Good morning, and a warm welcome to your show,
Sunny Mornings in Encinitas. I'm your host, Melissa,
and it's Monday, October 6th. You'll be interested
to know. Thirty years ago, today in 1995, Swiss
astronomers Michael Mayer and Didier Colloz announced
the discovery of the first exoplanet orbiting
a sun -like star. A groundbreaking moment in
astronomy that expanded our understanding of
planetary systems beyond our own. A truly inspiring
milestone in human discovery. So now you know.
And now, it's time for the Surf Report. Monday
in Encinitas. This morning it's looking clean
with waves at 2 plus feet. Conditions stay clean
and hold steady at two to three feet until around
10 a .m. when it shifts to fair. By noon, it
gets choppy as the wind picks up to nine mile
per hour. Current winds are onshore at one mile
per hour. Best time to ride is at 7 a .m. with
a four -foot incoming high tide when the southwest
swell is one feet at 16 seconds. and the onshore
wind is one mile per hour. The first high tide
on Monday will be six feet at 9 a .m., followed
by a zero -foot low tide at 315. The nearshore
buoy at Beacons reads 67 degrees for the water
temperature. Conditions start fair with waves
around two to three feet and light northwest
winds on Tuesday. Wednesday sees similar sizes
but shifts to choppy conditions by midday as
winds pick up from the west northwest. Thursday
declines to one to two feet with choppy surf
throughout, making it the least favorable day
of the period. This morning it's cloudy and it
feels like 68 degrees with no wind. The sunset
will take place at 628 and it will rise again
tomorrow at 649. It looks a grin for a partly
sunny day with a high near 68 and a light south
wind. Tonight, expect mostly cloudy skies with
a low around 63 and light northwest winds. Looking
ahead in the weather, Tuesday will be partly
sunny with a high near 68 and a northwest wind
of 5 to 10 miles per hour. A mostly cloudy night
follows with lows near 63. and Wednesday stays
partly sunny with a high near 67 and a low around
64 Wednesday night. Rain chances increase Thursday
afternoon into Friday, with highs rising to near
71 and overnight lows in the mid -60s. Bonjour,
food enthusiasts! This podcast is brought to
you by Versailles Cafe and Pastries in Encinitas,
nestled on El Camino Real South, just north of
Encinitas Boulevard. This cafe is a haven for
culinary delights. Indulge in their amazing Eggs
Benedict or their gluten -free crepes. You can
grab a panini for lunch or just breeze on through
to get your morning coffee. They are open every
day from 8 to 5. So stop on by and don't forget
to tell them. Sunny mornings send you. A fire
lasting over nine hours at the Chevron, El Segundo
refinery has left motorists in Southern California
racing for higher gas prices. The refinery, which
processes about 300 ,000 barrels of crude oil
daily, contributes to one -fifth of the region's
motor vehicle fuel and 40 % of its jet fuel.
Petroleum analyst Matt McLean estimated potential
price increases could reach between 35 and 95
cents per gallon. Although nearby residents have
mostly resumed their routines, concerns linger
regarding air quality. Chevron is conducting
an internal investigation into the incident,
which has been fully extinguished, while local
authorities advise residents to stay indoors
if they detect smoke. Now on to sports Last night
on Sunday night football the Patriots upset the
Bills in Buffalo 23 to 20 Drake May was 22 for
30 with 273 passing yards zero passing touchdowns
and no interceptions Josh Allen was 22 for 31
with 253 passing yards two passing touchdowns
and one interception. Next Sunday, the three
and two pats head to New Orleans to play the
Saints at one. The four and one Dills lick their
wounds and head to Hotlanta for Monday Night
Football. And tonight on Monday Night Football,
we have the two and two Chiefs at the three and
one Jaguars, starting at 815 Eastern on ESPN.
The Chiefs are favored by three and a half. with
the over -under set at 45 .5 in local sports.
Yesterday afternoon in Los Angeles, the Chargers
lost to the commanders 27 to 10. Justin Herbert
was 22 for 29, with 166 passing yards, one passing
touchdown, and one interception. Jaden Daniels
was 15 for 26, with 251 passing yards, one touchdown,
and no interceptions. Next Sunday morning, the
3 -in -2 Bolts take on the 1 -in -3 Dolphins
in Miami at 10 on CBS. In top news, Fair Isaac
Corporation, known as FICO, is transforming the
credit scoring market by offering mortgage lenders
direct access to its credit scores without relying
on Experian, Equifax, or TransUnion. Following
this announcement, shares of FICO surged by 18%,
while shares of credit -scoring firms dropped
by up to 11%. This shift is one of the most significant
changes in decades, prompted by regulatory scrutiny.
FICO's new program allows resellers to purchase
scores for $4, plus an additional $33 upon loan
closure. potentially increasing mortgage costs.
The impact on borrowers will depend on how resellers
and credit bureaus respond to these changes.
In business news, high earners age 50 and older
are facing new restrictions on retirement savings.
Starting next year, catch -up contributions for
those individuals will need to be made after
tax if their income exceeds $145 ,000. This change,
mandated by the Internal Revenue Service, means
that many will pay taxes upfront during their
high -earning years rather than during retirement.
With catch -up limits reaching up to $11 ,250,
this may push some into higher tax brackets.
However, it could encourage savers to reassess
their investment strategies, potentially favoring
Roth accounts for tax -free withdrawals in retirement.
In crypto movement, Bitcoin is up 3 % over the
weekend to $124 ,000. Ethereum is up 1 % to just
over $4 ,500. And XRP is down 1 % to $2 .97.
Moving on to a more local vibe. In our community
spotlight on health and wellness. We are working
with a national Pilates studio to bring you some
free classes, so listen up. Check out Club Pilates,
with several locations in the San Diego area.
Pilates presents a comprehensive wellness approach,
cultivating strength, reducing tension, and elevating
mental well -being. Scientific research affirms
its benefits. So now you can check out Club Pilates
for a free class. with locations in Encinitas,
Solana Beach, Oceanside, La Jolla, and more.
Just be sure to tell them Sunny Morning sent
you by. And now, back to the show. Let's talk
tech. OpenAI is shifting its approach to copyright
works in Sora, its AI video generation application.
Chief Executive Sam Altman announced that copyright
holders will gain more control over how their
characters are utilized. Users can now create
and share videos within a social media feed.
Prior to the app's launch, OpenAI informed talent
agencies and studios they would need to opt out
to avoid their copyrighted material appearing
in generated videos. Altman emphasized that this
policy will resemble the opt -in model for likenesses.
but with additional controls. He also noted that
open AI must find ways to monetize Sora while
sharing revenue with rights holders. Entertainment
news. In Hollywood, the rise of artificial intelligence
actress Tilly Norwood is causing quite a stir.
Aline van der Velden, founder of AI production
studio Particle 6. envisions Tilly as the next
big star, aiming for representation by a major
talent agency soon. However, industry leaders
are expressing concerns about the implications
of AI performers. Gersh Agency president Leslie
Siebert labeled Tilly's phenomenon as frightening.
While some actors fear job displacement, others,
like producer Scott Stuber, emphasize that the
human condition in storytelling remains irreplaceable.
As studios consider AI's potential, the debate
surrounding creative authenticity and ethical
boundaries continues. Well, all righty, folks.
It's time for the quote of the day. And today,
our quote comes from the American astronomer
and science communicator, Carl Sagan. Anti -set.
Somewhere, something incredible is waiting to
be known. And that's a wrap for this morning.
You can check out our Instagram, YouTube, and
TikTok for some captivating aerial videos with
local news and the surf reports. Have an amazing
day, my good friends. We'll see you tomorrow
with another episode of Sunny Mornings in Encinitas.