David, tell me about your vision.
My vision that I have at the moment, I've had zero, I mean, I don't know about you,
but I have had several visions and businesses throughout my life and I've been in,
initially I was gonna be a doctor and then I got into pharmaceutical sales and then I went from that into selling real estate
and then I bought real estate and managed real estate and
and then I felt like I was called to do something for somebody else,
you know, I mean help other people and so I had this financial acumen type knowledge and so I began
in our church coaching people
that
had lost their way financially and a lot of people have
lost their way financially. I mean, they just, well,
the truth of matter is the world has a plan for your money and that is to take it from you.
So, I mean, all kind of the advertisements and everything, people get caught up in that and they don't have the proper discipline
so then they have problems. So for 30 years, I
coached people
and then I began to
see, you know, I have some information here. I really ought to write this down and so I have three books that I have written.
One is
When Money Gets Personal
and then I have another one called Keep the Change and
and then I have another one called Patches My Friend for Little Kids
and so
the question is is how to get those books out, how to have an impact and so I have
acquaintances that have done well with
having classes on Zoom about finances because a lot of people, I mean in churches,
I have coached people
and it works out some and
worked out better in classes than it did in one-on-one
but it seemed to me that, you know, people were pretty secretive about their mistakes that they make financially.
They don't want to expose them and so my latest vision is to,
and that's part of the reason that I have these these last two books, is to
have a plan for people
for their finances and then have it on a Zoom class
and so then expose them to the Zoom class and then hey, they want to sign up and pay
$2.95 or whatever it is for these
six or eight sessions and then in addition I would provide them with
one or two
one-on-one
conferences for, you know, 30 minutes or so and so that we could really get to the bottom of what their situation is and
I could provide some help. So that's my current
goal is to, and I'm
redoing this book so it will be a little better as a classroom rather than just a good book to read. So that's my,
as we speak, that's what I'm doing is adjusting that book a little bit.
And so that way people have a chance to go through the program at their pace.
They don't have to be worried about somebody knowing them and knowing what their situation is so they can be totally open and vulnerable.
Nobody's going to be able to, that they know is going to
expose them or embarrass them in any way and on the other hand they can get some confident advice.
And so I've been around the block with credit and
cosigning and all these other things and so I know how those work and I can
provide advice and I have provided that advice. That's the reason the book here that When Money Gets Personal has over 70 stories in it.
People that have
most of the time made a mistake and then how they worked them out and how they should or how they could have worked them out
how they should have worked them out and
and so then people read that and oh, you know, I don't want to make, I make sure I want, I don't want to do that and oh, I was going to do that but maybe I'll do it a different way and something like that.
So that's my vision at the moment.
There's a lot you said there, David. Thank you for sharing all that.
But I'm going to try to take it a different way.
Instead of we're talking about the features of your book, I want to talk about you.
As that sounds fair to you.
You talk about me, uh huh. Yeah.
So if I were to ask you, David, what is your why of what you do?
That's a good question.
That's a that boils it down to the real real bottom line.
The why do what I do is because I believe that I can help people.
I know that I can help people and carry a step further.
I believe that there's a real God in the universe and that there's a real in time.
We're going to be held accountable for what we did for his kingdom.
And so I have that opportunity, I think, to further his kingdom in this way.
And people, if they lose their way financially, they all bad kinds of bad things can happen.
And so I try to help them not lose their way financially and said a positive thing.
So that's that's the why. Why I want to further.
I want to further God's kingdom. That's the bottom line.
You use the word kingdom.
Why do you use the word kingdom kingdom?
OK, well, I think that there is a real kingdom.
I mean, I think there's a I think there's a well, I mean, I mean, I guess some people, for example,
don't believe there's a real God, right?
I think that, you know, well, that's just a can I a crutch that a lot of people come up with that to depend on and stuff.
And I don't know. Do you do you want to share with me what you think about that?
And then I'll respond or you want to not share with me.
I can. But it's not on the positive.
I I.
If you didn't know much about me, I'm actually from India, born and raised in Kenya.
OK, India, India. OK, India.
India born and raised.
And I'm one of those few people who are actually converted Christians.
I moved to the United States when I was 16, when I was 18, I got baptized when I was 16.
And I've been here since then.
So I do believe in God and there's a lot more I believe in.
So I was just very curious.
Why did you use the word kingdom? OK, OK, because the when I believe well,
when I guess I don't know how much documentation you want me to provide for all this.
But but there's evidence that when we when we die, we're going to do something or our spirits are going to go somewhere else.
And we do really have a spirit.
And so so there's and there's a big, big choice.
And according to the Holy Bible, there's a big choice.
And you make one choice, you go one place and then make a choice and you go another place.
And so and so I've accepted the the the Jesus of the Jews, the Jesus of Nazareth, that as the Messiah.
That's what and it's really interesting to me that the Jewish faith, I mean, the Jews in their self,
because it seems to me that in reality, there should not be a Jewish state
because it was decimated and destroyed in almost two thousand years ago.
And then there wasn't any there wasn't a Jewish state for all those years.
And never in the history of all mankind has a country lost its people and lost its borders and never come back together again.
Once a country loses its people and its borders, it's forever toast.
Gone. You and I know that in May of 1948, the Jewish country of Israel was reborn again.
First time in history, ever anything like this ever happened.
We have a thousand years of nothing there.
There's no way that that would happen without some kind of outside intervention.
No way that could happen without God moving.
And so that's one great evidence that there is a real God and he really does work in our lives.
And that and that holy Bible does does prevent true does does provide true prophecy
because it's what it prophesied that there'd be an Israel in the end times.
So so there's so then the Bible also says that there's a kingdom of heaven and and and that we want to be part of.
And there's another kingdom we don't want to be part of.
And so and so that's the uses that word kingdom.
And I hadn't thought about it that much.
It just kind of just kind of came out.
But that's that's that's there is a real group of one or the other.
Thank you for sharing that. I just wanted to clarify that.
OK, well, we're going with it.
So, David, my next question for you is how did you get started in all this and writing the book and like, yeah, I want to go help people out.
Like, how did you get started with your vision?
Our church had a advertisement in the bulletin in 1982 before you were born.
And and it said, you know, we're going to have a meeting to initiate a financial education ministry.
And I looked at that in the both. And I thought, well, that's different.
You know, I'm going to have to go to that meeting.
So I went to that meeting and I was really interested in what they had to say.
And so I became part of that and then became a leader in it.
And so then I learned a lot of things about what God said about money that I had never known before.
I had no clue that God said so much about money.
As a matter of fact, there's over two thousand three hundred and fifty verses in the Holy Bible that talk about money more than any other subject, more than any other subject.
It is about money. Isn't that interesting?
So I thought, you know, I need I need to find out some of this stuff.
And so I got into it and I was really pleased with this one author that I got to know personally.
His name is Howard Dayton. And he wrote several books and I and and and wrote some classes.
And I was really and enchanted, really. I was really enthused and pleased by those classes.
I took one and just and it just kind of lit my fire. And so then I then I began leading classes myself.
And so I've led over 50 classes myself.
And then then along the way, I saw these people that having all these difficulties and they needed more than just a class or they needed or or they or they or they wouldn't take a class.
They need coaching. And so, you know, I could provide that.
So I took a little class on how to do that. And so I began doing that.
Thank you for sharing that, David.
So where are you?
I feel like you've done a lot in your life and I don't know exactly.
So where are you currently at with your finances and your vision?
Like, what have you done? And then I'm assuming you use that as an example to teach other people, right?
So what I've done, I mean, well, I've led 50 classes for start and I've helped a lot of people in getting their number one, getting their finances in order and two, helping them in their walk, which eases.
So that does two things.
And so then I've coached over the period over 30 years, hundreds of people. And so I've helped them, you know, improve their situation and improve their walk with Jesus.
And I want to reach out more. And I think Zoom and I'm getting older, no spring chicken anymore.
And so going here and there and all that takes a lot of energy that I didn't that I used to have and don't have so much. But sitting at my office desk and on a Zoom class, I can do that easier.
And so I felt like that's a way. And there are a lot of, you know, Zoom, I wasn't even comfortable with Zoom until COVID happened and then everybody was on Zoom.
And I joined Zoom and participated in that. And what a neat avenue it is for people to not only express views, but have classes.
And it's just a there's a lot of benefits there. And so I wanted to so I want to do that.
And I feel like that that that when people don't know each other, sometimes they're willing to be more open and and they're able to be more genuine and you can help them more.
Thank you for being here today. I'm really happy that you tuned in to Vision Pros Live.
I'm looking forward to seeing your reactions as these episodes continue to move forward. This is going to get more and more fun.
We'll have more and more engagement as well. We'll invite people to participate in the show.
And thank you for giving us your time and attention. Have an excellent time building out your vision and becoming a Vision Pro yourself.