1
00:00:00,000 --> 00:00:02,000
David, tell me about your vision.

2
00:00:03,280 --> 00:00:07,580
My vision that I have at the moment, I've had zero, I mean, I don't know about you,

3
00:00:07,580 --> 00:00:12,780
but I have had several visions and businesses throughout my life and I've been in,

4
00:00:14,340 --> 00:00:20,860
initially I was gonna be a doctor and then I got into pharmaceutical sales and then I went from that into selling real estate

5
00:00:20,860 --> 00:00:23,900
and then I bought real estate and managed real estate and

6
00:00:24,340 --> 00:00:29,220
and then I felt like I was called to do something for somebody else,

7
00:00:29,220 --> 00:00:35,300
you know, I mean help other people and so I had this financial acumen type knowledge and so I began

8
00:00:35,820 --> 00:00:37,820
in our church coaching people

9
00:00:38,740 --> 00:00:39,940
that

10
00:00:39,940 --> 00:00:43,660
had lost their way financially and a lot of people have

11
00:00:44,380 --> 00:00:47,140
lost their way financially. I mean, they just, well,

12
00:00:47,140 --> 00:00:52,340
the truth of matter is the world has a plan for your money and that is to take it from you.

13
00:00:52,860 --> 00:00:59,100
So, I mean, all kind of the advertisements and everything, people get caught up in that and they don't have the proper discipline

14
00:00:59,100 --> 00:01:01,500
so then they have problems. So for 30 years, I

15
00:01:02,180 --> 00:01:03,740
coached people

16
00:01:03,740 --> 00:01:05,740
and then I began to

17
00:01:06,220 --> 00:01:12,980
see, you know, I have some information here. I really ought to write this down and so I have three books that I have written.

18
00:01:13,420 --> 00:01:15,420
One is

19
00:01:15,900 --> 00:01:17,900
When Money Gets Personal

20
00:01:18,460 --> 00:01:23,860
and then I have another one called Keep the Change and

21
00:01:23,860 --> 00:01:29,820
and then I have another one called Patches My Friend for Little Kids

22
00:01:30,740 --> 00:01:32,740
and so

23
00:01:32,980 --> 00:01:39,340
the question is is how to get those books out, how to have an impact and so I have

24
00:01:41,180 --> 00:01:43,380
acquaintances that have done well with

25
00:01:46,860 --> 00:01:53,220
having classes on Zoom about finances because a lot of people, I mean in churches,

26
00:01:53,220 --> 00:01:55,220
I have coached people

27
00:01:56,740 --> 00:02:00,420
and it works out some and

28
00:02:00,860 --> 00:02:04,300
worked out better in classes than it did in one-on-one

29
00:02:04,860 --> 00:02:10,380
but it seemed to me that, you know, people were pretty secretive about their mistakes that they make financially.

30
00:02:10,380 --> 00:02:14,700
They don't want to expose them and so my latest vision is to,

31
00:02:15,060 --> 00:02:19,420
and that's part of the reason that I have these these last two books, is to

32
00:02:19,420 --> 00:02:22,140
have a plan for people

33
00:02:23,140 --> 00:02:26,940
for their finances and then have it on a Zoom class

34
00:02:27,420 --> 00:02:31,460
and so then expose them to the Zoom class and then hey, they want to sign up and pay

35
00:02:31,460 --> 00:02:34,460
$2.95 or whatever it is for these

36
00:02:34,940 --> 00:02:38,940
six or eight sessions and then in addition I would provide them with

37
00:02:39,940 --> 00:02:41,940
one or two

38
00:02:41,940 --> 00:02:43,940
one-on-one

39
00:02:43,940 --> 00:02:49,940
conferences for, you know, 30 minutes or so and so that we could really get to the bottom of what their situation is and

40
00:02:49,940 --> 00:02:53,940
I could provide some help. So that's my current

41
00:02:54,460 --> 00:02:56,460
goal is to, and I'm

42
00:02:56,940 --> 00:03:04,940
redoing this book so it will be a little better as a classroom rather than just a good book to read. So that's my,

43
00:03:04,940 --> 00:03:09,940
as we speak, that's what I'm doing is adjusting that book a little bit.

44
00:03:09,940 --> 00:03:14,940
And so that way people have a chance to go through the program at their pace.

45
00:03:14,940 --> 00:03:21,940
They don't have to be worried about somebody knowing them and knowing what their situation is so they can be totally open and vulnerable.

46
00:03:21,940 --> 00:03:24,940
Nobody's going to be able to, that they know is going to

47
00:03:25,940 --> 00:03:31,940
expose them or embarrass them in any way and on the other hand they can get some confident advice.

48
00:03:33,940 --> 00:03:36,940
And so I've been around the block with credit and

49
00:03:36,940 --> 00:03:41,940
cosigning and all these other things and so I know how those work and I can

50
00:03:41,940 --> 00:03:49,940
provide advice and I have provided that advice. That's the reason the book here that When Money Gets Personal has over 70 stories in it.

51
00:03:49,940 --> 00:03:51,940
People that have

52
00:03:51,940 --> 00:03:57,940
most of the time made a mistake and then how they worked them out and how they should or how they could have worked them out

53
00:03:57,940 --> 00:03:59,940
how they should have worked them out and

54
00:03:59,940 --> 00:04:07,940
and so then people read that and oh, you know, I don't want to make, I make sure I want, I don't want to do that and oh, I was going to do that but maybe I'll do it a different way and something like that.

55
00:04:07,940 --> 00:04:10,940
So that's my vision at the moment.

56
00:04:12,940 --> 00:04:15,940
There's a lot you said there, David. Thank you for sharing all that.

57
00:04:15,940 --> 00:04:18,940
But I'm going to try to take it a different way.

58
00:04:18,940 --> 00:04:24,940
Instead of we're talking about the features of your book, I want to talk about you.

59
00:04:24,940 --> 00:04:29,940
As that sounds fair to you.

60
00:04:29,940 --> 00:04:31,940
You talk about me, uh huh. Yeah.

61
00:04:31,940 --> 00:04:35,940
So if I were to ask you, David, what is your why of what you do?

62
00:04:35,940 --> 00:04:37,940
That's a good question.

63
00:04:37,940 --> 00:04:43,940
That's a that boils it down to the real real bottom line.

64
00:04:43,940 --> 00:04:50,940
The why do what I do is because I believe that I can help people.

65
00:04:50,940 --> 00:04:55,940
I know that I can help people and carry a step further.

66
00:04:55,940 --> 00:05:02,940
I believe that there's a real God in the universe and that there's a real in time.

67
00:05:02,940 --> 00:05:06,940
We're going to be held accountable for what we did for his kingdom.

68
00:05:06,940 --> 00:05:10,940
And so I have that opportunity, I think, to further his kingdom in this way.

69
00:05:10,940 --> 00:05:16,940
And people, if they lose their way financially, they all bad kinds of bad things can happen.

70
00:05:16,940 --> 00:05:22,940
And so I try to help them not lose their way financially and said a positive thing.

71
00:05:22,940 --> 00:05:24,940
So that's that's the why. Why I want to further.

72
00:05:24,940 --> 00:05:27,940
I want to further God's kingdom. That's the bottom line.

73
00:05:27,940 --> 00:05:29,940
You use the word kingdom.

74
00:05:29,940 --> 00:05:31,940
Why do you use the word kingdom kingdom?

75
00:05:31,940 --> 00:05:36,940
OK, well, I think that there is a real kingdom.

76
00:05:36,940 --> 00:05:40,940
I mean, I think there's a I think there's a well, I mean, I mean, I guess some people, for example,

77
00:05:40,940 --> 00:05:42,940
don't believe there's a real God, right?

78
00:05:42,940 --> 00:05:51,940
I think that, you know, well, that's just a can I a crutch that a lot of people come up with that to depend on and stuff.

79
00:05:51,940 --> 00:05:55,940
And I don't know. Do you do you want to share with me what you think about that?

80
00:05:55,940 --> 00:05:59,940
And then I'll respond or you want to not share with me.

81
00:05:59,940 --> 00:06:03,940
I can. But it's not on the positive.

82
00:06:03,940 --> 00:06:08,940
I I.

83
00:06:08,940 --> 00:06:15,940
If you didn't know much about me, I'm actually from India, born and raised in Kenya.

84
00:06:15,940 --> 00:06:18,940
OK, India, India. OK, India.

85
00:06:18,940 --> 00:06:20,940
India born and raised.

86
00:06:20,940 --> 00:06:27,940
And I'm one of those few people who are actually converted Christians.

87
00:06:27,940 --> 00:06:34,940
I moved to the United States when I was 16, when I was 18, I got baptized when I was 16.

88
00:06:34,940 --> 00:06:38,940
And I've been here since then.

89
00:06:38,940 --> 00:06:42,940
So I do believe in God and there's a lot more I believe in.

90
00:06:42,940 --> 00:06:44,940
So I was just very curious.

91
00:06:44,940 --> 00:06:54,940
Why did you use the word kingdom? OK, OK, because the when I believe well,

92
00:06:54,940 --> 00:06:58,940
when I guess I don't know how much documentation you want me to provide for all this.

93
00:06:58,940 --> 00:07:05,940
But but there's evidence that when we when we die, we're going to do something or our spirits are going to go somewhere else.

94
00:07:05,940 --> 00:07:07,940
And we do really have a spirit.

95
00:07:07,940 --> 00:07:12,940
And so so there's and there's a big, big choice.

96
00:07:12,940 --> 00:07:15,940
And according to the Holy Bible, there's a big choice.

97
00:07:15,940 --> 00:07:19,940
And you make one choice, you go one place and then make a choice and you go another place.

98
00:07:19,940 --> 00:07:33,940
And so and so I've accepted the the the Jesus of the Jews, the Jesus of Nazareth, that as the Messiah.

99
00:07:33,940 --> 00:07:40,940
That's what and it's really interesting to me that the Jewish faith, I mean, the Jews in their self,

100
00:07:40,940 --> 00:07:45,940
because it seems to me that in reality, there should not be a Jewish state

101
00:07:45,940 --> 00:07:55,940
because it was decimated and destroyed in almost two thousand years ago.

102
00:07:55,940 --> 00:07:59,940
And then there wasn't any there wasn't a Jewish state for all those years.

103
00:07:59,940 --> 00:08:09,940
And never in the history of all mankind has a country lost its people and lost its borders and never come back together again.

104
00:08:09,940 --> 00:08:12,940
Once a country loses its people and its borders, it's forever toast.

105
00:08:12,940 --> 00:08:22,940
Gone. You and I know that in May of 1948, the Jewish country of Israel was reborn again.

106
00:08:22,940 --> 00:08:25,940
First time in history, ever anything like this ever happened.

107
00:08:25,940 --> 00:08:27,940
We have a thousand years of nothing there.

108
00:08:27,940 --> 00:08:32,940
There's no way that that would happen without some kind of outside intervention.

109
00:08:32,940 --> 00:08:35,940
No way that could happen without God moving.

110
00:08:35,940 --> 00:08:44,940
And so that's one great evidence that there is a real God and he really does work in our lives.

111
00:08:44,940 --> 00:08:52,940
And that and that holy Bible does does prevent true does does provide true prophecy

112
00:08:52,940 --> 00:08:57,940
because it's what it prophesied that there'd be an Israel in the end times.

113
00:08:57,940 --> 00:09:05,940
So so there's so then the Bible also says that there's a kingdom of heaven and and and that we want to be part of.

114
00:09:05,940 --> 00:09:07,940
And there's another kingdom we don't want to be part of.

115
00:09:07,940 --> 00:09:11,940
And so and so that's the uses that word kingdom.

116
00:09:11,940 --> 00:09:14,940
And I hadn't thought about it that much.

117
00:09:14,940 --> 00:09:17,940
It just kind of just kind of came out.

118
00:09:17,940 --> 00:09:27,940
But that's that's that's there is a real group of one or the other.

119
00:09:27,940 --> 00:09:30,940
Thank you for sharing that. I just wanted to clarify that.

120
00:09:30,940 --> 00:09:35,940
OK, well, we're going with it.

121
00:09:35,940 --> 00:09:43,940
So, David, my next question for you is how did you get started in all this and writing the book and like, yeah, I want to go help people out.

122
00:09:43,940 --> 00:09:48,940
Like, how did you get started with your vision?

123
00:09:48,940 --> 00:09:55,940
Our church had a advertisement in the bulletin in 1982 before you were born.

124
00:09:55,940 --> 00:10:02,940
And and it said, you know, we're going to have a meeting to initiate a financial education ministry.

125
00:10:02,940 --> 00:10:07,940
And I looked at that in the both. And I thought, well, that's different.

126
00:10:07,940 --> 00:10:09,940
You know, I'm going to have to go to that meeting.

127
00:10:09,940 --> 00:10:12,940
So I went to that meeting and I was really interested in what they had to say.

128
00:10:12,940 --> 00:10:16,940
And so I became part of that and then became a leader in it.

129
00:10:16,940 --> 00:10:24,940
And so then I learned a lot of things about what God said about money that I had never known before.

130
00:10:24,940 --> 00:10:27,940
I had no clue that God said so much about money.

131
00:10:27,940 --> 00:10:37,940
As a matter of fact, there's over two thousand three hundred and fifty verses in the Holy Bible that talk about money more than any other subject, more than any other subject.

132
00:10:37,940 --> 00:10:39,940
It is about money. Isn't that interesting?

133
00:10:39,940 --> 00:10:43,940
So I thought, you know, I need I need to find out some of this stuff.

134
00:10:43,940 --> 00:10:50,940
And so I got into it and I was really pleased with this one author that I got to know personally.

135
00:10:50,940 --> 00:10:55,940
His name is Howard Dayton. And he wrote several books and I and and and wrote some classes.

136
00:10:55,940 --> 00:11:04,940
And I was really and enchanted, really. I was really enthused and pleased by those classes.

137
00:11:04,940 --> 00:11:11,940
I took one and just and it just kind of lit my fire. And so then I then I began leading classes myself.

138
00:11:11,940 --> 00:11:14,940
And so I've led over 50 classes myself.

139
00:11:14,940 --> 00:11:26,940
And then then along the way, I saw these people that having all these difficulties and they needed more than just a class or they needed or or they or they or they wouldn't take a class.

140
00:11:26,940 --> 00:11:29,940
They need coaching. And so, you know, I could provide that.

141
00:11:29,940 --> 00:11:35,940
So I took a little class on how to do that. And so I began doing that.

142
00:11:35,940 --> 00:11:39,940
Thank you for sharing that, David.

143
00:11:39,940 --> 00:11:43,940
So where are you?

144
00:11:43,940 --> 00:11:49,940
I feel like you've done a lot in your life and I don't know exactly.

145
00:11:49,940 --> 00:11:53,940
So where are you currently at with your finances and your vision?

146
00:11:53,940 --> 00:12:01,940
Like, what have you done? And then I'm assuming you use that as an example to teach other people, right?

147
00:12:01,940 --> 00:12:13,940
So what I've done, I mean, well, I've led 50 classes for start and I've helped a lot of people in getting their number one, getting their finances in order and two, helping them in their walk, which eases.

148
00:12:13,940 --> 00:12:16,940
So that does two things.

149
00:12:16,940 --> 00:12:28,940
And so then I've coached over the period over 30 years, hundreds of people. And so I've helped them, you know, improve their situation and improve their walk with Jesus.

150
00:12:28,940 --> 00:12:37,940
And I want to reach out more. And I think Zoom and I'm getting older, no spring chicken anymore.

151
00:12:37,940 --> 00:12:49,940
And so going here and there and all that takes a lot of energy that I didn't that I used to have and don't have so much. But sitting at my office desk and on a Zoom class, I can do that easier.

152
00:12:49,940 --> 00:12:59,940
And so I felt like that's a way. And there are a lot of, you know, Zoom, I wasn't even comfortable with Zoom until COVID happened and then everybody was on Zoom.

153
00:12:59,940 --> 00:13:13,940
And I joined Zoom and participated in that. And what a neat avenue it is for people to not only express views, but have classes.

154
00:13:13,940 --> 00:13:20,940
And it's just a there's a lot of benefits there. And so I wanted to so I want to do that.

155
00:13:20,940 --> 00:13:30,940
And I feel like that that that when people don't know each other, sometimes they're willing to be more open and and they're able to be more genuine and you can help them more.

156
00:13:30,940 --> 00:13:34,940
Thank you for being here today. I'm really happy that you tuned in to Vision Pros Live.

157
00:13:34,940 --> 00:13:40,940
I'm looking forward to seeing your reactions as these episodes continue to move forward. This is going to get more and more fun.

158
00:13:40,940 --> 00:13:44,940
We'll have more and more engagement as well. We'll invite people to participate in the show.

159
00:13:44,940 --> 00:13:51,940
And thank you for giving us your time and attention. Have an excellent time building out your vision and becoming a Vision Pro yourself.