WEBVTT 00:00:01.819 --> 00:00:04.700 Good morning, and a warm welcome to your show, 00:00:05.179 --> 00:00:09.140 Sunny Mornings in Encinitas. I'm your host, Melissa, 00:00:09.519 --> 00:00:13.560 and it's Tuesday, November 4th. You'll be interested 00:00:13.560 --> 00:00:18.879 to know. Today is election day. Each year, communities 00:00:18.879 --> 00:00:21.660 across the nation celebrate the chance to vote 00:00:21.660 --> 00:00:25.440 and shape our shared future with kindness, participation, 00:00:25.960 --> 00:00:29.620 and civic pride. Polling places open early so 00:00:29.620 --> 00:00:32.579 neighbors, families and friends can gather peacefully 00:00:32.579 --> 00:00:36.060 to honor democracy and the responsibility of 00:00:36.060 --> 00:00:38.659 choosing leaders with hope and gratitude today. 00:00:40.259 --> 00:00:44.859 So now you know. And now it's time for the Surf 00:00:44.859 --> 00:00:51.840 Report. Tuesday in Encinitas. This morning it's 00:00:51.840 --> 00:00:54.280 looking clean with waves around two to three 00:00:54.280 --> 00:00:58.270 feet. Conditions should hold steady through the 00:00:58.270 --> 00:01:01.049 morning, but expect a shift to fair as the wind 00:01:01.049 --> 00:01:04.670 picks up slightly. By midday, the wind will be 00:01:04.670 --> 00:01:08.090 onshore at 6 miles per hour, creating some choppy 00:01:08.090 --> 00:01:12.409 conditions. Best time to ride is at 8 a .m. with 00:01:12.409 --> 00:01:15.750 a 6 -foot high tide when the south -southwest 00:01:15.750 --> 00:01:20.250 swell is 1 .5 feet at 13 seconds, and the offshore 00:01:20.250 --> 00:01:24.590 wind is 4 miles per hour. The first high tide 00:01:24.590 --> 00:01:27.530 on Tuesday will be six and a half feet, just 00:01:27.530 --> 00:01:31.810 before 730 am, followed by a minus one foot low 00:01:31.810 --> 00:01:37.269 tide at 215. The nearshore buoy at Beacons reads 00:01:37.269 --> 00:01:42.109 67 degrees for the water temperature. Conditions 00:01:42.109 --> 00:01:44.969 start with clean two to three foot waves on Wednesday, 00:01:45.390 --> 00:01:49.090 but become choppy by afternoon. Thursday sees 00:01:49.090 --> 00:01:52.290 a steady swell increase reaching 3 to 4 plus 00:01:52.290 --> 00:01:54.989 feet with choppy conditions persisting into the 00:01:54.989 --> 00:01:58.450 afternoon. Friday delivers the biggest surf of 00:01:58.450 --> 00:02:01.370 the period with 4 to 6 foot clean sets in the 00:02:01.370 --> 00:02:03.989 morning before transitioning to fair conditions 00:02:03.989 --> 00:02:09.210 later. This morning there's patchy fog and it 00:02:09.210 --> 00:02:13.949 feels like 63 degrees with no wind. The sunset 00:02:13.949 --> 00:02:17.280 will take place at 4 .55. and it will rise again 00:02:17.280 --> 00:02:21.539 tomorrow at 613. It looks like we're in for some 00:02:21.539 --> 00:02:24.840 patchy fog early today, clearing by mid -morning 00:02:24.840 --> 00:02:29.740 with mostly sunny skies and a high near 66, accompanied 00:02:29.740 --> 00:02:34.639 by a light southwest breeze. Tonight, expect 00:02:34.639 --> 00:02:38.439 patchy drizzle and fog after 10, with mostly 00:02:38.439 --> 00:02:42.599 cloudy skies, a low around 58, and light winds. 00:02:44.379 --> 00:02:47.900 Looking ahead in the weather. Wednesday starts 00:02:47.900 --> 00:02:51.080 with patchy drizzle and fog before 10 a .m., 00:02:51.080 --> 00:02:54.560 then becomes partly sunny with a high near 65 00:02:54.560 --> 00:02:58.099 and a northwest breeze of 5 to 10 miles per hour. 00:02:59.159 --> 00:03:01.360 Mostly cloudy Wednesday night with a low near 00:03:01.360 --> 00:03:05.599 58, then Thursday stays mostly sunny near 65, 00:03:05.939 --> 00:03:08.400 with patchy fog returning each night into the 00:03:08.400 --> 00:03:11.699 weekend and highs warming to near 68 on Saturday. 00:03:12.650 --> 00:03:16.189 Bonjour, food enthusiasts. This podcast is brought 00:03:16.189 --> 00:03:20.069 to you by Versailles Cafe and Pastries in Encinitas. 00:03:20.909 --> 00:03:23.990 Nestled on El Camino Real South, just north of 00:03:23.990 --> 00:03:27.629 Encinitas Boulevard, this cafe is a haven for 00:03:27.629 --> 00:03:31.770 culinary delights. Indulge in their amazing eggs 00:03:31.770 --> 00:03:35.789 Benedict or their gluten -free crepes. You can 00:03:35.789 --> 00:03:38.849 grab a panini for lunch or just breeze on through 00:03:38.849 --> 00:03:42.099 to get your morning coffee. They are open every 00:03:42.099 --> 00:03:46.439 day from 8 to 5. So stop on by, and don't forget 00:03:46.439 --> 00:03:53.280 to tell them. Sunny mornings send you. As Election 00:03:53.280 --> 00:03:56.539 Day approaches, Californians will decide on Proposition 00:03:56.539 --> 00:03:59.960 50, which has seen unprecedented spending, with 00:03:59.960 --> 00:04:03.900 nearly $26 million devoted to ads and outreach 00:04:03.900 --> 00:04:06.960 efforts, surpassing any previous ballot measure 00:04:06.960 --> 00:04:11.229 in state history. Financed by nonprofits, political 00:04:11.229 --> 00:04:15.030 parties, and billionaire Tom Stater, this independent 00:04:15.030 --> 00:04:18.730 effort aims to influence voter opinions on gerrymandering 00:04:18.730 --> 00:04:22.610 congressional districts. Flyers and digital ads 00:04:22.610 --> 00:04:25.410 have flooded the state, urging voters to either 00:04:25.410 --> 00:04:28.389 support or oppose the measure, while various 00:04:28.389 --> 00:04:31.490 political parties have reported independent expenditures, 00:04:32.089 --> 00:04:34.410 highlighting the significant national attention 00:04:34.410 --> 00:04:38.240 this election has garnered. In total, over $1 00:04:38.240 --> 00:04:41.500 million has been spent by local parties and elected 00:04:41.500 --> 00:04:44.740 officials, reflecting the urgency and intensity 00:04:44.740 --> 00:04:54.199 of this election. Now onto sports. The city of 00:04:54.199 --> 00:04:57.800 Pasadena has filed a lawsuit against UCLA to 00:04:57.800 --> 00:05:00.680 enforce its lease for the Rose Bowl, which runs 00:05:00.680 --> 00:05:06.139 through June 30, 2044. The lawsuit accuses UCLA 00:05:06.139 --> 00:05:09.060 of attempting to move football games to SoFi 00:05:09.060 --> 00:05:12.439 Stadium in Inglewood, calling this a profound 00:05:12.439 --> 00:05:17.220 betrayal of trust. Pasadena officials, state 00:05:17.220 --> 00:05:21.120 taxpayers, have invested more than $150 million 00:05:21.120 --> 00:05:25.939 in stadium renovations. UCLA denies breaching 00:05:25.939 --> 00:05:28.579 the contract, asserting that discussions about 00:05:28.579 --> 00:05:32.779 relocation do not violate the lease. The lawsuit 00:05:32.779 --> 00:05:35.800 seeks a court order to require UCLA to honor 00:05:35.800 --> 00:05:38.680 its lease, which officials claim is crucial for 00:05:38.680 --> 00:05:43.079 the community's economic health. Experts suggest 00:05:43.079 --> 00:05:45.879 the involvement of a government entity complicates 00:05:45.879 --> 00:05:50.160 potential negotiations. And last night, on Monday 00:05:50.160 --> 00:05:53.040 Night Football, the Dallas Cowboys lost to the 00:05:53.040 --> 00:05:56.699 Arizona Cardinals with a final score of 27 to 00:05:56.699 --> 00:06:00.949 17. The Cowboys often struggled throughout. failing 00:06:00.949 --> 00:06:03.509 to score a touchdown until the fourth quarter, 00:06:03.889 --> 00:06:06.829 while the Cardinals, led by Jacobi Brissette, 00:06:07.230 --> 00:06:10.769 capitalized on their opportunities. Despite being 00:06:10.769 --> 00:06:14.209 ranked 21st in yards allowed, Arizona's defense 00:06:14.209 --> 00:06:17.990 limited Dak Prescott and his team significantly. 00:06:19.089 --> 00:06:22.129 The Cowboys fell to a record of three wins, five 00:06:22.129 --> 00:06:25.410 losses, and one tie, diminishing their playoff 00:06:25.410 --> 00:06:32.430 hopes. In local sports, San Diego SC hosts the 00:06:32.430 --> 00:06:36.730 Portland Timbers on Sunday in the Audi 2025 Major 00:06:36.730 --> 00:06:39.730 League Soccer Cup Playoffs as Game 3 decides 00:06:39.730 --> 00:06:42.509 who advances from their Western Conference Round 00:06:42.509 --> 00:06:46.709 1 Best of 3 Series. The match will be available 00:06:46.709 --> 00:06:50.550 to watch and stream on MLS Season Pass through 00:06:50.550 --> 00:06:54.730 Apple TV. Kickoff is scheduled for Sunday, November 00:06:54.730 --> 00:06:59.459 9th at 6 specific time at Snapdragon Stadium. 00:07:00.639 --> 00:07:03.819 San Diego earned a 2 -1 victory in Game 1, but 00:07:03.819 --> 00:07:06.720 Portland leveled the series with a 3 -2 win in 00:07:06.720 --> 00:07:11.860 penalties after a 2 -2 draw in Game 2. The series 00:07:11.860 --> 00:07:14.540 winner will face Minnesota United Football Club 00:07:14.540 --> 00:07:17.360 or Seattle Sounders Football Club in the Western 00:07:17.360 --> 00:07:20.740 Conference Semifinals, held November 22nd to 00:07:20.740 --> 00:07:28.319 23rd. In top news... Republicans hold a 219 to 00:07:28.319 --> 00:07:31.959 213 majority in the House, but they could secure 00:07:31.959 --> 00:07:35.860 more seats if reapportionments favor them. Both 00:07:35.860 --> 00:07:38.959 parties are engaged in a fierce battle in legislatures 00:07:38.959 --> 00:07:42.800 and courts over redistricting ahead of the 2026 00:07:42.800 --> 00:07:46.699 elections. Mid -decade reapportionments have 00:07:46.699 --> 00:07:49.139 been triggered by demands from Donald Trump for 00:07:49.139 --> 00:07:52.050 more Republican districts. combined with changing 00:07:52.050 --> 00:07:55.230 legal frameworks around partisan gerrymandering. 00:07:56.209 --> 00:07:58.970 As states push for redistricting, Texas aims 00:07:58.970 --> 00:08:02.069 for five additional seats for Republicans, while 00:08:02.069 --> 00:08:04.910 California seeks to gain five seats for Democrats. 00:08:06.129 --> 00:08:08.810 This high -stakes political maneuvering highlights 00:08:08.810 --> 00:08:12.050 the critical nature of upcoming legislative sessions. 00:08:13.430 --> 00:08:17.370 In business news, The fight over credit scores 00:08:17.370 --> 00:08:20.889 has escalated into a war among key players in 00:08:20.889 --> 00:08:24.709 the finance industry. For years, the FICO score 00:08:24.709 --> 00:08:27.629 has determined access to mortgages, car loans, 00:08:27.730 --> 00:08:32.029 and credit cards. Now, a $10 fee has ignited 00:08:32.029 --> 00:08:35.450 fierce competition between Fair Isaac, the creator 00:08:35.450 --> 00:08:39.350 of the FICO score, and three major credit bureaus, 00:08:39.669 --> 00:08:44.360 Equifax, Experian, and TransUnion. These companies 00:08:44.360 --> 00:08:47.580 are advocating for their alternative score, Vantage 00:08:47.580 --> 00:08:50.279 Score, which claims to enhance credit access. 00:08:51.440 --> 00:08:54.279 As tensions rise, experts warn that this battle 00:08:54.279 --> 00:08:57.440 could impact American taxpayers and the financial 00:08:57.440 --> 00:09:01.399 landscape significantly. In crypto movement, 00:09:02.240 --> 00:09:08.720 Bitcoin is down 1 % to just over $107 ,000. Ethereum 00:09:08.720 --> 00:09:13.309 is down half a percent to about $3 ,600. And 00:09:13.309 --> 00:09:20.950 XRP is down 3 % to $2 .35. Moving on to a more 00:09:20.950 --> 00:09:25.490 local vibe. In our community spotlight on health 00:09:25.490 --> 00:09:28.129 and wellness, we are working with a national 00:09:28.129 --> 00:09:31.009 Pilates studio to bring you some free classes, 00:09:31.509 --> 00:09:35.889 so listen up. Check out Club Pilates with several 00:09:35.889 --> 00:09:39.450 locations in the San Diego area. Pilates presents 00:09:39.450 --> 00:09:42.549 a comprehensive wellness approach. cultivating 00:09:42.549 --> 00:09:46.190 strength, reducing tension, and elevating mental 00:09:46.190 --> 00:09:49.509 well -being. Scientific research affirms its 00:09:49.509 --> 00:09:53.750 benefits. So now you can check out Club Pilates 00:09:53.750 --> 00:09:57.610 for a free class with locations in Encinitas, 00:09:58.149 --> 00:10:01.850 Solana Beach, Oceanside, La Jolla, and more. 00:10:02.769 --> 00:10:05.409 Just be sure to tell them Sunny Morning sent 00:10:05.409 --> 00:10:11.269 you by. And now back to the show. Let's talk 00:10:11.269 --> 00:10:15.149 tech. Big banks are entering the stablecoin era 00:10:15.149 --> 00:10:17.929 by allowing international payments through Zelle. 00:10:19.070 --> 00:10:22.389 This initiative aims to help users transfer money 00:10:22.389 --> 00:10:25.870 across borders with service available to any 00:10:25.870 --> 00:10:30.470 bank within the Zelle network. Stablecoins are 00:10:30.470 --> 00:10:33.250 digital currencies linked to fiat currencies 00:10:33.250 --> 00:10:36.649 such as the US dollar and are designed to maintain 00:10:36.649 --> 00:10:40.570 a consistent value. President Trump signed a 00:10:40.570 --> 00:10:43.149 bill in July to provide oversight for stable 00:10:43.149 --> 00:10:46.330 coins, encouraging companies like Walmart and 00:10:46.330 --> 00:10:51.250 Amazon .com to explore their own coins. Currently, 00:10:51.769 --> 00:10:54.490 stable coins primarily facilitate the buying 00:10:54.490 --> 00:11:03.000 and selling of other cryptocurrencies. Google 00:11:03.000 --> 00:11:06.259 has declined Disney's request to restore ABC 00:11:06.259 --> 00:11:10.139 to YouTube TV for election night coverage, instead 00:11:10.139 --> 00:11:14.879 proposing to let users watch ESPN and ABC as 00:11:14.879 --> 00:11:18.779 negotiations continue. This disagreement marks 00:11:18.779 --> 00:11:21.379 the fifth day of the blackout of Disney networks 00:11:21.379 --> 00:11:26.620 on YouTube TV due to a fee dispute. Disney requested 00:11:26.620 --> 00:11:30.169 that Google provide ABC on November 4th. But 00:11:30.169 --> 00:11:33.649 Google suggested that restoring both ABC and 00:11:33.649 --> 00:11:38.090 ESPN would better serve customers. Disney's networks 00:11:38.090 --> 00:11:40.769 went dark after their prior agreement expired 00:11:40.769 --> 00:11:44.809 on October 30th at midnight Eastern time, with 00:11:44.809 --> 00:11:48.529 Google claiming Disney has demanded an unprecedented 00:11:48.529 --> 00:11:52.389 fee increase. Disney contends that Google refuses 00:11:52.389 --> 00:11:56.529 to pay fair rates for its channels. Well, all 00:11:56.529 --> 00:11:59.200 righty, folks. It's time for the quote of the 00:11:59.200 --> 00:12:03.259 day. And today, our quote comes from the American 00:12:03.259 --> 00:12:07.700 journalist and author, Hunter S. Thompson. And 00:12:07.700 --> 00:12:11.179 he said, freedom is something that dies unless 00:12:11.179 --> 00:12:15.299 it's used. And that's a wrap for this morning. 00:12:16.200 --> 00:12:18.860 You can check out our Instagram, YouTube, and 00:12:18.860 --> 00:12:22.539 TikTok for some captivating aerial videos with 00:12:22.539 --> 00:12:26.590 local news and the surf reports. Have an amazing 00:12:26.590 --> 00:12:28.990 day, my good friends. We'll see you tomorrow 00:12:28.990 --> 00:12:32.350 with another episode of Sunny Mornings in Encinitas.