WEBVTT 00:00:01.239 --> 00:00:04.200 Good morning and a warm welcome to your show, 00:00:04.719 --> 00:00:09.140 Sunny Mornings in San Diego. I'm your host, Melissa, 00:00:09.519 --> 00:00:13.560 and it's Tuesday, November 4th. You'll be interested 00:00:13.560 --> 00:00:18.879 to know. Today is election day. Each year, communities 00:00:18.879 --> 00:00:21.660 across the nation celebrate the chance to vote 00:00:21.660 --> 00:00:25.440 and shape our shared future with kindness, participation, 00:00:25.960 --> 00:00:29.620 and civic pride. Polling places open early so 00:00:29.620 --> 00:00:32.579 neighbors, families and friends can gather peacefully 00:00:32.579 --> 00:00:36.060 to honor democracy and the responsibility of 00:00:36.060 --> 00:00:38.700 choosing leaders with hope and gratitude today. 00:00:40.280 --> 00:00:44.859 So now you know. And now, it's time for the Surf 00:00:44.859 --> 00:00:51.700 Report. Tuesday at Tourmaline. This morning it's 00:00:51.700 --> 00:00:55.259 looking clean with waves around 3 to 4 plus feet. 00:00:56.379 --> 00:00:59.060 Conditions stay clean through the morning before 00:00:59.060 --> 00:01:02.780 shifting to fair by noon. Winds start offshore 00:01:02.780 --> 00:01:06.120 at 2 miles per hour, then switch to onshore at 00:01:06.120 --> 00:01:10.120 5 miles per hour by midday. Best time to ride 00:01:10.120 --> 00:01:14.379 is at 6 a .m. with a 5 -foot incoming high tide 00:01:14.379 --> 00:01:17.799 when the west -northwest swell is 3 feet at 13 00:01:17.799 --> 00:01:21.420 seconds and the offshore wind is 2 mile per hour. 00:01:22.120 --> 00:01:25.280 The first high tide on Tuesday will be six and 00:01:25.280 --> 00:01:28.900 a half feet, just before 7 .30 a .m., followed 00:01:28.900 --> 00:01:34.060 by a minus one foot low tide at 2 .15. The nearshore 00:01:34.060 --> 00:01:38.439 GUI at Mission Day West reads 69 degrees for 00:01:38.439 --> 00:01:42.719 the water temperature. Starting Wednesday, expect 00:01:42.719 --> 00:01:45.200 fair conditions with waves around two to four 00:01:45.200 --> 00:01:49.120 feet and light winds. Thursday sees a steady 00:01:49.120 --> 00:01:52.939 increase in size, reaching 4 to 6 feet, but conditions 00:01:52.939 --> 00:01:57.060 become choppy in the afternoon. By Friday, surf 00:01:57.060 --> 00:02:00.159 height peaks at 7 to 9 feet with clean conditions 00:02:00.159 --> 00:02:03.500 early, offering the best opportunity before winds 00:02:03.500 --> 00:02:08.419 pick up later. This morning, there's patchy fog, 00:02:08.759 --> 00:02:13.439 and it feels like 62 degrees with no wind. The 00:02:13.439 --> 00:02:16.469 sunset will take place at 4 .55. and it will 00:02:16.469 --> 00:02:20.650 rise again tomorrow at 6 .13. It looks like we're 00:02:20.650 --> 00:02:23.469 in for some patchy fog early today, clearing 00:02:23.469 --> 00:02:27.449 by mid -morning with mostly sunny skies and a 00:02:27.449 --> 00:02:31.949 high near 72, along with a light breeze tonight. 00:02:33.189 --> 00:02:36.909 Expect patchy drizzle and fog after 10 p .m., 00:02:36.909 --> 00:02:40.969 mostly cloudy skies with a low around 56 and 00:02:40.969 --> 00:02:46.580 calm winds. Looking ahead in the weather, Wednesday 00:02:46.580 --> 00:02:49.340 starts with patchy drizzle and fog before 10 00:02:49.340 --> 00:02:52.759 a .m., then turns mostly sunny, with highs near 00:02:52.759 --> 00:02:56.419 71 and northwest winds near 10 miles per hour. 00:02:57.479 --> 00:03:00.060 Mostly clear nights and patchy fog return each 00:03:00.060 --> 00:03:03.159 night, with lows in the mid to upper 50s, while 00:03:03.159 --> 00:03:06.419 daytime highs rise to the mid 70s by Friday and 00:03:06.419 --> 00:03:10.879 Saturday. Bonjour, food enthusiasts! This podcast 00:03:10.879 --> 00:03:13.960 is brought to you by Versailles Cafe and Pastries 00:03:13.960 --> 00:03:18.110 in Encinitas. Nestled on El Camino Real South, 00:03:18.330 --> 00:03:21.550 just north of Encinitas Boulevard, this cafe 00:03:21.550 --> 00:03:25.610 is a haven for culinary delights. Indulge in 00:03:25.610 --> 00:03:29.069 their amazing Eggs Benedict or their gluten -free 00:03:29.069 --> 00:03:33.150 crepes. You can grab a panini for lunch or just 00:03:33.150 --> 00:03:35.349 breeze on through to get your morning coffee. 00:03:35.870 --> 00:03:39.949 They are open every day from 8 to 5. So stop 00:03:39.949 --> 00:03:43.349 on by and don't forget to tell them. Sunny mornings 00:03:43.349 --> 00:03:50.129 send you. As election day approaches, Californians 00:03:50.129 --> 00:03:53.110 will decide on Proposition 50, which has seen 00:03:53.110 --> 00:03:56.889 unprecedented spending, with nearly $26 million 00:03:56.889 --> 00:04:00.610 devoted to ads and outreach efforts, surpassing 00:04:00.610 --> 00:04:03.189 any previous ballot measure in state history. 00:04:09.129 --> 00:04:12.050 This independent effort aims to influence voter 00:04:12.050 --> 00:04:15.150 opinions on gerrymandering congressional districts. 00:04:16.509 --> 00:04:18.949 Flyers and digital ads have flooded the state, 00:04:19.290 --> 00:04:22.170 urging voters to either support or oppose the 00:04:22.170 --> 00:04:24.610 measure, while various political parties have 00:04:24.610 --> 00:04:27.509 reported independent expenditures, highlighting 00:04:27.509 --> 00:04:30.329 the significant national attention this election 00:04:30.329 --> 00:04:34.449 has garnered. In total, over $1 million has been 00:04:34.449 --> 00:04:37.230 spent by local parties and elected officials, 00:04:37.399 --> 00:04:40.319 reflecting the urgency and intensity of this 00:04:40.319 --> 00:04:49.819 election. Now on to sports. The city of Pasadena 00:04:49.819 --> 00:04:53.720 has filed a lawsuit against UCLA to enforce its 00:04:53.720 --> 00:04:56.259 lease for the Rose Bowl, which runs through June 00:04:56.259 --> 00:05:02.120 30, 2044. The lawsuit accuses UCLA of attempting 00:05:02.120 --> 00:05:05.620 to move football games to SoFi Stadium in Inglewood. 00:05:05.829 --> 00:05:11.290 calling this a profound betrayal of trust. Pasadena 00:05:11.290 --> 00:05:14.470 officials, state taxpayers, have invested more 00:05:14.470 --> 00:05:19.910 than $150 million in stadium renovations. UCLA 00:05:19.910 --> 00:05:22.949 denies breaching the contract, asserting that 00:05:22.949 --> 00:05:25.889 discussions about relocation do not violate the 00:05:25.889 --> 00:05:29.569 lease. The lawsuit seeks a court order to require 00:05:29.569 --> 00:05:32.759 UCLA to honor its lease. which officials claim 00:05:32.759 --> 00:05:35.800 is crucial for the community's economic health. 00:05:37.519 --> 00:05:39.699 Experts suggest the involvement of a government 00:05:39.699 --> 00:05:44.079 entity complicates potential negotiations. And 00:05:44.079 --> 00:05:46.879 last night, on Monday Night Football, the Dallas 00:05:46.879 --> 00:05:49.939 Cowboys lost to the Arizona Cardinals, with a 00:05:49.939 --> 00:05:54.839 final score of 27 -17. The Cowboys often struggled 00:05:54.839 --> 00:05:57.579 throughout, failing to score a touchdown until 00:05:57.579 --> 00:06:00.259 the fourth quarter, while the Cardinals, led 00:06:00.259 --> 00:06:04.040 by Jacoby Brissette, capitalized on their opportunities. 00:06:05.279 --> 00:06:08.959 Despite being ranked 21st in yards allowed, Arizona's 00:06:08.959 --> 00:06:13.139 defense limited Dak Prescott and his team significantly. 00:06:14.220 --> 00:06:17.240 The Cowboys fell to a record of three wins, five 00:06:17.240 --> 00:06:20.540 losses, and one tie, diminishing their playoff 00:06:20.540 --> 00:06:27.509 hopes. In local sports, San Diego SC Host the 00:06:27.509 --> 00:06:31.889 Portland Timbers on Sunday in the Audi 2025 Major 00:06:31.889 --> 00:06:34.850 League Soccer Cup Playoffs as Game 3 decides 00:06:34.850 --> 00:06:37.649 who advances from their Western Conference Round 00:06:37.649 --> 00:06:41.810 1 Best of 3 Series. The match will be available 00:06:41.810 --> 00:06:45.670 to watch and stream on MLS Season Pass through 00:06:45.670 --> 00:06:49.870 Apple TV. Kickoff is scheduled for Sunday, November 00:06:49.870 --> 00:06:54.329 9th at 6 Pacific Time at Snapdragon Stadium. 00:06:55.259 --> 00:06:58.920 San Diego earned a 2 -1 victory in Game 1, but 00:06:58.920 --> 00:07:01.839 Portland leveled the series with a 3 -2 win in 00:07:01.839 --> 00:07:06.980 penalties after a 2 -2 draw in Game 2. The series 00:07:06.980 --> 00:07:09.660 winner will face Minnesota United Football Club, 00:07:10.060 --> 00:07:12.480 or Seattle Sounders Football Club in the Western 00:07:12.480 --> 00:07:16.399 Conference Semifinals, held November 22 -23. 00:07:18.259 --> 00:07:24.470 In top news... Republicans hold a 219 to 213 00:07:24.470 --> 00:07:27.069 majority in the House, but they could secure 00:07:27.069 --> 00:07:30.990 more seats if reapportionments favor them. Both 00:07:30.990 --> 00:07:34.089 parties are engaged in a fierce battle in legislatures 00:07:34.089 --> 00:07:37.910 and courts over redistricting ahead of the 2026 00:07:37.910 --> 00:07:41.829 elections. Mid -decade reapportionments have 00:07:41.829 --> 00:07:44.250 been triggered by demands from Donald Trump for 00:07:44.250 --> 00:07:47.170 more Republican districts. combined with changing 00:07:47.170 --> 00:07:50.350 legal frameworks around partisan gerrymandering. 00:07:51.370 --> 00:07:54.089 As states push for redistricting, Texas aims 00:07:54.089 --> 00:07:57.189 for five additional seats for Republicans, while 00:07:57.189 --> 00:08:00.050 California seeks to gain five seats for Democrats. 00:08:01.269 --> 00:08:03.930 This high -stakes political maneuvering highlights 00:08:03.930 --> 00:08:07.189 the critical nature of upcoming legislative sessions. 00:08:08.569 --> 00:08:12.490 In business news, The fight over credit scores 00:08:12.490 --> 00:08:16.009 has escalated into a war among key players in 00:08:16.009 --> 00:08:19.850 the finance industry. For years, the FICO score 00:08:19.850 --> 00:08:22.750 has determined access to mortgages, car loans, 00:08:22.870 --> 00:08:27.149 and credit cards. Now, a $10 fee has ignited 00:08:27.149 --> 00:08:30.569 fierce competition between Fair Isaac, the creator 00:08:30.569 --> 00:08:34.450 of the FICO score, and three major credit bureaus, 00:08:34.789 --> 00:08:39.490 Equifax, Experian, and TransUnion. These companies 00:08:39.490 --> 00:08:42.710 are advocating for their alternative score, Vantage 00:08:42.710 --> 00:08:45.409 Score, which claims to enhance credit access. 00:08:46.549 --> 00:08:49.409 As tensions rise, experts warn that this battle 00:08:49.409 --> 00:08:52.549 could impact American taxpayers and the financial 00:08:52.549 --> 00:08:56.710 landscape significantly. In crypto movement, 00:08:57.350 --> 00:09:03.850 Bitcoin is down 1 % to just over $107 ,000. Ethereum 00:09:03.850 --> 00:09:08.419 is down half a percent to about $3 ,600. And 00:09:08.419 --> 00:09:16.080 XRP is down 3 % to $2 .35. Moving on to a more 00:09:16.080 --> 00:09:20.639 local vibe. In our community spotlight on health 00:09:20.639 --> 00:09:23.259 and wellness, we are working with a national 00:09:23.259 --> 00:09:26.159 Pilates studio to bring you some free classes, 00:09:26.659 --> 00:09:31.019 so listen up. Check out Club Pilates with several 00:09:31.019 --> 00:09:34.580 locations in the San Diego area. Pilates presents 00:09:34.580 --> 00:09:37.669 a comprehensive wellness approach. cultivating 00:09:37.669 --> 00:09:41.309 strength, reducing tension, and elevating mental 00:09:41.309 --> 00:09:44.649 well -being. Scientific research affirms its 00:09:44.649 --> 00:09:48.889 benefits. So now you can check out Club Pilates 00:09:48.889 --> 00:09:52.710 for a free class with locations in Encinitas, 00:09:53.269 --> 00:09:56.929 Solana Beach, Oceanside, La Jolla, and more. 00:09:57.889 --> 00:10:00.529 Just be sure to tell them Sunny Morning sent 00:10:00.529 --> 00:10:06.409 you by. And now, back to the show. Let's talk 00:10:06.409 --> 00:10:10.250 tech. Big banks are entering the stablecoin era 00:10:10.250 --> 00:10:13.049 by allowing international payments through Zelle. 00:10:14.190 --> 00:10:17.490 This initiative aims to help users transfer money 00:10:17.490 --> 00:10:21.009 across borders with service available to any 00:10:21.009 --> 00:10:25.610 bank within the Zelle network. Stablecoins are 00:10:25.610 --> 00:10:28.389 digital currencies linked to fiat currencies 00:10:28.389 --> 00:10:31.789 such as the US dollar and are designed to maintain 00:10:31.789 --> 00:10:35.700 a consistent value. President Trump signed a 00:10:35.700 --> 00:10:38.259 bill in July to provide oversight for stable 00:10:38.259 --> 00:10:41.440 coins, encouraging companies like Walmart and 00:10:41.440 --> 00:10:46.379 Amazon .com to explore their own coins. Currently, 00:10:46.879 --> 00:10:49.620 stable coins primarily facilitate the buying 00:10:49.620 --> 00:10:58.129 and selling of other cryptocurrencies. Google 00:10:58.129 --> 00:11:01.389 has declined Disney's request to restore ABC 00:11:01.389 --> 00:11:05.269 to YouTube TV for election night coverage, instead 00:11:05.269 --> 00:11:10.009 proposing to let users watch ESPN and ABC as 00:11:10.009 --> 00:11:13.889 negotiations continue. This disagreement marks 00:11:13.889 --> 00:11:16.509 the fifth day of the blackout of Disney networks 00:11:16.509 --> 00:11:21.750 on YouTube TV due to a fee dispute. Disney requested 00:11:21.750 --> 00:11:25.299 that Google provide ABC on November 4th. But 00:11:25.299 --> 00:11:28.759 Google suggested that restoring both ABC and 00:11:28.759 --> 00:11:33.200 ESPN would better serve customers. Disney's networks 00:11:33.200 --> 00:11:35.879 went dark after their prior agreement expired 00:11:35.879 --> 00:11:39.940 on October 30th at midnight Eastern time, with 00:11:39.940 --> 00:11:43.639 Google claiming Disney has demanded an unprecedented 00:11:43.639 --> 00:11:47.519 fee increase. Disney contends that Google refuses 00:11:47.519 --> 00:11:51.700 to pay fair rates for its channels. Well, all 00:11:51.700 --> 00:11:54.350 righty, folks. It's time for the quote of the 00:11:54.350 --> 00:11:58.429 day. And today, our quote comes from the American 00:11:58.429 --> 00:12:02.870 journalist and author, Hunter S. Thompson. And 00:12:02.870 --> 00:12:06.330 he said, freedom is something that dies unless 00:12:06.330 --> 00:12:10.570 it's used. And that's a wrap for this morning. 00:12:11.429 --> 00:12:14.370 You can check out our Instagram, YouTube, and 00:12:14.370 --> 00:12:18.049 TikTok for some captivating aerial videos with 00:12:18.049 --> 00:12:21.899 local news and the surf reports. Have an amazing 00:12:21.899 --> 00:12:24.320 day, my good friends. We'll see you tomorrow 00:12:24.320 --> 00:12:27.279 with another episode of Sunny Mornings in San 00:12:27.279 --> 00:12:27.620 Diego.