't

00:24:14.799 --> 00:24:18.079
sound right. And those are even worse because

00:24:18.079 --> 00:24:26.220
now mom or dad are embarrassed. having to explain

00:24:26.220 --> 00:24:28.220
to their son or their daughter that, yeah, I

00:24:28.220 --> 00:24:32.140
shelled out X dollars and these people have ghosted

00:24:32.140 --> 00:24:35.619
me or the promises they made have this done in

00:24:35.619 --> 00:24:38.279
14 days. If it's not, what's that old slogan?

00:24:38.319 --> 00:24:41.440
If it sounds too good to be true, it is. That's

00:24:41.440 --> 00:24:43.720
what I'm talking about. So I started to go on

00:24:43.720 --> 00:24:47.720
that rant, but. Well, no, I think that's kind

00:24:47.720 --> 00:24:50.200
of an important rant because, you know, you,

00:24:50.400 --> 00:24:53.559
whatever. platform that you utilize for your

00:24:53.559 --> 00:24:56.140
social media. I mean even if you look on Facebook

00:24:56.140 --> 00:25:00.539
if you look at one ad for even life insurance

00:25:00.539 --> 00:25:02.579
you know the next thing you know everything is

00:25:02.579 --> 00:25:04.960
filled up and you know they're offering you twenty

00:25:04.960 --> 00:25:07.380
thousand dollars they'll erase your credit card

00:25:07.380 --> 00:25:10.180
debt this is and it's free and blah blah blah

00:25:10.180 --> 00:25:12.460
just tap your age and you know as soon as you

00:25:12.460 --> 00:25:16.259
tap your age they got you and you know that the

00:25:16.259 --> 00:25:18.579
life insurance what were the other ones that

00:25:18.579 --> 00:25:22.079
i've been hearing about lately Most of them are

00:25:22.079 --> 00:25:29.200
debt relief, erasing debt, and all kinds of things

00:25:29.200 --> 00:25:33.240
like that. And if anybody calls you, soliciting

00:25:33.240 --> 00:25:36.240
your claim just because you're a veteran, hang

00:25:36.240 --> 00:25:39.039
up. Okay, that moves me to my next thing I want

00:25:39.039 --> 00:25:42.640
to talk about. We've talked about this before

00:25:42.640 --> 00:25:45.400
on Veterans Radio, and we've had programs on

00:25:45.400 --> 00:25:48.119
it. We have podcasts on it. I think we talked

00:25:48.119 --> 00:25:51.730
to AARP on it. we're getting to that point of

00:25:51.730 --> 00:25:56.589
the year where veteran scams increase, right?

00:25:56.690 --> 00:25:58.950
End of the year, people are thinking, well, I'm

00:25:58.950 --> 00:26:03.630
in a charitable mood. Let me do something here.

00:26:04.349 --> 00:26:06.549
And you're going to start to get phone and email

00:26:06.549 --> 00:26:10.869
solicitations on veteran scams. VA benefits just

00:26:10.869 --> 00:26:16.170
put out a broadcast on this September 16th, so

00:26:16.170 --> 00:26:20.160
it's fresh from them. there's a number of new

00:26:20.160 --> 00:26:24.180
scams which this is I wanted to bring up one

00:26:24.180 --> 00:26:26.700
one is the overpayment scam where they reach

00:26:26.700 --> 00:26:29.940
out to you and say oh you've been receiving benefits

00:26:29.940 --> 00:26:33.000
you've been overpaid you need to send us a check

00:26:33.000 --> 00:26:37.079
because you know you've been overpaid $2 ,000

00:26:37.079 --> 00:26:40.299
or $5 ,000 and if you don't do it we're going

00:26:40.299 --> 00:26:44.730
to take the money from your account VA has said

00:26:44.730 --> 00:26:48.190
these suspicious communications alleging to be

00:26:48.190 --> 00:26:51.789
VA have increased and you can verify the authenticity

00:26:51.789 --> 00:26:59.450
with VA at 1 -800 -827 -1000 or contact the VA

00:26:59.450 --> 00:27:03.049
Department, I'm sorry, VA Debt Management Center

00:27:03.049 --> 00:27:09.289
at 1 -800 -827 -0648. And obviously the scammers

00:27:09.289 --> 00:27:13.289
are focusing on the most vulnerable people. They're

00:27:13.289 --> 00:27:15.690
focusing on that person who doesn't hang the

00:27:15.690 --> 00:27:19.309
phone up on them right away, right? So don't

00:27:19.309 --> 00:27:22.269
walk into the these scams apparently there are

00:27:22.269 --> 00:27:27.670
now Scams VA's this is from the VA notice on

00:27:27.670 --> 00:27:32.650
bereavement scams Falling to exploit vulnerability

00:27:32.650 --> 00:27:35.630
of grieving family members contacting them for

00:27:35.630 --> 00:27:38.289
personal information that will later be used

00:27:38.289 --> 00:27:42.640
to create fake debts or uh inflated funeral expenses

00:27:42.640 --> 00:27:47.920
uh mail scams involving text messages uh alleging

00:27:47.920 --> 00:27:51.000
to be shipping from companies or the post office

00:27:51.000 --> 00:27:53.740
attempting to make a delivery demanding delivery

00:27:53.740 --> 00:27:56.940
fee payment or a gift i think many of us saw

00:27:56.940 --> 00:28:01.779
the the uh unpaid toll tech scam that ran earlier

00:28:01.779 --> 00:28:04.200
earlier this year va's again pointing out hey

00:28:04.200 --> 00:28:07.720
that's going on don't Don't fall for those. Because

00:28:07.720 --> 00:28:11.539
we don't have any tolls in Michigan. Right. We

00:28:11.539 --> 00:28:13.859
have no toll roads. You know, you drive through

00:28:13.859 --> 00:28:16.160
Ohio, you drive to different states, you go,

00:28:16.720 --> 00:28:19.420
well, did I miss a toll? Could that have been,

00:28:19.420 --> 00:28:23.079
you know? So again, VA is very worried about

00:28:23.079 --> 00:28:27.220
this. And I think it's good of the benefits administration

00:28:27.220 --> 00:28:31.099
to remind us. So that time of year again, be

00:28:31.099 --> 00:28:35.940
careful on these kind of scams. And also, just

00:28:35.940 --> 00:28:40.680
to piggyback, Jim, we're hearing to, oh, social

00:28:40.680 --> 00:28:44.519
security. So put social security in that. same

00:28:44.519 --> 00:28:48.559
vein with our veterans world. You know, the other

00:28:48.559 --> 00:28:52.720
sad thing that happens is when these organizations

00:28:52.720 --> 00:28:55.740
come up and they stick a piece of paper in front

00:28:55.740 --> 00:28:58.740
of you and you sign, they're sending it into

00:28:58.740 --> 00:29:04.279
the VA. And whoever was your POA, the sad thing

00:29:04.279 --> 00:29:09.549
is, then the VA stops that, and it might delay

00:29:09.549 --> 00:29:12.009
a claim that you have, and then we have to go

00:29:12.009 --> 00:29:17.710
behind. If we say something, oh, you didn't want

00:29:17.710 --> 00:29:20.210
us anymore? And it's like, what are you talking

00:29:20.210 --> 00:29:22.369
about? And so then we have to go through the

00:29:22.369 --> 00:29:26.369
process of putting you back in and having the

00:29:26.369 --> 00:29:31.849
POA reestablished. So yeah, there's a whole bunch

00:29:31.849 --> 00:29:35.799
of issues. So just be careful. Right. POA was

00:29:35.799 --> 00:29:47.460
power of attorney. When you file a claim, if

00:29:47.460 --> 00:29:49.920
you don't do it on your own, you normally give

00:29:49.920 --> 00:29:54.619
a limited power of attorney to the service office

00:29:54.619 --> 00:29:57.460
or somebody to file your claim for you and take

00:29:57.460 --> 00:30:03.680
care of all that stuff. So be very careful. Since

00:30:03.680 --> 00:30:05.940
we're talking scams and charities, I'm going

00:30:05.940 --> 00:30:10.660
to plug a podcast we did earlier, Dale. OK. So

00:30:10.660 --> 00:30:16.119
so we did a podcast back in August, August 19th,

00:30:16.119 --> 00:30:18.319
that was posted. And you can find this on any

00:30:18.319 --> 00:30:22.579
of your podcast platforms. Go to look for veterans

00:30:22.579 --> 00:30:25.339
radio with that in quote to help pull it up.

00:30:25.559 --> 00:30:30.420
But it's a veterans for charity. We talked to

00:30:30.420 --> 00:30:32.619
Rick Berman, who was the founder of it, and what

00:30:32.619 --> 00:30:36.980
Vets for Charity does is it takes for the top

00:30:36.980 --> 00:30:43.619
200, 250 national veteran -centric charities,

00:30:44.160 --> 00:30:47.380
goes through all of their IRS data that's publicly

00:30:47.380 --> 00:30:51.700
available, and tells you they actually rate every

00:30:51.700 --> 00:30:55.539
company of these charities if it's recommended,

00:30:55.839 --> 00:30:58.619
highly recommended, or not recommended. I mean,

00:30:58.720 --> 00:31:00.900
the black and white, they just tell you not recommended

00:31:00.900 --> 00:31:03.740
too much of this money goes to the wrong things.

00:31:04.079 --> 00:31:07.359
So it's kind of an interesting approach. Now,

00:31:08.119 --> 00:31:11.640
this is only the larger ones and talking to the

00:31:11.640 --> 00:31:13.759
chairman, Rick Berman, he was sort of saying,

00:31:14.059 --> 00:31:16.220
you can't believe how many times somebody's called

00:31:16.220 --> 00:31:18.910
me up and wanted me to change the ratings. I'm

00:31:18.910 --> 00:31:21.750
not changing the rating. These are statistics

00:31:21.750 --> 00:31:24.509
generated right from your filings. If you want

00:31:24.509 --> 00:31:26.809
your rating changed, do a better job. Cut your

00:31:26.809 --> 00:31:30.170
administrative costs out. So if you're curious

00:31:30.170 --> 00:31:34.089
about whether or not you're giving to a good

00:31:34.089 --> 00:31:36.230
charity, a recommended or a highly recommended

00:31:36.230 --> 00:31:39.309
charity, you might go to vetsforcharity .org

00:31:39.309 --> 00:31:43.349
or go listen to this Veterans Radio podcast that

00:31:43.349 --> 00:31:47.650
we published in August of 2025. I think that's

00:31:47.650 --> 00:31:53.210
really important. I got a question about that

00:31:53.210 --> 00:31:55.470
last week. Somebody asked, what's a good veterans

00:31:55.470 --> 00:31:59.569
charity to donate to? And I'm going, I don't

00:31:59.569 --> 00:32:05.069
know, Veterans Radio? Fisher House, one of the

00:32:05.069 --> 00:32:11.430
local ones around here. probably thousands of

00:32:11.430 --> 00:32:14.950
them out there nowadays that people have set

00:32:14.950 --> 00:32:18.190
up. And I think it's so important. We need to

00:32:18.190 --> 00:32:20.029
do a little background checks on all of these

00:32:20.029 --> 00:32:23.430
folks. And that's what this Veterans for Charities

00:32:23.430 --> 00:32:25.690
does. And he said, hey, anybody could do this.

00:32:25.789 --> 00:32:28.130
I said, whoa, wait a minute. Most of us aren't

00:32:28.130 --> 00:32:32.650
CPAs. Most of us can't find the IRS form 990s

00:32:32.650 --> 00:32:35.539
and then. do the division and figure out all

00:32:35.539 --> 00:32:37.579
the percentages that said no you're doing a great

00:32:37.579 --> 00:32:39.799
service here so yeah I think that's a good place

00:32:39.799 --> 00:32:42.759
to refer people to if they're looking for hey

00:32:42.759 --> 00:32:45.980
who's highly recommended yeah no it sounds like

00:32:45.980 --> 00:32:49.220
a plan to me you know some there were a couple

00:32:49.220 --> 00:32:51.599
of charities a number of years ago they got in

00:32:51.599 --> 00:32:53.900
trouble because of their high administrative

00:32:53.900 --> 00:32:57.240
costs you know you figure you're working for

00:32:57.240 --> 00:32:59.180
a charity you're not in to get rich but some

00:32:59.180 --> 00:33:05.359
people were Yeah well then let's take a quick

00:33:05.359 --> 00:33:07.220
break here and do our Medal of Honor segment

00:33:07.220 --> 00:33:11.079
and when we come back we'll just continue talking

00:33:11.079 --> 00:33:13.079
about what's going on in the world right now

00:33:13.079 --> 00:33:16.160
and you know in the idea of veterans health care

00:33:16.160 --> 00:33:18.559
and veterans benefits and if there's anything

00:33:18.559 --> 00:33:20.619
that we if you have a question please give us

00:33:20.619 --> 00:33:24.819
a call 734 -822 -1600 you're listening to Veterans

00:33:24.819 --> 00:33:28.660
Radio we will be right back. The Medal of Honor

00:33:28.660 --> 00:33:30.759
is the highest award for valor in combat given

00:33:30.759 --> 00:33:32.880
a member of the Armed Forces of the United States.

00:33:33.299 --> 00:33:35.799
There have been over 3 ,400 recipients of the

00:33:35.799 --> 00:33:38.980
nation's highest award. This is one of them.

00:33:39.220 --> 00:33:41.900
Second Lieutenant Darwin Kyle charged an enemy

00:33:41.900 --> 00:33:44.079
in placement single -handedly killing the three

00:33:44.079 --> 00:33:49.440
enemy soldiers. Details after this. If you have

00:33:49.440 --> 00:33:51.940
a VA claim denied by the Board of Veterans' Appeals,

00:33:52.059 --> 00:33:55.019
contact Legal Help for Veterans at 1 -800 -693

00:33:55.019 --> 00:33:58.750
-4800. They're experts in handling cases before

00:33:58.750 --> 00:34:01.049
the U .S. Court of Appeals for Veterans Claims.

00:34:01.170 --> 00:34:05.430
Their number again, 1 -800 -693 -4800. When his

00:34:05.430 --> 00:34:08.110
platoon had been pinned down by intense fire,

00:34:08.610 --> 00:34:11.010
Kyle completely exposed himself to move among

00:34:11.010 --> 00:34:13.750
and encourage his men to continue the advance

00:34:13.750 --> 00:34:16.510
against North Korean forces strongly entrenched

00:34:16.510 --> 00:34:21.050
on Hill 185. Inspired by his courageous leadership,

00:34:21.530 --> 00:34:24.260
the platoon resumed the advance. but was again

00:34:24.260 --> 00:34:26.400
pinned down when an enemy machine gun opened

00:34:26.400 --> 00:34:29.960
fire, wounding six of the men. Kyle immediately

00:34:29.960 --> 00:34:32.760
charged the hostile emplacement alone, engaged

00:34:32.760 --> 00:34:34.980
the crew in hand -to -hand combat, killing all

00:34:34.980 --> 00:34:38.860
three. Continuing on toward the objective, his

00:34:38.860 --> 00:34:41.539
platoon suddenly received an intense automatic

00:34:41.539 --> 00:34:44.559
weapons fire from a well -concealed hostile position

00:34:44.559 --> 00:34:47.380
on its right flank, again leading his men in

00:34:47.380 --> 00:34:49.739
a daring bayonet charge against this position,

00:34:50.139 --> 00:34:53.710
firing his carbine and throwing grenades. Kyle

00:34:53.710 --> 00:34:56.190
personally destroyed four of the enemy before

00:34:56.190 --> 00:34:58.789
he was killed by a burst from an enemy submachine

00:34:58.789 --> 00:35:01.610
gun. The Medal of Honor series is a production

00:35:01.610 --> 00:35:05.550
of Veterans Radio. Military veterans touch everyone's

00:35:05.550 --> 00:35:07.530
life. I'm guessing right now you're thinking

00:35:07.530 --> 00:35:11.349
of a veteran, a close friend, relative. Maybe

00:35:11.349 --> 00:35:14.090
it's you. Even the toughest of us sometimes need

00:35:14.090 --> 00:35:16.550
help but don't know where to turn for support.

00:35:17.110 --> 00:35:18.829
You don't need special training to help a veteran

00:35:18.829 --> 00:35:21.210
in your life. We can all help someone going through

00:35:21.210 --> 00:35:23.849
a difficult time. Learn how you can be there

00:35:23.849 --> 00:35:27.170
for veterans. Visit veteranscrisisline .net.

00:35:27.929 --> 00:35:30.610
Veteranscrisisline .net. A message from the U

00:35:30.610 --> 00:35:34.630
.S. Department of Veterans Affairs. Every warrior

00:35:34.630 --> 00:35:38.250
needs support. I did. After my time in the military,

00:35:38.550 --> 00:35:41.210
I struggled with mental health and some substance

00:35:41.210 --> 00:35:45.570
abuse. That's when James called the Veteran Navigator

00:35:45.570 --> 00:35:48.530
Program and was matched with me. Our navigators

00:35:48.530 --> 00:35:50.849
help any veteran who served in the military,

00:35:51.190 --> 00:35:53.630
Coast Guard, or National Guard, regardless of

00:35:53.630 --> 00:35:55.610
discharge status or how long they've served.

00:35:56.250 --> 00:35:58.329
James and I talked on the phone and set up face

00:35:58.329 --> 00:36:01.610
-to -face meetings. He shared his story and struggles.

00:36:02.030 --> 00:36:04.550
And because all navigators are veterans or family

00:36:04.550 --> 00:36:07.530
members of veterans, I could relate. From the

00:36:07.530 --> 00:36:10.849
first call, James knew I was there for him anytime.

00:36:11.309 --> 00:36:13.550
We helped connect him to the mental health and

00:36:13.550 --> 00:36:16.210
substance abuse care he needed. I'm proud to

00:36:16.210 --> 00:36:18.809
be a United States veteran. And I'm proud to

00:36:18.809 --> 00:36:21.289
serve veterans like James and their families

00:36:21.289 --> 00:36:24.650
with compassion and care. Get connected to a

00:36:24.650 --> 00:36:28.070
veteran navigator at michigan .gov slash walking

00:36:28.070 --> 00:36:31.090
with warriors. A message from the Michigan Department

00:36:31.090 --> 00:36:37.130
of Health and Human Services. We're back here

00:36:37.130 --> 00:36:39.210
on Veterans Radio and we're talking with Jim

00:36:39.210 --> 00:36:41.650
and Carol Anne Faustone from Legal Help for Veterans

00:36:41.650 --> 00:36:45.210
trying to Figure out what's going on out there

00:36:45.210 --> 00:36:47.889
in the veteran community regarding health care

00:36:47.889 --> 00:36:50.250
and benefits with the especially with the shutdown

00:36:50.250 --> 00:36:52.789
that's going on and Jimmy you had a question

00:36:52.789 --> 00:36:55.469
that you if you wanted to mention yeah, I wanted

00:36:55.469 --> 00:37:01.409
to bring up a recent survey or finding About

00:37:01.409 --> 00:37:04.989
the Michigan veteran veteran homes at Chesterfield

00:37:04.989 --> 00:37:08.349
Township now the state has three I think it's

00:37:08.349 --> 00:37:11.570
three veteran homes most states have veterans

00:37:11.570 --> 00:37:15.230
homes these Many of these date back to the starting

00:37:15.230 --> 00:37:18.610
of the Civil War time. But the American Health

00:37:18.610 --> 00:37:20.949
Care Association and National Center of Assisted

00:37:20.949 --> 00:37:26.250
Living just ranked this new home for veterans

00:37:26.250 --> 00:37:29.949
in Chesterfield Township, Michigan as the number

00:37:29.949 --> 00:37:33.050
one nursing home in the state of Michigan out

00:37:33.050 --> 00:37:38.360
of 422 such rated homes. The Grand Rapids veterans

00:37:38.360 --> 00:37:41.559
home was number 11 and the Jacob Betty veteran

00:37:41.559 --> 00:37:45.539
home up in the UP was number 19. They also all

00:37:45.539 --> 00:37:48.920
got five -star quality ratings from the federal

00:37:48.920 --> 00:37:52.000
CMS, which is something Medicare, I don't know,

00:37:52.099 --> 00:37:53.980
I can't even tell you what it is, but Carolina

00:37:53.980 --> 00:37:57.199
knows a lot about this. So I think it's a benefit

00:37:57.199 --> 00:38:00.889
that people don't realize exists. You know almost

00:38:00.889 --> 00:38:02.849
if not every state I know you've written an e

00:38:02.849 --> 00:38:04.750
-book on this Carolina think it's every state

00:38:04.750 --> 00:38:07.289
But maybe maybe you can comment about what veteran

00:38:07.289 --> 00:38:11.320
homes are and what this benefit is Well, this

00:38:11.320 --> 00:38:14.739
is a phenomenal benefit and a lot of people don't

00:38:14.739 --> 00:38:19.179
even know for placement so you're in the hospital

00:38:19.179 --> 00:38:23.760
whether it's chronic or acute and you need to

00:38:23.760 --> 00:38:28.460
go let's say to a rehab place the veterans home

00:38:28.460 --> 00:38:31.780
will accept you you have a disability benefit

00:38:31.780 --> 00:38:36.940
or or not and they will evaluate you and you

00:38:37.000 --> 00:38:40.099
That's one of your options is the state veterans

00:38:40.099 --> 00:38:43.460
home. So the interesting thing about this, and

00:38:43.460 --> 00:38:45.579
Jim is right, we brought up Grand Rapids and

00:38:45.579 --> 00:38:48.719
Marquette. Those were the only two. And when

00:38:48.719 --> 00:38:52.039
I was at the state, we had so many people from

00:38:52.039 --> 00:38:55.219
the East Side driving seven to 10 hours to get

00:38:55.219 --> 00:38:58.440
to Grand Rapids to see their loved one. Well,

00:38:58.699 --> 00:39:01.039
you could only stay there for a certain amount

00:39:01.039 --> 00:39:04.860
of time because you need to get a whole. and

00:39:04.860 --> 00:39:07.920
so now with the placement of these veteran homes

00:39:07.920 --> 00:39:12.739
in different parts of the state, and Jim is right,

00:39:12.739 --> 00:39:15.019
this is the third one, hopefully there'll be

00:39:15.019 --> 00:39:19.280
more. They are excellent facilities, think of

00:39:19.280 --> 00:39:23.179
a hospital, and then you stay there. This is

00:39:23.179 --> 00:39:25.920
your room, this is your bed, and it might be

00:39:25.920 --> 00:39:29.980
your last home, but it's a great opportunity.

00:39:30.380 --> 00:39:35.730
And with that, It's been the last two weeks and

00:39:35.730 --> 00:39:39.070
it became very apparent at the Veterans Summit

00:39:39.070 --> 00:39:44.510
that people, individuals who are 70 % or greater

00:39:44.510 --> 00:39:49.889
have a disability. You are eligible now for long

00:39:49.889 --> 00:39:54.269
term care from the VA, which means you don't

00:39:54.269 --> 00:39:58.239
pay for a placement. The VA will approve where

00:39:58.239 --> 00:40:01.440
you're going and you're not going to have to

00:40:01.440 --> 00:40:05.139
pay for long term care. Another situation came

00:40:05.139 --> 00:40:08.619
up. It broke my heart. This family for two years

00:40:08.619 --> 00:40:14.039
put out $7 ,000 because they were unaware that

00:40:14.039 --> 00:40:18.239
their dad was a hundred percent and didn't say

00:40:18.239 --> 00:40:21.059
anything. The VA is not going to tell you, Hey,

00:40:21.559 --> 00:40:26.480
this is $7 ,000 a month. Right. Yes. Yes, correct.

00:40:27.559 --> 00:40:31.380
And this family, they attended the Veterans Summit.

00:40:31.760 --> 00:40:35.019
You should have seen their face when I told them,

00:40:35.460 --> 00:40:38.760
oh my God, I wish you would have asked. So this

00:40:38.760 --> 00:40:42.099
is a plug out there and we've helped just recently

00:40:42.099 --> 00:40:46.300
several other families get placed all over. You

00:40:46.300 --> 00:40:48.820
might have the opportunity to go back to a VA

00:40:48.820 --> 00:40:52.500
medical center like Saginaw or Battle Creek if

00:40:52.500 --> 00:40:56.739
they have a long -term bed. But if not, the nursing

00:40:56.739 --> 00:41:00.280
homes around you. And please remember the state

00:41:00.280 --> 00:41:04.739
veteran homes. We only have three, but like Florida,

00:41:05.199 --> 00:41:09.340
Florida is up to 11. They are, you know, all

00:41:09.340 --> 00:41:12.340
over the place. And I hope once again, Michigan

00:41:12.340 --> 00:41:16.500
adds a few more of these veteran homes. Obviously

00:41:16.500 --> 00:41:20.900
it's, Dale, it's about capacity, right? Yeah.

00:41:21.860 --> 00:41:24.679
There are only so many beds at each of these

00:41:24.679 --> 00:41:27.219
veteran homes, whatever state they're involved

00:41:27.219 --> 00:41:31.920
in. So it's a capacity issue. But you also may

00:41:31.920 --> 00:41:34.320
have to just get on the waiting list. Correct.

00:41:34.940 --> 00:41:40.039
So it's easy to overlook this. And I want to

00:41:40.039 --> 00:41:43.119
highlight something Carol Ann said, which is

00:41:43.119 --> 00:41:46.920
you have to ask. VA's not going to say, oh, I

00:41:46.920 --> 00:41:48.739
hear you're struggling. How can I help? It doesn't

00:41:48.739 --> 00:41:52.190
work that way. You have to ask them about, hey,

00:41:52.269 --> 00:41:54.309
can I get this covered? Or can I get that covered?

00:41:54.630 --> 00:41:58.269
Or can you place me in long -term care because

00:41:58.269 --> 00:42:02.369
of my rating? We've talked about this on benefit

00:42:02.369 --> 00:42:07.789
issues in other areas. If you don't ask, you'll

00:42:07.789 --> 00:42:11.030
never find out. They're not going to call you

00:42:11.030 --> 00:42:13.550
up and say, oh, you're entitled to these six

00:42:13.550 --> 00:42:15.630
additional benefits you don't know about. It

00:42:15.630 --> 00:42:18.280
doesn't work that way. No, and that's one of

00:42:18.280 --> 00:42:20.400
the reasons that we're here, is hopefully to

00:42:20.400 --> 00:42:23.300
bring these items up to let people be more aware.

00:42:23.780 --> 00:42:26.539
So does this long -term care, if there are no

00:42:26.539 --> 00:42:30.019
beds available in veterans homes and stuff, do

00:42:30.019 --> 00:42:36.119
they have authorized other nursing homes that

00:42:36.119 --> 00:42:40.570
you can go to? Sure and dale the VA has certified

00:42:40.570 --> 00:42:43.090
other places it might be the place right down

00:42:43.090 --> 00:42:47.610
the road that you love so you bring up and your

00:42:47.610 --> 00:42:50.610
social worker on the team would say okay you

00:42:50.610 --> 00:42:53.469
want to go to this new chesterfield they only

00:42:53.469 --> 00:42:56.050
have a hundred or hundred and fifty beds they

00:42:56.050 --> 00:43:00.050
have redesigned these homes because when i was

00:43:00.050 --> 00:43:04.130
in grand rapids at the state with. Grand Rapids.

00:43:04.210 --> 00:43:06.969
Grand Rapids was one of the largest veteran homes

00:43:06.969 --> 00:43:12.050
in the country. It had 609 beds. Now it is reduced

00:43:12.050 --> 00:43:16.489
to, I think, less than 200. But, so what will

00:43:16.489 --> 00:43:19.929
happen is, I just helped a family. They wanted

00:43:19.929 --> 00:43:23.869
to go to the Saginaw VA and be there permanently.

00:43:24.250 --> 00:43:27.429
There were no long -term beds. So the social

00:43:27.429 --> 00:43:31.340
worker said, Where is closest to your home and

00:43:31.340 --> 00:43:34.539
so they turned out to give them three nursing

00:43:34.539 --> 00:43:38.960
homes and two of them were veteran approved and

00:43:38.960 --> 00:43:42.300
so they were admitted. There's a bed and it was

00:43:42.300 --> 00:43:46.059
a rehab long term care facility and it worked

00:43:46.059 --> 00:43:50.159
out perfect for this family. Obviously working

00:43:50.159 --> 00:43:55.059
with the VA. They have not gotten any bills and

00:43:55.059 --> 00:43:58.550
they've been there now. a couple months after

00:43:58.550 --> 00:44:02.110
having a serious accident while they were on

00:44:02.110 --> 00:44:06.610
a trip. So they're back at home where their family

00:44:06.610 --> 00:44:09.550
could visit because the poor wife was traveling,

00:44:09.550 --> 00:44:12.789
you know, five, six hours only able to stay with

00:44:12.789 --> 00:44:15.610
her husband for like four days. And then she

00:44:15.610 --> 00:44:19.130
went home. And that's traumatic on everybody.

00:44:20.130 --> 00:44:22.550
Well, this is obviously an important benefit

00:44:22.550 --> 00:44:24.889
to know. So who would help me with this if I

00:44:24.889 --> 00:44:27.389
were in this situation? Who do I contact? Do

00:44:27.389 --> 00:44:31.030
I contact you? Do I contact the VA itself? Well,

00:44:31.030 --> 00:44:34.130
hopefully you belong to a team and you've been

00:44:34.130 --> 00:44:37.329
getting care through the VA. So you talk to your

00:44:37.329 --> 00:44:42.190
team, the social worker, you know, ask your provider.

00:44:42.650 --> 00:44:45.769
Your provider will fill out the form, the simple

00:44:45.769 --> 00:44:49.960
form that says admit this person. to find them

00:44:49.960 --> 00:44:53.940
a bed in a long -term care. So, yes. And if you

00:44:53.940 --> 00:44:57.059
don't get anywhere, I guess, Jim, cover your

00:44:57.059 --> 00:45:02.380
ears, call me and I will help you get in. And

00:45:02.380 --> 00:45:06.320
we do, we're around the country and I've received

00:45:06.320 --> 00:45:09.179
phone calls. Okay, okay, stop, stop. This is

00:45:09.179 --> 00:45:11.559
how you get yourself into all these calls. What

00:45:11.559 --> 00:45:16.139
I would also do is direct them to our legalhelpforveterans

00:45:16.139 --> 00:45:20.900
.com website. go to the ebooks electronic short

00:45:20.900 --> 00:45:24.239
electronic books there's an ebook on veteran

00:45:24.239 --> 00:45:27.679
homes and that ebook explains it a little bit

00:45:27.679 --> 00:45:31.659
carolyn wrote it but more importantly it lists

00:45:31.659 --> 00:45:35.280
the the contact information for all 50 states

00:45:35.280 --> 00:45:38.280
so if you're listening in kentucky and you're

00:45:38.280 --> 00:45:40.980
looking for hey what do we have in kentucky you

00:45:40.980 --> 00:45:43.940
can find the website in the in the phone number

00:45:43.940 --> 00:45:46.909
and start your dialogue there with hey this is

00:45:46.909 --> 00:45:49.409
my veteran this is a situation are we entitled

00:45:49.409 --> 00:45:51.909
and do you have beds available if you don't have

00:45:51.909 --> 00:45:55.690
beds available how do i get the va to to cover

00:45:55.690 --> 00:45:58.190
this so that that certainly would be a place

00:45:58.190 --> 00:46:01.130
but your your health care team at the hospital

00:46:01.130 --> 00:46:04.769
or the outpatient clinic will have a social worker

00:46:04.769 --> 00:46:09.789
affiliated in that that person is also the resource

00:46:09.789 --> 00:46:12.909
starting point they kind of start with your primary

00:46:12.909 --> 00:46:17.489
care yes yes yes Okay. Well, I think that's very

00:46:17.489 --> 00:46:19.369
useful. I'm going to bring this up at my next,

00:46:19.530 --> 00:46:24.730
at our next meeting. Yeah. Most people don't

00:46:24.730 --> 00:46:26.570
understand, you know, haven't heard of it, don't

00:46:26.570 --> 00:46:29.210
understand it. And, and, and particularly in

00:46:29.210 --> 00:46:32.690
a time of crisis, right. The veteran might know

00:46:32.690 --> 00:46:35.989
it, but maybe the spouse doesn't. Well, the veteran

00:46:35.989 --> 00:46:39.250
might be unconscious. That's the problem about

00:46:39.250 --> 00:46:42.150
waiting till a time of crisis to say, Hey, if

00:46:42.150 --> 00:46:43.849
something happens, I ought to think through these

00:46:43.849 --> 00:46:49.170
steps. So, just a little seg seems like we've

00:46:49.170 --> 00:46:51.809
been doing that, but I want to get a plug in

00:46:51.809 --> 00:46:55.409
there was an article that came out within the

00:46:55.409 --> 00:46:58.750
last week that we've talked on this on veterans

00:46:58.750 --> 00:47:05.210
radio benefits week. Dale, what a great. research

00:47:05.210 --> 00:47:08.349
center and all the research is being done in

00:47:08.349 --> 00:47:11.610
the VA is probably the best in the world will

00:47:11.610 --> 00:47:15.110
they just launched a new area and this is one

00:47:15.110 --> 00:47:17.730
thing you would want to ask your provider to

00:47:17.730 --> 00:47:22.840
and it is regarding veterans with chronic. pain,

00:47:23.519 --> 00:47:27.039
pain anywhere. They're looking at, you should

00:47:27.039 --> 00:47:30.079
ask your provider, could you be included in this

00:47:30.079 --> 00:47:34.539
research? They will analyze where your pain is,

00:47:34.559 --> 00:47:36.820
what medications you've been taking care of,

00:47:37.019 --> 00:47:41.440
the therapy. So this is going to be really interesting

00:47:41.440 --> 00:47:46.579
for the country because I swear all of us have

00:47:46.579 --> 00:47:51.980
pain, whether it's back, whatever. Pick a body

00:47:51.980 --> 00:47:54.119
part, it's in pain, believe me. The older they

00:47:54.119 --> 00:47:58.360
get, right, Dale? Absolutely. So mention that

00:47:58.360 --> 00:48:01.980
to your provider also to see if you could get

00:48:01.980 --> 00:48:05.019
into this national research with the VA. Yeah,

00:48:05.019 --> 00:48:09.659
this jumps out of the VA Million Veteran Program,

00:48:09.900 --> 00:48:13.119
MVP, Million Veteran Program, where they're,

00:48:14.019 --> 00:48:16.639
and VA does this great research, but they recognize,

00:48:16.780 --> 00:48:22.160
hey, we have this big, huge pool of data. about

00:48:22.160 --> 00:48:26.199
various conditions, what can we learn from it?

00:48:26.199 --> 00:48:29.739
And that's where the research scientists and

00:48:29.739 --> 00:48:33.159
doctors are working. And I found that particularly

00:48:33.159 --> 00:48:38.920
interesting in that they identified some, this

00:48:38.920 --> 00:48:43.179
is way beyond my science knowledge, 125 genetic

00:48:43.179 --> 00:48:46.559
regions linked to pain intensity, including 66

00:48:46.559 --> 00:48:50.250
that were previously unknown. This insight helps

00:48:50.250 --> 00:48:52.090
scientists better understand why some people

00:48:52.090 --> 00:48:56.710
experience more severe pain than others. Okay,

00:48:57.010 --> 00:49:00.070
maybe I have a genetic predisposition to certain

00:49:00.070 --> 00:49:02.889
types of pain, but then they're also saying,

00:49:03.250 --> 00:49:08.389
hey, this information, there are existing medicines

00:49:08.389 --> 00:49:13.309
that could potentially be repurposed to treat

00:49:13.309 --> 00:49:15.710
chronic pain more effectively in the future,

00:49:15.949 --> 00:49:18.449
now that we know these genetic markers are there.

00:49:18.599 --> 00:49:23.840
real interesting stuff. And again, when you think

00:49:23.840 --> 00:49:27.159
about the VA healthcare or VA benefits, you don't

00:49:27.159 --> 00:49:31.039
necessarily think about all the research that's

00:49:31.039 --> 00:49:33.300
being done to help veterans and how important

00:49:33.300 --> 00:49:35.360
that is. And it's not just veterans. Ultimately,

00:49:35.519 --> 00:49:41.039
this information will support the whole community,

00:49:41.340 --> 00:49:44.199
the whole country, if they can find some better

00:49:44.199 --> 00:49:48.070
ways to deal with pain. And I think it was In

00:49:48.070 --> 00:49:52.909
September, we did a program with the National

00:49:52.909 --> 00:49:56.730
Association of Veterans Research Education Foundation,

00:49:57.170 --> 00:50:03.849
NAVREF, talking about this, and this came out

00:50:03.849 --> 00:50:08.409
of a longer podcast from August 5th of 2025.

00:50:10.630 --> 00:50:13.409
But when people, you hear people running down

00:50:13.409 --> 00:50:17.710
the VA, veterans or friends of veterans, when

00:50:17.710 --> 00:50:19.650
you hear them running down the VA for whatever

00:50:19.650 --> 00:50:21.449
reason, you ought to remind them about how, about

00:50:21.449 --> 00:50:24.610
how important this VA research is. And I think

00:50:24.610 --> 00:50:27.909
this, the potential for pain management here

00:50:27.909 --> 00:50:31.369
is just huge. I mean, as older, I'd get more

00:50:31.369 --> 00:50:33.949
pain I got. So maybe, maybe that's why I think

00:50:33.949 --> 00:50:36.889
it's so important. So I think one of the things

00:50:36.889 --> 00:50:40.550
we have to continually remind people of, especially,

00:50:40.869 --> 00:50:44.230
you know, and veterans who do not use the VA

00:50:44.230 --> 00:50:46.769
facilities is that, you know, they're at the

00:50:46.769 --> 00:50:49.989
top of the game with, you know, the different

00:50:49.989 --> 00:50:52.389
types of treatment that they're utilizing. You

00:50:52.389 --> 00:50:55.130
know, it's not just to go see your doctor. You

00:50:55.130 --> 00:50:58.510
may, there's some holistic. treatments going

00:50:58.510 --> 00:51:01.590
on there, there's acupuncture, there's chiropractors,

00:51:01.889 --> 00:51:03.929
there's all kinds of things that are available

00:51:03.929 --> 00:51:07.130
to you, and if you meet the criteria, it doesn't

00:51:07.130 --> 00:51:11.030
cost you any money. That's kind of a really big

00:51:11.030 --> 00:51:15.190
deal, I think, to be aware of. Not everybody

00:51:15.190 --> 00:51:18.289
is going to be 70 % or higher as far as their

00:51:18.289 --> 00:51:21.510
disability percentage is concerned, but there's

00:51:21.510 --> 00:51:26.019
an awful lot of benefits out there for you. Almost

00:51:26.019 --> 00:51:29.179
anything really you can't hear guess what free

00:51:29.179 --> 00:51:32.920
hearing aids You can't do this guess what free

00:51:32.920 --> 00:51:37.519
this so I think it's just Again, it's incredibly

00:51:37.519 --> 00:51:40.139
important, you know, and I know we're probably

00:51:40.139 --> 00:51:42.599
talking to our audiences It's kind of like talking

00:51:42.599 --> 00:51:45.820
to the choir here, but maybe you know somebody

00:51:45.820 --> 00:51:49.860
Who hasn't bothered to sign up? for their VA

00:51:49.860 --> 00:51:51.760
benefits yet because they've got, you know, they've

00:51:51.760 --> 00:51:53.860
got that same old thing. Well, I don't want to

00:51:53.860 --> 00:51:56.940
take the benefit from somebody else. Well, it's

00:51:56.940 --> 00:52:00.400
for everybody. And one of the things that I noticed

00:52:00.400 --> 00:52:03.000
about this shutdown as far as the government

00:52:03.000 --> 00:52:05.739
is concerned is that most of the VA stuff is

00:52:05.739 --> 00:52:08.500
pre -funded and they've actually got their money

00:52:08.500 --> 00:52:12.190
already. And so they're not going to come and

00:52:12.190 --> 00:52:14.869
get that and take it away from you. Right. Right.

00:52:15.130 --> 00:52:17.949
One of the things they've done well is I think

00:52:17.949 --> 00:52:21.130
it's a two year funding budget now so that you

00:52:21.130 --> 00:52:23.690
don't run into these kind of annual price use

00:52:23.690 --> 00:52:27.510
at the FDA. Yeah, I can remember back when we

00:52:27.510 --> 00:52:29.590
started this program, it was an annual fight

00:52:29.590 --> 00:52:32.190
to figure out how much money we're going to get.

00:52:32.230 --> 00:52:35.489
What can we do? We got about three minutes to

00:52:35.489 --> 00:52:37.989
go. Are there any other things that you wanted

00:52:37.989 --> 00:52:42.139
to bring up? So Dale this one thing just to clarify

00:52:42.139 --> 00:52:46.059
the long term and the coverage starts at 70 %

00:52:46.059 --> 00:52:49.280
or greater but how many veterans know that once

00:52:49.280 --> 00:52:53.750
you hit 50 % you get all of your health care

00:52:53.750 --> 00:52:57.989
through the VA. So I think that's huge. And hopefully

00:52:57.989 --> 00:53:01.469
you have a great communication with your provider

00:53:01.469 --> 00:53:05.730
and your team, nurses, social work. Just ask

00:53:05.730 --> 00:53:09.090
the questions. If you don't know, please just

00:53:09.090 --> 00:53:12.289
ask. Yeah, I'd echo that. I think the biggest

00:53:12.289 --> 00:53:16.989
problem is it's such a big bureaucracy and there's

00:53:16.989 --> 00:53:20.670
so many benefits available to you that you may

00:53:20.670 --> 00:53:25.619
not know about. ask if you have a particular

00:53:25.619 --> 00:53:29.000
problem. And I would also encourage people to

00:53:29.000 --> 00:53:31.840
take their spouse or their significant other

00:53:31.840 --> 00:53:35.400
to these things so that again, if the veteran's

00:53:35.400 --> 00:53:38.780
in crisis, that person who's on your emergency

00:53:38.780 --> 00:53:43.500
contact form, they know what to ask or who to

00:53:43.500 --> 00:53:46.159
ask. So the day after the heart attack and you're

00:53:46.159 --> 00:53:48.840
in that private hospital, they know who to call

00:53:48.840 --> 00:53:53.079
on your primary team. Make sure information gets

00:53:53.079 --> 00:53:58.639
across so don't do it all alone We all need help

00:53:58.639 --> 00:54:00.739
and you know, there's there's plenty of help

00:54:00.739 --> 00:54:02.679
available I think that that's the main thing

00:54:02.679 --> 00:54:04.519
to point out to everybody that's listening to

00:54:04.519 --> 00:54:06.579
our program today It there's a lot of help out

00:54:06.579 --> 00:54:09.639
there for you whether it's you know, your local

00:54:09.639 --> 00:54:13.460
veteran service office It's it's a organization

00:54:13.460 --> 00:54:15.820
like legal help for veterans There are plenty

00:54:15.820 --> 00:54:18.099
of places out there that you can get to help

00:54:18.099 --> 00:54:20.860
just reach out and they'll do it and you know

00:54:21.000 --> 00:54:23.280
They're not going to give you a hard time, but

00:54:23.280 --> 00:54:26.300
again, don't fall for the scams that are out

00:54:26.300 --> 00:54:28.739
there. Nobody's going to call you and say, Hey,

00:54:28.760 --> 00:54:33.119
guess what? No, we just $1 ,000. I can help you

00:54:33.119 --> 00:54:35.800
get your blah, blah, blah benefits. That's right.

00:54:35.940 --> 00:54:37.699
And we're not going to give you any more blah,

00:54:37.780 --> 00:54:40.820
blah benefits with any of this stuff that goes

00:54:40.820 --> 00:54:43.909
on. So we're coming up to the end of our program

00:54:43.909 --> 00:54:46.789
today. I wanna thank Jim and Carol Ann Faustone

00:54:46.789 --> 00:54:49.530
for joining us during our benefits program. Another

00:54:49.530 --> 00:54:52.829
reminder to you is if you wanna be, have a question

00:54:52.829 --> 00:54:56.489
asked on the first Sunday of every month, tune

00:54:56.489 --> 00:54:59.889
in or send me an email, daleatveteransradio .org

00:54:59.889 --> 00:55:02.309
and we'll do everything we can to answer your

00:55:02.309 --> 00:55:04.250
question or find out what it is that's going

00:55:04.250 --> 00:55:07.289
on. I did wanna make a quick announcement that

00:55:07.289 --> 00:55:13.750
we are now being carried. on the Big 740. It's

00:55:13.750 --> 00:55:18.570
WTJBFM. It's on the border of North and South

00:55:18.570 --> 00:55:24.809
Carolina. It's the Big 704 .com. So until next

00:55:24.809 --> 00:55:26.849
week, this is Dale Thromery for all of us here

00:55:26.849 --> 00:55:29.010
at Veterans Radio. Thank you so much for listening.

00:55:29.469 --> 00:55:46.989
Until then, you are dismissed. God bless America

00:55:46.989 --> 00:55:59.230
Land that I love Stand beside her and guide her

00:55:59.230 --> 00:56:06.190
Through the night with the light from above From

00:56:06.190 --> 00:56:15.400
the mountain to the prairie To the oceans white

00:56:15.400 --> 00:56:30.159
with foam God bless America, my home sweet Home

00:56:30.159 --> 00:56:38.400
God bless America, my home sweet
