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We start on the day of love and friendship.

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How are you?

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Welcome to the show.

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I don't want to...

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Well, what are we thinking today?

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Love, friendship, chocolates, flowers, who am I going out with at night?

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What's my date going to be?

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We're on a romantic day and I don't want to break the romantic theme.

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I don't want to end with the fairy tale, but today we're going to talk about a theme that

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is very commonly ignored and avoided and that is taboo, but that is directly related

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to the success of a relationship, the famous money.

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Because today is the day to talk about our beloved money.

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What happens when in a relationship you don't talk about money?

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What are the consequences?

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When should we start talking about money?

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What happens when in a relationship there is only one person who earns all the money

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and controls all the money and the other person obviously helps and participates in the relationship,

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but they don't have a salary, they don't receive any benefits and they have to be asking for money

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for everything.

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So that's the theme.

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With the desire that money is not a cause of separation, it is not a cause of divorce,

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it is not a mistake that we commit to making when choosing our partner.

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Today we dedicate the program to that.

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What role does money play in love, in romantic love, when the fairy tale is told?

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What role does money play?

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And for that we have invited, well, we have a dream team today.

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Moriz Dieque came from Monterrey to be with us here.

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He is a business consultant, passionate about finances and economics.

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He has a very special opinion about the subject of February 14 and money

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and he is going to talk to us about when we should start talking about money with the partner.

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We will also have Jorge Lozano from Monterrey, Nuevo León, the cockroach exterminator

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who will tell us how to identify what a financial cockroach is

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and how to identify it because there are some who not only don't bring money in the relationship,

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but they even steal money from you.

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And well, we dress up with the great Nilda Charabilio who comes to the program

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and she is going to talk to us about what happens if it is healthy or not healthy

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for a person to have control of money.

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A person, nothing more, control of money in the partner.

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So well, the program is going to be a luxury.

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We open the conversation, go to marcoantoniorregil.com.diagonalfórmula.

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The question today in our program dedicated to money is how important do you think,

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confess it, how important do you think it is to talk about money with your partner?

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Option 1, yes, well, obviously.

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Option 2, no, because it is scary.

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And the third is, well, there we see when there is a ring, when the relationship is formalized.

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marcoantoniorregil.com.diagonalfórmula.

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We also open this in my accounts of X and Threads.

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In X is Marco Regil, in Threads is Marco Antonio Regil.

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Leave us questions please so that we can know what you think.

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We leave by the way the QR code on the screen for you to go to marcoantoniorregil.com.diagonalfórmula

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if you want to scan it, you are seeing us on Telefórmula

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so that you can give us your opinion and vote in the survey.

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Love is the day of love, but it is also the day of money.

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Ignoring money in a relationship can have very serious consequences.

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We are going to have fun and we are going to learn a lot about this subject that is taboo.

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But here in the program that is not taboo, on the contrary, we are going to learn a lot about it.

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So stay with us on Telefórmula for an hour and on Radio Fórmula for an hour and a half

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because we are going to have a great time.

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So start asking your questions, I repeat, Marco Antonio Regil in X

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sorry, Marco Regil in X and Marco Antonio Regil in Threads

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so that they can give us questions for our guests.

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Tomorrow we will be, we will also be practicing that tomorrow we will be

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tomorrow and the day after tomorrow from Guadalajara, Jalisco, we have great topics

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and we will be giving you a preview of what we are going to be doing there in Guadalajara.

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So we are going to return after a short break because love and money are present.

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I tell you something, when I was going to get married, it was precisely one of the topics that I said,

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here it does not work. Our way of thinking, seeing money, does not work.

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How good that we will do it before I got married, otherwise I would be one more on the list of divorced.

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We return after a break, I am Marco Antonio Regil, we are live, we are in formula, we return.

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Smart purchase, a brand with Elbex warranty. Ask experts.

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Until February 29 with your authorized distributor.

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Today, dear money, financial well-being is part of a full life.

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Have a conscious economy, align your values ​​and goals.

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Discover the effective way to maintain a balance.

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Open your way to financial freedom.

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Reach your maximum potential.

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Marco Antonio Regil in formula.

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97% of the people at MarcoAntonioRegil.com diagonal formula is saying that yes, we have to talk about money.

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But in practice we do not do it. We are embarrassed to talk about money.

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What are you going to think? Are you going to think that I am an interested person?

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Are you going to be scared? I assume that here we are going to treat everything as my parents do.

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We assume many things and although the survey does not reflect it,

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it seems to me that it is more people who do not talk about money.

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But for that we have invited Maurice Dieck, who is a great friend.

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I love his social networks, I follow him daily, I see his Reels there on Instagram.

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Because I am always learning from him. Maurice Dieck is a business consultant, licensed in engineering,

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business and information technology for the tech of Monterrey.

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And he is working his doctorate.

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And well, he is one of the gurus of money, because apart he explains everything simple.

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Welcome friend, thanks for being here.

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Marco, thank you very much, congratulations for your program.

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And thank you for inviting me to this section of money.

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You know that I have always loved to collaborate with you and talk about this important topic.

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Yes, on this day.

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Let's see, February 14, the day of love and friendship, you are like Grinch.

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No, no.

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Because you say, well, I am a romantic man and everything.

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But what about money and the day of love and friendship, friend?

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Marco, the topic of money and love has crossed too much in recent years.

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Derived from everything we see on social networks, from what we talk to other people.

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And unfortunately it has become a monetized day.

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A money trap like others that are in the year, where it turns out to be a marketing game so that you end up spending.

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Look at the couple, you didn't invite me to the expensive restaurant.

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And today there were only three roses and last year there were 12.

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There are 364 other days in the year, we should not monetize relationships.

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We have to be very careful with that.

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And really, as I say, this day, give love, not money.

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So from your point of view, marketing and the financial issue already took the day of love and friendship.

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It's like Christmas, it has nothing to do with the birth of Christ, it has to do with Santa and the gifts.

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And the gifts, if you are just thinking about what you are going to bring me.

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I just say, be careful, that does not happen.

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Of course it is a beautiful and precious day to remember not only our partners and our loved ones.

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How much we love them and how much affection we have for them is a precious moment.

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But we do not confuse it as, and what are you going to give me?

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Because of course, everything is taken advantage of and increased.

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30% of roses, hey, what used to cost a bouquet of roses, 100 pesos, any other day of the year, today 300, 400 pesos.

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And they are no longer 24, they are 48 roses.

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Wait Marco, if there is no photo, if there is no photo I have no partner.

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And if you are going to see a photo, it is better that the bouquet, look, you can't close it with your hands.

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Of course, a rosary.

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So obviously sending roses, sending chocolates, going to dinner, so romantic, but that is not love.

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But it does cost us a lot of money.

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And you know what Marco, then we do not do it well as a couple, but we are giving away money.

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And hey, I love you.

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Oh, sorry my love, on the day of love and friendship, there is your bouquet, there are your chocolates, there is your dinner, we are all there.

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I already fulfilled.

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No, for the love of God.

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Hey, when do we have to start talking about money in the couple?

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This is a great topic Marco, I don't think there is a single moment, for example, there are people who say no, in the first date,

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already ask him how much he earns, what does he do?

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Wait, wait, there is a moment for everyone, that is, in the first date you are knowing if there is compatibility,

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if it gives you good energy, good vibes, if you laugh at his jokes, man.

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Of course.

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But there are different topics that are not, in quotes, financial, but that are financial.

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For example, hey, understand what the person is dedicated to.

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Hey, what are you doing?

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You don't have to ask, and that will probably come out in the first date, right?

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Yes.

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You are already talking about money, you are not specifically talking about coins and bills, but yes, you are asking what he is dedicated to.

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Hey, maybe a little later in the relationship, there comes the question,

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hey, would you like to have children or not?

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Which is one of the most important financial goals.

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I explain, throughout the exits, and obviously as you begin to formalize a relationship,

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you stop talking about emotions and you start talking a little more about a life project together.

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And when you talk about a project, what do you feel when you talk about a project?

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You start talking about a work project, a business, a business, a project.

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With the partner, the partner also has goals, has objectives, and those goals and objectives have financial components.

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Of course.

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What is it?

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Hey, if we are going to want to have a house in such a place, we have to start generating savings.

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Of course.

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And as a plan.

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Of course, because there may be different plans.

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Of course.

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So, for example, I told you in the podcast, when I was going to get married,

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she had her very valid plan, which was, hey, I, like my parents,

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want to build a beautiful house in the best colony in Monterrey,

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with five bedrooms, and here we will stay to live our whole lives.

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And I am a nomad.

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I am a nomad.

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At the moment, my plan is not even bought, it is just rented, and because I am changing...

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So that is a life plan that has directly to do with the financial.

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And I have to talk about it, because then she is waiting for something,

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I am waiting for something else, and if you do not talk about it before you get married, it will be a disaster.

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A disaster, Marco.

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How many children do you want to have?

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Where do you want to live?

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In this city or in another?

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In this country or in another?

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On the beach or in the city?

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Do you want to start a business or do you want to have a fixed job?

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Of course.

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All these decisions, when you stop being an individual and you become a couple,

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they are decisions that compete with each other.

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In the end, if I have a fixed job and I am earning my salary every five years, every month,

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I have a certain stability.

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Imagine that suddenly, hey, well, you know what?

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Well, my dream has always been to start.

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Hey, wait, my love, but how are we going to do it?

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These are conversations that it is important to have them before, moreover.

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Financial aspirations.

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Yes.

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What are you throwing in life?

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And again, it is not a little grain, a little grain where, well, here I have the list,

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although I do have a couple finance quiz where there are 20 questions that I ask the couples.

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In fact, today an episode is coming out on my podcast about this,

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where I interview famous people with these 20 questions,

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where there are different questions that sometimes I take from people.

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Like what are the questions?

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What does your father-in-law do?

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What does your father-in-law do?

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Why is it important to know what your father-in-law does?

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Why do you think he does it?

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Well, I think because he is an entrepreneur, he is an employee, who is he?

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What financial education did he receive?

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To understand a little the context of the couple, right?

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Where am I getting into?

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Yes, it is not to see if the father-in-law is a multimillionaire,

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oh, I'm going to be able to live off of that, no.

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Because sometimes you get into a family that you don't know what to do.

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It's a question, another question, Marcos,

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if I didn't ask you for money or loan, who would I ask?

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Your partner.

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It's very good.

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What does this answer reflect?

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Reflects the person your partner trusts,

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could have financial support.

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There are 20 different questions, obviously,

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if you want to have children, who would you put in a will?

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Oh, of course.

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If it wasn't for you, obviously.

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All these questions, Marcos, reflect knowledge of your partner.

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And we have to talk about it.

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And we have to talk about it.

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Not necessarily, if you see my podcast, if you throw it out,

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there are many people who write to me and say,

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we threw out the whole episode in pairs.

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It's very funny.

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And we did, well, the other time I ran into a person who said,

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Maurice, I fought with my partner for two weeks

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after listening to your episode.

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Of course.

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But you know what?

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You saved my marriage.

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After those two weeks.

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There were topics in the conversation.

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What do famous retires do?

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Spiritual retires, couple retires before getting married,

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where they force you to talk.

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Hey, what's up with the credit card?

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What's up with the budget?

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Where do you want to live?

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Are we going to rent or buy?

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How many children are we going to have?

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What is the family budget?

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How are you going to divide?

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You're touching on an important issue, Marcos.

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The budget.

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The other time I ran into a person, Maurice.

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My partner spends and spends and is fed up that I'm just saving.

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I said, set up a budget.

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Teach him.

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Teach him specifically.

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Because with money, Marcos can be subjective.

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Yes, I'm spending, but I don't realize.

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You just want to save, accumulate, enjoy.

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No, no, teach him in numbers.

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How many times does he go to meals?

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How many times does he go to parties?

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How many times does he go on trips?

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Teach him in numbers.

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Yes.

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You think that only by showing him the number,

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the concrete number, the person said,

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I can't believe it.

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I'm spending too much.

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Wow, very interesting.

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Let's continue the program.

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Let's take a break.

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According to INEGI data, the average Mexican family spends 38% of their budget on food.

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38%.

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38% of their budget.

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Well, but be careful because there are especially men

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who are either

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or irresponsible financially.

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There are even those who steal you like the Tinder scammer.

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Well, in the next segment we will start from Monterrey with Jorge Lozano,

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the financial cockroach exterminator.

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He will tell us what a financial cockroach is,

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how to identify it, how to avoid it,

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and how to get rid of it if you already fell into his claws.

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We'll be back after a short break.

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Marco Antonio Regil in Formula.

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We're still here with you.

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Follow the conversation with Marco Antonio Regil in Formula.

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Opening the conversation,

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95% of the people who are answering our survey at MarcoAntonioRegil.com

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from Al Fórmula say that yes,

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you have to talk about money with your partner.

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There is a 2% who says no because it scares them,

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and a 3% who says, well, there we go.

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Maybe when he gives me the ring and the matter gets serious, there we go.

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But hey, he's with us, Moritz Diaz, business consultant,

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and technology at Tec de Monterrey, future doctor.

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Future doctor.

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We're going to link with the cockroach exterminator,

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who is actually campaigning with San Antonio Zoo,

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saying that if you adopt a cockroach,

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you name it after your ex and feed it to a viper.

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He's the one who saves women from falling into the claws of the financial cockroach

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00:16:53,200 --> 00:16:55,200
and who stabs them like the...

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00:16:55,200 --> 00:16:57,200
What was it called? The Tinder robber, right?

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The Tinder robber.

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Like the documentary Jorge Lozano from Monterrey.

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My friend, welcome to the show.

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My dear Marco, congratulations for this great space.

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Moritz, it's a pleasure to greet you.

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00:17:07,200 --> 00:17:09,200
Dear, it's a pleasure to be with you.

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00:17:09,200 --> 00:17:12,200
Hey, tell us, what is a financial cockroach?

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From your point of view, what is it?

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00:17:14,200 --> 00:17:17,200
My dear Marco, look, you know I use the term cockroach

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to talk to women and prevent them from those men

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who are liars, manipulators, and players.

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And on the financial issue,

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the financial cockroach is a very common species.

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I don't know how many people are listening to me today

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00:17:33,200 --> 00:17:35,200
who have had a partner

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00:17:35,200 --> 00:17:40,200
and use money as a manipulation or control mechanism.

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And look at where I'm going.

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I know you've already talked about this,

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about how sometimes there are people who question you

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or use money as a chain.

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But hey, cockroaches, look, this goes, my dear Marco,

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00:17:50,200 --> 00:17:55,200
from the way in which you never bring money to go out with you.

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00:17:55,200 --> 00:17:58,200
Look, how many are listening to us today.

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Day of love and friendship,

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00:18:00,200 --> 00:18:03,200
not a single chocolate has given you the bastard.

328
00:18:03,200 --> 00:18:07,200
Oh, but it's not about friends.

329
00:18:07,200 --> 00:18:12,200
It's about spending money on a screen

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00:18:12,200 --> 00:18:15,200
that the man wants to install in the bathroom.

331
00:18:15,200 --> 00:18:17,200
Because forget it, forget it,

332
00:18:17,200 --> 00:18:20,200
it's this discriminatory expense

333
00:18:20,200 --> 00:18:23,200
of the family's house investments

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00:18:23,200 --> 00:18:25,200
that sometimes turn you into a cockroach.

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00:18:25,200 --> 00:18:27,200
And look, I'm going further, my dear Marco.

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How many are listening to me today?

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00:18:29,200 --> 00:18:33,200
And I go to women a lot because I am a woman's advisor.

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00:18:33,200 --> 00:18:35,200
How many have ever had a man

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00:18:35,200 --> 00:18:40,200
who the first date the man was splendid?

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00:18:40,200 --> 00:18:43,200
That man told you, ask for whatever you want, my love,

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00:18:43,200 --> 00:18:46,200
in the restaurant, the world is yours.

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00:18:46,200 --> 00:18:50,200
You came home and the man was out with a flower.

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00:18:50,200 --> 00:18:53,200
And what did he say? A flower for another flower.

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00:18:53,200 --> 00:18:58,200
But after two or three years of relationship,

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00:18:58,200 --> 00:19:00,200
you arrive and the man is with a box of chubby girls

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00:19:00,200 --> 00:19:02,200
that says, a chubby girl for another chubby girl.

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How do you think? No.

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00:19:05,200 --> 00:19:07,200
That's a financial cockroach.

349
00:19:07,200 --> 00:19:09,200
Hey, but financial cockroaches today,

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00:19:09,200 --> 00:19:12,200
no, my dear Maurice, you will agree with me,

351
00:19:12,200 --> 00:19:13,200
have changed life.

352
00:19:13,200 --> 00:19:16,200
As today women are already making very good money,

353
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there are some that earn more than men, in fact.

354
00:19:18,200 --> 00:19:21,200
There are financial swindlers,

355
00:19:21,200 --> 00:19:23,200
like the documentary we were talking about,

356
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the Tinder swindler,

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00:19:25,200 --> 00:19:29,200
who gets a rich man and at the time he takes money from you.

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00:19:29,200 --> 00:19:32,200
And it is also a topic that I have talked a lot with Jorge.

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00:19:32,200 --> 00:19:34,200
Jorge, I think it is super interesting

360
00:19:34,200 --> 00:19:39,200
the issue of financial infidelity.

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00:19:39,200 --> 00:19:40,200
What are those?

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00:19:40,200 --> 00:19:42,200
That is very strong, my dear Maurice.

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00:19:42,200 --> 00:19:44,200
Talk to us about financial infidelity, my Jorge.

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00:19:44,200 --> 00:19:47,200
Of course, I talked to Maurice last time

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00:19:47,200 --> 00:19:49,200
and I told him, when you are in a relationship,

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the first thing you have to teach your partner

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is the way you manage yourself.

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00:19:55,200 --> 00:19:58,200
I told Maurice, hey, before anything, tell him,

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00:19:58,200 --> 00:20:01,200
chubby, get me Excel.

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00:20:01,200 --> 00:20:04,200
Get me Excel.

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00:20:04,200 --> 00:20:06,200
I want to see how you manage yourself,

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00:20:06,200 --> 00:20:08,200
because there are many who are listening to me today

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00:20:08,200 --> 00:20:10,200
who manage themselves on a napkin.

374
00:20:10,200 --> 00:20:13,200
On a napkin has all its administration.

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So financial infidelity is when your partner

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00:20:16,200 --> 00:20:20,200
spends on things and hides them from you.

377
00:20:20,200 --> 00:20:24,200
You spend money on expenses that are sometimes unnecessary

378
00:20:24,200 --> 00:20:26,200
and that if you had consulted them,

379
00:20:26,200 --> 00:20:29,200
your partner would have told you, don't do it.

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00:20:29,200 --> 00:20:31,200
But what happens when there are expenses

381
00:20:31,200 --> 00:20:34,200
under the table, expenses under the carpet?

382
00:20:34,200 --> 00:20:37,200
There begin those terrible infidels.

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00:20:37,200 --> 00:20:41,200
Of course, Jorge, people are great for...

384
00:20:41,200 --> 00:20:45,200
they focus and want to flirt and want to conquer.

385
00:20:45,200 --> 00:20:49,200
Take off your Excel, man. Show them the numbers.

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00:20:49,200 --> 00:20:50,200
Show them the numbers.

387
00:20:50,200 --> 00:20:52,200
How many problems would we solve with that?

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00:20:52,200 --> 00:20:55,200
I have a very dear sister who got divorced

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00:20:55,200 --> 00:20:59,200
and she found her infidelity, because she suspected it,

390
00:20:59,200 --> 00:21:00,200
but she found her infidelity.

391
00:21:00,200 --> 00:21:02,200
He denied it, he was a cockroach, obviously.

392
00:21:02,200 --> 00:21:04,200
But do you know how she found her infidelity?

393
00:21:04,200 --> 00:21:07,200
Because she started investigating and found a card,

394
00:21:07,200 --> 00:21:10,200
a bank account and a credit card

395
00:21:10,200 --> 00:21:12,200
that she didn't declare.

396
00:21:12,200 --> 00:21:13,200
My sister earned the money,

397
00:21:13,200 --> 00:21:15,200
my sister was the one who made the money,

398
00:21:15,200 --> 00:21:17,200
and he was like the master of the house.

399
00:21:17,200 --> 00:21:18,200
And he found that card.

400
00:21:18,200 --> 00:21:20,200
And what do you think he found there?

401
00:21:20,200 --> 00:21:24,200
Hotels, flowers, dinners.

402
00:21:24,200 --> 00:21:27,200
And with the Excel in his hand, he denied it.

403
00:21:27,200 --> 00:21:30,200
He said, no, it's just that I went with some friends.

404
00:21:30,200 --> 00:21:34,200
So sometimes cockroaches are mega cockroaches.

405
00:21:34,200 --> 00:21:36,200
Totally, totally.

406
00:21:36,200 --> 00:21:39,200
And I think financial infidelity

407
00:21:39,200 --> 00:21:41,200
starts from the first date.

408
00:21:41,200 --> 00:21:46,200
When you want to say that you have a life that you don't have,

409
00:21:46,200 --> 00:21:49,200
you want to show off that you have money that you don't have,

410
00:21:49,200 --> 00:21:50,200
men and women,

411
00:21:50,200 --> 00:21:53,200
how many gentlemen are listening to us today

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00:21:53,200 --> 00:21:55,200
who one day invited a woman to go out

413
00:21:55,200 --> 00:22:00,200
and that woman arrived and began to ask for the most expensive thing in the restaurant.

414
00:22:00,200 --> 00:22:02,200
In the first date, there it goes.

415
00:22:02,200 --> 00:22:05,200
First date, he says, hey, I'll order the lobster.

416
00:22:05,200 --> 00:22:09,200
When have you tried lobster, you bastard?

417
00:22:09,200 --> 00:22:13,200
Hey Jorge, and you realize, it's very easy to realize,

418
00:22:13,200 --> 00:22:15,200
he has never been to that restaurant

419
00:22:15,200 --> 00:22:18,200
and he wants to show off that it is the restaurant

420
00:22:18,200 --> 00:22:21,200
and he speaks to the waiters as if they were his friends.

421
00:22:21,200 --> 00:22:24,200
Hey, he hasn't even been to that restaurant

422
00:22:24,200 --> 00:22:29,200
and it shows that you are stretching the league just to show off.

423
00:22:29,200 --> 00:22:33,200
Hey, a cockroach speaks badly to the waitress.

424
00:22:33,200 --> 00:22:37,200
A cockroach treats people who give them services badly.

425
00:22:37,200 --> 00:22:39,200
That's like a mega red light.

426
00:22:39,200 --> 00:22:40,200
Cockroach.

427
00:22:40,200 --> 00:22:41,200
Cockroach.

428
00:22:41,200 --> 00:22:42,200
Totally.

429
00:22:42,200 --> 00:22:45,200
And money is a great revealer of cockroaches,

430
00:22:45,200 --> 00:22:49,200
because money reveals the character of people.

431
00:22:49,200 --> 00:22:52,200
When you don't have it and when it seems like you have it,

432
00:22:52,200 --> 00:22:57,200
because that measure of speaking badly to a person who treats you in a business,

433
00:22:57,200 --> 00:23:00,200
those are people who sometimes don't even have a frame,

434
00:23:00,200 --> 00:23:03,200
don't even have a moris, that is, they don't even have enough money.

435
00:23:03,200 --> 00:23:08,200
In fact, sometimes you see very prosperous people with a lot of money who have tremendous humility,

436
00:23:08,200 --> 00:23:11,200
but this is the issue that since you don't have it, you feel frustrated

437
00:23:11,200 --> 00:23:14,200
and you want to exert control over other people

438
00:23:14,200 --> 00:23:17,200
to see you more ugly in front of the person you are having dinner with.

439
00:23:17,200 --> 00:23:20,200
And that is terrible, friends, it is cockroach.

440
00:23:20,200 --> 00:23:22,200
And that is a danger, when someone,

441
00:23:22,200 --> 00:23:25,200
one thing is to be with someone who has money and is old money,

442
00:23:25,200 --> 00:23:29,200
that is, of generations or who has earned it through his whole life,

443
00:23:29,200 --> 00:23:33,200
to the new rich, to the one who has just hit him for some reason,

444
00:23:33,200 --> 00:23:37,200
he hit him with money and he is spending it on sneakers, watches,

445
00:23:37,200 --> 00:23:40,200
on expensive trips and he starts to make money.

446
00:23:40,200 --> 00:23:45,200
It is that he is covering things that have probably been

447
00:23:45,200 --> 00:23:52,200
symptoms or shortcomings of the past and now that he does have the possibility, he gets angry.

448
00:23:52,200 --> 00:23:55,200
I would like to ask Jorge what he thinks of the issue,

449
00:23:55,200 --> 00:23:58,200
which I think is a great identifier of financial cockroaches.

450
00:23:58,200 --> 00:24:00,200
And cockroaches too.

451
00:24:00,200 --> 00:24:04,200
In life we know that life is a ups and downs, Marco.

452
00:24:04,200 --> 00:24:08,200
There are times when we are doing well, there are times when we are doing badly.

453
00:24:08,200 --> 00:24:12,200
And I tell people, you have to visualize very well,

454
00:24:12,200 --> 00:24:18,200
when you are up, who is approaching and when you are down, who is moving away.

455
00:24:18,200 --> 00:24:21,200
We have two minutes Jorge, but throw the rest, friend.

456
00:24:21,200 --> 00:24:23,200
What do you think, friends?

457
00:24:23,200 --> 00:24:27,200
That is a great truth, there are people who say that when money

458
00:24:27,200 --> 00:24:30,200
comes out the door, love comes out the window or something like that.

459
00:24:30,200 --> 00:24:32,200
But I think that when a person loses...

460
00:24:32,200 --> 00:24:35,200
When poverty comes in through the door, love comes out the window.

461
00:24:35,200 --> 00:24:36,200
Love comes out the window.

462
00:24:36,200 --> 00:24:40,200
But I feel that people who lose their job, who lose that money supply

463
00:24:40,200 --> 00:24:45,200
and sometimes lose their relationship, sometimes it is not even that you lost your job,

464
00:24:45,200 --> 00:24:50,200
it is that the fact of losing your money, you have it as a god in your life

465
00:24:50,200 --> 00:24:53,200
that took you to a very dark side of your personality

466
00:24:53,200 --> 00:24:56,200
and sometimes your partner does not stand the dark side.

467
00:24:56,200 --> 00:24:59,200
It really is that, sometimes we see that money is a god,

468
00:24:59,200 --> 00:25:01,200
but money is neither good nor bad.

469
00:25:01,200 --> 00:25:05,200
The person who uses it and has it, maybe it is.

470
00:25:05,200 --> 00:25:07,200
That is my theory, dear.

471
00:25:07,200 --> 00:25:11,200
Of course, it is simply a tool that brings out, magnifies the good or the bad,

472
00:25:11,200 --> 00:25:14,200
the shortcomings or the virtues that you have inside of you.

473
00:25:14,200 --> 00:25:17,200
And of both, right? Because sometimes it is,

474
00:25:17,200 --> 00:25:20,200
ah, this year there is no trip, but why is there no trip this year?

475
00:25:20,200 --> 00:25:25,200
My love, we are not doing well in the business, this year is to tie our belts.

476
00:25:25,200 --> 00:25:26,200
Yes.

477
00:25:26,200 --> 00:25:28,200
Ah, and there it is.

478
00:25:28,200 --> 00:25:31,200
But that's why if your partner is very grown up with the money,

479
00:25:31,200 --> 00:25:36,200
tell him, don't come to me to slap me, I knew you, you scum.

480
00:25:36,200 --> 00:25:39,200
Jorge Lozano H, you can find him on all social networks,

481
00:25:39,200 --> 00:25:42,200
he is on tour with Ingobernable, we say goodbye to you, friend,

482
00:25:42,200 --> 00:25:44,200
but where can we see you in person and online?

483
00:25:44,200 --> 00:25:47,200
Of course, yes, friend, we are on social networks,

484
00:25:47,200 --> 00:25:52,200
at roba jorge losano h and tour the United States and soon, on June 6,

485
00:25:52,200 --> 00:25:54,200
in the city of Mexico, Metropolitan Theater.

486
00:25:54,200 --> 00:25:55,200
That.

487
00:25:55,200 --> 00:25:57,200
Or leto.orgelozanoh.com, I love you friends.

488
00:25:57,200 --> 00:26:00,200
And exterminating cockroaches even in Europe,

489
00:26:00,200 --> 00:26:03,200
because it was already Barcelona, Madrid, Valencia, it is cockroach,

490
00:26:03,200 --> 00:26:05,200
it is international cockroach killer.

491
00:26:05,200 --> 00:26:07,200
Well, there are cockroaches everywhere.

492
00:26:07,200 --> 00:26:09,200
There are cockroaches everywhere.

493
00:26:09,200 --> 00:26:12,200
Well, thank you my dear Jorge, we send you a hug to Monterrey,

494
00:26:12,200 --> 00:26:14,200
here we will continue in Marc Antonio Regilio in Formula,

495
00:26:14,200 --> 00:26:17,200
here comes, here comes, Santanilda Charaviglio,

496
00:26:17,200 --> 00:26:20,200
oh God, how beautiful to have her here today,

497
00:26:20,200 --> 00:26:23,200
because she is going to tell us what happens when a person in the couple

498
00:26:23,200 --> 00:26:25,200
has, does all the money,

499
00:26:25,200 --> 00:26:27,200
sends with the money, controls the money,

500
00:26:27,200 --> 00:26:31,200
and we are going to ask you if married women should earn a salary

501
00:26:31,200 --> 00:26:33,200
for being more at home, because that is also work.

502
00:26:33,200 --> 00:26:36,200
We return after a short break.

503
00:26:36,200 --> 00:26:40,200
Connect and build through our conversation,

504
00:26:40,200 --> 00:26:43,200
through our conversation, through us.

505
00:26:43,200 --> 00:26:46,200
We return with Marco Antonio Regilio in Formula.

506
00:26:46,200 --> 00:26:51,200
I am Joaquin López Doriga and I invite you to listen to the best interviews,

507
00:26:51,200 --> 00:26:53,200
where and whenever you want.

508
00:26:54,200 --> 00:26:59,200
News, sports and shows on your favorite podcast platform.

509
00:27:01,200 --> 00:27:03,200
Fórmula Group, opening the conversation.

510
00:27:06,200 --> 00:27:11,200
Get up, continue the conversation with Marco Antonio Regilio in Formula.

511
00:27:11,200 --> 00:27:15,200
Day of love and friendship, they brought me flowers, I can't believe it,

512
00:27:15,200 --> 00:27:17,200
it's the first time someone brings me flowers,

513
00:27:17,200 --> 00:27:21,200
like in 20 years and also no one brought them to me.

514
00:27:21,200 --> 00:27:25,200
One of the human beings I admire the most and I feel honored to meet

515
00:27:25,200 --> 00:27:31,200
in this planet, Santa Nilda Charaviglio of the difficult cases.

516
00:27:31,200 --> 00:27:35,200
Welcome, Nilda, it's a pleasure to have you here with us, friend.

517
00:27:35,200 --> 00:27:36,200
The pleasure is mine.

518
00:27:36,200 --> 00:27:38,200
Thanks for the flowers, for being here.

519
00:27:38,200 --> 00:27:39,200
A great table.

520
00:27:39,200 --> 00:27:41,200
Yes, well, it's fun.

521
00:27:41,200 --> 00:27:44,200
In addition to having your master's degree in family therapy

522
00:27:44,200 --> 00:27:46,200
and giving therapy for decades,

523
00:27:46,200 --> 00:27:48,200
you studied economics originally.

524
00:27:48,200 --> 00:27:52,200
This is perfect because you are a specialist in couples and economics.

525
00:27:52,200 --> 00:27:58,200
Yes, yes, yes, the first thing was in my adolescence,

526
00:27:58,200 --> 00:28:00,200
the economics license,

527
00:28:00,200 --> 00:28:05,200
and I arrived in Mexico in 1978 to do a master's degree in mathematics.

528
00:28:05,200 --> 00:28:06,200
And you stayed.

529
00:28:06,200 --> 00:28:12,200
And I stayed and I gave classes of linear algebra applied to economics

530
00:28:12,200 --> 00:28:16,200
and logically formal applied to economics.

531
00:28:16,200 --> 00:28:18,200
And then you got into the subject of couples.

532
00:28:18,200 --> 00:28:25,200
And I realized that the decisions of a better world did not go through the economy

533
00:28:25,200 --> 00:28:29,200
and then I went to psychology.

534
00:28:29,200 --> 00:28:32,200
And you studied, you certified, you registered as a professional.

535
00:28:32,200 --> 00:28:37,200
All those things and 46 happy years in Mexico.

536
00:28:37,200 --> 00:28:38,200
Doing the subject of couples.

537
00:28:38,200 --> 00:28:43,200
Now, the question is, what role does money play in the couple from your point of view

538
00:28:43,200 --> 00:28:48,200
and how good or bad is it that someone has financial control,

539
00:28:48,200 --> 00:28:52,200
one of the two people has financial control over the couple?

540
00:28:52,200 --> 00:28:56,200
I like to say something, you know, always there breaking...

541
00:28:56,200 --> 00:28:57,200
You give it, give it.

542
00:28:57,200 --> 00:29:02,200
Love and money are the same, they are equivalent.

543
00:29:02,200 --> 00:29:05,200
Because where does the money come from?

544
00:29:05,200 --> 00:29:08,200
From work.

545
00:29:08,200 --> 00:29:12,200
In other words, if you are going to work, imagine you are in a company,

546
00:29:12,200 --> 00:29:21,200
you are going to work every day, you put will, discipline, commitment, creativity,

547
00:29:21,200 --> 00:29:22,200
many things, right?

548
00:29:22,200 --> 00:29:23,200
Yes.

549
00:29:23,200 --> 00:29:28,200
And then at the 15th or the end of the month, what is called money arrives,

550
00:29:28,200 --> 00:29:30,200
but it does not arrive.

551
00:29:30,200 --> 00:29:38,200
It gets into an account that happens to you mysterious things and goes to other accounts.

552
00:29:38,200 --> 00:29:41,200
It is a flow.

553
00:29:41,200 --> 00:29:44,200
It is a flow that comes from where?

554
00:29:44,200 --> 00:29:49,200
From your effort, from what you invested in your life,

555
00:29:49,200 --> 00:29:57,200
to have something else, to create something in your life.

556
00:29:57,200 --> 00:30:02,200
Or quality of life, what do I know, everyone has their own, right?

557
00:30:02,200 --> 00:30:05,200
What is love?

558
00:30:05,200 --> 00:30:14,200
To build a relationship, you have to put will, discipline, passion, commitment,

559
00:30:14,200 --> 00:30:17,200
and every day, 24 hours a day.

560
00:30:17,200 --> 00:30:25,200
And if you do that every day, then a behavior appears,

561
00:30:25,200 --> 00:30:34,200
which is called love, that is, how I love, that is, what do I do when I say I love?

562
00:30:34,200 --> 00:30:35,200
Okay?

563
00:30:35,200 --> 00:30:42,200
Then it comes, it sticks to this construction of the relationship of the couple,

564
00:30:42,200 --> 00:30:45,200
and it disappears.

565
00:30:45,200 --> 00:30:46,200
It is a flow.

566
00:30:46,200 --> 00:30:51,200
Because the next day you have to love again or work,

567
00:30:51,200 --> 00:30:54,200
because if not, it does not grow.

568
00:30:54,200 --> 00:30:56,200
Every day you have to build it.

569
00:30:56,200 --> 00:31:00,200
Every day you have to build a relationship, or I don't know,

570
00:31:00,200 --> 00:31:04,200
or heritage, or quality of life, or whatever you want.

571
00:31:04,200 --> 00:31:08,200
But every day you have to do the same thing again, because it is a flow.

572
00:31:08,200 --> 00:31:12,200
Of course, money and love, and couple, it is the same thing.

573
00:31:12,200 --> 00:31:16,200
And what happens when it is a person who sends, who has the money,

574
00:31:16,200 --> 00:31:19,200
and therefore sends, or is it traditional like that?

575
00:31:19,200 --> 00:31:21,200
Yes.

576
00:31:21,200 --> 00:31:26,200
There are many angles, and I noticed it,

577
00:31:26,200 --> 00:31:33,200
because there are so many angles that you really have to pay attention.

578
00:31:33,200 --> 00:31:38,200
If you don't turn the stone with this, you're going to fuck it.

579
00:31:38,200 --> 00:31:42,200
Okay.

580
00:31:42,200 --> 00:31:46,200
Money is power, love is power.

581
00:31:46,200 --> 00:31:47,200
Power what?

582
00:31:47,200 --> 00:31:49,200
To be able to do things with it.

583
00:31:49,200 --> 00:31:52,200
How do you manage your love?

584
00:31:52,200 --> 00:31:55,200
How do you manage your money?

585
00:31:55,200 --> 00:31:57,200
No? Okay.

586
00:31:57,200 --> 00:32:03,200
If there is no reciprocity, there is opportunism and disloyalty.

587
00:32:03,200 --> 00:32:07,200
If there is no reciprocity, there is opportunism and disloyalty.

588
00:32:07,200 --> 00:32:09,200
Interesting.

589
00:32:09,200 --> 00:32:14,200
If you go to a company, but instead of playing with the company's objectives,

590
00:32:14,200 --> 00:32:20,200
you play to see how you cheat on the company to get something from the company,

591
00:32:20,200 --> 00:32:24,200
you steal the pencils and the rubber, I don't know, yes?

592
00:32:24,200 --> 00:32:27,200
Then they will run you over.

593
00:32:27,200 --> 00:32:29,200
Of course, you don't fulfill your obligations and your objectives.

594
00:32:29,200 --> 00:32:30,200
No? Okay.

595
00:32:30,200 --> 00:32:32,200
And love is the same.

596
00:32:32,200 --> 00:32:35,200
You cheat on love.

597
00:32:35,200 --> 00:32:36,200
How? How do you cheat?

598
00:32:36,200 --> 00:32:38,200
You cheat.

599
00:32:38,200 --> 00:32:44,200
Not building, not loving every day.

600
00:32:44,200 --> 00:32:50,200
If you don't love every day, there is no construction.

601
00:32:50,200 --> 00:32:54,200
It's not that because you signed the paper you're mine and that's it.

602
00:32:54,200 --> 00:32:58,200
Now there is nothing else to do because you already did everything you had to do, sign the paper.

603
00:32:58,200 --> 00:32:59,200
That's the attitude of many people.

604
00:32:59,200 --> 00:33:00,200
No?

605
00:33:00,200 --> 00:33:02,200
They tie you up with marriage and that's it.

606
00:33:02,200 --> 00:33:03,200
And that's it.

607
00:33:03,200 --> 00:33:04,200
Aha.

608
00:33:04,200 --> 00:33:05,200
That's it.

609
00:33:05,200 --> 00:33:06,200
No?

610
00:33:06,200 --> 00:33:09,200
That is, it's already on the verge.

611
00:33:09,200 --> 00:33:10,200
Yes, the subject is dead.

612
00:33:10,200 --> 00:33:11,200
No?

613
00:33:11,200 --> 00:33:13,200
That is, it's already dead, isn't it?

614
00:33:13,200 --> 00:33:14,200
Yes.

615
00:33:14,200 --> 00:33:23,200
If you don't love every day, there is no relationship with a partner that can stand time.

616
00:33:23,200 --> 00:33:27,200
And returning to the subject, if a person is the one who is making the money, right?

617
00:33:27,200 --> 00:33:32,200
And he controls him and the other person has to say, hey, I need for the contract,

618
00:33:32,200 --> 00:33:34,200
I need some shoes, I need...

619
00:33:34,200 --> 00:33:45,200
Well, that, that, that little dose is really a way to manipulate and control, really low, really...

620
00:33:45,200 --> 00:33:48,200
But let's go one step further, right?

621
00:33:48,200 --> 00:33:51,200
Because, no, Nilda, we agreed, right?

622
00:33:51,200 --> 00:33:54,200
I mean, he works and I at home with the children.

623
00:33:54,200 --> 00:33:59,200
He makes the money and I am the family's support, the organizer of the family.

624
00:33:59,200 --> 00:34:00,200
Aha.

625
00:34:00,200 --> 00:34:02,200
And I tell you why?

626
00:34:02,200 --> 00:34:05,200
Because that's how they agreed.

627
00:34:05,200 --> 00:34:07,200
Aha. Why?

628
00:34:07,200 --> 00:34:12,200
Why? Why is it Moris? Because it's traditional? Why? That's what my parents told him.

629
00:34:12,200 --> 00:34:15,200
I mean, it's fine, right? It's perfect.

630
00:34:15,200 --> 00:34:20,200
But if you win 100, I get 50.

631
00:34:20,200 --> 00:34:21,200
Uh-huh.

632
00:34:21,200 --> 00:34:22,200
No?

633
00:34:22,200 --> 00:34:25,200
I mean, the woman... I mean, we're talking about my sister's case, for example,

634
00:34:25,200 --> 00:34:27,200
she and the money and he were at home.

635
00:34:27,200 --> 00:34:30,200
But the person who stays at home, normally the woman...

636
00:34:30,200 --> 00:34:32,200
You get 50%.

637
00:34:32,200 --> 00:34:36,200
And how... the woman should have a salary, being a housewife?

638
00:34:36,200 --> 00:34:39,200
She should have 50% of what her husband earns.

639
00:34:39,200 --> 00:34:41,200
Uh-huh. I mean, not even a salary.

640
00:34:41,200 --> 00:34:42,200
No.

641
00:34:42,200 --> 00:34:43,200
50%.

642
00:34:43,200 --> 00:34:46,200
Why? Because that's the relationship between couples.

643
00:34:46,200 --> 00:34:52,200
The relationship between couples is, you do things that affect me, me, you, you, me, you, you...

644
00:34:52,200 --> 00:34:58,200
Okay. You mean that this relationship is built between your 50% and my 50%?

645
00:34:58,200 --> 00:34:59,200
Yes.

646
00:34:59,200 --> 00:35:03,200
Okay. With money it's the same. Your 50%, my 50%.

647
00:35:03,200 --> 00:35:06,200
You earn money, yes?

648
00:35:06,200 --> 00:35:11,200
So 50% is for me, the other 50% is for you.

649
00:35:11,200 --> 00:35:15,200
Yes? I have children here, and this and food and whatever.

650
00:35:15,200 --> 00:35:20,200
50% are my children, and how from here? And the other 50% is for you.

651
00:35:20,200 --> 00:35:21,200
Of course.

652
00:35:21,200 --> 00:35:22,200
No?

653
00:35:22,200 --> 00:35:33,200
Do you think this way would change a little if roles change or if, for example, if the two of them are working or if they have a joint business?

654
00:35:33,200 --> 00:35:35,200
Do you think it could change?

655
00:35:35,200 --> 00:35:40,200
It changes, it changes, and we go from 50% to the equivalent.

656
00:35:40,200 --> 00:35:41,200
The equivalent.

657
00:35:41,200 --> 00:35:42,200
Let's suppose that you...

658
00:35:42,200 --> 00:35:43,200
That's very interesting.

659
00:35:43,200 --> 00:35:47,200
That you earn 100, and I 10.

660
00:35:47,200 --> 00:35:55,200
So we make the budget for the couple, with everything, and the budget is a very interesting thing.

661
00:35:55,200 --> 00:35:56,200
Of course.

662
00:35:56,200 --> 00:36:02,200
With all the... with all the lines that we put on the budget.

663
00:36:02,200 --> 00:36:10,200
So the budget says, add 100. Okay. How are you going to cover those 100?

664
00:36:10,200 --> 00:36:23,200
With 50% of my salary and with 50% of your salary. Or, if it happens, with 40% of my salary and with 40% of your salary.

665
00:36:23,200 --> 00:36:27,200
Because one can be earning more than the other. In many cases, it can be a woman.

666
00:36:27,200 --> 00:36:39,200
Here, what is the same is the percentage of what each one earns to complete the budget.

667
00:36:39,200 --> 00:36:52,200
So I put my 40% of my salary and the rest I put in a separate account, in my private account, that doesn't have access to the other.

668
00:36:52,200 --> 00:36:53,200
Yes?

669
00:36:53,200 --> 00:36:54,200
Yes.

670
00:36:54,200 --> 00:36:55,200
And that's my money.

671
00:36:55,200 --> 00:36:56,200
It's healthy to have separate accounts.

672
00:36:56,200 --> 00:37:01,200
Which is also healthy, right? That everyone can manage some of that money for their personal expenses.

673
00:37:01,200 --> 00:37:06,200
That you don't have to be asking for money, because asking for money puts you in a super vulnerable position.

674
00:37:06,200 --> 00:37:07,200
Exactly.

675
00:37:07,200 --> 00:37:18,200
Inegi says, according to Inegi, the value of home and care work, not paid, the person who stays at home taking care of the family,

676
00:37:18,200 --> 00:37:26,200
represents 27.6% of the gross domestic product. According to Inegi, it's estimated at 6.4 billion pesos.

677
00:37:26,200 --> 00:37:34,200
Of this amount, 72.2% is given to women with their work and time, and 26% to men.

678
00:37:34,200 --> 00:37:44,200
So men contribute a quarter of the family's work and women a quarter of it. However, women don't earn anything for that work.

679
00:37:44,200 --> 00:37:52,200
That's why the proposal is, the agreement, if you want it like that, fine, everyone can make the agreement they want.

680
00:37:52,200 --> 00:37:56,200
But the thing is that it's a reciprocal relationship.

681
00:37:56,200 --> 00:37:57,200
Of course.

682
00:37:57,200 --> 00:37:58,200
Yes?

683
00:37:58,200 --> 00:38:00,200
Because if it's not reciprocal...

684
00:38:00,200 --> 00:38:07,200
It's going to be opportunistic, disloyal, and it's going straight to the financial betrayal Jorge was telling us.

685
00:38:07,200 --> 00:38:08,200
It's going straight.

686
00:38:08,200 --> 00:38:15,200
How many women do we all know, family, friends, who are in a horrible relationship, I mean, they can also be men, right?

687
00:38:15,200 --> 00:38:18,200
We're generally talking about women. Why don't you separate yourself?

688
00:38:18,200 --> 00:38:21,200
Well, because I don't have money. Because I have two or three children and he gives me...

689
00:38:21,200 --> 00:38:25,200
And what do I do? Where do I go? I've been living my life for 10 years dedicated to children.

690
00:38:25,200 --> 00:38:28,200
Look, that's very interesting.

691
00:38:28,200 --> 00:38:30,200
How so?

692
00:38:30,200 --> 00:38:39,200
If one of the two doesn't enter into a relationship with money, what happens?

693
00:38:39,200 --> 00:38:45,200
The one who does enter into it, enters into existential doubt.

694
00:38:45,200 --> 00:38:49,200
It's called existential because it has no answer. Okay?

695
00:38:49,200 --> 00:38:51,200
Okay.

696
00:38:51,200 --> 00:38:58,200
And it's there because you love me or because you have nowhere to go.

697
00:38:58,200 --> 00:38:59,200
Of course.

698
00:38:59,200 --> 00:39:00,200
Okay?

699
00:39:00,200 --> 00:39:04,200
So what does it start to do? It starts to mistreat you.

700
00:39:04,200 --> 00:39:11,200
To see if it's true that you love him and not his money.

701
00:39:11,200 --> 00:39:14,200
Wow. That's horrible.

702
00:39:14,200 --> 00:39:15,200
It's horrible.

703
00:39:15,200 --> 00:39:19,200
It's horrible. But I couldn't, I don't know, you die.

704
00:39:19,200 --> 00:39:22,200
I couldn't be with someone who's with me because I keep her.

705
00:39:22,200 --> 00:39:23,200
Yes, of course.

706
00:39:23,200 --> 00:39:29,200
That would be horrible. I want to be with someone who has her money, has her financial freedom, who's with me because she decides to be with me.

707
00:39:29,200 --> 00:39:33,200
But there are men, many, who know that and use it deliberately.

708
00:39:33,200 --> 00:39:35,200
Oh, she's with me because I control her.

709
00:39:35,200 --> 00:39:43,200
Of course. And I say it's also a way to exert power inside, as Nilda said, it's a way to exert power within the relationship.

710
00:39:43,200 --> 00:39:50,200
And let's see, I also understand that there are relationships where there are roles, some more marked than others.

711
00:39:50,200 --> 00:39:56,200
But I think Nilda said it very well, I don't know, the important thing is to be reciprocal of that, of the relationship.

712
00:39:56,200 --> 00:39:58,200
And have a model that works for them.

713
00:39:58,200 --> 00:40:08,200
I mean, if it works for them that everyone has their separate finances and look, I pay the rent and you pay the food and after that everyone else does.

714
00:40:08,200 --> 00:40:12,200
Or if there's going to be a single account and then all the money will be dispersed.

715
00:40:12,200 --> 00:40:18,200
There are many ways to manage it, as long as it works for them, given the lifestyle of each one and the expectations.

716
00:40:18,200 --> 00:40:30,200
I would love to ask Nilda if she believes that the way couples relate to money has changed over the years and generations.

717
00:40:30,200 --> 00:40:36,200
What do you think? Has the way young people interact with money changed?

718
00:40:36,200 --> 00:40:38,200
Yes, the new generation, yes.

719
00:40:38,200 --> 00:40:42,200
The new generation, the middle class, yes.

720
00:40:42,200 --> 00:40:45,200
What do you think has changed?

721
00:40:45,200 --> 00:40:49,200
Well, everyone has their own thing and there are always agreements.

722
00:40:49,200 --> 00:40:56,200
Look, conventional marriages, romantic love, etc. are divorced for three reasons.

723
00:40:56,200 --> 00:40:58,200
Sex, money and love.

724
00:40:58,200 --> 00:40:59,200
Sex, money and love.

725
00:40:59,200 --> 00:41:01,200
And family of origin.

726
00:41:01,200 --> 00:41:03,200
Yes, family of origin.

727
00:41:03,200 --> 00:41:04,200
Sex, money and family of politics.

728
00:41:04,200 --> 00:41:05,200
Yes.

729
00:41:05,200 --> 00:41:06,200
Divorce.

730
00:41:06,200 --> 00:41:08,200
Divorce, for these three reasons.

731
00:41:08,200 --> 00:41:16,200
Statistically speaking, well, I was listening to you a while ago when you were talking about money.

732
00:41:16,200 --> 00:41:17,200
Yes.

733
00:41:17,200 --> 00:41:21,200
Well, before signing, as you said...

734
00:41:21,200 --> 00:41:22,200
Before the contract.

735
00:41:22,200 --> 00:41:25,200
...you have to make these three agreements.

736
00:41:25,200 --> 00:41:30,200
You can't make many agreements because agreements can't be a shirt of strength.

737
00:41:30,200 --> 00:41:32,200
No, they have to adapt. It's a negotiation.

738
00:41:32,200 --> 00:41:36,200
But it's much more than a negotiation. It's an open dialogue.

739
00:41:36,200 --> 00:41:37,200
Of course, permanent.

740
00:41:37,200 --> 00:41:38,200
Yes, permanent.

741
00:41:38,200 --> 00:41:39,200
Okay?

742
00:41:39,200 --> 00:41:43,200
There are a thousand ways to deal with money.

743
00:41:43,200 --> 00:41:45,200
I suggest these that I told you.

744
00:41:45,200 --> 00:41:51,200
The budget of the two, where the trips, the dinners, the all come out.

745
00:41:51,200 --> 00:41:52,200
The budget of the two.

746
00:41:52,200 --> 00:41:57,200
And each one contributes that budget or 50%.

747
00:41:57,200 --> 00:42:02,200
If only one wins the money, he gives 50% to the other.

748
00:42:02,200 --> 00:42:03,200
Yes.

749
00:42:03,200 --> 00:42:06,200
And the other has to put his percentage.

750
00:42:06,200 --> 00:42:07,200
Of course.

751
00:42:07,200 --> 00:42:11,200
We're not going to assume that the budget is 100, but we win a thousand.

752
00:42:11,200 --> 00:42:14,200
He wins 2,000, a thousand for me, a thousand for him.

753
00:42:14,200 --> 00:42:15,200
Okay?

754
00:42:15,200 --> 00:42:22,200
So, I put 50, you put 50, and I have my private account with what I have left.

755
00:42:22,200 --> 00:42:25,200
And then you have your private account with what you have left.

756
00:42:25,200 --> 00:42:28,200
And it's your money. And each one does what he wants with it.

757
00:42:28,200 --> 00:42:32,200
And then you don't know how many problems he has.

758
00:42:32,200 --> 00:42:37,200
And we don't go out to dinner, but if you gave it to your mother, no.

759
00:42:37,200 --> 00:42:38,200
Yes?

760
00:42:38,200 --> 00:42:41,200
And each one has the freedom to have their money in a healthy relationship.

761
00:42:41,200 --> 00:42:42,200
And all that goes away.

762
00:42:42,200 --> 00:42:43,200
And make your money with it.

763
00:42:43,200 --> 00:42:44,200
It disappears.

764
00:42:44,200 --> 00:42:46,200
And lend it to whoever you want.

765
00:42:46,200 --> 00:42:47,200
Yes.

766
00:42:47,200 --> 00:42:48,200
And they'll kick you out.

767
00:42:48,200 --> 00:42:49,200
Yes?

768
00:42:49,200 --> 00:42:51,200
Yes, because first it was fulfilled with the budget.

769
00:42:51,200 --> 00:42:56,200
And we're going to do a teleformula, but in 10 seconds, final advice for people who are going to do a teleformula,

770
00:42:56,200 --> 00:42:58,200
we're going to stay on the radio for another half hour.

771
00:42:58,200 --> 00:43:00,200
But final advice, couple, money, love.

772
00:43:00,200 --> 00:43:01,200
Maurice.

773
00:43:01,200 --> 00:43:05,200
Build mode instead of demand mode.

774
00:43:05,200 --> 00:43:09,200
Nowadays I feel that many of us are in demand mode.

775
00:43:09,200 --> 00:43:15,200
Demand the couple of everything. Demand money, demand love, demand, demand many things.

776
00:43:15,200 --> 00:43:18,200
But let them ask, what am I bringing to the table?

777
00:43:18,200 --> 00:43:19,200
Build mode.

778
00:43:19,200 --> 00:43:21,200
Milad, 10 seconds, final advice.

779
00:43:21,200 --> 00:43:23,200
Be careful with the credit cards.

780
00:43:23,200 --> 00:43:25,200
There's the subject.

781
00:43:25,200 --> 00:43:26,200
OK.

782
00:43:26,200 --> 00:43:28,200
Friends of Teleformula, we say goodbye.

783
00:43:28,200 --> 00:43:31,200
You are left with Maxine Goodside here on Teleformula on the radio.

784
00:43:31,200 --> 00:43:32,200
We will continue tomorrow.

785
00:43:32,200 --> 00:43:37,200
We will be broadcasting live from the University of Guadalajara in the beautiful Perla Tapatía.

786
00:43:37,200 --> 00:43:41,200
There is the National Congress of Cardiologists and we have experts on that subject.

787
00:43:41,200 --> 00:43:42,200
The program will be very interesting.

788
00:43:42,200 --> 00:43:45,200
Thank you and we'll be back on the radio after a short break.

789
00:43:45,200 --> 00:43:46,200
I'm Marco Antonio Regil.

790
00:43:46,200 --> 00:43:47,200
We continue in formula.

791
00:43:47,200 --> 00:43:53,200
Follow the conversation with Marco Antonio Regil in formula.

792
00:43:53,200 --> 00:43:57,200
Nilda Charabrilio, Moritz Diaz, who is with us on this day of love and friendship,

793
00:43:57,200 --> 00:44:01,200
where things are romantic, but money is the most loving thing.

794
00:44:01,200 --> 00:44:06,200
Well, not the most, but one of the most loving things we can talk about.

795
00:44:06,200 --> 00:44:12,200
And Nilda put on the table the delicate subject of credit cards.

796
00:44:12,200 --> 00:44:16,200
What role do credit cards play in a relationship?

797
00:44:16,200 --> 00:44:19,200
Many, but fundamentally two.

798
00:44:19,200 --> 00:44:21,200
Control or revenge.

799
00:44:21,200 --> 00:44:22,200
Oh, revenge.

800
00:44:22,200 --> 00:44:23,200
Revenge.

801
00:44:23,200 --> 00:44:32,200
Everything that does not go down in the conversation will go down in bed or in the credit card.

802
00:44:32,200 --> 00:44:34,200
Let's see, let's see, let's see.

803
00:44:34,200 --> 00:44:35,200
Slowly.

804
00:44:35,200 --> 00:44:39,200
I want to give a story to introduce this topic.

805
00:44:39,200 --> 00:44:42,200
Well, a couple came with me, Moritz says to me,

806
00:44:42,200 --> 00:44:49,200
Sorry, he arrived, he arrived, Moritz says, I have a credit card problem and I have to explain why.

807
00:44:49,200 --> 00:44:50,200
I said, what happened?

808
00:44:50,200 --> 00:44:57,200
He says, well, my partner has an extension of my credit card, of those cards that have no limit.

809
00:44:57,200 --> 00:45:00,200
Oh, God.

810
00:45:00,200 --> 00:45:02,200
Well, he went to Las Vegas with his friends.

811
00:45:02,200 --> 00:45:03,200
Thank you.

812
00:45:03,200 --> 00:45:10,200
And you can imagine the mess that got into the card in Las Vegas.

813
00:45:10,200 --> 00:45:13,200
And my love arrived, but what happened?

814
00:45:13,200 --> 00:45:16,200
Oh, sorry, my hand went.

815
00:45:16,200 --> 00:45:18,200
That is revenge.

816
00:45:18,200 --> 00:45:19,200
That is revenge.

817
00:45:19,200 --> 00:45:21,200
That is an aggression.

818
00:45:21,200 --> 00:45:22,200
Yes, that is revenge.

819
00:45:22,200 --> 00:45:24,200
Why didn't you do this?

820
00:45:24,200 --> 00:45:26,200
Why didn't you accompany me?

821
00:45:26,200 --> 00:45:27,200
Why not? Why not?

822
00:45:27,200 --> 00:45:29,200
Because it was your turn.

823
00:45:29,200 --> 00:45:31,200
Now we are equal.

824
00:45:31,200 --> 00:45:36,200
In the United States, one in five people recognizes having hidden a debt.

825
00:45:36,200 --> 00:45:38,200
One in five in the United States.

826
00:45:38,200 --> 00:45:44,200
Ships on credit cards, compulsive purchases, trips, creditcards.com.

827
00:45:44,200 --> 00:45:45,200
That's where we get information.

828
00:45:45,200 --> 00:45:46,200
So it's super common.

829
00:45:46,200 --> 00:45:48,200
Yes, super common.

830
00:45:48,200 --> 00:45:50,200
And control, right?

831
00:45:50,200 --> 00:45:56,200
You're going to have my complimentary card, right?

832
00:45:56,200 --> 00:46:00,200
But the state of account, I receive it.

833
00:46:00,200 --> 00:46:04,200
So I'm going to know exactly where you spent each peso.

834
00:46:04,200 --> 00:46:05,200
And where you were.

835
00:46:05,200 --> 00:46:06,200
Yes.

836
00:46:06,200 --> 00:46:10,200
I think this is because you didn't follow the advice you talked about a while ago.

837
00:46:10,200 --> 00:46:15,200
I mean, if you don't give it a share, right?

838
00:46:15,200 --> 00:46:20,200
That it can use freely and that it can manage freely and give it the card.

839
00:46:20,200 --> 00:46:21,200
Of course.

840
00:46:21,200 --> 00:46:23,200
No, it's going to be a scratch.

841
00:46:23,200 --> 00:46:24,200
It's probable.

842
00:46:24,200 --> 00:46:25,200
It's probable.

843
00:46:25,200 --> 00:46:26,200
Why?

844
00:46:26,200 --> 00:46:30,200
Because there you are going to charge the debts of love.

845
00:46:30,200 --> 00:46:33,200
So one pays.

846
00:46:33,200 --> 00:46:34,200
There is nothing free.

847
00:46:34,200 --> 00:46:36,200
There is nothing to pay for.

848
00:46:36,200 --> 00:46:40,200
Either you pay on credit cards or you pay on sex or on bed.

849
00:46:40,200 --> 00:46:41,200
But you're going to pay.

850
00:46:41,200 --> 00:46:42,200
You're going to pay.

851
00:46:42,200 --> 00:46:44,200
That I have control and I manage.

852
00:46:44,200 --> 00:46:49,200
And you know what, my dear Marco, thank God, because balance is established.

853
00:46:49,200 --> 00:46:50,200
Balance.

854
00:46:50,200 --> 00:46:51,200
Balance.

855
00:46:51,200 --> 00:46:57,200
But ideally it's in a conscious relationship where we're not getting hit under the belt.

856
00:46:57,200 --> 00:46:59,200
Where interests are not paid.

857
00:46:59,200 --> 00:47:02,200
Because interests are very expensive.

858
00:47:02,200 --> 00:47:03,200
Very expensive.

859
00:47:03,200 --> 00:47:04,200
Very expensive.

860
00:47:04,200 --> 00:47:07,200
And going back to the topic, for me it's a very important topic.

861
00:47:07,200 --> 00:47:12,200
I mean, the mother, we have to stop saying, what does the husband work for?

862
00:47:12,200 --> 00:47:13,200
Oh, he's a lawyer.

863
00:47:13,200 --> 00:47:15,200
And your wife, oh, she doesn't work, she's a housewife.

864
00:47:15,200 --> 00:47:16,200
How come she doesn't work?

865
00:47:16,200 --> 00:47:17,200
Yes.

866
00:47:17,200 --> 00:47:18,200
How come she doesn't work?

867
00:47:18,200 --> 00:47:19,200
It's terrible.

868
00:47:19,200 --> 00:47:27,200
The housewife's job, whoever does it, if it's not paid, when a third person does it,

869
00:47:27,200 --> 00:47:34,200
if it's not paid, if it doesn't have money in it, it's alienating.

870
00:47:34,200 --> 00:47:38,200
It implies that mental health decreases every day.

871
00:47:38,200 --> 00:47:43,200
Mental health decreases every day if you're not getting a salary for your job.

872
00:47:43,200 --> 00:47:45,200
And I would also like to add something there.

873
00:47:45,200 --> 00:47:47,200
Beware of leisure.

874
00:47:47,200 --> 00:47:51,200
Beware of leisure for either of the two.

875
00:47:51,200 --> 00:47:54,200
Because many times, no, well, hey, what are you doing?

876
00:47:54,200 --> 00:47:58,200
No, well, in the house they say, no, I don't have children, but well, I don't.

877
00:47:58,200 --> 00:48:04,200
Beware because it's the root of many problems that can arise later when they are in leisure

878
00:48:04,200 --> 00:48:07,200
either of the two within the relationship.

879
00:48:07,200 --> 00:48:10,200
Many times, it's charged.

880
00:48:10,200 --> 00:48:15,200
I mean, the work is too much, so I'm going to hire a third person,

881
00:48:15,200 --> 00:48:19,200
and a fourth person, and a fifth person, right?

882
00:48:19,200 --> 00:48:25,200
And then, well, it doesn't pay me, but it's not work either, right?

883
00:48:25,200 --> 00:48:26,200
Okay.

884
00:48:26,200 --> 00:48:30,200
The lack of work, that is, the one that doesn't turn you on.

885
00:48:30,200 --> 00:48:32,200
Because what is productive work?

886
00:48:32,200 --> 00:48:34,200
We were saying that a while ago.

887
00:48:34,200 --> 00:48:37,200
It's energy that you use.

888
00:48:37,200 --> 00:48:39,200
I mean, it produces brain.

889
00:48:39,200 --> 00:48:43,200
Productive work produces brain.

890
00:48:43,200 --> 00:48:48,200
So if you don't work productively, if you don't do courses,

891
00:48:48,200 --> 00:48:51,200
the brain gets stuck.

892
00:48:51,200 --> 00:48:52,200
It gets stuck, of course.

893
00:48:52,200 --> 00:48:55,200
It's a great satisfaction to have personal achievements.

894
00:48:55,200 --> 00:48:56,200
Of course.

895
00:48:56,200 --> 00:48:57,200
And to challenge yourself.

896
00:48:57,200 --> 00:49:02,200
And that's where the best version of your partner will come out when they have personal achievements.

897
00:49:02,200 --> 00:49:03,200
Of course.

898
00:49:03,200 --> 00:49:09,200
It will even give you less money because it will not be hanging from your triumphs or your successes.

899
00:49:09,200 --> 00:49:11,200
It will not have its own life.

900
00:49:11,200 --> 00:49:13,200
You invent problems.

901
00:49:13,200 --> 00:49:17,200
When you are in leisure, you invent problems.

902
00:49:17,200 --> 00:49:18,200
Of course.

903
00:49:18,200 --> 00:49:24,200
Now, today, during the court, I was talking to Maurice about who plays the role of housewife or housewife,

904
00:49:24,200 --> 00:49:28,200
because he will know, they have to look for flexible jobs.

905
00:49:28,200 --> 00:49:29,200
Could you elaborate?

906
00:49:29,200 --> 00:49:30,200
Yes, many times.

907
00:49:30,200 --> 00:49:36,200
In fact, it was the Nobel Prize in Economics in 2023, last year, studying gender pay gap.

908
00:49:36,200 --> 00:49:43,200
And well, he discovers that many women decide to have flexible jobs, which is a flexible job,

909
00:49:43,200 --> 00:49:47,200
because they don't go in the afternoons, that there may be days where it may be missing or even do home office,

910
00:49:47,200 --> 00:49:49,200
although it is already becoming very fashionable.

911
00:49:49,200 --> 00:49:56,200
And this naturally leads them to a flexible job that pays a little below a fixed job.

912
00:49:56,200 --> 00:50:03,200
It will be a job that you cannot, although nowadays the truth is that there are many jobs that are already home office.

913
00:50:03,200 --> 00:50:07,200
So the dynamics of a partner change a lot.

914
00:50:07,200 --> 00:50:13,200
I have the case where she has to go to the office, and he doesn't.

915
00:50:13,200 --> 00:50:16,200
He is at home, the other way around.

916
00:50:16,200 --> 00:50:18,200
But I am going to put in another one.

917
00:50:18,200 --> 00:50:19,200
Put it in, put it in.

918
00:50:19,200 --> 00:50:33,200
Nowadays, with the crisis of masculinity, many men put money in their virility, their masculinity.

919
00:50:33,200 --> 00:50:42,200
So if they don't earn more than they do, they enter into a conflict of, well, what am I worth for?

920
00:50:42,200 --> 00:50:43,200
Of course, a crisis.

921
00:50:43,200 --> 00:50:56,200
But gender roles are still so strong that they are left in a state of fear of losing vital protection.

922
00:50:56,200 --> 00:51:06,200
So the gender roles that separate us and confront us, make the social crisis, the cultural crisis,

923
00:51:06,200 --> 00:51:21,200
enter the inside of the partner and have demasculinized, demirilized men and women who are afraid of losing vital protection.

924
00:51:21,200 --> 00:51:30,200
In other words, their place of protection, care and food inside the relationship of the partner.

925
00:51:30,200 --> 00:51:32,200
The story of the princess.

926
00:51:32,200 --> 00:51:33,200
Exactly.

927
00:51:33,200 --> 00:51:34,200
Of the telenovela.

928
00:51:34,200 --> 00:51:39,200
And of the blue prince, who is neither a prince nor a blue one.

929
00:51:39,200 --> 00:51:46,200
But modern relationships, I want to think, as Moritz said a while ago, and you said that is changing too, right?

930
00:51:46,200 --> 00:51:47,200
There is a transformation.

931
00:51:47,200 --> 00:51:48,200
In the young people.

932
00:51:48,200 --> 00:51:49,200
In the younger people.

933
00:51:49,200 --> 00:51:57,200
But Mildan says it very well, unfortunately the cultural and male idea issue.

934
00:51:57,200 --> 00:51:58,200
Traditions.

935
00:51:58,200 --> 00:52:00,200
No, it hasn't changed that much.

936
00:52:00,200 --> 00:52:01,200
No, no, no.

937
00:52:01,200 --> 00:52:06,200
But the economic and business environment has changed.

938
00:52:06,200 --> 00:52:11,200
So you realize that they are going at two speeds and these crises happen, right?

939
00:52:11,200 --> 00:52:12,200
Of course.

940
00:52:12,200 --> 00:52:22,200
I mean, I, even many times they send her to work, for example, in another country with a huge salary.

941
00:52:22,200 --> 00:52:25,200
And he has to accompany her.

942
00:52:25,200 --> 00:52:29,200
But he has to cut stone wherever he goes.

943
00:52:29,200 --> 00:52:34,200
And it starts to give dynamics, just as Daniela said.

944
00:52:34,200 --> 00:52:39,200
And there are more opportunities, let's go to the pause and let's go to the last segment, but there are more opportunities.

945
00:52:39,200 --> 00:52:41,200
I want to reinforce, underline what you were saying, Moritz.

946
00:52:41,200 --> 00:52:48,200
Because nowadays, with the digital world, nowadays there are better paid jobs for women, or for those who stay at home.

947
00:52:48,200 --> 00:52:49,200
Correct.

948
00:52:49,200 --> 00:52:51,200
Where they can be flexible.

949
00:52:51,200 --> 00:52:53,200
I always, well, in the podcast we always talk about it.

950
00:52:53,200 --> 00:53:07,200
If you know about sales, for example, if you know about digital marketing, if you know how to write, do copywriting, if you know how to do sales funneling, if you know about digital marketing, you can earn a lot by working from home.

951
00:53:07,200 --> 00:53:08,200
A lot.

952
00:53:08,200 --> 00:53:09,200
I mean, times are changing.

953
00:53:09,200 --> 00:53:16,200
Nowadays, if you have two, three hours free at home every day, you can make money.

954
00:53:16,200 --> 00:53:17,200
And good money.

955
00:53:17,200 --> 00:53:19,200
And you will be surprised.

956
00:53:19,200 --> 00:53:20,200
If you train well.

957
00:53:20,200 --> 00:53:21,200
Yes, of course.

958
00:53:21,200 --> 00:53:25,200
If you educate yourself well, because here we return to the subject, it is education.

959
00:53:25,200 --> 00:53:29,200
If you don't educate yourself, you think you don't have the tools, the world keeps on transforming.

960
00:53:29,200 --> 00:53:30,200
Correct.

961
00:53:30,200 --> 00:53:38,200
And you continue with the beliefs of your parents and grandparents, and then you are not functional to the system.

962
00:53:38,200 --> 00:53:41,200
And also, let's take a break, but I'll stick with this.

963
00:53:41,200 --> 00:53:50,200
I don't remember which expert I was listening to talk and they say that part of this imbalance is that, for example, traditionally the man goes to work, he does a career and he is learning, learning, learning, learning.

964
00:53:50,200 --> 00:53:53,200
And the woman is not learning traditionally because she is at home.

965
00:53:53,200 --> 00:54:01,200
So if there is a divorce or if there is a widown, the woman not only does not have the money, but she does not have the tools because she did not have the 10 or 20-year-old fire.

966
00:54:01,200 --> 00:54:06,200
I would also like to talk a little about that right now that we return because there is legal protection.

967
00:54:06,200 --> 00:54:07,200
And right now we talk.

968
00:54:07,200 --> 00:54:08,200
What a good thing.

969
00:54:08,200 --> 00:54:09,200
Yes, there is legal protection.

970
00:54:09,200 --> 00:54:21,200
Yes, I just had a conversation with a family lawyer and precisely this great question of miscellaneous goods or goods separated, where the person says, wait, goods, goods separated.

971
00:54:21,200 --> 00:54:30,200
But if I stop working like this, stay in the next segment, we are going to talk to you because we have information that will help you.

972
00:54:30,200 --> 00:54:37,200
It is very good. We are going to take a break when we return, we continue to talk in the last segment. If you have questions, go to my threads, which is Marco Antonio Regil.

973
00:54:37,200 --> 00:54:41,200
Put us questions there if you have them or ex or Twitter because they have changed the name.

974
00:54:41,200 --> 00:54:45,200
It is a whole topic, but it is Marco Regil and they can ask us questions tomorrow.

975
00:54:45,200 --> 00:54:48,200
We will be broadcasting live from the University of Guadalajara.

976
00:54:48,200 --> 00:54:50,200
It is the annual cardiology congress in Guadalajara.

977
00:54:50,200 --> 00:54:56,200
I have the pleasure of going to give a conference and we will have experts who will accompany us on the subject of cardiology.

978
00:54:56,200 --> 00:55:01,200
We are going to talk about sudden heart attacks, those attacks that can hit anyone at any time.

979
00:55:01,200 --> 00:55:07,200
How does the subject work? How to prevent it? And what to do if you have a sudden heart attack from Guadalajara to Jalisco?

980
00:55:07,200 --> 00:55:18,200
We will be transmitting and on Friday we will be with the tequila makers of Guadalajara and we will have a round table of traditional and polyamorous relationships.

981
00:55:18,200 --> 00:55:21,200
It will be good on Friday from Guadalajara.

982
00:55:21,200 --> 00:55:26,200
Zapopan, municipality number one in polyamorous in Mexico and from there we will be transmitting.

983
00:55:26,200 --> 00:55:30,200
And everything in a tablespoon.

984
00:55:30,200 --> 00:55:32,200
Let's see more.

985
00:55:32,200 --> 00:55:34,200
Get ready.

986
00:55:34,200 --> 00:55:37,200
Follow the conversation with Marco Antonio Regil.

987
00:55:39,200 --> 00:55:42,200
Do you want to start, grow or monetize your podcast?

988
00:55:43,200 --> 00:55:46,200
All secrets.

989
00:55:46,200 --> 00:55:48,200
Where and when you want.

990
00:55:48,200 --> 00:55:49,200
It's going to change your life.

991
00:55:49,200 --> 00:55:52,200
RSS.com.

992
00:55:52,200 --> 00:55:56,200
Storage, distribution and programming of your episodes in one place.

993
00:55:57,200 --> 00:55:59,200
Hosted and distributed by RSS.com.

994
00:56:01,200 --> 00:56:03,200
RSS.com.

995
00:56:03,200 --> 00:56:05,200
Make podcasts easily.

996
00:56:07,200 --> 00:56:08,200
Get ready.

997
00:56:08,200 --> 00:56:12,200
Follow the conversation with Marco Antonio Regil in formula.

998
00:56:12,200 --> 00:56:16,200
We are talking about the dear money today, day of love and friendship.

999
00:56:16,200 --> 00:56:22,200
I send a hug to the Tequila Regulatory Council, which is the name of the place where we will be transmitting from Guadalajara on Friday.

1000
00:56:22,200 --> 00:56:28,200
Where we will talk about traditional relationships and polyamorous, what is the difference.

1001
00:56:28,200 --> 00:56:31,200
And that also has completely different financial implications.

1002
00:56:31,200 --> 00:56:40,200
Because if with one person it is complex to manage finances, imagine where everyone is there, rotating, playing to the...

1003
00:56:40,200 --> 00:56:43,200
And why did you spend with her more than with me?

1004
00:56:43,200 --> 00:56:46,200
Let's see, teach me the states of the story.

1005
00:56:46,200 --> 00:56:47,200
It is done in the commune.

1006
00:56:47,200 --> 00:56:50,200
And tomorrow Thursday we will be at the University of Guadalajara.

1007
00:56:50,200 --> 00:56:53,200
The rector will be with us and we will have the cardiologists.

1008
00:56:53,200 --> 00:56:55,200
Because we will be in the National Congress of Cardiology.

1009
00:56:55,200 --> 00:57:01,200
Talking about the famous sudden death that can hit anyone, anywhere.

1010
00:57:01,200 --> 00:57:05,200
How to detect it, how to prevent it, because you can detect it, it already happened to you.

1011
00:57:05,200 --> 00:57:08,200
But what can you do if someone in your family happens to you or someone else?

1012
00:57:08,200 --> 00:57:10,200
And it is something that has happened to you.

1013
00:57:10,200 --> 00:57:15,200
And remember a footballer was in a game and he fell, suddenly he fainted.

1014
00:57:15,200 --> 00:57:20,200
It has happened, super fit, super strong people, I explain.

1015
00:57:20,200 --> 00:57:23,200
That they have all the physical condition, that they eat well, that is, nobody is saved.

1016
00:57:23,200 --> 00:57:27,200
And tomorrow we will be talking about very important medical education.

1017
00:57:27,200 --> 00:57:32,200
So two days in the beautiful Guadalajara, Guadalajara, from tomorrow.

1018
00:57:32,200 --> 00:57:37,200
Hey, the issue, right now we are in the cut and Moriz said, the issue of who?

1019
00:57:37,200 --> 00:57:38,200
This is super fashionable.

1020
00:57:38,200 --> 00:57:45,200
Just to close that topic, many people are afraid to decide if they come from the same community,

1021
00:57:45,200 --> 00:57:48,200
which is this joint society or they come separated.

1022
00:57:48,200 --> 00:57:54,200
And the main concern, well, wait for me, but if we leave and I stop working,

1023
00:57:54,200 --> 00:57:58,200
I left my business, I left my job to take care of the family.

1024
00:57:58,200 --> 00:58:03,200
Well, it was legislated on this issue because it was an important issue in Mexico that was happening.

1025
00:58:03,200 --> 00:58:08,200
That is, many, many women were being financially unprotected

1026
00:58:08,200 --> 00:58:14,200
for leaving the labor market, for attending things from home, family, etc.

1027
00:58:14,200 --> 00:58:17,200
In the long term and in the long term.

1028
00:58:17,200 --> 00:58:19,200
Imagine the implications in the long term.

1029
00:58:19,200 --> 00:58:27,200
Well, there is already a figure, a concept called compensatory pension.

1030
00:58:27,200 --> 00:58:28,200
Compensatory pension.

1031
00:58:28,200 --> 00:58:34,200
Compensatory pension that you can fight with the judge and you arrive and say,

1032
00:58:34,200 --> 00:58:41,200
Mr. Judge, before I entered this relationship, I worked, I made so much money,

1033
00:58:41,200 --> 00:58:46,200
I had such a business and look, judge, in the life project that I created with my partner,

1034
00:58:46,200 --> 00:58:51,200
we decided to have a family and I decided to leave the labor market

1035
00:58:51,200 --> 00:58:55,200
and by leaving the labor market I lost so much training,

1036
00:58:55,200 --> 00:58:59,200
I practically lost some experience.

1037
00:58:59,200 --> 00:59:01,200
Relationships, connections.

1038
00:59:01,200 --> 00:59:05,200
And now he wants to leave and it turns out that it was with separate assets

1039
00:59:05,200 --> 00:59:09,200
and now it turns out that I am trying to activate myself again economically,

1040
00:59:09,200 --> 00:59:11,200
but clearly I have a regret.

1041
00:59:11,200 --> 00:59:15,200
You can fight for something called compensatory pension

1042
00:59:15,200 --> 00:59:21,200
because what he generated in that time that you sacrificed for the good of both,

1043
00:59:21,200 --> 00:59:27,200
what he generated grew professionally, it also corresponds to you.

1044
00:59:27,200 --> 00:59:30,200
Of course, it is not only the money you stopped earning,

1045
00:59:30,200 --> 00:59:33,200
but all the experience and connections.

1046
00:59:33,200 --> 00:59:37,200
Yes, but also what you helped him generate, because he pays everything well,

1047
00:59:37,200 --> 00:59:41,200
is that figure so that he can review it with his lawyer.

1048
00:59:41,200 --> 00:59:42,200
How wonderful, how wonderful.

1049
00:59:42,200 --> 00:59:43,200
Very good.

1050
00:59:43,200 --> 00:59:48,200
Hey, now the sugar daddies appeared and the government wants to charge the sugar babies.

1051
00:59:48,200 --> 00:59:50,200
I did not know.

1052
00:59:50,200 --> 00:59:53,200
Yes, yes, yes, yes, yes, I do not know if it has already happened.

1053
00:59:53,200 --> 00:59:56,200
Those transfers like that, it was every month.

1054
00:59:56,200 --> 01:00:00,200
I do not know in what regime, what percentage are the sugar babies going to pay.

1055
01:00:00,200 --> 01:00:02,200
Yes, but that is also another topic.

1056
01:00:02,200 --> 01:00:04,200
Yes, it is a very interesting topic.

1057
01:00:04,200 --> 01:00:06,200
Where the woman says, well, it's like a girlfriend, but pay me.

1058
01:00:06,200 --> 01:00:07,200
Of course.

1059
01:00:07,200 --> 01:00:09,200
And this is a huge controversy.

1060
01:00:09,200 --> 01:00:10,200
Very big, very big.

1061
01:00:10,200 --> 01:00:13,200
What do you think of the economic plan?

1062
01:00:13,200 --> 01:00:17,200
That they are contracts, they are healthy contracts.

1063
01:00:17,200 --> 01:00:18,200
Healthy?

1064
01:00:18,200 --> 01:00:22,200
Well, yes, well, yes, I give you what I have and you want it,

1065
01:00:22,200 --> 01:00:25,200
if you give me what I need and that's it.

1066
01:00:25,200 --> 01:00:29,200
And you can negotiate with clarity and there are no issues.

1067
01:00:29,200 --> 01:00:35,200
The only problem is that sometimes the one who has the money, again,

1068
01:00:35,200 --> 01:00:41,200
does not fulfill the contract and can get very horrible mistreatments.

1069
01:00:41,200 --> 01:00:43,200
And it does happen.

1070
01:00:43,200 --> 01:00:48,200
That the contract says, for example, 5 and everything, yes?

1071
01:00:48,200 --> 01:00:52,200
And at the time I got drunk and raped you.

1072
01:00:52,200 --> 01:00:53,200
It's rape, yes.

1073
01:00:53,200 --> 01:00:54,200
No?

1074
01:00:54,200 --> 01:00:59,200
This is out of the contract and that, well.

1075
01:00:59,200 --> 01:01:03,200
I want to ask you, Nilda, what is the difference then between that and prostitution?

1076
01:01:03,200 --> 01:01:05,200
Very good question.

1077
01:01:05,200 --> 01:01:09,200
Well, yes, what is the difference between that, oh, you're going to kill me.

1078
01:01:09,200 --> 01:01:15,200
Between that and being a woman?

1079
01:01:15,200 --> 01:01:17,200
Being a woman?

1080
01:01:17,200 --> 01:01:21,200
Well, the debate has opened.

1081
01:01:21,200 --> 01:01:24,200
Strong statements from Nilda Jalavigo.

1082
01:01:24,200 --> 01:01:27,200
The difference between being what, sorry, being a woman?

1083
01:01:27,200 --> 01:01:30,200
I mean, everyone sells what they have, right?

1084
01:01:30,200 --> 01:01:31,200
Correct.

1085
01:01:31,200 --> 01:01:36,200
Okay, well, some young people sell, well, they rent, well, they don't sell it, right?

1086
01:01:36,200 --> 01:01:38,200
They rent their bodies, right?

1087
01:01:38,200 --> 01:01:39,200
Why?

1088
01:01:39,200 --> 01:01:42,200
Well, because of things they need, right?

1089
01:01:42,200 --> 01:01:48,200
A housewife rents her work at home, yes?

1090
01:01:48,200 --> 01:01:49,200
Okay?

1091
01:01:49,200 --> 01:01:54,200
And the prostitute rents her legs, why?

1092
01:01:54,200 --> 01:01:55,200
Because that's what she has.

1093
01:01:55,200 --> 01:01:57,200
But the prostitute has a lot of clients, too.

1094
01:01:57,200 --> 01:01:59,200
The other is a concept of simplicity.

1095
01:01:59,200 --> 01:02:01,200
Yes, I think that changes a bit, right, Nilda?

1096
01:02:01,200 --> 01:02:03,200
No, no, I'm not saying it doesn't change.

1097
01:02:03,200 --> 01:02:09,200
I'm saying that they are contracts that have to be very clear so that relationships are reciprocal.

1098
01:02:09,200 --> 01:02:10,200
Yes?

1099
01:02:10,200 --> 01:02:12,200
That's what I'm talking about.

1100
01:02:12,200 --> 01:02:15,200
Contract what you want.

1101
01:02:15,200 --> 01:02:20,200
If you want to be a escort, you want to, I mean, the profession that you want, yes?

1102
01:02:20,200 --> 01:02:23,200
But that the relationship is reciprocal.

1103
01:02:23,200 --> 01:02:24,200
That there is some return.

1104
01:02:24,200 --> 01:02:30,200
The problem, generally, with the housewife is that the relationship is not reciprocal.

1105
01:02:30,200 --> 01:02:32,200
There is abuse.

1106
01:02:32,200 --> 01:02:36,200
And sometimes the abuse is not only with the housewife, with the wife.

1107
01:02:36,200 --> 01:02:38,200
Sometimes the abuse is with the mother-in-law, with the grandmother.

1108
01:02:38,200 --> 01:02:41,200
Because I leave you the children, there I take care of the pending.

1109
01:02:41,200 --> 01:02:44,200
And then the mother-in-law sometimes doesn't end up receiving anything either.

1110
01:02:44,200 --> 01:02:47,200
And they are taking care of the education of the children and everything.

1111
01:02:47,200 --> 01:02:48,200
Exactly.

1112
01:02:48,200 --> 01:02:51,200
So, be careful.

1113
01:02:51,200 --> 01:03:00,200
Be careful because sometimes they do moral, cultural judgments that do not contemplate how the world has changed today.

1114
01:03:00,200 --> 01:03:05,200
Hey, for the other, the time is over, let's say goodbye, but for the other we talk about the OnlyFans.

1115
01:03:05,200 --> 01:03:07,200
Oh, talking about income.

1116
01:03:07,200 --> 01:03:08,200
Income.

1117
01:03:08,200 --> 01:03:11,200
Would you have a girlfriend who had an OnlyFans?

1118
01:03:11,200 --> 01:03:12,200
It depends what the OnlyFans is.

1119
01:03:12,200 --> 01:03:14,200
There are many types of OnlyFans.

1120
01:03:14,200 --> 01:03:16,200
But if I had OnlyFans, I would...

1121
01:03:16,200 --> 01:03:17,200
Sexy.

1122
01:03:17,200 --> 01:03:18,200
Are you asking me the question?

1123
01:03:18,200 --> 01:03:19,200
Yes.

1124
01:03:19,200 --> 01:03:20,200
Personally.

1125
01:03:20,200 --> 01:03:21,200
Yes.

1126
01:03:21,200 --> 01:03:22,200
I wouldn't go.

1127
01:03:22,200 --> 01:03:23,200
You wouldn't go?

1128
01:03:23,200 --> 01:03:24,200
No.

1129
01:03:24,200 --> 01:03:25,200
Okay, well, valid.

1130
01:03:25,200 --> 01:03:26,200
Each one.

1131
01:03:26,200 --> 01:03:27,200
You would have a boyfriend who had an OnlyFans, Nila?

1132
01:03:27,200 --> 01:03:28,200
It depends on how he is.

1133
01:03:28,200 --> 01:03:29,200
If he is handsome, yes.

1134
01:03:29,200 --> 01:03:30,200
It depends on what he offers.

1135
01:03:30,200 --> 01:03:31,200
Marco?

1136
01:03:31,200 --> 01:03:34,200
Well, I have gone out with people who have OnlyFans.

1137
01:03:34,200 --> 01:03:36,200
Let's see, going out, going out, yes.

1138
01:03:36,200 --> 01:03:39,200
But would you go out with someone? Would you form a life project with someone?

1139
01:03:39,200 --> 01:03:43,200
It's been 14 years since I have a girlfriend. I have to go to therapy with Nila Charabie.

1140
01:03:43,200 --> 01:03:46,200
I don't know, friend, it depends on the OnlyFans.

1141
01:03:46,200 --> 01:03:47,200
It depends.

1142
01:03:47,200 --> 01:03:48,200
It depends on the content.

1143
01:03:48,200 --> 01:03:49,200
It depends on how much you are a taquiller.

1144
01:03:49,200 --> 01:03:53,200
Nila Charabie is going to be at the Metropolitan Theater, where we can see you in person there. Tell us.

1145
01:03:53,200 --> 01:03:59,200
Yes, yes, yes, we are going to do a new presentation on March 8, Women's Day.

1146
01:03:59,200 --> 01:04:01,200
Where are the tickets? Where can you get them?

1147
01:04:01,200 --> 01:04:02,200
Ticketmaster.

1148
01:04:02,200 --> 01:04:04,200
Ticketmaster, okay, perfect.

1149
01:04:04,200 --> 01:04:06,200
Maurice, you are going to get a great app, I see.

1150
01:04:06,200 --> 01:04:12,200
Yes, this year is the year we get an application for financial administration with connection to banks

1151
01:04:12,200 --> 01:04:19,200
for people to give them visibility about their finances and that they can take better decisions with them.

1152
01:04:19,200 --> 01:04:21,200
We got it first semester, 20th and 24th.

1153
01:04:21,200 --> 01:04:24,200
We are in this semester, we are waiting for the last permits.

1154
01:04:24,200 --> 01:04:28,200
We are going to launch it so that you are well aware of my social networks,

1155
01:04:28,200 --> 01:04:31,200
at morisdek, and well, listen to my podcast too.

1156
01:04:31,200 --> 01:04:32,200
Of course.

1157
01:04:32,200 --> 01:04:36,200
Tell me and tickets on Spotify, on YouTube, everywhere so that you can listen to us.

1158
01:04:36,200 --> 01:04:41,200
Great, and you know, we are opening this space for our partners and partners.

1159
01:04:41,200 --> 01:04:43,200
Ivana Marcantorneo regil.com, diagonal formula.

1160
01:04:43,200 --> 01:04:46,200
There you can sign up as partners or partners of the program.

1161
01:04:46,200 --> 01:04:48,200
And we have giveaways.

1162
01:04:48,200 --> 01:04:53,200
And in the last few seconds we have, we are going to give away access to those who sign up today.

1163
01:04:53,200 --> 01:04:58,200
Yes, we are going to send them the access league so that they can pre-register to the application

1164
01:04:58,200 --> 01:04:59,200
and they will have free access.

1165
01:04:59,200 --> 01:05:02,200
Okay, so register at marcantorneoregil.com, diagonal formula.

1166
01:05:02,200 --> 01:05:09,200
We are going to send you an email with a secret league only for partners where you can receive the application for free as soon as it is launched.

1167
01:05:09,200 --> 01:05:11,200
As soon as it is launched, you will be the first.

1168
01:05:11,200 --> 01:05:13,200
Perfect, thank you.

1169
01:05:13,200 --> 01:05:21,200
And those who sign up at nilda.com.mx also have a free course.

1170
01:05:21,200 --> 01:05:25,200
Ah, well, we check it out and we do it through our partners, do you think?

1171
01:05:25,200 --> 01:05:26,200
Yes.

1172
01:05:29,200 --> 01:05:30,200
So we have giveaways.

1173
01:05:30,200 --> 01:05:32,200
Sign up at marcantorneoregil.com, diagonal formula.

1174
01:05:32,200 --> 01:05:34,200
Thank you, see you tomorrow from Guadalajara.

1175
01:05:34,200 --> 01:05:37,200
We will be watching and listening to you there, opening the conversation.

1176
01:05:37,200 --> 01:05:43,200
Thank you, happy day of love.

1177
01:06:07,200 --> 01:06:27,200
Thank you.