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All right, welcome back everybody.

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Welcome back to another episode.

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Episode 10.

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Made it to the double digits.

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We did not get shut down yet.

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Feeling really good about it.

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We have another special guest with us today.

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We have a, well, he's been around for a while.

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Me and him go way back, you know, like He-Man and Battle Cats back to early 2000s.

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Notre Dame and Cleveland Die Hard.

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So much love from there.

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Rocky River alumni, another girl dad like us.

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Former child model, you know, D1 mascot.

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If he shaved his face, he might look like Andy Dalton and be able to rock that out in

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all the town.

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He's not your neighborhood Spider-Man, but he's always carrying a hammer.

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Ladies and gentlemen, welcome Jimmy Myers from Union Home Mortgage.

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Awesome.

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Jimmy.

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Happy to be here.

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My man, Andy's got the Cleveland background.

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Yeah, I had to change that up.

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Here's my little Thor figure.

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Oh, you can't see it.

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There he is.

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There it is.

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Big fan.

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Yeah, so Thor, right?

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Is he like, has he always been your all time favorite Marvel guy?

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No, he wasn't at first.

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My original favorite was Wolverine, which I think almost everybody can relate to.

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I mean, he's probably one of the number one fan favorites.

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And then it was just with our charity, the guy who had previously dressed up as Thor

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moved out of town.

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And honestly, he was like, he was like too big.

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By the name of Chris Hughes, awesome guy.

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And so he actually bought a custom made Hulk costume and he was a better fit for the Hulk.

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This dude's like six, five, over 300 pounds.

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Like it was good for the Hulk.

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So then that Thor costume came available and I had the beard, they're like, here, throw

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this on.

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And it just happened to fit, right?

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The rest is history.

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Everything fits and the rest is history.

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And yeah, and then the movie started to come out and everybody's like, okay, you're Thor.

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So the hammer, the mantle or the hammer of Thor was passed to me.

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So this all went down before the movie started coming out.

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Yeah.

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Oh, nice.

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It was like perfect timing.

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So we founded our charity group, which is called Superheroes to Kids in Ohio in 2010,

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the summer of 2010.

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So it was August of 2010.

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We made our first visit at the Cleveland Clinic.

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So it was myself, Brian Chulik, our former, my former eighth grade teacher, and Scott

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Smith, another friend.

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So the three of us did a visit to the Cleveland Clinic Children's Hospital dressed as superheroes.

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And my original costume was Spider-Man.

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But at the time I was busting out of that Spider-Man costume and it just, it was perfect

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for the day, but we got there and it was like crazy because we didn't contact anybody.

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We just thought we were making a visit to the clinic, the Children's Hospital, but there

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was, there was like crazy media there.

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Like the clinic had contacted like all local media outlets, news stations, et cetera.

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So there was a bunch of cameras, newspapers and stuff there.

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And so it just got a lot of attention and it happened to be that same summer they were

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filming the first Avengers movie in Cleveland.

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So it's just got like a lot of attention, you know, notoriety.

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And then the funny thing about it was the three of us, you know, who founded the group

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were all background extras in the Avengers movie as well.

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So we got to meet a lot of guys on set, other people like local to Cleveland, Ohio, or around

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the neighboring suburbs that were one, like huge Marvel fans, two had like a costume or

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something that they could join up and start making these appearances with us.

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So that's just kind of how it all came about.

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That's so cool, man.

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So are you guys still doing, you guys do hospital visits and what else do you like, like birthdays

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or do you do anything else?

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Yep.

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So good question.

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We, so we started kind of small.

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We were doing like birthdays and stuff, but then that just kind of took off.

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And then once we became an official 501c3 nonprofit organization, you know, we started

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trying to gear more towards like partnering with other nonprofit organizations such as

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like Jeremy cares, which is another great local organization for health benefit, children's

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cancer prayers from Maria, which is if you've ever been to Cleveland, the sunflower fields

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on the side of on the highway, if you've ever seen those.

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So we partnered with other organizations in the nonprofit status, the 501c3 kind of helps,

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you know, with the legitimacy of the organization.

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And so we stopped doing birthday parties just because that was like, it was too much to

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be honest.

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It was every, every day, multiple times a day, people were asking for birthday appearances.

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And so we kind of just tried to focus on children's hospitals, like the Ronald McDonald house.

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We sponsor a room down there every year, which is like where our big budget goes to.

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It's like five grand a year.

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And so that way with the Ronald McDonald house does is allows families who are seeking treatment

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for their kids to stay there free of cost, you know, they don't have to worry about traveling

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or covering hotel costs while their kids are getting treatment, right?

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Right.

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We sponsor room down there so that way the whole family can stay for free, you know,

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meals, room and board, everything's covered.

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And they're there.

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They're a big partner of ours.

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We also work with, we do like a golf outing every year to help raise funds.

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We're doing a 5k superhero run this year.

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So there's a lot going on.

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We actually just started being able to go back into hospitals after, you know, the pandemic.

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So that just started very recently.

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So we were kind of on shutdown for a couple of years there, obviously with people with

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weakened immune.

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So it was kind of funny though, because at the same time during the pandemic, that's

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when you know, Zoom got real big, right?

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So it was kind of perfect the way it all evolved because then kids were able to request like

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kids in hospitals were able to like log into our Facebook page or our website.

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Which is usually the easiest way to get ahold of us.

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But just because there's somebody always monitoring that they were able to request like specific

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like, Hey, who's your favorite superhero?

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Oh, it's Thor or Superman or Spider-Man or it's a Disney princess, right?

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And they could request a special appearance from their favorite character.

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So we were able to do Zoom meetings like we're doing right now, you know, one on one or like

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a FaceTime with that family or that kid in the hospital.

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And so, you know, or we would have sometimes large group Zoom meetings where we do like

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a like a movie night, right?

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We used to host movie nights once a month at the Ronald McDonald House, but since we

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couldn't do them in person, we would stream it for free and we'd have like a group watch

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party with the kids while some of us were on character.

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So it was fun.

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Dude, that's great. That's I mean, and yeah, it sounds like it was a struggle at first

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probably to adjust, right?

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And to still get the kids what they wanted.

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But I mean, that's that's still incredible, man.

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And you've been doing that for you said it was 2010, right?

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Yeah, 2010.

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Man, it's flown by and I forgot about you being extra in that Avengers movie.

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Yeah, my my five seconds of fame.

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Your five seconds of fame.

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Stop it.

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Let's see.

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I got to show you, you know, speaking of the baby model.

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Hold on.

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I got to pull this picture off your IG.

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It's not really a baby, but you're you're a stud.

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Let's see my camera.

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Pick it up.

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I won't pick it up.

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You and your blurred backgrounds.

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Oh, is that the child model right there?

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Yes, a child model.

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Oh, my goodness.

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I want to buy that sweater right now.

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The sweater, the collar out.

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He was I got to grow the fro back, man.

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Oh, yeah.

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It was pretty legit.

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You got a pretty big fro.

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I did that in college sophomore year.

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I didn't cut my hair all year just to see what would happen.

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And I the fro came back.

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Oh, speaking of college.

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So like Mr. D1 mascot.

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Pretty Falcon in the flesh.

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Yeah.

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He was a bowling green Falcon.

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So you're out there doing cartwheels and flips.

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I couldn't do a flip, but I was doing cartwheels.

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I mean, you were super athletic.

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You could probably could have pulled it off.

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No, not with the head.

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It was oversized head.

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It was just too big.

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I tried doing a cargo one time and the head almost flew off.

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So we had to so it was like it was funny because it was like a hockey helmet underneath, right?

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And the chin strap would always pop off.

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So I had to I had to go get my own chin strap kind of like football.

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But yeah, this was a hard helmet underneath that they built the mascot head onto.

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But yeah, you do.

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I did football and what else?

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Any other?

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It was everything.

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Yeah, because originally they just said it was like going to be men's women's basketball,

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volleyball, football games and hockey.

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Right.

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But you know, now it's everything.

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Like we go to everything.

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We didn't want to limit ourselves just to, you know, those four or five sports.

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Right.

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There were so many events on campus, like community events, like out in the community

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campus events, you know, just going to like the rec center, doing retirement parties on

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campus, like birthday parties, special appearances.

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There was just so many requests throughout the day in the week.

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So it was just, you know, even the gymnastics thing, like our gymnastics team was awesome

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and they loved us because not a lot of people would show up at their their matches or their

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meets.

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But then when when we would walk in, they would literally just go crazy.

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And there's a ton of little kids there.

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So it was it was a lot of fun hockey games were a blast.

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My first football game I almost passed out, though.

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I had to I had to hide in a tent because it was like 90 degrees outside and I was wearing

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that suit.

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So luckily, I had one of those like water packs, like a camel pack underneath the suit.

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So I was drinking water trying to stay hydrated, but it was brutal.

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Way to adapt.

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It was the most at college.

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Did they was it always just just you?

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Was it just the one mascot?

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Or did they have multiples to kind of help really?

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Yeah, good question.

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Oh, there's four.

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So the tradition was four because there's there's a guy and girl mascot.

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There's Freddie and Frida Falcon at BGSU.

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They are brother and sister.

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Right.

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So Frida is Freddie's little sister and they would just go to everything together.

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And it was it was a blast.

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So there was two guys and two girls.

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And now they just had like the every year they do.

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So the tradition is you do it for one year.

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You start at the end of, you know, when graduation happens commencement and then you go throughout

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the summer and then.

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You know, until commencement, when they pick like the new birds or the new mascots.

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And every year we do an alumni reception up there.

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We just had it like this past weekend.

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So it's it's pretty cool.

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But now they have six, which I guess is crazy.

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They have six members because the demand and there's so many events going on at all times.

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So this way you're able to kind of divide and conquer.

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Right.

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So the requests were coming left and right.

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And I guess there were just so many different requests.

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So they'd have, you know, one mascot at like a sporting event.

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They could have another one at a community event or at least a pair of Freddie and Frida

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is at different events going on at different times.

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So well, and BG's blown up, right.

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It's there.

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They're a lot, a lot bigger.

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The whole mascot thing is wild, though, man, because like the reason I asked that is because

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I know like Arrowhead on game day for the Chiefs, Casey Wolf is their mascot.

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Yeah.

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And there's three there on game day just so they can get enough coverage.

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But the way they do it with the radios and all the coordination is you will never be

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able to see any two of them, obviously, at the exact same time, the way they work around

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the stadium during pregame, during the game and stuff and all their visits.

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Like there's three doing it at all times, but you will never see more than one with

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the other.

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So, yeah, the way they're able to coordinate all of it is pretty.

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I know.

245
00:13:03,280 --> 00:13:04,280
I know.

246
00:13:04,280 --> 00:13:08,040
I was just looking for a way to slip in the Chiefs and no, no, no.

247
00:13:08,040 --> 00:13:09,560
I used to want to be a mascot.

248
00:13:09,560 --> 00:13:10,560
I would.

249
00:13:10,560 --> 00:13:11,560
Is it really?

250
00:13:11,560 --> 00:13:12,560
Yeah.

251
00:13:12,560 --> 00:13:16,240
Casey Wolf would come to our elementary schools and like give a presentation in our gym.

252
00:13:16,240 --> 00:13:17,400
And it happened every year.

253
00:13:17,400 --> 00:13:22,320
I don't know how or why, but like I was obsessed that I wanted to be like a Panther at my

254
00:13:22,320 --> 00:13:23,320
high school.

255
00:13:23,320 --> 00:13:28,200
I wanted to be a mascot, but I played sports and like they never gave me a chance to do

256
00:13:28,200 --> 00:13:29,200
it.

257
00:13:29,200 --> 00:13:30,200
There was always somebody else doing it.

258
00:13:30,200 --> 00:13:31,200
Like I wanted to do that.

259
00:13:31,200 --> 00:13:32,200
I think it'd be a blast.

260
00:13:32,200 --> 00:13:33,200
Well, that it was.

261
00:13:33,200 --> 00:13:34,840
I mean, honestly, it was the most fun.

262
00:13:34,840 --> 00:13:40,800
So that's why, you know, after playing sports in high school and getting up to college,

263
00:13:40,800 --> 00:13:44,880
I was like, there's, you know, I tried to do rugby, but after getting too many concussions

264
00:13:44,880 --> 00:13:47,920
playing football in high school, they told me I shouldn't play football anymore.

265
00:13:47,920 --> 00:13:48,920
Yeah.

266
00:13:48,920 --> 00:13:49,920
I go out for the rugby team.

267
00:13:49,920 --> 00:13:50,920
Yeah, that's a good idea.

268
00:13:50,920 --> 00:13:53,520
No helmet, you don't need it.

269
00:13:53,520 --> 00:13:54,520
You're fine.

270
00:13:54,520 --> 00:13:57,520
After two weeks of that, I realized that probably wasn't a good idea.

271
00:13:57,520 --> 00:14:03,520
So, but it was also that freshman year where they unveiled like the new mascot costumes,

272
00:14:03,520 --> 00:14:07,800
where they were like the big, you know, larger than life cartoon style characters, which

273
00:14:07,800 --> 00:14:08,800
were awesome.

274
00:14:08,800 --> 00:14:12,160
And I remember saying it when they first unveiled them at that football game was like, I want

275
00:14:12,160 --> 00:14:13,440
to do that.

276
00:14:13,440 --> 00:14:17,920
And then the opportunity just kind of presented itself my junior year.

277
00:14:17,920 --> 00:14:22,440
And that's when I auditioned and tried out and luckily got the job.

278
00:14:22,440 --> 00:14:25,720
So it was sweet.

279
00:14:25,720 --> 00:14:26,720
That's pretty awesome.

280
00:14:26,720 --> 00:14:29,840
So is that kind of what what started?

281
00:14:29,840 --> 00:14:33,280
I feel like that's kind of what started the whole superheroes for kids day.

282
00:14:33,280 --> 00:14:35,240
Like, yeah, the mascot thing.

283
00:14:35,240 --> 00:14:38,840
It feels like a great transition and like, how to keep that kind of thing going.

284
00:14:38,840 --> 00:14:45,480
You saw how other people react to a mascot or somebody costume like that and then kind

285
00:14:45,480 --> 00:14:47,480
of rolled into what you're doing now.

286
00:14:47,480 --> 00:14:48,480
Yeah, for sure.

287
00:14:48,480 --> 00:14:50,200
So I mean, and Charlie can attest to this.

288
00:14:50,200 --> 00:14:53,400
I was no stranger to wearing costumes in high school.

289
00:14:53,400 --> 00:14:57,720
So any holiday or any excuse, basically.

290
00:14:57,720 --> 00:14:59,360
This is the way.

291
00:14:59,360 --> 00:15:00,360
Wait, wait, wait, wait.

292
00:15:00,360 --> 00:15:02,200
You're not saying or setting it up right.

293
00:15:02,200 --> 00:15:08,680
This dude is in the city parades like St. Patrick's Day.

294
00:15:08,680 --> 00:15:12,120
He is like the biggest leprechaun that you will ever see.

295
00:15:12,120 --> 00:15:14,160
And he's running strutting down the street.

296
00:15:14,160 --> 00:15:16,680
He's on a float like he's a VIP.

297
00:15:16,680 --> 00:15:20,600
And this is yeah, he did that in high school, though.

298
00:15:20,600 --> 00:15:23,600
Yeah, my uncle had something to do with that one, though.

299
00:15:23,600 --> 00:15:26,560
But he he works for the county and he's a big time.

300
00:15:26,560 --> 00:15:29,000
You know, he's been voted Irishman of the Year a couple of times.

301
00:15:29,000 --> 00:15:33,280
And actually this year, in fact, but that's a big deal in Cleveland.

302
00:15:33,280 --> 00:15:34,280
Yeah.

303
00:15:34,280 --> 00:15:37,200
So yeah, so it was fun.

304
00:15:37,200 --> 00:15:41,680
So that's kind of where it just, you know, he asked me to march with them a couple of

305
00:15:41,680 --> 00:15:44,920
times and that's when I busted out the green suit.

306
00:15:44,920 --> 00:15:50,720
So yeah, it was a perfect transition from being the BG mascot to then starting the Superheroes,

307
00:15:50,720 --> 00:15:53,040
the kids organization.

308
00:15:53,040 --> 00:15:57,600
I even applied after college to be slider for the Cleveland Indians.

309
00:15:57,600 --> 00:16:00,800
But that was a weird situation like that.

310
00:16:00,800 --> 00:16:03,520
That application must have just got lost in the mail or something.

311
00:16:03,520 --> 00:16:05,560
But oh, well, that's too bad, man.

312
00:16:05,560 --> 00:16:10,320
I would love to see you running the bases with everybody.

313
00:16:10,320 --> 00:16:11,320
Yeah.

314
00:16:11,320 --> 00:16:13,600
Oh, my God.

315
00:16:13,600 --> 00:16:20,800
So after his college and like we all we all did the bartending thing at some point or

316
00:16:20,800 --> 00:16:21,800
another.

317
00:16:21,800 --> 00:16:22,800
Right.

318
00:16:22,800 --> 00:16:26,120
And then you eventually became bar manager of Barley House.

319
00:16:26,120 --> 00:16:27,120
Is that right?

320
00:16:27,120 --> 00:16:29,400
Yeah, I'm actually a GM.

321
00:16:29,400 --> 00:16:30,640
So shorts.

322
00:16:30,640 --> 00:16:34,240
Barley House is the was or is it still is right?

323
00:16:34,240 --> 00:16:36,440
It's still there.

324
00:16:36,440 --> 00:16:40,320
Pretty sweet bar like any and everybody would go there.

325
00:16:40,320 --> 00:16:43,960
Athletes, famous people, you know, whoever downtown Cleveland.

326
00:16:43,960 --> 00:16:44,960
Yeah.

327
00:16:44,960 --> 00:16:45,960
Yeah.

328
00:16:45,960 --> 00:16:46,960
Bottle service.

329
00:16:46,960 --> 00:16:47,960
The whole you know, the whole night.

330
00:16:47,960 --> 00:16:48,960
Oh, yeah.

331
00:16:48,960 --> 00:16:49,960
He said it was pretty cool.

332
00:16:49,960 --> 00:16:50,960
Yeah.

333
00:16:50,960 --> 00:16:54,560
So I remember randomly it might have been around the time when they were filming.

334
00:16:54,560 --> 00:16:58,120
It was because it was mid 2000s.

335
00:16:58,120 --> 00:17:02,960
But Downey Jr. was there in a VIP section.

336
00:17:02,960 --> 00:17:07,280
And they all Jeremy Piven was there one time.

337
00:17:07,280 --> 00:17:10,800
So you got any like what's your favorite?

338
00:17:10,800 --> 00:17:11,800
Who's the favorite person you met?

339
00:17:11,800 --> 00:17:12,800
Working.

340
00:17:12,800 --> 00:17:13,800
Oh, man.

341
00:17:13,800 --> 00:17:18,320
I'm going to say this while I try to get upset.

342
00:17:18,320 --> 00:17:23,480
The best and my favorite person that I ever had the opportunity to meet down there was

343
00:17:23,480 --> 00:17:25,480
Chadwick Bowman.

344
00:17:25,480 --> 00:17:27,840
Oh, yeah.

345
00:17:27,840 --> 00:17:33,240
He was filming draft day down there and came in with a bunch of the Browns players who

346
00:17:33,240 --> 00:17:38,560
I at the time was pretty tight with a few of them.

347
00:17:38,560 --> 00:17:42,760
You know, and I just he had just came came off like his Jackie Robinson movie, which

348
00:17:42,760 --> 00:17:44,400
I love that movie.

349
00:17:44,400 --> 00:17:47,680
And you know, he's hanging out VIP just kind of chill and doing his own thing.

350
00:17:47,680 --> 00:17:52,280
And I'm like, you know, he had his hair cut different style for the movie.

351
00:17:52,280 --> 00:17:53,280
Right.

352
00:17:53,280 --> 00:17:55,840
And I'm like, that dude looks so familiar.

353
00:17:55,840 --> 00:17:56,840
I swear.

354
00:17:56,840 --> 00:18:00,200
I just I was like, but he's not I know he's not a bronze player because I got you know,

355
00:18:00,200 --> 00:18:05,120
as you guys do probably as well, you keep up with the team and you know, you can probably

356
00:18:05,120 --> 00:18:07,600
recognize most of the guys outside of uniform.

357
00:18:07,600 --> 00:18:08,600
Right.

358
00:18:08,600 --> 00:18:10,120
It's not just seeing them in uniform.

359
00:18:10,120 --> 00:18:13,000
So I'm you know, I'm the GM.

360
00:18:13,000 --> 00:18:16,360
So I'm walking up in the VIP section, like taking care of the guys, talking to them.

361
00:18:16,360 --> 00:18:19,320
And they're like, you know, you know, like, yeah, you got to meet Chad.

362
00:18:19,320 --> 00:18:20,960
And, you know, I got to meet him.

363
00:18:20,960 --> 00:18:26,200
And he was just such a humble down to earth, like just awesome, awesome dude to the point

364
00:18:26,200 --> 00:18:32,600
where, you know, yeah, I get my business card at the time and exchange numbers with him.

365
00:18:32,600 --> 00:18:37,240
And he came in a couple of days that week when he was like wasn't shooting.

366
00:18:37,240 --> 00:18:41,880
And he's like, hey, do you mind if I come in and, you know, just just chill, like grab

367
00:18:41,880 --> 00:18:42,880
dinner or grab whatever.

368
00:18:42,880 --> 00:18:44,280
And I'm like, man, you can do whatever you want.

369
00:18:44,280 --> 00:18:49,880
So he would he came in like a couple of times over the next few weeks.

370
00:18:49,880 --> 00:18:52,640
And we just got to sit down and talk and chat.

371
00:18:52,640 --> 00:18:56,720
Yeah, just amazing, amazing guy.

372
00:18:56,720 --> 00:19:01,320
And I had actually at the time, you know, honestly, no idea where his career would have

373
00:19:01,320 --> 00:19:03,720
taken him to, you know.

374
00:19:03,720 --> 00:19:07,160
And then with the Super O saying for him to become like, you know, Black Panther or kind

375
00:19:07,160 --> 00:19:08,600
of forever.

376
00:19:08,600 --> 00:19:12,200
That was just incredible to see that as well.

377
00:19:12,200 --> 00:19:16,560
And yeah, he was by far my favorite.

378
00:19:16,560 --> 00:19:20,980
You know, I got to meet him and the one person I actually still keep in touch with today

379
00:19:20,980 --> 00:19:24,520
is Joe Russo from Avengers Endgame.

380
00:19:24,520 --> 00:19:29,520
Like they were filming Captain America Winter Soldier in Cleveland.

381
00:19:29,520 --> 00:19:30,520
And it was pretty funny.

382
00:19:30,520 --> 00:19:34,440
They came in and we had a couple of casting crew parties for him.

383
00:19:34,440 --> 00:19:38,600
And that's also when they were opening town hall, the same owners on town hall and West

384
00:19:38,600 --> 00:19:39,600
25th.

385
00:19:39,600 --> 00:19:40,920
So they had just opened that.

386
00:19:40,920 --> 00:19:45,000
And so when I wasn't working at Barley, I was helping out in town hall.

387
00:19:45,000 --> 00:19:48,600
And that's how I got to meet like Russo, the Russo brothers and all those guys.

388
00:19:48,600 --> 00:19:50,400
So cool.

389
00:19:50,400 --> 00:19:55,320
I've seen the pictures you got up on like IG and everything, like all the athletes,

390
00:19:55,320 --> 00:19:56,320
musicians.

391
00:19:56,320 --> 00:19:57,320
I mean, actors.

392
00:19:57,320 --> 00:19:58,320
That's bad.

393
00:19:58,320 --> 00:20:01,320
Yeah, that had to be really cool.

394
00:20:01,320 --> 00:20:05,360
Then I mean, then we all have to grow up and get into the mortgage business, right?

395
00:20:05,360 --> 00:20:06,360
I was going to say, what?

396
00:20:06,360 --> 00:20:08,240
Did he start slinging loans over?

397
00:20:08,240 --> 00:20:10,920
He starts slinging loans instead of bottles.

398
00:20:10,920 --> 00:20:13,920
Well, that's exactly I mean, the funny thing is that's how it happened.

399
00:20:13,920 --> 00:20:20,000
I met a bunch of guys down at Quicken Loans that would come in doing bottle service VIP

400
00:20:20,000 --> 00:20:24,800
and I would, you know, I was I think 30 at the time.

401
00:20:24,800 --> 00:20:26,960
And these kids were like 21, 22.

402
00:20:26,960 --> 00:20:31,600
And they would come in once a month, you know, spend their commission checks, bottle service.

403
00:20:31,600 --> 00:20:34,480
And I'm like, you know, what are these kids doing?

404
00:20:34,480 --> 00:20:36,680
And are guys doing, you know, whatever.

405
00:20:36,680 --> 00:20:41,800
And they're like, you know, Quicken Loans, you know, come got to meet someone like the

406
00:20:41,800 --> 00:20:42,800
higher ups.

407
00:20:42,800 --> 00:20:47,920
They got me an interview and long story short, here we are nine years later.

408
00:20:47,920 --> 00:20:49,760
Nine years later.

409
00:20:49,760 --> 00:20:52,200
So you are now with.

410
00:20:52,200 --> 00:20:54,320
So I mean, you worked for the mothership at one point.

411
00:20:54,320 --> 00:20:56,560
Yeah, rocket for for a little while.

412
00:20:56,560 --> 00:20:57,560
Right.

413
00:20:57,560 --> 00:20:58,560
Yeah.

414
00:20:58,560 --> 00:21:01,920
And then now you're with you're with you, right.

415
00:21:01,920 --> 00:21:04,600
But this is like your this is your second time around with them.

416
00:21:04,600 --> 00:21:05,600
Yeah.

417
00:21:05,600 --> 00:21:12,000
So I got recruited by Union Home Mortgage back in 2015 to help them launch their consumer

418
00:21:12,000 --> 00:21:15,800
direct division because they wanted to open up consumer platform.

419
00:21:15,800 --> 00:21:21,680
And you know, with my background and knowledge with rocket mortgage Quicken Loans at the

420
00:21:21,680 --> 00:21:23,760
time, they recruited a bunch of us.

421
00:21:23,760 --> 00:21:27,640
So I went over there and helped them launch their consumer direct division.

422
00:21:27,640 --> 00:21:31,840
And I think that's when you originally came in when you were in town, Charlie, and you

423
00:21:31,840 --> 00:21:32,840
know, met with a bunch of guys.

424
00:21:32,840 --> 00:21:35,840
And oh, yeah, it was Jeremy.

425
00:21:35,840 --> 00:21:36,840
Yeah.

426
00:21:36,840 --> 00:21:37,840
Yeah.

427
00:21:37,840 --> 00:21:41,200
So, yeah, I mean, they're all great people.

428
00:21:41,200 --> 00:21:45,720
I mean, and like Bill Cosgrove is I've met him in the past.

429
00:21:45,720 --> 00:21:47,120
He's a great leader.

430
00:21:47,120 --> 00:21:49,720
I mean, it shows like they've been around.

431
00:21:49,720 --> 00:21:51,680
You guys have been around for quite a long time.

432
00:21:51,680 --> 00:21:56,600
It would be like a top 15 lender like every year, something like that.

433
00:21:56,600 --> 00:21:58,160
I mean, always.

434
00:21:58,160 --> 00:22:02,340
But it's been it's at least around like outside of Ohio.

435
00:22:02,340 --> 00:22:04,640
It's kind of quiet, but you're still there.

436
00:22:04,640 --> 00:22:06,160
Like you're rushing it.

437
00:22:06,160 --> 00:22:12,440
So second time around now after you've tried you try some other things with Gold Star,

438
00:22:12,440 --> 00:22:13,440
was it?

439
00:22:13,440 --> 00:22:14,440
Yeah.

440
00:22:14,440 --> 00:22:16,160
So what what brings you back?

441
00:22:16,160 --> 00:22:19,000
What is it about UHM that that brings you back again?

442
00:22:19,000 --> 00:22:23,240
Yeah, after doing consumer direct for a couple of years, you know, I had good success with

443
00:22:23,240 --> 00:22:24,240
that.

444
00:22:24,240 --> 00:22:25,240
And don't get me wrong.

445
00:22:25,240 --> 00:22:28,680
You know, when I was there, you know, Presidents Club Bankers those two years.

446
00:22:28,680 --> 00:22:33,120
But as you as you grow and kind of evolve in the industry, I was realizing like the

447
00:22:33,120 --> 00:22:37,640
way to transition, I wanted to transition and switch to retail, you know, for a little

448
00:22:37,640 --> 00:22:38,640
more longevity.

449
00:22:38,640 --> 00:22:45,640
And, you know, I was one of the at the time, the only self generated purchase guy, I was

450
00:22:45,640 --> 00:22:47,400
the only one doing purchase deals.

451
00:22:47,400 --> 00:22:48,840
And Jeremy was going to help me with that.

452
00:22:48,840 --> 00:22:53,000
But you know, once you know, we were built off of being like mostly a refi shop.

453
00:22:53,000 --> 00:22:57,040
But you know, after doing so many refis, I was like, well, why can't I do a purchase

454
00:22:57,040 --> 00:22:59,480
to then learn how to do a purchase deal?

455
00:22:59,480 --> 00:23:03,840
And and that was part of the reason why I left, you know, quick and at rocket at the

456
00:23:03,840 --> 00:23:08,440
time, because they wouldn't let us do purchases, you know, and we were get.

457
00:23:08,440 --> 00:23:13,280
All these referrals coming in and I would have to pass it off to a purchase banker.

458
00:23:13,280 --> 00:23:17,880
So, you know, that was a little frustrating, you know, you know, we're all here to you

459
00:23:17,880 --> 00:23:18,880
got to make a living, right.

460
00:23:18,880 --> 00:23:21,320
So I'd have to basically give somebody else a deal.

461
00:23:21,320 --> 00:23:22,320
Right.

462
00:23:22,320 --> 00:23:24,240
And it wasn't always reciprocated.

463
00:23:24,240 --> 00:23:30,400
So but then, you know, at UHM, I was able to do my own purchase and refis.

464
00:23:30,400 --> 00:23:35,920
And that just, you know, once that built that, it was like, all right, what's the next step?

465
00:23:35,920 --> 00:23:38,100
And that's when I wanted to switch to retail.

466
00:23:38,100 --> 00:23:43,200
So at the time, the retail position without any too much detail, it was just like a little

467
00:23:43,200 --> 00:23:46,140
discrepancy on how that would handle.

468
00:23:46,140 --> 00:23:50,720
And then some of the powers that be didn't really.

469
00:23:50,720 --> 00:23:53,240
I guess you say want me leaving consumer direct at the time.

470
00:23:53,240 --> 00:23:58,240
So the only way for me to get any experience in retail was I had, you know, I had to look

471
00:23:58,240 --> 00:24:01,540
elsewhere other outside UHM.

472
00:24:01,540 --> 00:24:05,460
So did that as a gold star for four and a half years, really loved it.

473
00:24:05,460 --> 00:24:09,440
And then tried the broker channel for a little bit and for about six months.

474
00:24:09,440 --> 00:24:13,640
And that really, I learned a lot, but it wasn't, we didn't have operations in place.

475
00:24:13,640 --> 00:24:15,080
So that wasn't really for me.

476
00:24:15,080 --> 00:24:16,880
So then UHM was always there.

477
00:24:16,880 --> 00:24:21,680
They were always kind of knocking on the door or calling or checking in from time to time.

478
00:24:21,680 --> 00:24:24,880
And then just the opportunity presented itself and it was like kind of right place, right

479
00:24:24,880 --> 00:24:25,880
time.

480
00:24:25,880 --> 00:24:29,200
Really loved the people, you know, they're only growing, you know, majority.

481
00:24:29,200 --> 00:24:31,640
I'm licensed for South Carolina, Florida and Ohio.

482
00:24:31,640 --> 00:24:33,680
Majority of my business coming from Ohio.

483
00:24:33,680 --> 00:24:36,160
And, you know, UHM is in our backyard, right?

484
00:24:36,160 --> 00:24:40,680
You know, they're, they became our huge sponsor with like the Cleveland guardians, formerly

485
00:24:40,680 --> 00:24:41,680
the Indians.

486
00:24:41,680 --> 00:24:44,880
They're, they're big with the Cavaliers, the Browns, everything, you know, we have Bernie

487
00:24:44,880 --> 00:24:45,880
Kozor.

488
00:24:45,880 --> 00:24:47,680
I was one of our national spokesperson people.

489
00:24:47,680 --> 00:24:49,480
Oh, that's right.

490
00:24:49,480 --> 00:24:50,480
Yeah.

491
00:24:50,480 --> 00:24:57,040
So they were just always like kind of blowing up and being a Cleveland guy myself, you know,

492
00:24:57,040 --> 00:25:03,120
when I, when I, when they reached back out again to kind of recruit me, I got to speak

493
00:25:03,120 --> 00:25:05,040
with Bill Kozgrove, our CEO.

494
00:25:05,040 --> 00:25:10,840
And I got to speak with Al, our president and even our national sales managers.

495
00:25:10,840 --> 00:25:14,920
And they were just, you know, the fact that none of those guys had changed positions,

496
00:25:14,920 --> 00:25:18,040
they're all still there in a higher position.

497
00:25:18,040 --> 00:25:22,000
You know, it was nice to come back and everybody that I used to work with was still there.

498
00:25:22,000 --> 00:25:25,080
And that was just kind of the biggest testament to me was like, all right, this is a good

499
00:25:25,080 --> 00:25:27,860
company to have good people.

500
00:25:27,860 --> 00:25:30,520
And that's honestly our CEO's like biggest philosophy.

501
00:25:30,520 --> 00:25:33,320
He's like, you know, I can teach anybody to do sales.

502
00:25:33,320 --> 00:25:38,440
He's like, but if you're, if you're not a good person at heart, a good partner, as they

503
00:25:38,440 --> 00:25:42,200
call it, he's like, I don't want you working for me.

504
00:25:42,200 --> 00:25:43,200
So I like that.

505
00:25:43,200 --> 00:25:44,200
I like that too.

506
00:25:44,200 --> 00:25:45,200
Yeah.

507
00:25:45,200 --> 00:25:46,200
I like that a lot.

508
00:25:46,200 --> 00:25:50,360
Actually, everybody always wants like my dad had done recruiting for years for different

509
00:25:50,360 --> 00:25:51,360
mortgage companies.

510
00:25:51,360 --> 00:25:56,080
And, you know, between him and other people, you always see they're always, they tend to

511
00:25:56,080 --> 00:25:58,200
go chase some of those high producing guys.

512
00:25:58,200 --> 00:26:03,000
But then once they get them in the door, they realize that, A, they're not a team player

513
00:26:03,000 --> 00:26:06,840
or B, they just have a bad attitude overall, but they're just about making money.

514
00:26:06,840 --> 00:26:07,840
Yeah.

515
00:26:07,840 --> 00:26:08,840
And that's huge.

516
00:26:08,840 --> 00:26:13,560
I mean, that's huge for a culture of company and success, right?

517
00:26:13,560 --> 00:26:16,360
That's pretty awesome.

518
00:26:16,360 --> 00:26:19,520
That was the big thing that kind of brought me back.

519
00:26:19,520 --> 00:26:24,440
Just coming back to that culture and not only that, like the coaching and there's so much

520
00:26:24,440 --> 00:26:31,240
more, you know, after being like a teams guy my whole life and playing on teams, like,

521
00:26:31,240 --> 00:26:34,000
you know, I feel like I'm not at my peak yet.

522
00:26:34,000 --> 00:26:38,080
I feel like there's always room to grow and evolve and become better and kind of own your

523
00:26:38,080 --> 00:26:39,080
craft.

524
00:26:39,080 --> 00:26:40,080
Right.

525
00:26:40,080 --> 00:26:44,240
And, you know, the fact that UHM offers like coaching from some of their top presidents

526
00:26:44,240 --> 00:26:50,680
club bankers who have been doing it for 20, 30 years, they're now helping other guys who

527
00:26:50,680 --> 00:26:56,400
are newer in the industry or like myself, you know, going on year nine, but only year

528
00:26:56,400 --> 00:26:58,440
five of doing retail.

529
00:26:58,440 --> 00:26:59,440
Right.

530
00:26:59,440 --> 00:27:02,880
So how to really grow my own business and get to that next level.

531
00:27:02,880 --> 00:27:06,800
So like that, that alone was like enough reason for me to come back.

532
00:27:06,800 --> 00:27:07,800
Right on.

533
00:27:07,800 --> 00:27:08,800
That's great.

534
00:27:08,800 --> 00:27:12,760
I mean, and also, you know, you have pretty sweet AMC options like ourselves.

535
00:27:12,760 --> 00:27:13,760
Absolutely.

536
00:27:13,760 --> 00:27:15,760
Throwing that out there.

537
00:27:15,760 --> 00:27:16,760
All right.

538
00:27:16,760 --> 00:27:17,760
Let's see.

539
00:27:17,760 --> 00:27:23,760
Let's sit you with the with you with our rapid rush requests.

540
00:27:23,760 --> 00:27:25,760
Rapid request.

541
00:27:25,760 --> 00:27:29,160
Quick hitters of the day.

542
00:27:29,160 --> 00:27:31,160
Blue or green dot on the text messages.

543
00:27:31,160 --> 00:27:32,920
You an Android or an iPhone guy?

544
00:27:32,920 --> 00:27:33,920
I phone.

545
00:27:33,920 --> 00:27:34,920
I phone.

546
00:27:34,920 --> 00:27:35,920
Sorry, Charlie.

547
00:27:35,920 --> 00:27:39,520
Oh, I'm always outnumbered every freaking time.

548
00:27:39,520 --> 00:27:41,240
All right.

549
00:27:41,240 --> 00:27:43,760
Favorite favorite all time Marvel movie.

550
00:27:43,760 --> 00:27:46,880
I think I know, but.

551
00:27:46,880 --> 00:27:47,880
All time.

552
00:27:47,880 --> 00:27:53,080
You just sit on the couch on a Saturday with your kid and just maybe not with the kid.

553
00:27:53,080 --> 00:27:54,920
Take one out of all of them.

554
00:27:54,920 --> 00:27:55,920
This is an unfair question.

555
00:27:55,920 --> 00:27:57,720
This is I mean, I got to get them.

556
00:27:57,720 --> 00:28:01,840
These are these are rapid rush requests and I'm going to I'm going to say the first Avengers

557
00:28:01,840 --> 00:28:02,840
is because I'm in it.

558
00:28:02,840 --> 00:28:03,840
You're biased.

559
00:28:03,840 --> 00:28:04,840
That's cool.

560
00:28:04,840 --> 00:28:05,840
Yeah, there we go.

561
00:28:05,840 --> 00:28:12,200
Can we do a sub follow up question like favorite superhero of all time?

562
00:28:12,200 --> 00:28:17,360
So I'm I originally, you know, from growing up was always like Superman, right?

563
00:28:17,360 --> 00:28:18,640
True and true.

564
00:28:18,640 --> 00:28:19,640
The boy in blue.

565
00:28:19,640 --> 00:28:24,040
But, you know, right now, I think Thor is probably got him all over the we can't see

566
00:28:24,040 --> 00:28:27,040
it, but I got him all over my office.

567
00:28:27,040 --> 00:28:30,840
So like that's kind of like I still have my it's funny.

568
00:28:30,840 --> 00:28:34,120
I still have my entire Ninja Turtles collection from when we were kids.

569
00:28:34,120 --> 00:28:40,040
But like when it comes to like Marvel, like I just I collect all Thor stuff now.

570
00:28:40,040 --> 00:28:42,760
So are you the guy that leaves them in the box?

571
00:28:42,760 --> 00:28:47,440
Like you got them all up on the shelves and stuff and graded and graded.

572
00:28:47,440 --> 00:28:48,440
Oh, nice.

573
00:28:48,440 --> 00:28:51,240
Very nice kids college fun.

574
00:28:51,240 --> 00:28:53,680
Yeah, it will be.

575
00:28:53,680 --> 00:28:54,680
Yeah.

576
00:28:54,680 --> 00:28:57,800
OK, which is a better party in Cleveland?

577
00:28:57,800 --> 00:29:00,600
Is it St. Patty's Day or Christmas in July?

578
00:29:00,600 --> 00:29:03,240
Oh, St. Patty's Day hands down.

579
00:29:03,240 --> 00:29:04,240
All right.

580
00:29:04,240 --> 00:29:09,600
So who's the next Cleveland sports team to win a championship?

581
00:29:09,600 --> 00:29:17,800
Right now, I have to say maybe the Cavs again or just because they're playing.

582
00:29:17,800 --> 00:29:20,800
I just love seeing it, to be honest.

583
00:29:20,800 --> 00:29:21,800
They're playing.

584
00:29:21,800 --> 00:29:22,800
They're playing lights out.

585
00:29:22,800 --> 00:29:24,280
They have playing really well right now.

586
00:29:24,280 --> 00:29:30,360
So, you know, I know they already won one would have been crazy to see that year 2016.

587
00:29:30,360 --> 00:29:33,360
I still can't believe it.

588
00:29:33,360 --> 00:29:38,520
You know, after after the Cavs come back from being down three one and then Indians go up

589
00:29:38,520 --> 00:29:40,120
three one and then blow that.

590
00:29:40,120 --> 00:29:44,240
Yeah, that was a yeah, that was a rough year.

591
00:29:44,240 --> 00:29:45,240
Yeah.

592
00:29:45,240 --> 00:29:46,240
So I don't know.

593
00:29:46,240 --> 00:29:50,640
I would have loved I really, really would have loved to see the Indians.

594
00:29:50,640 --> 00:29:54,920
Now the Guardians win the championship or the Browns.

595
00:29:54,920 --> 00:29:56,840
But I just feel like the Browns.

596
00:29:56,840 --> 00:29:57,840
That's a longer.

597
00:29:57,840 --> 00:29:59,320
That's a longer play.

598
00:29:59,320 --> 00:30:00,320
Yeah.

599
00:30:00,320 --> 00:30:03,960
Unfortunately, like, you know, back when we have Baker, his first couple of years, I really

600
00:30:03,960 --> 00:30:07,280
thought there was an opportunity there with the talent that we had on the team.

601
00:30:07,280 --> 00:30:11,800
And I guess that's the most frustrating part is there's just so much talent on that team.

602
00:30:11,800 --> 00:30:16,920
They just can't seem to come together as a team to really put the wins where they need

603
00:30:16,920 --> 00:30:18,040
to be.

604
00:30:18,040 --> 00:30:22,000
So many close games comes down to the fourth quarter lose by touchdown or three points

605
00:30:22,000 --> 00:30:24,120
or whatever turnovers, etc.

606
00:30:24,120 --> 00:30:25,880
It's just really frustrating.

607
00:30:25,880 --> 00:30:31,160
But as a team, the Cavs right now, I think are playing some of the best basketball I've

608
00:30:31,160 --> 00:30:32,160
seen in a long time.

609
00:30:32,160 --> 00:30:36,160
And, you know, if they're going to win, if there's going to be another team in Cleveland

610
00:30:36,160 --> 00:30:38,120
away, I think it's going to be it'll be done.

611
00:30:38,120 --> 00:30:39,520
I mean, parade time.

612
00:30:39,520 --> 00:30:40,520
We're going to get there.

613
00:30:40,520 --> 00:30:43,240
Yeah, we're going to get braids or braids or fun, man.

614
00:30:43,240 --> 00:30:44,240
The braids are.

615
00:30:44,240 --> 00:30:45,480
Yeah, we know you understand.

616
00:30:45,480 --> 00:30:46,480
You get the parades.

617
00:30:46,480 --> 00:30:47,480
Yeah, we get it.

618
00:30:47,480 --> 00:30:48,480
We get it.

619
00:30:48,480 --> 00:30:51,600
My last one, and then we'll we'll let you go.

620
00:30:51,600 --> 00:30:55,640
So with St. Patrick's Day around the corner.

621
00:30:55,640 --> 00:30:57,820
Is it best rumored?

622
00:30:57,820 --> 00:31:01,800
Is it sliming still or someone take it?

623
00:31:01,800 --> 00:31:02,960
Is someone else going to take it?

624
00:31:02,960 --> 00:31:06,400
I've heard like Danny's deli is really good.

625
00:31:06,400 --> 00:31:12,360
Not I want to say I don't know anything about Danny's, but Joe's deli and River, which has

626
00:31:12,360 --> 00:31:13,960
probably one of the best.

627
00:31:13,960 --> 00:31:16,360
I mean, if you want like.

628
00:31:16,360 --> 00:31:19,480
I mean, and Joe's is a good sandwich with Slimans, Slimans.

629
00:31:19,480 --> 00:31:22,800
You could eat that ribbon for a whole week and probably want to be be able to finish

630
00:31:22,800 --> 00:31:23,800
it.

631
00:31:23,800 --> 00:31:25,240
They have the light version, right?

632
00:31:25,240 --> 00:31:27,320
Yeah, it's like.

633
00:31:27,320 --> 00:31:29,360
And you're still eating that for days.

634
00:31:29,360 --> 00:31:31,800
It's literally like a pound of corned beef on that thing.

635
00:31:31,800 --> 00:31:33,240
It's wild.

636
00:31:33,240 --> 00:31:34,240
It's glorious.

637
00:31:34,240 --> 00:31:37,640
Yeah, you can make like I said, you can make four or five sandwiches out of that.

638
00:31:37,640 --> 00:31:42,320
I mean, after having a couple of Guinness, maybe a couple of black and tans, whatever,

639
00:31:42,320 --> 00:31:43,320
it goes down really nicely.

640
00:31:43,320 --> 00:31:44,320
But couple couple pints.

641
00:31:44,320 --> 00:31:45,320
Yeah, you need a couple.

642
00:31:45,320 --> 00:31:46,320
You need like a nap.

643
00:31:46,320 --> 00:31:47,320
Just a few pints.

644
00:31:47,320 --> 00:31:48,320
Just a few.

645
00:31:48,320 --> 00:31:49,320
You're right.

646
00:31:49,320 --> 00:31:53,920
I mean, well, that's all we got for you.

647
00:31:53,920 --> 00:31:56,480
We really appreciate the time.

648
00:31:56,480 --> 00:31:57,480
All the info.

649
00:31:57,480 --> 00:31:59,160
Keep doing all your awesome stuff.

650
00:31:59,160 --> 00:32:00,160
The superhero.

651
00:32:00,160 --> 00:32:01,160
Yeah, man.

652
00:32:01,160 --> 00:32:02,160
It's really, it's really awesome.

653
00:32:02,160 --> 00:32:04,720
You got that going and it's still going strong.

654
00:32:04,720 --> 00:32:05,720
Yeah.

655
00:32:05,720 --> 00:32:06,720
Thank you guys.

656
00:32:06,720 --> 00:32:07,720
Yeah, we're excited.

657
00:32:07,720 --> 00:32:10,840
Like I said, we're doing our first five K run this year and all the proceeds, all the

658
00:32:10,840 --> 00:32:16,160
money that we raise, everything goes to benefit, you know, those families and children facing

659
00:32:16,160 --> 00:32:17,360
adversity in some way.

660
00:32:17,360 --> 00:32:19,720
So it's a it's a fun organization.

661
00:32:19,720 --> 00:32:22,600
I'm just, you know, happy and humble to be a part of it.

662
00:32:22,600 --> 00:32:27,760
And the fact that I could say I was a founder of the group and it's, you know, with me,

663
00:32:27,760 --> 00:32:31,120
our family growing itself and with the pandemic, I had to take a step back.

664
00:32:31,120 --> 00:32:32,760
But it's still there and it's great.

665
00:32:32,760 --> 00:32:34,720
We're up to like 100 members now.

666
00:32:34,720 --> 00:32:40,680
And, you know, we're like the feature charity at the Comic Con every year, which is now

667
00:32:40,680 --> 00:32:43,680
called Fan Expo.

668
00:32:43,680 --> 00:32:44,680
But it's awesome.

669
00:32:44,680 --> 00:32:48,440
Like, it's really, really cool to just to see the growth and how far we've come.

670
00:32:48,440 --> 00:32:55,920
And so such a short, short, short, almost, you know, we're going on year 13.

671
00:32:55,920 --> 00:32:57,920
But yeah, thank you.

672
00:32:57,920 --> 00:32:59,560
No, it's awesome, man.

673
00:32:59,560 --> 00:33:00,560
It's super cool stuff.

674
00:33:00,560 --> 00:33:01,560
I'm just happy to hear about it.

675
00:33:01,560 --> 00:33:02,560
Yeah, check it out.

676
00:33:02,560 --> 00:33:03,560
I will.

677
00:33:03,560 --> 00:33:06,560
I think that's a wrap for us today, buddy.

678
00:33:06,560 --> 00:33:07,560
Yes, it is.

679
00:33:07,560 --> 00:33:12,560
Yeah, we hope we have everybody enjoyed this episode of Valuation and another great industry

680
00:33:12,560 --> 00:33:13,560
guest.

681
00:33:13,560 --> 00:33:19,760
Please make sure to go ahead and like subscribe on all the social media channels and turn

682
00:33:19,760 --> 00:33:20,760
on those little notifications.

683
00:33:20,760 --> 00:33:23,760
Hit that little bell icon.

684
00:33:23,760 --> 00:33:29,440
Remember you can find us on Facebook, IG, TikTok, YouTube to see our outfits of the

685
00:33:29,440 --> 00:33:36,440
day, Spotify, iTunes or wherever you listen to your favorite podcasts.

686
00:33:36,440 --> 00:33:37,440
Peace.

687
00:33:37,440 --> 00:34:02,440
Peace.

688
00:34:07,440 --> 00:34:09,440
Peace.

