WEBVTT

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So you're the thought process of everything,

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and then you have a team of people that has expertise

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in what you've thought of, and now you now have

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all these things that you are passionate about.

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Is that the way it goes? Sure. I'm a contributor.

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Got it. I love that. Jason, so tell me more.

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I see relief on your name. Tell me about relief

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and then what you're working on now. So Relief

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is what I'm working on now. So Relief is the

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name of the app that we've launched. It basically

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helps people that have fell behind on their bills.

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Right now, if you fall behind on your bills,

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you have to pick up the phone, you have to talk

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to people, you have to answer annoying letters

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in the mail. So we were like, look, there's an

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app that can pick you up in any part of the world.

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There's an app that can deliver you food. wherever

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you are why isn't there an app that helps people

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that have you know fell out of banking why isn't

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there an app that you know takes the stress out

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of financial financial issues as much as there

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can be so we created the first one there is nice

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and it's focused around the bills so in my mind

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what i'm thinking if i went to the app i would

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actually List the companies that actually have

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bills with or how much I pay So how does that

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app look and what are you supposed to put in

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there in order for it to work better for us or

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them? Yeah, so it actually does all that for

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you. So you put in a little bit of your information

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And it pulls all the data from your personal

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financial life and it basically can identify

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not only who what bills you owe and who they're

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with but it identifies potential workouts that

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you don't know exist deals that you can get with

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each creditor depending on the situation that

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you're in it's not it's different for everybody

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of course but the app does it all for you so

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you never have to pick up the phone and make

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any phone calls to deal with the bills that you

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fall behind on and that's crazy you know of course

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as i mentioned my mind is just gonna go mad crazy

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because i know And this is personal experience.

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I'm doing better. I've done better. I'm in a

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better place. However, you know, they say when

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people call you about your bills or the collector,

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it literally starts everything all over. So in

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my mind, I'm like, I would love to have something

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that's in that way that that doesn't restart

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them contacting me and going and again, I guess,

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abusing the fact that I do have a debt. So using

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that app and being able to negotiate and. Because

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I think that's the part people want to do. You

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don't really want to pay the full price of what

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you know you really owe. But with that being

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said, then does it give you alerts and appointments

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or how does that keep going and help you in the

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long run? Yeah, so for people that are behind

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on their bills right now, we're currently building

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new features that expand this. But for right

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now. It contacts the creditor for you in the

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back end. It finds out what they would accept,

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and it breaks down a payment plan that they're

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willing to accept as well. And that all comes

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from the creditor itself, whoever owns the debt,

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without you having to do anything. And then once

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we get that information and we get that approved

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from the creditor, we submit that information

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to the user so they have... the dates, where

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to pay, and so on and so forth. What we're going

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to be building very soon and we're working on

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right now is all the alerts when your payments

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due, certain payment rails so you can actually

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make a payment through the app, and so on and

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so forth. But right now, we wanted to start with

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the sword of the issue, put the dagger right

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in the heart of the issue, which is what type

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of savings can I get right now and what type

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of payment plan can I get for these bills that

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have gotten overwhelming? And that's exactly

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what the app does right now. But it also, you

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know, it lets you know you're not alone. You

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know, there's a lot of loss of dignity when it

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comes to your finances. As you know, I'm aware,

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too. I fell behind on my bills in my career.

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You know, I'm an entrepreneur, you know, so I've

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gotten kicked in the face a bunch of times. I

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think the worst feeling of anything is that you're

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just not a good person, you know. And one of

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the messages that we are sharing is like, look,

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you're not a bad person. you know, just because

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you got into an issue with your bills. As a matter

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of fact, one in three Americans have fell behind

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on a bill right now. You know, inflation's got

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all of our finances out of whack. Why isn't there

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anything that can help us? And now there is,

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you know, as far as automated and as far as in

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an application. But you have to understand, like,

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if you're going through this problem, like you're

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worth more than your credit score. Absolutely.

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Absolutely. You know, It's a cutesy thought.

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You should have alerts that have positive affirmation

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towards who they are and what they're doing.

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That would be super cute. You know, it's interestingly

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enough when you said that, that you say that

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because we built the app to sort of be like a

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very effective tool, but also at the same time

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have this calming ability. So when you first

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log on to the app, you see like. one of our characters

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that we've created our amazing designers have

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designed characters that sort of like float in

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like a yoga pose so it's sort of like because

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what happens when you fall behind on your bills

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is everything gets chaotic the world around you

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gets crazy the phone starts ringing the bills

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start coming in the mail your significant other

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is probably pissed at you or you're hiding it

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from them that's a chaotic world so we wanted

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a space that we can create in an app calm you

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down so it's sort of like at a precipice of like

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paying off your bills and getting real solutions

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with like meditation on top of that so you can

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calm down throughout the process because to be

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honest with you these things are going to go

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away you know life's too short you know this

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is a fleeting moment all of its fleeting moments

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That's why we feel so strongly of providing simple

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tools, because let's just get back. Let's get

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you back to living your best life. Yeah. Yeah.

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And I know that that's often that phrase is often

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used very loosely. But living your best life

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is living worry free, you know, and and knowing

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that things will get better. My favorite quote

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is all will be well, regardless of the outcome.

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It has to be well. So there's there is peace

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in everything that we do. Also, making sure that

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that piece isn't surface piece is core piece.

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You know, it's that soulful kind of. Yeah. Where

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all of these things don't have an effect on what

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you do in your daily life and that you could

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keep going. So I love the fact that it has that

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calming sense to it when you enter it in, because

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at the end of the day, it is a very stressful

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thing. So I like that. I have a I have a question

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for you. What's your why? My my a big piece of

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my why is to everything that we're talking about

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right now. motivates me to make people feel better

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and so one of the leading causes of suicide in

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our country and throughout the world are financial

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problems you know one of the leading causes of

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you know divorce in our country is due to financial

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problems and we don't take that those emotions

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and those situations lightly when with what we're

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working on I don't take them lightly not only

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do they keep me up at night motivating me to

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think of new things to make it better but it

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also helps me go to sleep knowing that we are

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helping people right now since we've launched

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the app over a hundred thousand people have downloaded

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it and we're helping thousands and thousands

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of people navigate these situations and the why

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is is is is is basic principles to help our fellow

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humans right have lived better lives like that.

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That is why I'm doing this, because I want at

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the end of the day to my time on this world to

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be dedicated for something that's bigger than

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just me. Right. And what other way that, you

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know, for me to use my talents, my skills, my

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network to put towards helping others in their

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most stressful times. Absolutely. Absolutely.

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It's so it's so interesting. And we're talking

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about finances and all these things that really

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just get us down. Very random statement I'm about

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to make. I had no clue what was going on with

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eggs. Right. I had no clue that we were low on

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eggs and how much they cost or anything like

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that. It's not because we don't. We don't actually

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eat them. It's the fact of it's a necessity.

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Right. That's something you need. So I say that

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to say is that we have so many other problems

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that we can't control. Right. We can't control

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the prices of eggs. We can't control anything

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sold in the store if it's a necessity. But in

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the aspect of what you're building with relief,

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you can find relief in your debt. Right. And

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it can actually you can choose to do something.

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at your own pace too with no one ever knowing

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so i love that it's also very private right you

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don't have to contact a credit specialist and

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tell all of your business and give all so i love

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that it's a it's a private thing it's a it's

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still probably emotional but it's something that

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you could do in your own time you know maybe

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after meditate after the fact just to make the

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day go better but what where did the name relief

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come from So as one of my partners, I work with

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the most soulful individuals. Like we've been

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working on this project, even though we launched

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eight months ago, we've been working on it for

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almost four years. And one of the reasons why

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we got together and I think our relationships

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blossomed is because we put our heart and souls

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on the table to develop this. And so early on,

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one of my partners, my thought was that there

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was a gentleman in that. committed suicide because

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of his finances and I was gonna name the app

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after this gentleman just to keep us on pace

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and it you know it's it's it's it that's even

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though it sounds great it's like well we wanted

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to provide simplicity and what this means and

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so relief is the feeling that you get when you

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know something out there is built for you that

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doesn't exist right now in this space right and

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so you know i've had family members come to me

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and i've been in and out of the industry for

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the past almost 25 years and it's like even if

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there's not a solution yet just to know that

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you're doing something about it is this like

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is this sense it's this light it's this light

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sense and that sense is is relief and we do a

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lot of like user focused testing and early on

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like when we first launched the app we would

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do these videos uh you know with the permission

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of these the small groups we wanted to see how

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the the the use the case studies would affect

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people and one thing that was consistent with

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each and every user that came to the app they

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would they would download the app it would pop

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up in front of their screen and you would see

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them take this deep sigh and like sort of like

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this just let it out and that sigh was of relief

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so it's like it's the brand itself has its own

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sort of you know relevancy to each individual

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on the note of like that feeling you get when

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you're like finally something that's like just

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what you said you don't have to pick up the phone

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i know this seems like a commercial for it but

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like it's not you know this is actually like

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the real because finances are such a pain in

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the ass especially because not to go on a huge

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rant right now but you have a situation where

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from an outside perspective if you're if you're

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part of the one percent or you live in a bubble

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you you know there's a lot of finger pointing

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you took out this money like you should pay it

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back why should you get a deal and blah blah

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blah but you're not what you're not taking into

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consideration and inflation has caused everyday

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bills to quadruple over the past five years which

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is completely contributed to the overwhelming

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delinquency. And if you couple that and compound

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that on top of the fact that when we go to school,

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we're not taught. Using a credit card might seem

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simple, but it's a very advanced financial instrument.

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It has a negative compounding effect. And people

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don't understand what that is because you're

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not taught in high school how to use a credit

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card. It's crazy to me. You're taught how to

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dissect a frog, right? But you're not taught

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one of the most fundamental things you will do

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every day in your life, which is like use plastic

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to make purchases. And the cause and effect,

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a lot of people just grow up without this, you

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know, financial education. And these companies,

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these big banks completely take advantage of

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that. Right. They market to you. And if you obviously

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going on a rant right now, but if you compound

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that also on top of the fact that. as in america

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we like want to keep up with the joneses and

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like buy everything we are a nation full of consumers

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this is the salad bowl of pain absolutely right

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so like part of what we want to do is like you

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know when you're at your most painful moments

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because of all of these elements there's something

00:13:50.149 --> 00:13:52.350
there that can pull you out and now that you've

00:13:52.350 --> 00:13:57.450
gotten out don't go back Yeah. And I think that

00:13:57.450 --> 00:14:01.250
you made some great points regarding schools

00:14:01.250 --> 00:14:04.070
not teaching you about credit cards because they

00:14:04.070 --> 00:14:06.269
definitely teach you how to apply for college.

00:14:06.889 --> 00:14:10.889
And with that college comes a debt, you know.

00:14:12.040 --> 00:14:15.000
I think it's like at 17 and a half or 18, the

00:14:15.000 --> 00:14:16.899
mail starts coming in. Hey, get a credit card,

00:14:16.980 --> 00:14:19.220
get a credit card. And then they go on to college

00:14:19.220 --> 00:14:21.580
and debt on top of debt. And and you're right.

00:14:21.620 --> 00:14:25.120
And then it's just a snowball effect. But it's

00:14:25.120 --> 00:14:27.059
something like this that could actually help

00:14:27.059 --> 00:14:30.720
out a family. Right. So now that I'm thinking

00:14:30.720 --> 00:14:34.059
on a bigger scale, as you mentioned, kids in

00:14:34.059 --> 00:14:36.360
in middle school and high school and where they

00:14:36.360 --> 00:14:39.399
end up, I would be one of those parents like,

00:14:39.460 --> 00:14:42.250
hey. check this out i can't do this today because

00:14:42.250 --> 00:14:45.029
this is what i'm working on this is what mom

00:14:45.029 --> 00:14:46.909
is trying to figure out how to do and it could

00:14:46.909 --> 00:14:49.610
be a teaching it it could actually become a family

00:14:49.610 --> 00:14:52.269
kind of thing and once the embarrassment and

00:14:52.269 --> 00:14:55.149
and the relief comes out this is something to

00:14:55.149 --> 00:14:58.269
now teach our children and we now have the ability

00:14:58.269 --> 00:15:00.909
to do that within our homes and what that looks

00:15:00.909 --> 00:15:03.610
like and the process that it takes and not necessarily

00:15:03.610 --> 00:15:05.470
like you said having to use the telephone to

00:15:05.470 --> 00:15:08.409
do it but using the telephone to show it you

00:15:08.409 --> 00:15:12.139
know this is what i So I'm thinking, Jason, that

00:15:12.139 --> 00:15:14.679
this is even bigger than you. This is bigger

00:15:14.679 --> 00:15:17.720
than the team. This is like this could be something

00:15:17.720 --> 00:15:21.440
that could be so amazing. Maybe the school can

00:15:21.440 --> 00:15:24.299
start using that of showing what it looks like

00:15:24.299 --> 00:15:27.620
to get out of debt or to understand the meanings

00:15:27.620 --> 00:15:29.559
of these things. So, of course, like I said,

00:15:29.620 --> 00:15:32.139
I always have these things on my mind, but I'm

00:15:32.139 --> 00:15:35.279
like, this can go so far. So you have relief.

00:15:35.460 --> 00:15:40.090
You have. You know, just so many other words

00:15:40.090 --> 00:15:42.429
that can match that. I'd be like, hey, this is

00:15:42.429 --> 00:15:45.649
this is really it. So I love it. I love it. I

00:15:45.649 --> 00:15:49.250
love it. And I cannot wait to see it grow and

00:15:49.250 --> 00:15:52.230
do more and probably be everything that I just

00:15:52.230 --> 00:15:57.750
thought it could be right now. So it's it's and

00:15:57.750 --> 00:16:00.620
you said the app is out already, right? okay

00:16:00.620 --> 00:16:03.539
share with the audience where they can get the

00:16:03.539 --> 00:16:05.940
app at where they can contact you and any social

00:16:05.940 --> 00:16:09.000
media handles you have yeah the app is available

00:16:09.000 --> 00:16:13.480
in the app store ios and google play store just

00:16:13.480 --> 00:16:16.240
look up relief it's one of the top financial

00:16:16.240 --> 00:16:19.039
apps right now that's trending in both categories

00:16:19.039 --> 00:16:24.019
a lot of people rate us based on what their creditor

00:16:24.019 --> 00:16:26.500
is doing. But we're not the creditor. We always

00:16:26.500 --> 00:16:28.740
remind people like that's a big thing. It's like,

00:16:28.799 --> 00:16:31.279
oh, this is a bad deal. It's like, well, it didn't

00:16:31.279 --> 00:16:33.259
come from us. It came from the creditor. But

00:16:33.259 --> 00:16:36.860
for most people, we're saving up to 50 % on people's

00:16:36.860 --> 00:16:39.980
total debt. We just save somebody over 70 % of

00:16:39.980 --> 00:16:42.539
their total debt, which is we celebrate all these

00:16:42.539 --> 00:16:45.720
wins. So yeah, so if you're behind on your bills,

00:16:45.879 --> 00:16:49.000
just give it a try. It's free to find out what

00:16:49.000 --> 00:16:51.740
the app can potentially do for you. We take a

00:16:51.740 --> 00:16:56.100
nominal fee that's guaranteed if you get savings.

00:16:56.399 --> 00:16:58.720
So there's no money exchange unless you benefit

00:16:58.720 --> 00:17:02.179
from it. So it's in the app. Download it today.

00:17:02.279 --> 00:17:04.380
If you want if you are going through any type

00:17:04.380 --> 00:17:06.500
of situation where you want to talk to me personally

00:17:06.500 --> 00:17:09.160
and get some feedback. I love doing that. I do

00:17:09.160 --> 00:17:11.519
it all day long. You could find me on Instagram

00:17:11.519 --> 00:17:14.839
at Jason Saltzman. And I'm on Twitter. It's the

00:17:14.839 --> 00:17:17.420
reverse. It's at Saltzman, Jason or X or whatever

00:17:17.420 --> 00:17:21.000
it's called now. And that that's that those are

00:17:21.000 --> 00:17:22.660
the best ways of getting in touch with me. Thank

00:17:22.660 --> 00:17:24.640
you for being here today. I'm really happy that

00:17:24.640 --> 00:17:26.680
you tuned in to Vision Pros Live. I'm looking

00:17:26.680 --> 00:17:29.920
forward to seeing your reactions as these episodes

00:17:29.920 --> 00:17:31.720
continue to move forward. This is going to get

00:17:31.720 --> 00:17:34.359
more and more fun. We'll have more and more engagement

00:17:34.359 --> 00:17:36.440
as well. We'll invite people to participate in

00:17:36.440 --> 00:17:38.599
the show. And thank you for giving us your time

00:17:38.599 --> 00:17:40.880
and attention. Have an excellent time building

00:17:40.880 --> 00:17:43.200
out your vision and becoming a vision pro yourself.
