WEBVTT 00:00:01.620 --> 00:00:04.540 Good morning and a warm welcome to your show, 00:00:05.120 --> 00:00:09.199 Sunny Mornings in Boston. I'm your host, Melissa, 00:00:09.679 --> 00:00:14.000 and it's Monday, October 6th. You'll be interested 00:00:14.000 --> 00:00:20.199 to know. Thirty years ago, today in 1995, Swiss 00:00:20.199 --> 00:00:23.820 astronomers Michael Mayer and Didier Colloz announced 00:00:23.820 --> 00:00:26.879 the discovery of the first exoplanet orbiting 00:00:26.879 --> 00:00:29.949 a sun -like star. A groundbreaking moment in 00:00:29.949 --> 00:00:32.609 astronomy that expanded our understanding of 00:00:32.609 --> 00:00:36.530 planetary systems beyond our own. A truly inspiring 00:00:36.530 --> 00:00:40.649 milestone in human discovery. So now you know. 00:00:41.609 --> 00:00:47.929 And now, it's time for the weather report. This 00:00:47.929 --> 00:00:51.149 morning, it's sunny and it feels like 64 degrees, 00:00:51.409 --> 00:00:55.549 with 7 mile per hour wind. The sunset will take 00:00:55.549 --> 00:00:58.670 place at 614. and it will rise again tomorrow 00:00:58.670 --> 00:01:03.009 at 648. It looks like we're in for a sunny Monday 00:01:03.009 --> 00:01:06.769 with a high near 85 and a light southwest wind 00:01:06.769 --> 00:01:11.950 around 10 miles per hour tonight. Expect mostly 00:01:11.950 --> 00:01:16.010 clear skies with a low around 62 and a gentle 00:01:16.010 --> 00:01:19.230 breeze. For all you beach runners out there, 00:01:19.650 --> 00:01:22.569 the first high tide Monday will be at 11 with 00:01:22.569 --> 00:01:27.329 a low tide at 515. The nearshore buoy at Cape 00:01:27.329 --> 00:01:31.349 Cod Bay reads 64 degrees for the water temperature. 00:01:33.650 --> 00:01:36.769 Looking ahead in the weather, Tuesday will be 00:01:36.769 --> 00:01:39.810 mostly sunny with a high near 80 and a southwest 00:01:39.810 --> 00:01:42.989 wind around 10 miles per hour. Then rain showers 00:01:42.989 --> 00:01:46.909 move in after 8 p .m. with lows near 60 and an 00:01:46.909 --> 00:01:50.870 80 % chance of precipitation. Wednesday starts 00:01:50.870 --> 00:01:53.859 with showers before 8 a .m. and then more showers 00:01:53.859 --> 00:01:57.040 and thunderstorms with a high near 68, and a 00:01:57.040 --> 00:01:59.939 west wind near 10 miles per hour, then clouds 00:01:59.939 --> 00:02:02.480 break to partly cloudy Wednesday night with lows 00:02:02.480 --> 00:02:06.420 near 45, and a north wind near 8 miles per hour. 00:02:07.359 --> 00:02:10.740 Bonjour, food enthusiasts! This podcast is brought 00:02:10.740 --> 00:02:14.620 to you by Versailles Café and Pastries in Encinitas. 00:02:15.340 --> 00:02:18.500 Nestled on El Camino Real South, just north of 00:02:18.500 --> 00:02:22.180 Encinitas Boulevard, This cafe is a haven for 00:02:22.180 --> 00:02:26.319 culinary delights. Indulge in their amazing Eggs 00:02:26.319 --> 00:02:30.340 Benedict or their gluten -free crepes. You can 00:02:30.340 --> 00:02:33.379 grab a panini for lunch or just breeze on through 00:02:33.379 --> 00:02:36.639 to get your morning coffee. They are open every 00:02:36.639 --> 00:02:40.960 day from 8 to 5. So stop on by and don't forget 00:02:40.960 --> 00:02:48.159 to tell them. Sunny mornings send you. In a remarkable 00:02:48.159 --> 00:02:50.800 turn of events at this year's Topsfield Fair, 00:02:51.240 --> 00:02:54.460 Alex Newell from Abington, Connecticut, shattered 00:02:54.460 --> 00:02:57.259 the record with his astonishing pumpkin, weighing 00:02:57.259 --> 00:03:02.819 in at 2 ,507 pounds. This victory is particularly 00:03:02.819 --> 00:03:05.599 special for Newell, as he and his wife, Liz, 00:03:06.139 --> 00:03:09.060 welcomed their first child, Nova, just a day 00:03:09.060 --> 00:03:12.620 before his big win. Newell, who began growing 00:03:12.620 --> 00:03:15.919 pumpkins at eight years old, expressed his excitement, 00:03:16.319 --> 00:03:19.099 stating, I saw the giant pumpkins, I got some 00:03:19.099 --> 00:03:22.639 seeds, and I couldn't get enough of it. The fair, 00:03:22.800 --> 00:03:25.759 which runs through October 13th, featured 33 00:03:25.759 --> 00:03:28.900 competitors this year, with Daniel Cressena and 00:03:28.900 --> 00:03:31.560 Thomas Keenan taking second and third places, 00:03:32.080 --> 00:03:41.479 respectively. Now onto sports. Last night on 00:03:41.479 --> 00:03:45.280 Sunday Night Football. The Patriots upset the 00:03:45.280 --> 00:03:50.039 Bills in Buffalo, 23 to 20. Drake May was 22 00:03:50.039 --> 00:03:55.020 for 30, with 273 passing yards, zero passing 00:03:55.020 --> 00:03:59.240 touchdowns, and no interceptions. Josh Allen 00:03:59.240 --> 00:04:05.159 was 22 for 31, with 253 passing yards, two passing 00:04:05.159 --> 00:04:09.280 touchdowns, and one interception. Next Sunday, 00:04:09.460 --> 00:04:12.669 the 3 and 2... Pats head to New Orleans to play 00:04:12.669 --> 00:04:16.250 the Saints at one. The four -and -one Dills lick 00:04:16.250 --> 00:04:19.250 their wounds and head to Hotlanta for Monday 00:04:19.250 --> 00:04:23.389 Night Football. And tonight on Monday Night Football, 00:04:23.550 --> 00:04:26.329 we have the two -and -two Chiefs at the three 00:04:26.329 --> 00:04:30.250 -and -one Jaguars starting at 815 Eastern on 00:04:30.250 --> 00:04:34.470 ESPN. The Chiefs are favored by three -and -a 00:04:34.470 --> 00:04:38.189 -half with the over -under set at 45 -and -a 00:04:38.189 --> 00:04:43.199 -half. in local sports. The Boston Bruins have 00:04:43.199 --> 00:04:45.839 finalized their roster for this season, and young 00:04:45.839 --> 00:04:48.600 player Matt Poitras will start the season in 00:04:48.600 --> 00:04:53.259 Providence, and not up in the bigs. This is disappointing 00:04:53.259 --> 00:04:56.120 for the 21 -year -old, who previously played 00:04:56.120 --> 00:04:59.779 33 games with the Bruins and scored 5 goals and 00:04:59.779 --> 00:05:03.720 15 points. Despite his potential, he did not 00:05:03.720 --> 00:05:06.240 impress the coaching staff enough to secure a 00:05:06.240 --> 00:05:10.329 spot. Head coach Marco Sturm noted Poitras' effort 00:05:10.329 --> 00:05:13.009 in practice, but emphasized the need for him 00:05:13.009 --> 00:05:16.569 to play more freely. With strong performance 00:05:16.569 --> 00:05:19.990 in the IL, Poitras could earn a call -up to the 00:05:19.990 --> 00:05:25.990 Bruins. In top news, Fair Isaac Corporation, 00:05:26.310 --> 00:05:29.649 known as FICO, is transforming the credit scoring 00:05:29.649 --> 00:05:32.889 market by offering mortgage lenders direct access 00:05:32.889 --> 00:05:36.189 to its credit scores without relying on Experian. 00:05:36.350 --> 00:05:40.870 Equifax, or TransUnion. Following this announcement, 00:05:41.089 --> 00:05:45.250 shares of FICO surged by 18%, while shares of 00:05:45.250 --> 00:05:49.670 credit scoring firms dropped by up to 11%. This 00:05:49.670 --> 00:05:51.810 shift is one of the most significant changes 00:05:51.810 --> 00:05:54.670 in decades, prompted by regulatory scrutiny. 00:05:55.629 --> 00:05:58.350 FICO's new program allows resellers to purchase 00:05:58.350 --> 00:06:02.870 scores for $4, plus an additional $33 upon loan 00:06:02.870 --> 00:06:05.649 closure, potentially increasing mortgage costs. 00:06:06.350 --> 00:06:09.750 The impact on borrowers will depend on how resellers 00:06:09.750 --> 00:06:12.490 and credit bureaus respond to these changes. 00:06:14.730 --> 00:06:19.050 In business news, high earners age 50 and older 00:06:19.050 --> 00:06:21.949 are facing new restrictions on retirement savings. 00:06:23.610 --> 00:06:26.250 Starting next year, catch -up contributions for 00:06:26.250 --> 00:06:28.649 those individuals will need to be made after 00:06:28.649 --> 00:06:34.939 tax if their income exceeds $145 ,000. This change, 00:06:35.279 --> 00:06:38.040 mandated by the Internal Revenue Service, means 00:06:38.040 --> 00:06:40.639 that many will pay taxes up front during their 00:06:40.639 --> 00:06:43.279 high -earning years, rather than during retirement. 00:06:44.139 --> 00:06:48.120 With catch -up limits reaching up to $11 ,250, 00:06:48.879 --> 00:06:51.540 this may push some into higher tax brackets. 00:06:52.639 --> 00:06:55.480 However, it could encourage savers to reassess 00:06:55.480 --> 00:06:58.579 their investment strategies, potentially favoring 00:06:58.579 --> 00:07:01.399 Roth accounts for tax -free withdrawals in retirement. 00:07:02.000 --> 00:07:06.240 In crypto movement, Bitcoin is up 3 % over the 00:07:06.240 --> 00:07:13.240 weekend to $124 ,000. Ethereum is up 1 % to just 00:07:13.240 --> 00:07:20.899 over $4 ,500. And XRP is down 1 % to $2 .97. 00:07:22.600 --> 00:07:26.779 Moving on to a more local vibe. In our community 00:07:26.779 --> 00:07:29.699 spotlight on health and wellness, we are working 00:07:29.699 --> 00:07:32.720 with a national Pilates studio to bring you some 00:07:32.720 --> 00:07:37.240 free classes, so listen up. Check out Club Pilates 00:07:37.240 --> 00:07:40.800 with several locations in the Boston area. Pilates 00:07:40.800 --> 00:07:44.259 presents a comprehensive wellness approach, cultivating 00:07:44.259 --> 00:07:47.740 strength, reducing tension, and elevating mental 00:07:47.740 --> 00:07:51.079 well -being. Scientific research affirms its 00:07:51.079 --> 00:07:55.240 benefits. So now you can check out Club Pilates 00:07:55.240 --> 00:07:59.459 for a free class. With locations in Canton, Wellesley, 00:07:59.740 --> 00:08:03.470 Hingham, Brookline, and Framingham, just be sure 00:08:03.470 --> 00:08:07.990 to tell them Sunny Morning sent you by. And now, 00:08:08.170 --> 00:08:13.689 back to the show. Let's talk tech. OpenAI is 00:08:13.689 --> 00:08:16.269 shifting its approach to copyright works in Sora, 00:08:16.730 --> 00:08:21.110 its AI video generation application. Chief Executive 00:08:21.110 --> 00:08:23.769 Sam Altman announced that copyright holders will 00:08:23.769 --> 00:08:26.470 gain more control over how their characters are 00:08:26.470 --> 00:08:30.370 utilized. Users can now create and share videos 00:08:30.370 --> 00:08:34.309 within a social media feed. Prior to the app's 00:08:34.309 --> 00:08:37.909 launch, OpenAI informed talent agencies and studios 00:08:37.909 --> 00:08:41.009 they would need to opt out to avoid their copyrighted 00:08:41.009 --> 00:08:45.149 material appearing in generated videos. Altman 00:08:45.149 --> 00:08:47.889 emphasized that this policy will resemble the 00:08:47.889 --> 00:08:50.750 opt -in model for likenesses, but with additional 00:08:50.750 --> 00:08:55.009 controls. He also noted that OpenAI must find 00:08:55.009 --> 00:08:58.190 ways to monetize Sora while sharing revenue with 00:08:58.190 --> 00:09:05.009 rights holders. And in entertainment news. In 00:09:05.009 --> 00:09:07.870 Hollywood, the rise of artificial intelligence 00:09:07.870 --> 00:09:11.750 actress Tilly Norwood is causing quite a stir. 00:09:13.450 --> 00:09:16.409 Aline van der Velden, founder of AI production 00:09:16.409 --> 00:09:20.049 studio Particle 6. envisions Tilly as the next 00:09:20.049 --> 00:09:23.330 big star, aiming for representation by a major 00:09:23.330 --> 00:09:27.190 talent agency soon. However, industry leaders 00:09:27.190 --> 00:09:29.809 are expressing concerns about the implications 00:09:29.809 --> 00:09:34.409 of AI performers. Gersh Agency president Leslie 00:09:34.409 --> 00:09:37.990 Siebert labeled Tilly's phenomenon as frightening. 00:09:39.210 --> 00:09:42.649 While some actors fear job displacement, others, 00:09:42.929 --> 00:09:46.309 like producer Scott Stuber, emphasize that the 00:09:46.309 --> 00:09:49.990 human condition in storytelling remains irreplaceable. 00:09:51.110 --> 00:09:54.210 As studios consider AI's potential, the debate 00:09:54.210 --> 00:09:57.049 surrounding creative authenticity and ethical 00:09:57.049 --> 00:10:01.809 boundaries continues. Well, alrighty folks, it's 00:10:01.809 --> 00:10:05.769 time for the quote of the day. And today, our 00:10:05.769 --> 00:10:08.070 quote comes from the American astronomer and 00:10:08.070 --> 00:10:12.230 science communicator, Carl Sagan. And he said, 00:10:17.389 --> 00:10:21.090 And that's a wrap for this morning. You can check 00:10:21.090 --> 00:10:24.830 out our Instagram, YouTube, and TikTok for some 00:10:24.830 --> 00:10:28.210 captivating aerial videos with local news and 00:10:28.210 --> 00:10:31.789 the weather reports. Have an amazing day, my 00:10:31.789 --> 00:10:34.470 good friends. We'll see you tomorrow with another 00:10:34.470 --> 00:10:36.750 episode of Sunny Mornings in Boston.