1 00:00:00,000 --> 00:00:13,880 Hello, and welcome back to the Paddock Room. 2 00:00:13,880 --> 00:00:15,040 I'm Margo. 3 00:00:15,040 --> 00:00:22,120 I'm here with Wayne, and this is Talking Tech with Wayne, the podcast dedicated to discussing 4 00:00:22,120 --> 00:00:28,520 smart phones, smart homes, and all those things in between. 5 00:00:28,520 --> 00:00:36,080 This show is a promise of information freely given to all that seek it, and that is a pact 6 00:00:36,080 --> 00:00:39,360 between us and all of you. 7 00:00:39,360 --> 00:01:01,280 Please log into our website, all lowercase, www.talkingtech.org, and click the Join the 8 00:01:01,280 --> 00:01:05,280 Discussion button to join the discussion. 9 00:01:05,280 --> 00:01:11,880 While there, you can check out TV shows or click the Schedule a Call button to explore 10 00:01:11,880 --> 00:01:20,120 how you can bring a Talking Tech discussion group to your local church or community center. 11 00:01:20,120 --> 00:01:27,000 We also have a helpline where trained technicians are ready to answer your questions 24-7, and 12 00:01:27,000 --> 00:01:30,560 best of all, it's 100% free. 13 00:01:30,560 --> 00:01:34,760 That number is 215-406-HELP. 14 00:01:34,760 --> 00:01:50,800 Today, we will discuss online safety for seniors, specifically protecting your online identity. 15 00:01:50,800 --> 00:01:57,440 It can become more difficult to keep up with the ever-changing online security landscape 16 00:01:57,440 --> 00:01:59,560 as we age. 17 00:01:59,560 --> 00:02:05,920 We have Wayne here today to help us navigate this important topic. 18 00:02:05,920 --> 00:02:09,280 I'm excited to discuss online safety. 19 00:02:09,280 --> 00:02:13,240 Wayne, let's start with the basics. 20 00:02:13,240 --> 00:02:21,080 What are some common ways that listeners' identities can be compromised online? 21 00:02:21,080 --> 00:02:28,600 Some common scams online include phishing scams, where criminals try to obtain personal information 22 00:02:28,600 --> 00:02:34,240 through deceptive emails or websites, and malware, which can be downloaded onto the 23 00:02:34,240 --> 00:02:42,400 computer or device without the user's knowledge and can steal personal information. 24 00:02:42,400 --> 00:02:45,440 Those are important things to be aware of. 25 00:02:45,440 --> 00:02:51,120 What are some ways that listeners can protect their identity online? 26 00:02:51,120 --> 00:02:56,400 They can protect their identity online by using strong and unique passwords for each 27 00:02:56,400 --> 00:03:03,440 online account, regularly updating their security software, being cautious when clicking links 28 00:03:03,440 --> 00:03:12,040 or downloading attachments, and avoiding public Wi-Fi networks when accessing sensitive information. 29 00:03:12,040 --> 00:03:13,800 That's helpful to know. 30 00:03:13,800 --> 00:03:19,760 How can they protect their identity when using social media? 31 00:03:19,760 --> 00:03:24,360 Listeners should be careful when sharing personal information on social media platforms and 32 00:03:24,360 --> 00:03:30,560 adjust their privacy settings to control who can see their posts and profile information. 33 00:03:30,560 --> 00:03:35,080 Additionally, they should be cautious when accepting friend requests from people they 34 00:03:35,080 --> 00:03:42,800 don't know and avoid posting sensitive information like their home address or birth date. 35 00:03:42,800 --> 00:03:45,320 Those are important tips to remember. 36 00:03:45,320 --> 00:03:47,600 What about online shopping? 37 00:03:47,600 --> 00:03:54,320 How can shoppers ensure their personal and financial information is secure when purchasing 38 00:03:54,320 --> 00:03:57,480 online? 39 00:03:57,480 --> 00:04:02,600 Shoppers should only shop on reputable and secure websites and avoid clicking links from 40 00:04:02,600 --> 00:04:06,280 unsolicited emails or advertisements. 41 00:04:06,280 --> 00:04:12,240 Additionally, they should use cards that offer personal purchase protection against fraud 42 00:04:12,240 --> 00:04:15,920 when making online purchases. 43 00:04:15,920 --> 00:04:17,360 That's good to know. 44 00:04:17,360 --> 00:04:18,840 Thank you for those insights. 45 00:04:18,840 --> 00:04:24,040 Now, let's talk about safe online banking for seniors. 46 00:04:24,040 --> 00:04:32,600 As we age, relying more heavily on online banking to manage our finances is common. 47 00:04:32,600 --> 00:04:38,680 What are some ways that they can ensure safe online banking? 48 00:04:38,680 --> 00:04:44,560 They can ensure safe online banking by using strong and unique passwords for their banking 49 00:04:44,560 --> 00:04:52,840 accounts, regularly monitoring their accounts for suspicious activity, and avoiding logging 50 00:04:52,840 --> 00:04:55,920 into them on public Wi-Fi networks. 51 00:04:55,920 --> 00:05:02,560 Additionally, they should avoid clicking on links from unsolicited websites or mobile 52 00:05:02,560 --> 00:05:03,560 apps. 53 00:05:03,560 --> 00:05:05,880 Wayne, that's helpful to know. 54 00:05:05,880 --> 00:05:14,160 What additional steps can our listeners take to protect their financial information online? 55 00:05:14,160 --> 00:05:19,600 They should also consider using two-factor authentication for their online accounts, 56 00:05:19,600 --> 00:05:26,000 which provides an extra layer of security by requiring a second verification form, such 57 00:05:26,000 --> 00:05:29,600 as a text message code or fingerprint scan. 58 00:05:29,600 --> 00:05:34,080 Additionally, they should never share their banking information with anyone they don't 59 00:05:34,080 --> 00:05:42,520 trust and should immediately report any suspicious activity on unauthorized transactions to their 60 00:05:42,520 --> 00:05:45,120 bank. 61 00:05:45,120 --> 00:05:47,480 Those are important steps to remember. 62 00:05:47,480 --> 00:05:50,960 Wayne, what about scams or fraud? 63 00:05:50,960 --> 00:05:58,480 What are some common online banking scams that seniors should be aware of? 64 00:05:58,480 --> 00:06:04,640 Some common scams include phishing emails or messages that appear to be from their bank 65 00:06:04,640 --> 00:06:11,320 that ask for personal or financial information, as well as fake banking websites or mobile 66 00:06:11,320 --> 00:06:16,600 apps that are designed to steal personal or financial information, including their username 67 00:06:16,600 --> 00:06:17,600 and password. 68 00:06:17,600 --> 00:06:23,680 So you should be cautious when receiving unsolicited messages or using unfamiliar websites 69 00:06:23,680 --> 00:06:27,600 or apps. 70 00:06:27,600 --> 00:06:29,600 That's important to keep in mind. 71 00:06:29,600 --> 00:06:33,600 Thank you for those insights on safe online banking. 72 00:06:33,600 --> 00:06:40,080 Now, Wayne, let's talk about avoiding other kinds of online scams. 73 00:06:40,080 --> 00:06:47,520 What are some common online scams that our listeners should be aware of? 74 00:06:47,520 --> 00:06:53,760 Some other common online scams that seniors should be aware of include more phishing scams 75 00:06:53,760 --> 00:07:00,960 where criminals try to obtain personal information through deceptive emails or websites, fake 76 00:07:00,960 --> 00:07:05,920 tech support scams where scammers pretend to be from a tech support company and trick 77 00:07:05,920 --> 00:07:12,560 seniors into providing access to their computer and charity scams, where scammers pose as 78 00:07:12,560 --> 00:07:17,280 legitimate charities and ask for donations. 79 00:07:17,280 --> 00:07:20,720 Those are important scams to be aware of. 80 00:07:20,720 --> 00:07:26,880 How can they avoid falling victim to these types of scams? 81 00:07:26,880 --> 00:07:31,920 Listeners should be cautious when receiving unsolicited emails or messages. 82 00:07:31,920 --> 00:07:37,240 Very clicking links or downloading attachments from unfamiliar sources and use reputable 83 00:07:37,240 --> 00:07:43,280 and devirous software where appropriate to protect their devices from malware. 84 00:07:43,280 --> 00:07:48,280 Additionally, they should never provide personal or financial information to someone they don't 85 00:07:48,280 --> 00:07:57,400 know and always verify the legitimacy of a charity or organization before donating. 86 00:07:57,400 --> 00:07:58,800 That's good to know. 87 00:07:58,800 --> 00:08:06,760 What should listeners do if they suspect they have been a victim of an online scam? 88 00:08:06,760 --> 00:08:12,360 If they suspect they've been a victim of an online scam, they should immediately report 89 00:08:12,360 --> 00:08:18,800 it to their bank or credit card company and change their password for all online accounts. 90 00:08:18,800 --> 00:08:23,680 Additionally, they should contact the authorities, such as the Federal Trade Commission, and 91 00:08:23,680 --> 00:08:31,480 consider seeking help from a trusted family member or call our helpline. 92 00:08:31,480 --> 00:08:33,560 Those are important steps to take. 93 00:08:33,560 --> 00:08:36,240 Wayne, thank you for those insights. 94 00:08:36,240 --> 00:08:41,480 Now, let's talk about safe online dating for seniors. 95 00:08:41,480 --> 00:08:48,440 As we age, seeking companionship and connecting with others through online dating websites 96 00:08:48,440 --> 00:08:50,600 or apps is common. 97 00:08:50,600 --> 00:08:59,680 Wayne, what are some ways that they can increase their safety while online dating? 98 00:08:59,680 --> 00:09:04,840 Listeners can start by using reputable and secure dating websites or apps. 99 00:09:04,840 --> 00:09:10,320 Be cautious when sharing personal information and always, always meeting in a public place 100 00:09:10,320 --> 00:09:11,840 for the first time. 101 00:09:11,840 --> 00:09:17,000 Additionally, they should trust their instincts and be wary of anyone who seems too good to 102 00:09:17,000 --> 00:09:23,360 be true or ask for money or personal information. 103 00:09:23,360 --> 00:09:24,960 That's helpful to know. 104 00:09:24,960 --> 00:09:30,120 What are some additional steps that seniors can take? 105 00:09:30,120 --> 00:09:36,280 They should consider using a separate email address and phone number for their online 106 00:09:36,280 --> 00:09:41,680 dating accounts and avoid sharing sensitive information, like their home address or birth 107 00:09:41,680 --> 00:09:45,720 date, until they feel comfortable with the person they're communicating with. 108 00:09:45,720 --> 00:09:52,200 Additionally, they should research their potential dates by doing a Google search or checking 109 00:09:52,200 --> 00:09:58,640 social media profiles to verify their identity. 110 00:09:58,640 --> 00:10:00,920 Those are important steps to take. 111 00:10:00,920 --> 00:10:03,280 What about scams or fraud? 112 00:10:03,280 --> 00:10:11,640 What are some common online dating scams that our listeners should be aware of? 113 00:10:11,640 --> 00:10:18,360 Some common online dating scams include romance scams, where scammers pose as a potential 114 00:10:18,360 --> 00:10:23,840 love interest in ads for money or personal information, and identity theft, where scammers 115 00:10:23,840 --> 00:10:29,560 use a fake identity to trick seniors into sharing personal information. 116 00:10:29,560 --> 00:10:34,280 Seniors should be cautious about communicating with someone they don't know and never send 117 00:10:34,280 --> 00:10:40,240 money or personal information to someone they've never met. 118 00:10:40,240 --> 00:10:42,160 That's important to keep in mind. 119 00:10:42,160 --> 00:10:44,440 Wayne, thank you for those tips. 120 00:10:44,440 --> 00:10:50,360 Now, let's talk about protecting yourself from cyberbullying. 121 00:10:50,360 --> 00:10:57,560 As we age, it's important to be aware of the various types of cyberbullying that can occur 122 00:10:57,560 --> 00:10:58,560 online. 123 00:10:58,560 --> 00:11:07,120 Wayne, what are some common types of cyberbullying that listeners should be aware of? 124 00:11:07,120 --> 00:11:13,560 Some of the most common types include receiving, threatening, or harassing messages or comments, 125 00:11:13,560 --> 00:11:21,360 being targeted by online trolls and sharing personal information or photos without permission. 126 00:11:21,360 --> 00:11:25,120 Those are important types of cyberbullying to be aware of. 127 00:11:25,120 --> 00:11:28,920 How can they protect themselves from it? 128 00:11:28,920 --> 00:11:34,040 They can protect themselves from cyberbullying by being cautious when sharing personal information 129 00:11:34,040 --> 00:11:36,280 or photos online. 130 00:11:36,280 --> 00:11:41,440 Using privacy settings to control who can see their posts and profile information, and 131 00:11:41,440 --> 00:11:47,800 reporting any cyberbullying incidents to the website or platform where it occurred. 132 00:11:47,800 --> 00:11:53,120 Additionally, listeners should talk to a trusted member, family member, or professional if 133 00:11:53,120 --> 00:12:03,440 they're experiencing feelings of distress, distress, or anxiety due to cyberbullying. 134 00:12:03,440 --> 00:12:05,080 That's helpful to know. 135 00:12:05,080 --> 00:12:11,240 What should they do if they suspect that they have been a victim? 136 00:12:11,240 --> 00:12:15,720 If they suspect they've been a victim of cyberbullying, they should document any evidence of the 137 00:12:15,720 --> 00:12:21,400 incidents such as screenshots or messages and report it to the website or platform where 138 00:12:21,400 --> 00:12:22,600 it occurred. 139 00:12:22,600 --> 00:12:26,880 Additionally, they should consider talking to a trusted family member or professional 140 00:12:26,880 --> 00:12:31,320 for support and guidance on handling the situation. 141 00:12:31,320 --> 00:12:36,000 Wayne, those are important steps to take. 142 00:12:36,000 --> 00:12:42,560 Before we wrap up this episode, do you have any final thoughts on protecting yourself? 143 00:12:42,560 --> 00:12:50,400 Yes, my final thought is that cyberbullying can be devastating for all, but particularly 144 00:12:50,400 --> 00:12:54,320 damaging for seniors emotionally and mentally. 145 00:12:54,320 --> 00:12:59,520 However, by staying vigilant and following best practices for online safety, they can 146 00:12:59,520 --> 00:13:05,440 protect themselves from these types of incidents and enjoy the benefits of technology without 147 00:13:05,440 --> 00:13:09,560 putting themselves at risk. 148 00:13:09,560 --> 00:13:15,440 As with all of the information we share here, flex your Google search muscles, log into 149 00:13:15,440 --> 00:13:24,480 our website www.talking-tech.org, or call our helpline. 150 00:13:24,480 --> 00:13:28,400 That number is 215-406-HELP. 151 00:13:28,400 --> 00:13:32,600 It's 215-406-4357. 152 00:13:32,600 --> 00:13:37,240 Well, I see that's all the time I have for today. 153 00:13:37,240 --> 00:13:42,240 It has been my pleasure to be here, and I look forward to the next time we can do it 154 00:13:42,240 --> 00:13:43,240 again. 155 00:13:43,240 --> 00:13:48,520 I wish you all a farewell. 156 00:13:48,520 --> 00:13:55,000 Talking Tech with Wayne podcast was produced by Gray Geek Productions, hosted by Margo 157 00:13:55,000 --> 00:13:58,040 Jones and Wayne Hunter. 158 00:13:58,040 --> 00:14:02,800 Tech was Transparser Blue Jazz by Stefan Cartonberg.